Foreclosure

THE PATH OF YOUR FORECLOSURE 1-800-300-HOME (4663) FLORIDAHOMEOWNERSOLUTIONS.COM

WE HELP YOU KEEP YOUR HOME, SELL YOUR HOME, OR WE BUY YOUR HOME!

THE PROCESS OF FORECLOSURE HARDSHIP OCCURS YOU HAD TO STOP PAYING YOUR MORTGAGE MAYBE YOUR PAYMENTS WENT UP?

30-60 DAYS

90 DAYS

LENDER IS STARTING TO SEND LETTERS

LENDER FILES FORECLOSURE ACTION IN PUBLIC RECORD

PAYMENTS MISSED

PAYMENTS MISSED

THIS COMES IN THE FORM OF A LIS PENDENS OR “NOTICE OF FORECLOSURE LAWSUIT"

MAYBE YOU LOST YOUR JOB?

1-800-300-HOME (4663)

YOUR ACCOUNT MOVES FROM COLLECTIONS TO LOSS MITIGATION NOTICE OF DEFAULT RECEIVED IN 3-6 MONTHS

FORECLOSURE SALE IF YOUR BANK DENIED YOUR LOAN MODIFICATION AND WON'T ALLOW YOU TO KEEP YOUR HOME, THEY WILL START THE PROCESS FOR A FORECLOSURE SALE. THE COURTS WILL SET A HEARING. THIS COULD BE A NON JURY TRIAL, CASE MANAGEMENT HEARING, FWOP HEARING, OR OTHER. THESE ALL MEAN THEY ARE GOING TO SET A SALE DATE TO SELL YOUR HOUSE AT AUCTION!!

1-800-300-HOME (4663)

FINAL JUDGEMENT YOUR PROPERTY WILL NOW BE SOLD TO THE HIGHEST BIDDER AT THE PUBLIC AUCTION.

STOP FORECLOSURE A 5 MINUTE CALL COULD CHANGE EVERYTHING. CALL US TODAY! JO COLONNA jo@floridahomeownersolutions.com 954-684-1368 VICTOR CARRERA victor@floridahomeownersolutions.com 305-998-9212

FLORIDAHOMEOWNERSOLUTIONS.COM 1-800-300-HOME (4663) Before using this service, consider the following information.

Florida Homeowner Solutions is not associated with the government, and our service is not approved by the government or your lender.

Even if you accept this offer and use our service, your lender may not agree to change your loan.

FLORIDA HOMEOWNER SOLUTIONS 2021 TYLER STREET, SUITE 101 HOLLYWOOD, FL 33020

HOW FORECLOSURE WILL AFFECT YOU? > LOWERS CREDIT UP TO 400 POINTS. > BANK CAN GARNISH YOUR WAGES OR BANK ACCOUNT FOR UP TO 20 YEARS. > AFFECTS CREDIT FOR 10+ YEARS. > MAY BE 7 YEARS BEFORE YOU ARE ABLE TO PURCHASE ANOTHER HOME. > FUTURE LOAN AND RENTAL APPLICATIONS WILL LIKELY BE DENIED. > CAN NEGATIVELY IMPACT FUTURE EMPLOYMENT OPPORTUNITIES. > THE BANK MAY WANT YOU TO VACATE AND START EVICTION PROCEEDINGS IMMEDIATELY.

FLORIDAHOMEOWNERSOLUTIONS.COM 1-800-300-HOME (4663)

AVOIDING FORECLOSURE

WHICH IS THE BEST OPTION TO AVOID FORECLOSURE?

BANKRUPTCY

SHORT SALE

COST: $3,000-5,000 CREDIT SCORE: DAMAGED

COST: $0-FREE CREDIT SCORE: GOOD (ONLY LOWERS 50-70 POINTS)

May not be able to keep your home.

Will not be able to buy another home for up to 7 years.

Just as bad as being foreclosed on.

Can purchase another home in 1-2 years.

LOAN MODIFICATION

EQUITY

May never see the equity in your property.

COST: STANDARD CLOSING FEES CREDIT SCORE: GOOD

COST: MONTHLY ATTORNEY FEES $500-600 (CAN RUN UP TO $6k+) CREDIT SCORE: DAMAGED Less than 20% are approved.

All lates fees, penalties and interest will be added to your mortgage.

Can purchase a new home immediately.

Monthly payments increase in 80% of modifications.

1-800-300-HOME (4663)

BANKRUPTCY IS THE LAST RESORT!

Please talk to us first BEFORE you ever declare Bankruptcy. The only time Bankruptcy can help is if you have a Foreclosure Sale Date coming soon. Bankruptcy not only COSTS YOU MONEY, but it will ruin your credit! This is the last option you ever want to take!

The reason why most attorneys suggest filing for BANKRUPTCY is that they don't have any other options and have to stop the Foreclosure Sale. There are other options that would not cost you money and would protect your credit!

BANKRUPTCY does NOT allow you to automatically keep your home.

You will have less than a 5% chance in keeping your home if you declare BANKRUPTCY. So, let us show you better options.

Just don’t wait too long to call us……

1-800-300-HOME (4663)

FLORIDAHOMEOWNERSOLUTIONS.COM

1-800-300-HOME (4663)

FLORIDA HOMEOWNER SOLUTIONS 2021 TYLER STREET, SUITE 101 HOLLYWOOD, FL 33020 Before using this service, consider the following information.

Florida Homeowner Solutions is not associated with the government, and our service is not approved by the government or your lender.

Even if you accept this offer and use our service, your lender may not agree to change your loan.