Ready to buy an investment property?
USE THE EQUITY IN YOUR HOME TO SECURE THE ENTIRE COST! Call Debbie and her team on 1800 777 246
March 2009 First Home Buyers Investment Property Renovation Loans Reverse Mortgages Debt Consolidation Self Employed
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Real People Getting Real Results
Pg 8
Help for families in economic downturn pg 14
NO BETTER TIME TO SELL THAN RIGHT NOW!
A
lthough the current economic climate has created some uncertainty in the real estate market, now is still a good time to buy and sell. Interest rates are at a record low and are predicted to drop even further and the first home owners grant has dramatically increased the number of buyers in the market.
Independent agency Reinhardt & Slater services clients across Brisbane’s North West from their base in Albany Creek. Dramatically raising the bar, they have combined new technologies, the latest thinking in marketing and a special emphasis on property presentation in order to help sellers achieve top dollar for their home.
This leads to an optimum market for both buyers and sellers.
The agency Principals, Bryan Reinhardt & Bruce Slater, go to great lengths to find the unique signature elements of a home that make it stand out from the rest. They then craft a story around that element to engage the right buyers.
When selling your property it is vital to do your research and find the right agent, not one that can just sell your property but one that truly is interested in you as well as achieving the maximum price.
The team often use a combination of new and old methods to match buyers with newly
Stay Healthy all year round
listed homes. Blog updates, sms, video tours and email play an important role and make a powerful difference when combined with proven traditional methods of newspaper, mail outs and flyers. Behind Reinhardt & Slater’s enthusiasm for this new way of doing business lies more that 30 years combined experience in marketing and real estate, primarily in the local area. Despite their success the pair have no plans to expand the business outside Brisbane’s North West, convinced that keeping things personal is the key to what they have achieved. It is not only sellers that can benefit from Reinhardt & Slater’s personal and innovative service. First time home buyers who are new to the market are relieved to work with an agency that treats them like an individual not just a number. “Bruce was very thorough. He wasn’t in a rush at all, which was great. He made the buying process really easy” says Ben, a recent client. Reinhardt & Slater go the extra mile providing exceptional service combined with a marketing strategy tailored to your needs. Call Bruce or Bryan today on 3264 4033 or drop in and meet them at 5 Albany Forest Drive, Albany Creek
pg 3
Getting Bub to sleep pg 4
Also See......Your Stars (pg13)
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Local Experts.............2 Health & Life..............3 Kids Health ...............6 Health & WellBeing...8 Beauty.......................11 Your Stars.................13 Family.......................14 Your Finance............15
Balanced Media Pty Ltd (ABN: 12 131 146 908) holds no responsibility for claims made by advertising companies within advertorials or other columns located in this paper, all columns, if not otherwise stated, are advertorial articles written for or by participating advertisers
Dadhichi Toth is one of Australia’s foremost astrologers. For over 24 years he has been researching astrology, and has conducted over 9,000 consultations. His clients include celebrities, politician and diplomatic figures from all over the world. His website astrology.com.au offer a wide range of helpful information and services (Pg13)
Kay Marco is the owner of Hectic Helpers and specialises in creating time for people by doing all the things that keep people from their families. Kay parleyed her previous experience in the hospitality; catering and event management industry to help others achieve more Balance, Kay currently resides in Arana Hills with her husband and young son and daughter (below & pg 6)
Graham Doessel is passionate about helping people and over the last six years has helped more than 6000 families with either home loan or debt consolidationadvice through his companies Mortgage Now and Pro Legal. Graham has recently taken the next step with the creation of The Now Foundation and raising awareness for men’s health issues ( Pg10)
Skye Robinson is a naturopath, nutritionist, herbalist and best of all a mum and step-mum of 4 busy children. Skye runs a Family Focused Natural Health Care Clinic in Eatons Hill. She prides herself on providing professional advice and natural health care that is practical and useable in real everyday family situations. (pg 5)
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If you have an upcoming event happening in the area, let the team at Balanced know what it is so we can organise to inform the local community. Contact Adam Peel on 3264 8384 or apeel@balancedmedia.com.au
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Sick of trying to work out which key is which? Grab a bottle of nailpolish and paint each key a different colour to differentiate. You could even go one step further and put a small spot of polish on the corresponding lock. If you have enjoyed reading this tip and would like to receive your own tip each week, call Kay on 0409 827 185 or tips@ hectichelpers.com.au
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Health & Life
Tips to Stay Fit All Year Long - Make 09 your best year ever (ARA) - Losing weight is challenging. In fact, only 28 percent of people vowing to lose weight were successful, according to one study from the United Kingdom. Dedication and a few healthy tricks learned from the pros can be the key to successful weight loss.
and unsatisfied.
Nutritionist, personal trainer and health educator, Cynthia Sass, MPH, RD, believes that traditional diets of low-calorie -- and often lowtaste -- foods can leave dieters feeling hungry
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In her New York Times best-selling book “Flat Belly Diet,” Sass offers several easy guidelines to help you stick to your weight-loss goals to become healthier and happier.
