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WORLD OF CRYPTOGRAPHY THE SECRET EDGES OF CRYPTOGRAPHY

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crypto geniuses

Top Crypto Twitter Geniuses, OG's (Original Gangsters) & Cypher Punks contributing daily to make the world a better place. Andreas Antonopoulos @aantonop Trace Mayer @TraceMayer Simon Dixon @SimonDixonTwitt Max Keiser @maxkeiser Tone Vays @ToneVays Vortex @theonevortex Adam Meister @TechBalt

Jimmy Song @JimmySong Mad Bitcoins @MadBitcoins Pierre Rochard @pierre_rochard Carter Thomas @carterthomas Jameson Lopp @lopp

Ronnie Moas @ronniemoas Ragnar Lifthrasir @ragnarly Adam Back @adam3us Jack Mallers @JackMallers Tuur Demeester @TuurDemeester Saifedean Ammous @Saifedean Ammous


& cypher punks

@_Kevin_Pham "Bitcoin empowers the crazy ones, the misfits, the rebels, the people that already have & will continue to change the world." Bitcoin Historian, Viral Content Creator, First Principles Thinker, Former Tech Banker. Featured in Forbes & NY Times. 3AbeDHeyThXxvUqLvJzC3gZRUGJiXLm2Mu If you'd like to empower me to continue fighting on your behalf, free from corporate control, you can donate BTC by scanning this QR code (this one works). *WARNING: Bitcoin Cash BCH (Bitcoin.com) Is not the real Bitcoin BTC. LEARN ABOUT BITCOIN AT https://bitcoin.org & Crypto Twitter


Wells Fargo Bank Quotas Be Your Own Bank

[Excerpts] When Kevin Pham heard that Wells Fargo had been fined by the Consumer Financial Protection Bureau for creating sham accounts to meet sales goals, he knew exactly what it was about. He wanted the world to know. At Kinko’s, he made a sign — in Wells Fargo red and yellow — saying “CLOSE YOUR ACCOUNT #holdwfaccountable” and had a passerby take a photo of himself holding it in front of company headquarters in San Francisco. Then he posted it to Facebook along with a letter describing what he called the “victimization of unwitting customers” — the elderly, non-native English speakers, college students and other financially unsophisticated groups — that he witnessed as an employee. He called for Stumpf to resign and launched a campaign to get current customers to close their accounts. In eight days, his post gathered 50,000 shares. QUOTAS Hospitals have them - they have to keep beds filled, doctors have them, pharmaceutical companies have them, banks have them, car salesmen have them... all major corporations have them. If we use them, we are all a part of what helps these corporations meet their monthly quota’s. Pham said the unethical practices he saw when he worked at Wells Fargo stemmed from “incredibly aggressive” sales goals — 10 new accounts a day per banker. According to Pham, other methods included: Opening accounts in friends’ names. “If you have a slow day, there were some people who had really good friends — and they would constantly open and close them new accounts,” says Pham. “Sometimes you’d see a profile with 30 opened and closed accounts.” If someone had experienced fraud on their account, the banker would have them close it and open new accounts instead. Opening accounts in the names of coworkers to help sales associates reach their savings goals. “[Employees] would open accounts for one another, so your own individual account would be your personal, but you’d have two or three separate


checking and savings accounts to help associates meet sales goals, “says Pham’s coworker, Victor Aguilar IV, 28, of San Jose, who worked at Wells Fargo from 2008 to 2015. There were many other practices that were waved off as long as numbers were made. “It was an everyday thing,” he says. “I Would Have Panic Attacks At My Desk” When Pham was a teller, he was told what kinds of customers to refer to bankers, but he didn’t see the full picture. When he became a banker, he understood what the company was doing, and he began asking himself, “Would I sell my mom this or would I be okay with someone selling me this?” The answer was no.

