SWGA HOMES 11/12/2017

Page 1

4C • SUNDAY, NOVEMBER 12, 2017

albanyherald.com

515439-1

This quality built new home is located in Millsbee Village, a gated community in North West Albany. This home has 2446 Sq. Ft. living area with 4 bedrooms and 3 Baths. Hardwood flooring in the kitchen, great room, foyer, and dining room. The large island kitchen with granite tops is open to the spacious great room. The large master suite has a large tile shower, 6’ soaking tub and a large walk in closet with custom shelving. The large dining room is open to the great room and foyer and separated with a custom architectural column. From the garage you enter the mud room with custom built bench and a pocket office with custom built desk top. The laundry room has a custom built folding table and cabinets. Upstairs you have a large bonus room or optional 4th bedroom. There is a full bath upstairs, walk in closet, and walk out attic for easy storage. The covered back porch and sodded yard completes the exterior of this terrific home. You will enjoy this

LAKE BLACKSHEAR Valhalla 181 N V alhalla Dr Large Family Home 2.39 Acres On Lake Blackshear, Blackshear, Br, 3.5 Ba, 4 Br, Pool & Poolhouse $342,000 Chuck Call Chuc k 886-2521

LAKE BLACKSHEAR 631 Flintside Dr 2 Acres On Main Lake Water, Over 200 Feet On W ater, Double Boathouse, 4 Bedrooms, 3 Ba $311,000 Call Allan 886-2828

LAKE BLACKSHEAR 2143 Lakeshore Ct Large Lot On Main Lake! 1.24 Acres With 105 Feet On The W ater, 2 Br, Br, 2 Ba, Water, Hardwood Floors, Double Boathouse $410,000 Call Allan 886-2828

LAKE BLACKSHEAR 251 Mill Branch Rd

LAKE BLACKSHEAR 488 Lakeshore Way Way y 75 Feet On The Water Water t With Excellent Views! Views! Nice Double Bathouse, Seawall, Screen Porch And Lots Of Decking, 3 Br Br,, 2 Ba, 1512 Square Ft $285,000 Call Allan 886-2828

LAKE BLACKSHEAR 356 Swift Creek

New C N Construction t tion On Lake Worth Blackshear W orth County, County, Excellent Fishing Area, 2 Bedrooms, Dock / Boathouse, Water, 100 Feet On W ater, Deck

$179,900 Call Allan 886-2828

LEESBURG 1387 Lovers Ln

LEESBURG 105 Ducker

2 Acres In Leesburg, 3 Br, Br, 2 Ba, Hardwood Floors, Fenced $113,500 Call Allan 886-2828

Lee County Close To To Br,, 2 Ba, 1520 Schools, 3 Br Square Ft, Brick Home $101,000 Call Allan 886-2828

ALBANY 3621 Mayfair y Northwest Albany Brick Duplex, Great Investment Opportunity! 2500 Square Ft, Each Unit 3BR, 2BA. $129,000 Call Allan 886-2828

ALBANY Northwest Albany y Lot 2009 Beattie Rd. Prestigious Gated Community On 8.2 Acres, Wooded, Wooded, Fronts A Lake Call Allan 886-2828

Water On The W ater With A Dock! 3 Bedroom 2 Bath, 100 Feet On Water Water $128,000 Call Allan 886-2828

LAKE BLACKSHEAR 2166 Lakeshore Ct 2 Bedroom 2 Baths, 1200 Views Square Feet, Great V iews In Water, Crisp County! 125 Ft On W ater, Nice Dock, Built In 2010 Call Allan 886-2828

LAKE BLACKSHEAR A Wolf Wolf Thick Rd Lot 155A Prime Lot In Crisp County County,, 110 Feet On W ater, Cleared, 110 Water, 0.585 Acres, County W ater Water Available Available $195,000 Call Allan 886-2828