According to Sass, drinking plenty of water is an essential part of an everyday diet. “Many
people find having eight glasses a day can be a challenge when less healthy options such as soda and sugary juices are easily available,” she says. Sass recommends her signature recipe called “Sassy Water” which infuses fresh ginger root, cucumbers, lemons and mint leaves into water. “We call it ‘Sassy’ because it’s a heck of a lot perkier than plain old water and the ingredients help calm and soothe your digestive system.” Eating on the Go Sass suggests eating several small meals and snacks throughout the day to regulate the body’s metabolism and stop the hunger pangs. “I really like Laughing Cow Mini Babybel cheeses, because they offer delicious, portable protein to help control food cravings and keep you feeling fuller longer,” she says. “Also, each serving is individually wrapped so weight-conscious individuals know how much food they are getting without worrying about portion control.” Get Moving “Walking not only burns calories, it can also boost your mood,” says Sass. “Moderate-to-
vigorous walking causes your brain to release hormones which are shown to improve your mood and raise your spirits, which can last for several hours.” Sass recommends finding ways to incorporate exercise into your daily routines, like a quick five-minute walk around your office after lunch. Snack the Right Way
“Most people who work outside of the home eat lunch between noon and 1 p.m., but don’t make dinner until after 6 p.m., therefore, their hunger signals are in full-swing well before they eat their last meal for the day,” says Sass. “The fix is to plan your snack between lunch and dinner around 3 or 4 p.m.” While at the office, she suggests Laughing Cow Light cheese wedges as a great snack. “I like to pair it with sliced apple wedges and a few tablespoons of nuts for a tasty, filling, caloriecontrolled way to snack.” Don’t go it alone
Research shows that dieters, especially women, who share their resolutions with friends, family and coworkers are more successful at following their weight-loss goals. “People who maintain personal and community connections have better health than those who don’t,” says Sass. For additional tips on keeping fitness goals and healthy meal ideas, pick up a copy of “Flat Belly Diet.” - Courtesy of ARAcontent
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SUPPLYING YOUR FITNESS NEEDS Hidden in the heart of Brendale is a warehouse and small shop that provides fitness and rehab products to its customers around Australia operating via their website www. physiosupplies.com.au Owner of Physio Supplies Australia Derek Moss states his aim “is to provide quality equipment at affordable prices, we have a wide variety of Ankle, Knee, Back and Hernia/men’s supports whilst also offering strapping tape for teams or patients. Bedwetting alarms, tens and muscle stimulators as well as gym Balls, wobble boards, hand putty, swimming equipment, foam stability rollers and a large selection of fitness DVD’s and books.” Physio Supplies is excited to be able to inform our readers that they have the only display of ChiBall Method tm products in the world –
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and they are made in Australia! The ChiBall Method tm is based around traditional Chinese Medicine, - Yin and Yang, Chi, Meridian system and the five phases of energy. It is an exciting method of exercise, stretching and relaxation with a fantastic range of products that compliment the method Derek says “if you have ever wanted to practice Tai Chi – you will love this method”. Derek mentions his customers are people exactly like you! “whether you are a professional fitness instructor or physiotherapist or a member of the public, you are welcome to shop via our site or come and see us” Discounts are available from Physio Supplies on many items if you order 3 or more products Physio Supplies offices can be found at Shed 16 / 50 Kremzow Road, Brendale. Open 9-5 Mon-Fri . Sat. 9-1 or shop via their site www. physiosupplies.com.au
March 2009
-3-
9 things you didn’t know about Vitamin D Vitamin D is the most common nutritional deficiency in Australia, but most people are quite clueless as to its importance. Please remember that without question the best way to optimize your vitamin D level is with regular exposure of large portions of your skin to the sun. Of course, choose times of day when you won’t get burnt such as before 10 am and after 4 pm. This true or false test was developed by Dr. John Cannell. He is one of the leaders in the vitamin D education movement and has a very comprehensive Web site at http:// cholecalciferol-council.com/ dedicated to vitamin D. 1. Vitamin D reverses inflammatory changes associated with age-related memory impairment. True. Researchers from Ireland were the first to demonstrate that vitamin D3 acts as an antiinflammatory agent and turns old brains into young brains – at least as far as inflammatory cytokines are concerned. This research suggests vitamin D may prevent, or even treat, age-related cognitive decline! (Biochem Soc Trans. 2005 Aug;33(Pt 4):573-7.) 2. Your blood sugar is closely associated with your vitamin D level. True. Researchers in Australia added to the growing evidence that sun avoidance contributes to the epidemic of type 2 diabetes. The Australians’ findings were straightforward and powerful. The higher your vitamin D level, the lower your blood glucose. (Clin Endocrinol (Oxf). 2005 Jun;62(6):738-41.) 3. In July, a group from Minnesota scientists
found that 100 % of elderly patients admitted for fragility fractures were vitamin-D deficient despite the fact that half of them were taking vitamin D supplements. True. The authors found that women taking supplemental vitamin D had average levels of 16.4 ng/ml while women not taking supplements had levels of 11.9.ng/ml, both dangerously low. None of the 82 women got enough sun or took enough vitamin D to obtain a level of 40 ng/ml. These were fragility fractures, not fractures caused by unusual trauma. That is, their bones just sort of fell apart also called ‘osteoporosis’. (Curr Med Res Opin. 2005 Jul;21(7):1069-74.) 4. Women with the lowest vitamin D levels had five times higher risk for breast cancer. True. Women with 25(OH)-vitamin D blood levels less than 20 ng/ml were more than five times more likely to be diagnosed with breast cancer than were women with levels above 60 ng/ml. That are five, repeat five, times more likely! (Eur J Cancer. 2005 May;41(8):1164-9. Epub 2005 Apr 14.) 5. Avoiding the sun doubles the risk of prostate cancer. True. Again, the risk of avoiding the sun is clear, this time in another study with prostate cancer. However, the authors pointed out that sun exposure increases the risk of skin cancer and believed that proper vitamin D supplementation “may be the safest solution to achieve an adequate vitamin D status.” (Cancer Res. 2005 Jun 15;65(12):5470-9.) I also believe supplementation is the only way to go for many people. Dark-skinned people need to spend 2-3 times longer in the sun to
get the same effect as light-skinned people and if you live in the cooler parts of Australia such as Victoria, you simply may not have the time so spend out in the sun. In addition, the sun does age the skin and that fact alone will keep many people out of the sun. That said, I go into the sun whenever I can. The reason is simple: it is the most conservative thing to do. Until we know everything the sun does – and it does more than just make vitamin D – the conservative approach is to mimic our ancestors whenever we can. Therefore, it makes sense to sunbathe sensibly and take supplements if you can’t get enough. 6. South Korean researchers associated vitamin D deficiency with Parkinson’s disease. True. Actually, they showed that certain genetic malformations (VDR polymorphisms) are more likely in patients with Parkinson’s disease, implying an association with vitamin D and Parkinsonism. (J Korean Med Sci. 2005 Jun;20(3):495-8.) 7. Researchers in England discovered that patients with chronic pain have phenomenally low vitamin D levels. True. The authors added to the evidence that severe vitamin D deficiency is associated with chronic pain. They found that 88 percent of their patients with chronic pain had levels less than 10 ng/ml. Swiss researchers recently treated chronic pain patients with vitamin D and reported the pain “disappeared” within one to three months in most of their patients. This is the second open study that showed adequate doses of vitamin D dramatically improved chronic pain. (Ann Rheum Dis. 2005 Aug;64(8):1217-9.,BMJ. 2004 Jul 17;329(7458):156-7., Spine. 2003 Jan
Health & Life
15;28(2):177-9.) 8. Severe vitamin D deficiency is common in TB patients. True. First, the authors reviewed the impressive animal evidence that vitamin D can help treat TB. Then they reported that most of their immigrant TB patients had undetectable vitamin D levels. Finally, the researchers reported they treated their patients with vitamin D, with good results. (J Infect. 2005 Jun;50(5):432-7.) 9. Vitamin D Supplementation can be Toxic. True – but it is very unlikely. Some of us, especially dark-skined people who don’t spend time outdoors, will need to take 3,000 to 4,000 units every day to maintain healthy 25(OH)-vitamin D blood levels. (J Steroid Biochem Mol Biol. 2005 Jul 15.) The Institute of Medicine recommended that we only take one-tenth that amount, as the best science that was available in 1997 when they last did their review. Professor Reinhold Vieth clearly showed 10,000 units a day was unlikely to be toxic. Vitamin D toxicity probably starts around 20,000 units a day, and then only if taken for months or even years. Am J Clin Nutr. 1999 May;69(5):842-56. Of course, Vitamin D is just one of many very important vitamins and minerals our bodies need to keep well. Remember always the basic principles of good health – Good nutrition, Spine in Line, Exercise, Rest, Avoid toxic exposure and Maintain a positive attitude. Yours In Health, Dr Richard Sawyer.
