Weekend balita auguest 23, 2014 by Balita Media Inc

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Solenn Heussaff: ‘I’ve already settled down See SOLENN page 27

VOL. XXII, NO. 29

AUGUST 23 - 29, 2014

THE LEADING SOURCE OF NEWS AND INFORMATION FOR FILIPINO-AMERICANS

Pacquiao wins round vs BIR Supreme Court issues TRO to stop agency from collecting $75.2-M from ‘national hero’ MANILA, August 21, 2014 (AFP) - Philippine world boxing champion Manny Pacquiao has won a Supreme Court reprieve in his battle to avoid paying tens of millions of dollars in extra taxes, authorities said Thursday. Pacquiao will not have to post a cash bond of 3.3 billion pesos ($75.2 million) and the government is banned from seizing any of his assets while his income tax case is being heard, according to a Supreme Court ruling. The ruling, handed down this week and sent to AFP by court spokesman Theodore Te on Thursday, also ordered the proceedings be carried out more quickly as they began last year and are still in the pre-trial stage. Pacquiao expressed relief at the ruling, which came ahead of a China tour starting next week to promote the Macau defence of his World Boxing Organization welterweight title against unbeaten US challenger Chris Algieri in November.

“Let us now let the legal process take its course. For now, I am just glad I will be able to concentrate on training for my upcoming bout,” he said in a statement. The dispute arose from an initial assessment from the government that Pacquiao, 35, owed 2.2 billion pesos in unpaid taxes for 2008 and 2009. President Benigno Aquino has waged a bruising campaign against tax evasion as part of a general crackdown on corruption during his four years in office. Pacquiao, who has held world titles in eight separate weight divisions and is also a member of Congress, has become one of the highest-profile targets of the tax office’s sweep. The boxer has insisted he paid the 2008 and 2009 taxes in the United States, so did not need to do so in the Philippines because the two countries have an agreement allowing their citizens to avoid See PACQUIAO, page 12

Drilon calls for LP meeting on Charter change, Aquino 2nd term MANILA, Aug 21 (Mabuhay) – Senate President Franklin Drilon on Thursday confirmed that he had endorsed a meeting among Liberal Party (LP) members to discuss the issue of Charter change. However, he said it would also tackle

President Benigno Aquino III’s decision not to push through with a second term. “(Budget) Secretary (Florencio) Abad suggested that a meeting should be held (and) I endorsed that,” Drilon told media after a mass for the late Ninoy Aquino at the Manila Memorial Park in Parañaque.

Reports said that Manny Pacquiao’s adviser Michael Koncz (third from right) was responsible for his tax woes. The BIR has made it clear that if only Pacquiao could show that he paid his US taxes, he won’t be “double taxed” by the Philippine government. Photo: Chris Farina / Top Rank

DOH predicts Filipinos with HIV/AIDS to hit 32,000 by end of 2014 MANILA, Aug 19 (Mabuhay) – By the end of 2014, the number of people living with human immunodeficiency virus (HIV) and acquired immune deficiency syndrome (AIDS) in the Philippines is projected to hit 32,379, according to the Department of Health. During the Senate inquiry on six bills that will strengthen policies on HIV and AIDS prevention and treatment, DOH Assistant Secretary Enrique Tayag said the reported HIV cases has reached 19,330 since 1984 when the first Filipino HIV case was confirmed by the DOH. “The new HIV cases has actually increased by 532 percent from 2008 to 2013 and for January to June this year alone, the total reported cases hit 2,814,” Tayag told the Senate committee on health and demography chaired by Sen. Pia Cayetano. Tayag said out of the 19,330 reported cases from 1984 to June 2014, a total of 1,766 are AIDS cases. He said the number of persons who do not voluntarily undergo testing for HIV infection are included in the projected number of persons with HIV by end of this year. Based on data presented by Tayag, the populations at risk to HIV infection are people who inject drugs (PWID), particularly in Cebu See DOH PREDICTS, page 12

See DRILON CALLS, page 12

Rules for marrying Pinays to tighten Bill aimed at protecting Filipino women from preying foreigners House okays bill to add more requirements to foreigners wanting to marry Pinays MANILA, Aug 20 (Mabuhay) – The House of Representatives has approved on second reading a measure providing for additional requirements for male foreigners desiring to marry Filipino women. The House Committee on Revision of Laws, chaired by Rep. Marlyn L. Primicias-Agabas (6th District, Pangasinan), sponsored for plenary approval House Bill 4828, which substituted House Bill 2387 authored by Rep. Gwendolyn F. Garcia (3rd District, Cebu). “The bill shall protect Filipino women against exploitation of foreigners who marry without evident means to

Binibining Pilipinas beauties take a selfie during the opening of the EXPO Franchise Asia Philippines 2014 at the SMX held last July 18 in Pasay City. See RULES FOR MARRYING, page 12 (MNS photo)

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Escudero urges DOF to run after those responsible for botched NorthRail project MANILA, Aug 21 (Mabuhay) – Senator Francis ‘Chiz’ Escudero has urged the Department of Finance (DOF) to run after those responsible for the botched NorthRail project which has already cost the government a total of US$ 180 million on top of the $ 50 million in outstanding loan or a total of Php 9 billion. “Someone should pay for it, someone should go to jail and land in jail for this particular fiasco. The taxpayers are the ones paying this now,” Escudero said. During last Wednesday’s 2015 budget briefing of the Senate Committee on Finance, Escudero asked members of the Development Budget Coordinating Council (DBCC) if anyone had been charged for the scuttled railways project. “I presumed it was scrapped because of the corruption allegations associated with it. But do you agree, Secretary, that someone should pay for this? We are paying so much for something we did not continue, that the Filipino people did not benefit from,” Escudero asked DOF Secretary Cesar Purisima. “I fully agree, Mr. Chair. I will have to get back to you on that; I am not familiar on the latest on the investigation of the NorthRail. All I’m familiar with is the

financial aspect of NorthRail,” Purisima said. National Treasurer Rosalia de Leon told the finance committee that the government had paid part of its sovereign obligation to China Exim Bank amounting to about USD 180 million. “But we still have an outstanding obligation. The commercial component to parties is about USD 50 million,” she admitted to senators. The NorthRail project, an 80-kilometer railroad that would link Caloocan with Clark in Pampanga, was contracted out by the administration of President Gloria Macapagal Arroyo in 2003 to the China National Machinery and Equipment Corporation (CNMEC) for an original contract cost of US$ 421 million. The flagship project was funded by a government loan of $ 400 million from China’s Exim Bank and the balance to be sourced from the Development Bank of the Philippines. In 2009, CNMEC increased the contract price to USD 593 million, with the government agreeing to shoulder the cost of the variation. The Aquino administration, however, scrapped the project in 2011 after legal

PNoy and family, AFP chief of staff visit Ninoy tomb for death anniversary MANILA, Aug 21 (Mabuhay) – President Benigno Aquino III arrived at the Manila Memorial Park in Parañaque City Thursday to attend a Mass marking the 31st death anniversary of his father, former Sen. Benigno “Ninoy” Aquino Jr. Aquino arrived in time for the Mass that started after 10:20 a.m. Members of the Aquino family including the President’s sisters Viel, Ballsy and Kris had also arrived there for the Mass. Another sister of the President, Ballsy Aquino, and Pangasinan Rep. Georgina “Gina” de Venecia were among those who

arrived early. Newly appointed Armed Forces of the Philippines chief of staff Gen. Gregorio Pio Catapang also arrived for the Mass. The nation marks Thursday the 31st death anniversary of former Sen. Aquino, who was gunned down at the tarmac of the Manila International Airport on Aug. 21, 1983. The MIA now bears his name. Aquino’s assassination triggered a series of protests that led to the EDSA I revolt in 1986. The 1986 revolt catapulted his widow, Cory Aquino, to the presidency. (MNS)

More than 1 million fishermen now tagged for gov’t incentives MANILA, Aug 22 (Mabuhay) – The Bureau of Fisheries and Aquatic Resources on Friday said that beneficiaries of a government program that aims to improve the lot of local fishermen have reached the one million mark. In an interview during a simple ceremony at the Department of Agriculture, BFAR director Asis Perez said that they have registered 1 million out of the estimated 1.7 million fishermen nationwide under the National Program for Municipal

Fisherfolk Registration (FishR). “We are finally addressing a task that had seen a backlog for 16 years,” Perez said. “Our target is to complete the listing of all the 1.7 million fisherfolk by end of 2014.” Republic Act No. 8850, or the Philippine Fisheries Code of 1998, mandates the development of registry of municipal fisherfolk for the purpose of identifying priorities, managing the municipal waters, monitoring fishing activities and other related purposes.

The Metro Rail Transit (MRT) train slams the barrier at the corner of EDSA and Taft Avenue Station on Wednesday afternoon (Aug. 13, 2014) in Pasay City. (MNS photo)

questions and allegations of corruption hounded the project. “What did we get out of this, if any? We didn’t get anything out of it, anything usable, nothing. Despite the extravaganza of corruption and wasted taxpayers money no one is in jail yet. With this money,

P9 billion, someone should be hauled to jail,” Escudero pointed out. The senator directed Purisima to submit during the budget hearing of the Department of Finance all updates on the legal efforts to hold accountable those responsible for the fiasco. (MNS)

PNoy ignored my husband’s phone call – Palparan wife MANILA, Aug 21 (Mabuhay) – Retired Army general Jovito Palparan would have surrendered immediately, had President Benigno Aquino III taken his call in 2011. At least, that’s what his wife, Dr. Evangelina Palparan, says. “Tumawag [siya], gusto niya mag surrender, kaso inignore siya ni President Aquino,” Mrs. Palaparan said. Earlier, presidential spokesperson Edwin Lacierda confirmed that President Aquino was informed of surrender feelers from Palparan. Lacierda, however, said he could not recall why the surrender feelers from Palparan’s camp did not gain ground. Palparan had gone into hiding for nearly three years after being charged with kidnapping and serious illegal detention charges over the disappearance of UP students Sherlyn Cadapan and Karen Empeño in Bulacan in 2006. At the time of the incident, Palparan was commander of the Army 7th Infantry Division based in Fort Magsaysay in Nueva Ecija. Palparan, considered one of the country’s “Big 5” fugitives, went into hiding in December 2011 after the Bulacan RTC issued a warrant for his arrest in connection with the disappearance of Cadapan and Empeño. The former military officer was arrested Aug. 12 in Manila’s Sta. Mesa district by agents of the National Bureau of Investigation and intelligence personnel from the Philppine Navy. At present, he is detained at the Bulacan Provincial Jail. Despite the accusations against Palparan, Evangelina believes her husband is a mere victim of enemies he made while conducting anti-insurgency operations. “I have decided to grant this interview, so as a family we can air our side, kasi forgive me for saying, yung left, yung kabila lang ang naririnig. Lahat na lang ng namamtay sa kaniya na lang sinisisi eh,” she said, adding that her husband was merely effective in his post as a military man. “Naging effective siya eh, yung campaign niya sa anti-insurgency, very effective siya,” she said.

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File bankruptcy – Rebuild credit After a debtor receives a discharge in bankruptcy, creditors whose debts are discharged are required to report that the account has a zero balance. The bankruptcy itself is a public record and stays on your credit report for 10 years, but as you will see from this article, this is not all bad. A debtor interested in re-establishing credit after bankruptcy should obtain credit reports from the 3 largest credit reporting agencies, (Experian, Equifax, and Trans Union) and ensure that the account balances have all been zeroed out. If not, the debtor bankruptcy include: should contact the credit reporting agencies The tax return was due more than 3 and ask that the record be corrected. years prior to the filing Credit reports can be obtained free, once The tax return was filed at least 2 years a year, from the credit reporting agencies prior to the filing own sponsored website “AnnualcreditreThe tax has been assessed for at least port.com”. 240 days prior to the filing There are several methods of re-esThe tax is not based on a fraudulent tablishing credit. A debtor seeking to re- return establish credit should apply at banks that There was no willful tax evasion by specialize in offering credit cards to post the debtor. bankruptcy customers. These can be found by searching on the internet. Many banks In Chapter 13, income taxes can be will offer a secured card program. This is wiped out if the return was due more than usually a Visa or Master Card, where the 3 years prior to the filing, and was assessed customer is required to establish a savings at least 240 days prior to the filing. In some account at the bank. The deposit into the cases, the tax may be dischargeable even if savings account is used as security or col- not assessed prior to the filing. lateral for the card. Typically, the limit on Can Utility Debts Be Discharged in the card is based on the amount of collateral bankruptcy? Public utilities, such as the put up in the form of the savings account. gas and electric company, are not permitted Often, the bank will have an annual fee. to discontinue service because of a bankThe benefit of the secured card is that it ruptcy filing. However, if the utility bill is provides a way forward to reestablishing included in the bankruptcy and not paid, your credit. then the utility has the right to demand that Other methods include buying a car the debtor pay a deposit within 20 days to from a local car dealer who advertises that ensure the continuation of service. Someit specializes in making car loans to persons times, the requested deposit is several times with a recent bankruptcies. Also, a debtor the amount of the bill, so it often makes with a personal relationship with someone sense for a cash-strapped debtor to simply at a local bank should not hesitate to seek pay the bill. Utility bills for service arising assistance from that source. after the bankruptcy filing is not included Caution in Rebuilding Credit. Debtors in the bankruptcy, and must be paid. emerging from bankruptcy should use their Does the Bankruptcy Code prohibit disexperience to avoid getting into the same crimination based on a bankruptcy filing? financial traps, which snared them before. The Bankruptcy Code contains an “antiAll too often, this was the easy availability discrimination” provision, stating that govof unsecured credit in the form of unsolic- ernment units and private employers may ited, pre-approved, credit cards. Debtors not discriminate against a person solely should take steps to budget properly, not because that person has filed bankruptcy spend beyond their means, and resist the or was insolvent. Also, if a debtor has lost temptation to incur debt beyond their rea- his driver’s license solely because of his sonable ability to repay just for the purpose inability to pay damages resulting from an of re-establishing credit. accident, then a bankruptcy discharge will Avoid these so-called “credit repair” allow the debtor to get his license back. agencies. They are often simply unreguAs stated above, a bankruptcy stays on lated rip-offs, who prey on the financially- your credit report for 10 years. However, distressed, and do nothing more than what you can still rebuild good credit getting a debtors can do themselves. Our office can fico score above 700 in just a few years. show you how to repair and improve your There are many companies that target credit yourself, through lawful and ethical people with bankruptcy discharges. Here means. You can do this yourself, by exer- are the reasons why: cising your legal rights under the Federal You cannot file a new bankruptcy and Fair Credit Protection Act. discharge debt again for 8 years. Some debts cannot be discharged in New creditors are protected for 8 years. bankruptcy. As a general rule, older income You no longer have unsecured debts. taxes (more than 3 years old) can be wiped Your debt to income ratio has improved. out in bankruptcy; but newer income taxes Credit card companies will charge (less than 3 years old) cannot. A debtor/em- higher rates, but it’s more money for them. ployer can wipe out the employer’s portion Yes, you will pay a higher price to reof older, but not newer, payroll taxes. The establish credit, but that’s what it takes to discharge-ability of state and local taxes, make it back. such as sales and use taxes, will depend If you need help in managing debt, neupon their true nature, i.e., whether they are gotiating with creditors, modifying a home excise or withholding taxes. The trust fund loan, rebuilding credit, or even making portion of payroll taxes is generally not ends meet, give me a call. My consultations dischargeable. Prior to filing bankruptcy, are free and I care. Let me help you. Call the debtor should have his own particular today. Two offices to serve you. Glendale: tax situation assessed. 818-334-5445. Cerritos: 562-356-9931. The Test for wiping out income taxes in Law Offices of Paul M. Allen.