LAKE BLACKSHEAR Lot 159A A Wolf Wolf Thick Rd County,, Prime Lot In Crisp County Over 110 110 Ft On Water, Water, Views Of Main Lake, Great Views 0.633 Acres $175,000 Call Allan 886-2828

LAKE BLACKSHEAR 597 Flintside Dr

LAKE BLACKSHEAR Lot 8 Cannon Branch S/D

LAKE BLACKSHEAR 349 Flintside Dr Main Lake M i L k 2 Bedroom B d 2 Baths, New Dock / Boathouse, Large Metal Storage Buildings 100 Ft On Water Water $299,000 Call Allan 886-2828

Main M i L Lake k With 154 Ft On Water, W ater, 3 Br, Br, 2 Ba, Double Boathouse, Updated With Hardwood Floors, Large 1.1 Acre Lot, Sunroom

$329,000 Call Allan 886-2828

Crisp County County,, 1.11 1.11 Acres, 281 Feet On Water, Water, Restrictive Covenants $119,900 Call Allan 886-2828

L LEESBURG 244 W Winship Quail Pines i inship pQ S/D Lee County on 2.72 S/D Acres, 4 bedrooms 4BA, 5400 Square Ft. $320,900 Call Allan 886-2828

TERRELL 6455 Doverel Hwy, Hwy y, Dawson

LEESBURG 110 110 Brasstown

T errell County On 2 Acres, Terrell Br,, 2 Ba, Built In 2006 3 Br With 1700 Square Ft $77,500 Call Allan 886-2828

County, Grover Park Lee County, S/D, 3 Br, Br, 2 Ba,1550 Square Ft, Lots Of Privacy, Privacy, Double Garage, Large Living Room Call Allan 886-2828

NORTHWEST ALBANY 2604 Dawson Heights g New Roof And New Heat And Air Unit, 3 Br Br,, 2 Ba, 1560 Square Ft, Fenced Yard, Lots Of Upgrades! Yard, $115,000 Call Allan 886-2828

ALBANY 1706 Devon

ALBANY 1804 Slappey ppey

Northwest Albany, Albany, 4 Br, Br, 3 Ba, Hardwood Floors, 1917 Square Ft, Double Garage $135,000 Call Allan 886-2828

Albany, Albany, Zoned Commercial, 1000 Square Ft, Great /RFDWLRQ 2I¿FH 6SDFHV $89,900 Call Allan 886-2828

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G SMITHVILLE 928 Airport p Rd Smithville On 50 Acres, 4 Bedrooms, 2 Baths, Two T wo Ponds, Built In 2006 With 2388 Square Ft, Shop / Storage $280,000 Call Allan 886-2828

LESLIE 119 119 Seaboard Warehouse Large Building / Warehouse With 6000 Square Ft, Next T o Dollar General, To High Ceilings $159,500 Call Chuck Chuck 886-2521


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SUNDAY, NOVEMBER 12, 2017 • 5C

Key Findings: Daily Real Estate News | Wednesday, November 08, 2017

maintenance and complete projects to keep their homes operating smoothly. Then, they’ll often start to layer aging-related projects as they become needed. Researchers identified these improvements, among others, as a few of the most popular projects for homeowners aged 55 to 75: • Adding pullout shelves in kitchen cabinets • Changing doorknobs to lever handles • Installing a smart fire detection system • Installing a smart security system • Installing a smart thermostat • Installing a voice-activated device

More homeowners are taking on projects that will allow them to age comfortably in their current home, according to the “2017 Aging in Place Report� from HomeAdvisor. But they don’t like the term “aging in place.� Researchers, who surveyed those 55 years old and up for the report, found that many of these homeowners are completing projects that put more emphasis on ease-of-living improvements than aesthetics. But researchers also found that many homeowners won’t call these improvements “aging in place,� even though the term may accurately describe the projects.