Make 2009 your year of fulfillment Studies have shown that 98 % of people who started off January 1 with resolutions to make changes in their health, financial situation, relationships and other aspects of their life have already failed in their quest. If you are one of these people and are now saying to yourself that 2010 will be your year then it’s time to make a change in your mentality as there is “no better time than now”. Most of the people that have failed in their new year’s resolutions have done so because they had conditioned themselves to fail. They have done the right thing and made a list of things that they want to change in 2009 but then they hoped that the same process that has failed for the past how many years will get them to where they want. You must give yourself enough reasons to change, when things are a must people will move the earth to achieve them, whether that is better
relationships with family or colleagues, more money, a promotion, better health or more energy to give to the ones you love by making small adjustments in our mindsets and giving ourselves enough leverage to make these changes then and only then will we achieve what we are looking to achieve I want to lose 5 kilos to fit into that swimsuit I saw in the shop, that alone will not give you enough reasons for change, because how many times have you tried that approach and come up short or furthermore got to your goals and brought the swimsuit you wanted only to fall back into the same pattern as before. Why not try a different approach, start by simply moving, just get up and go, take the dog for a walk, get outside with the kids, just move, stop reading here and come back we will be here when you get back, just go and change your situation immediately (continued page 15)
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Balanced - Your Health, Your Wealth, Your Lifestyle
March 2009
-4-
Health & Life
Adventure Beckons all Women
2am baby’s still crying... Help Me!
You bought Bub home from the hospital 3 weeks ago, proud as punch. You’ve had family and friends come and dote over your precious new baby. Now, 3 weeks later, you and hubby are exhausted and tired while baby is screaming and inconsolable (has been for the last 2 hours) and you just want Bub to go to sleep, so you can too. Congratulations to all you new parents. I can remember this distressing situation only too well and I’m sure most other parents can too. Here are some natural ideas to help with an upset baby: Colic – is excessive wind caught in the bowels causing stomach pain. What to do – walk or rock baby. Take baby for a drive. Put baby in a rocker on top of a running dryer (more so in cooler months). Gently massage baby’s abdomen in a clockwise circle to push the wind out. Put baby in a sling and carry him/ her around the backyard for 20 minutes. Reflux – when baby regularly spits up milk after feeding. What to do – Elevate the cot
and change table by 30 degrees to elevate baby’s head; remove any tight clothing around baby’s stomach. Sit baby more upright when feeding to allow the milk to flow straight down to the intestines (let gravity do its job). Burp baby after each feed, even if Bub’s fallen asleep. Try feeding him/her in smaller more frequent feeds. Nappy Rash – a red, raw rash over baby’s bottom. What to do - Keep baby’s bottom as dry as possible; in summer, take baby’s nappy off and let him/her get some fresh air on the area. Wash and rinse baby’s bottom using a washer and warm water rather than soap or scented wipes. Apply a barrier cream (‘Sudo cream’ or ‘Bepanthan’ – should be a sample in your pregnancy gift bags). Use a cloth nappy instead to allow the area to breathe.
All women, 16 years and over, residing in the Moreton Bay Region can try their hand at one of 30 low-cost activities designed, run and supported by women.
If you’d like more information, natural makeat-home remedies or have other issues please call me on 0438 821 283. I’d love to help.
“Women are welcome to come along, and participate in fun activities such as group cycling, stand up paddle boarding, S-moves, a 10-week tennis course, pilates, ocean jet skiing, trail riding, and kite surfing,� Cr Greer said.
Baby worries? Half price consultations (save $75) for consultations involving children in their first year during March and April. Call now. I’m Skye Robinson; my job (with plenty of practice on my own kids) is to help you identify things in your home to use when everyday problems arise. I like to give practical advice that is family friendly and realistic. Next month: How to build your family’s immunity before winter.
Northside Netball gets a Facelift
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She said activities were being held at various locations across the region and were suitable for beginners as well as those with more experience. “Adventure Women targets women who would otherwise shy away from sport and it encourages them to become active and reap the physical and mental rewards,� Cr Greer said. For further information visit council’s website www.moretonbay.qld.gov.au or contact Communify Queensland on 3510 2722. This is just one of a number of programs and events organised by the Moreton Bay Regional Council. Others not to be missed include the Redcliffe Festival of Sails in April, QUT Urban Country Music Festival at Caboolture and Pine Rivers Festival in May and the Redcliffe First Settlement Festival and Superboat Grand Prix in September
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The recent $215,000 upgrade of the Brendale South Pine Sports Complex’s netball facility has allowed the Albany Creek Excelsior (ACE) Netball Club to relocate from their old home grounds at Wolter Park, Albany Creek, just in time for this year’s sign up of players. Divisional 9 Councillor Mike Charlton said 250 ACE club members and other local netball clubs would enjoy the improvements to the new facility.“ This netball court upgrade included installing changes rooms and storage facilities, upgrading the court lights to meet Australian Lighting Standards, resurfacing the courts, line marking and demountable toilets,� Cr Charlton said.“ The facelift commenced in June 2008 with the relocation of the demountable toilets from the ACE Soccer Club at the Brendale complex.�Cr Charlton said about 90 per cent of ACE club membership came from the Moreton Bay Regional Council area.
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Balanced - Your Health, Your Wealth, Your Lifestyle
March 2009
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By Kay Marco 1.
2.
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Shop around– Check your junk mail for supermarket specials. Most people live within 5 or 10 minutes of at least 2 of these, so whoever has the most items that you use on sale should get your business that week. Saving $2 at the pump on your petrol is good, but saving $5 on your cleaning products etc at the competition’s supermarket is better.
7.
With so many products and programs focused on helping your child learn to read, math skills can easily be lost in the shuffle. And since math proficiency is so important for both school and later employment, parents shouldn’t ignore the role math plays in their child’s future. Here are a few tips to help them improve their math skills: * Find ways to play counting games during the day, such as counting the number of stairs, or
*Cook with your child and have your child measure the amounts for the ingredients. * Ask your child to find the right amount to pay for an item when out shopping
Break your list into supermarket sections – Put all of your fruit and vegies, dairy items, deli items etc together on the list so you don’t forget items and have to backtrack in the supermarket. Buy in bulk –When something you use is on sale, stock up. If you have a chest freezer, buy meat in bulk either late in the afternoon or first up in the morning, or go to one of the larger butchers and stock up. They usually have great specials when you buy in bulk. Don’t shop when you are hungry – We’ve all heard it before, but it’s true. If you go shopping when you are hungry, you are more likely to impulse buy foods because they are appealing to your hungry stomach.