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Americans among 12,000 foreign fighters in Syria: US WASHINGTON, August 21, 2014 (AFP) – Some 12,000 foreign jihadists from 50 countries, including Americans, have gone to fight in Syria since the conflict began, the US State Department said Thursday. A US official, speaking on condition of anonymity, estimated that more than 100 US citizens have traveled or tried to travel to Syria to join the conflict. They have traveled to join radical groups including the Islamic State (IS), militants fighting the regime of Bashar al-Assad in Syria who have expanded into neighboring Iraq. “We think that there are approximately 12,000 fighters from at least 50 countries in Syria – foreign fighters, including a small number of Americans – that may have traveled to Syria since the beginning of the conflict” more than three years ago, said deputy State Department spokeswoman

Marie Harf. “They may all not still be there,” she said, without revealing an estimated number of Americans. US officials have been unable to identify an organized recruitment effort aimed at US citizens, as is the case in Europe. Washington has publicly stated that Western fighters pose an especially dangerous risk, especially when they return to their countries of origin. In late September, President Barack Obama is scheduled to host a Security Council summit with other heads of state focusing on the acute threat posed by foreign fighters in Syria and Iraq. During his August 12 visit to Sydney, Secretary of State John Kerry said that Washington and Australia agreed to take concerns about the threat posed by jihadist foreign fighters in Syria, Iraq and elsewhere to the United Nations.

Instant noodles carry health risks for women: study WASHINGTON, August 21, 2014 (AFP) – Women who eat instant noodles, like Ramen, at least two times a week face a greater risk of high blood pressure, elevated blood sugar and high cholesterol, US researchers said Thursday. The study looked at data from 10,711 adults – just over half of whom were women – in the Korean National Health and Nutrition Examination Survey. Researchers at Harvard University found that there was a 68 percent higher risk of metabolic syndrome among women, but not men, who ate instant noodles more than twice per week. Metabolic syndrome is a group of conditions that raise the risk of heart disease and diabetes. It includes carrying too much fat around the waist. “The consumption of instant noodles was associated with increased prevalence of metabolic syndrome in women,

independent of major dietary patterns,” said the study in the Journal of Nutrition. In other words, it didn’t matter if women ate a largely traditional diet of rice, fish and vegetables, or a diet heavier in meat and fried foods – if they ate instant noodles twice weekly, they were at higher risk of health problems. It was unclear why the effect was seen in women but not men. Since the data was based on surveys, researcher Frank Hu, a professor of nutrition and epidemiology at Harvard, said it may be that women reported their diet more accurately than men, or that women were more sensitive to the effects of carbohydrates, fat and salts. So how much is too much when it comes to instant noodles? “Once or twice a month is not a problem,” Hu was quoted as telling The New York Times. “But a few times a week really is.”

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Spanish terms out, criminal liability age lowered in new penal code measure MANILA, Aug 21 (Mabuhay) – The revision of the 80-year-old Revised Penal Code has finally been completed after three years of drafting, and is now ready to be endorsed to Congress for passage. Among the changes proposed in the draft were the removal of Spanish terms like reclusion perpetua, and the lowering of criminal liability age to 12 years. According to Justice Secretary Leila de Lima, the Criminal Code Committee, established in April 2011 to lead the revision, has just finished the last phase or Book 2 of the new Criminal Code on Crimes and Penalties. In November 2012, the Department of Justice announced that the CCC completed Phase 1 or Book 1, which contains general principles applicable to the punishment of crimes. “We responded to the call of the President to undertake a codification project and for the first time in our history, we have a draft criminal code developed by justice stakeholders that is reflective of our societal norms,” de Lima said in a statement. “We shall now endorse the final product to both the houses of Congress for their consideration to realize its passage as the new Criminal Code of the Philippines on or before 2016.” The CCC was tasked to review the Revised Penal Code – the country’s general criminal code – because some of its provisions stemmed from an “antiquated” general penal law enacted during the American occupation in 1932. The CCC is composed of representatives from the Supreme Court, the Philippine National Police, the Department of Justice and its attached agencies: the National Bureau of Investigation, Bureau of Immigration, Public Attorney’s Office, Office of the Government Corporate Counsel, Office of the Solicitor General, Board of Pardons and Parole, and the Land Registration Authority. The key features of Book 2 include: structured based central themes with common features; rarionalized penal provisions by categorizing into three major titles, namely, Crimes Against Persons, Crimes Against Property and Crimes Against the State; modernized archaic provisions by integrating and consolidating several penal laws which refers to the same criminal act.

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GPS measures western US drought, finds Earth rising WASHINGTON, August 21, 2014 (AFP) – Scientists using GPS technology to study the extent of the western US drought said Thursday the water shortage is causing parts of the Earth’s crust to rise. Some 62 trillion gallons – equivalent to a six-inch (15-centimeter) layer of water – have been lost since 2013, causing a slight upward lift across the region, according to the study in the journal Science. The “uplift” effect equals some 15 millimeters (more than half an inch) in California’s mountains and around four millimeters (0.16 of an inch) across the west. The study was conducted by scientists at Scripps Institution of Oceanography at the University of California, San Diego. Researchers found that precise GPS stations within the National Science Foundation’s Plate Boundary Observatory and beyond had moved upward in recent years,

coinciding with the current drought. The study said the rise is not likely to increase the risk of earthquakes since it has “virtually no effect on the San Andreas fault.” Scripps researcher Dan Cayan said the technique could be used to measure changes in fresh water stocks across the globe. “This technique can be used to study changes in fresh water stocks in other regions around the world, if they have a network of GPS sensors,” said Cayan. A NASA study out last month found the drought posed a major threat to underground water resources and the regional water supply. Since 2000, seven western states – including Arizona, California, Colorado, Nevada, New Mexico, Utah and Wyoming – have seen the driest 14-year period in a century.

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last weekend. GK-USA is a non-profit organization that supports the work of GK in the Philippines. â&#x20AC;&#x153;We exist to assist GK headquarters in the movement to create a culture of sustainability and scalability in the Philippines; while encouraging our Filipinos and Filipino-Americans here to connect to their country; so that together, Filipinos in the Philippines and Filipinos here, can create and promote shared values,â&#x20AC;? said Glenda Genio, GK-USA executive director. To foster this spirit of partnership, GK executive director Luis Oquinena flew from the Philippines, to give an update on GKâ&#x20AC;&#x2122;s work, more important of which was financials: â&#x20AC;&#x153;Since 2009 until late last year, we have been operating in the red. But we addressed that by revisiting pricing and reorganizing,â&#x20AC;? he said. â&#x20AC;&#x153;We have asked some workers to â&#x20AC;&#x2DC;change lanes,â&#x20AC;&#x2122; enabling us to trim our staff from 222 to 102. We reviewed fixed cost versus project-based cost; and now we have a lean core of workers.â&#x20AC;? Oquinena also shared his observation that â&#x20AC;&#x153;God has been building up our brand and credibility.â&#x20AC;? He happily noted that several more companies are choosing to engage GK; and even the Philippine government has taken notice and action. â&#x20AC;&#x153;A few years ago, no one ever thought of giving free land to the poor. Now even the government is doing it, giving value to our peopleâ&#x20AC;&#x2122;s sweat equity,â&#x20AC;? as he talked about the wealthy sharing their treasures with the needy. Haiyan was a game-changer. And this was the consensus among the group. â&#x20AC;&#x153;As sad as it was, we also saw the gift it brought,â&#x20AC;? Olaes said, referring to the spirit of bayanihan that was kindled and rekindled among Filipinos. â&#x20AC;&#x153;More people started to care.â&#x20AC;? â&#x20AC;&#x153;GK is all about the landless, building homes for communities; but also relocating families that live in danger, to safer areas before calamities strike,â&#x20AC;? said Oquinena, adding that the disastrous effects of Haiyan made everyone, including the whole world, realize that the poor are indeed most vulnerable. And they are the ones whom we cannot leave behind. â&#x20AC;&#x153;â&#x20AC;&#x2122;Walang Iwananâ&#x20AC;&#x2122; means no one left behind, and to some extent, â&#x20AC;&#x2DC;Never say die,â&#x20AC;&#x2122;â&#x20AC;? Oquinena explained. â&#x20AC;&#x153;In the PBA (Philippine Basketball Association), thatâ&#x20AC;&#x2122;s the battle-cry of a team called Ginebra. Thatâ&#x20AC;&#x2122;s the barangay spirit, the spirit of community. And thatâ&#x20AC;&#x2122;s what GK is about.â&#x20AC;? As part of this spirit, Oquinena reported that this yearâ&#x20AC;&#x2122;s Bayani Challenge that ran from April 9th â&#x20AC;&#x201C; June 12th, attracted 1.7 million volunteers from around the world. â&#x20AC;&#x2DC;There were about 1 million volunteers in Bohol alone.â&#x20AC;? Bayani Challenge is an annual summer activity started by GK to

encourage everyone to spend a few days immersed in depressed communities, to build homes with GK. â&#x20AC;&#x153;This 2013 was special because of the earthquake and then several typhoons, capped by Haiyan. There was a lot of rebuilding to be done and we needed a lot of volunteers.â&#x20AC;? According to Oquinena, when the team was projecting numbers before the summer event, they pegged the volunteer size at 1 million, thinking it was already an ambitious figure to hit. But when they not only hit; but surpassed their own objectives, it made them realize that it is right to challenge boundaries, especially at this time. After all, 5 million families is in itself a big target. Believers of GK are banking on the power of volunteerism. And the lifeblood of volunteerism is inspiration. â&#x20AC;&#x153;People want to join if the inspiration is clear,â&#x20AC;? Oquinena said, talking about a recent GK partnership with Xavier University where GK helped train the students and the final product was a village for the poor, called â&#x20AC;&#x153;Eco Village.â&#x20AC;? And here, according to Oquinena, lies the heart of growth: â&#x20AC;&#x153;We donâ&#x20AC;&#x2122;t care to lose the Gk identity, so long as the mission is being accomplished. If we want to grow, tension will lie between mission and identity. What will you choose?â&#x20AC;? GK believers agree that the GK identity should take a backset to the GK work and objective. Oquinenaâ&#x20AC;&#x2122;s forecast is that of the 5 million families, only 700 thousand will be helped by GK; the remaining 4.7 million will be assisted by other organizations. â&#x20AC;&#x153;What is emerging is that many organizations want to connect to GK, either to help us in our work; or use our model. And when others use our model for helping the poor, that should be enough. We shouldnâ&#x20AC;&#x2122;t fear as much that the GK identity gets lost. Whatâ&#x20AC;&#x2122;s important is our work,â&#x20AC;? Oquinena said. Looking beyond and more specifically, forward to the next 10 years, Oquinena dares every Filipino to challenge the boundaries; to think of bigger things; and more importantly, to allow ourselves to be the answer to somebodyâ&#x20AC;&#x2122;s prayers, the prayer for food, for shelter, for a dignified way of living. Since 2009 and up to 2013, GK-USA has donated $5.3 million to GK. But our work is not yet done. Have you given? And can you give more? Wil you answer to call to be the answer to somebodyâ&#x20AC;&#x2122;s prayers? There are lots of ways â&#x20AC;&#x201C; www.gk-usa,org. Jannelle So is taking a break from 20-years of print and broadcast journalism career that began in the Philippines and continued here in the US. Connect to her on Facebook (www.facebook.com/JannelleSoOFFICIAL); Twitter(www.twitter. com/JannelleSo); and Instagram (www. instagram.com/JannelleSo) or email her at sojannelle77@gmail.com.

