6C • SUNDAY, SEPTEMBER 25, 2016
albanyherald.com
1731 Devon Drive ~ Albany GA 31721 REDUCED TO $ 179, 900. Lake Park School.....Westover High...... Gorgeous 4 Bedroom 2 Bath Family Home The 2268 Square Feet of Living Space.
Family Room has built in cabinets and lovely Masonry Fireplace. Kitchen is spacious with an abundance of cabinet & counter space & just off the Kitchen is a Breakfast area & a Private Office or 4th Bed Room. Master Bedroom is spacious, the Master Bath has separate shower, double vanity, nice jetted tub & walk in closets. Other home features include:Crown Molding, chair rail, wide baseboards, Trey Ceilings, recessed lighting, large laundry room, charming covered patio, privacy fenced back yard, double garage & Home is move in Ready & has also recently been painted on the inside. Mother in Law Suite (OR OFFICE OR MAN CAVE) in Back Cottage. (512 sq ft) (not in main home sq ft).......or use it for an office or Man Cave.....
440511-1
Call on this one today!
LAKE BLACKSHEAR 334 Scenic Rt. Views! 4BR 3BA Main Lake Views! On An Acres Lot, Mother In Law Suite, Sunroom, Seawall $440,000 Call Allan 886-2828
Excellent Location In Worth County,, 2 Bedroom, W orth County Sunroom, Dock / Boathouse $225,000 Call Allan 886-2828
LAKE BLACKSHEAR Way y 496 Lakeshore Way Lake Blackshear Main Lake With 160 FT On Water, Water, 5BR, 3.5BA, On 1.2 Acres!!! Dock With Boathouse, Boat Ramp. $550,000 Call Allan 886-2828
LAKE BLACKSHEAR y 880 Flournoy Great Location In W Worth orth County, County, Water, 145 Feet On W ater, Dock, 3 Bedroom, 2 Baths, Comes With Additional Lot $285,000 Call Allan 886-2828
LAKE BLACKSHEAR 843 Flintside Dr Cabin / Cottage With 100 Feet On Main Lake, Dock / Boathouse, Hardwood Floors $199,900 Call Allan 886-2828
LAKE BLACKSHEAR g Circle 667 Smoke Bridge New Construction On Lake Blackshear On Acre Lot , 3 Bedroom, 2 Bath, Dock With Yard Boathouse, Fenced Y ard $249,000 Call Allan 886-2828
LAKE BLACKSHEAR 210 Drayton y Loop p
100 Feet On Lake Blackshear, Blackshear, Large Lot With A Dock, 2 Bedroom, 2 Ba, $169,900 Call Allan 886-2828
LAKE BLACKSHEAR 488 Lakeshore Way Way y 75 Feet On The Water Water t With Excellent Views! Views! Nice Double Bathouse, Seawall, Screen Porch And Lots Of Decking, 3 Br Br,, 2 Ba, 1512 Square Ft $285,000 Call Allan 886-2828
LEESBURG 208 L Lynwood ynwood y
ALBANY 3522 Gravel Hill Rd
ALBANY
LEE COUNTY
Avenue 1201 9Th Avenue
158 Crow
Laurelbrook S/D, 3 Bedroom, 2 Baths, 1667 Square FT $110,000 Call Allan 886-2828
Country Living On 3.7 Acres Albany,, 2400 Square Ft, In Albany Brick Home, 3 Bedroom, 2 BA $88,000 Call Allan 886-2828
Fixer Upper!!!! 3 Bedroom,
Great Investment
ALBANY 3621 Mayfair y Northwest Albany Brick Duplex, Great Investment Opportunity! 2500 Square Ft, Each Unit 3BR, 2BA. $129,000 Call Allan 886-2828
ALBANY Northwest Albany y Lot 2009 Beattie Rd.