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*Sign your child up for music lessons *Play card games like Go Fish, Crazy Eights, and Rummy, to teach whilst having fun *Play games that help develop math skills like DreamBox Learning K-2 Math (www.dreambox.com). The innovative, Web-based product is specifically tailored to a child’s skills.
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ECONOMIC CRISIS CAUSES SHARP RISE IN SECOND HAND COMPUTER GAME SALES As America’s economic crisis permeates the Australian economy, second-hand games are increasingly considered a viable and sensible option. “There are two main reasons for this. One, secondhand games that are no longer played are traded in to offset the cost of new release titles. And, two, second-hand games are simply a good economic choice in the current climate,� said Mark Langford, Gametraders’ Managing Director. Gametraders is the only gaming store to sell all gaming formats ever manufactured, devoting more shelf space to a bigger range of second-hand games as well as second-hand consoles and accessories. These include all old cartridge games and consoles such as Sega Master System, Sega Megadrive; all old Nintendo cartridges such as NES, Super Nintendo and N64; Atari and Commodore 64; old PC games in boxes; Sony Playstation One; and Dreamcast,
through to Playstation 2, Nintendo DS and newer versions. “We’re also seeing second-hand games traded to offset the cost of another second-hand game,� said Langford. “If a new release game can’t be afforded, there are scores of second-hand games to choose from.�
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Gametraders now has 46 stores, with another opening in W.A. at the end of this month, and an average growth rate of 70 percent over the last three years, taking them to number nine this year in the BRW fastest growing franchises. Your local gametraders is below.
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Only buy what’s on your list – Don’t waste your hard earned time or money on things that aren’t on your list.
10. Shop in quieter times – Shopping during the week first thing on Saturday or Sunday morning. There are less people to clog the aisles and the registers so you will be done in no time.
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If all of that still seems too hard, you only need to do items 2,3 and 4 and then give Hectic Helpers a call and we will take care of the shopping for you. We’ll even deliver it you at home and put it away! Hectic Helpers can assist all things from planning your next party or just taking away the headaches of your office admin. The todo-list specialists can be contacted on 0409 827 185 or kay@hectichelpers.com.au Visit us at www.hectichelpers.com.au
the number of red cars you pass while driving
Plan your meals – Take 10 minutes to sit down and plan your meals for the week. You don’t have to specify which meal is for which day, but a list of 7 meals attached to the fridge, makes the decision a lot easier when you get home, and less tempting to use prepackaged or takeaway food.
8. Take a pen – Cross off each item as it goes into the trolley. The things that aren’t crossed off are the only things you need to look at. Plus, there’s less chance you will forget something. 9.
ARA) – An investment in your child’s education doesn’t necessarily include a deposit on their first car. Studies show that a child’s academic foundation is built upon skills developed as early as kindergarten, so it’s never too early to start supplementing their education.
6.
-An Investment That Always Pays Off-
Keep a notebook on or next to the fridge – Every time you use something in the pantry or fridge, add it to the list so you can restock when you are at the supermarket
4. Make a list – Once you have worked out your meals, the ingredients make the basis for your shopping list. Take a look in the pantry and the fridge as well as in the laundry and bathrooms for things that are running low. Add the things that you have run out of during the previous week and hey presto – there’s your list! 5.
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Real People Getting Real Results 6,843 Kilograms is 12 Weeks
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Health & Wellbeing
EAT ORGANIC AND EAT LESS By Deborah Wray
On the 28th of February, Goodlife Health Clubs launched the 2009 12 week challenge with around 1,500 participants involved nationally in the lifestyle and body transformation program. Now in its fifth year the 12 week challenge continues to grow in size and stature, unlike the waistline of participants, with the last challenge of 2008 resulting in around 1,000 participants losing a combined weight of 6,841 kilograms! How does it work? • 12 week challenge starter pack • Online training tools • Weekly nutrition seminars • One on one sessions with our personal trainers • Enrolment in our FitTrac Rewards Program • Measurements and photos are taken at the start and monitored at four, eight and twelve weeks. • National Awards Dinner – Brisbane Exhibition & Convention Centre To participate in the 12 week challenge you must be a member of Goodlife Health Clubs, so drop down to your local club today and join so you too can change your life! Goodlife Health Clubs are For Real People and have 32 clubs nationally with 18 of these conveniently located across Queensland. Join today – No Joining Fee equals, No excuses! Mention the advertisement within this issue of Balance Newspaper for a complimentary workout valued at $15.00. www.glhc.om.au Terms and Conditions apply. See website for more details.
Did you know that the nutrient content of many foods has fallen dramatically over the past few decades? Or that you’re probably piling more on your plate and increasing your kilojoule intake because of it? One of the first things our customers at Wray Organic notice when they start eating our certified organic fruit and vegetables is that they eat less and have increased energy levels. Why is this so? Growing crops year- round on the same plot of earth with no crop rotation using toxic fertilizers and pesticides, exhausts the soil and strips it of any nutrients. If the soils are not mineral rich than the food that grows in it or graze on it will also lack minerals. The term ‘hollow foods’ has been used to describe such produce, because it lacks any nutrients, so you are in effect eating nothing! The portion sizes that once provided sufficient nutrients are no longer enough, so we’re all eating more. In a world of ever –increasing waistbands, that’s a problem. If you eat nutrient dense organic foods you only need smaller amounts, as your body is satisfied with less. Also your energy levels are improved because the body is getting the fuel it requires to function properly. Many people believe organic food is just about crops which have not been sprayed with pesticides but it is so much more than that. The soils on an organic farm are encouraged to be mineral rich and because of this the food is nutrient dense. Eat organic and experience the difference.
FITNESS DESIGNED WITH YOU IN MIND Studio Plus is a revolutionary new Fitness & Martial Arts centre designed with you in mind. Whether it’s for you, your partner, or your children, we have it all. In today’s society, certain elements have begun to arise. There is the ever-increasing epidemic of obesity that is playing havoc with our already over-burdened health system. Aswell as this is the ugly reality of violence that needs to be addressed, whether it be at home, in our schools, or in our parks and clubs. At Studio Plus, we have specialized programs to suit all ages and fitness levels. Children have a choice between the awe-inspiring art of Kenpo 4 Kids and the fighting fit sensation of Spartan Juniors Kickboxing. For the teen and adult crowd, we have the no holds barred systems of Kenpo Karate and Spartan Kickboxing, as well as a variety of special seminars throughout the year teaching weaponry, pressure point systems and much more. A perfect choice for those who are eager to improve their fitness and strength whilst releasing their stress and anxiety is the Fighting Fit Circuits, an explosive workout that blends the best parts of kickboxing and cardio in one great package. And for those people who wish to have a little one-on-one training, Studio Plus offers Personal Training sessions and Martial Arts Private Lessons.
