Alliance Love Where You Live Newsletter • September 2022

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ALLIANCE IN THIS ISSUE •PROPERTY OF THE MONTH •HOME TIPS & TRICKS •WHAT'S HAPPENING WITH •UPCOMING EVENTS S E P T E M B E R 2 0 2 2 •LET'S GET SOCIAL •COMMUNITY SPOTLIGHT •RECENT SPONSORSHIP •CONTACT •RIBBON CUTTING •FEATURED LISTINGS ℠ •SHOP LOCAL •PLAYERS OF THE WEEK •WE WILL NEVER FORGET L O V E W H E R E Y O U L I V E

Prospectivebuyersshouldn'tdelaytheirpurchasesduetofalsefearsoffallinghomevaluesand risingMortgageRates ThisweekZillowsaid"Median"homevaluesfell 1%whichputmanybuyers onthesidelines Medianpricescanbeaffectedbythemixofhomes,anditisnotlookingatreal homevaluesliketheCaseShillerindexwhichmeasuresResales Andlistingpriceswhichareoutof touchwithrealityaresittingonthemarketorbeingreduced.Butifahomeispricedcorrectly,itis sellingfast Averagedaysonmarketis14accordingtothisweeksExistingHomeSalesreport Zillow alsoisfactoringinthepaceofsales,whichweknowismuchslower,anditshavinganegativeimpact ontheirindex

Secondly,BuyersfearhomevalueswilldropduringaRecession,sotheydon'twanttopurchaseat thePeakofthemarket!However,aquickreviewofhomepricesduringandafteraRecessionshows thathomepricesactuallycontinuetoincreaseorstabilizeduringarecession,andquicklyappreciate thereafter

| NMLS ID #182351 First Heritage Mortgage

TheFed'srecentincreasetotheFedFundsRatetwiceinthelast2monthsbegantoquellthe marketsfearoffurtherInflation,andactuallyhelpedtoimproveMortgageRatesslightly However, thenew"TheInflationReductionAct"andBiden'sactiontodayto"ForgiveStudentLoanDebt",is againsignalingfurtheranticipatedinflation,whichwillsubsequentlycausefurtheractionbytheFed inSeptember TheserecenthikestotheFedFundsRate,andadditionalactiontobetaken,willmost likelyleadtheeconomyintoRecession,ifnotalreadythere Therefore,mortgageratesareagain worseningontheseinflationfears

Bottom line - they (Zillow) anticipate depreciation,Appreciation,2.4%NOTover the next 12 VP,ScottProvidedmonths!By:Kinne,CDLPSeniorLoanOfficer

$995,000 4 BEDROOMS • 4 BATHROOMS 2,935 SQFT • 2 CAR GARAGE •NEW CONSTRUCTION! •10TH GREEN NICKLAUS COURSE •MEMBERSHIP AVAILABLE PROPERTY OF THE MONTH 126 OAKTON NORTH • REYNOLDS GREAT WATERS • MLS#61684 P A G E 1

WHAT'S HAPPENING WITH MORTGAGE RATES?

PLAYER’S OF THE WEEK

SHOP LOCAL P A G E 1

“Affordable unique products just for you” Bend The Trend has a basic design philosophy furnish your home with things you love. Our classic and contemporary furniture designs specializing in custom hand painted finishes to create a living space that is uniquely yours At Bend The Trend, we offer furniture that is as livable and beautiful to your personal taste and design ideas. We put our customers style first giving you more finish options than you will find from any other furniture boutique We strive to seek home accessories and accents that will compliment your

2101 Reynolds Pkwy, Greensboro, GA 30642 • Website • Facebook

Are you ready for some football?!? It is with great excitement that we share our newest addition to the local newspapers throughout the Lake Country! Our “Player’s of the Week” section highlights our local student-athletes from Lake Oconee Academy, Nathanael Greene Academy and Greene County High School. These players are selected by their Coaches for their outstanding performance on and off the field! We wish all of these teams a great season ahead!

WE WILL NEVER FORGET

lifestyle and our furniture seamlessly Simply put we want your home to be uniquely you!

