Homes of South Jersey - Fall, 2007

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2007 Fall Edition

A TLANTIC C ITY W EEKLY’S R EAL E STATE M AGAZINE


Your Home In Atlantic City

You Work Here, Play Here, Dine Here.

Discover the joy of LIVING here!

44 new 3 bedroom, 2½ bath single family homes. Just blocks from the Boardwalk. Two Models to choose from. 1,434 sq. ft. / 1,594 sq. ft.

DON’T MISS OU 9 Hom T! e s Left

Close Out Prices On Last 9 Homes

Prices starting at $269,900* *Financing programs available for qualiÀed buyers with as little as a 3% down payment.

3% commission to Licensed Real Estate Agents for sales with prices as listed!

Furnished Model Home Located at 301 North Carolina Avenue. MODEL HOME NOW OPEN EVERY WEEKEND 11AM-2PM

OfÀce: 609-340-8587

ProcidaRealty.com

Cell: 215-704-2381

Visit our sales ofÀce at the corner of North Carolina and Drexel Ave. in Atlantic City.

OPEN 7 DAYS: MON. - FRI. 9AM-5PM, SAT. & SUN. 11AM- 2PM


Seashore Living at a Fraction of the Cost Camping Isn’t Camping Anymore Immediate Occupancy • Seasonal Sites • Financing Available 67 New Mexico Avenue

Your Place At The Shore

366 Pacific Avenue

Fully furnished unit on corner lot. Beautiful Florida room with service for eight. A/C, cable TV, full refrigerator and lighthouse.

Your Lot - Build To Suit Resort Country Club Chalet. Design your own floor plan. All options available.

1991 DER 2 bedroom, sun room, large Florida room. Full refrigerator, A/C, cable TV, hot water heater and fence.

$40,000 5 Boardwalk Ave.

Pick Your Price

$69,900

313 Oregon Avenue

385 Pacific Avenue

Sold

2 bedrooms, fully furnished. A/C, imported European dinette set, cables TV, fence, shed, central heat, refrigerator. $65,000

Fully furnished late model, 2 bedrooms, must see. Florida room and deck.

214 Pennsylvania Avenue

217 Carolina Avenue

116 Pennsylvania Avenue

2 bedrooms, large Florida room, patio furniture, 2 stereos, ready to move in.

30-foot Park model with sun room. One bedroom sleeps 6, fully furnished, A/C, double sink, cable TV, patio furniture. $40,000

Fully furnished with room and deck, good location and ready to move in. Shed, A/C, full ref.

$40,000

3 bedrooms, large hot water heater, full ref. Florida room and deck.

$35,000

$35,000

$45,000

Clubhouse • Swimming Pool • Snack Bar • Arcade • Playground • Laundry • Activities 5 minutes to Sea Isle City, 20 minutes to Ocean City, 20 minutes to Wildwood, 30 minutes to Atlantic City

800~982~3404

email: resortcampground@comcast.net

HCorson

. Rd ern v a s T Rt. 9

Exit 20

RK W AY

2741 Route 9, Ocean View, NJ 08230

Rt. 9

PA

Resort Country Club Seasonal Park

Rt. 50

Ocean View

www.resortcampground.com

ATLANTIC CITY W EEKLY’S HOM ES OF SOUT H J ERS EY

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contents 2007 Fall Edition

A TLANTIC C ITY W EEKLY’S R EAL E STATE M AGAZINE

INTRO ..........................................................................6 CAPE SAVINGS BANK ............................................... 21, 23

Seashore Living at a Fraction of the Cost ESORT COUNTRY CLUB SEASONAL PARK started in 1972 as Yogi Bear Campground and evolved into today’s 500-lot Resort Country Club Seasonal Park. We have 500 lots that have actually turned into a closed gate community. Although it operates with a campground license, this is really a summer, closed-gate community. If you have a desire to purchase a home, onshore or offshore, and you’re fortunate enough to find something

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CARRIER SOTHEBY’S INTERNATIONAL REALTY............... 18, 19 CORNERSTONE COMMUNITIES .................................... 14, 15 FARLEY & FERRY REALTY (BARKER & KOOPERMAN) .................14, 15 GLENN INSURANCE ........................................................10 IVY LEAGUE MORTGAGE ............................................22, 24 JERSEY SHORE FEDERAL CREDIT UNION ..........................16, 18 LIBERTY MORTGAGE ...................................................7, 10 MATZEL & MUMFORD/BAYPORT

ON

LAKES BAY ..................8, 9

MARGATE MARBLE & GRANITE SHOWROOM ...........................7 PROCIDA REALTY & CONSTRUCTION/THE CAROLINA HOMES ..... 2, 8 PRUDENTIAL FOX & ROACH (ROSEY WYNN).....................16, 17 RESORT COUNTRY CLUB SEASONAL PARK ...................3, 4, 5, 6 ROSENTHAL REALTY ..................................................16, 17 SELLSTATE INNOVATIVE REALTY.................. 10, 11, 12, 13, 14 SINGLEY PAINTING & POWERWASHING .......................... 18

Another fine publication by:

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A TL A N T I C C I T Y W E E K LY’ S HOMES OF S OUT H J ER S EY

The clubhouse at Resort Country Club Seasonal Park.

that you like or suit your family, you’ll find very quickly that $450,000 is a starting point. Plus, you’ll have a $5,000-$7,000 tax liability and will need someone to watch the house during the winter while you’re back at home. You’ll also have to have it winterized. In the summer months, you’ll have to deal with a town full of tourists and a lack of parking. Although the southern New Jersey Shore is the best place in the whole wide world (Cannes come close), what Resort Country Club Seasonal Park has done is brought to the real estate industry another marketplace. There are thousands of wonderful people that want to have a beach house here at the Shore and Resort Country Club Seasonal Park offers the best of all worlds with a lake, pool, luncheonette and planned activities. You’ll also be within minutes from the great shopping, beaches and boardwalks of Sea Isle City, Ocean City, Atlantic City, Cape May and Wildwood. The mangement of Resort Country Club Seasonal Park believes that they have the best customers that anyone can have and that those customers are their biggest assets. Children have grown up there and families have enjoyed summer after summer there (with private parking!). Many have taken 35-foot park models, added decks and porches, fishponds, waterfalls and a lot of love. This is their summer place at the Shore. Come down and experience seashore living at a fraction of the price. Call 1-800-982-3404 or visit www.rccshore.com.


Model Home

5 Boardwalk Avenue

This sample model has it all. 2 bedrooms, fully furnished. COME ON DOWN and A/C, imported European see this fantastic beaudinette set, cable TV, fence, ty with extra large famshed, central heat, ily room, Florida room refrigerator. and wrap-around deck $65,000 Priced to sell.

373 Pacific Avenue

167 Alabama Avenue

401 Pacific Avenue

One bedroom with large upgraded kitchen, 14x12 Florida room.

Large two bedroom Florida room with screened porch, 2 TVs.

$49,999

$47,500

COME ON DOWN!