Seasonal Tips: Autumn Health & Immunity
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By Ameeta Gangaram N.D. Autumn is here and with that comes the increased susceptibility to colds and flu. Get on top of it this year with an action plan. Support your immune system and nourish it with good, wholesome food. Your digestive system health is the root of your immune system’s strength; because 70% of the latter is located within the digestive tract. (500ml) So remember that what you put into your body directly impacts your ^Mention this ad special, valid until 31/03/09 immune response. There are many contributing factors to a weakened immune system. COME IN FOR YOUR Thus focus on minimizing these factors: • Physiological, psychological • Lack of sleep and relaxation and emotional stress • Poor diet ur • Lack of regular exercise • Nutritional deficiencies Join o Tips for optimal health: y • Eat a balanced diet, high in • Increase water to 6-8 glasses Loyalt Club fibre and complex carbohyper day drates, low in fat, with moder• Supplement your diet with ate amounts of protein the correct nutrients where • De-stress and find new ways to Because your health is important to us relax the body, mind and soul required
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1cm
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12haWEEK llenge
EARLY DETECTION SAVES LIVES By Graham Doessel
cases of testicular cancer were diagnosed.
My name is Graham Doessel and the only reason I’m alive and writing this article is because of early detection.
Unfortunately there has been a steady increase (2% each year) in the number of men diagnosed with testicular cancer in Australia since 1982. The reason for this increase is as yet unknown.
In early January this year I was diagnosed with testicular cancer. The only reason I was diagnosed is that I had a slight discomfort in the groin and I sought medical advice. By the time I had any warning (the slight discomfort) the cancer had already spread to my lymph nodes. The secondary cancer below my left renal artery, is very aggressive and has grown to the size of a tennis ball in just two months. I am now being treated with intense chemotherapy and my prognosis is very good. If I had done the normal bloke thing and ignored the pain, there is a very good chance that the secondary cancer would have grown out of control and I could be facing a death sentence. As it is, I have caught it just in time, and the chemotherapy will be all that is needed to remove the tumour.
The good news is testicular cancer has a 95% cure rate if detected early. It is vitally important that all men do regular checkups to check for any lumps or irregularities. A self check will normally take less than 60 seconds and should be performed once per month. For detailed information on performing a testicular cancer self check, simply look online or go to www.now.org.au/tcan for links to other great resources. Guys, don’t wait! If you have any unusual pain or any unusual lump, go to the doctor. Get it checked out because if you don’t, who are your kids going to say goodnight to?
Health & Wellbeing
BY THE NUMBERS 15%
a recent study of 200 people at three major corporations revealed an employees quality of life, mental performance and time managment was 15% better on days he or she exercised
60%
about 60% of all companies and 95 % of larger companies have programs designed to encourage individuals to take responsibility for their health
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Exercise to stay alive By Jon Herring Only one in six older citizens exercise for 10 minutes or more at least three times a week, according to The Wall Street Journal
Four out of five seniors (65 and older) admit they “never” exercise. What about you? How many times did you exercise last week? Study after study has proven the health value of exercise. One recent example: The University of Michigan Medical School reported that “adults in their 50s and early 60s who were regularly active were about 35% less likely to die in the next eight years than those who were sedentary.”
Testicular cancer is the second most common form of cancer amongst Australian men aged 18 to 39 years, with almost half of all new recorded cases diagnosed in men under 33 years of age.
This article appears courtesy of Early to Rise’s Total Health Breakthroughs which offers alternative solutions for mind, body and soul. For a complimentary subscription, visit www.totalhealthbreakthroughs.com
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March 2009
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Top 5 Winter Beauty Tips -It’s just around the corner-
By Phillipa Hogg
As the nights get a little cooler and winter fashion is emerging in to shops it’s time to reassess the beauty regime and overall look, below are my five main tips for getting the most out of your look in time for winter. 1.
Moisturise! You may need to get a slightly richer moisturiser for winter as naturally as the climate becomes cooler it also becomes dryer which is exactly what happens to your skins. If you keep up that moisture you skin will hold a lovely natural glow all year round.
5.
Deeper shades of eye and lip colours really come to the fore with rich plums and deep berry tones being the colour palettes of choice. Remember if your eyes are dark lips should be plan and vice versa. Too much is sometimes just too much. Stick to these simple tips and Winter will be like a wonderland with gorgeous skin and flawless makeup.
2.
Look after your lips Chapped lips are not a good look they can also be painful and irritating, by looking after your lips constantly with a hydrating protecting balm such as pawpaw ointment, chapping is less likely to occur.
ITS NOT ALL ABOUT THE PRICE If you have started with good impressions for 2009 and yet have fallen into the same trap as the previous years of getting further and further away from your fitness goals, then here is the chance to take control and get 009 back on track. Combining the power you would expect from a much more expensive machines as well as the features you have come to know from top of the range treadmills such as speeds of up to 16km/h, 5 Screen LED Display, 11 Programs, Large running surface, 10 Year motor warranty and 135kg Weight Limit the Innovation 500 is the perfect selection for the serious home trainer or the whole family Umbara Kerta from The Health Shack in Albany Creek says “you are looking at the best mid range running machine on the market” continuing to say that the Innovation 500, “comes with so many features, people expect it to pay much more that it does and then when we tell them they get FREE installation and a FREE Heart rate monitor they nearly fall off the machine” The Innovation 500 can be found at The Health Shack in Albany Creek for more information on the treadmill call 3264 4207 to receive a box of Low Carb Endura Protein Bars FREE with every purchase until the End of March
3.
Exfoliating is always important but more so in the cooler months as the skin generally gets so dry! By exfoliating often the moisturiser is going work a lot harder for you and the natural glow is easier to attain.
The Health Shack 5 Albany Forest Drive Albany Creek
4.
Generally skin tone becomes a little lighter during Autumn and Winter so going down a shade in your foundation is sometimes necessary to avoid that dark face pale body look.
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Your Stars Aries
Mar 21 - Apr 20
You have to sort out some financial issues this month, particularly in the first week. It’s best not to get too emotional or you might miss some important aspects of what needs to be done to secure your financial security. On the romantic side of things however, it’s looking good for you and between the 15th and 17th you can expect Cupid to put in a good word for you.
Taurus
Apr 21 - May 20
You’re feeling luxurious, passionate and in a very generous mood. Don’t ditch your friends however for a newcomer on the scene as this may be shortlived. You are flighty, reactive and perhaps overly passionate with the wrong person. Expect some wonderful liaisons and romantic interludes after the 10th.