• Installing comfort-height toilets • Installing grab bars in bathrooms Source: “2017 Aging in Place Report,â€? HomeAdvisor (November 2017)

“People don’t think of themselves as aging— even when they are. There’s no specific age or moment in time in which people become officially ‘old.’ Additionally, the stigma surrounding aging keeps most people in denial long past the point at which the process is clear,� according to the report. But how do homeowners prepare for aging in place when they refuse to admit it? Researchers say they first perform regular

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AB&T 229-446-22655

3.75 3.125

Last Update 11/09/17 9/17

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To T o Advertise in n SWGA Homes contact Ashanti Smith Sm mith at 888-9340 or ashanti.smith@albanyherald.com ashanti.smitth@albanyherald.com 517685-1

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yr.. 30 yr

Last Update 06/22/2017 /2017

Synovus Mortgage age 229-430-70377 Last Update 11/09/17 9/17

Bank of Camilla lla 229-294-20688 Last Update 07/20/17 0/17

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MORTGAGE M ORTGAGE PAYMENTS PAY YMENTS MENTS CALCULATOR CALCU CALCULA ULA ATOR

For Mor More e Informatio Information on t Check out our Who’ Who’s s Who Lenders s page and Contact one of these expert ert more lenders for mor e information

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1. A holistic approach to home improvement lays the foundation for aging in place. Keeping a regular home maintenance schedule — and keeping the future in mind when making improvements big and small — helps homeowners keep their homes in good working order. This not only ensures that their homes are projectready when the time comes to make agingspecific improvements, but it also ensures that they’re not faced with costly, unexpected home disasters when they’re at their most vulnerable down the road. 2. The term “Aging in Place� is elusive. Just 43 percent of participants aged 55 to 75 — and just 52 percent of participants over the age of 75 — say they’re familiar with the term. 3. Homeowners are completing futurethinking projects without connecting them to aging in place. Survey respondents aged 55 to 75 and aged 75 and older are making home improvements that will facilitate aging, citing ease of living as their motive for completing most projects — even over safety and aesthetics. 4. Life stages influence homeowners’ home project selections. While all participants cite ease of living as their motive for completing most home projects, homeowners in different life stages report completing the same home projects for different reasons. 5. Watching loved ones struggle impacts how homeowners view aging in place. Roughly three in five homeowners aged 5575 report seeing a loved one (a parent, sibling, partner, etc.) struggle to get around their home as they got older, further reporting that this experience has changed their feelings about how they will age in place personally. 6. Planning pays off. Nearly half of homeowners aged 75 and over report renovating their homes in anticipation of getting older. Correspondingly, less than 30 percent report struggling to get around the house as they’ve aged.

Monthly inter interest, es st, interest interest payments for 30-year, 30-yearr, fixed xed rate mortgage. Escrow Escrow payments nts for taxes, insurance not included. Payments are dollar.. are rrounded ounded to the nearest nearest dollar

$50,000 60 000 60,000 70,00 80,000 90,00 100,000 110,000 120,000 130,000 140,000 150,000 160,000 170,000 180,000 190,000 200,000

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6C • SUNDAY, NOVEMBER 12, 2017

albanyherald.com

decrease month over month on the net share of respondents who said now is a good time to sell; it decreased 6 percentage points on the net share who said it is a good time to buy. “The modest decrease in October’s Home Purchase Sentiment Index is driven in large part by decreases in favorable views of the current homebuying and selling climates, a shift we expect at this time of year moving out of the summer homebuying season,” says Doug Duncan, Fannie Mae’s chief economist. “Indicators of broader economic and personal financial sentiment remain relatively steady. Overall, these results are consistent with our view that the housing market will continue its slow, upward grind through 2018.”