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Educators discuss changes in protecting integrity of education at recent forum New America Media sponsored a recent forum at the UTLA auditorium to discuss changes in protecting the integrity of education. Among those invited in the panel of discussion were: newly-elected National Education Association (NEA) President, Lily Eskelsen-Garcia, Alex Caputo-Pearl, UTLA President and Mikki Cichocki-Semo, California Teachers Assn. (CTA) SecretaryTreasurer. NEA is the nation’s largest professional employee organization representing 3 million elementary executive committee in 1996. and secondary teachers, higher education Currently, as the newly elected Presifaculty, education support professionals, dent of the NEA, Lily’s education advoschool administrators, retired educators cacy includes her belief that “public eduand students preparing to become teachers. cation has been misguided with education As the newly-elected NEA President, policies, and toxic tests which are hurting Ms. Garcia initially related her humble the kids.” beginnings as a Latina, whose parents were She aims to “reduce student loan pronot educated. Her mother was a native of grams and make college more affordable Panama and her dad was from Nicaragua for all.” Much like her humble beginnings, and she recalled how she started as a lunch she believes that educators have the “duty lady in a school cafeteria in Utah after she to care for the whole student – mind, body graduated from high school. Further she and character, no matter how they arrive, said, she was actually the “salad girl” be- what their learning conditions or their cause the cafeteria management refused to health conditions were.” allow her near the “hot food.” Through the Ms. Garcia further believes that “proencouragement of her teacher, she pursued fessionalism carries the responsibility to her college education at the University of take action, individually and collectively, Utah through student loans and by “singing to fight to make the promise of public eduat bars and coffeehouses accompanied by cation a reality and to prepare the whole her first husband, Ruel Eskelsen.” and happy child to succeed in becoming She graduated magna cum laude with a whole and happy child.” At the top of a BA in Elementary Education and earned her agenda is “speaking up on behalf of a masters degree in Instructional Technol- the students and putting their needs at the ogy and taught for nine years at the Orchard center of the education system.” She also Elementary School in West Valley, Utah, leads a campaign against “high-stakes where she was named Teacher of the Year. testing and other policies that detract from She rose up the ranks and joined the NEA student learning.”

NEA President-elect Lily Eskelsen-Garcia from the NEA website

During the panel discussion, UTLA President Alex Caputo-Pearl, who has 22 years of collective teaching experience at the Frieda Kahlo High School and Crenshaw High School, advocates solutions in “reaching out to parents who want something better for their kids, thus humanizing and personalizing education, particularly in diverse communities such as Los Angeles.” CTA Secretary-Treasurer Mikki Cichocki-Semo’s advocacy on the other hand centers on “engaging parents to unite and organize in order to push for the priorities in children’s educational systems.” As a specialist in Youth Services, Mikki’s 23 years of education experience focuses on “discipline, attendance and child welfare

issues for nontraditional students who face shrinking alternative educational programs.” The final discussion centered on the goal of educators to “provide time, tools and resources necessary for the transition to the Common Core State Standards and make it a success, for the sake of students who are the future of America.”

GAPASCA scholarship program gets boost during inaugural ball CERRITOS – The scholarship program of the Gapan City Association of Southern California (GAPASCA) got a big boost last August 9 during the inaugural ball of the new organization at the Cerritos Sheraton Hotel. Following the inspirational speech by GAPASCA chairperson Nimfa Castro, three benefactors contributed $1,000 financial grant each before the night ended. With the added funds, GAPASCA will be able to sponsor 12 graduating students from various high schools in Gapan. Each scholar will be given financial assistance of up to P40,000 each towards tuition. Castro said some officers and members of GAPASCA will hold a banquet for the scholars in March 2015 in Gapan. She thanked the members and benefactors for their overwhelming support to the scholarship program. The successful inaugural ball was full house and attended by Gapanenses from all over California. They were joined in the celebration by town mates from other states and from the Philippines. Gapanenses from different generations participated in the program and the inducted officers were also multi-generational. Nueva Ecija Vice Gov. GP Padiernos, a former LA resident and a native Gapanense, was the guest speaker. Larry Camus, president, and Nimfa Castro, chairman of the board, led the officers who were inducted by Vice Consul Mary Joy Ramirez. Also inducted were Gina Patulandong, VP Budget & Finance; Marissa Yamsuan , VP Membership; Ramil Garcia, VP Ways & Means; Vangie Garcia, VP Programs; Cindy Garces, treasurer; Marlyn Reams, secretary; Armahn Tinawin, auditor; Agnes Nerona, PRO; Steve Johnson and Germelie Morales, affairs coordinators; Randy Estrella, Veta Garcia, Rolly de Guzman, and Adoracion Palisoc, advisers; Tipin Johnson, board secretary; Teofilo Estrella, Percival Garces, Emmanuel Liwag, Gener Nerona, and Wilfredo Ongpauco,

directors. The night was also highlighted by the coronation of Gia Janella Padiernos, daughter of Vice Governor Padiernos, as Miss GAPASCA. The young group has already launched two projects this year – the PABASA, last April and the Divina Pastora Fiesta last May. It also participated in the celebration of Philippine Independence in Cerritos last June 14 as donor and partnered with the Philippine Society of Southeast Los Angeles (PHILSELA) in running the refreshment booth. To learn more about GAPASCA, please visit www.gapasca.org.

Gia Janella Padiernos is crowned Miss GAPASCA.

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Client with wage garnishment files Chapter 13 to save house from foreclosure Client is 60 years old and married. She has gross income of $3,000 as a caregiver. Husband is not employed and waiting for social security benefits, which is still two years from now. Due to a car that was repossessed last

year, client owes $18,000 on a car loan deficiency. Her salary is subject to wage garnishment of $600 monthly because of the repossessed car. Because of this client has not paid her mortgage on their residence

for the last 8 months. Their mortgage is $1,500 a month, so their mortgage default is $12,000. They owe $40,000 of credit card debt, which they have not paid for the last 12 months. They have a car loan on a new Camry with a balance of $20,000 on which they pay $500 monthly at 10% interest. They are one month behind on the car payment. The mortgage holder has sent them a â&#x20AC;&#x153;Notice of Defaultâ&#x20AC;? with a recording date last week advising them that their house will be foreclosed upon after 90 days pursuant to foreclosure law in the state of California unless the amount of default of $12,000 plus costs and attorneyâ&#x20AC;&#x2122;s fees is paid in full at least 5 days before the foreclosure auction sale date, to be set, after the lapse of 90 days. A few days later, the LA county recorderâ&#x20AC;&#x2122;s office sends them the same information telling them that they will lose their house to foreclosure unless they pay the default in full by the deadline, and that they should contact a lawyer for assistance if they want to save their house. Any homeowner who is in this situation and wants to save the house from foreclosure, and is serious about saving the house, should file a Chapter 13 forthwith. There

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are other options that can be taken but none of those are as effective in stopping a foreclosure on its track as a Chapter 13. The reason is that Chapter 13 is specifically designed by law to help homeowners save their houses from foreclosure. How will client benefit from her Chapter 13 petition? She will benefit as follows: The wage garnishment will stop immediately, thus providing her $625 more of net income monthly. The foreclosure process will stop immediately. Mortgage holder cannot proceed with selling her house in a foreclosure sale. The mortgage arrears of $12,000 will be paid over a period of 5 years, no interest, at $200 a month. If client wants, the car payment can be paid at the rate of $333 monthly for 60 months, instead of $500 a month. In the Chapter 13 plan, she will only pay the default of the house at $200 a month for 60 months and paying zero to her $40,000 of credit cards. She does not have to pay any part of the $40,000 credit card debt at all. In addition to the stopping of the wage garnishment for the repossessed car, client will pay zero on the unpaid balance of the $18,000 car repo deficiency. If she completes the plan payment of $200 for 60 months, the court will discharge the $40,000 of credit card debt and the $18,000 car repo deficiency. During the next 5 years, as long as client is making the plan payments in a timely manner to the trustee, the house foreclosure is stopped, and none of her creditors can sue her for collection or garnish her wages or levy her bank accounts. She gets peace of mind and order from chaos. Client has to resume her current mortgage payment of $1,500 on the month after the date of filing. Thus, on year 5, she will be back on current status again with her house mortgage. Client does not have a 2Ä&#x201C;Ä&#x2030; trust deed or a home equity loan, but if she did, assuming the legal requirements are satisfied, she could have also gotten rid of the 2Ä&#x201C;Ä&#x2030; trust deed, converting it to an unsecured debt just like a credit card debt with client paying the 2Ä&#x201C;Ä&#x2030; trust deed holder, again nothing, zero. If she owed $100,000 on a HELOC, that entire amount will get discharged upon plan completion, on zero payment. So, as long as she completes all plan payments, she can retire in peace at the age of 65. At that time, her husband will be receiving social security benefits boosting their household income when their unsecured debt has been reduced from $58,000 to nothing. They will be debt free at 65 and their house will become current on mortgage payments again. Itâ&#x20AC;&#x2122;s something to look forward to! â&#x20AC;&#x153;Be of good courage, and He shall strengthen your heart, all you who hope in the LORD.â&#x20AC;? Psalm 31:24. Lawrence Bautista Yang is a graduate of Georgetown University Law Center and has been in law practice for thirty years. He specializes in bankruptcy, business and civil litigation and has handled more than five thousand successful bankruptcy cases in California. He speaks Tagalog and looks forward to discussing your case with you personally. Please call Angie, Barbara or Jess at (626) 284-1142 for an appointment at 1000 S Fremont Ave, Mailstop 58, Bldg A-1 Suite 1125, Alhambra, CA 91803.

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Water conservation has become ‘everybody’s business’ I consider myself blessed that whenever I need water for many reasons, the refreshing commodity is still available to me and my household to meet our needs. But as things are with the water condition of California, I could not help but ponder on how long I will be enjoying this basic comfort of life. California’ Drought Monitor reports that “drought has covered nearly 99.8 percent of California “and has been classified as “severe on a five-level ing to the latest measurements. Nature has scale” which makes me wonder se- been kinder to us for the two weeks with riously how far worse the situation the drought condition remaining the same stalling the march to the worse condition. could go. In the meantime, close to 82 percent of Drought conditions may have leveled off across California with close to 100 Californians continue to suffer “extreme percent of the state still remaining in the drought where more than half of the State third harshest category of dryness, accord- is under the driest exceptional drought

Candidate Young Kim Meets Fil-Ams: Young Kim’s run for the 59th Congressional District gets a boost from the Filipino-American at the Meet and Greet Event hosted by Linda Sarno and Cheody Fortunato at her La Palma residence last August 16. Kim (second from right), is shown with the officers of the Filipino American Chamber of Commerce of Orange County at the event where she expounded on her advocacies once elected.

CCF Mexico Mission: The indigenous community in San Antonio Las Minas in Tecate, Mexico was the site of this year’s Vacation Bible School of the Cornerstone Christian Fellowship of Orange County whose 10-member team led by its Senior Pastor Joan Martinez, his wife Gigi and Youth Worker Orange Andres ministered to the spiritual needs of over 80 youth attendees. The Filipino American church has been bringing the Word of God to the Mexican mission field for last 6 years.

category”. Conserving whatever remains of the valuable commodity has generated various measures from government agencies that demand discipline and sacrifice from the citizens. With alarming images emerging from California drought, cities across the State has started enforcing fines more vigorously for cases of “over-watering” and even attending a one-time classes, instead of paying fees, for non-compliance with directives. With the most severe droughts on record, Governor Brown has declared a Drought State of Emergency and directed state officials “to take all necessary actions to prepare for water shortages”. The State has continued to lead the way to make sure California is able to cope with an unprecedented drought. Among the measures undertaken in-

clude and emergency regulation that prohibits the use of drinking water for outdoor landscapes in a manner that causes runoff; the use of a hose without a shut-off nozzle to dispense drinking water to wash a motor vehicle; the application of drinking water to driveways and sidewalks; and the use of drinking water in a fountain or other decorative water feature, except where the water is part of a re-circulating system. The regulation also limits outdoor irrigation of ornamental landscape or turf with drinking water to no more than two days per week with violations of the prohibited actions meting a fine of up to $500 for each day the violation occurs. Governor Brown has called on all Californians to reduce their water use by 20 percent and prevent water waste and “take all feasible steps to reduce water use, including curbing outdoor water use, during the drought crisis.”

Declare Philippine Arena a tourism enterprise: lawmaker MANILA, Aug 22 (Mabuhay) – A congressman is seeking to pass a law that will declare the Philippine Arena of the Iglesia ni Cristo a tourism enterprise. In a statement, Eastern Samar Rep. Ben Evardone said he has filed House Bill 4786 mandating the Department of Tourism (DOT) in coordination with the Tourism Infrastructure and Enterprise Zone Authority (TIEZA) to immediately take steps to facilitate and assist in the formulation and implementation of a tourism development plan. The bill aims to exempt the Philippine Arena from the payment of application and similar fees and related charges and allows it to enjoy appropriate incentives and benefits similarly enjoyed by registered tourism enterprises. Evardone, Vice-Chairperson of the Committees on Appropriations and Public Information, said the overall vision of the master plan would eventually see inclusion of shopping centers, a hospital and large-scale residential developments.

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Ktown Night Market X OC Block Party Weekend at Angels Stadium of Anaheim August 22 OC Block Party will launch at Angel Stadium of Anaheim on Friday, August 22nd and Saturday, August 23rd 2014 following on the heels of Ktown Night Market’s hugely successful first event. LOS ANGELES, August 6th, 2014 – With 80,000 attendees for inaugural April event, the centrally located KTOWN NIGHT MARKET X OC BLOCK PARTY is expected to draw and even larger crowd from Los Angeles, Riverside, and San Diego counties. This event feature food trucks, food vendors, artist showcases, handcrafted goods, and apparel. Onstage entertainment consists of a diverse set of performances, including popular web sensations such as David Choi, and Jason Yang (official violinist for Madonna).

