Around DB December 2020

Page 40

HELPLINE

Financial advice for migrant domestic workers from the team at Enrich HK!

Photo courtesy of Enrich HK

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ll of us have been affected by the pandemic this year, in different ways. As a domestic worker (and possibly as a parent, sibling, child or friend), you will have faced challenges – at the very least you will have felt some uncertainty about the current situation and worries about what the future might bring. While we hope for the best for 2021, none of us can predict the future – instead, we need to do what we can to plan for it, to protect ourselves and our loved ones as much as possible.

Take a moment now to do a little check in with yourself. How has this year been for you? What has been your biggest challenge, and how have you dealt with it? What are you worried about for next year, and what are some possible solutions? Answering these questions can help you be honest with yourself and find a path forward too.

Reassess your goals for 2021 You haven’t been able to achieve your goals this year and now, with

December 2020 www.arounddb.com

so many more expenses, it feels like your goals are moving further away. What’s the best way to get back on track? To start with, know that you are not alone – many of us have faced challenges, disappointments and setbacks this year. So, begin by reviewing your progress. Why were you unable to achieve your goals this year? Besides the higher expenses, did you have any other challenges or distractions? Were any of your major expenses for ‘wants’ and not ‘needs?’


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