Daily Real Estate News | Thursday, November 09, 2017 Fannie Mae’s Home Purchase Sentiment Index receded from its alltime high set last month, as Americans showed less confidence about buying and selling in October. But the dip may be seasonal, according to Fannie Mae’s chief economist. The index, which measures consumers’ perceptions on the housing market, showed an 8 percentage point

Here is a closer look at Fannie Mae’s October Home Purchase Sentiment Index, which is based on responses from 1,000 consumers:

Source: Fannie Mae

W ho’ss W h ho Who’s Who IIn nM ortgage g L ending e end i ing Mortgage Lending L ay tthe he F oundation ffor or a Fi inanciallly Secure Securee Future Futuree w ith the the Right Right M ortga age Lay Foundation Financially with Mortgage

DEBBIE K. SUTTON Mortgage Loan Officer Cell 229-894-6754 Phone 229-317-4544 Fax 229-336-0479 dsutton@bankofcamilla.net NMLS# 588658

Leslie Collins 733.0373 .0373 Leslie.Collins@abtgold.com Le lie.Collins@abtgold.com @ btgold.com @abtgold.com NMLS: 851247

BANK OF CAMILLA

516321-1

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515595-1

515594-1

2301 Dawson RD., Suite 300 Albany, GA. 31707 www.bankofcamilla.net

2815 Meredyth Drive, D Albany y, GA Albany,

(229) 446-2265 46-2265

137 Robert B Lee ~ Leesburg, GA 31763 T: (229)759-2800 F: (800)807-0205 Lcannon@colonybank.com NMLS #740761 www.colonybank.com All lo Al All lo loa loans su s subjec subject ub b bj ct loans subject jec All A aan nns sssu s bbje eec ctct t credit to dit approval. pp l

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ALB_11122017_classre_Layout 1 11/09/17 7:24 PM Page 7

albanyherald.com

240 Houses for Rent 3BR/2BA BRICK, REMODELED, Lrg Yrd, Great Neighborhood next to Sherwood Church, $795 347-8225

202 Houses for Sale 3BD 1BA NEW PRICE! brick house about 2 lots newly renovated West side Albany $60k OBO 229-436-9471 FSBO, 1200 Sharon Dr, 3BR/3BA, Enclosed garage. Dbl Lot. Cathedral Ceilings & more. Estate of Lucy Griffin aka “Madam Lucille�. Call 770-4689205 Owner financing LEE COUNTY 3BR 2 BA gargage, fireplace, and appliances 229-759-9004 REDUCED, FSBO: 1019 NELMS RD., $129,500. 4BR/4BA, Kitchen, DR, Den, Formal LR, 2323 sqft, See Photos www.zillow.com or www.trulia.com OR CALL 229-903-1725 for appt.

248 Apt/Dupl/Condo/ T’homs for Rent

240 Houses for Rent

3BR/2BA HOUSE for rent at 4508 Leary Road Call 334-368-4956

MID-TOWN ALBANY: 2 BR/1 BA Coach house with large storage area. $525/Mo. Call RMS @ 229-639-0171

14 WIDE, Furnished 2BR, Spring Flats Rd., CH&A, $400/mo + dep. Call 776-3962

FOR RENT 3BD 1 BA CHA fenced backyard, south Albany 2298866488 LEE CO 3 & 4BR/2BA, Fireplace, Appl. & garage 229-759-9004 LEE CO. 128 Flat Ridge 3/2 split design, huge master suite, tile/granite throughout, custom cabinets, all major appls., garage, wooden privacy fence, fireplace- family oriented $1150/ mo. 229-344-3215

1203 WHISPERING PINES ALBANY, GA 31707 MORE A AV VAILABLE WWW.RENT TALBANYGA.COM MON-FRI 9AM-5PM

1344-C Hwy 19 South, Leesburg GA Commercial Office Space $1350 per month 1895 sqft

401-B Lucille St. 2BR/1BA $455/$355 (SPECIAL) 3943 RODNOR Forest Ln. 3BR/2BA $725/$625(SEPCIAL)

197 Canal Street Leesburg GA 31763 3 bed / 2 bath - Sqft 1425 $800 per month

1900 Jones Ave 3BR / 1BA - 1456 sqft For $650 per month *includes washer and dryer* 1901 Palmyra Rd, Albany 0GýDF #MEH TRGU 5BR / 1BA / 2 half baths for $1,800 per month

