RGN | World Gold Council

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GOLD | World Gold Council

WORLD GOL

The world’s authority on gold looks ah


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LD COUNCIL

head in its Gold Outlook 2020 report

All Imagery Copyright World Gold Council


GOLD | World Gold Council

One of the standout performers in the global investment market in 2019 was gold, which enjoyed its best year in close to a decade to finish 18.4% higher (in US dollar terms) than it did in 2018. Changing dynamics in the global geopolitical and economic spheres pushed investor gold demand higher, and these conditions are likely to remain generally supportive of gold in 2020, according to the World Gold Council. The global authority on gold published its Gold Outlook 2020 report in mid-January, which focuses on the interplay between market risk and economic growth that will drive gold demand this year. The report also introduced the council’s new web-based quantitative tool for gold investors – Qaurum. RGN’s editor finds out more in an interview with the Council’s director of investment research, Juan Carlos Artigas. Jacob Ambrose Willson: Before we get into the Gold Outlook 2020 report, I’d like to ask you about the performance of gold in 2019. What were the key reasons behind gold enjoying its best year since 2010? Juan Carlos Artigas: There are two major factors that are relevant in explaining gold in 2019. Firstly, the level of financial market uncertainty that investors faced. There was a steady stream of risks popping up last year. It was a collection of various potential concerns that investors had across the world. These concerns related to trade, geopolitics,


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GOLD | World Gold Council


Resource Global Network valuation of the stock market and many other Monetary policy will remain loose. We will not things that kept investors on their toes.

necessarily see central banks cutting rates at the same rate they did last year. Some of

In addition to that, and in part in response

the statements from the Fed and other banks

to the uncertain environment, central banks

is that they are monitoring the situation,

around the world made monetary policy

but more likely than not (and this is a fairly

more flexible, either by reducing interest

consistent view across financial markets),

rates or expanding alternative tools to

interest rates are not likely to increase

monetary policy such as quantitative easing

any time soon and may even continue

or so-called quasi-quantitative measures.

to decrease. This provides an additional

All that reduced the opportunity costs of

level of support for gold, particularly as an

investing in gold as well as other asset

investment.

classes. We do acknowledge in our outlook that, Of course, once the price of gold started

because of the price performance of gold

to rally that created a third ancillary factor

and the fact that price volatility may remain

which is momentum. When you start to

at the same heightened levels we saw last

see momentum playing in favour of gold,

year, some softness in consumer demand is

you will see more activity in the investment

expected, particularly in jewellery and retail

market, and that’s what happened in 2019.

in key markets like China and India. We saw

This was not only individual and institutional

that in the first three quarters last year and

investors but also central banks adding to

expect that trend to carry into 2020.

gold demand. It is important to note that India and China JAW: To what extent are we going to see a

have been instituting structural changes to

continuation this year of the trends that

their economies with a view to strengthening

drove gold up in 2019?

local ties and making them less reliant on trade agreements with the West. That should

JCA: We flagged in the Gold Outlook 2020

be more supportive of gold in the long

report our belief that market uncertainty is

term, but in 2020, we may see some of this

not going away this year. It’s not going to be

softness playing on.

exactly the same dynamics as 2019, although some may continue. But as we can see from

JAW: The World Gold Council recently

the first month of the year, new concerns

released its new quantitative tool for gold

are materialising. Different risks are popping

investors – Qaurum. What is the main

up on different fronts and things we are

purpose of this tool?

supposed to have solved in 2019 seem more likely postponed than fully resolved, so risk and uncertainty isn’t going away.


GOLD | World Gold Council


ResourceGlobal GlobalNetwork Network Resource JCA: We built Qaurum for investors to

appropriately explained by the dynamics of

intuitively understand the interplay of

demand and supply. Demand and supply not

gold’s drivers and how that may impact

only in the sense of purely buying jewellery or

gold’s performance across different

gold-backed ETFs, but also what is happening

macroeconomic scenarios.

in the over-the-counter market.

