BUYER’S GUIDE
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Buying and Selling Real Estate is a big decision and it is very important to put your trust in people who have the experience, tenacity, and the same objective as you have; to help you find the perfect home for you and your family. Our team has come together from different sectors of life to create a comprehensive and educated group of talented individuals. Our team covers all bases when working hard for you and we are committed to providing for you the best Real Estate experience possible. Our commitment to enhanced customer service, through constant communication, detailed updates, network of related professionals and personalities, has made our team stand out from the rest. We have everything covered for you so this process can be as enjoyable and stress free as possible. Do you have a lawyer? What do you do on possession day? Do you know what a home inspection is for? These are common questions that many people fail to even consider. Don’t worry, we have all of this and more covered for you. Our team members work with many different people on a daily basis and above all we trust them to treat you like family while being as efficient as possible. In this book, you will find testimonies from past clients so you may read first hand what it was like working with us. From exceptional communication, to exceptional marketing, to exceptional service; our agents strive to be exceptional.
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ABOUT LOUIS WITSIEPE By keeping his finger on the pulse of the latest trends and movements of the Atlanta metro and suburban real estate market, Louis Witsiepe is able to offer his clients topnotch guidance from start to finish, ensuring the entire process is seamless, efficient and rewarding. Specializing in premier neighborhoods such as Buckhead and East and West Cobb, where the market is supporting growing family needs for great schools systems and activities, up and coming top notch senior communities, and professionals searching for a work/life balance, Louis takes pride in helping buyers find their dream home. In addition to new construction, senior communities, and family homes, Louis is well versed in investment properties. Joining the world of real estate, with over 10 years of experience, and as a successful entrepreneur in the business industry, Louis Witsiepe became an expert in figuring out how to provide customers with what they want and need. It starts with fully appreciating each customer and then finding creative ways to fulfill their needs-insight that informs how he approaches his work as a real estate representative. Louis is originally from Birmingham, AL and received a BA in business with a minor in business marketing. He lives with his wife and daughter in Marietta, GA, enjoys Alabama football games, golfing, and grilling with his family.
Exceptional Agents.
Exceptional Results. 4
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OUR TEAM WE ALWAYS OUTPERFORM Real estate is so much more than just a job, it is our passion, and our duty is to provide all our clients with the necessary services to help them reach their real estate goals. Having the RIGHT AGENTS helps. IT ALL STARTS HERE... Many agents offer great service, but not-so-great advice. Others offer great service, great advice, but lack communication. Though we are not perfect, we strive to offer our clients excellent service, excellent communication, trusted advice and a personal touch. We truly believe in people, their dreams, and care about all of our clients, who we now consider our extended real estate family.
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OUR TRUE ADVANTAGE
KEEP THIS IN MIND WHEN LOOKING FOR AN AGENT...
1. EDUCATION The most important factor in choosing a real estate professional is his or her education in the real estate industry. Our professionals have advanced training and education, allowing them to be among the top agents in the world earning prestigious designations in the various fields of real estate. 2. EXPERIENCE AND EXPERTISE You want a full-time agent who is familiar with your area and with the type of property you intend to sell. Does he or she employ a diverse range of marketing and advertising strategies? How tech-savvy is your agent? How many similar properties has he or she been able to help clients buy in the past? 3. AVAILABILITY AND COMMITMENT Your agent should be capable of prompt and decisive action during the course of finding your home. Does your agent make it a point to keep in touch with you constantly? Is your agent easy to contact in case of emergencies or even for the simplest questions? Is your agent available on the weekends or in the evenings when most buyers are out looking? 4. RAPPORT Does your agent take the time to listen to your goals and clarify your needs? Can your agent understand your unique situation and be genuinely concerned about the outcome of the process? Your listing agent will be your guide and partner in this crucial decision, so it is important to find one with whom you can get along. 7