MOBILE HOME 4 SALE! 4BDRM 2 BA w/ garden tub 2 3/4 acres of land on lake Eufala 229-402-2309 OR 229-402-2349

455 Henry Mitchell Dr NE, Dawson GA 39842 Log cabin style home 3BR/ 2BA - 1200 sqft for $650 per month

2024 OGLETHORPE #18, #10 2BR/1BA $495/$40 0 ( SPECIAL) 1112-F Wingate Ave. 3BR/1BA $285/$200 (SPECIAL) 515-B Seventh Av Ave. 2BR/1BA $495/$395 (SPECIAL)

2BD 1 BA CHA fenced backyard with storage shed $450 dep $450/ mo. More info. 229-889-9471

2812-B Partridge 3BR/2BA $725/$400

3BR/ 2BA, Near Miller Brewing, $500/mo + dep. 229-344-1611

180 Dunaway 3/4 BR/2 BA $995/$600 (Lee Co)

*HOUSES*

117-D Mitchell Ave, Albany, GA 31705 CFE CBUI RVBESJQMFY VOJU QFS NPOUI Lawn care and water/sewer provided Close to Albany State University

230 Glade Lane 3BR/2BA $885/$80 0 (SPECIAL)

1415 Eight Mile Road, Albany, GA 31721 3 bed/2.5 bath Located off of Gillionville Rd close to Stone bridge Country Club $950 per month

20 0 0 Acker 3BR/1.5BA $1025/$925(SPECIAL) 101 Birchleaf Dr. 3BR/2BA $1285/$1185 (SPECIAL)

1925 Stuart Ave, Albany GA #FE #BUI TRGU QFS NPOUI /P 1FUT

115 Tallulah Tallulah (Lee Co) 3BR/2BA $1200/$800

121 Northbrook Ct., Lee County CFE CBUI TRGU #VJMU JO (BSBHF /P 1FUT QFS NPOUI

3718 Countryside Dr. 3BR/2BA $785/$70 0(SPECIAL)

1805 Devon Drive Lake Park Area in Albany 4 bed 4.5 bath with bonus room 2832 sqft - 3 car garage $1,900 per month

1220 Ballpark Ave., Dawson 3BR/2BA $750/$650(SPECIAL)

3833 Dominion Ct., Albany GA #FE #BUI %VQMFY TRGU Pet Friendly - $1,000 per month Available Dec. 1st

3516 Moss Island Ct. 3BR/2BA $1085/$10 0 0 (SPECIAL)

2909 Gillionville #16 1BR/1BA $475/$300 160 Tallassee Trail 4BA/2BA $1200/$800 (Lee Co)

248

1603-B Whisperwood 3BR/2BA $695/$400

2624 Whispering Pines Circle 4BR/2BA $1000/$750 812 Rosedale 3BR/1BA $550/$400

141 Mayfield (Lee Co.) 3BR/2BA $825/$500

229-432-9351

3100-U Crepe Myrtle 1BR/1BA $495/$300

516957-1

1401-B 9th Ave Ave 1BR/1BA $495/$300 412 Bush 3BR/1BA $495/$495

Medical Dental Fitness Insurance Medical Supplies Pharmacy Tips Education Training

2 and 3 Bedroom Townhomes

136 N MAGNOLIA/ 4 ROOM OFFICE $375/MO

229-435-5216

Reach Approximately 300,000 SW Georgia Readers in print & online

CALL TODAY FOR DETAILS

229.888.9319

Sponsored by: SCNI - Southern Community Newspapers, Inc.