Seashore Living at a Fraction of the Cost Your Place at the Shore The “Country Club Chalet.” Your Lot - Build to Suit. Design your own floor plan. All options available. One bedroom, enclosed porch, patio furniture. This one will go quickly.

$7,200

Resort Country Club Seasonal Park Immediate Occupancy • Financing Available Seasonal Lots

63 New Mexico Avenue

Avalon 15 Mins. Cape May 25 Min s.

Wildwood 25 Mins. Ocean Cit y 20 Min s. s. in bor 20 M Stone Har Sea Isle 8 Mins. Atlantic City 30 M ins. 211 Atlantic Avenue

PreOwned Units One bedroom (twin bed), 10x25 sun room, 50 amp service.

$20,000

Clubhouse • Snack Bar • Game Room Playground • Laundry • Swimming Pool 2741 Rt. 9, Ocean View, NJ 08230

www.resor tcampground.com

Two bedroom, large Florida room, 50 amp service, 2 ton A/C.

$40,000

1~800~982~3404 67 New Mexico Avenue

406 Atlantic Avenue

262 Atlantic Avenue

170 Alabama Avenue

Fully furnished unit on corner lot. Beautiful Florida room with service for eight. A/C, cable TV, full refrigerator and lighthouse.

Beautiful Florida room, fully furnished unit with A/C, cable TV, full ref.

Large Florida room, A/C, two bedroom, sun room, cable TV, golf cart.

Two bedroom, large hot water heater, large deck and porch, shed, A/C.

$25,000

$27,500

$32,000

$40,000 ATLANTIC CITY W EEKLY’S HOM ES OF SOU TH J ERS EY

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intro

WELCOME TO THE THIRD EDITION OF Homes of South Jersey™ – Atlantic City Weekly’s Real Estate Magazine. Whether you are looking to purchase a summer home or a year-round residence at the Jersey Shore, this Fall edition of our quarterly publication, Homes of South Jersey™ will be a helpful tool. Despite reports of a national downtrend, real estate is a local market and the Jersey Shore real estate market remains strong. The real estate agents, developers and mortgage professionals who advertise or are mentioned in this publication can provide you with excellent advice on how and when to buy or sell your home at the Jersey Shore. Homes of South Jersey™ was designed to extend the success of Atlantic City Weekly’s Real Estate section, which has grown dramatically in the past few years, making AC Weekly one of the region’s premier sources for real estate information. While Atlantic City Weekly offers real estate feature stories, transaction listings for Atlantic and Cape May counties and news items, this supplemental guide delivers a magazine with high-end ads and content unlike anything found elsewhere in this market. The next Homes of South Jersey™ magazine will be published in May, 2008. To reserve space in that publication or to advertise in Atlantic City Weekly, contact Kathy Heery at 609-646-4848, ext. 16. Homes of South Jersey™ is published by Atlantic City Weekly from 8025 Black Horse Pike, Suite 350, W. Atlantic City, NJ 08232 four times per year. Advertising rates supplied upon request. Phone 609-646-4848 or fax 609-677-0516. All material in Homes of South Jersey™ is copyright 2007 by Review Publishing, L.P. Reproduction of any of the contents in this publication is prohibited unless written permission is granted by management. Homes of South Jersey™ and Atlantic City Weekly® are registered trademarks of Review Publishing, L.P. and are registered with the U.S. Patent Office. Send e-mail to info@acweekly.com. Editor Michael S. Epifanio, ext. 22; mepifanio@acweekly.com Managing Editor Jeff Schwachter, ext. 23 Associate Editor Lori Hoffman, ext. 20 Listings Editor Pete Yard, ext. 31 Art Director Kevin McCarty, ext. 12 Production Manager Douglas Wipf, ext. 26; dwipf@acweekly.com Production Artists Rich Downs Layout Coordinator Kathleen Holmes-Disbrow Advertising Sales Manager Kathy Heery, ext. 16; kheery@acweekly.com Advertising Account Executives Robert Downey, Jr., ext. 18; Jennifer Esposito, ext. 29; Rick Goldstein; ext. 17; Steve Minyon, ext. 13; Steve Novick, ext. 38; Madelon Woller, ext. 21 Accounts Receivable Jean Kelly Circulation Manager Bill Beck, ext. 24; bbeck@acweekly.com Publisher Lewis B. Steiner, ext. 11; lsteiner@acweekly.com 6

A TL A N T I C C I T Y W E E K LY’ S HOMES OF S OUT H J ER S EY

Resort Country Club Seasonal Park AMPGROUNDS WERE SPRINGING UP LIKE mushrooms in the late ’60s. On any given night you could find a caravan of campers motoring on the Garden State Parkway. First they came with tents and pop-ups. Soon thereafter it was eight-wide trailers and then 35-foot tag-alongs. Property in New Jersey was so affordable in those days that young folks purchased large parcels in the serene wooded environs just off the Jersey Shore. The trend gradually changed over the years. Instead of packing, unpacking and towing a large recreational vehicle, they rented seasonal sites. And, just like that, they had a home at the shore for a fraction of the cost. If you think you can’t afford to live at the shore, think again.

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Resort Country Club’s Chalet model starts at $120,000. Many models are available for well under $100,000.

Seasonal lots are now the standard in this booming industry, which represents 72 percent of the New Jersey tourist dollar. That transition has now exploded to a whole new level where camping isn’t camping anymore. Today, luxury units in seasonal parks are capturing the attention of young and old alike. These seasonal sites appeal to the middle class, who can now afford a second home at the shore. Now, you can get seven months at a seasonal park for the cost of a one-week summer rental in the beach town of your choice. Resort Country Club Seasonal Park is on the leading edge of this trend, offering sensational deals on park models and chalets. Finding a housing development with a large lake, clubhouse, swimming pool snack bar, arcade, playground and planned activities is not that easy. Add to that a home at the shore for under $100,000 and you have a new market of people who are ready to enjoy life and still have plenty of disposable income. Campgrounds are known to have the finest property available in the state. This new resort concept attracts people from every walk of life. The “trailer park” image is a thing of the past. If you enjoy getting away, spending a day at the beach, a night on the town at any of seven outstanding beach towns within 30 minutes, that home at the shore you thought you could never afford is here. For more information call 1-800982-3404 or visit www.resortcampground.com.


OPENING SOON

Margate Marble & Granite Showroom Fabricators & Contractors Countertops • Fireplaces • Floors • Walls 9712 Ventnor Avenue, Margate, NJ Corner of Coolidge

609.487.1500

fax: 609.487-1511

Large selection in showroom

F R E E E S T I M AT E S Website at our main location:

www.princeton-marble.com als s v o pr 24 hr p A in h wit

FREE FORECLOSURES LISTS

AT

www.ushud.com ~G T A C ~ O

O

TLANTIC

10 C l o Da s e ys o in rL ess

OUNTY

Liberty Mortgage Does Credit Scores Under 500! GOVERNMENT LENDING SPECIALIST We work closely with several housing authorities, Realtors® and Attorneys throughout the entire state of New Jersey.