@_Kevin_Pham

This echoes claims in a law suit filed this week by former Wells Fargo employees asserting that they were fired when they followed the law, and refused to engage in unethical practices to meet sales quotas. “At a high level, [the campaign] is a message to all ‘too big to fail’ banks — they can’t keep fleecing people,” he says. “They do not have incentive to act in a responsible manner because they have the option of a bailout in their underwriting. This will send a message to end that type of behavior and allow Americans to really wake up and get a win and feel empowered.” The day after the first Close Your Account day, he said, “I’m overwhelmed but I feel amazing. I feel energized. I hit a gusher here. I thought what happened to me was my anecdotal experience, but … it’s validated by the outpouring of support on social media.” Read full article at https://www.forbes.com/sites/laurashin/2016/09/30/wells-fargo-faces-grassroots-backlash-via-viral-facebook-campaign/#75fef412f5ff


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No musician, artist or band should be performing without a Bitcoin QR Code beside them or on their website. If you only have time to watch one part of this video, watch it at: 28:00.



you will receive

Scenes from Magic Money The Bitcoin Revolutio


on at: 28:00.


CNBC | TWITTER Photo Jack Dorsey, Twitter co-Founder Twitter and Square CEO Evelyn Cheng | @chengevelyn Published 21 March 2018 CNBC Source: CoinDesk If you want to sell anything, it is likely you will sell it on the Internet. “The Internet will have a single currency. I personally believe that it will be Bitcoin,” says Jack Dorsey. Billionaire businessman Jack Dorsey expects Bitcoin to become the world’s ‘single currency’ in about 10 years. Twitter co-founder and CEO Jack Dorsey predicts Bitcoin will be the single currency of the Internet in the near future, according to a Wednesday report from The Times of London. “The world ultimately will have a single currency, the internet will have a single currency. I personally believe that it will be Bitcoin,” Dorsey said in the article. He acknowledged that Bitcoin “does not have the capabilities right now to become an effective currency.” Jack Dorsey says Bitcoin will eventually become the world’s ‘sin-


gle currency.’ I personally believe that it will be Bitcoin,” Dorsey said in a report published Wednesday. It would happen “probably over ten years, but it could go faster.” In less than a decade, Bitcoin has rapidly evolved from being an object of fringe interest into a globally traded asset with a derivatives product on the world’s largest futures market. The cryptocurrency surged from less than $1,000 at the start of last year to a record above $19,000 in December. Dorsey has become increasingly involved in cryptocurrencies. In late January, Square’s mobile payments app Cash began offering bitcoin buying and selling in most states. Dorsey was also part of a $2.5 million seed financing round announced last week in Lightning Labs, a start-up trying to make bitcoin transactions more efficient.

cryp·tog·ra·phy the art of writing codes or Full article and video source: https://www.cnbc.com/2018/03/21/ jack-dorsey-expects-bitcoin-to-become-the-worlds-single-currensolving codes. cy-in-about-10-years.html Kevin Pham @_Kevin_Pham 40% of your income goes to taxes. 10% of your income goes to interest on loans. 3% of your income goes to inflation. YOU ARE A FIAT DEBT SLAVE. Calkob @Hodl8333 Get paid in cash..... No Tax Don’t borrow, no debt Invest in Bitcoin, yearly increases in savings.


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With blockchain, imagine if you bought a song online for 99 cents and that money was automatically distributed straight to all the contributors—the producer, all the writers of that song. With this technology, the money can go into everybody’s wallets automatically, it doesn’t go into a bank account where somebody’s making all that money and interest,” he told Yahoo Finance.

Guns N’ Roses Drummer Uses Crypto to Change Music Industry By C. Edward Kelso | Bitcoin News

Rock and Roll Hall of Fame drummer Matt Sorum, formerly of Guns N’ Roses and Velvet Revolver, is lending his name and experience to a new crypto funding project, Artbit, in an effort to eliminate the age-old middle-person between artists and consumers.

Former Guns N’ Roses Drummer Matt Sorum Wants Artists to Get Paid What They’re Due. Rock and Roll Hall of Fame drummer Matt Sorum explains, “My interest is in cutting the middleman. That’s been something on artists’ minds for years. There’s all these people you got to pay along the way. With blockchain, imagine if you bought a song online for 99 cents and that money was automatically distributed straight to all the contributors— the producer, all the writers of that song. With this technology, the money can go into everybody’s wallets automatically, it doesn’t go into a bank account where somebody’s making all that money and interest,” he told Yahoo Finance.


It might be difficult to understand how much has changed in such a small period of time for the music industry. For most of pop music’s history, distribution has largely been based on government licensed radio stations. A cartel arose, similar to the taxi industry, as coveted licenses were purchased, and in tandem a label industry emerged alongside. The two worked hand-in-hand through payola to essentially make contrived markets.