LAKE BLACKSHEAR 328 Swift Creek Rd
LAKE BLACKSHEAR 334 Spring p g Creek
LAKE BLACKSHEAR 154 Spring p g Creek
85 Feet On The W Water, ater, Excellent Location! 2 BR, 1 5 Baths, Dock, Seawall 1.5 $269,000 Call Allan 886-2828
Prestigious Gated Community On 8.2 Acres, Wooded, Wooded, Fronts A Lake Call Allan 886-2828
2 Baths, Corner Lot
Opportunity Opportunity,, 3BR, 2BA
$33,000
Call Allan 886-2828
Call Allan 886-2828
PENDING
NORTHWEST ALBANY 1510 W 10Th 4 Bedrooms 2 Baths, Inground Pool, 1620 Square ard Ft, Fenced Y Yard $88,800 Call Allan 886-2828
ALBANY 2821 North Doublegate g Doublegate Subd, Inground Pool, 3 Bedrooms, 2.5 Baths, 2320 Square Ft, Sunroom Call Allan 886-2828
LAKE BLACKSHEAR 1200 Campers p Haven Located On Flint River River,, 3 Bedroom, 2 Ba, Plenty Of Storage , Dock $160,000 Call Allan 886-2828
Located On River,, The Flint River 3 Bedroom , 2 Baths $125,000 Call Allan 886-2828
LAKE BLACKSHEAR Waterfront 124 Waterfront Large Home On The Water! 4BR, 3BA, Dock, Water! SF, On 1 Acre, 2300 SF, T ile Floor Tile $199,000 Call Allan 886-2828
ALBANY 1409 Pleasant Grove Church Rd Country Living ! 4 Bedroom, 2 Bath On 5 Acres, Lots Of Privacy $40,000 Call Allan 886-2828
LEE COUNTY 124 Attwater Huntingdon Subd , Double Garage, Hardwood Floors, 3 Bedroom, 2 Baths, Living Rm, Dining Area, Large Kitchen Call Allan 886-2828 PENDING
AMERICUS 127 McDonald Large g Lot With 4 Bedrooms, 2 .5 5 Baths, B ths, Brick Home, q 2617 Square Ft, Double Garage, Large g Kitchen, G g L Family A dD Den F ily Room And $159,900 Call Allan 886-2828 PENDING
LESLIE 119 119 Seaboard Warehouse Large Building / Warehouse With 6000 Square Ft, Next T o Dollar General, To High Ceilings $159,500 Call Chuck Chuck 886-2521
Export PDF Page 2_Export PDF Page 2 09/23/16 2:13 PM Page 7
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SUNDAY, SEPTEMBER 25, 2016 • 7C
What to Look for in a neW house this home BuyinG season (NewsUSA) - Sponsored News - Mortgage rates have remained low, and home prices are stable or rising in most communities. A September 2015 poll by NeighborWorks America discovered that nearly 90 percent of consumers consider home ownership at least somewhat important. Guarantee your home ownership success by following these guidelines from NeighborWorks America:
1. Get professional help. The best way to learn what you need to know about buying a home is to meet with a nonprofit housing counselor. Look for a certified professional who can explain the different mortgages and interest rates, the effect of credit scores on loan approval, how much down payment is needed for purchase and how much home you can really afford. "The housing market is tough right now, with fewer homes for sale on the market than usual, and new mortgage rules and many mortgage products to choose," said Marietta Rodriguez, vice president for homeownership and lending at NeighborWorks America. "To be in the strongest position to make an offer that is accepted, consumers have to be prepared. That's where initial consultation with a housing counselor is vital, even before meeting with other professionals involved in the process."
2. Build a budget. Smart consumers approach home ownership with a budget, but surveys show that less than one-third of potential buyers have one. Start with a budget that includes potential changes in commuting costs, home maintenance expenses and even life changes, such as becoming a parent or paying for college. "Once all the numbers are on the table, it's easier to see what type of home suits a family's budget and needs, what might be necessary financial trade-offs and what could be a direct line to trouble," said Rodriguez.
3. Be determined, not desperate. A winning bid on the wrong home can spell trouble. A bidding war could weaken your determination to find the right home while pushing the limits of your budget. Moreover, sellers know that desperate buyers may avoid inspection contingencies. "Forgoing a home inspection to move up a place in the bidding process could be costly down the road if problems and defects with the home arise. NeighborWorks recommends that homebuyers have a home inspection, and know as much as possible about the inside of a home as the outside," added Rodriguez.
HOW MUCH HOUSE CAN YOU AFFORD?