USHUD US HUD.COM .COM

Liberty Mortgage

• GOOD CREDIT • NO CREDIT • BANKRUPTCIES • LATE PAYMENTS

Liberty Mortgage Services, Inc. NJ Licensed Correspondent Mortgage Banker

609-487-6300

Emails: msmortgagenj@aol.com • 5315 Atlantic Ave., Ventnor City, NJ 08406 ATLANTIC CITY W EEKLY’S HOM ES OF SOU TH J ERS EY

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The Carolina Homes H E H O M E O F Y OU R D R EA MS I S WI T HI N RE A C H at the Carolina Homes. With the majority of New Jersey’s shore communities fully built and far from affordable, a developer has taken notice of the investments over the past 10 years in Atlantic City’s casino and retail market, and has steadily been making an impact on the residential landscape. Throughout the city, Procida Realty & Construction has transformed vacant and neglected lots into bright and busy new neighborhoods. “Why should this land, in a residential zone just blocks from the beach, sit vacant, when we can build new homes, and new communities for families to enjoy all this city has to offer,” says Christine Procida, a principal of Procida Realty & Construction. “We’re excited about Atlantic City’s residential market. It has proven to be a strong market for families earning between $50,000 and $100,000 per year and is quickly developing itself into a hot new shore community.” With a track record of over 75 yeas of real estate and construction experience, Procida Realty & Construction is bringing charm, comfort and quality to the residential market, creating a new standard for quality-built family homes in Atlantic City. Procida, a national award-winning builder in New York and New Jersey, has already successfully built and sold over 200 homes in Atlantic City and has plans for another 350 over the next three years. The Carolina Homes offers a wonderful opportunity to invest in

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your future and be a part of Atlantic City’s modern renaissance. The Carolina Homes offer two tastefully designed, full-featured models, each a quintessential American homestead with three bedrooms, two and a half baths, solid construction, beautiful details, landscaping, and much more. The handsome designs evoke the feeling of the arts & crafts period. The neighborhood plan is pedestrian-friendly, with yards and garden space, and rear-facing driveways for off-street parking. The Carolina Homes were designed for comfort, convenience and affordability without sacrificing quality or features. With only nine homes left in this community of 44, the developer is now offering the last of the Carolina Homes at close-out prices, starting at $269,900. With special financing programs for qualified buyers, the Carolina Homes staff can help make your dreams come true — with all the financial and lifestyle benefits that come with owning your own home. To learn more about the Carolina Homes, or the residential market in Atlantic City, call Procida Realty & Construction, at (609) 340-8587, stop by their furnished model located at 301 N. North Carolina Avenue in Atlantic City, or visit www.procidarealty.com.

Lakes Bay Living N THE ROARING TWENTIES, A SOCIALITE THE MEDIA called “the poor little rich girl” because of her troubled life, sat in her mansion overlooking Lake’s Bay in West Atlantic City. Barbara Hutton, daughter of the co-founder of the E. F. Hutton Company and granddaughter of the founder of the Woolworth’s department stores, was one of the few people able to enjoy this magnificent view. Her financial status as one of the wealthiest women in the world made it possible for her to entertain stars such as Rudolph Valentino at this summer retreat known as the “Sand Castle” or “Bahia Vista.” Now, a few hundred yards down the Black Horse Pike, a new community will enable numerous families to view the same grand vista. The Matzel and Mumford Organization (a K. Hovnanian company) is developing Bayport on Lake’s Bay, a new Jersey Shore waterfront community that will feature 131 threestory townhomes, each with two bedrooms, three and a half baths and more than 2,150 square feet of luxury living space. Prices start in the low-$300,000 range, according to the Hazlet, N.J.-based developer. Pre-construction sales are underway. The builders are seeing great response to the community. “Bayport has quickly emerged as one of the most sought after addresses in Atlantic County,” says Glenn Ward, vice president

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A TL A N T I C C I T Y W E E K LY’ S HOMES OF S OUT H J ER S EY

A rendering of the townhomes at Bayport, a new townhome development between the Black Horse Pike and Lakes Bay in West Atlantic City. Construction on the development is well underway.

of marketing and sales for Matzel and Mumford. “Our convenient location is attracting both primary and second homebuyers who want to be just minutes from the beaches, boardwalk, casino nightlife, upscale shopping, fine dining, boating and all that Atlantic City has to offer.” Bayport on Lakes Bay is a development of upscale, three-story townhomes on the Black Horse Pike at Lakes Bay in West Atlantic City. Its offices are located at Bayport One, Suite 440, 8025 Black Horse Pike, West Atlantic City. For more information, call (609) 484-0096 or visit www.mmhomes.com.


GRAND OPENING!

SOPHISTICATED WATERFRONT TOWNHOME COMMUNITY IN WEST ATLANTIC CITY MORE TOWNHOME ( 2,150 Sq. Ft. ) LESS MONEY Pre-Construction Pricing From $309,900 • • • •

CAREFREE LIFESTYLE CLUBHOUSE • FITNESS CENTER OUTDOOR POOL MINUTES FROM BEACHES, BOARDWALK AND CASINOS

Visit our Sales Center at the Bayport One Office Building, 8025 Blackhorse Pike.

888-769-7854 MATZEL & MUMFORD, PROUD TO BE A K. HOVNANIAN COMPANY

LET’S BUILD IT TOGETHER ® AT

MMHOMES.COM

*See Sales Consultant for details. Certain restrictions apply.

ATLANTIC CITY W EEKLY’S HOM ES OF SOU TH J ERS EY

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Why Join Sellstate? The following testimonials are from real estate professionals who have benefitted from being a part of the Sellstate Realty Systems network. To inquire about joining Sellstate Innovative Realty, call (609) 383-3180 or visit www.joinsellstate.com. “The support from Sellstate Realty Systems Network has helped me meet the challenges often associated with opening a business. Sellstate’s franchise opportunity opened my eyes to the most exciting and innovative ways to help Agents and Brokers like myself earn more profit! The training is groundbreaking for advancing the careers of Agents while at the same time enhancing customer service needs. I think the Sellstate concept has the most opportunity the Real Estate industry has seen in years ... Since we purchased our Franchise, we have successfully built our office to 65 agents in only two years. The business model has created a “buzz” in the real estate community and we are excited about the opportunity to offer this to Realtors!” — Shari Tomasini Sellstate Innovative Atlantic City, NJ “Sellstate’s training has been the best. It’s been very helpful for my business as far as getting me to the level where I want to be, which is at the top.” — Cindy Roper

Liberty Mortgage IBERTY MORTGAGE SERVICES, INC. IS NOT A company that takes loan applications that end up in a circular file. They fully screen and educate clients so they are completely prepared to own their homes successfully. Liberty Mortgage is proud to say that they are very close to having a zero-percent default rate with their clients. Because of the abuse throughout the banking industry that took place within the past few years, many of the wonderful programs Liberty Mortgage had available to help those clients who really “qualified” get into homes with no money out of their pockets are either no longer available or program guidelines have tightened up making it very difficult for borrowers to get to the settlement table. Liberty Mortgage Services, Inc., however, is still able to help people own their homes with either very little or no money down. It’s the trust they built with their investors that has made some of these programs still available to them.