Seoul Sausage, the Season 3 winners of the Food Network’s The Great Food Truck Race are returning to curate this star-studded mobile culinary experience. The 20 food truck lineup includes fan favorites such as Cool Haus, Slangin Corea, and Fluff Ice. The event will also have 40 various food vendors and a special section designated for the Anaheim Packing District, and will include some of their most popular restaurants, such as The Kroft, and Iron Press. The Art Walk component will include a POP-ART show featuring Anime Expo 2014 Guest of Honor, and Disney Artist, Sean Danconia and the awesome designs of Cher Park from Poprageous. Danconia

Speaker Emeritus Perez, Cong. Takano each to receive Public Servant Advocate Award at AAPI Awards Banquet Sep. 26 Los Angeles, Calif. –Asian Enterprise celebrates its 21st year of hosting the annual Asian Entrepreneur of the Year Awards with Wells Fargo Foundation and Wells Fargo Home Mortgage as Title Sponsors. This much-awaited awards banquet is supported by a number of Fortune 500 Companies and gives recognition to outstanding Asian American and Pacific Islander Entrepreneurs who rise above economic challenges, as well as to outstanding community Advocates and Fortune 500’s Best Companies for AAPI. Asian Enterprise, together with friends from Fortune 500 Companies, will host the banquet at the Beverly Hilton in the city of Beverly Hills in the heart of Los Angeles, California. AE is proud to honor Public Servant Advocates Speaker Emeritus John Perez and Congressman Mark Takano, who will

also be giving the keynote speech. Awardees this year represent different sectors of the Asian American business community. Asian Entrepreneur of the Year award goes to Carrie Mizera of Renascence School International for Education category and Ms. Sheila Lirio Marcelo, founder and CEO of Care.com for service category. 2014 boasts of Corporate Advocate of the Year, AVIS’ Vice President of Strategic Business and Diversity Relations, Lynne Boccio. Fortune 500’s Best Companies for Asian Pacific Americans award will be given to Wells Fargo and Wells Fargo Home Mortgage, Caesar’s Entertainment, Northrop Grumman, NBC Comcast and PepsiCo. These companies are given recognition for their support for diversity and outreach programs to the AAPI small business community.

and Poprageous will showcase their new apparel collaboration, featuring limited edition Betty Boop art (with a Koreatown theme). Danconia will also unveil a new piece called “Seoul Traffic,” of which limited edition prints will be available exclusively at this event. In addition to other popular local artists, MinionMoi will be present to “minionize” attendees. Ggeisha will present another “Dripped” show featuring the hottest clothing brands, with apparel available for purchase. Our full carnival area will feature games designed to suit players of all ages and interests, and offer wide selection of amusement rides for patrons of all ages

Tickets will cost $3.00, and the first 1,000 purchasers will receive their tickets for free on EventBrite.com, using the code “OCBlockParty.” All ages are welcome to this family-friendly event. For more information on KTOWN Night Market x OC Block Party, please visit www.KTOWNNightMarket.com for more information and direct any press inquiries to Shelly Song at shelly@ ktownnightmarket.com; Facebook: http:// facebook.com/ktownnightmarket; Twitter: http://twitter.com/ktownnightmrkt (@ ktownnightmrkt);and Instagram: http:// instagram.com/ktownnightmarket (@ ktownnightmarket).

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PHL flag to be flown at half-mast in KL for MH17 victims MANILA, Aug 22 (Mabuhay) – The Philippine embassy in Malaysia will fly the Philippine flag at half-mast on Saturday, in solidarity and respect for those who died in the downing of Malaysia Airlines MH17 in July.

In a statement sent to Malaysia’s Bernama news agency, the embassy said this was also in “keeping with unity and respect” following the Malaysian government’s declaration of Friday as a Day of National Mourning.

NIA execs face graft raps over anomalous projects MANILA, Aug 22 (Mabuhay) – The National Irrigation Administration’s manager in the Caraga region and two predecessors are facing graft charges before the Office of the Ombudsman over P119 million in allegedly anomalous projects, the police Criminal Investigation and Detection Group said Friday. And at least 50 other persons may soon be facing similar charges, said CIDG Director Benjamin Magalong, who called the criminal complaints filed Monday NIA regional manager Encarnacio Soriano, former managers Modesto Membreve and Dexter Patrocinio “just the beginning of a series of investigations on reports of widespread anomalies in the implementation of NIA projects worth hundreds of millions (of pesos) perpetrated by several key officials” of the agency. The three were charged with violating Republic Act 3019, or the Anti-Graft and Corrupt Practices Act, and RA9184, or the Procurement Law. “Investigators learned that funds were already released in early 2012 to the implementing NIA regional office in Caraga, but up to the present, the projects are still not finished,” Magalong said. “Technical specialists also found that the materials used in the said projects were substandard and prescribed specifications were grossly not followed.” “More charges will be filed before the Office of the Ombudsman against the said NIA key officials and 50 other individuals, covering anomalous projects in Las Nieves, Agusan del Norte,” he added.

DRILON CALLS From page 1

He said there is no schedule yet. Asked what they would discuss, he said, “Para liwanagin na talagang ang sabi nga ng Pangulo ay hindi nga s’ya interesado sa second term.” (To clarify that what the President said was that he is not interested in a second term.) “Hindi s’ya interesado doon sa pagamyenda ng saligang batas during his term so para matapos din (‘yung usapin),” Drilon added. (He is not interested in amending the

Philippine Constitution during his term so the issue should stop there.) Drilon said he believes Aquino is “averse to a second term.” Meanwhile, he said their agreement at Congress was to let the House of Representatives push through with their resolution on amending the economic provisions of the Constitution. “Kung matapos nila maipasa nila, dadalhin sa Senado,” he said. (If they are able to approve it, it will be brought to the Senate.) (MNS)

“We join the Malaysian Government and people as they pay their respects to those who perished in the flight, and we also remember the three Filipinos who were also aboard,” Bernama quoted the embassy statement as saying. Also, the embassy said its officers and staff “extend their heartfelt condolences to the Malaysian Government and people, especially to the bereaved families of the passengers and crew aboard MH17.” They said that the Philippines was a “next-door neighbor” of Malaysia in the Association of Southeast Asian Nations (ASEAN). MH17 crashed in eastern Ukraine last July 17 as it was flying from Amsterdam to Kuala Lumpur. It had 283 passengers and 15 crew on board. Three Filipinos were among the nearly 300 people killed in the downing of MH17. Irene Pabellon-Gunawan and her children Darryl Dwight and Sherryl Shania were heading for the Philippines via Kuala

Lumpur for a family reunion when the tragedy occurred. Last July 19, the Philippine government condemned the shooting down of MH17, and urged the international community to hold accountable those behind the “unconscionable” act. “It is of utmost importance that the international community come together to help determine those who are responsible for this brutal act against a civilian airliner in civilian airspace,” it said. The DFA said those responsible “should be made fully accountable for this unconscionable assault on a non-military aircraft that posed no threat whatsoever to any party.” The DFA added the international community should take concerted action to help reduce such tragedies all around the world. “States and non-state elements in dispute should exercise restraint, respect international law, and search for the peaceful resolution of disputes,” it added. (MNS)

PACQUIAO From page 1

double taxation. The tax office alleges Pacquiao failed to provide documents proving his US payments. It also says that, even if Pacquiao did pay in the United States, he would still owe some money in the Philippines where there is a higher rate of taxation. Last year the government froze several of Pacquiao’s bank accounts and the financing on one of his properties in an exclusive gated community in Manila. It also threatened to take the money owed by seizing and then selling off his

assets. The tax court agreed in April to lift the asset freeze on the condition Pacquiao posted the giant cash bond by August 17. “We went to the Supreme Court to get the bond requirement removed, since it would defeat the purpose of the lifting of the asset freeze,” Pacquiao’s lawyer Tranquil Salvador told AFP on Thursday. The cash bond is equivalent to the back taxes that Pacquiao allegedly now owes the government, plus interest, Salvador added. The dispute is a civil case that does not involve prison penalties.

RULES FOR MARRYING From page 1

support a family,” Primicias-Agabas said. Garcia said some of the foreigners coming to the country in order to marry Filipino women are vagabonds or social and moral derelicts in their own country. “The real motive for marriage is only to take advantage and exploit our women by making them work for the family and worse, by sending them to prostitution and other degrading and dehumanizing occupations,” Garcia said. “The exploitation of our Filipino women, through the so-called mail-order or pen-pal, Facebook, website made, and other internet made marriages, has not only caused untold miseries and suffering to our Filipino women but it has also brought dishonor and disgrace to the Filipino womanhood,” Garcia added. Under the measure, the prospective foreign husband shall provide a certificate of

good moral character and a certificate that he has a gainful trade, business, employment or other lawful source of income to be issued by his country’s diplomatic or consular official, in addition to the usual certificate of legal capacity. The measure amends Article 21 of Executive Order 209, otherwise known as the Family Code of the Philippines. Other co-authors are Reps. Henry S. Oaminal (2nd District, Misamis Occidental), Ibarra M. Gutierrez III (Party List, Akbayan), Nicasio M. Aliping, Jr. (Lone District, Baguio City), Rodel M. Batocabe (Party List, Ako Bicol), Silvestre H. Bello III (Party List 1 BAP), Al Francis C. Bichara (2nd District, Albay), Arthur R. Defensor, Jr. (3rd District, Iloilo), Evelina G. Escudero (1st District, Sorsogon), Elisa T. Kho (2nd District, Masbate) and Roman T. Romulo (Lone District, Pasig City). (MNS)

DOH PREDICTS From page 1

where HIV prevalence has increased from 0.40 percent in 2007 to an alarming 52.30 percent in 2013. “HIV prevalence also increased from 0.30 to 3.50 percent among the males who have sex with males, followed by freelance female sex workers and female sex workers in registered entertainment establishments,” he said. To minimize the spread of HIV infection, Tayag said the DOH has listed 75 priority areas for HIV intervention, including 53 in the Luzon, led by Angeles City and Caloocan; 12 in Visayas including Cebu City; and nine in Mindanao particularly in Davao City. Tayag said the DOH has proposed a P308-million budget, including P11 million for the purchase of condoms, for 2015. “There are 11,384 projected persons living with HIV who will need Anti Retroviral

Therapy (ART) by 2015,” Tayag said. Under Senate Bill 1217, Sen. Grace Poe proposed the removal of the HIV and AIDS legal framework that conflicts with laws recently enacted, “thus restricting actions that are crucial to halt the spread of the epidemic.” Poe also proposed the establishment of a National HIV and AIDS Plan, and strengthening of the stigma reduction mechanisms of the present law—Republic Act 8504 otherwise known as “The Philippine Aids Prevention and Control Act of 1998.” In his own Senate Bill 879, Sen. Jinggoy Estrada proposed the counseling and testing of pregnant women and newborn infants for HIV infection. On the other hand, Sen. Joseph Victor Ejercito proposed in his Senate Bill 1100 an effective information-dissemination, counseling and education to protect the citizens from deadly AIDS. (MNS)

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President Benigno S. Aquino III, assisted by SACASOL’s chairman Jose Maria “Jomari” Zabaleta and president Jose Maria “Sech” Zabaleta, Jr., leads the Ceremonial Switch-on of the San Carlos Solar Energy, Inc in San Carlos City, Negros Occidental last May 15 as lawmakers mull a bill mandating the installation of solar panels in public schools in isolated places in the country without electricity to improve the learning capabilities of students in the areas.

Solons want solar panels installed in public schools without electricity MANILA, Aug 19 (Mabuhay) – Lawmakers have filed a bill mandating the installation of solar panels in public schools in isolated places in the country without electricity to improve the learning capabilities of students in the areas. Reps. Mariano Piamonte and Julieta Cortuna (Party-list, A TEACHER) filed House Bill No. 4715 in consonance with the policy of the State to improve the quality of education in all areas nationwide. Piamonte said in far-flung areas of the countryside where electricity is not available, public school classrooms are also without electricity. “This fact simply demonstrates that public schools in some areas could not be provided with computers as a learning support tools because of the absence of electricity,” Piamonte stressed. Piamonte said it is logical to conclude that students who came from these schools could not learn much of the basics in today’s information technology age. “Because of the absence of electricity in some areas, the students in public schools suffer from educational content gap – an important content at that,” Piamonte stressed. Cortuna said when electricity is not available, support technology for a quality education could not be delivered. Cortuna noted that the installation of 200 watts solar panels in selected classrooms or facilities will ensure that

all schools nationwide will have power to energize basic teaching tools such as computers, printers and other laboratory equipment, enabling them to deliver the same degree of quality teaching as other schools to improve the quality of education. Under the measure, the Department of Education (DepEd) is mandated to ensure that all public elementary and high school buildings nationwide which cannot be connected to the grid shall be installed with solar panels with a capacity of at least 200 watts. The solar panels that will be installed in school buildings shall include system components which include but not limited to charge controllers, inverters and batteries for it to generate at least 200 watts of alternating current (AC) at a standard voltage of 220 volts. Covered in the solar panels installation are public elementary or high school buildings not smaller than the size of three classrooms in barangays where electrical line installation is not available. Also covered is the school laboratory or educational support facility of any size located in barangays where electrical line installation is not available. The DepEd shall cooperate with the Department of Energy (DOE) and the Department of Science and Technology (DOST) to address the technical requirements. (MNS)

Bilibid OIC: ‘Tunnel’ is just part of drainage MANILA, Aug 19 (mabuhay) – A supposed tunnel leading outside the New Bilibid Prison’s maximum security compound is nothing more than part of a drainage system and cannot be used by inmates to escape, the national penitentiary’s superintendent maintained Tuesday. NBP officer-in-charge Superintendent Roberto Rabo also said that while the drainage is no longer used, it cannot be used as a means to escape. “’Yan ay nilagyan ng maliit na tubo na semento. Ang tubong ‘yan pinagdikit-dikit at binuhusan ng semento. Hindi madadaanan ‘yan,” he said. Also, he said regular inspections are

held in the area. “May sistema tayong nilagay diyan na hindi pwede daanan ng tao, tubig lang,” he said. On Monday, Justice Secretary Leila de Lima ordered an investigation into reports of the tunnel leading outside the NBP maximum security compound. She had ordered NBP head Franklin Bucayu to investigate the matter. Initial information indicated the tunnel was discovered by workers of a water concessionaire. It was reportedly located at the back of a building that was used to detain former soldiers and police officers. (MNS)

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DOJ completes draft amendment for new Criminal Code MANILA, Aug 19 (Mabuhay) -- The Department of Justice (DOJ) on Tuesday announced that the Criminal Code Committee (CCC) has completed Book 2 of the new Criminal Code on Crimes and Penalties after three years of drafting work. The CCC was established on April 20, 2011 to study, assess and consolidate a simple, updated and modern criminal law to provide clarity in law enforcement and to improve the administration of justice. This was geared towards increased access to justice especially for the marginalized sectors. “We responded to the call of the President (Benigno S. Aquino III) to undertake

a codification project and for the first time in our history, we have a draft criminal code developed by justice stakeholders that is reflective of our societal norms,” Justice Secretary Leila M. De Lima said on Tuesday. “We shall now endorse the final product of both houses of Congress for their consideration to realize its passage as the new Criminal Code of the Philippines on or before 2016,” De Lima added. The key features of Book 2 include: • structured based on central themes with common features; • rationalized penal provisions by categorizing into three major titles, namely,