FOR BUYERS 7 STEPS TO A SMOOTH HOME PURCHASE STEP 1: FIND A REALTOR® Well look no further you just found one! By choosing our team as your REALTOR® you just found someone who is experienced, punctual, efficient and above all honest. We give you our email and direct phone number. You can call us 24/7 with any thoughts, questions or concerns. Ask about our one hour call back guarantee “Remember: REALTOR® fees are paid through the transaction. There are no cost to use our services & expertise!” STEP 2: GET YOUR CREDIT CHECKED Have you checked your credit lately? Before you apply for a home loan, it’s a smart idea to obtain a copy of your credit. There can be errors or things that need to be addressed. It’s easier to address these problems before you find a house, than after you have found a house and are trying to close your loan. STEP 3: GET APPROVED BEFORE YOU GO HOUSE HUNTING: Getting an approval is easy and very beneficial to you. Most lenders can hold your rate for 120 days. You may not be looking to buy right away so by doing this you are locking your rate in case rates go up. If rates go down you get the new rate so it’s a win-win situation! During the approval process the lender will verify your employment history and assets to ensure you’re a strong lending candidate. 8
STEP 4: LEARN ABOUT LOCATION Narrowing down your search location can be one of the hardest parts in finding a home. Often people find a home in a location that they never thought was a possibility. That’s why it’s important to discuss your housing needs with us. Then we can help guide you to an area. We have taken the liberty of enclosing an MLS® Map to help you narrow down your search. STEP 5: PROTECT YOURSELF: The Agent Marketing Group will provide you with a copy of the documents necessary to buy your new property. Read them ahead of time so that you’ll understand the questions that you will be asked, the things you need to know, and the decisions you will need to make. STEP 6: HAVE REASONABLE EXPECTATIONS. Understanding and remembering the following two statements will help diffuse the negotiation stage, the inspection stage and the closing stage. When you go to purchase your home just remember the market value of the home is what the buyer and seller are willing to agree to. When we have come to an agreement on your property, getting an inspection is a must. It may cost a few hundred dollars but this could potentially save you thousands. During your inspection, the inspector will go over your property and discuss any deficiencies of the property with you. We will then go over the report and come up with a suitable solution if there’s a problem. STEP 7: HAVE FUN! This is a fun and exciting time in your life. We will make this process as easy and as fun as possible. 9
12 THINGS TO KNOW WHEN BUYING A HOME HOME TWELVE STEPS (1 - 6) 1. We will help you determine the price range of the home based on the mortgage payment amount you can comfortably afford. It is strongly recommended that you obtain a pre-approval for a mortgage. We will arrange this for you and work with our mortgage specialists to get you the best rates available for your situation. 2. We will review all the amenities and features you want in a home and help you find the perfect house. 3. We will help you identify the most desirable properties based on your price range and features, and will set up an automatic search to send you properties that fit your criteria. We also search For Sale By Owner properties and our list of foreclosures to help you find the right house. 4. We will help you estimate your closing costs. 5. We will discuss the process of negotiating, educate you on the contracts and explain the different condition options. 6. We are then ready to go out and look at homes. It is very important to give us feedback and your thoughts on the homes we look at. Remember its ok to say you dislike a home. Tell us why, so we can eliminate these features from your search the next time we go out. “Knowing what you don’t want is just as important as knowing what you do want.” 10
12 THINGS CONTINUED... TWELVE STEPS (7 - 12) 7. When you select a home that you want to purchase we will first do all the proper research and find comparables in the market. Once we know an initial purchase price we will write up the Real Estate Purchase Contract and proceed to send the offer to the other REALTORŽ 8. In most cases we will be negotiating to get you the best price. This process can take many hours and it requires patience. We are working our hardest to get it done as soon as possible for you and for the best price. 9. When the purchase contract is accepted by both parties the property is now “conditionally sold�. Conditionally Sold means that there has been an offer on the property and it has been accepted depending on certain conditions. Some of the conditions could be: financing, home inspection and condo document review. At this time we will be waiting for the conditions to be approved and/or waived before becoming a firm sale. 10. We will then help guide you in choosing a lawyer who is also part of the Agent Marketing Group family. 11. Copies of the purchase contract go to all selling parties and buying parties. 12. When the contract becomes a binding agreement the lawyer goes to work to finalize the purchase of your new home!