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Liberty Mortgage

Commercial • Homeowners • Auto • Flood Watercraft • Personal Property • Business Owners Contractors • Professional Liability • Life & Health Representing Southern New Jersey since 1879

“What I love most about [Sellstate] is the training that our broker offers to us. This training is not only through our broker or in office but also through our University, Sellstate University, which is provided online ... In my first month I made $19,000 in this company! I made three times more than what I would make in another company.” — Spartak Dulaj “[Sellstate’s training] is second to none because it’s geared to the agent — for actual selling. It’s not the preprogrammed ‘this is what you need to do today’ with 4,200 things to do. Sellstate really has the professional training that most agents really need to take advantage of. I chose Sellstate because I had been with Re/Max and Sellstate offered a bright, new, really new concept for selling real estate, so that I could be in business and not be working for the company.” — Linda Flack “[The high commission split] puts more money in my pocket. I don’t understand a lot of these agents that work on the older traditional pay model. They split half their income with their broker. With us [Sellstate], we have minimal fees, gives me a lot more freedom. I make a lot more money.” — Roger Jackson 10

A TL A N T I C C I T Y W E E K LY ’S HOMES OF S OUT H J ER S EY

500 East Absecon Blvd., Absecon, NJ 08201 (609) 641-3000 1(888) OKGLENN Fax (609) 641-2355 Visit Our Web Site at www.glenninsurance.com Exceptional people. Superior results.


ATLANTIC CITY W EEKLY’S HOM ES OF SOUTH J ERS EY

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’S NER ATIO HT VAC DELIG

TOWN BANK 3 BR, 1 BA cottage. Vacationer’s delight. Gorgeous view of Delaware Bay which is just 3 lots away from the front patio or the sunroom. Large deck with BBQ grill and covered by a European style pergola. Back patio w/ inviting hot tub. Tastefully decorated and furnished with ‘beach’ decor. The kitchen is decorated with custom tiles featuring an underwater theme. $649,000. Call Ed Miller 609-374-0834

VE MOHT IN RIG

VENTNOR Move right in to this irresistible Ventnor Gardens beauty. Virtually like new. 1 yr. old heating and air conditioning system. Fully furnished. Motivated Seller. Showings Start Saturday 7-28-07. $349,900. Call Charles Miltenberger 609-338-9992

ES RAD ESS UPGROGR IN P

SOMERS POINT Great neighborhood & charming home on double lot with workshop & shed, just 3 houses from the bike bath. Convenient to everything. Florida room opens to hdwd. floors & frpl., 3 BRs 1st floor plus 1 or 2 in loft + 2 baths. Upgrades in progress. REDUCED AGAIN! PRICED TO GO FAST! $260,000. Call Steven Mento (609) 271-1953

T MEN Y EST NIT INVPORTU OP

ST WE MAY E CAP

OWN A PART OF HISTORY! Circa 1875-1879 Complete renovated! 5 bedrooms 4.5 Bath Victorian in the heart of West Cape May is perfect for a B & B or turn it back into your dream home. All new electric, plumbing, heat, c/a, roof 9 yrs old with all new plywood. Cottage completely rebuilt using R30 insulation, chestnut throughout! Park close to famous NJ beaches! Shopping! Dining! Schools! There is a Separate carriage house included. Sleeps 2 - 4. House has private driveway. Stain glass and hardwood throughout. $1,475,000. Call Jim Zollo 609-972-3062

TO LK WA EACH B

WILDWOOD ALREADY OVER $18,000 IN WEEKLY BOOKINGS FOR THIS COMING SEASON! Offering 3 nice sized BRs & 2 baths, this BEACH BLOCK condo is waiting for you. Open floor plan, tastefully furnished, and has a proven rental history (2005 brought in over $26,000 alone!). 2-car garage, P/S shower, large private deck. $489,900. Call Jim Zolo 609-972-3062

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O REN

PORT REPUBLIC Idyllic property in historic Port Republic near small class size K-8 schoolhouse. Short walk to beach & park on Nacote River! Stucco rancher surrounded by nature w/ huge garden. 2 sheds, workshop in new detached 2 car garage. Carport, walk-in closets, 1-horse stall converted to egg-laying chicken pen, bunny hutch, pet-friendly house w/ locking pet doors, 2 sep., enclosed pet yards. $359,000. Call Steve Mento 609-271-1953

SOMERS POINT Charming Somers Point rancher, 2 BRs, 1 bath. Recently renovated with new central air and gas heat, new siding and roof, new windows and deck - all upgrades nearly complete and in move-in condition! Just one block to bike path, convenient and close to shopping. $210,000. Call Steven Mento 609-271-1953

/ R’S ! LDE PERS I U B ELO DEV

LL WE FOR! D E R CA

GALLOWAY Well cared for Home w/ attached Inlaw quarters. its like owning two homes for the price of One! These homes offer to much to list. Main house offers 3 BRs, 2.5 baths & smaller home offers 2 BRs, 1 bath. Deck, heated garage w/ work shop all on 1.4 acres. GREAT OPPORTUNITY TO OWN IN BEAUTIFUL SMITHVILLE AREA!BRING AN OFFER. $299,900. Call James Zollo 609-972-3062

ATLANTIC CITY Calling on all builders/developers! Tremendous opportunity for Multi-family dwelling. Major improvements coming to area, New Casino, New construction all over north section buy now & build. Land being sold with Multi family dwelling next door. **** Lot / Multi Family / Buildable**** $950,000. Call Arzum Sanchez (609) 517-7743

Independence Abstract & Title Agency

Call Gary Migliacci Office: 609-645-8881 Fax: 609-645-7765 6712 Washington Avenue, Suite 1-2, Egg Harbor Twp., NJ 08234

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A TL A N T I C C I T Y W E E K LY ’S HOMES OF S OUT H J ER S EY


AT GRERTER! A T S

BLE IRA LEN DESBER G TIM

ER E! NEWHOM N TOW

SOMERS POINT Great starter home in a quite desirable neighborhood. Move in condition. Close to schools and bike path. Large fenced lot. Can also be an investment property or a weekend & summer getaway. Centrally located, minutes from all beaches, boardwalks, & casinos!! Current tenant on month/month. Brand new C/A! $275,000. Call Greg DeDomenicis 609-457-1540

EGG HARBOR TWP Newer Townhome, just over one year features first floor FR w/ powder room, 1 car garage, sliders to yard, expanded kitchen with sunroom option, upgraded wood cabinets, master suite with roman tub and walk in closet. Tenant occupied for 90 days paying $1,700 per month. $296,900. Call Noel Flamm (609) 513-0467

LY ENT ! RECDATED UP

NEWUCTIO STR CON

ENT ! ELL ITY EXCORTUN P OP

MAYS LANDING Just built 4 BR 2.5 Bath with full basement and garage in new development walking distance to shopping center and Mays Landing golf course MBR with vaulted ceilings , 9 ft basement with rough plumbing, landscaping with rear deck,family room with gas fireplace, open layout , granite kitchen , hardwood foyer , ceramic tile bathrooms nice lot backing up to woods. LAST SIMILAR MODEL SOLD FOR $299,000!!! Call Shari Tomasini 609-233-6423

