BUSINESS NAME
BUSINESS GROWTH CONCEPTS
Let’s Talk Strategy Forward Start Date Strategy: strategically lock in next season’s energy consumption today,
at the guaranteed lowest rate.
Nymex Plus Strategy: Capture lower price opportunities by utilizing the raw cost of energy
on the commodities market
Fixed Rate Strategy: Our fixed rate program protects our clients from rising market changes. Variable Rate Strategy: If you prefer a bit of flexibility and the chance to pay less when
market prices drop, a variable rate plan might be right for you.
Contact Us To Figure Out Which Strategy Is Best For Your Company. 2
BUSINESS GROWTH CONCEPTS NEXT DAY FUNDING
an invaluable cash flow benefit. Our clients receive their daily deposits one day earlier than the standard funding cycle
ONLINE GATEWAY/VIRTUAL TERMINAL Give your company its own hosted
payment page, additionally, conduct business and run your business from anywhere in the world with our Virtual Payment Gateway
MOBILE Convert your smart phone into a
payment processing device and increase sales opportunities by increasing sales options.
GIFT AND LOYALTY PROGRAMS Boost Cash flow and repeat business CHECK SERVICES
provides electronic processing and settlement of checks at the point of sale. Check acceptance opens up a new transactional stream, allowing merchants to reach more customers.
RECURRING BILLING Whether it’s an installment plan, membership fee,
or subscription service, recurring billing gives your business a way to get paid automatically on a regular schedule
SECURITY - TOKENIZATION Tokenization is the process of replacing a
traditional card account number with a unique identifier — or token — that cannot be mathematically reversed.
AND MUCH MORE! 3
HEALTH CARE REFORM AND VOLUNTARY BENEFITS Expensive health care plans are being replaced with a high deductible health plan coupled with a suite of employer-paid voluntary medical benefits — including hospital indemnity, cancer, critical illness, disability, catastrophic, traditional life as well as group accident and sickness coverage plans — designed to offset the substantial costs of health care. Beginning in 2018, the Internal Revenue Service will impose a 40% excise tax on employer-sponsored health benefits costing more than $10,200 for individual coverage and $27,500 for family coverage.
Disability
Provides money in the event that an employee becomes sick or hurt and is unable to work.
Accident and Sickness:
Provides money to help with costs that come from spending time in a Hospital or Emergency Room or having Outpatient surgery due to an accident or sickness.
Cancer
Provides you with money to use toward expenses associated with cancer treatment usually not covered by an HMO or major medical insurance.
Critical
Supplies additional money if diagnosed with one of several critical illnesses or conditions, including cancer, heart attack or stroke.
Catastrophic
Provides additional money to the family in the event of an accidental death, permanent loss of sight or a dismemberment
Universal Life
Provides permanent life insurance coverage in case of death and allows money to grow in a tax-deferred basis.
Term Life
Gives family members additional money in the event of an untimely death.
AND MUCH MORE! 4
COMMERCIAL FUNDING Business loans up to one million dollars/$1,000,000.00 No firm offers more cash than us No fixed payments No mandatory fixed time frame to pay the loan back
TOP 10 USES OF MONEY
Reduce or retire debt.
Expand marketing and advertising programs.
Purchase new, needed equipment or merchandise.
Fund benefit programs – Insurance, retirement,
Expand or remodel your current business.
Buy a new additional location.
Prepare for special seasons with inventory and
Buy out partners.
Take advantage of better, volume or special pricing & terms by paying cash.
Develop new products and services. Research and
fund bonus incentives. staff. development.
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BUY/SELL AGREEMENTS AND LIFE INSURANCE FOR BUSINESS OWNERS Potential business benefits of a buy/sell agreement For employers, A buy/sell agreement provides peace of mind knowing that their business is in capable hands should they no longer be able or want to manage it. It also:
Provides money to create a fair market value exchange
Guarantees heirs a buyer for assets they may not know how to manage
Promotes equitable and orderly transfer of wealth, ownership and management
Provides heirs cash to pay estate debt, expenses and taxes
May offer tax advantages
Potential benefits for business partners and employees For employees, a buy/sell agreement provides a way to purchase a business they have a vested interest in but may not have the capital for. It also:
Assures remaining owners that the deceased’s share of the business will not pass on to someone unsuitable
Assures continuity for customers, creditors and employees
BUSINESS ADVISORY SERVICES Major services……we provide Sales Marketing On-line (SEO) Technology Cash Flow A/R / Factoring Inventory Capital Breakeven Profits Benchmark Exit/Success Estate Planning Long/Short Term Financial Selling Valuation Tax Asset Protection Entity Structure Insurance Whether its Tax reduction, recapturing money that has fallen through the cracks, or sales and marketing……..
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BUSINESS NAME 9 perlman drive spring valley, NY 10977 Phone: 845-262-1530 Fax: 888-351-2934 Email: jesse@firstcapitalbusinesssolutions.com Web: www.firstcapitalbusinesssolutions.com
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