B U Y E R S
W I T H
P R E S E N T A T I O N
D R E W
M A C I N T O S H
ABOUT DREW MACINTOSH TEAM Wow you are actually reading this, thats awesome! Usually people skip right to the good stuff! But since you’re here, heres some info about Drew and the Team. When Drew first realized his passion wasn’t in buying and selling houses, but it was in helping people, there was no stopping him. His love for his clients only grew when he decided to start his own real estate Team at Re/Max, bringing the highest level of excellence to all his clients. Today, Drew brings you The MacIntosh Team, a dedicated and trusted team that prides itself on world class service with open communication, honesty, integrity and exceptional results. When you work with Drew and his Team, you will always receive first class treatment, from initial introductions to well past the closing date, his goal is simple: make your experience as effortless and enjoyable as possible. Drew wants you to brag about your experience, so whenever you hear someone talking about real estate, you feel you need to jump in and make your feelings known. While a big fan of the phone call and en even bigger fan of face to face meet ups, Drew has also introduced new systems into his sales approach that make him one of the most innovative realtors in the area. While creating unique videos and engaging social media campaigns, Drew’s approach makes communication between his team and clients as seamless as possible. Because of his family ties to the area, he knows the best local places to eat, play and neighbourhoods to fit your families needs. With a genuine neighbourhood team working with your family, you will feel confident from start to finish. Here are a few things Drew and his team agree on. Family is everything. Pizza is just as good the next day. And anything worth doing, is worth overdoing.
BUYER’S INFO 1. MAKING THE RIGHT CHOICE It is very important to evaluate yourself and your situation to help ensure that buying a home is the right decision for you. We believe in full disclosure and the importance of planning. Some questions you should ask yourself: What reasons are prompting you to move and what is your preferred timeline? Have you been through the pre-approval process? If so, what amount have you been approved for? When we find the right home for you, are you prepared to make an offer? 2. YOUR LIFESTYLE Deciding on what type of home you want to live in is just as important as deciding on where you want to live. For some, location is everything. For others, home details are everything. It is important that you decide what is most important for you and what type of lifestyle you truly desire. 3. LOCATION, LOCATION, LOCATION. Another important decision during the buying process is proximity to important things such as schools, work, grocery stores, and amenities such as shopping centres, restaurants, parks and recreation centres. These things define your lifestyle choice and are not only necessary, but convenient.
WE ALWAYS OUTPERFORM Real estate is so much more than just a job, it is our passion, and our duty is to provide all our clients with the necessary services to help them reach their real estate goals. Having the RIGHT AGENTS helps. IT ALL STARTS HERE... Many agents offer great service, but not-so-great advice. Others offer great service, great advice, but lack communication. Though we are not perfect, we strive to offer our clients excellent service, excellent communication, trusted advice and a personal touch. We truly believe in people, their dreams, and care about all of our clients, who we now consider our extended real estate family. KEEP THIS IN MIND WHEN LOOKING FOR AN AGENT... 1. EDUCATION The most important factor in choosing a real estate professional is his or her education in the real estate industry. Our professionals have advanced training and education, allowing them to be among the top agents in the world earning prestigious designations in the various fields of real estate. 2. EXPERIENCE AND EXPERTISE You want a full-time agent who is familiar with your area and with the type of property you intend to sell. Does he or she employ a diverse range of marketing and advertising strategies? How tech-savvy is your agent? How many similar properties has he or she been able to help clients buy in the past? 3. AVAILABILITY AND COMMITMENT Your agent should be capable of prompt and decisive action during the course of finding your home. Does your agent make it a point to keep in touch with you constantly? Is your agent easy to contact in case of emergencies or even for the simplest questions? Is your agent available on the weekends or in the evenings when most buyers are out looking? 4. RAPPORT Does your agent take the time to listen to your goals and clarify your needs? Can your agent understand your unique situation and be genuinely concerned about the outcome of the process? Your listing agent will be your guide and partner in this crucial decision, so it is important to find one with whom you can get along.
MORTGAGE INFORMATION GETTING STARTED You’ve decided you want to buy a home. Now what? The first – and most important step to the home buying process is financing. You can’t do anything until you know how much you can afford. To get started, you need to understand what lenders are looking for from a borrower. There are three main factors that help determine if you qualify for home financing: income, assets, and credit history. DIFFERENT TYPES OF MORTGAGES: Getting a mortgage is one thing. Getting a mortgage that best suits your situation is another. Some mortgages have less strings attached but have more strict stipulations, while others may be harder to get, but have more flexibility. It is important to have all the information about mortgages available to you before you decide to move forward in the purchase of a home. Find out how the Agent Marketing Group can help you find the mortgage that best suits you. INCOME & ASSETS Most loan programs require the lender to verify all of your income sources. Typically you will need to provide pay stubs, your T-4 and copies of your tax returns. Lenders will also want to go through your assets and how much of a down payment you will have when determining your loan approval. CREDIT HISTORY All lenders review a borrower’s credit history to determine the type of credit used, the amount owed, and the borrower’s repayment history.