LINWOOD Excellent opportunity to live in Linwood and have tenant pay half the mortgage! Or return property to single family dwelling. The property is situated on a 75 x 150 lot, has separate utilities and washer/dryer in bsmt. $295,000. Call Shari Tomasini (609) 233-6423

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V ! L RE ES IT’L ENGIN R YOU

EGG HARBOR TWP Nothing else like this unit on the market at Heathercroft! This 2 story Townhouse has garage with a inside entrance, open floor plan with sunken living room and sliders w/deck off of dining room. Two large bedrooms and one full bath with two half baths. Move-in condition. Call Shari Tomasini 609-383-3180

NEWUCTIO STR N O C

MAYS LANDING Beautiful loft style END unit townhouse in desirable Timber Glen community with HARDWOOD floors, walk-in closets, new kitchen appliances; seconds away from the Hamilton and Consumer Square malls, and the AC Expressway. Close to public transportation. PETS ALLOWED !!!!! Seller motivated...will consider all offers. $205,000. Call Robert Santos 609-992-1947

EGG HARBOR TOWNSHIP Recently updated 4 bedroom, 2 bath double wide mobile home! All new carpet & floors, new kitchen, new bathroom, new siding. Just move in! Lot rent $293 monthly includes sewer,water & taxes. $52,000. Call Shari Tomasini (609) 233-6423

LT BUI 006 2 N I

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STILL TIME TO PICK... Your rugs, appliances, colors, cabinets and trim. Beautiful spacious home in revitalized growing north side area. Don’t wait too long! Call Mike to schedule an appointment 609-204-7535

EGG HARBOR TWP. Upgrades include extra bathroom, sunroom, gas fireplace, cathedral ceiling in master bedroom with walk in closet. Full finished basement. Also includes alarm system and inground sprinkler system. Brand new carpet, professionally painted, neutral colors. Vacant and ready to go! $265,000. Call David Campbell 609-513-6399

Independence Abstract & Title Agency

Call Gary Migliacci Office: 609-645-8881 Fax: 609-645-7765 6712 Washington Avenue, Suite 1-2, Egg Harbor Twp., NJ 08234

ATLANTIC CITY W EEKLY’S HOM ES OF SOUTH J ERS EY

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Farley & Ferry

Sellstate Innovative POWERFUL TRIO IN THE REAL ESTATE BUSINESS, Shari Tomasini, Tyler Criner, and Greg DeDomenicis decided to buy into the Sellstate franchise after working for the family-owned Brighton Realty of Atlantic City. With over 30 years of combined experience, they opened the first Sellstate New Jersey franchise office in December of 2004. Sellstate Innovative Realty services all of Atlantic and Cape May County, ensuring a quality experience for both consumer and agent. This company prides itself on

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ILEEN BARKER, AN NJAR CIRCLE Eileen Barker of Excellence award winner, has been a standout agent for 15 years and a broker since 1999. Known on the Island as “Boardwalk Barker”, Eileen specializes in waterfront properties. A graduate of George Washington University in Washington, D.C., Eileen earned a masters degree in City Planning and has used that knowledge Anne Marie Kooperman to enhance her reputation in real estate. “I worked as city planner for a few years and have been an environmental planner in Washington, North Carolina and New Jersey,’’ said Barker. “It’s a great background to have. I always want to do the right thing for the customer.” Anne Marie (Toy) Kooperman is a local, born and raised in the Chelsea area of Atlantic City. She attended Holy Spirit and is a ’67 graduate. Ann joined the Realty firm of Farley and Ferry in 2001. She is a Circle of Excellence award winner and is known to have a very good knowledge of the area. Her hard work, honesty, and friendly attitude make her an asset to her clients. To contact Barker or Kooperman, call Farley & Ferry at (609) 703-2273.

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Looks Like a Million PECTACULAR ARCHITECHTURAL DESIGN ANDcraftsmanship make the Hemmingway a genuine work of art. The phrase, “There’s no place like home” has taken on new meaning with the opening of the jaw-dropping Hemmingway model at Whispering Woods in Port Republic, a walled community of just nine custom luxury homes from Cornerstone Communities, LLC. “Cornerstone operates on the principle that second best is unacceptable,” said the company’s president Mark Dellinger, and it shows in every inch and all three stories of this luxurious model home. The Hemmingway model “Buyers shopping for million dollar homes deserve to be discerning, and Whispering Woods will not disappoint.” The nine wooded home sites at Whispering Woods range in size from five to seven acres. Home plans range from 4,500 to 7,000 square feet and can be completely customized to fit each homebuyer’s needs, expectations and lifestyle. Founded four years ago, Cornerstone Communities has earned a reputation as one of the region’s foremost custom builders. For more information or directions, call (609) 652-7580 or visit www.cornerstonecommunitiesllc.com.

S Tyler Criner, Greg DeDomenicis and Shari Tomasini.

offering its agents 95-percent commission, plus bonus income of 5 percent, along with a monthly income with no financial investment. Agents also receive live training, online training, and personalized websites. As one of the fastestgrowing companies in the nation, Sellstate Innovative Realty understands that creating a quality environment for their agents will guarantee exceptional results for their clients. To read what Sellstate agents have to say about the company and the resources provided to them, peruse the testimonials on page 10 or visit www.joinsellstate.com. See a sampling of the scores of listings offered by Sellstate Innovative Realty on pages 8 and 9. For more information about Sellstate Innovative, call (609) 383-3180, visit www.sellstateinnovative.com or stop by their office at 333 Tilton Road in Northfield. 14

A TL A N T I C C I T Y W E E K LY ’S HOMES OF S OUT H J ER S EY


ISLAND LIVING AT ITS BEST

OCEANFRONT LUXURY

Atlantic CityLiving in luxury on the Boardwalkoceanfront two bedroom two bath , two balconies, this unit has been totally renovated with beautiful kitchen, stainless steel appliances, gorgeous baths and a new reduced price of $695,000

VENTNOR BEACHBLOCK

BEACH BLOCK BEAUTY

Eileen Barker, GRI

Call For A “Boardwalk Barker” Downbeach BROKER/SALESPERSON

Ventnor Taken Tradition down to the studs, NJAR CIRCLE OF EXCELLENCE Since 1916 this classical style WATERFRONT SPECIALIST new construc- boardwalkbarker@comcast.net tion has large Ventnor dining room, Office living room with Fireplace, shiny hardwood floors, beautiful 5215 Atlantic Ave. kitchen, high end appliances, a large deck Ventnor, NJ 08406 and porch with direct ocean views. Best buy at new price of $1,549,000 VENTNOR BEACHBLOCK NEW CONSTRUCTION Ventnor Beachblock-New construction direct oceanfront views but 2nd from the boardwalk. On this AAA location facing the beach and park behind the beautiful new library is being conVentnor Ave. Lower Ventnor- Profes- structed a most outstanding 5 br luxurisional office MD / retail space being newly ous home with every upgrade including constructed with two story home offered elevator, granite countertops, etc. for a for sale or rent. beachblock price of $2,695,000

609-703-2273

Ventnor Breathtaking ocean views from every floor!! D.F. Poley Inc. Construction home. Quality shows throughout. Custom stainless Viking kitchen, Master suite bath with REALTOR ASSOCIATE 9 head shower, jacuzzi, frig and more. 2 laundrys, sound system, amenities galore. NJAR CIRCLE OF EXCELLENCE Move right in! $2,198,000

Ann Kooperman

INVESTORS’ ALERT!