Gemini
May 21 - Jun 21
You like traveling so it’s not a bad idea early in the year to get away and make yourself scarce. It’s best to get things in order in the first couple of weeks of the month and make your break after the 20th. You may actually have an interesting rendezvous in a distant place.
Cancer
Jun 22 - July 22
Your career is spotlighted this month with Venus moving in the upper part of your horoscope. After the 21st things really get going and you’re likely to find yourself in a better position, an interview for a better job or negotiating a pay rise. March should be a good month for you.
Leo
July 23 - Aug 22
Try as hard as you will to bite your tongue, you may find yourself embroiled in bitter disputes with someone you love dearly. There’s no point in creating a rod for your own back by saying more than you need to. You could be in the right but hold back and let the dust settle before saying your piece. The period of the 4th to the 10th should be pretty dicey as far as your relationships are concerned.
Virgo
Aug 23 - Sep 22
You are in a serious mood, particularly between the 11th and 15th. Try to keep things light and breezy and don’t react to people’s opinions about the how and why you should be doing things a different way. If you have confidence that what you’ve done in the past works for you stick to your guns. Your sexual energies are much stronger after the 22nd.
Libra
Sep 23 - Oct 23
Scorpio
Oct 24 - Nov 21
You are coming to the end of a rather intense work and/or relationship cycle. This is going to give you an opportunity to kick up your heels and really sit back and relax for a while. Your habit however may be to take on more work and this could be a mistake. Follow the lead of your lover or spouse, particularly after the 14th when a bit of advice given to you will help set a new pathway for you and a positive one at that.
Sagittarius Nov 22 - Dec 21 You want things to move ahead quickly this month but you may be obstructed by people at work, close friends or even relatives who have their own agenda. You’ll need to be ruthless if you’re going to achieve your objectives without interference. Between the 19th and 23rd you’ll be rather emotional about some decision. Get a second opinion before committing yourself to a path of action.
Capricorn
Dec 22 - Jan 19
The period of the 6th till the 9th is a rather intense financial period. You’re probably doing too much and saying yes to too many people. When are you going to do something for yourself? It’s a matter of committing to yourself, and understanding that you need to be gentle and kind to No. 1 if the Universe is going to co-operate with you. Some good fortune could arrive around the 14th or 15th. Remain aware of opportunities that present themselves at this time.
Aquarius
Moore Park Beach Community Association President Alan Davis said the wonderful family environment that almost 2000 locals call home will not remain a secret for much longer. “We have been fortunate to live in one of the best beachside towns in Australia. We are also lucky that for years we have been able to get away with it without anyone else finding out!” Mr Davis said.
another source of pride and provides a place for many public functions and events including the annual Arts Festival.
Moore Park Beach also features excellent fishing, crabbing and boating opportunities along with the stunning stretch of white sandy beach, patrolled by award-winning surf lifesavers and a thriving little nipper squad.
Moore Park Beach is alive with local wildlife and birdlife, and kangaroos are often seen grazing on the beach reserve and on other grassy parklands in the area. Turtle watching is a favourite pastime for locals, who can experience first-hand the laying and hatching season right under their noses on their own parcel of beach.
A far cry from the racing city with its many busy attractions, Moore Park Beach in contrast provides families and couples with its own attractions giving people the chance to escape the ‘rat race’ which is causing so much executive stress.
Mr Davis said the Community Association, Lions Club and Fishing Club are proud to have extremely active community members at Moore Park Beach, with everyone pitching in to make the town increasingly attractive to families and holiday-makers.
Local families are enjoying the new services to the area in the form of a new primary school, restaurant, shops, and a tavern with children’s play area. The Community Association’s hall is
“The clean air, sounds of the ocean, low traffic and all-weather roads and of course the people, are what make Moore Park Beach the perfect place to settle down,” Mr Davis said. “It will not be long before the word is spread about our extraordinary beach paradise.”
The town is now growing because of what Mr Davis believes is a “more cosmopolitan” approach to lifestyle and business at Moore Park Beach, with people constantly breathing new ideas into the area.
To go in the draw to win the stay at Moore Park Beach visit www.balancedmedia.com.au
Are You Craving Carbohydrates?
Feb 19 - Mar 20
Don’t let the past encroach on the present. Someone could bring up some old events which could open wounds that you thought had healed. If you can avoid someone that you were once involved with, it’s best to stay out of their line of fire. On a positive note however you are compassionate and will want to do something beneficial for a friend. Make yourself available to assist a loved one after the 8th.
This is an excellent month for friendship, romance and even reconnecting with people from your past. You have several opportunities which is evidenced by Jupiter, Mercury and Mars in your romance zone. It appears this is going to be a busy month so you need to carefully organize your diary especially after the 23rd.
From bestselling astrologer Dadhichi Toth comes the definitive guide to star sign compatibilities Dadhichi’s new book is now on sale at major bookstores including K-Mart, Big W, Borders and most newsagents. IS HE YOUR SOUL MATE exhaustively shows you • • • • • •
For years, the 17 kilometre stretch of white sandy beach has been Queensland’s best kept secret when every other pocket of sand along the Sunshine Coast, Gold Coast and the north Queensland beaches have been built-up, rebuilt and developed to the point that vacant land is a rarity.
Jan 20 - Feb 18
Put your foot on the brakes between the 2nd and the 5th. You might think an idea has been perfectly thought through only to discover later on that there are several factors that you had completely overlooked. Listen to what’s being said rather than superimposing your own imagination on a situation, especially if this has to do with some emotional or romantic scenario. Finances fluctuate until the 11th, after which some better opportunities for stability come your way.
Pisces
HURRY - LAST DAYS TO WIN
How to find and keep your perfect match Who you’re best suited to Star signs to avoid How to make your sex life sizzle! What you need from a lover or friend How to become more compatible
BEFORE
MELISSA GARDNER LOST 17KG!
If you are tired of being overweight, carrying a “spare tyre” around the waist, having high cholesterol or high blood pressure, feeling lousy after meals, you may have the condition known as Syndrome X. Symptoms may include frequent sugar and carbohydrate cravings, fatigue, anxiety, poor concentration, irritability, shaking, palpitations, mood swings, depression, restless sleep and storing excess body fat. Syndrome X comes about by eating too much refined carbohydrates that are sugar or flour based (e.g. cakes, white rice, white bread and lollies).
The good news is that you can reverse or prevent the condition!
The Natural Way program can address the above symptoms’ and has healthy eating plans which are varied and you do not have to starve in fact you will be amazed at the food choices available. Using a range of Natural Herbal Formulations will both assist with helping you shed those unwanted kilos and help to correct any imbalances such as fluctuating blood sugar levels.
BEFORE
CAROLYN POHLNER LOST 19KG!