MOVING CHECKLIST It is important that you use this checklist in order to be well-prepared when buying a home. The last thing you would want to happen is to move into a home without the necessities in life such as electricity, gas, water, or work/school related services such as Internet/phone, etc. Be sure everything is in order to keep things running smoothly during the buying process. If you need assistance, we are always here to lend a helping hand. It`s what we do! UTILITY PROVIDERS • Electricity Providers • Telephone Providers • Water & Sewage • Cable & Internet Providers • Gas Providers GOVERNMENT INSTITUTIONS • CRA • Post Office • Schools • Provincial Licensing • Library • Veterans Administration INSURANCE COMPANIES • Accidental Insurance • Auto Insurance • Health Insurance • Benefits Provider • Home Insurance • Life Insurance PROFESSIONAL SERVICES • Broker • Accountant • Doctor • Dentist • Lawyer
BUSINESS ACCOUNTS • Banking Institutions • Cell Phone Providers • Department Stores • Financial Companies • Credit Card Companies CLUBS & MISCELLANEOUS • Country Club • Health & Fitness Club • Recreation Club • Book Club • Other Club
MY SALES APPROACH Our team uses the Internet and all online tools to help find your next home. With more than 90% of buyers checking the web, getting online is the most effective and efficient way to search for homes. Our web presence and online network will help us find a home that best suits you! Below shows that 99% of people search for a home using three main search engines. We make sure to give you the widest possible access on these platforms.
81% 12% 6% BUYER SEARCH ONLINE! More than half of all homebuyers search online first when looking to purchase a home. It is vitally important that you are able to view the full range of potential homes to find the one that’s right for you.
|| TRUSTED ADVICE || TOURING HOMES IN PERSON AND ONLINE Some people look at several homes before finding just the right one. And others find “the one” immediately. Thanks to the Internet, you can streamline your search process significantly by checking out homes for sale online. You can visit open houses and preview everything that’s for sale in your market.
BUYER’S PREPARATION You’re ready to buy - or maybe you’re just ready to start seriously thinking about buying. There’s a lot you can do to prepare. With so much information available at your fingertips, you may already be doing a lot of your own research. Here are a few things to keep in mind while you get started. DETERMINE YOUR PRICE RANGE The best place to start when buying a home is to find out how much house you can afford. An experienced agent can refer you to a mortgage broker who can assist you with determining how much of a down payment you can afford, comfortable monthly payment, and the type of loan that fits your needs best. Serious buyers who are highly motivated should go through the effort of getting pre-approved; not only will this allow you to focus your home search, but it will also position you as a serious buyer in the eyes of sellers when the time comes to make an offer. MAKE A LIST AND PRIORITIZE Imagine your ideal home and location. Now make a list of everything you envisioned, take that list and break it down from high to low priority. High-priority items are the things you cannot live without in your new home. (Large Bedrooms, Large Closets, High-end appliances, proximity to amenities and schools, etc.). Lower-priority items are those that are an added bonus, but not necessary. (Jetted-tub, landscaped yard). TOUR HOMES IN PERSON AND ONLINE Some people look at several homes before finding just the right one. And others find “the one” immediately. Thanks to the internet, you can streamline your search process significantly by checking out homes for sale online. You can visit open houses and preview everything that’s for sale in your market on one of our websites.
YOUR ORIL CREATING POSSIBILTIES
LLIA AGENT THROUGH IDEAS & DREAMS
THE OFFER PROCESS NEGOTIATING THE RIGHT WAY We take the ethical responsibility of fairly negotiating contractual terms very seriously. It is our job to find a win-win agreement that is beneficial to all parties involved. You may even have to deal with multiple offers, so make sure that yours is strong if you really want the home. As your agents, we will guarantee a thorough and objective assessment of the home’s true value to help you make the right choice. THE INITIAL AGREEMENT AND DEPOSIT An effective agreement is a legal arrangement between a potential purchaser and the property’s seller. Laws vary but in order to be a legally binding agreement, the agreement may require consideration. This consideration (initial and additional deposit) is to be held in trust pending the fulfilment of conditions or contingencies in the effective agreement. KEEP WRITTEN RECORDS OF EVERYTHING For the sake of clarity, it will be extremely useful to transcribe all verbal agreements including counter-offers and addendums, and convert them to written agreements to be signed by both parties. We will assist you in drafting all the paperwork for your purchase and make sure that you have copies of everything. STICK TO THE SCHEDULE Now that you have made an offer, you and the seller will be given a timeline to mark every stage in the process of closing the real estate contract. Meeting the requirements on time ensures a smoother flow of negotiations and also ensures that each party involved is not in breach of their agreements. During the process we will keep you constantly updated so you will always be prepared for the next step.
