BUYERS PRESENTATION
ABOUT ROSS STOROSHENKO My entire life I have been shaped and nurtured for this business. I am a proud third generation real estate professional. Right out of high school I started surveying homes and preparing Land Surveys, after that I worked as a home technician for a home builder so I have an ample amount of experience in home construction and sciences. Even before I started working I was renovating homes with my father at a a young age. I am confident and knowledgeable in every aspect of this business. Aside from my experience, Ken and I are driven by the same thing‌ passion. We are always excited to wake up everyday and provide our clients with outstanding service. We truly care about what we do and the people we work for. This is an always changing business, so Ken and I are always keeping up-to-date with the latest trends so you know you are always getting the absolute best service. My passion truly lies with helping people and building new long lasting business relationships and to create friendships along the way. I am excited to help everyone with their real estate needs.
780.965.1544 rosss@remax.net
ABOUT KEN KUNKEL Ken Kunkel is known for integrity, diplomacy and sincerity in all his dealings. In his tenure in the business, he has first and foremost strived to be someone in whom his clientele and colleagues can put their trust and faith. Every transaction, he believes, is always about his customer. “You are the driver, I am the passenger who’s there to guide, educate, and provide the best service possible.” Key to Ken’s success has also been the result of his patient demeanour and dedicated work ethic. He knows how to listen, is generous in offering information, and more importantly, knows when to stop talking. His main intention is to understand his client’s needs and build a relationship that will last over the course of time. When orchestrating deals for his buyers and sellers, Ken is assertive and effective without being too aggressive. While he is a strong negotiator and advocate for his clients, he is just as much a compassionate, friendly, humorous partner who eases a process that can often be quite stressful.
780.993.199 kenkunkel@remax.net
BUYER’S INFO 1. MAKING THE RIGHT CHOICE It is very important to evaluate yourself and your situation to help ensure that buying a home is the right decision for you. We believe in full disclosure and the importance of planning. Some questions you should ask yourself: • What reasons are prompting you to move and what is your preferred timeline? • Have you been through the pre-approval process? What amount are you approved for? • When we find the right home for you, are you prepared to make an offer? 2. YOUR LIFESTYLE Deciding on what type of home you want to live in is just as important as deciding on where you want to live. For some, location is everything. For others, home details are everything. It is important that you decide what is most important for you and what type of lifestyle you truly desire.
BUYER INFORMATION
3. LOCATION, LOCATION, LOCATION. Another important decision during the buying process is proximity to important things such as schools, work, grocery stores, and amenities such as shopping centres, restaurants, parks and recreation centres. These things define your lifestyle choice and are not only necessary, but convenient.
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MORTGAGE INFORMATION GETTING STARTED You’ve decided you want to buy a home. Now what? The first – and most important step to the home buying process is financing. You can’t do anything until you know how much you can afford. To get started, you need to understand what lenders are looking for from a borrower. There are three main factors that help determine if you qualify for home financing: income, assets, and credit history. DIFFERENT TYPES OF MORTGAGES: Getting a mortgage is one thing. Getting a mortgage that best suits your situation is another. Some mortgages have less strings attached but have more strict stipulations, while others may be harder to get, but have more flexibility. It is important to have all the information about mortgages available to you before you decide to move forward in the purchase of a home. Find out how the Agent Marketing Group can help you find the mortgage that best suits you.
MORTGAGE INFORMATION
M O R TG AG E INFO INCOME & ASSETS Most loan programs require the lender to verify all of your income sources. Typically you will need to provide pay stubs, your T-4 and copies of your tax returns. Lenders will also want to go through your assets and how much of a down payment you will have when determining your loan approval. CREDIT HISTORY All lenders review a borrower’s credit history to determine the type of credit used, the amount owed, and the borrower’s repayment history.
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MOVING CHECKLIST
MOVING CHECKLIST It is important that you use this checklist in order to be well-prepared when buying a home. The last thing you would want to happen is to move into a home without the necessities in life such as electricity, gas, water, or work/school related services such as internet/phone, etc. Be sure everything is in order to keep things running smoothly during the buying process. If you need assistance, we are always here to lend a helping hand. It`s what we do! UTILITY PROVIDERS • Electricity Providers • Telephone Providers • Water & Sewage • Cable & Internet Providers • Gas Providers
BUSINESS ACCOUNTS • Banking Institutions • Cell Phone Providers • Department Stores • Financial Companies • Credit Card Companies
GOVERNMENT INSTITUTIONS • CRA • Post Office • Schools • Provincial Licensing • Library • Veterans Administration
CLUBS & MISCELLANEOUS • Country Club • Health & Fitness Club • Recreation Club • Book Club • Other Club
INSURANCE COMPANIES • Accidental Insurance • Auto Insurance • Health Insurance • Benefits Provider • Home Insurance
PROFESSIONAL SERVICES • Broker • Accountant • Doctor • Dentist
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SEARCHING ONLINE
SEARCHING ONLINE Our team uses the Internet and all online tools to help find your next home. With more than 90% of buyers checking the web, getting online is the most effective and efficient way to search for homes. Our web presence and online network will help us find a home that best suits you! Below shows that 99% of people search for a home using three main search engines. We make sure to give you the widest possible access on these platforms.