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Crimes against Persons, Crimes against Property and Crimes against the State; • modernized archaic provisions by integrating and consolidating several penal laws which refer to the same criminal act; • delisted some outdated penal provisions; • inclusion of trans-border crimes; and

• penal provisions are generally conduct-based. “We thank the Secretary for her support and to all the member agencies and offices of the Committee that contributed and participated in this body of collaborative work,” Justice Assistant Secretary Geronimo L. Sy said. Sy heads the CCC. (MNS)

Gloria Arroyo camp allowed to file motion to dismiss plunder case MANILA, Aug 20 (Mabuhay) – Former president and incumbent Pampanga Rep. Gloria Macapagal-Arroyo on Wednesday was finally allowed to file a demurrer to evidence, which is equivalent to asking the court for an acquittal. “Sa aming opinion, maaaring makita ng court na di sapat ang ebidensya ng prosecution. Yan ang opinion namin kaya nag file kami ng demurrer. Salamat na pinayagan kami,” Mrs. Arroyo’s legal counsel, Atyy. Jose Flaminiano, said in an interview following the hearing. A demurrer to evidence formally asks the court to decide if the presented evidence of the prosecution is enough to hold a case. Mrs. Arroyo is facing plunder charges over the alleged misuse of P366-M in Philippine Charity Sweepstakes Office intelligence funds during her incumbency. At present, she is under hospital arrest at the Veterans Memorial Medical Center in Quezon City. In the same interview, Flaminiano said the court’s decision to allow them to file a demurrer to evidence will speed up the resolution of the case. “Mapapabilis, pero depende pa rin sa

justices. Ang demurrer kasi is equivalent sa motion for acquittal. Pag na grant yung demurrer, wala nang kaso,” he said. The Sandiganbayan First Division gave the defense team 10 days to submit the demurrer to evidence. The prosecution panel was likewise given 10 days to respond, after which the motion is considered submitted for resolution. Flaminiano said their legal team is of the opinion that the evidence against Mrs. Arroyo in the PCSO plunder case is weak. Plunder is a non-bailable offense if evidence against the accused is strong. However, Flaminiano reiterated that in the end, the justices will be the ones to decide on the motion. “Di naman natin hawak ang isip ng justices, ginagawa lang namin ang tingin namin nakaka buti sa kliyente namin,” he said, adding that the defense team cannot yet say for certain what the demurrer to evidence will contain. “Di pa masasabi, pinagaaralan pa namin ang mga puntos na bibigyan diin, yung mga ka kulangan ng prosecution ,” he said. “Sa ngayon ayaw pa namin i-discuss yung contents, ayaw namin pangunahan yung justices,” he added. (MNS)

Solon wants broadcast media to provide adequate public service time MANILA, Aug 20 (Mabuhay) – A lawmaker wants to require broadcast media to provide adequate public service time to enable the government reach the population and educate the people on important public issues. Rep. Evelina Escudero (1st District, Sorsogon) raised the proposal through House Bill 4641, noting that the capability of broadcast media in disseminating information through live and recorded coverage cannot be overstated. “Broadcast media is the best tool to relay information and motivate people to participate in nation building. It is the most effective vehicle to carry out the government’s ultimate goal to promote the objectives of sound government,” Escudero said. Escudero noted that its influence in shaping public perceptions and behavior, changing social attitudes and bringing about social integration is highly recognized. Escudero said her proposal also adheres to Section 24, Article II of the Constitution, which provides that “The State recognizes the vital role of communication and information in nation-building.” The lady lawmaker stressed that health, road and traffic discipline, good values, public safety, welfare rights and benefits and disaster preparedness are matters of public interest and concern because of their significant effects on safety and on the social, economic and moral well-being of the people. Escudero said that plans and programs of the government on these matters must

involve the active participation and cooperation of the people for their effective implementation. “Thus, the government should relay and communicate the public policy on these matters through the use of the most effective and accessible means, the broadcast media,” Escudero said. The measure also seeks to guarantee and confirm the social responsibility of broadcast media in serving the interest and welfare of the people. Under the measure, all broadcast media are required to provide public service time of at least two minutes per hour to enable the government promote the efficiency of public service and the principles of good governance. Broadcast media shall elect the subject matter to be featured in a given time. As described in this proposal, broadcast media refer to radio or television stations engaged in the business of distributing audio and video content to a dispersed audience via any audio or mass communication media. The bill mandates the Philippine Information Agency (PIA) to cause the production of the public service commercials designed to promote and inform the public on the latest issues, announcements, warnings, plans and programs of the government to be aired by the broadcast media. Failure of any broadcast media to provide the required public service time as stipulated in this proposal shall be a ground for suspension, revocation or non-renewal of license to operate radio or television station. (MNS)

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Give me a break . . . Or $56.5-M! (Ten-year meal & rest breaks case is a win for employees) In 2004, five employees of the restaurant, Chili’s, filed sued their employer claiming that they were illegally denied meal and rest breaks. The employees said the restaurant regularly told them to take early lunches, often right after starting work, and the employees would keep working for up to ten hours without receiving another meal break. Employees also worked cluding the freedom to leave the workplace while supposedly on their lunch break. Em- if they wish. ployees were also not provided a rest break Relinquish control over the employees’ before the first meal period. activities during the break. Chili’s is owned by the Brinker ResMust not be impede or discourage emtaurant Corporation, which also owned the ployees from taking breaks. Italian restaurant chain, Maggiano’s Little Employers do not have to “police” or Italy. Between these two restaurants, they make sure that employees take their meal had over 100,000 employees. The employer breaks. However, employers must provide argued that it had written policies authoriz- an off-duty meal period. Moreover, eming meal and rest periods for employees. ployers should not coerce employees into But employees chose not to take breaks performing duties that omit breaks, or create and continued to work during their breaks. incentives that forego the taking of breaks. The case was intensively litigated for 10 Even with the lessons of the Brinker years, going all the way to the California case, some employees continue to suffer Supreme Court. It is, perhaps, one of the the illegal denial of meal and rest periods most anticipated cases by the time the high at work. court issued its decision in 2012. However, Because these are important rights that it wasn’t until this year that the Brinker case impact the health and safety of our workwas finally resolved. Rather than proceed ers, those who are denied their breaks and to trial, the parties agreed to settle the case corresponding wages should consult an exfor about $56.5 million. perienced employment attorney to discuss Under California law, if an employer their options. fails to provide a 30-minute uninterrupted [C. Joe Sayas, Jr., Esq. is trial attorney meal period to employees for every 5 hours who has obtained several million dollar of work, the employee shall be paid an extra recoveries for his clients against insurance hour of pay. But what, exactly, is the mean- companies and employers. He has been ing of the word “provide”? selected as a Super Lawyer by the Los In the Brinker case, the Supreme Court Angeles Magazine, featured in the cover clarified that merely offering or allowing of Los Angeles Daily Journal’s Verdicts a meal break is not enough. The employer and Settlements, and is a member of the must affirmatively perform these obliga- Million Dollar-Advocates Forum. He is tions: a graduate of Georgetown University Law Relieve the employee of all duty for an Center Washington, D.C. and the Univeruninterrupted period of 30 minutes sity of the Philippines. Visit his website at Afford employees the freedom to come www.joesayaslaw.com or contact his office and go as they please during their break, in- at (818) 291-0088 for a no-cost inquiry.]

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Binay seeks probe into hospitals turning down patients MANILA, Aug 19 (Mabuhay) – Senator Nancy Binay has filed a resolution seeking probe into hospitals refusing to accept and to discharge patients who have no money to pay for deposit or hospital bills. The lady lawmaker also urged the Department of Health (DOH) to strictly monitor and implement its policies on the hospitals which turns down persons in need of immediate medical attention due to money problem. “Lives are put on the line when hospitals refuse to admit patients who are critically ill,” Binay said in a press statement. In her Senate Resolution No. 837, Binay wanted the proper Senate committee to look into a hospital which refused to admit a child suffering from congenital heart diseases, diabetes and kidney problems because her mother could pay for the admission. The refusal of the Butuan Doctors Hospital to admit 10-year-old Jannary “Yanna” Chan reportedly led to her death as her mother, Tutz Salarda-Chan along with two nurses from the San Francisco Doctors Hospital from Agusan del Sur, tried to find a hospital that would treat her critically ill child. ”There are many cases of patients being turned down by hospitals due to lack of money for deposit or refused to discharge for failure to pay in full the hospital bills. This practice is prohibited under the law,” Binay said.

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Do it yourself credit repair First off, you have to realize if a creditor is reporting an account with accurate late payment or delinquent account, to me only time will heal or reverse the negative effect of it. Therefore reestablishing your account with be key to get bad credit reversal or to improve on your credit history and generate better credit scores. Step 1. Tell the credit reporting company, in writing, what information you think is inaccurate. Call me i have some sample letters for your to help write your own. Include copies (NOT originals) of any documents that support your position. In addi- pany got it. Keep copies of your dispute tion to including your complete name and letter and enclosures. Remember also to address, your letter should identify each send one dispute letter for each account item in your report that you dispute; state and send it to all reporting bureaus. the facts and the reasons you dispute the Credit reporting companies must ininformation, and ask that it be removed vestigate the items you question within 30 or corrected. You may want to enclose a days â&#x20AC;&#x201C; unless they consider your dispute copy of your report, and circle the items frivolous. They also must forward all the in question. Send your letter by certified relevant data you provide about the inacmail, â&#x20AC;&#x153;return receipt requested,â&#x20AC;? so you can curacy to the organization that provided document that the credit reporting com- the information. After the information

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Negative Effect on your credit: When negative information in your report is accurate, only time can make it go away. A credit reporting company can report most accurate negative information for seven years and bankruptcy information for 10 years. Information about an unpaid judgment against you can be reported for seven years or until the statute of limitations runs out, whichever is longer. The seven-year reporting period starts from the date the event took place. There is no time limit on reporting information about criminal convictions; information reported in response to your application for a job that pays more than $75,000 a year; and information reported because youâ&#x20AC;&#x2122;ve applied for more than $150,000 worth of credit or life insurance. The Credit Repair Organization Act (CROA) makes it illegal for credit repair companies to lie about what they can do for you, and to charge you before theyâ&#x20AC;&#x2122;ve performed their services. The CROA is enforced by the Federal Trade Commission and requires credit repair companies to explain: your legal rights in a written contract that also details the services theyâ&#x20AC;&#x2122;ll perform your three day right to cancel without any charge how long it will take to get results the total cost you will pay any guarantees What if a credit repair company you hired doesnâ&#x20AC;&#x2122;t live up to its promises? You have some options. You can: sue them in federal court for your actual losses or for what you paid them, whichever is more seek punitive damages â&#x20AC;&#x201C; money to punish the company for violating the law join other people in a class action lawsuit against the company, and if you win, the company has to pay your attorneyâ&#x20AC;&#x2122;s fees. Where to report fraud: State Attorneys General Many states also have laws regulating credit repair companies. If you have a problem with a credit repair company, report it to your local consumer affairs See KEN GO, page 17

Makati City parking building overpriced by P2B â&#x20AC;&#x201C; lawyer

provider gets notice of a dispute from the credit reporting company, it must investigate, review the relevant information, and report the results back to the credit reporting company. If the investigation reveals that the disputed information is inaccurate, the information provider has to notify the nationwide credit reporting companies so they can correct it in your file. When the investigation is complete, the credit reporting company must give you the results in writing, too, and a free copy of your report if the dispute results in a change. If an item is changed or deleted, the credit reporting company cannot put the disputed information back in your file unless the information provider verifies that itâ&#x20AC;&#x2122;s accurate and complete. The credit reporting company also must send you written notice that includes the name, address, and phone number of the information provider. If you ask, the credit reporting company must send notices of any correction to anyone who got your report in the past six months. You also can ask that a corrected copy of your report be sent to anyone who got a copy during the past two years for employment purposes. If an investigation doesnâ&#x20AC;&#x2122;t resolve your dispute with the credit reporting company, you can ask that a statement of the dispute be included in your file and in future reports. You also can ask the credit reporting company to give your statement to anyone who got a copy of your report in the recent past. Youâ&#x20AC;&#x2122;ll probably have to pay for this service. Once you get a copy of the report from the bureaus, you will be provided a report number, with this report number you can call the bureau and actually talk to a live person. This is the only way to call the bureaus and ask for further assistance. Step 2: Tell the creditor or other information provider, in writing, that you dispute an item. Include copies (NOT originals) of documents that support your position. Many providers specify an address for disputes. If the provider reports the item to a consumer reporting company, it must include a notice of your dispute. And if the information is found to be inaccurate, the provider may not report it again.

