MEDICARE MINUTE
YOUR MEDICARE OPTIONS Join us monthly as we embark on our journey through open enrollment. Our Medicare Now Series providing details and insight from the 2021 Medicare & You Handbook is meant to be resourceful and put information at our fingertips! When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage. There are 2 main ways to get Medicare:
OPTION 1: ORIGINAL MEDICARE
• Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance). • If you want drug coverage, you can join a separate Medicare drug plan (Part D). • To help pay your out-of-pocket costs in Original Medicare (like your 20% coinsurance), you can also shop for and buy supplemental coverage. • Can use any doctor or hospital that takes Medicare, anywhere in the U.S.
Part A (Hospital Insurance) Part B (Medical Insurance)
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Questions Questions about about your your
Medicare Medicare options? options?
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You Can Add:
Part D (Drug Coverage) You Can Also Add:
Supplemental Coverage
OPTION 2: MEDICARE ADVANTAGE (PART C) • Medicare Advantage is an “all in one” alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D. • Plans may have lower out-of-pocket costs than Original Medicare. • In many cases, you’ll need to use doctors who are in the plan’s network. • Most plans offer extra benefits that Original Medicare doesn’t cover—like vision, hearing, dental, and more.
Part A (Hospital Insurance) Part B (Medical Insurance) Most Plans Include:
Part D (Drug Coverage) Extra Benefits
Turning 65 and ready for Medicare? Turning 65 and ready for Medicare?
Call your local agent today. Call your local agent today.
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(386) 437-5028 (386) 437-5028
OR... Want to switch to FHCP or Florida Blue during Open Enrollment? OR... Want to switch to FHCP or 15 Florida (Oct. – Dec.Blue 7) during Open Enrollment? (Oct. 15 – Dec. 7) FHCP Medicare is an HMO plan with a Medicare contract. Enrollment in FHCP Medicare depends on contract renewal. HMO coverage is offered by Florida Blue Medicare, Inc., DBA Independent Licensee of the Blue CrossMedicare and Blue depends Shield Association. FHCP is HMO plan aa Medicare contract. Enrollment in on FHCP Medicare Medicare is an anFHCP HMOMedicare, plan with withan Medicare contract. Enrollment in FHCP FHCP Medicare depends on contract contract renewal. renewal. HMO HMO coverage coverage is is offered offered by by Florida Florida Blue Blue Medicare, Inc., FHCP Medicare, Inc., DBA DBA2020_M FHCP Medicare, Medicare, an an Independent Independent Licensee Licensee of of the the Blue Blue Cross Cross and and Blue Blue Shield Shield Association. Association. Y0011_FBM0016 Y0011_FBM0016 2020_M Y0011_FBM0016 2020_M
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Some Plans Also Include:
Lower Out-Of-Pocket Costs
Aging Times Magazine | September 2021
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