14 | Forsyth Herald | November 16, 2017
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During holidays, be extra vigilant It’s a myth that only new-car dealers about protecting financial data can service vehicles under warranty It’s always important to guard personal information that could be linked to your financial accounts. But you need to be especially vigilant during the holiday season, when fraudsters are particularly active. So, for example, consider installing some mobile security software to help protect all your mobile devices from identity thieves seeking to install spyware. Here’s another tip: Use different passwords for each new online shopping site. Even if identity thieves were to grab one of your new passwords, they still couldn’t use it for other sites you may visit. And you can find a free online program that can help you track all your passwords securely. Also, be suspicious of websites offering extraordinarily low prices on digital devices. They’re often fakes, so,
before handing over any personal information, investigate the site to determine if it’s legitimate. One last word of caution: Don’t give out your Social Security number online. No legitimate retailer needs BURNS this number. Take the proper precautions to reduce the risk of identity theft. The more comfortable you are with your holiday shopping, the more you can enjoy the season. Chris Burns 770-205-1579. Member SIPC This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.
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Chris Burns Financial Advisor 5285 Lake Pointe Center Drive Suite A Cumming, GA 30041 770-205-1579
www.edwardjones.com Member SIPC
(NAPSI)—True or false: Until your vehicle is out of warranty, it must be serviced by the new-car dealer or the factory warranty will be void. Although many people would have answered “true,” the correct answer is “false,” according to the Car Care Council. By law, independent repair shops can also provide services to maintain your new-car warranty. Consumers are protected by the Magnuson-Moss Warranty Act, enforced by the Federal Trade Commission (FTC), which prohibits a manufacturer from voiding the vehicle warranty because service was done by a nondealer. According to the FTC, “It’s illegal for a dealer to deny your warranty coverage simply because you had routine maintenance or repairs performed by someone else. Routine maintenance often includes oil changes, tire rotations, belt replacement, fluid checks and flushes, new brake pads and inspections.” It’s also important to note that the “Magnuson-Moss Warranty Act makes it illegal for companies to void your warranty or deny coverage under the warranty simply because you used an aftermarket or recycled part.” When using a nondealer, independent aftermarket shop to maintain your vehicle, the council strongly
recommends you keep records and receipts for all maintenance done to the vehicle and adhere to scheduled maintenance requirements. If a warranty claim arises, these records will provide proof that maintenance has been performed in accordance with the manufacturer’s recommendations and requirements. “It’s a common misconception that only car dealers can perform the routine maintenance and repairs on a newer vehicle that is under warranty,” said Rich White, executive director, Car Care Council. “The truth is that consumers can have routine repairs performed by their local independent repair shop or do the work themselves without affecting the warranty.” The nonprofit Car Care Council is the source of information for the “Be Car Care Aware” consumer education campaign promoting the benefits of regular vehicle care, maintenance and repair to consumers. Learn More For information from the FTC about auto warranties and routine maintenance, visit www.consumer. ftc.gov/articles/0138-auto-warranties-routine-maintenance. For a copy of the council’s “Car Care Guide” or for further facts, visit www.carcare. org.
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