Margate REDUCED!! Unique Barbery Coast Triplex 2, 2br, 1 ba apts. 1 3br 2 ba. This property has separate meters...and is totally renovated granite and stainless. Condo conversion approved. $924,888

BEACHHOUSE Atlantic City - New Listing!! Charming beach house, 4 br 1 1/2 baths Great price, in lower Chelsea area. Call Ann for more information 609-576-0724. $274,900

609-576-0724 AMKoop1@aol.com

INVESTORS’ ALERT! Ventnor - Great investment 6 2 Br 1 Ba apartments in neighborhood where owners are up g r a d i ng their properties. Fully occupied. Needs work. Buyer is responsible for all certs, AS IS. Possible condo conversion. $799,000

Luxury... Beyond Belief Whispering Brook Ten magnificent homes on beautiful one-acre sites - Priced from the 700s

Whispering Woods

A walled community of nine homes on five to seven-acre sites - Priced from $1 million Whispering Woods Open House 12-3pm Every Saturday & Sunday Moss Mill Road (west of Pitney Road) Port Republic, N.J.

www.cornerstonecommunitiesllc.com

CALL 609.652.7580 TO MAKE AN APPOINTMENT FOR YOUR PRIVATE SHOWING. ATLANTIC CITY W EEKLY’S HOM ES OF SOUTH J ERS EY

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Rosenthal Realty Rosenthal Realty recently completed an internal strategic planning process, redefining its Mission and Vision as follows: Mission: “Our team will address your real estate needs with integrity and competence.” Vision: “Rosenthal Realty is dedicated to meeting the needs of our market by maintaining the success of our extended team through personalized service and cutting edge technology. We have established a reputation for honesty and integrity. Our experienced agents do whatever it takes to get the job done.” As a boutique agency, Rosenthal Realty’s goal is to make their clients feel comfortable by offering personalized service to meet their needs. Their agents are always positive and friendly and their “extended team” of mortgage reps, title company, home inspectors, and real estate partners share their enthusiasm. Broker Bob Rosenthal, a respected 30-year veteran in the real estate field, is known for his honesty and integrity. For information about how Rosenthal can assist with your primary, secondary, investment or commercial property transaction, visit www.rosenthalrealty.com.

So he’s not exactly Mr. Fix-It.

HOME EQUITY LOANS AS LOW AS 5.99% APR* (You’ll eventually miss running water.) Once you find the right contractor, call Jersey Shore Federal Credit Union for home equity loans that can be used to expand, renovate, or re-renovate your home. Then hide the tool box.

In everyone’s best interest.

(609) 646-3339 • 1-888-322-2848

jerseyshorefcu.org 1434 New Road • Northfield, NJ 3317 Route 9 South • Rio Grande, NJ *Annual Percentage Rate available for qualifying properties with a loan-to-value (LTV) of 70% or less and repayment period of 60 months. Advertised rate is lowest available (as of 10/01/07) and includes a .50% discount with automatic payment from a Jersey Shore Federal Credit Union account. Other rates and terms available. See a lender for details. Property insurance (and flood insurance if applicable) required. Interest rate will be determined by individual credit worthiness and loan to value ratio. Repayment example: $19.34 per $1,000 borrowed, based on 5.99% APR, 60 monthly payments. Rate subject to change without notice. Membership required and satisfied with a minimum deposit of $25. Equal Housing Lender.

16

A TL A N T I C C I T Y W E E K LY’S HOMES OF S OUT H J ER S EY

Rosey Wynn O SE Y W YNN H A S BE E N I N T H E RE A L ESTATE business for over 20 years. She has been a consistent award winner amongst her peers, and is very knowledgeable of the Atlantic County area. Wynn was born in Atlantic City, and after college, moved back to the area, and now lives in Margate where she enjoys its wonderful beaches and outdoor activities. Her hard work, honesty, and friendly approach to her clients, along with her familiarity of the area, have made her quite good at what she does. Once the owner of Parkway Realty, Wynn has been with Prudential Fox & Roach for five years now, serving all of Atlantic County. Wynn is also a director on the Atlantic City & County Board of Realtors, and has been involved with them for 10 years.

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ROSENTHAL REALTY Our team will address your real estate intentions with integrity and competence. Ask For Karen

ATLANTIC CITY - ENCLAVE Pristine 1BR, 1.5BA unit with outstanding northside ocean views & double balcony. Updated kitchen and baths. This is a real beauty that is worth your attention. Amenities include pools, weight rm., security. Reduced to $389,000.

r rosenthal Integrity Integrity and and Persistence Persistence

609-823-9190 7811 Atlantic Ave., Margate

Margate Duplex! MARGATE Income producing property - 2nd floor unit w/ 2BR 1BA & luxurious 2nd floor w/ 2BR 2BA, large master suite, dining room & eat-in kit, shed, decks, and offstreet parking. Live in one or rent both for $499,000.

Egg Harbor Twp. Egg Harbor Township Beautiful Builder’s model w/2 fireplaces, huge master suite, eat-in-kitchen & formal dining room, fam. room & large rear yard in an established family neighborhood. $399,900

Ask For Peter

MAYS LANDING - THE FAIRWAYS An Active Adult Community

Ask For Gina

Spacious and beautiful 2BR, 2BA Knollwood model home. Vaulted ceilings, hardwood floors, carpeting and so much more make this a hole-in-one! Entertain from the huge deck overlooking the golf course or just relax. Conveniently located close to shopping, AC Expressway & GSP. $224,900.

BRIGANTINECarousel Condos 1BR, 1BA with pool view and even a peek of the sea. Gorgeous “Nantucket” style just renovated. Close to everything and comes with assigned parking. $249,900.

Margate Awaits!

Ask for Krystina SOMERS POINT

Ask for Bernie VENTNOR Great Ventnor duplex featuring two 3BR, 2BA units with central air, decks, storage bins and off street parking. Recently renovated, near schools. $550,000.

Between 9th St. Bridge and GSP. Redesigned and rebuilt this year. 3BR, 2BA split home w/beautiful upgrades and touches throughout including good use of energy efficiency. Huge deck for entertaining, mature trees for shade and vinyl fencing for privacy. Comes furnished and with a 2-10 home warranty. $310,000.

MARGATE Large 4BR 3BA home w/ huge family room, master suite, large bonus room on third floor w/ skylites. Walking distance to beach makes for perfect year-round or summer living for $725,000.