MORTGAGE AGE RA ATES T TES
Determining how much “home you can afford� depends on several important factors including:
Subject T To o Change Chan Upon Short Notice
t Yo our annual gross income. :PV DBO HFU B WFSZ SPVHI FTUJNBUF PG ZPVS BGGPSEBCMF IPNF QSJDF SBOHF CZ NVMUJQMZJOH ZPVS BOOVBM HSPTT JODPNF CZ 'PS FYBNQMF JG ZPVS BOOVBM HSPTT JODPNF JT ZPV NBZZ CF BCMF UP BGGPSE B IPNF XPSUI UIJT WBSJFT EFQFOEJOH PO DVSSFOU JOUFSFTU SBUUFT ZPVS EFCU BOE DSFEJU IJTUPSZ
t Yo our credit history and score. :PVS DSFEJU DBO BGGFDU ZPVS BCJMJUZ UP RVBMJGZ GPS B NPSUHBHF BOE ZPVS NPSUHBHF SBUF #FGPSF ZPV TIPQ GPS B IPVTF PS B NPSUHBHF ýOE PVU XIBU ZPVS DSFEJU TDPSF JT CZ WJTJUJOH XXX BOOVBMDSFEJUSFQPSU DPN PS DBMMJOH Be surre e to do this once nce a year because your scorre e can be negatively affected if pulled too often. t Current mortgage rates. .PSUHBHF SBUFT DIBOHF DPOTUBOUMZ CBTFE PO UIF FDPOPNJD GBDUPST UIBUU BGGFDU UIF EFNBOE GPS NPSUHBHFT BNPOH JOWFTUPST MJLF 'SFEEJF .BD :PV DBO USBDL NPSUHBHF SBUUF USFOET CZ GPMMPXJOH 'SFEEJF .BD T 1SJNBSZ .PSUHBHF .BSLFU 4VSWFZ t The amount of your down payment. :PV XJMM IBWF UP NBLF B EPXOQBZNFOU PG BUU MFBTU QFSDFOU PG UIF IPNF QVSDIBTF QSJDF UP RVBMJGZ GPS B NPSUHBHF UIBU NFFUT 'SFEEJF .BD T SFRVJSFNFOUT *G ZPV BSF BCMF UP QVU EPXO QFSDFOU PS NPSF ZPV DBO BWWPJE IBWWJOH UP QBZ QSJWBUUF NPSUHBHF JOTVSBODF 1.* SFEVDJOH ZPVS NPOUIMZ NPSUHBHF QBZZNFOU t The type of home your are purchasing. *G ZPV BSF MPPLJOH UP CVZ B DPOEPNJOJVN LFFQ JO NJOE UIBU SBUFT BSF UZQJDBMMZ IJHIFS GPS UIFTF MPBOT BOE ZPV MM IBWF UP CVEHFU GPS UIF DPTU PG ZPVS NPOUIMZ DPOEPNJOJVN GFF t Yo our current lifestyle and future plans. :PV TIPVME DPOTJEFS ZPVS DVSSFOU MJWJOH TUBOEBSET BT XFMM BT BOZ GVUVSF NBKPS FYQFOTFT TVDI BT B XFEEJOH PS DPMMFHF UVJUJPO "OE SFNFNCFS CVZ XIBUU ZPV DBO DPNGPSUBCMZ BGGPSE UPEBZZ OPU ýWF ZFBST GSPN OPX t Fees and closing costs. 3FNFNCFS UP GBDUPS JO UIF FYQFOTFT BOE GFFT ZPV XJMM JODVS GPS B IPNF BQQSBJTBM B IPNF JOTQFDUJPO BOE PUIFS QSPGFTTJPOBM TFSWJDFT SFRVJSFE UP CVZ B IPNF
KEY RA ATIOS TIOS LENDERS LENDE USE
30-YEAR FIXED RATE RA ATE
15-YEAR 1-YEAR ADJUSTABLE ADJUSTTABLE RATE RAATE TE (No Points) FHAA and/or or VA VA (30-Year) (30-YYear) ear) FHAA and/or VA VA (15-Year) (15-YYear) ear) FIXED Life of USDA 30 yr . 15 yr . RATE RAATE Rate Annual Loan Margin Points Points 100%
LENDER
(No Points)
(No Points)
AB&T Nantional Bank 229-446-2265
3.25
2.50
3.50
Rate
Rate
Cap
Cap
-
-
-
-
3.125
0
2.75
0
3.125
2.875
-
-
-
-
3.25
0
3.25
0
3.25
3.25
2.75
-
-
-
-
3.25
0
2.875
0
3.49
2.70
-
-
-
-
-
-
-
-
3.25
3.375
2.75
-
-
-
-
3.125
0
2.75
0
3.25
3.375 2.625
-
-
-
-
3.00
-
3.125
-
-
30 yr.