DEPOSIT IS SAME AS RENT

2507 Nottingham Way Northwest Albany “Call For More Info�

1508 E ROOSEVELT 2BR/1BA $295 ELECTRIC HEAT

Looking for your Holiday Workforce‌

834-B ODOM 2BR/1BA $275/MO 1213-B 5TH AVE 2BR/1BA $395/MO 2304-A DOMINION CT. 4BR/3BA $895/MO

2391 Meadowlark Meadowlark Commons Court Commons Cou rt Suite Suite 101

229-888-5843

MOVE-IN MOVE-IN READY READY

0 ) DP SP 0 ) DP SP

LEE COUNTY duplex for rent 3BD 2BA 136 Twisted Pines $695/mo. $600 dep 229-881-4744

is the best location to find employees.

WILLOWS APARTMENTS

229-436-9620

Nottingham North Apartments

516962-1

1,2,3 Bedroom Lofts, Flats & Townhomes

229-436-9096

2401 NOTTINGHAM WAY

2BR/2BA 2BR/2BA Ad jacent to to tthe he ASU ASU Adjacent D arton C ollege o Darton College off H ealth P rofessions Health Professions

4+%- 1+06' 4+%- 1+06' A APARTMENTS PARTMENTS

Mo Move-in ve-in SPECIAL

2BR/1BA $550 mo. 2B R/1BA $ 550 m o. 1BR/1BA mo. 1B R/1BA $475 $475 m o. Includes Inc ludes cable, cable, water, water, sewer, garbage s ewer, & ga rbage DUPLE DUPLEXES EXES &m ore on line at more online www.M PMAlbany.com www.MPMAlbany.com 638 -1597 638-1597

516964-1

1401 Whispering Pines Rd Albany, GA 2 & 3 BR Flats Starting at $495

516966-1

896 Crawford-Dawson 2BR/1BA $425/$350

COPY TODAY

NOTTINGHAM APARTMENTS

15410-1

518092-1

FREE

APARTMENTS

503 N. Cleveland 2BR/1BA $475/$475

B&B Rental Agency

Pick Up Your

1, 2 & 3/BR

2302 Evergreen 3BR/1.5BA $525/$525

Near Marine Base 3BR-$825/month

MONTHLY MAGAZINE M O N T H LY M AG A Z I N E

888-9333

3BR/2BA, LEE Village, No Grafa, 435-0604 or 881-6202

115-Winding W Way ay 3BR/2BA $625/$400 (Lee Co.)

New Homes for Lease

h e a l t h beat health beat

CLASSIFIEDS WORK!

Apt/Dupl/Condo/ T’homs for Rent

1, 2, 3 BR. Furnished, $85/wk. Utilities Included. Unfurnished $225-$375/ mo, appliances. 435-7646

1316 Tenth Tenth Ave 3BR/2BA $550/$550

Rosebrier Gardens

SW G EORGIA SW GEORGIA

515421-1

940 West St (Sylvester) 3/2BR/1BA $500/$400

APARTMENTS

2615 East Doublegate Dr. Albany, GA 31721 4 bed/3 bath - $1,800 per month Backyard views of Doublegate’s golf course

Gardner,, Whiting, & Malone 2BR/1BA $325/$150

1505-B Palmyra 2BR/1BA $395/$30 0(SPECIAL)

804 Twenty First Ave. 4840 sqft - $1200.00 per month Business office/distribution or Church space ready

WEBSTER COUNTY cattle farm & timber land for sale. 2527 acres total in 4 tracts from 249 acres to 1157 acres, $1100/acre to $2100/ acre. Details at www.GeorgiaLand. com or call 706-833-9114. Shivers Real Estate.

The T he de deadline eadline adl dlliin ne for fo or Sunday’ Su S unday’ nday’ day’ ay y’’’ss p pu publication ub blication lication icca ation tion ion on is n no llater ater te er than tth ha an Monday onday nday day ay at a noon noo n oo on prior rior io or to t Su unday nday day ay of o desir de essiirred e iin nse se errti tiio on n. A All ll announcements nno no ou uncements nce ce em me en ntts must usst be pr prepaid id. tthe he S d.