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INTRO TO MORTGAGES WHAT IS A MORTGAGE? A mortgage is an interest in property provided by the borrower as security for a loan. There are normally two people involved in this process. Mortgager: The borrower that receives funds. Mortgagee: The lender that has an interest in the property until the loan is repaid. Different Sources of Mortgage Funding: • Life Insurance companies • Chartered Banks • Credit Unions • Sellers • Loan Companies • Mortgage Brokers • Finance Companies DIFFERENT TYPES OF MORTGAGES: Conventional Mortgages: Mortgages that don’t exceed 80% of the value of the home being purchased. High Ratio Mortgages: Mortgages that can exceed 80% of the value of the home being purchased. This mortgage must be insured through a bank or trust company.
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HOME INSPECTIONS WHAT YOU SHOULD LOOK FOR To cover every nook and cranny of the house and discover its true conditions you must hire a home inspector with experience and expertise. Don’t worry we have you covered, we have inspectors for hire. Here’s what our inspectors investigate in and around your new home: • • • •
Exterior Structural Roof Electrical
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Heating Plumbing Insulation Interior
The inspection is a process to learn about your new home and determine the situation the home is in. The type of questions the inspector will ask are: • Is the home structurally sound? • Is the electrical service adequate? It is prudent to be an informed purchaser as you make one of your largest buying decisions ever. Home inspections assist in giving you peace of mind that there are no surprises in store.
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WEB SYNDICATION It’s our responsibility to represent your interests as the buyer. This includes searching for a home, negotiating the best price, and handling all the details of your next purchased property. As exceptional agents that never settle, we provide personalized access to more available property information. AS EXCEPTIONAL AGENTS WE WILL: 1. Provide you with information regarding all properties listed with the Real Estate Board online at your convenience. This includes bank sales and “For Sale by Owner” sales. Furthermore, we provide complete, daily searches of homes appropriate to your needs and budget, complete access to a member of our team at all times and instant notification on all new properties matching your search criteria. We are also always available to show you homes at your request. 2. Mortgage Brokers, Building inspectors and Appraisers, Movers, Surveyors 3. Advise prospective sellers and their brokerages that we are representing you and negotiating on your behalf. 4. At all times, our team will demonstrate quality and professional conduct to provide the best possible real estate experience. 5. Keep everything between us. We will never disclose personal client information at any time in compliance with our privacy policy. 14
first steps
buyers take when looking for a home 51%
Internet (home searches & research)
34%
REALTORÂŽ
4%
Call on yard sign
4%
Friend/relative/neighbor
4%
Open House
2%
New Builder
1%
Local newspaper & magazines
1%
Knew the seller
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TESTIMONIALS “If it weren’t for Louis stalking homes and photos on Zillow and cold calling people to see if they were in the market to sell, we would have never found our dream home! Seriously, what realtor does that now a days!!! Not only were we able to get in the exact location and school district we wanted, but we were able to get a contract in place before the home formally hit the market which eliminated all competition! In addition, he helped us get contractors lined up to make sure the house was ready for our arrival. This made our out of town move, so much less stressful! Thank you, Louis! We honestly couldn’t be happier with your services and we truly appreciate everything that you’ve done for our family!” - BECKY ALLEN “Louis’s attention to detail and knowledge regarding every aspect of home building made the process enjoyable and structured from start to finish. As our new home was being built, he remained our eyes and ears, always making sure we had regular updates, as we were living in a different state. For every step of the journey, Louis had suggestions to make any task or decision easier on us as buyers and ensured our best interest. The work ethic and enthusiasm Louis shares with his clients is unmatched, creating a second to none experience” - EVAN SANDLER 16
“It is our immense pleasure to recommend Louis Witsiepe as a real estate agent for any individual or family searching for the ideal home for their unique situation. After looking for years for the perfect home for our family, we began scanning the area and Louis offered to help. Louis had an initial meeting with us and took diligent notes regarding our specific needs in a single family home as well as budgetary limitations. He did not waste our time with homes out of our price range or not in line with our needs. After looking for a while, he mentioned we maybe should build. We found the perfect area with an amazing lot. Louis was awesome through the entire process of building a custom home. From start to finish, he was very patient, and represented our interests through every step of the way. He stood firm on many topics that were important to us, and protected us from numerous things that popped up during the building process.� - ERIC AND KELLY MORAN
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THANK YOU FOR THE OPPORTUNITY 18
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251.442.8030
louiswitsiepe@gmail.com