81% 12% 6% BUYER SEARCH ONLINE! More than half of all homebuyers search online first when looking to purchase a home. It is vitally important that you are able to view the full range of potential homes to find the one that’s right for you.
|| TRUSTED ADVICE || TOURING HOMES IN PERSON AND ONLINE Some people look at several homes before finding just the right one. And others find “the one” immediately. Thanks to the Internet, you can streamline your search process significantly by checking out homes for sale online. You can visit open houses and preview everything that’s for sale in your market.
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BUYER’S PREPARATION You’re ready to buy - or maybe you’re just ready to start seriously thinking about buying. There’s a lot you can do to prepare. With so much information available at your fingertips, you may already be doing a lot of your own research. Here are a few things to keep in mind while you get started. DETERMINE YOUR PRICE RANGE The best place to start when buying a home is to find out how much house you can afford. An experienced agent can refer you to a mortgage broker who can assist you with determining how much of a down payment you can afford, comfortable monthly payment, and the type of loan that fits your needs best. Serious buyers who are highly motivated should go through the effort of getting pre-approved; not only will this allow you to focus your home search, but it will also position you as a serious buyer in the eyes of sellers when the time comes to make an offer.
BUYERS PREPARATION
MAKE A LIST AND PRIORITIZE Imagine your ideal home and location. Now make a list of everything you envisioned, take that list and break it down from high to low priority. High-priority items are the things you cannot live without in your new home. (Large Bedrooms, Large Closets, High-end appliances, proximity to amenities and schools, etc.). Lower-priority items are those that are an added bonus, but not necessary. (Jetted-tub, landscaped yard). TOUR HOMES IN PERSON AND ONLINE Some people look at several homes before finding just the right one. And others find “the one” immediately. Thanks to the internet, you can streamline your search process significantly by checking out homes for sale online. You can visit open houses and preview everything that’s for sale in your market on one of our websites.
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THE OFFER PROCESS NEGOTIATING THE RIGHT WAY We take the ethical responsibility of fairly negotiating contractual terms very seriously. It is our job to find a win-win agreement that is beneficial to all parties involved. You may even have to deal with multiple offers, so make sure that yours is strong if you really want the home. As your agents, we will guarantee a thorough and objective assessment of the home’s true value to help you make the right choice. THE INITIAL AGREEMENT AND DEPOSIT An effective agreement is a legal arrangement between a potential purchaser and the property’s seller. Laws vary but in order to be a legally binding agreement, the agreement may require consideration. This consideration (initial and additional deposit) is to be held in trust pending the fulfilment of conditions or contingencies in the effective agreement.
THE OFFER PROCESS
KEEP WRITTEN RECORDS OF EVERYTHING For the sake of clarity, it will be extremely useful to transcribe all verbal agreements including counter-offers and addendums, and convert them to written agreements to be signed by both parties. We will assist you in drafting all the paperwork for your purchase and make sure that you have copies of everything. STICK TO THE SCHEDULE Now that you have made an offer, you and the seller will be given a timeline to mark every stage in the process of closing the real estate contract. Meeting the requirements on time ensures a smoother flow of negotiations and also ensures that each party involved is not in breach of their agreements. During the process we will keep you constantly updated so you will always be prepared for the next step.
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HOME INSPECTION
HOME INSPECTIONS THE PRICE IS NOT ALWAYS RIGHT It is a good idea to make sure what you think you are buying is indeed the property you are buying. It is so important to feel comfortable with your purchase during the home buying experience. Feeling comfortable starts with financing, but then leads into feeling confident that your purchase is sound. Having a professional home inspector is the way to gain peace of mind. A proper inspection will cover all areas of the house both structurally and mechanically and give you an objective view of the property. A qualified home inspector will also provide you with a written report indicating areas of concern and the estimated cost of repairs. HERE ARE A FEW HOME INSPECTION TIPS: • Ensure the home inspector checks for visible issues with plumbing, electrical systems, roof, insulation, walls, ceilings, floors and windows, and the condition of the foundation. • Ensure your home inspector gives you a close and personal look at your new home. It takes about three hours to go through all the systems, and if there are any problems, you will see them with your own eyes. They will also give you maintenance tips and easy fix-ups, if necessary. • Ensure that in the end, you receive a detailed report that summarizes the condition of your home.
