BUILDING&BLENDING MORTGAGE
H O P E . E Q U A L I T Y. H O M E O W N E R S H I P F O R A L L .
LENDINGFACTS
Evolve does banking right—for all. In 1933, the Federal Deposit Insurance Corporation (FDIC) was created to maintain confidence and stability in our nation’s banking system. Evolve has been a member of the FDIC since 1934 to establish the same confidence and trust from the communities it serves. Lending from an FDIC-insured bank helps you rest assured that your loan is protected during the best and worst times of the economy.
Groundbreaker, William H. Hasties During the start of the FDIC, WilliamH. Hasties, the first African-American federal judge, advised the US Department of the Interior (DOI) about racial issues.
BUILDING&BLENDING MORTGAGE
H O P E . E Q U A L I T Y. H O M E O W N E R S H I P F O R A L L .
LENDINGFACTS
Evolve does lending right—for all. The 1968 Fair Housing Act (FHA) prohibits discriminating in renting and financing of housing based on race, color, national origin, religion, sex, disability, or familial status. Evolve’s goal is to make your dream of homeownership a reality. We offer affordable mortgage options in all 50 states to help you live in the community you desire.
Groundbreaker, Senator Edward Brooke The first African American popularly elected to the U.S. Senate, Brooke could not provide a home of his choice for his family because of his race, after his return fromWWII. In response, Brooke co-authored the 1968 Fair Housing Act.
BUILDING&BLENDING MORTGAGE
H O P E . E Q U A L I T Y. H O M E O W N E R S H I P F O R A L L .
LENDINGFACTS
Evolve does community right—for all. The Community Reinvestment Act (CRA) of 1977 requires the Federal Reserve and other federal banking regulators to encourage financial institutions to help meet the credit needs of the communities in which they do business, including low- and moderate-income neighborhoods and small businesses. Evolve has a variety of programs for borrowers with different needs to help you get the keys to your new home.
Groundbreaker, Patricia Roberts Harris In 1977, Harris, the first African American woman to direct a Federal department, was nominated by President Jimmy Carter to become the Secretary of Housing and Urban Development (HUD).
BUILDING&BLENDING MORTGAGE
H O P E . E Q U A L I T Y. H O M E O W N E R S H I P F O R A L L .
LENDINGFACTS
Homebuying is evolving—for all. Today, the FDIC continues to monitor how banks practice fair lending. One important practice is your right to be informed of every loan product offered by the bank you consult for a mortgage. Evolve’s ever-growing portfolio of products supports our desire to meet the needs of a diverse customer base. We believe in providing buyers with a modernized mortgage experience supported by the most recent innovations and technology.
Groundbreaker, President Barack Obama Prior to becoming the first African American President of the United States, President Obama worked with Chicago’s low-income residents and public housing development on the city’s predominatly-Black South Side.