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MANILA, Aug 20 (Mabuhay) â&#x20AC;&#x201C; Lawyer Renato Bondal on Wednesday said the 11-storey Makati City Parking building was overpriced by 300 percent or about P2 billion. During the hearing of the Senate blue ribbon committee, Bondal said that based on the copy they obtained of a city ordinance issued in 2008, it showed that the city government allocated P2.7 billion for the construction of the project when it only declared P1.5 billion as the total cost of the project. â&#x20AC;&#x153;Base sa city ordinance na ito, lumalabas na mas malaki pa pala sa idineklara nilang P1.5 billion ang proyektong ito,â&#x20AC;? Bondal said. â&#x20AC;&#x153;Lumalabas na 300 porsyento ang bukol o patong nga mga Binay dito,â&#x20AC;? he added. Bondal said cited a cost estimate done by an independent construction estimate firm, Cuervo Valuers and Advisory Inc., saying that the building should have only cost P700,000. The parking building has a total floor area of 31,928 square meters (sqm). It has five parking floors, five office floors and a basement. Bondal also that with the P2.7 billion allocated for the project, the construction cost amounts to P84,000 per sqm. He said this is way higher than the construction costs of other Grade A buildings in Makati such as the 46-storey Shang Grand Tower which only costs P2 billion (P40,000 per sqm) and The Residences which only costs P2.8 billion (P45,000 per sqm). â&#x20AC;&#x153;Lumalabas na ito na yata ang pinakamahal na parking building sa buong mundo,â&#x20AC;? Bondal said. In a nine-page plunder complaint filed last month with the Office of the Ombudsman, Bondal, who was the opponent of

Makati Mayor Erwin â&#x20AC;&#x153;JunJunâ&#x20AC;? Binay in the 2013 elections, and former Barangay Olympia chairman Nicolas Enciso VI accused the Binays and 21 other respondents of overpricing the construction of the New Makati City Parking Building along F. Zobel St. in Poblacion in 2007. The complainants said at least P1.56 billion was paid for the construction of the building. However, data from the National Statistics Office showed that it should have only cost P245 million. The older, Vice President Jejomar Binay was Makati mayor in 2007 while his son was a city councilor. Meanwhile, Senator Antonio Trillanes IV said the contractor of the allegedly overpriced Makati City Hall Building 2 should be charged with plunder as well. Trillanes said he will recommend that Efren Canlas, president of Hilmarcâ&#x20AC;&#x2122;s Construction Corp., and other officials of the firm be charged over the alleged overpricing of the building. â&#x20AC;&#x153;Thatâ&#x20AC;&#x2122;s what we intend to do. We are going to grill Mr. Canlas about his contracts with Makati, his tax records, corporate records. We are very sure we will find something. In fact right now I am going to encourage Atty. [Renato] Bondal to include Mr. Efren Canlas and senior officials of Hilmarcâ&#x20AC;&#x2122;s to include them in the plunder case,â&#x20AC;? Trillanes said. During a Senate Blue Ribbon Committee hearing on Wednesday, Commission on Audit (COA) chairperson Grace PulidoTan said the bidding out of a project in several phases, just like what happened in Makati City Hall Building 2 project, is a red flag. Tan noted that aside from the bidding out of the project in five phases, Hilmarcâ&#x20AC;&#x2122;s was the lone bidder in all of the contracts.

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How do you handle the bad financial times when they come? Youâ&#x20AC;&#x2122;re doing fine. Youâ&#x20AC;&#x2122;re paying your bills on time and you have your debts under control. Youâ&#x20AC;&#x2122;ve even managed to set aside a bit of savings in your bank account. Youâ&#x20AC;&#x2122;re happy and life is good- at least for a moment. Then one day you find yourself in a big financial mess. Youâ&#x20AC;&#x2122;ve used up all your savings. You dread getting the mail every day because the bills are piling up and they are overwhelming. No matter how hard you work, there never seems to you. Life all of a sudden seems so unfair. be enough money to go around. Youâ&#x20AC;&#x2122;re Itâ&#x20AC;&#x2122;s not a matter of â&#x20AC;&#x153;ifâ&#x20AC;?; itâ&#x20AC;&#x2122;s a matter of frustrated and are barely able to keep â&#x20AC;&#x153;whenâ&#x20AC;?. Financial difficulties in life can your head above water. Bill collectors happen to the best of us, whether weâ&#x20AC;&#x2122;re may be calling, and you are being threat- prepared for them or not. Sometimes they ened with lawsuits, a car repo or maybe come with a prior warning but sometimes a foreclosure. they donâ&#x20AC;&#x2122;t. Now youâ&#x20AC;&#x2122;re super-stressed and conThe present financial crisis could have fused, not knowing what to do. You canâ&#x20AC;&#x2122;t been caused by a lot of things- poor busisleep at night thinking about your debt ness (if youâ&#x20AC;&#x2122;re self-employed), being laid problems. What just happened? Youâ&#x20AC;&#x2122;re left off from your job, sickness, disability or scratching your head and saying, â&#x20AC;&#x153;Why divorce. Life is unpredictable sometimes me?â&#x20AC;?. You may feel that God is punishing and there are always unseen challenges

and difficulties waiting for us just right around the corner. When this happens, what do you do? Do you cower in fear, blame circumstances or the people around you, have a pity party or just simply give up? See, as long as youâ&#x20AC;&#x2122;re alive and breathing, you will always face challenges in life. But itâ&#x20AC;&#x2122;s not so much what happens to you. Itâ&#x20AC;&#x2122;s how you react to what happens to you that matters more because this is what you can control. Donâ&#x20AC;&#x2122;t worry about things that you cannot control. Youâ&#x20AC;&#x2122;re not God. Nothing in life lasts forever. That means the good times donâ&#x20AC;&#x2122;t last but the bad times donâ&#x20AC;&#x2122;t last either. In the grand scheme of things, circumstances are neither good nor bad- they simply are what they are. Sometimes if you look hard enough, you can even find hidden opportunities in seemingly bad situations. Itâ&#x20AC;&#x2122;s a matter of perspective. Someone said that â&#x20AC;&#x153;You can have fewer bad times when you appreciate and

manage the good times wisely.â&#x20AC;? The good times and the bad times are actually two sides of the same coin. Life is a mixture of the good and the bad. It is never perfect. Whatever you are going through at the moment is most likely temporary. It will soon pass. But you canâ&#x20AC;&#x2122;t wait around for things to happen. You need to take action and take the first step to change things around. It all begins with the right attitude. If you are currently facing financial and debt problems, I understand what youâ&#x20AC;&#x2122;re going through and Iâ&#x20AC;&#x2122;d like to help. To schedule a free consultation, please call Toll-Free 1-866-477-7772. We have offices in Pasadena, Valencia and Cerritos. (None of the information herein is intended to give legal advice for any specific situation. Atty. Ray Bulaon has successfully helped over 5,000 clients in getting out of debt. For a free attorney evaluation of your situation, please call Ray Bulaon Law Offices at TOLL FREE 1-866-477-7772).

KEN GO

phone. If possible, find an organization that offers in-person counseling. Many universities, military bases, credit unions, housing authorities, and branches of the U.S. Cooperative Extension Service operate nonprofit credit counseling programs. Your financial institution, local consumer protection agency, and friends and family also may be good sources of information and referrals. If youâ&#x20AC;&#x2122;re thinking about filing for bankruptcy, be aware that bankruptcy laws require that you get credit counseling from a government-approved organization within six months before you file for bankruptcy relief. You can find a state-by-state list of government-approved organizations at www.usdoj.gov/ust, the website of the U.S. Trustee Program. Thatâ&#x20AC;&#x2122;s the organization within the U.S. Department of Justice that supervises bankruptcy cases and trustees. Be wary of credit counseling organizations that say they are government-approved,

but donâ&#x20AC;&#x2122;t appear on the list of approved organizations. Reputable credit counseling organizations can advise you on managing your money and debts, help you develop a budget, and offer free educational materials and workshops. Their counselors are certified and trained in the areas of consumer credit, money and debt management, and budgeting. Counselors discuss your entire financial situation with you, and can help you develop a personalized plan to solve your money problems. An initial counseling session typically lasts an hour, with an offer of follow-up sessions. Be careful with these credit repairs company or debt consolidators, check them online for complaints and call BBB for further update on these companies. Thanks for your inquiries and comments, please call Ken Go of 1st Innovative Finance Group at 562-508-7048 or write to Ken at kennethgo@verizon.net.

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office or to your state attorney general (AG). Most defintely call all three bureaus to put an â&#x20AC;&#x153;alert or credit freezeâ&#x20AC;? on your account to avoid further misuse until further investigation. Federal Trade Commission You also can file a complaint with the Federal Trade Commission. Although the FTC canâ&#x20AC;&#x2122;t resolve individual credit disputes, it can take action against a company if thereâ&#x20AC;&#x2122;s a pattern of possible law violations. File your complaint online at ftc. gov/complaint or call 1-877-FTC-HELP. Just because you have a poor credit history doesnâ&#x20AC;&#x2122;t mean you canâ&#x20AC;&#x2122;t get credit. Creditors set their own standards, and not all look at your credit history the same way. Some may look only at recent years to evaluate you for credit, and they may give you credit if your bill-paying history has

improved. It may be worthwhile to contact creditors informally to discuss their credit standards. If youâ&#x20AC;&#x2122;re not disciplined enough to create a budget and stick to it, to work out a repayment plan with your creditors, or to keep track of your mounting bills, you might consider contacting a credit counseling organization. Many are nonprofit and work with you to solve your financial problems. But remember that â&#x20AC;&#x153;nonprofitâ&#x20AC;? status doesnâ&#x20AC;&#x2122;t guarantee free, affordable, or even legitimate services. In fact, some credit counseling organizations â&#x20AC;&#x201D; even some that claim nonprofit status â&#x20AC;&#x201C; may charge high fees or hide their fees by pressuring people to make â&#x20AC;&#x153;voluntaryâ&#x20AC;? contributions that only cause more debt. Most credit counselors offer services through local offices, online, or on the

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OPINION

Drilon: SC’s DAP ruling had ‘chilling effect’ on gov’t spending

MANILA, Aug 19 (Mabuhay) – Senate President Franklin Drilon on Tuesday urged economic managers to accelerate government spending, noting the “chilling effect” of the Supreme Court’s decision declaring parts of the Disbursement Acceleration Program (DAP) unconstitutional. During Tuesday’s hearing on the proposed 2015 national budget, Drilon noted that the government’s expenditures “have (gone) down tremendously” from 10 percent during the first quarter of 2013 to 2 percent during the same period this year. “…You can’t discount the fact that the bureaucracy is now concerned about spending given the decision of the Supreme Court on the DAP,” he said. “Takot na takot ngayon ang byurukrasya at baka masampahan sila ng kaso because of the decision on the DAP. You know whether you like it or not, the DAP had a chilling effect on the government expenditures program.” “The challenge therefore to our economic managers should be how to comply with the final decision of the Supreme Court but at the same time accelerate government spending for the next three quarters or two …” Drilon said. “We have enough revenues but we’re not spending well. In fact, our programmed budget deficit is way below our target,” he added. But Budget Secretary Florencio Abad contradicted Drilon’s observation, citing a 44 percent estimated growth in the government expenditures on the second quarter of the year. “We’re actually improving on that end Mr. Chairman. The figures in June will show a 44 percent increase and that has been brought mainly by finally the billings from the PhilHealth services (that) should come in,” Abad said. The PhilHealth subsidies, he said, would amount to P36 billion. (MNS)

DOJ hopes accused in Maguindanao massacre case will be convicted before Aquino’s term ends MANILA, Aug 20 (Mabuhay) – The Department of Justice (DOJ) panel of prosecutors is hoping that the accused in the infamous Maguindanao massacre case will be convicted before the term of President Benigno S. Aquino III ends on June 30, 2016. The massacre claimed the lives of 58 civilians, including 15 women and 32 media practitioners, in Ampatuan town, Maguindanao on Nov. 23, 2009. According to Justice Undersecretary Francisco Baraan III, their objective to obtain justice for all the victims of the massacre is still not faltering despite the allegations of bribery on the part of some of the prosecutors in the case. Baraan stressed that they have no other “agenda or motive” in their decision to finish the presenta-

tion of evidence against the 28 accused, including former Datu Unsay Mayor Andal Ampatuan Jr., but to secure justice for the victims. He said that the prosecution panel believes that through the “resting of the case” against some of the accused, the dispensation of justice will be expedited because the Supreme Court (SC) has allowed the rendering of “partial judgment” in the case. Baraan explained that it is not required to have a “rebuttal of evidence” from the prosecution before the termination of the presentation of evidence. Although Baraan admitted that the public prosecutors are hurting in the allegations of bribery, their target to win the case for the victims of the Maguindanao massacre is not wavering. (MNS)

Obama walks fine line on racial issues By Jérôme Cartillier

WASHINGTON, August 19, 2014 (AFP) – Under a photo of Barack Obama carried by demonstrators in a town rocked by racially-charged protests, the appeal to America’s first black president is loud and clear: “Please come now.” The poster is among those waved by demonstrators in Ferguson, Missouri, where an unarmed black teenager was shot and killed by a white policeman nine days ago, touching off days of unrest. It summarizes, in part, the huge hopes stirred in the African-American community by Obama’s historic election win. But it also touches on a question that has loomed large since Obama took power in 2009: should he get more directly involved when a local incident raises the issue of racism. The United States is a country where segregation was abolished only half a century ago in some southern states, but now has a black president walking a fine line on still highly-charged issues. Obama spoke out Monday on the latest unrest. In a carefully worded speech, he urged law enforcement forces to show restraint and the demonstrators to avoid violence, which he said weakens any quest for justice more than it strengthens it. ‘Gulf of mistrust’ But when he was asked whether he planned a personal intervention in a drama that has gripped the nation for more than a week, Obama appeared to rule out anything so dramatic as a visit to Ferguson. Nevertheless, clearly uncomfortable, he did address broader issues. “As Americans we’ve got to the use this moment to seek out our shared humanity that’s been laid bare by this moment,” he said. “I’ve said this before, in too many communities a gulf of mistrust exists between local residents and law enforcement,” he added. “In too many communities, too many young men of color are left behind and seen only as objects of fear.”

But he also warned that fighting racial discriminations is a long term project that America has been working on for 200 years, as if to play down the idea that he alone can be some kind of savior. Since the end of his first term, Obama, elected thanks to strong support from minorities, has warned against expecting too much. “I never bought into the notion that by electing me, somehow we were entering into a post-racial period,” he told Rolling Stone magazine in April 2012. Time for a strong message Sherrilyn Ifill, president of the NAACP Legal Defense Fund, the legal arm of America’s largest civil rights group, said it was right for the president to keep a certain distance from day-to-day events. “We have to be very careful about getting addicted to asking the president to speak into every moment,” she said. Ifill added that the White House in recent days has supported a federal civil rights probe of the Ferguson killing and a separate autopsy separate from the one being done by local authorities. During the campaign leading up to his first presidential victory, Obama did address relations between African-Americans and whites. In a speech in March 2008 amid controversy over divisive remarks made his former pastor Jeremiah Wright. Obama said racism is a problem that the United States cannot afford to ignore. But, after he took power, things got off to a messy start. In July 2009, Obama was forced to apologize after he labeled as “stupid” the arrest of a black friend and speculated over racial motivations, without having all the facts in hand. A turning point came in the case of Trayvon Martin, a 17-year-old black male shot dead in February 2012 in Florida by a member of a civilian anti-crime patrol while walking in residential neighborhood. After a trial in which the defendant was acquitted, having pleaded self defense, Obama spoke in very personal terms.