Eliminating the Middle-Person “This whole crypto economy, this is the future. To me it’s like the new rock and roll… Cutting out the middleman, they’ve done it with Airbnb, they’ve done it with Uber. The community is running the world now. Direct source. Traditionally what’s happened in music for decades is that the artist is the last guy to get paid. At Artbit, we’re going to make it the first guy to get paid,” Mr. Sorum said. Artbit is built on top of a distributed ledger platform, Hashgraph, a controversial blockchain replacement. It’s a way to bring smart contracts to the music industry and beyond. Mr. Sorum’s hope is to create what the company refers to as “curatorial public,” essentially eliminating an intermediary. How that is exactly accomplished is still fuzzy, but the company explains artists are to be paid automatically, directly. Using a wallet, no intermediary between artist and consumer, transactions are peer-to-peer.

Slash is a guest on Pete Way’s new album: “Walking On The Edge,” with Mike Clink, Guns ‘N Roses long time producer, producing Pete’s album. Guns ‘N Roses were initially attracted to Clink through his work on UFO’s Strangers In The Night. Matt Sorum was drummer on HAWK album.

Source & Complete Article


Ronnie Moas rocks!

Ronnie Moas Rocks With Disturbed & Crypto @RonnieMoas February 21, 2018 “Do not ever judge a book by its cover. The lead singer from Disturbed has THREE university degrees including one in Philosophy and is fluent in Hebrew. It was great having dinner with these guys tonight; 3 hours of amazing conversation; see prior tweets,” says Ronnie Moas. With a collection of more than 1,500 CDs, Moas has a broad taste in music. Pushed for a list of favorites, he singles out legendary rock bands like Led Zeppelin, Motorhead, AC/DC, The Cult and Judas Priest. On any given day you can scroll through Crypto Twitter and see a hard rock song he is currently listening to. Recently, it was Disturbed’s Down With The Sickness, (Live at Rock am Ring 2008, Germany) [HD].


Recently Fantastic three-hour dinner & conversation with my friends from hard rock band Disturbed / the lead singer used to live in my country Israel / their recent video has been seen more than 340,000,000 times. See previous post / they are recording their new album in Las Vegas now. Ronnie Moas, founder of Standpoint Research, who has given


Cointelegraph some of the most accurate price predictions on Bitcoin this year, in an exclusive interview, spoke about his journey through Wall Street, his charitable endeavors and his newfound love for cryptocurrencies. Renowned stock picker Ronnie Moas is many things, but he certainly IS NOT a billionaire, nor a former hedge fund manager, as was incorrectly reported by this writer earlier this week. In fact, the 50-year-old admits that there is no place he would hate being more than in a room full of the world’s richest people. It is almost contradictory, given that the founder of Standpoint Research has been giving fortune-making stock recommendations for the past 20 years. “I am not a billionaire, and I would not want to be seen in the same room as a billionaire. I am nauseated by the way they behave, I am nauseated by the amount of money they spend on themselves when we have people starving to death in this world.”

The Robin Hood of Wall Street

Having spent the last 20 years providing the very best stock analysis to various clientele, Moas has rubbed shoulders with some of the richest people out there. Perhaps that is why he has taken it upon himself to give back to the poorest of the poor, Robin Hood-esque, having seen wealth and greed in the ugliest light.— For the past decade, Moas has been closely involved with Food for the Poor, one of the largest, five-star rated charity organizations in the US. Moas has devoted a lot his personal time, energy and resources to the charity.


Work, travel, music You wouldn’t be wrong if you consider Moas a workaholic. For the past 10 years, he’s been consistently rated as one of the best stock pickers in the world. With the help of a small and trusted team at Standpoint Research, he delivers stock analysis on a daily basis. When he finds the time, travel and music are favorite pastimes. When he lived in Israel, he worked for Shuki Weiss Productions who has been bringing the biggest artists and bands in the World to Israel for the past 25 years. Moas says Tel Aviv has become a central point for bands to play, given the socio-political turmoil in surrounding countries. Guns N’ Roses and Aerosmith recently chose to end their respective European tours in Tel Aviv. With a collection of more than 1,500 CDs, Moas has a broad taste in music. Pushed for a list of favorites, he singles out legendary rock bands like Led Zeppelin, Motorhead, AC/DC, The Cult and Judas Priest. Riding the crypto wave Moas has quickly become a trusted voice in the cryptocurrency space, especially when it comes to valuations and price predictions. He has been spot on with a number of predictions in 2017 - which is extraordinary if you consider that he only started analyzing the cryptocurrency market this year. “I have people calling me from third world countries who have an eighth of a Bitcoin, worth $2,000, hoping that it will be worth $20,000 one day so that they can rescue their entire family from poverty.” Source: https://cointelegraph.com/news/ronniemoas-not-a-billionaire-but-a-crypto-guru