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Family
HELPING FAMILIES BEAT THE ECONOMIC CRUNCH By Adam Peel The Good Buy Baby (GBB) Market is the newest market of its type to hit North Brisbane in a long time. The brainchild of Michelle Kramer and Leah Salter, both mothers themselves, the ladies saw an opportunity to meet two growing needs in their community, those being an opportunity for people to sell there no longer needed baby products and for new mums and dads to pick up great bargains on all their children’s accessories.
formed a great working relationship and now a successful business that can help local families and businesses around our local community” Prior to GBB, Michelle held senior positions in some of Australia’s largest companies, continuing to run her own successful accounting practice today.
It also provided an opportunity to help mums and dads meet with a number of people involved in children’s services in the local area giving them better access to information
Leah is a Registered Nurse, specialising in Cardio-thoracic surgical nursing, with her training in nursing, and many years working with people, she has the openness to be able to communicate well with the community and to understand the needs of today’s parents and carers. As a parent of 3 young children, aged 8, 4 and 1, Leah has a very good appreciation of the wants and desires of little girls.
Catering to all your children’s needs, the GBB Market provides a convenient alternative for parents looking to buy pre loved, good quality, reasonably priced goods for children specifically in the 0 to 10 years age group.
While Michelle and her husband have children aged 8, 5 and 2, giving her an excellent understanding of the different needs and requirements not only for different ages but the needs of both girls and boys.
The Good Buy Baby Market will comprise up to 60 stall holders under the one roof , meaning you no longer have to search the classifieds, wait for a sale or spend a fortune on children’s goods again. Here is your chance to pick up some fantastic baby items at a fraction of the cost of buying them new.
If your in need some extra cash or need to make some space in the kids room or garage now is the time to gather it together, get some friends together and hire a stall.
Michelle states that “In today’s economic climate many families are struggling to makes ends meet. The GBB market was created in an aim to meet these needs. Both Leah and I have experience in business and hands on experience in running a home and family”. She continues that “because of our previous experience and common goals we have
For those looking to find the best of both worlds the GBB also has a section dedicated to new products specifically catering to the 0 to 10 years age group. These stalls will represent the best new products Brisbane has to offer
people through the door with additional giveaways, samples and special offers, so be early! The Market is being held on the 21st of March
from 9-12am at South Pine Community Church, Cnr South Pine Rd and Eaton’s Crossing Rd, Eaton’s Hill for more information go to Good Buy Baby Market or call Leah on 0417 707 968
AMAZING CHILDREN‛S PLAYLAND •
• dedicated under 5‛s area • great coffee and healthy eating options for everyone
Michelle states that “Limited sponsorship and advertising opportunities are available at each market, so it’s important for people to contact us to reserve their space”
book now for birthday parties and private functions
A GBB show bag is available to the first 250
THE 8 HABITS OF HIGHLY HEALTHY PEOPLE - back by popular demand By Jonny Bowden, PhD, CNS
2.
For years, business and motivational gurus have known that there are basic habits that seem to predict professional success and excellence. Books like The Seven Habits of Highly Effective People, by motivational speaker and business guru Stephen Covey, which has sold over 15 million copies alone, shows that people are hungry for the secrets of success.
Eat fish and/or take fish oil. The omega-3’s found in cold-water fish like salmon deserve the title of “wellness molecule of the century.” They lower the risk of heart disease, they lower blood pressure, they improve mood, and they’re good for the brain. And if you’re pregnant, they may make your kid smarter!
3.
Connect. And I’m not talking about the internet. In virtually every study of people who are healthy and happy into their 9th and 10th decades, social connections are one of the “prime movers” in their life. Whether church, family, volunteer work, or community, finding something you care about that’s bigger than you, that you can connect with and that involves other people (or animals) -- will extend your life, increase your energy, and make you happier -always.
We don’t yet have the perfect formula for long life, happiness, and physical health, but a little careful distillation of the massive amount of research on health and longevity reveals that cultivating nine basic habits will significantly increase the odds of your living long, well, and happily -- in a robust, healthy, weight-appropriate body. 1.
Eat your vegetables. No kidding --and I’m talking at least 9 servings a day. Unless you’re following the most stringent first stage of the Atkins Diet, you should be able to consume 60-120 grams of carbs a day (depending on your weight and exercise level), and you’d have to eat a stockyard full of spinach to get to that amount. Every major study of long-lived, healthy people shows that they eat a ton of plant foods. Nothing delivers antioxidants, fiber, flavonoids, indoles, and the entire pharmacopeia of disease fighting phytochemicals like stuff that grows in rich soil.
4. Sleep well. If you’re low in energy, gaining weight, grumpy, and looking haggard, guess what? Chances are you’re not sleeping long enough or well enough. By sleeping “well,” I mean uninterrupted sleep, in the dark -- without the television on, in a relaxing environment. Nothing nourishes, replenishes, and restarts the system like 7-9 hours sleep. Hint: start by going to bed an hour early. And if you’ve got a computer in the bedroom, banish it!
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Exercise every day. Forget this 20 minutes three times a week stuff. Long-lived people are doing things like farm chores at 4:30 in the morning! Our Paleolithic ancestors traveled an average of 20 miles per day. Our bodies were designed to move on a regular basis. New studies show that merely 30 minutes a day of walking not only reduces the risk of most serious diseases, but can even grow new brain cells!2
6. Practice gratitude. By making a list of things you’re grateful for, you focus the brain on positive energy. Gratitude is incompatible with anger and stress. Practice using your underutilized “right brain” and spread some love. Focusing on what you’re grateful for -- even for five minutes a day -- has the added benefit of being one of the best stress-reduction techniques on the planet. 7.
Drink red wine or eat grapes. The resveratrol in dark grapes is being studied for its effect on extending life, which it seems to do for almost every species studied. (So does eating about one third less food, by the way.) If you’ve got a problem with alcohol, you can get resveratrol from grapes, peanuts, or supplements. (And if you’re a woman, and you choose the alcohol option, make sure you’re getting folic acid every day.)
Balanced - Your Health, Your Wealth, Your Lifestyle
8. Get the sugar out. The number one enemy of vitality, health, and longevity is not fat, it’s sugar. Sugar’s effect on hormones, mood, immunity, weight, and possibly even cancer cells is enormous -- and it’s all negative. To the extent that you can remove it from your diet, you will be adding years to your life and life to your years. This list may not be perfect and it may not be complete, but it’s a start. As my dear grandmother used to say, “Couldn’t hurt.” Not one of these “habits” will hurt you, all will benefit you, and some may make the difference between life and death. And it’s never too late to start cultivating them. Enjoy the journey! Dr. Bowden is a nationally known expert on weight loss, nutrition and health. He’s a board certified nutrition specialist with a Master’s degree in psychology and the author of five books including The 150 Healthiest Foods on Earth. His latest book is The Most Effective Cures on Earth. For more information got o www.jonnybowdon.com
See all Balanced articles online at balancedmedia.com.au
March 2009
-14-
Dont procrastinate! Protecting Protecting
(from pg 4.)