Fox & Roach, REALTORS® ROSEY WYNN Broker / Sales Associate Ask for Priscilla

Ask For Bernie

MARGATE - CONDO

MARGATE - PREMIUM LOT

Near beach, bay & restaurants. 2BR, 2BA features spiral stairway leading to a loft with skylights & full bath, kitchen with granite countertops, white cabinetry and new SS appl. 2 off-street parking spaces. Comes furnished. $349,000.

Beautiful lot two blocks from beach in heart of Margate with plans and approvals for two condos of 3BR, 2BA each. Near shopping, restaurants and entertainment. Great for developer or investor. $550,000.

(609) 487-7222 Direct • (609) 335-1955 cell (609) 822-1186 Eves. • roseywynn@aol.com 9218 Ventnor Ave., Margate, NJ 08402

Call me for a market analysis of your property. No obligation, of course! (800) 333-7045 X122 • (609) 822-4200 X122 ATLANTIC CITY W EEKLY’S HOM ES OF SOUTH J ERS EY

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Carrier Sotheby’s International Realty ARRIER SOTHEBY’S INTERNATIONAL REALTY is a third generation, family-owned business successfully selling distinctive properties throughout Atlantic County for more than 40 years. Founded in 1964, the firm has an impressive history of success and was awarded the Sotheby’s International Realty affiliation this year (2007). As a Sotheby’s International Realty Affiliate, the firm has the power to provide its clients with extraordinary marketing resources that attract buyers from around the world. When you work with a sales consultant from Carrier Sotheby’s International Realty, you can expect a passion for results. The firm works diligently to identify market trends, to share individual client needs and to gain assistance

C

Add A Personal Touch Of Color To Your Home Dear Valued Customer, Hello, my name is Peter Singley. I have painted numerous homes in your neighborhood. I am fully licensed and insured. I am sure your friends and neighbors would be able to tell you about the quality of our services. If you would like to add a personal touch of color to your home, please call me today at 1-800-326-1068. We will paint a small bathroom free of charge with any paint job of 3 rooms or more!

SINGLEY P AINTING & POWERWASHING Now Featuring

QUALITY WORK AT A GREAT PRICE LIC. #13VH0250220

1-800-326-1068 18

A TL A N T I C C I T Y W E E K LY ’S HOMES OF S OUT H J ER S EY

from all sales consultants in the firm to make their marketing presence not just the power of one, but the power of the entire team of dedicated professionals.

Flexible Lending ITH A HOME EQUITY LOAN FROM JERSEY SHORE Federal Credit Union, you can build an addition, upgrade your kitchen, or complete other improvements to create the home of your dreams. You can also consolidate your higher-interest bills, finance your child’s college education, take that Mediterranean cruise you’ve been daydreaming about, or do any number of things, all with the money you’ve already invested in your house. “Home equity loans allow our members to take advantage of the equity in their homes, without incurring high rates or fees,” explained Virginia Williams, Chief Executive Officer of Jersey Shore Federal Credit Union. “Since we’re a not-for-profit institution, we’re able to offer low-interest rates, and we charge no closing costs, application fees or points.” Homeowners can apply at any one of the credit union’s three branches — in Northfield, Rio Grande, and at the William J. Hughes Technical Center — by calling (609) 646-3339, or on the credit union’s web site, www.jerseyshorefcu.org.

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Carrier carriersothebysrealty.com

BAY AREA. Beautifully renovated storybook home

VIEW LIFE DIFFERENTLY from this uniquely designed tri-level home - just 2 years old with 3 bedrooms, 2.5 baths, beautiful hardwood flooring and a gas fireplace to warm chilly nights. Perfect for you? $419,000.

ARTFULLY DESIGNED to maximize breathtak-

SERENE Mediterranean estate designed with

SPACIOUS LIVING can be yours in this nearly new, two story with 4 bedrooms, 2.5 baths and many lovely extras. Located in sought-after community with inviting pool and tennis courts, this spacious home emphasizes the sweet in “Home Sweet Home.” $325,000.

THIS IS YOUR CHANCE to own a lovely Harding Run townhome with beautifully renovated kitchen and new roof. Two bedrooms, 1.1 baths, in pet-friendly community with pool and tennis courts. Permits in place for addition - if you so desire. $199,000.

CALLING ALL INVESTORS! This double duty, duplex beauty close to beach is 100% occupied and offers first and second floor, 3 bedrooms units with opportunity to expand by finishing attic.Why not make an offer? $399,000.

GOLF COURSE FAIRWAY 3 bedrooms, 2 1/2

YOU CAN ALL ENJOY this spacious family home with 3 bedrooms, 3 baths, large kitchen w/ island, large decks & fenced-in yard. The Master bedroom features cathedral ceilings and a whirlpool in the master bath. Across from golf course in a great neighborhood. Only $424,000.

MAGNIFICENT CUSTOM HOME designed with entertaining in mind. Gourmet kitchen includes wine ‘cooler’ in center island, built-in wall oven & beautiful granite countertops. Also features plasma TVs, in-ground pool w/ patio, & 4 bedrooms, 2.5 baths, All for you to enjoy at $659,000.

CALMING BAY VIEWS can be yours from this fabulous new construction home. 5 bedrooms, 4 full baths, 3 fireplaces, wet bars, elevator & gourmet kitchen. Family room, great room & game room all equipped with surround sound. Now fully furnished and ready for you to move right in! $1,375,000.

STEP UP to the roof top deck and take in the beautiful ocean views that seem to go on forever! You can have it all in this furnished, new construction 3-story home with 4 bedrooms, 3.5 baths, gorgeous wood floors, large kitchen & elevator. Only steps to the beach $2,299,000.

w/ open floor plan, 3 bedrooms, 2.5 baths, captivating floor-to-ceiling stone fireplace, lovely master suite – situated on spacious lot in sought-after neighborhood. $349,900.

entertaining in mind will appeal to all your senses as well as your budget. Nearly one acre of nature’s bounty is landscaped with oversized pool, water gardens, fountains, waterfalls. 5400 sq. ft. home includes 20 luxurious rooms with lovely views of private 7 acre lake. $1,600,000.

baths, formal living room, den, and family room with fireplace. Entertaining is a breeze on the spacious decks. So many possibilities... Just $379,000.

ing ocean views, this beachfront, 5 bedroom masterpiece offers seaside living beyond compare. Notable features include a chef-inspired kitchen, luxuriously tiled baths and a sublimely spacious floor plan that promises comfortable elegance. $1,599,000.

