Is your financial behavior and empty bank account making you feel like you are headed for the poor house... maybe even making life miserable?
Does it seem like you’ve tried and tried to control your spending and save some money, and yet, despite your best intentions, you’re still plagued with:
• Not knowing even the basics of saving some money
• Not understanding that your notions of saving have to be realistic
• Not knowing how to stick with your savings plan to ensure a better future