121-B MAGNOLIA 3BR/2BA $825/MO $80 0 dep.(SPECIAL)

3214 Saddleleaf Ave, Albany GA 3 Bed 2 Bath - 1498 sqft $900 per month

Farms, Lots & 214 Acreage for Sale

1108-B 4TH Ave 2BR/1BA $450/$350(SPECIAL)

1516 Westwood Dr. 3BR/2BA Home - 1540 sqft for $950.00 per month

BEST DEALS on New, Used & Repo’d Mobile Homes, Call 229436-7108 or 229-364-5517

2 & 3 Bedroom Mobile Homes for Rent in Lee County near Albany. (229)854-0173

120-B Augusta Ct. 3BR/2BA $650/$650

2620-B Dawson Rd Commercial Office Space $2125 per month Located behind Pier One Imports across From the Albany Mall Contact Larry Walden for details

Homes & 210 Mobile Lots for Sale

2 STORY BRICK W/ POOL; 4BR 2.5BA; 3900 sq ft; 2407 Pheasant, Lake Park, Heart pine fl; gas f/p, $1,650 Call 229-395-6712

2, 3, & 4 BR Clean w/AC, $300/ mo and up, $250 deposit Call 4367108

DUPLEXES/ TRIPLEXES / QUADS

817 Flint Ave Warehouse/Office Space $650 per month TRGU t GU Y GU

Lee: 164 Peach 4/2 $950 156 Peach, 4/2 $950 The Wright Co. 229-435-0654

REAL ESTATE

Homes & 256 Mobile Lots for Rent

1999 GATEWAY 16x80 3BR 2BA recently remodeled new AC $600/mo OR for sale $21K gated community Call 229-888-0068

THIS PROPERTY IS ELIGIBLE FOR USDA 100% FINANCING. Situated on 3.32 acres, 25 pecan trees, lots of fruit trees & grape vines. Approx. 1782 sqft, 3BR/2BA, brick with new metal roof. Call Barbara Delbridge, Elite Realty of Ga. Inc. 229886-1106

240 Houses for Rent

Homes & 256 Mobile Lots for Rent

516958-1

REAL ESTATE

SUNDAY, NOVEMBER 12, 2017 • 7C

Proven Results since 1891!

888-9333

Call the Classified Advertising Department to place your Recruitment ad


8C • SUNDAY, NOVEMBER 12, 2017

Daily Real Estate News | Thursday, November 09, 2017 About 60 percent of first-time home buyers put down 6 percent or less on a home purchase in September. The median down payment has dropped from 6 percent to 5 percent for firsttime buyers, according to the National Association of REALTORS®’ 2017 Profile of Home Buyers and Sellers.

albanyherald.com

rents and high levels of debt, especially student loan debt, are keeping them trapped in rentals by making it harder to save for a down payment.”

By September, first-time buyers had showed more signs of pulling back. They comprised just 29 percent of sales, down from 34 percent a year prior. Since 2011, the share of firsttime home buyers has been below the historic norm of 40 percent.

But there are still many potential buyers on the sidelines who may be under the impression they need a bigger down payment before they can buy. NAR conducted a survey of nonhomeowners earlier this year and found that most consumers believe you need a down payment of 10 percent or 20 percent to buy a home. “They may not be aware that these programs are available, and they may not be taking advantage of them,” Jessica Lautz, NAR’s managing director of survey research and communications, said in the latest Down Payment Report, published by the Down Payment Resource. Thirty-two percent of first-time buyers said they saved for more than two years in order to be able to have enough to buy a home. Student loan debt was the most often cited obstacle to saving. The second most cited barrier for saving was credit card debt. “Despite widespread access to low down payments, looser lending standards, and mortgage rates that are still historically low, potential first-time buyers are putting off buying a home until conditions improve,” according to The Down Payment Report. “For many of these discouraged young families, rising

IMMACULATE! PRE-INSPECTED!

SPACIOUS TOWNHOME

YOUR BUSINESS WILL THRIVE HERE

109 HIDDEN LAKES DRIVE

407 BENNINGTON LANE

1200 WHISPERING PINES

$319,900 HIDDEN LAKES, DOUGHERTY 4BR / 3.5BA 3,147 SQFT New flooring & paint! Fireplace, Spacious rooms & perfect for entertaining!