3300 Brigantine Blvd., Brigantine Beach, NJ 08203 • (609) 266-8373 • carriersothebysrealty.com ATLANTIC CITY W EEKLY’S HOM ES OF SOUTH J ERS EY

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Atlantic City Weekly’s Real Estate Section... Real Results! TE

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We deliver to 33 cities for one low rate every week Serving Atlantic & Cape May Counties for 34 years The Region’s No. 1 Source for Casinos, Nightlife, Dining, Entertainment, Real Estate... AC WEEKLY JOB FAIR: OCTOBER 22 AT SHORE MALL

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Oc tober 18 - 24, 2007

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A TL A N T I C C I T Y W E E K LY ’S HOMES OF S OUT H J ER S EY


A ‘One-Stop Shop’ For all Your Loan Needs INDA D’AGOSTINO HAS BEEN A PART OF Cape Savings Bank’s Residential Loan Team since October 1996 and serves the Atlantic County region. Her experience and knowledge of the residential loan market and the territory she covers enable her to determine what loan programs are best suited for her customers’ specific situations. Linda is known for her unflappable drive and, when necessary, quick resolutions that keep the loan process smooth and timely. The realtors and builders know that by entrusting Linda with their customers, the best level of customer service will be provided – from application through closing. She consistently monitors feedback from her customers to ensure that she is maintaining a high level of customer service, a process which does not end at the closing table. She knows the best referral will result from her existing satisfied customers and contacts. Linda is a proud member of the Cape Savings Bank President’s Club for exceeding sales goals. She is involved with various efforts sponsored through the Cape Savings Bank Cape Cares program, including Habitat for Humanity, Disabilities Resource Center and The American Diabetes Association, all of which are organizations that support local community efforts.

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ILL THOMAS JOINED THE CAPE SAVINGS Bank Residential Loan Team in November of 2006 and is based in the Cape May Court House office. He has concentrated his efforts on developing relationships with existing Cape Savings Bank customers, and area realtors and builders. Since his background includes both residential loan sales and title company experience, he is able to provide a complete understanding of the process, and confidently guide his customers through every step, up to and including post closing. The moment you walk into Bill’s office, you’re aware that he is an avid fisherman, Philadelphia Eagles and Phillies fan(atic). That same enthusiasm and dedication is also evident in the excellent customer service that he provides to all who deal with him. In the short time Bill has been with Cape Savings Bank, he has participated in numerous events sponsored by the Cape Savings Bank Cape Cares program, which supports local community efforts, including the annual MS Walk in Ocean City.

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INA TUBERTINI JOINED THE RESIDENTIAL LOAN Team in December of 2003, and covers the Cape May County area. As part of her everyday routine, she continues to reinforce, further develop and expand relationships with our local realtors, builders and title companies for Cape Savings Bank. Anyone who has dealt with her is immediately aware of her dedication to understanding and focusing on her customers’ needs, so that she can determine the best loan options for them to consider. She was awarded membership in the President’s Club for exceeding her sales goals. Gina’s best day is sitting at the closing table with her customers, and hearing from them how much they appreciate her commitment to making the entire loan process simple and painless from start to finish. Gina is very active with the Cape May County Association of Realtors. She serves on the Association’s Golf Committee and has been selected to serve as the Affiliate Director for the 2008 Board of Directors. She is on the Board of Directors of Animal Outreach of Cape May County and serves on the Membership Committee of the Cape May County Chamber of Commerce. She serves on the Cape Cares Council, an important component of Cape Savings Bank that is dedicated to community support, and is the Cape Cares Captain of the annual MS Walk.

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D SAVINO AND KATHIE STEIGER FOCUS ON providing support for Linda, Bill and Gina, so that Cape Savings Bank can continue to provide your customers and ours the most competitive loan products and highest level of customer service.

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ITH COMPETITIVE RATES, EXPERIENCED loan officers, and many more loan services to choose, Cape Savings Bank has become your onestop bank for all your loan needs. To get updated rate information e-mail Linda D’Agostino (dagostino@capesb.com) in Atlantic County, Gina Tubertini (tubertini@capesb.com) in Cape May County or Bill Thomas (wthomas@capesb.com) in Cape May Court House and the surrounding area. You may also visit the Cape Savings Bank web site at www.capesb.com for more information on the many services offered by the bank.

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ATLANTIC CITY W EEKLY’S HOM ES OF SOUTH J ERS EY

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Don’t Miss Out On A Buyer’s Market! have felt if they had waited! Real estate, if purchased wisely, has F YOU’VE BEEN WAITING FOR THE RIGHT TIME TO make a home purchase, the time is here! In today’s buyer’s proven to be one of the most rewarding investments in history. In addition to being in a buyer’s market, it is also a “re-finance” market, there are many incredible opportunities available, market. Many homeowners are converting but they won’t be around for long. their adjustable-rate mortgages into a low-rate, In the first quarter of 2007 our nation realized fixed mortgage. High-interest-rate home equian annualized quarterly home price growth rate ty loans are also frequently being refinanced. of +1.81 percent. Homebuyers, now more than Many individuals have found that a new, single ever, have a greater selection of options available low-interest rate payment is a more attractive to find that ideal home at a fair market value. choice than their current combined first and Many savvy buyers have already recogsecond mortgage payments. nized this trend and are taking advantage of As mortgage bankers (verses a broker or it. Market indicators point to 2007 as being local mortgage company), our rates are comthe seventh-strongest year in the nation’s petitive, but it is our unique product line history for mortgage financing. Interest rates which sets us apart from the competition. are at record low levels and what economists Although some recent industry changes have are calling a “correction in market values” indeed tightened the sub-prime lending marappears to be near the end of the curve. In past years when the market has been soft, by Chuck Meachon, VP/COO, ket, Ivy League Mortgage remains a forerunIvy League Mortgage ner in today’s market with extensive programs such as 1966, 1993, 1998, and after the devastating tragedy of 9/11, many Americans were apprehensive to fit your individual needs. When you are ready to start the process or if you would simabout making real estate purchases. However, those who did purchase homes during these periods were able to maximize their ply like to acquire information, give us a call at 609-601-6500 financial investment by paying less than they normally might (877-IVY-FIRST/877-489-3477). We’ll help you obtain, afford have. Just imagine how disappointed those homeowners would and enjoy the home of your dreams.

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Next Issue May 2008 2007

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• Full color glossy real estate magazine • Inserted into the full run of Atlantic City Weekly • Additional distribution in strategic locations • All ads in full color at no additional charge

E S TATE

MAGA

ZI N E

Real Estate... Real Results 2007 Spring Edition

A TLANTIC C ITY W EEKLY’S R EAL E STATE M AGAZINE t to:

lemen

A supp

For information Call Rick Goldstein Cell: 609-238-1686 609-646-4848 Ext. 17 22

A TL A N T I C C I T Y W E E K LY ’S HOMES OF S OUT H J ER S EY


Kathie Steiger Ext. 7311 Vice President Residential Loans

Linda D’Agostino Ext. 7321 Loan Of¿cer, Atlantic County

Bill Thomas Ext. 7312 Loan Of¿cer Cape May and Atlantic County

For a complete line of residential mortgage and consumer loans, see the lending experts at Cape Savings Bank. Together, we’ll review ¿nancing options from a full menu of residential loan programs to determine the loan that’s perfect for you and your family.

Edward Savino Ext. 7331 Residential Loan Sales Manager

Gina Tubertini Ext. 7316 Loan Of¿cer Cape May County

Isn’t it nice to know that there’s a team of Residential Mortgage professionals working hard for you? We’re committed to making the loan process easy.

Cape Savings Bank can Make it Happen for You

EQUAL HOUSING

LENDER

1-800-858-BANK • 609-465-5600 www.capesb.com

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