The C-Suite

The C-Suite

Nancy Skinner

President and Partner | A Mortgage Boutique

A Mortgage Boutique, based in Murfreesboro, Tennessee, was founded with the goal of providing a “smaller and better” community mortgage lender in contrast to the larger lenders.

What do you find most rewarding about your job?

The most rewarding part of my job is knowing how many people we have allowed the opportunity of the “American Dream” of homeownership. From first time homebuyers to people upsizing or downsizing their homes to refinances to help a household lower their monthly payments or a cash out refinance to payoff bills or make improvements to their property, knowing we have helped these people obtain their goals makes me feel that we have accomplished our job. A home is probably the biggest investment a person will make in their lifetime; we want to make sure we fit the borrower in the best loan program for their needs and make sure they understand and are comfortable with the process from beginning to end.

What do you think will be the biggest challenge facing the mortgage banking industry in 2021?

I think we will be facing several challenges in the mortgage industry in 2021. With a new presidential administration coming into office in January to the continuing effects of the COVID pandemic, there are a lot of unknowns. Will rates remain low? Will guidelines be relaxed? Is there going to continue to be an inventory shortage? All these things have a significant impact on the mortgage industry, and while economists can make educated guesses, they are still in fact guesses. We have faced challenges in the mortgage industry for as long as it has been around, to include “Black Monday” in October 1987 to the mortgage meltdown beginning in 2007, but we have always found a way to come back with better opportunities for our borrowers with less risk for all involved.

What time do you get up in the morning?

5:30 a.m.

What is the first thing you do in the morning?

Pet my cats.

What is your mantra?

Everything happens for a reason.

What is on your desk?

Desk planner, phone, and notebooks.

What is your best habit?

Making a to do list at the end of the day for the next day.

What time to you go to bed?

9:30 – 10:00 p.m.

What is the last thing you do at night?

Pet my cats.

Nancy Skinner

President and Partner | A Mortgage Boutique