$129,900 KINGSWOOD, DOUGHERTY 3BR / 2.5BA 2,103 SQFT Conveniently located! Double garage, private backyard! A must see!

$319,000 DOUGHERTY COUNTY 3,644 SQFT COMMERCIAL BUILDING W/ ADDITIONAL INCOME FROM RENTAL HOME INCLUDED IN SALE!

BONNY B DOROUGH 883-6100

MARK DANIELS 347-3454

MIKE FLYNN 376-2361

MLS# 139528

MLS# 139301

MLS# 139631

MOVE-IN READY!

GREAT LOCATION

READY TO BUILD YOUR DREAM HOME?

HOMES H OMES S FOR FOR SALE 217 Sunrise 3BR 1.5BA $50,000

1204 Lee St 3BR 1BA $20,000

111 Northampton 4BR 2BA Pool, $185,000

Church (Americus) 6BR 2.5BA BA $30,999 130 W Church

5601 IrIronwood onwood (vacant lot) 3.34 acres, acres, $55,0000

ve (V Vacant LOT) 0.96 AC $10,000 2904 Dove AAve (Vacant

208 S. Jef fferson (commer cial bldg) 3505 SF F, $45,000 $445,000 Jefferson (commercial SF,

PE PEN PEND P PENDING EN NDI ND N DI D IN I N2BA ash sh Rd RE (C ((Camilla) Camilla) mDIN milla) ) ING 33BR BNG BR 2G 7967 Slash

906 Holloway 3BR 1BA $50,000 2904 AAveritt veritt 3BR 2BA $90,000 1207 Hampton Ct 2BR 1.5BA $38,000

1704 WHISPERING PINES

LOT A CREEKRIDGE

HICKORY GROVE ROAD

$101,000 GREEN ACRES, DOUGHERTY 3BR / 2BA 1,697 SQFT Conveniently located! Lots of updates!

$139,900 LEE COUNTY 1.84 ACRE COMMERCIAL LOT! High traffic counts! Located right off US Hwy 19S!

$49,900 HICKORY GROVE, LEE COUNTY 2.87 ACRE LOT Highly Desirable area! Great Schools, 1 of the last lots available on the road!

BURTON NEWCOMB 886-1179

DIANNE BARLOW 886-4777

WILLIAM JACKSON 344-3029

MLS# 139090

MLS# 138168

MLS# 139354

515404-1

415 Janes Ln (Ochlochnee) 3BR 2BA $143,0000

(Mobile home) on 6 AC 2200 Oakridge 3BR 2.5BA $37,900 2511 Big Oak (Mobile Home) 4BR 2BA $40,000

acres 5006 GA Hwy 300 (vacant land) 3 acr es $27,500 00

1605 Gillespie 3BR 1.5BA (income unit in rrear) ear) $55,000

(Mobile home) 3102 TTreasure reasur aasur surreEN (M MN obile bile lleeDIN ho hom oIN meNG e)) 3BR 3BR BG2BA 2 $8,9000 PE PEN PENDING P E ND NDI DI D I

142 Katie LLynn ynn (Leesburg) (Leesburg) 3BR 1BA $60,000. 0,000.

714 Graves aaves v sEN SSpr Springs riiN nngss D ((Leesbur (L (Leesburg) L esbur sbur bbuur g)) 3BR 3GR 1BA $51,750 PENDING PE PENDIN P ND DI I IN NG N

2731 YYorktown orktown 3BR 1 bath $45,000

3972 Hwy 82 4BR 3BA $69,900

1022 Netherland Ln 4Br 2BA $72,800

515412-1

FOR RENT RENT:: 414 Johnny Williams lliams 3BR 2BA $650 mo $720 Deposit.

Ann A nn Thomas Thomas GRI

436-6628


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