GDR Spotlight on Real Estate / July 15, 2022

VOLUME 3, ISSUE 28

WATERFRONT DREAM IN PAMLICO PLANTATION

105 Creekview Lane, Washington, NC

This exquisite custom built waterfront home is located in Pamlico Plantation in Washington, NC with 5300 square feet featuring 310’ on the water with 3 beds/ 3.5 baths and an office, exercise room and Carolina room! Call for your private showing today!

Anthony Ng, Realtor® 252-717-0615 ATM Properties, LLC

2

Spotlight on Real Estate, Friday, July 15, 2022

Poisonous plants to avoid around the house Homeowners must consider various factors when choosing plants to display in and around their homes. That’s because, despite their beauty, various plants are toxic to humans and animals.

Avoiding potentially poisonous plants can prevent injuries and even deaths. Here’s a list of some plants homeowners may want to avoid.

■ Rhododendron: Rhododendrons produce flower clusters that bloom in the spring. They also produce thick, glossy leaves that thrive in the fall and winter in many areas. If any part of the plant is swallowed it can cause vomiting and potentially slow the pulse.

■ Lily-of-the-valley: This popular plant grows close to the ground, blooming bell-shaped, sweet-smelling flowers. If large doses of the toxin in this plant are ingested, it can gradually

slow the heart down and poten- highest level of toxicity comes tially prove fatal. from these berries.

■ Dumb cane: The houseplant d ief fenba ch ia , com mon ly known as Dumb cane, adds tropical appeal indoors. The sap of the plant causes the tongue to burn and swell, enough to block off air to the throat. It can be fatal if ingested by both pets and humans.

■ Foxglove: According to The Spruce: Decor, foxgloves are among the most toxic specimens commonly grown on landscapes. They are widely coveted for their pink, purple and white bell-shaped flowers that grow in tall spires. They’re also deer- and rabbit-resistant, making them especially popu■ English ivy: This go-to draping lar. However, foxgloves contain vine looks lovely cascading down potent cardiac glycosides that from planters or shelving. While can be lethal in high doses. its toxins need to be ingested in large amounts to cause problems, ■ Philodendron: Philodendron are English ivy can cause skin irrita- easy to care for and hearty. While tion, rash and fever, particularly not fatal, a bite of philodendron after eating the berries. can irritate the skin and cause nausea and swelling of the mouth, ■ Bittersweet nightshade: Bit- throat and tongue. Similar effects tersweet nightshade grows as occur with Pothos, anorther coma weed on some properties. It’s mon and hearty houseplant. particularly problematic for those who have pets or young ■ Yew shrubs: The needlelike kids because of the brightly col- leaves of this shrub are toxic ored berries it produces. The to humans and animals, as are

the fleshy, bright red berries that grow toxic seeds. Kids may be tempted to pick and consume these bright berries.

Sago, and Cardboard palm are some of the varieties that can cause issues if ingested or allergic skin reactions if touched.

■ Palms: Several different palm trees are poisonous to people and pets. Palms are an overlooked source of poisoning tragedies in warmer climates. Formosa palm, Sago palm, Queen

When planning a landscape, work with a skilled garden expert to choose plants that will not be hazardous to family and pets.

-Metro Content

Spotlight on Real Estate, Friday, July 15, 2022

What is an HELOC?

A

ccording to Bank of America, a home equity line of credit, often referred to as a HELOC, is a line of credit secured by your home. It is a revolving credit line that can be used for various expenses. The Credit Union of Southern California reports that a HELOC credit line is issued by a lender and has a limit and variable interest rate that is secured by the equity in your home.

A HELOC is similar to a credit card in that they both provide revolving credit.

Investopedia says revolving credit is an agreement that permits an account holder to borrow money repeatedly up to a set dollar limit while also repaying a portion of the current balance due in regular payments over time. But unlike credit cards that may have high interest rates, the interest rates of HELOCs often are lower — a significant advantage when paying off large amounts of borrowed money.

Home equity accessed through a HELOC can be a great source of value for future renovations, large purchases such as cars, educational expenses, and alternative debt repayment. The credit limit of a HELOC depends on your credit

standing and unpaid debts. It also is determined by the market value of the home and how much you owe on your mortgage. According to Credit Karma, banks tend to limit the amount borrowed to no more than 85 percent of the appraised value of the home, minus what is owed on the mortgage. HELOC terms also vary, but they can run for as long as 30 years.

Even though there are many benefits to HELOCs, there is a downside to using a home as collateral. Investopedia says home equity lenders place a second lien on the home (in addition to the first mortgage lien). Defaulting on HELOC payments can result in legal action and a home being repossessed. Another potential pitfall is a lender may reduce or freeze your credit line after missed payments. Even though banks attempt to limit how much can be borrowed through HELOCs to help avoid potentially negative situations, they are not without risk.

- Metro Content

*Each office is independently owned and operated

NEW LISTING IN HISTORIC DOWNTOWN, WASHINGTON, NC 126 North Market Street, Washington, NC Rare opportunity in Washington, NC’s bustling Historic Business District.

Rachel K’s Bakery, housed in the iconic, reimagined ‘’Old City Hall’’, is for sale with all equipment, fixtures and real estate in order to be a true turn-key operation.The bakery and drinks service is well established with an excellent, highly respected reputation.The location is unsurpassed for vehicle and foot traffic, and offers on site private parking, as well as several outdoor spaces for seating.There is room for physical and revenue expansions of the business with an underutilized second floor, and ground space at the rear and side of the building. $599,900.

Call today for your private showing!

Scott Campbell, REALTOR® / Broker Coldwell Banker, Coastal Rivers Realty (252) 362-1569 scottcampbellrealtor@gmail.com

CALL DUTY

SCAN HERE TO SEE MORE

SAT - SUN

Elite Properties Family owned and operated since 2001

PREFERRED REALTY 3208 Charles Blvd.

211 East Arlington Blvd., Greenville, NC

215-0015

To view all listings in the Greenville area visit our website... www.century21eliteproperties.com

Camilla Hines 717-7229

NEW LISTING

252.355.5006 1.800.326.5006

LAND - $249,900 13+ acres available on this property located on the Pitt County and Edgecombe County line, featuring both cleared and wooded area! This would be the perfect spot to build the home of your dreams set off the road for privacy with your own secluded pond as a bonus. Call Camilla 717-7229. MLS#100337399.

Like us on facebook

AGENT ON CALL SAT. & SUN.

TREY WILDER 252.412.6536

NEW LISTING LOT AVAILABLE - $33,000 Nearly 1 acre available. Great opportunity to set a modular or stick built home. Peaceful country lot lined with beautiful Bradford Pear trees. Don’t miss out on this one! Call Camilla 717-7229. MLS#100337442.

JUNE TOP PRODUCER

PREFERRED REALTY

Tahaia (Kunny) Brothers 531-1872

For information on all of our listings, visit our website at

www.remax.com

3

Arabic-speaking agent

Selling Greenville & Pitt County... One Dream At A Time!

ASL Interpreter

4

Spotlight on Real Estate, Friday, July 15, 2022

ASK YOURSELF... WHY AREN’T YOU A PART OF THE BUSINESSES LISTED BELOW WHO HAVE PROVEN SUCCESS!!!

PREFERRED REALTY

CLARK-BRANCH, REALTORS

©

Johnathan Kassnov

Every Saturday, this SPOTLIGHT ON REAL ESTATE will showcase area homes for sale in and around Pitt County.