Last Update 09/22/2016
Ameris 229-434-4555 Last Update 08/12/2016
Flint Community Bank 229-903-1400 Last Update 08/12/2016
Suntrust Mortgage Inc. 229-430-5494 Last Update 09/22/2016
Synovus Mortgage 229-430-7037 Last Update 09/22/2016
Bank of Camilla 229-294-2068 Last Update 09/08/2016
5P EFUFSNJOF IPX NVDI ZPV DBO BGGPSE JU JT IFMQGVM UP GPMMPX UIF HVJEBODF BOE LFZ SBUUJPT MFOEFST VTF t Housing Expense Ratio. -FOEFST SFDPNNFOE UIBUU ZPVS NPSUHBHF QBZZNFOU QSJODJQBM JOUFSFTU UBY YFT BOE NPSUHBHF JOTVSBODF CF MFTT UIBO QFSDFOU PG ZPVS NPOUIMZ HSPTT JODPNF t Debt-to-Income Ratio -FOEFST MPPL UP TFF UIBU BMM ZPVS PUIFS EFCUT DSFEJU DBSET TUVEFOU MPBOT BMJNPOZ DIJME TVQQPSU DBS MPBOT BOE IPVTJOH FYQFOTFT BSF MFTT UIBO QFSDFOU PG ZPVS NPOUIMZ HSPTT JODPNF
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MORTGAGE PA PAYMENTS Y CALCULA ULA ATOR TOR
For More Information t Check out our Who’s Who Lenders page and Contact one of these expert lenders for more information
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To Advertise in i SWGA Home contact Debi Griffin at 888-7653 3 or debi.griffin@albanyherrald.com a ald.com 440947-1
Monthly interest, interest payments for 30-yearr,, fixed rate mortgage. Escrow payments for taxes, insurance not included. Payments are rounded to the nearest dollar.
$50,000 60,000 70,00 80,000 90,00 100,000 110,000 120,000 130,000 140,000 150,000 160,000 170,000 180,000 190,000 200,000
3.75% 4.00% 4.25% 4.50% 4.75% 5.00% 5.25% 5.50% 232 239 247 255 263 271 277 284 278 287 295 303 311 319 327 332 325 335 345 355 365 375 387 398 371 382 393 403 413 423 442 455 417 430 444 458 472 486 497 512 464 478 492 506 520 534 497 512 510 526 542 558 574 590 553 568 556 573 591 609 627 645 608 625 603 621 641 661 681 700 663 682 649 669 689 709 729 749 718 739 695 717 738 760 782 804 774 795 741 764 788 812 836 860 829 852 788 812 836 860 884 908 884 909 834 860 886 912 938 964 939 966 880 908 936 964 992 1020 1050 1079 927 955 984 1011 1044 1067 1105 1136
When on an Association Board, Education Is a Must
8C • SUNDAY, SEPTEMBER 25, 2016 (NewsUSA) Running a community association can be a rewarding but difficult task -- a minefield for even the most savvy, seasoned and well-intentioned arbiter. Federal, state and local laws are changed, passed, or modified; buildings age; interest rates are as solid as a two-celebrity marriage; budgets, insurance companies and community elections present their own challenges.
If you are one of the more than 66 million Americans who live in a homeowners association or condominium, you might be thinking of becoming a board member, or perhaps you already serve on an association board. Either way, educating yourself is of paramount importance to you, your neighbors and community. Which is why Community Associations Institute (CAI), a national education and advocacy group, is
albanyherald.com
offering a new, comprehensive education course that will help community association board members better understand association operations, management and governance.
"We know from national surveys that association board members are dedicated volunteers doing their very best to serve their communities and neighbors," says CAI Chief Executive Officer Thomas Skiba, CAE. "But that doesn't mean they know everything they need to know. Many boards get in trouble because they don't know what they don't know. That's why this course can be helpful."
A Big Commitment
Although board members certainly go in with eyes wide open about the amount of time they will be volunteering and devoting to the association, Skiba points out that the role also requires a commitment to un-
derstand the legal, leadership and operational obligations of the position.
"The information and insights conveyed in the workshop can save association leaders time, money and unnecessary headaches, perhaps even help them avoid costly, divisive lawsuits," says Skiba. "Even with a skilled community manager or attorney, board members can find themselves facing the unanticipated surprises and traps that association boards inevitably encounter."
CAI has tapped experts in the community association business to develop a workshop that is available both as an online course and a classroom workshop by CAI chapters. The curriculum, Skiba says, is for both self-managed communities and those association boards that rely on a professional community manager or an association management company.
Highlights of the Workshop The Board Leadership Development Workshop provides associaboard members with tion information and perspective on the critical elements of community association operations. So whether you're a first-time board member or a tenured officer, there's something for everyone. Here is just a sampling of what the program includes:
* The functions of president, secretary and treasurer.
* Governing documents.
* Finances and reserve funding.
* Board and annual meetings.
* Rules compliance and enforcement.
Visit www.caionline.org or call 888-224-4321 to learn more.