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COMMUNITY SPOTLIGHT

19:HarmonyParkFallFarmersMarket

29:FallFest@Madison

17: Pistons for Paws Car Show & Parade

6: Meet the Author Carolyn Curry The Plaza

15: Oconee Chamber Fall Festival @ Downtown Watkinsville

A new home community in Greensboro, Georgia located in the heart of Georgia’s lake country. Traditions at Carey Station is the 2nd residential phase of the Carey Station Community located near the St. Mary’s Hospital and Lake Oconee Academy and close to shopping, dining, and entertainment

24: Harmony Park Fall Farmers Market

22:FlavorsofFallFestival@Farmview Market

17: Evening with Art Benifitting Boys & Girls Club @ Bend the Trend

14: Banks & Shane @ Harmony Park

22:HarmonyParkFallFarmersMarket

26:HarmonyParkFallFarmersMarket December

1: Harmony Park Fall Farmers Market

September

4-6:ChristmasMadeintheSouth@The MaconCenterplex

9: Full Moon Float Oconee Outfitters

5:HarmonyParkFallFarmersMarket

12:HarmonyParkFallFarmersMarket

24: A1A Official Jimmy Buffet Tribute Band @ The Plaza, Eatonton

UPCOMING LOCAL EVENTS

4-8: Madison Lions Club Fair

1: Taste of Eatonton @ Plaza Arts Center

8: Monroe Fall Festival

23:Rhythm&Brews@SandyCreekBarn

3:ChristmasatThePlaza Eatonton

10:EatontonChristmasParade&After Party 10:ABingCrosbyChristmas@ThePlaza

Downtown Madison

The development of Traditions at Carey Station is designed to reinforce the lasting relationships with family, friends, and neighbors Sidewalks • Street Lights • Pool Under Construction Website: https://traditionsatcareystation com

17:SantaattheCenter@Madison Morgan CulturalCenter

18: 5K for Kaye Swamp Stomp @ Gatewood

3: Harmony Park Farmers Market

TRADITIONS

8 10: Yellow Daisy Festival @ Stone Mountain

15: Harmony Park Fall Farmers Market

12:EatontonMisteltoeMarket

3:HarmonyParkFallFarmersMarket

29:HarmonyParkFallFarmersMarket November

October

12:Take3Trio@ThePlaza

8: Harmony Park Fall Farmers Market

10:HarmonyParkFallFarmersMarket 22-23:TheNutcracker@TheClassicCenter

P A G We are proud members of the Lake Oconee Area Builders Association and the Lake Vegas event is one that is always looked forward to by the community! This year we were happy to be a Table Sponsor for this exciting event The BEST part is all proceeds ben f h h l h d on! HOME TIPS & TRICKS RECENT SPONSORSHIP

TheteamwelcomedtheGreeneCountyChamberof CommerceandtheEatonton PutnamChamberof Commercetotheirofficefortheirofficialribboncutting. AttendeeshadanopportunitytomeetBobMiller,RichJohns, ChrisHewatt,DanaMillerandMarybethHewatt,thegroup thatalignedtogethertoformanincrediblerealestateteam! “Weareincrediblygratefulforthecommunity’ssupport”, saidJohns.BobMillernoted,“Wehavehittheground runningandaren’tslowingdown Wearethrilledtohave startedthisteamandtobringourclientslocalexpertisewith vastglobalconnections,themostadvancedtechnology availableandunparalleledmarketingresourcestodeliver thembest in classresults!”

LET'S GET SOCIAL O: 706.229.8784 E: INFO@ALLIANCEHOMEANDLANDGROUP.COM W: ALLIANCEHOMEANDLANDGROUP.COM A: 1011 LAKE COUNTRY DRIVE • GREENSBORO, GA NEW CONSTRUCTION READY 10/31/22 LAKE OCONEE LAKE FRONT LOT LAKE ACCESS READY 12/15/22 ALLIANCE HOME & LAND GROUP BOB MILLER • RICH JOHNS • CHRIS HEWATT FEATURED LISTINGS 1050 PLANTERS LANE • REYNOLDS $1,175,000 1220 TWIN RIVERS ROAD $195,000 1980 PINE GROVE • REYNOLDS $1,499,000 F R O M L A N D T O L A K E H O M E S … ℠ RIBBON CUTTING Chris Hewatt added, “there is no other team better suited to serve the real estate needs of the area’s discerning clientele ”

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