Rocker, Cypherpunk, Investor, Philanthropist, Ronnie Moas collection of rock concert tickets, photos and other collectables. ReTweeted @RonnieMoas | Mar 13 2018

“Worldwide debut of my new microphone will be on http://www. badcryptopodcast.com #badcrypto #podcast stay tuned for the episode ... between now & then you can go back & check me out on Episodes 60, 70 & 80.”



Ronnie Moas Cares About The Less Fortunate Too https://champions.foodforthepoor.org/fundraiser/713160


From the New York Daily News July 1973


MAX KEISER INTERVIEW WITH RONNIE MOAS

“We are what we repeatedly do. Excellence then, is not an act, but a habit.” Aristotle

RONNIE MOAS WEBSITE

Philanthropy and Philosophy.com


MAX KEISER WEBSITE MAX KEISER TWITTER


Verses... HAVING YOUR OWN BANK There are currently close to only 4.3 million Bitcoins left that aren’t in circulation yet. With only 21 million Bitcoins that will ever exist, this means that there are about 16.7 million Bitcoins currently available. Out of those 16.7 million, it’s estimated that 30% of those may be lost forever as a result of things like hard drive crashes and misplaced private keys. Learn as much as you can about Bitcoin. We are in the very early stages of this phenomenon. The price will fluctuate and be manipulated by banks, whale investors and such, to get the price cheap so they can control as much as possible of those few Bitcoin available. If you watch the Bitcoin wallets over the last 4 months, you will see that the top HODLERS (holders) are buying, while the bottom wallets are selling. Interesting to keep on eye on this because we are seeing the wealthy accumulate in this downtrend market, while the recreational holders sell. Hold BTC tightly and they will grow in value exponentially. They cannot be taken by the banks, fees can’t be taken or government taking them as long as you hold them and your private keys. Any time you sell Bitcoin/ crypto though it is considered a taxable event. As you learn about Bitcoin you will find ways to trade and save them. Even if you can only get $20 or $50 at a time you can grow your savings. Learn as much as you can about Bitcoin. Source: https://coincentral.com/ how-many-bitcoins-are-left/ This is not financial advice, just information.



Music Industry Sees Fastest Growth in More Than 20 Years BLOOMBERG TECHNOLOGY By Lucas Shaw March 22, 2018, 7:00 PM GMT+1 • Spotify, Apple drive 17% gain in sales, strongest in 23 years • Streaming grows to more than triple physical sales of songs Subscription services such as Spotify and Apple Music led the charge, with sales from paid streaming climbing 63 percent to $4.09 billion. Streaming services, including internet radio, now account for almost two-thirds of industry revenue. Sales of CDs and other physical formats are second at 17 percent. The music industry is hopeful this growth will continue. Amazon. com Inc., Pandora Media Inc. and Alphabet Inc.’s YouTube are all


entering the market with paid services. Streaming, first introduced a decade ago, is rescuing record labels that had been reeling from the years-long drop in CDs. Online sales of songs and albums from iTunes failed to stop the bleeding. Sweet Streams Online services spurred 17 percent growth in U.S. music sales last year. Subscription services such as Spotify and Apple Music led the charge, with sales from paid streaming climbing 63 percent to $4.09 billion. Streaming services, including internet radio, now account for almost two-thirds of industry revenue. Sales of CDs and other physical formats are second at 17 percent. The music industry is hopeful this growth will continue. Amazon. com Inc., Pandora Media Inc. and Alphabet Inc.’s YouTube are all entering the market with paid services. Streaming, first introduced a decade ago, is rescuing record labels that had been reeling from the years-long drop in CDs. Online sales of songs and albums from iTunes failed to stop the bleeding.

