VOLUME 3, ISSUE 13
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Spotlight on Real Estate, Friday, April 01, 2022
FOR SALE 2641 CAMILLE DRIVE, WINTERVILLE NC 28590 Wonderful new listing with all the features that make this the perfect family home! This incredibly appealing home will not last long so don’t miss this rare opportunity! Beautifully maintained and located in popular Charleston Village, features 3 bedrooms, 2 baths, a very spacious master bedroom and bath with double sinks and large vanity, open floor plan with fireplace in living room and spacious eat-in kitchen. Updated appliances, expandable upstairs that is framed and ready for finishing with 600 sf of living space with A/C. Nicely landscaped fenced manicured yard for family enjoyment. School is close for your family. This wonderful home won’t last long.
Price at 264,000 wont last long.
CLARK-BRANCH, REALTORS
©
200 E. Arlington Blvd. (across from Gordon’s Golf & Ski)
Sales & Leasing • 355-2000 Visit all our listings at www.Clark-Branch.com
Rita Quinn REALTOR 341-5293
JOIN THE RELENTLESS We are expanding and looking for new and experienced agents to join our team. Call Now! Email Us Now At careers@century21trg.com For A Confidential Interview
Build A Career With Us! The Realty Group
ON CALL SATURDAY
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JAMES LATHAM DEBBIE VARGAS 252-341-1242 252-714-4509
252-355-7800
1420 B East Arlington Blvd., Greenville, NC 27858 Visit the Website to View all Listings! www.century21trg.com
Spotlight on Real Estate, Friday, April 01, 2022
How to afford your dream home: Financing options T
he real estate experts at Zillow recently reported that the national median price of a home in the United States is $272,446. However, since the National Association of Realtors reported a record low housing inventory late in 2020, the average house price has been rising rapidly nationwide. The Federal Reserve Bank of St. Louis estimates the median home sales price at $374,900, and certain states have much higher prices. WOWA, a real estate and finance technology company, says the average sale price of a home in Canada was $679,051 in July 2021. Most people do not have $300,000 to $600,000 in cash on hand to purchase a home. That means they’ll need to rely on financing. Conventional lending Conventional lending refers to when a bank or another financial institution loans a home buyer money to buy a home. This is one of the most common ways to fund a home purchase. Personal credit score as well as credit history help determine eligibility and interest rates for conventional loans. Availability of assets as well as income level are some additional determining factors. Conventional loans are traditionally 10-, 15- or 30-year notes and will require a certain percentage as
loans, according to Bank of America. It may be possible to use a HELOC to secure funding to make improvements to a home for those who want to flip it as an investment property. Private money lenders Individuals investing in real estate who do not intend to use a property as a primary residence may turn to private money lenders. These investors can tap into capital from personal connections and lend at specified interest rates and payback periods, according to Fortune Builders, a real estate investing resource. Keep in mind the interest rate will likely be higher with a private lender than through a conventional lender. The repayment term also will be shorter. the down payment to secure the loan. The bank will determine the down payment requirement, which is typically somewhere between 3 and 20 percent.
scores than many conventional loans. FHA loans also require mortage insurance up front, plus annually for 11 years or the life of the loan depending on the length of the loan.
FHA loan A Federal Housing Administration loan is issued by an FHA-approved lender. These loans are designed for low-to-moderate-income borrowers, according to the financial guide Investopedia. FHA loans require lower minimum down payments and lower credit
HELOC A Home Equity Line of Credit, commonly called a HELOC loan, borrows against the available equity in your home to create a line of credit, much like a credit card. These funds can be used for large expenses or to consolidate higher-interest rate debt on other
VA-backed loan The U.S. Department of Veterans Affairs has a program for acquiring loans through conventional lenders that will be partially guaranteed against loss through the VA. This enables a lender to give better loan terms, such as the option to pay no down payment. Interested parties need to qualify for a Certificate of Eligibility and then work with qualified lenders. - Metro Content
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Elite Properties Family owned and operated since 2001
211 East Arlington Blvd., Greenville, NC
PREFERRED REALTY 3208 Charles Blvd.
252.355.5006 1.800.326.5006 Like us on facebook
AGENT ON CALL SAT. & SUN. A
ERIN GREENLEAF 252-414-2652
215-0015
To view all listings in the Greenville area visit our website... www.century21eliteproperties.com
Karen Hanley 714-1922
There’s never been a better time to sell your home.
PREFERRED REALTY
For information on all of our listings, visit our website at
www.remax.com
Arabic-speaking agent
Selling Greenville & Pitt County... One Dream At A Time!
ASL Interpreter
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Spotlight on Real Estate, Friday, April 01, 2022
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