Parents of US journalist Foley praise their ‘fearless’ son WASHINGTON, August 20, 2014 (AFP) – Friends, relatives and colleagues have paid tribute to American journalist James Foley, executed by Islamic State jihadists, with his parents praising their “fearless” son. Condolences and shocked messages poured in after the Islamist group released a video of Foley’s beheading late Tuesday, including from French journalists who revealed they had been held alongside him in the past year. Foley, 40, had been missing since he was seized in Syria in November 2012. “We’re very proud of him. He was a courageous, fearless journalist, a very compassionate American. He was just a hero,” Foley’s mother Diane told reporters outside their New Hampshire home. “It haunts me, how much pain he was in and how cruel this method of execution is as opposed to so many others,” said his father John. “We believe he was a martyr, a martyr for freedom.” French journalists Didier Francois and Nicolas

Henin, who were released by Syrian jihadists earlier this year, revealed on Wednesday they had been held alongside Foley. “He was an extraordinary guy, an extremely nice companion in detention, very solid,” said Francois of Europe 1 radio, who was held with Foley from October 2013 until his release in April. “This was someone who never fully submitted to the kidnappers. He was always thinking of others during the whole detention, notably asking for food for everyone.” Henin of L’Express magazine said Foley had faced particular abuse from their jailers because he was American and his brother is in the US air force. “He was a guy of great bravery,” said Henin. “He became the whipping-boy of the jailers ... but remained unperturbed.” ‘Brutal and barbaric’ On Twitter, fellow journalists implored users not to view the graphic video of the execution, instead sharing images of Foley in the field.

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From presidential shoo-in to shut-out The bid of President Noynoy and his allies for charter change that will pave the way for extending his term beyond 2016 appears to have lost its luster as a result of strong public indignations and massive street protests. Even some of Noynoy’s political supporters have expressed strong objections in amending the 1987 Constitution, saying that the President was ill-advised to tinker with the Charter. Among them are former sena tors Joker Arroyo and Rene Saguisag. Both of them served as cabinet to dictate how everything around him is secretaries during President Cory’s time. done. However, if anything goes awry on Some are saying that should Noynoy per- any of his decisions, he blames others, but sists in amending the Charter, it will incur not himself. This makes me wonder as to the Presithe ire of majority of the voters, including those supporting him who still hope, albeit dent’s plans with DILG Secretary Mar dwindling, that he could still do something Roxas now that the proposed Charter for the good of the country in his last two change appears to have been nipped in the bud. Everyone knows that the proyears in office. Malaca ñang , as of now, has aban- posal to extend Noynoy’s term through doned the attempt for a second term for charter change was the idea of Roxas and Noynoy, which critics claim may include his “Balay” political group and close asclipping the powers of the judiciary. sociates. When the President said he was ameNoynoy’s allies even hired a foreign “PR” consultant to prop-up the sagging image of nable in changing the Constitution, which the President as a result of a backlash of was written and ratified during his mother’ public opinion regarding Charter change. term, has changed the political landscape of Deputy spokesperson Abigail Valte, in the country. Hardest hit by the sudden poan apparent bid to calm down the people’s litical turn-around by the President is Vice strong outrage, claimed the President was President Jejomar Binay, the presumptuous only testing the people’s sentiment. But 2016 opposition presidential bet. After besting Mar Roxas in the 2010 this was in contrast to what Communications Secretary Herminio Coloma has vice presidential race, Binay has been said, in that, according to Coloman, the considered by many as a shoo-in for the people “want” Noynoy to continue being 2016 general election, if not outright winner. As a matter of fact, days before the the President. Aquino’s attempt to extend his term Charter change proposal came out, Binay beyond 2016 and to muscle the judiciary, was even being considered to be the guest particularly the Supreme Court, has clearly presidential candidate of the Liberal party shown his petty, selfish and dictatorial ten- of Noynoy. Binay has always been loyal to the famdencies. He is a power and control freak. He is the type of a person who attempts ily of Cory Aquino. He owned his political

break to the late president wh named Binay as officer-in-charge of Makati after the EDSA uprising that caused the downfall of Marcos in 1986. As of now, Binay, who has the full backing of all of Noynoy’s sisters, is playing it smart. When asked to comment on Noynoy’s sudden change of heart regarding charter change, Binay said the President’s open mind to amend the Constitution and for a possible second term for Noynoy must be respected. Binay, however warned that a charter change at this time would be divisive and attempts to curtail the powers of the judiciary could create a constitutional crisis. As it stands right now, there is really no opposition presidential bet, except for Binay. It will cost someone around six billion pesos to run a presidential campaign. As of today, only former senator and real estate magnate Manny Villar and Binay have that kind of money. Villar accumulated most of his wealth from his real estate deals. But I wonder where Binay acquired his humongous wealth. I hope some of it did not come from the overpriced Makati car park buildings, which incidentally is a current issue and are now being investigated. As I recall, Binay started his career in government service as a lowly clerk during the time of Makati

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mayor Max Estrella. I hope that someone, other than Noynoy or Binay or other “trapos,” will emerge as an alternative presidential candidate that will better serve the country and do good for the welfare of the Filipinos. The late Interior and Local Government Secretary Jesse Robledo would have been a good president had he not died in a plane crash in 2012. I do not personally know him. But I admire his courage and political will in his quest to curb illegal gambling (jueteng) during his stint as interior secretary over the strong objections of provincial governors close to Noynoy and some cabinet secretaries. I hope too that former Congressman and Defense Secretary Gilbert Teodoro will have a change of heart and will try to run again as president. Teodoro lost to Noynoy in the 2010 presidential election. His track record as a congressman from Tarlac is very impressive as compared to his second cousin, President Noynoy. Teodoro’ stint in Congress and in the Defense departments is devoid of corruption or wrongdoings. Too bad we lost Robledo. He would have been a good president for our country. Sometimes I wonder if God loves the Philippines. After Estrada, came Gloria and then Noynoy. My God, I’m scared. Who is going to be the next president?

UK police find 15 immigrants in truck in latest incident LONDON, August 19, 2014 (AFP) – Fifteen distressed immigrants were found in a truck in Britain on Tuesday, as a man was arrested on suspicion for manslaughter for the death of a stowaway in a similar incident three days earlier. The 15 foreign nationals in the truck, who told police they were from Kashmir and Eritrea, were discovered after other road users heard shouts and banging coming from inside. The truck was stopped at a service station. On Saturday, staff at a port heard screaming and banging coming from inside a shipping container, and found 34 Afghan Sikhs alive inside suffering from severe dehydration, hypothermia and lack of air. One man was found dead, having passed away during the sea crossing from Belgium, and on Tuesday police in Northern Ireland said they had arrested a man on suspicion of manslaughter. The cases have raised questions about Britain’s border security and the desperate measures taken by immigrants to reach Britain’s shores illegally. Police arrested the German truck driver after 12 men and three women were found in the back of his vehicle as it travelled near Taunton, south west England on Tuesday. The people found in the truck were treated by paramedics for possible dehydration but were all in a healthy condition, according to police. “A total of 15 people were found in quite a state of distress, including men, women and a 15-year-old boy. They have stated they are from Eritrea and Kashmir,” an Avon and Somerset Constabulary spokesman said. “They were quite distressed, it had got

very hot inside the vehicle,” he added. “A man, who is from Germany, has been arrested on suspicion of facilitating the unlawful entry of people into the UK. “He was quite shocked to find people in his vehicle and he is assisting us with our inquiries,” explained the spokesman. The lorry, which originated in mainland Europe, has been seized as part of the police investigation. Man arrested over death Police in Northern Ireland on Tuesday said they had arrested a 34-year-old man on suspicion of manslaughter over the death of the Afghan Sikh immigrant whose body was found in a shipping container in south east England on Saturday. The suspect was detained in the province and is in custody pending transfer to mainland Britain for questioning. Fleeing alleged religious persecution in Kabul, the Sikhs aged between one and 72 were found suffering severe dehydration and hypothermia in a shipping container at Tilbury Docks east of London. But one man – identified by police as 40-year-old Meet Singh Kapoor – did not survive the North Sea crossing from Zeebrugge port in Belgium. His children, aged nine and 12, were in the container with him. “Police in Northern Ireland have arrested a man on suspicion of manslaughter and facilitating illegal entry into the United Kingdom,” Essex Police said. British authorities are looking after the survivors. “All 34 are now in the process of claiming asylum in the UK and we are providing accommodation and support to those who require it while their cases are considered,” said Britain’s interior ministry.

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FOOD & DINING

Creative ways to plan a date at home FAMILY FEATURES

ate night doesn’t have to require reservations at an overpriced restaurant or an over-the-top production. You can easily turn your own home into the perfect romantic setting for a special night you both deserve. Spice up the night with these exciting and memorable new activities you and your significant other can enjoy together in the comfort of your own home.

Create a Wine Bar Add a touch of sophistication by creating a “wine flight” experience with a selection of different varietals to taste. Pair sweet wines (such as Moscato, Late Harvest and Sauternes) with assortments of nibbles and noshes, such as chocolates, or one of the delicious flavors from Breyers Gelato Indulgences. For red wine varietals, (Merlot, Cabernet, Sauvignon) have plenty of cheeses and gourmet crackers on hand. Remember, presentation is essential, so make sure you break out your best glassware and serving pieces for this intimate tasting for two. Tip: Intended for adults of drinking age. Please drink responsibly.

Breyers Gelato Indulgences. Savor decadent flavors like Vanilla Caramel, Tiramisu, Raspberry Cheesecake or Triple Chocolate.

the meal. You want music that’s easy to talk over so no heavy metal, unless that’s your thing. If that’s the case, rock on.

Fun “al Fresco” It’s easy to turn your backyard or patio into the best outdoor dining experience in town. By adding small unique touches to surprise your significant other, like a string of lights for some dim lighting or even a new tablecloth, the evening will feel special. You can also extend the evening by turning it into a great camping experience. All you really need is an open mind, a tent and a little bit of backyard space! With the help of a stargazing app, you can make sure to catch all the action happening in the sky.

Adults-Only Game Night Take a cue from your kids and have a game night with fun games that let you laugh out loud, get creative and challenge each other to some friendly competition. Charades or even interactive games on your tablet let you stay engaged with each other while having fun.

Make It a Classic Film Night

It’s the Little Things Having the perfect date night in the comfort of your own home is simple if you add small touches. Consider printing up a menu for the evening along with place cards for you and your significant other listing each other’s best qualities. And don’t forget to capture the mood by crafting the perfect playlist to play during

Select a timeless, big-screen love story, like “Casablanca,” “Gone With the Wind” or “The Shop Around the Corner,” for a classic cinema-inspired experience. Try making a meal to match the movie beforehand, such as a Southern feast for “Gone With the Wind” or Moroccan for “Casablanca.” After dinner, dim the lights and cuddle up on the couch with a delicious dessert, such as

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Special Occasions at Home Most relationships have milestones and other special events that call for celebration, so why not do so from the comfort and serenity of home? Here are some ways to make those special times even more unique and memorable.

New Year’s Eve Against the backdrop of bubbling refreshments, and of course a kiss at midnight, create a list of the 10 most memorable moments in the last year, as well as a bucket list of things you want to do in the year ahead.

Valentine’s Day Celebrate this day of love in style. Warm up the oven and create heart-shaped pizzas together with all your favorite toppings. Serve them as a romantic picnic on the floor, complete with fluffy pillows and blankets.

Anniversary Order carry-out from a restaurant that holds special meaning for your relationship, such as where you had your first date or the restaurant that catered your wedding. Or, try and recreate a favorite meal from one of your favorite restaurants on your own. Complete the romantic evening by reading your old love letters and notes out loud, with your favorite songs or wedding video playing in the background.

Holiday season Start your own traditions together by baking cookies and sharing your creations on social media with your friends and family. Or pick a handful of your favorite holiday movies for an at-home holiday film marathon, and share your favorite lines from the movies on your social channels.

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Pair wholesome, delicious pudding with ingredients from your own pantry or fridge FAMILY FEATURES

hat do you reach for around 3 in the afternoon? Something salty? Something crunchy? Something creamy, smooth and sweet? These days, more and more snackers are looking for something wholesome and satisfying to get them through the afternoon. Here’s one snacking choice you may not have thought of: pudding. When pudding is made right — just the way your grandma used to — it’s made with real ingredients like milk and eggs, cooked slowly until it’s creamy and delicious. While cooking up your own pudding is a fun and satisfying weekend or evening project, when you need a quick afternoon snack, that’s probably not in the cards. Fortunately, there are still some companies making pudding just the way you would at home, slowly simmered to perfection. This is great news for people who want a smooth and creamy snack they can feel good about. There’s a good reason why simple, comforting pudding was a favorite childhood snack — and is still a wholesome snack choice today.

Simple Ideas for a Delicious Snack Pudding is perfect straight out of the refrigerator, of course, and all you need to enjoy it is a spoon. But you can make it your own with other ingredients that you probably have right in your kitchen. Take a look at your spice rack: You’ve probably got cinnamon, nutmeg and cayenne pepper. In your pantry, you’ve got crunchy cookies, pretzels and nuts. Fresh and frozen fruit are always good to have on hand. Even canned and shelf-stable packs of tropical fruits can top your pudding. Before you know it, you’ll be seeing surprising pudding pairings everywhere you look. With a little creativity, you could have a unique pudding snack every day of the week. We’ve got a few ideas to get you started. Find out more about Kozy Shack® Pudding at www.kozyshack.com.