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DEBBIE K. SUTTON Mortgage Loan Officer Cell 229-894-6754 Phone 229-317-4544 Fax 229-336-0479 dsutton@bankofcamilla.net NMLS# 588658
284861-1
284857-1
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BANK OF CAMILLA
2301 Dawson RD., Suite 300 Albany, GA. 31707 www.bankofcamilla.net
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Export PDF Page 1_Export PDF Page 1 09/23/16 12:26 PM Page 9
HOMES HOMES Southwest Georgia
202 Houses for Sale
202 Houses for Sale
LEE COUNTY 4BR 3.5BA Beautiful 5300 sq. ft. Executive Home on 2.3 acres. 210 Quail Pines Drive. Make offer, all offers considered. Motivated sellers. Serious Buyers Only! Appointment necessary. Please call (239) 823-4977 or (239) 281-8786
204 Apt/Dupl/Condo/ T’homs for Sale
119 LOCKETT STATION RD pool -- 3 bed split floor plan fireplace fenced yd $ 89,900. Call Vickie 229-894-2424 ReMax of Albany 229-434-1600 BAKER NEWTON 3BR 2BA 3427 NEWTON HWY IMMACULATE Country Home on 56 fenced pasture acres. Turnkey for horses or cattle. OPEN HOUSE SATURDAY, 9-24-2016, 12-4pm. Shown by appointment. (770) 765-5537
FSBO LEE COUNTY 3BD/2.5BA Pool, sprinkler system, new H&A/C unit & new roof, well water, GP low utility on 1 acre. Hunter’s Ridge Subdivision - 106 Remington Ln. $186,000, MAKE OFFER (229) 883-2372
ALBANY
443811-1
of Albany
210
Mobile Homes & Lots for Sale
1997 GENERAL 28x64 3BR/2/BA Recently remodeled. Beautiful, Quiet, Safe Gated Community in LEE CO. $650/mo or $35,000 for sale. 229888-0068
1999 32X80 DESTINY DOUBLE WIDE MOBILE HOME, 3 acres Worth County, 10min from Marine Base, Quiet Country Living 4BR/2BA, Well, Sept, CH&A, Deck, Storge Bld, Carport much more $70,000.00 Call 229-886-7364 BEST DEALS on New, Used & Repo’d Mobile Homes, Call 229436-7108 or 229-364-5517
807 WEST LINCOLN 3BR/1.5/BA - $575/Mo. & $575/Dep. 1217 MARYLAND DRIVE 3BR/1BA - $650/Mo. & $650/Dep. Call (229) 435-3684
443815-1
laceymccarty.remax-georgia.com
LAKE PARK, 3/2 Brick, Remodeled, No Pets, $895/m 347-8225, 759-8000
$199 MOVE-IN SPECIAL, 2BD $320/M call anytime, move today. No Deposit. W/D hookup. (229)299-8750.
929-B TIFT AVE 2BR/1BA $365
836-B Odom 2BR/1BA $275
HAPPY RENTALS LLC. Completely remolded! 610 West 2nd Ave. 2BR/1BA, fenced yard, close to hospital & pet friendly. (229) 349-7238
1BR & 2BR apts 1BA Beautifully updated in historic Rawson Circle $350$450/MO 229-344-3553
IN EAST ALBANY HOUSE 3BR/1BA Central H/AC FENCED B/YARD CARPORT 229-886-6488
1, 2 & 3/BR
APARTMENTS NOTTINGHAM APARTMENTS
229-432-9351
441052-1
1008-A N. DAVIS 1BR/1BA, APPLIANCES $345/MO
DOWNTOWN ALBANY, 1BR, appliances, No Pets, $250/mo + Deposit, Flint Realty 888-2290
136 N MAGNOLIA/ 4 ROOM OFFICE $375/MO
LEE COUNTY 2BR 1BA & 3BR 2BA No Grafa, No Pets. (229) 435-0604 or (229) 881-6202
1410 EAGER AVE. 3BR/2BA $750 DEP/ $750 RENT
NEW CONSTRUCTION DUPLEXES FOR RENT IN LEESBURG Located on N Magnolia St next to Lee Co Elem. NO GRAFA. 3BED/2BATH. $825/Month. Info and Applications on site or call 229-789-0144 or 229-894-1117.
615 HALEY ST. 3BR/1BA $625 DEP/ $625 RENT
3715 MAYFAIR 4BR/3BA $895
APT. FOR rent: 714 B 2nd Ave. 2 BR, 1 BA, fenced yard $425 month $425 deposit Ph 229-888-7396
LEE CO. 1BR Waterfront. No pets. Water and Trash Included. $575 mo. + $500 deposit. Call 229-894-9691.