Take the time to find out what the things limiting you from achieving those resolutions and then take NIKE’s advice and JUST DO IT as it may unlock the key to the fulfilled life that you want, then go back and write a plan of action on what makes your goals meaningful to you. Make it realistic if is to lose weight state you will exercise for 30 minutes every second day and only eat foods throughout the day that will give you the energy to exercise and get through your day. To use an example If you are a procrastinator whether that be on phone calls, tough decisions, starting your goals. etc. You are not alone on this how many times have you had a task to do and put it off until eventually it was put off so long that you
finally had to do it, but in the process you have gone through countless thoughts about it, justifying to other why it hasn’t been done and eventually made it a much bigger task than it would have been if you would have just completed the task in the first place
So make something you will no longer stand for “procrastination�, So whenever a item is presented across your desk at work or in front of you in life just get started on it straight away, enabling you to get over that hump you once had and therfore eliminating the stress of putting the task off. Make your initial goal to procrastinate on an item for no longer than 24 hours and then for no longer than 30 minutes. Remember as Napolean Hill says “Whatever we conceive and believe, we can achieve�, don’t wait until 2010, your time for the life you always wanted is right now. By Adam Peel
Your Future Lifestyle
Your Future Lifestyle
Amanda McCall
Most of us know somebody who has been diagnosed with cancer, suffered a heart attack or experienced a stroke. Whether it was a relative, friend, or colleague, these events remind us that no matter how healthy a lifestyle we lead, no-one is guaranteed good health and a long life.
A McCall Financial Services Pty Ltd
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Amanda can provide advice on the most appropriate cover for you and your family regarding: • Life Insurance • Total & Permanent Disablement Insurance • Trauma Insurance • Income Protection Insurance Stafford OfďŹ ce: 07 3356 6929 Mobile: 0412 447544
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#OMPLETE WITH FULLY DUCTED AIR CONDITIONING THIS HOME IS EXTREMELY SPACIOUS BOTH INSIDE AND OUT 7HY NOT ENJOY RESORT STYLE LIVING AT HOME WITH YOUR PRIVATE TROPICAL SALT WATER IN GROUND POOL WHICH OVERLOOKS THE BEAUTIFUL "ALI STYLE THATCHED HUT #ERTAINLY DESIGNED FOR LARGER FAMILIES THERE IS A VAST ARRAY OF FORMAL AND CASUAL LIVING SPACES RUMPUS FORMAL LOUNGE FAMILY AND MEALS AREA 4HE CHEF IN YOUR FAMILY WILL DELIGHT IN HAVING THEIR DREAM KITCHEN WITH EVERY CULINARY INCLUSION YOU COULD EVER DESIRE 4HIS HOME ALSO FEATURES FIVE EXTRA LARGE BUILT IN BEDROOMS
3ITUATED ON AN UNBELIEVABLE M BLOCK THIS MAGNIFICENT TWO STOREY HOME HAS PLENTY OF SPACE TO OFFER YOU AND YOUR FAMILY 3URROUNDED BY LUSH TROPICAL LANDSCAPING IS AN ENORMOUS IN GROUND POOL WHICH IS OVERLOOKED BY THE OVERSIZED UNDERCOVER PERGOLA AREA )NSIDE YOU WILL APPRECIATE THE VARIETY OF LIVING SPACES ON OFFER FAMILY ROOM FORMAL DINING ROOM MEALS AREA MEDIA ROOM GAMES ROOM AND UPSTAIRS RUMPUS ROOM &EATURING DUCTED A C THE UPPER LEVEL FEATURES FOUR GENEROUS ") BEDROOMS ON OFFER $OWNSTAIRS THERE IS A SEPERATE STUDY TH BEDROOM
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4HIS SPLIT LEVEL BRICK AND TILE HOME IS SITUATED ON A SPACIOUS M BLOCK IN THE SOUGHT AFTER #OUNTRY #LUB ESTATE &EATURING A SUNKEN FORMAL LOUNGE AND SEPARATE FORMAL DINING WITH PLENTY OF SPACE FOR AN EXTENDED SEATER TABLE &OR THOSE CASUAL FAMILY NIGHTS IN THE AIR CONDITIONED TILED FAMILY MEALS AREA IS JUST THE THING 4HERE ARE FOUR GOOD SIZED BEDROOMS ALL WITH BUILT IN ROBES WHILST THE MASTER SUITE FEATURES A SPACIOUS ENSUITE WITH DOUBLE VANITY AIR CONDITIONING AS WELL AS A WALK IN ROBE AND ACCESS TO THE PERGOLA AREA OVERLOOKING THE EXTREMELY PRIVATE SALT WATER POOL
)NSIDE THIS HIGHSET HOME POLISHED TIMBER FLOORS CREATE AN INVITING AMBIENCE IN THE OPEN PLAN LOUNGE AND DINING AREA !DJOINING THIS IS THE FUNCTIONAL KITCHEN WITH DISHWASHER DECORATED IN A PLEASANT NEUTRAL PALETTE 4HERE ARE THREE BUILT IN BEDROOMS WHICH BORDER THE NEWLY RENOVATED BATHROOM "UILT IN AS A SEPARATE FLAT LET THIS AREA FEATURES A TILED LOUNGE AREA TH BEDROOM WITH CUPBOARDS AS WELL AS A BATHROOM AND KITCHENETTE &OR THE KIDS THERE IS A VERY SPACIOUS REAR YARD 4HIS HOME ALSO FEATURES SECURITY SCREENS DOUBLE GARAGE WITH STORAGE AND SIDE ACCESS
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Now, if you were unlucky enough to suffer a serious illness or injury, would you like to be provided with a lump sum of money? Money that could be used to pay your medical expenses, mortgages, personal debts or even to make a permanent lifestyle change such as reduced working hours. I’m certain your answer is yes. After all, you would want to concentrate on getting better - not on how you’re going to pay the bills. Trauma insurance can provide you with a lump sum payment on the diagnosis or occurrence of specified illnesses including cancer, heart attack and stroke. To discuss a personal and affordable protection plan, please call Amanda McCall at Avery Financial Planning on 3356 6929 or email me at amanda@averys.com.au. Whilst insurance can’t prevent serious illnesses and injuries from occurring, it can protect you from the financial consequences such misfortune can bring.
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Too many cards in your wallet? Take out the ones you don’t use everyday and put them in a business card holder in your handbag. Your wallet will now close and if you need one of your other cards you will have them handy. Hectic Helpers is helping people just like you very day to save time in their busy lives. Call Kay on 0409 827 185 or Kay@ hectichelpers.com.au to find out more.
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Balanced - Your Health, Your Wealth, Your Lifestyle
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