We wanted to help investors understand

Once you have a full picture of the market

the drivers of gold appropriately and

and how this interacts with the supply side, in

understand how they interact, in part

particular mine supply and recycling, you can

because there is a dual nature to gold. It’s

historically very well explain the behaviour

not just an investment and an asset to utilise

of gold. Gold may not necessarily follow

in periods of risk or uncertainty, it’s also a

traditional gold valuation methods such

productive asset that is used in jewellery

as cash flow modelling because it doesn’t

and the production of electronics. There

have credit risk. But that doesn’t mean

is a dual nature to gold and it is important

that investors cannot value it. In fact, gold’s

for investors to understand that the

valuation is more intuitive because it goes

interaction between these two sides is key to

back to the principle of demand and supply

understanding gold’s long-term performance.

and market equilibrium. The GVF explores how you can utilise market equilibrium to

In the short term, market participants may

establish an appropriate framework to value

focus on gold as an investment with interest

gold.

rates or the dollar as guidance for short-term performance, but once you look at longer-

Qaurum is a web-based tool that utilises an

term performance over a year, five years

econometric model based on the GVF, where

or 20 years, you start to understand the

investors can understand the impact of

interaction between these two sides, which is

different drivers of gold and the performance

key to unlocking gold’s potential.

of gold in three easy steps.

JAW: Can you take me through the

First, users can select a pre-populated

mechanics of Qaurum, in terms of how it

macroeconomic environment developed

will be used by gold investors?

by the think tank Oxford Economics. They publish quarterly different macroeconomic

JCA: Qaurum is powered by our Gold

scenarios based on their models and their

Valuation Framework (GVF). The GVF is

interactions and understanding of investor

a methodology we developed that has

concerns. We take those inputs and allow

been academically validated. It’s based on

investors to select the one they feel more

the principle that the gold price and gold

appropriately reflects their own views.

performance reflect market equilibrium. In other words, the price of gold can be


GOLD | World Gold Council Next, users can view how those scenarios may influence demand and supply for gold. The third step is to calculate the implied performance or change in the price of gold required to ensure that the market is in equilibrium. The additional powerful feature in Qaurum is that we allow investors to customise their own scenario. Any scenario they see, they can modify if they have a slightly different perspective on some of the key variables driving gold. We bucketed these variables into four categories: 1) Economic expansion 2) Risk and certainty 3) Opportunity costs 4) Momentum. Economic expansion is the positive link that economic growth has on the procyclical side of gold, in particular jewellery and technology. Risk and uncertainty and opportunity costs tend to influence more of the performance of gold in the context of investment, whether it is by individuals, institutions or central banks. Finally, momentum and trends can influence different aspects and behaviours in the market across various groups. JAW: Finally, broadly speaking what will the World Gold Council be focusing on over the course of the year? Are there any specific areas or initiatives that will be examined in 2020? JCA: We often look at the gold market from different perspectives and try to make sure that the market is as transparent and

World Gold Council director of investme research, Juan Carlos Artig


Resource Global Network accessible to investors. We tend to spend time thinking about how we can interact with the industry and various regulating bodies to see how the gold market can become stronger and more accessible. There has been quite a lot of focus on ESG and climate change in recent years and World Gold Council has been active in this area across a number of fronts. In 2019, we released our Responsible Gold Mining Principles, and continue to focus on the relevance of ESG for investment. In addition, from the perspective of research, we want to make sure that investors properly understand the drivers of gold, how it behaves and why it behaves in the way it does, so that they can feel more comfortable to make strategic decisions on gold. We also want to help investors not only understand gold in the absolute but how it compares and interacts with other asset classes. For example, gold compared to a broad commodity basket exposure and what may be better in terms of portfolio performance. We published a paper last year comparing the two, highlighting how gold may be a better strategic asset, even if investors still maintain more tactical exposures to broader commodities.

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Published by Anderson Murray Media Ltd

To tell the resource market your story, contact: editorial@resourceglobalnetwork.com

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