912 FROTSCHER AVE. 3BR/1BA $395 DEP/$395 RENT
GREENBRIAR
1700 W. BROAD AVE 2BR/1.5BA $395 1023-B UNIVERSITY 2BR/2BA $465 2807-A PARTRIDGE 3BR/2BA $625
APARTMENTS
1204 S HARDING 1BR/1BA $220
435-1017 Specials on Application & Security Deposits
1213 B 5TH AVE 2BR/1BA $395
3110 Graystone Lane - Off Beattie Rd. 1204 Toledo Dr. Warehouse Space available 3000 sqft. $650.00 per month 312 W. Residence Office Space available $500.00 per month
229-888-5843
194 White Oak Dr. 4BR/2BA 1734 sqft. $1500.00/month 1803 South County Line Road 3BR/3BA 1920 sqft. $1200.00 per month
Homes & 256 Mobile Lots for Rent
2 and 3 Bedroom Townhomes
Office space at 1005 Tift Ave. Albany 3 units available 825 sqft. $250.00 per month each 1805 Devon Drive 4BR/3.5BA 2832 sqft. $1900.00 per month
2507 Nottingham Way Northwest Albany “Call For More Info”
Storage Units at 817 Flint Ave. 25x35 for $275.00 per month
LAKE SEMINOLE, Waterfront Wooded Lot, dock eligible, no restrictions, walking distance to Wingate Lodge and Recovery Fire Department. Nice Neighborhood, Hutchinson Ferry Subdv, Azalea Cir. $18,500. Call 404-502-2397
804 Twenty First Ave. 4840 sqft. $1200.00 per month Business office/distribution or Church space ready 1030 Summit Dr.
14 WIDE, Furnished 2BR, Spring Flats Rd., CH&A, $400/mo + dep. Call 776-3962 1BR 1BA $320M/$250D 776-3020 or 881-6012 2, 3, & 4 BR Clean w/AC, $300/ mo and up, $250 deposit Call 4367108 2,3&4BR MOBLIE Homes for Rent in Lee County near Albany. (229) 349-1001 2BR, CH/A, appliances, in quiet park. $265/mo $250 deposit. 439-8841.
3BR/2BA Home - 1746 sqft $975/per month 2717 Davenport Dr.
3BR/2BA Home - 2033 sqft $1400/per month 121 Cambridge Rd.
3BR/2BA Home - 1764 sqft $1580/per month 108 Morning Mist Dr. 3/2 Home - 1679 sqft $1350/month
REAL ESTATE
142 Leighton Dr. 3/2 Home - 1415 sqft $1000/month 1223 Augusta Dr. 3/2 Home - 1699 sqft for $1150/month
440483-1
1810 Schley Ave. 4/2 Home - 1712 sqft $800/month
240 Houses for Rent LEE CO 3BR/2BA, Appliances, Garage 229-435-1327 LEE CO. 118 Fox Chase Ct. 3/2 fenced $825/m, 104 Fox Hound 3/2 $890/mo. 156 Peach 4/2 $890/mo. THE WRIGHT Co. 229-435-0654 LEE CO. 225 Lazy Acres 4/2 split design GRANITED/CEREMIC TILE T-OUT, Custom Cherry Cabinets Tout, all major appls., Fireplace, formal DRM, Garage, Lg yard, Family Oriented $1225 229-344-3215
248 Apt/Dupl/Condo/ T’homs for Rent
2BR 1BA $430M 229-854-9828 1, 2, 3 BR. Furnished, $85/wk. Utilities Included. Unfurnished $225-$375/ mo, appliances. 435-7646
3BR 2BA - 2209 South Washington $495/Mo. & $495/Dep. (229) 435-3673 3BR/2BA, NW Albany, Quiet, Appl. incl. $900/m 883-3518, 343-2757
248 Apt/Dupl/Condo/ T’homs for Rent
199 FAIRTHORNE, LEE CO. 5BR/4BA, $1675
CLARKE COUNTY Athens Premier RV lot for sale for Dawg fans LOT FOR sale at Bulldog Park, full hookups, cable, bathhouse, transportation to and from football game for 14. See www.bulldogpark.com for more details . Selling below market due to death of co-owner. Also for sale is 2014 Palazzo by Thor, diesel pusher 33.2, washer and dryer, sleeps 6. Located in Cordele GA. New Blue Ox hitch. 229-349-0159. Serious inquires only please.
2 STORY BRICK W/ POOL; 4BR 2.5BA; 3900 sq ft; 2407 Pheasant, Lake Park, Heart pine fl; gas f/p, $1,850 Call 229-395-6712
248 Apt/Dupl/Condo/ T’homs for Rent
EAST ALBANY 3BR CH&A, carport, fenced, $490/M Call (229) 869-2546 / (229) 436-0736
240 Houses for Rent
Office: (229) 434-1600 Cell: (229) 886-9701
240 Houses for Rent
Ken Boler General Manager 888-9319
DEPOSIT IS SAME AS RENT
Farms, Lots & Acreage for Sale
125 S HUNTON STREET POULAN, GA. 2BR, 1BA home in a quiet neighborhood. $400/mo $400 deposit. Call Norris Bishop Realty at 229-890-1186.