Full article source: https://www.bloomberg.com/news/articles/2018-03-22/music-industry-sees-fastest-growth-since-hootie-was-hot


TECH Is Your Website Secure? Google tightens noose on HTTP: Chrome to stick ‘Not secure’ on web pages with search fields. In October, 2017, Google began phase two of its plan to label all HTTP pages as non-secure. HTTP VS HTTPS. Hyper Text Transfer Protocol Secure (HTTPS) is the secure version of HTTP, the protocol over which data is sent between your browser and the website that you are connected to. The ‘S’ at the end of HTTPS stands for ‘Secure’. It means all communications between your browser and the website are encrypted. In January, Google started to label some pages in HTTP as non-secure with the release of Chrome 56. This phase affected pages that transmit sensitive information such as login and payment-card data on the web. LEARN MORE F


Preethi Kasireddy @iam_preethi We need to stop calling blockchains just as some new “technology” and instead think of them as movements. From... Centralized >> Decentralized Nationality >> Sovereignty Coordinated >> Collaborative Regulated >> Self-enforcing Opaque >> Transparent


G20 CRYPTOCURRENCY NEWS Cryptocurrency Market On The Green, G20 Puts Crypto Regulation On Hold MARCH 18, 2018

G20 rejects Cryptocurrency regulation since it doesn’t pose a risk to global financial stability. The G20 (Group of Twenty) is an international forum for the most important governments and central bank governors. BREAKING DOWN THE ‘Group Of Twenty - G-20’ The Group of 20 is composed of the members of the G-7, 12 other nations, and the rotating council presidency from the European Union. Because the G20 is a forum, its agreements or decisions have no legal impact but they do influence countries’ policies and global cooperation. Read more: Group Of Twenty (G-20) https://www.investopedia. com/terms/g/g-20.asp#ixzz5AApk3OjW


“Crypto-assets do not pose risks to global financial stability at this time” —Mark Carney, Chairman of the G20’s Financial Stability Board http://www.coindaily. co/2018/03/18/g20-puts-cryptoregulation-on-hold-crypto-prices-surge/

G20 Watchdog Focuses On Rules Review, Holds Fire On Cryptocurrencies 10:49 PM - Mar 18, 2018 | REUTERS

Some G20 members were calling for regulation of cryptocurrencies. They were just rejected. https://www.reuters.com/article/us-g20-regulations-carney/g20watchdog-focuses-on-rules-review-holds-fire-on-cryptocurrencies-idUSKBN1GU0SF

Russian President Vladimir Putin

In discussing blockchain technology with Herman Gref, president of the biggest Russian bank Sberbank, Putin stated: The Stone Age has not ended due to the lack of stones, but because new technologies have appeared. https://www.youtube.com/watch?v=-Toso2Cd_30&sns=tw


THE WALL STREET JOURNAL

Courting Crypto: Barclays Breaks Rank With Coinbase Deal The U.K. bank is embracing the cryptocurrency sector, even as many other banks shun it for being too risky. By Margot Patrick March 14, 2018 1:08 p.m. ET Barclays PLC has become a rare global bank to embrace the cryptocurrency sector by signing exchange operator Coinbase as a customer. Deposits from Coinbase users in the U.K. will be held in a new customer account at Barclays, Coinbase UK Chief Executive Zeeshan Feroz said Wednesday, amid what he called “a huge surge of interest” in the country to trade Bitcoin and other digital currencies. Source: https://www.wsj.com/articles/courting-crypto-barclaysbreaks-rank-with-coinbase-deal-1521047324?redirect=amp


STREAMING MONEY

Bitcoin Q&A: Bitcoin, The Lightning Network & Rootstock 3:24 minute Youtube Video From @aantonop

Lighting Network was completed March 15, 2018. Imagine streaming your salary not every two weeks but every minute, because why not get paid incrementally every minute? Streaming money is the new concept.

WATCH VIDEO Jameson Lopp @lopp A cypherpunk is any activist who advocates widespread use of strong cryptography and privacy-enhancing technologies as a route to social and political change. Of course you may self proclaim. Kevin Pham liked this Jameson Lopp @lopp I stand upon the shoulders of giants and as such, invite you to stand upon mine. Use my work with or without attribution; I make no claim of “intellectual property.” My ideas are the result of countless millenia of evolution they belong to humanity.



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