
3 minute read
Greg Fonzeno
Free Safety Checks Can Save Lives
BY GREG FONZENO
Advertisement
Before boating season begins this spring, consider getting a free vessel safety check, so you can avoid an embarrassing and potentially costly encounter with law enforcement.
The U.S. Coast Guard Auxiliary helps boaters inspect their vessel to ensure required safety equipment is in good, serviceable condition and the required number of each piece of safety gear is on board. The free vessel safety check is performed at your boat by a certified vessel examiner, at a mutually convenient time, and takes 30 to 45 minutes, depending upon the size of your boat. What’s in It for Me?
Vessels passing safety checks are awarded a decal that informs law enforcement and other safety agencies your boat is in full compliance with federal and state boating laws that year. Best of all, every vessel safety check is 100% free of charge! What if I Don’t Pass?
If your boat does not pass, no citation is issued. Instead, you are provided a written report on how to correct any discrepancies. Why Receive a Vessel Safety Check?
The peace of mind that your boat meets federal safety standards and, in an emergency, you will have the necessary equipment to save lives and summon help. In many cases, boating insurance agencies offer discounts for vessels that undergo a vessel safety check every year. All decals and safety checks expire Dec. 31 of the year they are inspected. They also are void should the owner or operator fail to maintain the vessel’s equipment, or the vessel itself, to the standard at the time of the safety check. What Type of Items Are Checked?
• Lifejackets • Registration and numbering • Navigation lights • Ventilation • Backfire flame arrestor • Fire extinguishers • Distress signals (flares, horn, etc.) • Sound producing devices • Battery cover and connections These items are required by Georgia and federal regulations and, if missing or non-operating, can result in a citation if your vessel is inspected by the Coast Guard or local law enforcement. How Do I Find an Examiner?
Visit the Coast Guard Auxiliary I Want a VSC website at https://bit.ly/3fAyuGI, and complete the form. The site will locate the closest volunteer vessel examiners within 30 miles of your location, and they will contact you to set up a safety check.
Greg Fonzeno is the public education officer and vice commander of the local U.S. Coast Guard Auxiliary Unit (Flotilla 22) at Allatoona Lake.
Let Your Equity Work For
• Debt Consolidation • Home Improvement Projects • Go Back to School
Home Equity Loan Rates as low as 2.79% APR* Up to 100% Loan to Value Available**
HELOC Rates as low as 3.00% APR* Learn More at www.CUofGA.org!
*Annual Percentage Rate. **Fixed rates as low as 2.79% on Home Equity Loan terms 70% or less loan to value, as low as 3.29% on Home Equity Loan terms 70.01%-80.00% loan to value, as low as 3.79% on Home Equity Loan terms 80.01%-90.00% loan to value and as low as 5.29% on Home Equity Loan terms 90.01% - 100% loan to value. Rate advertised is Prime Rate as published in the Wall Street Journal, minus .25%. The margin is determined at time of loan opening by the creditworthiness of the borrower and our underwriting standards. Current Prime Rate is 3.25% APR as of December 21, 2020. Members are required to have a minimum of a $10 Share Account. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Credit Union of Georgia will pay closing costs, if applicable with the exception of appraisals and title insurance. The Credit Union will recapture those fees if the loan is closed within 12 months of disbursement. Program, terms and conditions are subject to change without further notice. Contact Credit Union of Georgia at 678-486-1111 for current rates, terms and conditions. Credit Union of Georgia, 4178 Jiles Road, Suite 100, Kennesaw, GA 30144. NMLS ID #571306.