Amber Jeffcoat Classified Sales Manager 888-9343
DOUGHERTY ALBANY 2BR 2BA Family neighborhood, country kitchen, large bedrooms & living area, walk in closets, washer & dryer connections, spacious yard. $500/ month, $350 deposit. (716) 228-2426
TERRELL COUNTY DOUBLEWIDE 3BD 2BA Mobile Home for Sale $26,000 (229) 310-5110
214
Debi Griffin Multimedia Real Estate Rep 888-7653
916-A 4TH Ave., 2BR/1BA, $495/ mo, $495D non-refundable dep. NO GRFA, 678-699-1889 NO PETS
RESTAURANT - FRANCHISE quick service. Operator/Owner Retiring On US Major HWY. Equipment Included. Southwest GA. Call 229-355-0303
Lacey McCarty
Classified Ad Deadline: Friday, 10:00 a.m. Classified 888-9333
240 Houses for Rent
220 Commercial Property for Sale
of Albany
Display Ad Deadline: Wednesday, Noon Display - Debi Griffin 888-7653 Debi.Griffin@albanyherald.com
440513-1
FOR SALE BY OWNER 627 Sasser Herod Rd. $279,000 OWNER MOTIVATED MAKE OFFER!!!! 20 ACRES in Sasser. 3BR/2.5BA, 2066 sqft, Stocked Pond, wired workshop, 9.5 acres farm land. Please be approved by financial institution. BY APPOINTMENT ONLY. CALL 229-894-6367
CONDO FOR sale NW location 480 Kingswood Court 3BR 2&1/2BA Gated community with pool and clubhouse. Priced below market @74900 and possible owner financing. Call Lavonda at R.E.B.G./The Anderson Co. to see 229-881-0818
SUNDAY, SEPTEMBER 25, 2016 • 9C
441054-1
REAL ESTATE
albanyherald.com
Gardnerr, Whiting, & Malone 2BR/1BA $325/$50
3014 WOODRIDGE CT Albany, GA 31705 3BR 2BA 2002 Craftmaid 28X44 mobile home in Dougherty Co. Land & home located at 3014 Woodridge Ct for $29,500. Call Good Life Realty,LLC 229-436-3353 3BR 2BA DOUBLEWIDE $495/Mo. & $495/Dep. 123 Bennett Drive (229) 435-3673 EAST 3BR/2BA DW, $495 RTO, Remodeled, 888-2000 or 883-2000 WORTH, 3BR/2BA, $525 RTO, Remodeled Quiet, 888-2000, 883-2000
267 Commercial Rentals COMMERCIAL SPACE FOR RENT: 1104 N Slappey & 721 West Broad, 229-809-0233
124 Mossydale 3BR/2BA $750/$400 507-B Lucile 1BR/1BA $350/$350 Ave 1403 8th A ve 2BR/1BA $750/$500 2607-B Pointe North Blvd 2BR/1BA $550/$300 2815-A Partridge 2BR/1.5BA $525/$300
COMMERCIAL SPACES FOR RENT 2226 Palmyra Road Call (229) 809-0233
1401 6th A Ave ve 3BR/1BA $545/$350
“ELIZABETH BELL ESTATE” 385 + TOTAL ACRES
RANDOLPH & TERRELL COUNTY, GA. SATURDAY, OCTOBER 22, 2016 11:00 AM EST 385± Total Acres Open Farmland Pecan Grove CRP Planted Pines Natural Pines & Hardwoods Timber Established Food Plots Ideal Duck Pond Site Outstanding Hunting Excellent Country Home Sites Offered Divided or As A Whole Selling On Site 10 % BUYERS PREMIUM
443872-1
View Property @ www.barfieldauctions.com CALL 1-229-679-2223 FOR BROCHURES
BARFIELD AUCTIONS, INC. P.O. BOX 370 SHELLMAN, GA 39886 229-679-2223 GAL #2663
2302-A Jim Stokes 3BR/2BA $725/$400 1110 Rawson #2 & 3 2BR/1BA $425/$250 (Special) 3812 Dominion 3BR/2BA $725/$450 114 Village 3BR/2BA $825/$825 (Lee Co) 129 Mayfield 3BR/2BA $995/$600 (Lee Co) 1915-B W W.. Broad 2BR/1BA $395/$250 1014 N. McKinley 2BR/1BA $395/$250 1401 9th A Ave ve 2BR/1BA $525/$350 3101-B & C Crepe Myrtle 1BR/1BA $495/$300 3107-B Crepe Myrtle 2BR/2BA $625/$450 186 Mayfield 3BR/2BA $1000/$800 (Lee Co)
(562) 310-9148 Glenwood Manor Apartments 2315 W. Gordon Avenue Albany, GA 31707 FEATURING: 3 bedroom/2 bath & 2 bedroom/ 2bath Apartments Starting at just $450 a month! Get Approved Today! Please call for availability
Come and visit us today!
