Bruce Nohe AFN Discovery Book

ARE

YOU READY TO

Founded in 2001

Based in Brea, CA | East Coast Division in NJ

AFN is licensed in all 50 U.S. states + D.C.

220 Branches | 1,100+ Loan Officers

Direct lender to over 50 correspondent banks

Direct seller to FANNIE, FREDDIE and GINNIE

Ability to Broker loans as well. Over 87 approved residential broker outlets. Like Quicken Loans, Loan Depot, Flag Star, Freedom, Carrington, Mr Cooper, New Penn, and many more.

Construction to Perm, One Time & Two Time Close, Reverse Mortgages, 203K, No Income Verified Asset & No Waiting Period for BK, Foreclosure or Short Sale Loans. Commercial & Hard Money Loans & Non-QM loans.

Over 210 Down Payment Assistance Programs Nationwide including Chenoa.

The best part about being an AFN Branch Manager is that you DO NOT have to open up a brick and mortar office unless you want too. You can be a virtual Branch Manager.

Win More Deals With Competitive Rates & Flexibility

Full Rate Sheet Flexibility

Win more deals because you are able to go up or down in price/rate to be the most competitive lender around.

AFN pays out commissions weekly.

Yes...you heard that right, weekly. So, you will get paid the following Friday after a loan closes via direct deposit W2.

Your loan officers get paid their commissions weekly also. No waiting for their money.

When the branches loans close we credit your P&L with the gross revenue the very next day after the loan funds. No waiting for the loan to sell in Post Closing. So you get access to your money right away!

You have access to a LIVE P&L

You can log into your P&L, Funded Loan Report, and General Ledger 24 hours a day and see every transaction (Credits & Debits). Plus see all your closed loans and the profits on each of them. Income & Expenses.

AFN has a full-time Accounting Department that handles all your:

Accounting Expenses Payrolls

They will send you a payroll register every Monday morning to proof and sign off on before they disburse the payroll every Friday.

Expense Account

You will receive an Expense Account with Concur Solutions, so you can expense back all business expenses to yourself tax free. Run your business with gross money, not your net paycheck.

AFN has the Marketing Tools and Co-Branded Collateral You Need.

AFN Marketing has one of the very best offerings in the industry. Our team of award-winning and seasoned marketing, creative and social media professionals is 100% focused on Loan Officer support. We are dedicated to providing Loan Officers and our Realtor® marketing partners the very best solutions and support possible.

You’ll have access to a comprehensive CRM, personalized website and Experience.com free of charge. Plus, you can work with Social Bot, ListReports, MBS Highway and much, much more!

*Realtors must pay proportionate share for any co-branded advertising. This information is intended to assist Real Estate Brokers, Agents, and other Industry Professionals, and is not an advertisement for consumer credit as defined in 12 CFR 1026.2(a)(2). This information is not intended for consumers and may not be duplicated or disseminated to the public.

Cutting Edge Social Media Offering

Full Social Media Support

Digital Animations

Weekly Images/Content Provided

Hours of Live & Recorded Training

Local SEO Support

Social Media For Realtors®

Automated Social Media Posts with Opt-In Service

Weekly Anmated Videos with Customization Option

Simplicity & Speed

Clients can easily apply for a home loan using a phone, tablet, or computer, and receive immediate approval and quick closing.

Expertise

SNAP already knows exactly what needs to be done and will direct clients with simple, clear instruction on what to do next.

Transparency

The status of their loan is accessible to them 24 hours a day, seven days a week, so there’s no waiting for an office to open to get an update.

We use Encompass Bankers Edition & Optimal Blue for pricing.

Direct Access to Processors & Underwriters via video calls on Microsoft Teams

Option to have Delegated Underwriters & Processors dedicated to your branch We underwrite directly to guidelines. NO OVERLAYS. We underwrite straight to AUS Findings. We also do Refer/Elgiible loans.

Flexible Credit Score Requirements

FHA as low as 550, VA as low as 580, USDA as low as 600, Conventional as low as 620 in house.

American Financial Network, Inc. (AFN) is licensed in all 50 states + D.C. We are proud to build partnerships and help homeowners nationwide. AFN always ensures our staff is fully trained and knowledgeable in rules of all regulatory entities, at the state and national levels.

American Financial Network, Inc. (AFN) is licensed in all 50 states + D.C. We have a referral desk that you can use, so you can assist homebuyers in any state even if you’re not licensed in that state. 50bps will go to the referral desk Loan Officer and the rest of the gross revenue from the loan will go into your P&L.

We have an annual Branch Manager Conference for Branch Managers to

Annual President’s

LOAN OFFICERS:

Limiting factor: Experience.com

scores at or above 4.9 average

•Retail: Top 10 Loan Officers by Volume (must be individual, not teams)

•Retail: Top 10 by Units (must be individual, not teams)

*Referral Desk excluded. | Do not include duplicates.

BRANCH MANAGERS:

Limiting factor: of positive branch cumulative and YTD PNL

•Retail: Top 5 branches by Units and Volume

*Referral Desk excluded. | Do not include duplicates.

DIVISION MANAGER:

•Over $600 Million per year OR 1 most profitable YTD

*No exclusions for recruited branches, closed branches, etc.- straight front end PNL combination

OPERATIONS

PERSONNEL:

•Top 2 Underwriters by Score Card

•Top 2 Processors by Score Card

•Top 2 Closers by Score Card

•Top 2 Discretionary for other departments

PROGRAMS AFN EXCLUSIVE

National Mentorship Program

The Mentorship Program is an opportunity for Mortgage Loan Originators across Team AFN to grow your business to your full potential. This is a 10 month program sponsored by AFN, so there is no cost to you or your branch.

National Masters Coaching Program

This program is available to those who have completed the Mentorship Program or Superstars Coaching Program.

Coaching & Mentorship Programs To Help You Develop & Grow Your Business

Superstars Coaching Program

This a special coaching program specifically designed for Operations and Support Teams.

Millionaire Mortgage Academy

An exclusive coaching program teaching the “Secrets of Success” from top Divisional Managers and our National Business Coach. This program includes strategic goal setting, centers of influence coaching and more!

We

a have a full Licensing & Transition Department to make your move to AFN as seamless and smooth as possible.

No Breaks In Your Business!

Toggle between two companies until you close out your current pipeline and collect your last paycheck. Then, you switch over to AFN.