HOME INSPECTIONS THE PRICE IS NOT ALWAYS RIGHT It is a good idea to make sure what you think you are buying is indeed the property you are buying. It is so important to feel comfortable with your purchase during the home buying experience. Feeling comfortable starts with financing, but then leads into feeling confident that your purchase is sound. Having a professional home inspector is the way to gain peace of mind. A proper inspection will cover all areas of the house both structurally and mechanically and give you an objective view of the property. A qualified home inspector will also provide you with a written report indicating areas of concern and the estimated cost of repairs. HERE ARE A FEW HOME INSPECTION TIPS: • Ensure the home inspector checks for visible issues with plumbing, electrical systems, roof, insulation, walls, ceilings, floors and windows, and the condition of the foundation. • • Ensure your home inspector gives you a close and personal look at your new home. It takes about three hours to go through all the systems, and if there are any problems, you will see them with your own eyes. They will also give you maintenance tips and easy fix-ups, if necessary. • Ensure that in the end, you receive a detailed report that summarizes the condition of your home.
WEB SYNDICATION It’s our responsibility to represent your interests as the buyer. This includes searching for a home, negotiating the best price, and handling all the details of your next purchased property. As exceptional agents that never settle, we provide personalized access to more available property information. AS EXCEPTIONAL AGENTS WE WILL: 1. Provide you with information regarding all properties listed with the Real Estate Board online at your convenience. This includes bank sales and “For Sale by Owner” sales. Furthermore, we provide complete, daily searches of homes appropriate to your needs and budget, complete access to a member of our team at all times and instant notification on all new properties matching your search criteria. We are also always available to show you homes at your request. 2. Mortgage Brokers, Building inspectors and Appraisers, Movers, Surveyors 3. Advise prospective sellers and their brokerages that we are representing you and negotiating on your behalf. 4. At all times, our team will demonstrate quality and professional conduct to provide the best possible real estate experience. 5. Keep everything between us. We will never disclose personal client information at any time in compliance with our privacy policy. Exceptional clients deserve exceptional agents who always communicate, always put you first, but never settle. EXCEPTIONAL AGENTS = EXCEPTIONAL RESULTS.
first steps
buyers take when looking for a home 51%
Internet (home searches & research)
34%
REALTORÂŽ
4%
Call on yard sign
4%
Friend/relative/neighbor
4%
Open House
2%
New Builder
1%
Local newspaper & magazines
1%
knew the seller
CLIENT TESTIMONIALS Drew is an excellent realtor with a lot of knowledge and patience. My husband and I looked at a lot of houses, constantly changing our mind as to what we were looking for and Drew stuck by our side. Drew kept us informed every step of the way and he always responded quickly. He is available when you need him and puts a lot of effort into making sure his clients are satisfied.
WHITNEY W As first time home buyers, we were hesitant but decisive and Drew responded with grace, professionalism, and advice that led us to our final decision. Drew’s knowledge of the Orillia Market and his patience resulted in exceptional customer service & our forever home. We would recommend The MacIntosh Team to everyone; thank you for helping us find our first home!
SARA & LOGAN We have used Drew and his team for three real-estate transactions over the past three years. Drew is helpful, reliable and professional. He showed great patience as we evaluated many properties, helped us maximize the value of our primary residence and has kept in touch after the transactions closed. Drew is direct and transparent about his motivation and goals - we call Drew a friend and will use The MacIntosh Team for our future real estate needs.
MARYLU & PAUL Being apart of the MacIntosh Team has been a very rewarding experience. Drew answers my constant questions patiently and with expert knowledge. After a visit to the office or a quick phone call, I always leave feeling confident and secure that my best interests are being looked after. I would highly recommend Drew and his team to friends and family.
BRENT W.
THANK YOU FOR THE OPPORTUNITY
Drew Macintosh Sale Associate
705.345.9371
drew@macintoshteam.com www.macintoshteam.com