442859-1
REAL ESTATE AUCTION
911-A 3rd A Ave ve 2BR/1BA $600/$400
4 Surprising Tips You Need to Know Before Buying or Selling a House
10C • SUNDAY, SEPTEMBER 25, 2016
albanyherald.com
(NewsUSA) -
INSIDER TIPS -- WHO DOESN'T LOVE A GOOD (LEGAL) ONE?
And when it comes to buying or selling a house, it turns out some of the very best -ones that can translate into big bucks -- are those maybe only someone with Brian Williams' imagination would think of. Want to know why, for example, Starbucks may be the greatest predictor of home-value appreciation? Read on.
440508-1
* March is the most profitable month. For sellers, that is. According to Spencer Rascoff, CEO of Zillow.com, who mined his site's database of millions of homes in co-authoring the newly released "Zillow Talk: The New Rules of Real Estate," properties listed then sold faster and fetched 2 percent higher than average.
www.needmoreproperties.com
165 Belmont Drive
3599 Sandy Oaks Road
Stunning Home/ West Lee County $269,000 MLS# 136446 4BR/2BA, 2260SF
$199,500 MLS# 136160
Beautiful Wooded Lot Gillionville Road
2BR/2BA, 2275SF
REDUCED TO $60,000
The Grove at Oakland Parkway! New Construction! Granite counter tops and lots of beautiful details!
Beautifully built and country views.
5+/- acres
Gorgeous Smokey Mt. Red oak floors
Less than 10 minutes
and lots of extras.
from Albany Mall
Christy Wright 347-2829
Debbie Satterfield 343-6307
Bob Dutton 894-7373
4107 Quail Hollow Rd Beautiful Executive Home $469,000 MLS# 136548 5BR/4.5BA, 4500SF
362 Martindale Drive Calloway Lakes/Lee County REDUCED TO $295,000 MLS# 136624 4BR/3.5BA, 2890SF
Custom Kit., Sunroom, Gunite Pool & 900SqFt Pool House
Spacious Home with Beautiful details Hardwood floors and bonus room or 5th bedroom
Christy Wright 347-2829
Debbie Satterfield 343-6307
Lot on Blackberry Road REDUCED TO $20,000 10+/- acres with well and Septic Beautiful All Wooded 19+/-miles from Albany or Sylvester
Bob Dutton 894-7373
Buyers, on the other hand, catch a break in December when even New York owners are apparently so demoralized by the cold that they're willing to part with their homes for 2.8 percent less during the second week of the month. "You shouldn't list your house for sale before March Madness or after the Masters (in April)," says Rascoff. * Your real estate agent's gender matters. Women, because they're "more willing to negotiate," tend to close deals faster, research suggests. But sellers take note: If you can hold out, men -- stubborn devils that they are -- are often better at getting the original asking price. * A new roof is a sure-fire way to boost a home's resale value. Forget kitchen remodeling. "You could spend a fortune, and it still might not suit prospective buyers' tastes," explains Patsy O'Neill, a sales associate with Sotheby's in Montclair, New Jersey. Replacing an unsightly roof with a spiffy new one -- better for that all-important "curb appeal" -- was one of the very few projects singled out in Remodeling magazine's new annual Cost vs. Value Report for 2015, rising a chart-topping 5.9 percent over even last year's double-digit increase. In fact, says O'Neill -- and, sellers, pay close attention to the psychology here -- if your current roof really is an eyesore, buyers will be "predisposed" to find a zillion other things they hate about your place. Ergo, those craving the look of luxury at affordable prices should check out the Value Collection Lifetime Designer Shingles from GAF (www.gaf.com), North America's largest roofing manufacture. * The Starbucks Effect. Don't laugh. When Rascoff was checking his data, he discovered that, lo and behold, homes within a quarter mile of a Starbucks had appreciated 31 percent more -; 96 percent vs. 65 percent -; over the last 17 years than others nationwide. "Is it that Starbucks is really great at picking locations, or is that Starbucks is sort of an omen of gentrification?" he writes. "It's a little of each."