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WEB SYNDICATION
WEB SYNDICATION It’s our responsibility to represent your interests as the buyer. This includes searching for a home, negotiating the best price, and handling all the details of your next purchased property. As exceptional agents that never settle, we provide personalized access to more available property information. AS EXCEPTIONAL AGENTS WE WILL: 1. Provide you with information regarding all properties listed with the Real Estate Board online at your convenience. This includes bank sales and “For Sale by Owner” sales. Furthermore, we provide complete, daily searches of homes appropriate to your needs and budget, complete access to a member of our team at all times and instant notification on all new properties matching your search criteria. We are also always available to show you homes at your request. 2. Mortgage Brokers, Building inspectors and Appraisers, Movers, Surveyors 3. Advise prospective sellers and their brokerages that we are representing you and negotiating on your behalf. 4. At all times, our team will demonstrate quality and professional conduct to provide the best possible real estate experience. 5. Keep everything between us. We will never disclose personal client information at any time in compliance with our privacy policy. Exceptional clients deserve exceptional agents who always communicate, always put you first, but never settle. EXCEPTIONAL AGENTS = EXCEPTIONAL RESULTS.
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BUYERS SEARCHING FOR HOME These are the first steps buyers take when looking for a new home...
51%
Internet (home searches & research)
34% REALTOR® 4%
Call on yard sign
4%
Friend/relative/neighbor
4%
Open House
2%
New Builder
1%
Local newspaper & magazines
1%
Know the seller
BUYER SEARCHING
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THE RE/MAX DIFFERENCE UNDERSTANDING THE DIFFERENCE A RE/MAX AGENT CAN MAKE An independent, unbiased third party has recognized RE/MAX as the commanding presence in Canadian Real Estate. Real Trends, the leader in performance ranking for residential brokerages, has identified 159 RE/MAX Brokerages in this year’s Top 250 report. Our brokerage, Re/Max Core, is the fastest growing Re/Max brokerage in the world! It’s more undeniable proof that RE/MAX has the most productive agents in Canada.
200 159 150
100 50 0
Royal LePage
Coldwell Banker
Keller Williams
Century 21
Exit
Sutton Group
RE/MAX OUTSELLS MORE PROOF THAT RE/MAX AGENTS OUTSELL THE COMPETITION The most well known brand in the Real Estate industry for over 40 years. Combine that with the successful Lorie Ann Warren Team and you have a recipe for success! “We believe the two simply go hand in hand.”
40
36.8%
30
20 11.3% 10 0
Royal LePage
9.8%
Coldwell Banker
7.1%
Keller Williams
6.0%
Century 21
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TESTIMONIALS We were fortunate to have someone like Kenny kunkel as our realitor, he made house hunting fun! We had searched for a few years until we hired Kenny, he traveled a couple hours at a time to show us surrounding communities, as well as his honesty was greatly appreciated, as we were interested in character homes it made it more difficult to find a house that was not falling apart, but through that he always was honest and when we had found THE home he shared in our excitement. I would recommend Edmonton House Hunters! - JASON ENN A definite 5 star! I had an amazing opportunity to have Ross as my realtor for my first home purchase. Ross spent a tremendous time and effort to find my true home that I couldn’t be more happy with !! I would recommend him to anyone that would be looking to purchase a place because you know he will do everything to find what you need!! - COLIN AMYOTTE They have Been an Absolute God Send! Always there when you Need them! Answer all your questions and respond in a prompt amount of time! Plus always looking for New ways to help you Sell! Even said would Help Me move if I needed it! Cheers to you Both! Keep up the Awesome Work Guys! - TRACEY CYR Hi, just a note to say thanks for all you have done for us throughout this process. As first time sellers, we had a lot of unanswered questions regarding the sale of our home. Thank you for providing the answers to many of these and giving us informed advice throughout the entire selling process. - CHANTELLE SMITH Ross and Ken were awesome. They really know their stuff and I would always recommend Edmonton House Hunters to anyone looking to sell a home in Edmonton. - KARL T.
Ross 780.965.1544 | Ken 780.993.1199 rosss@remax.net | kenkunkel@remax.net 102, 12650 - 151 Ave, Edmonton, AB, T5X0A1 www.edmontonhousehunters.ca