Mango & Coconut Tapioca Pudding — Cut a fresh mango into small pieces. Spoon Kozy Shack Tapioca Pudding into a small dish. Top with mango and sprinkle with toasted coconut.

Blackberry Rice Pudding — Dice a handful of fresh blackberries. Layer blackberries and Kozy Shack Rice Pudding in small dish. Top with any remaining fruit and a mint leaf.

Fresh Raspberries and Chocolate Pudding — Layer fresh raspberries, whipped cream and Kozy Shack Chocolate Pudding in a small dish. Top with extra raspberries and a dollop of whipped cream.

Lemon Tapioca Pudding — Crush a couple of lemon shortbread cookies. Spoon into the bottom of a small dish. Top with Kozy Shack Tapioca pudding, a sprinkle of lemon zest and assorted fresh berries.

Banana Split Pudding Snack — Cut a banana in half the long way. Stand one half in a small cup. Spoon chocolate pudding into the cup and top with a maraschino cherry.

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LOS ANGELES

Weekend, Sat. - Fri., August 23 - 29, 2014

Balita

Weekend, Sat. - Fri., August 23 - 29, 2014

LOS ANGELES

Visit www.Balita.com

LOS ANGELES

Weekend, Sat. - Fri., August 23 - 29, 2014

Balita

Weekend, Sat. - Fri., August 23 - 29, 2014

LOS ANGELES

Visit www.Balita.com

LOS ANGELES

Weekend, Sat. - Fri., August 23 - 29, 2014

Balita

HEALTH & BEAUTY

A new you with LaVon Skin Care Summer is coming to an end, and the changing of the seasons is the perfect time to reveal a new you - with smooth, glowing and healthy skin!. Whether your issue is acne, dark spots, or hyperpigmentation, the highly qualified licensed estheticians at LaVon Skin Care can customize a treatment plan that can fit anyone’s skin care needs. One of the most common skin problems is acne, and LaVon Skin Care offers great services to combat and treat this issue. Their state-of-the-art acne treatment targets current blemishes and helps prevent future breakout activity. LaVon Skin Care’s synergistic blend of active enzymes penetrates the pores deeply. all the way down to the follicles - to stop acne where it starts. The end result is can achieve clearer, healthier, breakout-free skin - fast! Another issue is dark spots and hyperpigmentation, which is when patches of skin become darker in color than the normal surrounding skin. This darkening occurs when an excess of melanin, the brown pigment that produces normal skin color, forms deposits in the skin. Hyperpigmentation can affect the skin color of people of any race including us- Filipinos, and LaVon Skin Care can help. Their Dark Spot Removal and Hyperpigmentation treatments go below the surface of the skin

to transform skin cell functions at the cellular level and correct the damage within. Using a specific sequence of dosage and frequency that’s recommended specifically for each client, the prescription strength system exfoliates old skin leaving healthy, new skin that looks and acts younger and healthier. LaVon Skin Care recieves many clients due to referrals of already happy customers.This popularity has brought attention to celebrities such as Randy Santiago, DingDong Dantes, and Marian Rivera who have visited LaVon Skin Care. LaVon Skin Care has two locations, one at Carson and Cerritos. Both an enjoyable place to relax and to have a beauty treatment. LaVon has an amazing technique on curing acne, removal of dark spot/pigmentation, and many more skin problems. When you come in for your free skin analysis and consultation, their knowledgeable licensed esthetician will be available to answer all your skin questions and will help you select the best treatment or program for you. Their two shops are located at 22010 S Avalon Blvd. Carson, CA 90745 and 17150 Norwalk Blvd. Suite 105 Cerritos, CA 90703. You may call (562) 213-6322, (310) 518-SKIN (7546) and (562) 402SKIN (7546) for more services.

Revolutionary Time Machine Procedure University launched in San Diego The first Time Machine training class for the Time Machine Procedure (TMP) providers, conducted by noted dermatologist and TMP inventor Tess Mauricio, was completed August 16, 2014 at The Del Mar Marriott Hotel in Del Mar California. Doctor Tess Mauricio, has partnered with industry leader, Eclipse Aesthetics LLC to introduce the TMP which will be performed by licensed TMP providers worldwide. In the rapidly commoditizing aesthetic marketplace, the TMP has proven to generate amazing results for patients and uniqueness for the participating practices. An extraordinary combination of leading edge technologies and techniques merged with many years of perfecting, the TMP takes on age-related issues including skin deterioration, sun damage, wrinkles, sagging, and loss of volume, as well as hyperactivity of muscles for facial expression. Offering complete rejuvenation and natural looking results, this customizable process helps patients appear like they have traveled back in time, emerging how they looked 5 to 10 years earlier after only a few treatments. “With the great TMP technology, you never have to look old and you can look as young as you feel. We maintain everything else in our lives, our home and our cars. What about our vessels, our bodies? TMP not only makes us look good on the outside, but it truly affects the way we feel on the inside. With the Time Machine ProcedureSM, you can always look your best at any age, and without surgery!” – Dr. Tess The first graduates of the Time Machine Procedure University came from across the country to complete their training. The attendees were: Arabelle Sarkis MD – Los Gatos CA, Roy Harris MD - Rocklin CA, James Wilson MD – Naperville IL, Maria Regaldo MD – Las Vegas NV, Stellar Skin Arizona – Tempe AZ, Vitality Med Spa – Oklahoma City, Beaumont Health

& Wellness – Beaumont TX, Dr. Midas Medical Group – Rowland Heights CA, Feldmar MD – Los Angeles CA. “Upon completing my TMP training, I was pleased to perform 10 Time Machine Procedures the first week back! My patients are thrilled to have such a unique opportunity to take years off their appearance with minimal downtime and no surgery!” said James Wilson M.D. The Time Machine Procedure is the preferred anti-aging treatment for international celebrities such as Marla Maples, Black Eyed Peas’ Apl de Ap, Hilda Koronel and Gabby Concepcion among others. About the Inventor: Dr Tess Mauricio, Board Certified Dermatologist and graduate of Stanford University School of Medicine, founder of M Beauty by Dr Tess clinics with multiple locations in Southern California. Dr Tess was a Past President of the San Diego Society for Dermatological Surgery and recognized innovator in the field of cosmetic dermatology and treatment of skin of color, invented the nonsurgical combination procedure (TMP) years ago and first introduced it in the market in 2012. After years of producing results rivaling surgical procedures utilizing a unique protocol of a combination of the best in class non-surgical technologies along with a lasting brand the consumers embrace and a practice management solution that has transformed her practice. The Time Machine Procedure has been featured on multiple TV networks locally and internationally, in New Beauty and Health Beauty and Life magazines, has been a gift for Hollywood’s GLAAD Awards and in Dr Tess’ book California Total Beauty. For more information regarding the Time Machine Procedure please visit www.timemachineprocedure.com or call 800-759-6876.

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ENTERTAINMENT

Solenn Heussaff: I’ve already settled down

Solenn Heussaff,

For Solenn Heussaff, settling down doesn’t mean getting married. The 29-year-old actress was asked what

age she intends to settle down with her boyfriend, Argentine businessman Nico Bolzico. “Settled down na naman ako, almost three years nag-li-live in na kami. Pag may singsing, same, wala namang mag-iiba,” she answered. On whether she still hopes to walk down the aisle, Heussaff added: “Hindi ako pressured. Siyempre naman, it’s every girl’s dream, but if it doesn’t happen now, hindi ako iiyak.” If she and Bolzico do get married, Heussaff said she would prefer to have the ceremony done outside the Philippines, with only close friends and family members in attendance. “Pag magkasal ako, sa abroad for sure, kasi gusto ko maliit ‘yung wedding,” she said. “Ayoko mag-invite ng mga hindi close. Kahit sa family ko, I’m not so close to everyone, so gusto ko lang 60 people sa wedding. Thirty sa side ko, 30 sa side niya.” Among the few celebrity guests, Heussaff said, would be Lovi Poe, Heart

Evangelista, Rufa Mae Quinto, Michelle Madrigal, Bianca King, and Rhian Ramos, among others. Heussaff ’s preference to keep her relationship private extends to possible work opportunities with Bolzico, who was recently tapped as an ambassador of a watch brand. While she will not prohibit her boyfriend from endorsing products, Heussaff said it is unlikely that she will agree to work with him in a similar project. “Parang ayoko, kasi after, maraming intriga. You all know I hate intriga. He can

do his own thing. Kung gusto niya, gagawin ko, pero choice ko lang, ayaw ko. His work is his work, mine is mine,” she said. Meanwhile, the “Seduction” star said she is happy for her brother, food blogger Erwan Heussaff, and actress Anne Curtis, who have been a couple for four years and a half now. “Happy naman ako kasi love ko si Anne. Pag mangyayari ng something, susubukan kong... I’d hit my brother!” she quipped. “I love Anne so much, so I’m happy na sila parin. Strong naman ‘yung relationship nila.” (MNS)

Iza on marriage: ‘Hindi pa ako ready!’ “Hawak Kamay” actress Iza Calzado did not appear to think twice when asked if she is ready to get married to her boyfriend of over two years, British-Filipino businessman Ben Wintle. “Iyon ang tanong! Hindi pa ako ready!” Calzado said during a party hosted by Regal Films Thursday celebrating her 32nd birthday recently. She explained: “Sayang po kasi. Ang dami po talagang pagkakataon, ang daming opportunities na dumarating ngayon.” Apart from the ongoing “Hawak Kamay,” Calzado is busy with promotions for the romantic-comedy film “Somebody to Love,” which will hit cinemas nationwide on August 20. Directed by Jose Javier Reyes and produced by Regal Films, the movie also stars Matteo Guidicelli, Jason Abalos, Maricar Reyes, and Carla Abellana. “Sa tingin ko pag iyong oras na na nasabi ko na, ‘Okay, nagawa ko na ang lahat ng gusto kong gawin, for now’ – kasi, siyempre, hindi naman ako titigil sa ginagawa ko, sa pag-aartista ko – sa tingin ko baka puwede nang magpakasal,” Calzado said. Asked what she still hopes to achieve, Calzado said she will answer the question when she renews her contract with ABS-CBN. Turning serious, the actress said she is careful not to take for granted the big breaks given her the past year, including the box-office hit “Starting Over Again” and the reality TV series “The Biggest Loser Pinoy Edition: Doubles.” “This year has just been amazing,” Calzado said. “Sobra akong grateful siyempre kay God, at sa lahat ng mga nagtiwala sa aking kapasidad bilang artista pati host. Sobrang ang daming biyaya na dumarating, na hindi ko puwede basta-basta talikuran.” Calzado added that she intends to maximize opportunities coming her way, before possibly settling down with Wintle in two years. “At my age, nabibigyan ako ng mga ganitong opportunities,” she said. “I really have to grab them and then eventually, I can evolved into something more. Like, maybe, I can think of being a wife and a mother.” For now, the actress said she is happy with her “smooth-sailing” relationship with Wintle, whose personality she believes

complements hers. Whereas she is more creative and emotional, Wintle is more laid-back and rational. “It’s been very smooth, because ‘yung personality din niya kasi,” Calzado said. “Ako ‘yung medyo feisty. Artist, eh. Siya kasi, very steady. I think he grounds me so hindi masyadong lipad ‘yung utak ko, hindi kung saan-saan pumpunta. It’s a good balance. I think it’s a good balance.” (MNS)

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COMMUNITY

SCE crews on the scene: Regular maintenance outages help lead to reliable power

El Portal Fire, July 28, 2014. Photo: http://inciweb.nwcg.gov

Wildfire near Yosemite sparks 13,000 evacuation orders

LOS ANGELES, August 19, 2014 (AFP) – Californian authorities said Tuesday they have issued more than 13,000 evacuation orders near Yosemite National Park due to a wildfire encroaching on the US tourist attraction. Some 600 firefighters were battling the blaze that so far has burned some 1,200 acres (500 hectares), according to the Madera County Sheriff’s Office. With no containment in effect, the road allowing access to Yosemite from the south has been closed. However, the famous landmark remains open to the public. As of Tuesday morning, some 1,000 people had been evacuated, with another 4,000 told they were now on standby,

according to the sheriff’s office. Shelters have been set up by the Red Cross for those who have to leave their homes. At least eight structures have been damaged while at least 500 others risk being engulfed by the flames that were sparked early Monday in the drought-hit, tinder-dry area. The cause of the fire is under investigation. In July, another inferno threatened a grove of famous giant sequoia trees in Yosemite, which welcomes several million visitors annually. Last year, a gigantic blaze – the third largest in Californian history – tore through a swath of the park, burning more than 257,000 acres.

(We recently sat down with one of SCE’s directors in Transmission & Distribution to discuss questions often asked by customers about maintenance outages.) By David Song @SCE_DavidS as constraints related to work hours and street/ August 12, 2014 – To provide safe and traffic restrictions. reliable electricity to customers throughMajor holidays. out a 50,000-square-mile service territory, Q: How much advanced notice of a mainSouthern California Edison (SCE) schedules tenance outage does SCE give its customers? thousands of maintenance outages each year. A: Notice is typically provided five days With an aggressive work schedule, it’s a chal- in advance of a maintenance outage. Commulenge to complete all the necessary work to nicating with customers is very important to help maintain a reliable electric grid. us. They have a right to know exactly what’s The Edison Newsroom recently spoke with going on with their service. Nestor Martinez, SCE director of Distribution Q: How are customers notified of these Construction and Maintenance North/West scheduled outages? Division, Distribution Business Line, TransA: SCE sends a brightly colored postcard mission & Distribution, about maintenance to impacted customers with the following outages, the scheduling process, how custom- information: ers are notified and alternatives to scheduling Why outages are important. outages during peak hours on summer days. How to prepare. Q: How many maintenance outages does Safety tips. SCE schedule annually? Where to get additional information. A: In order to make the necessary upgrades Q: Are there alternatives to scheduling to its electric distribution network, SCE must outages during peak hours on summer days conduct more than 20,000 maintenance out- (such as overnight as some customers have ages a year. This number could go up as we suggested)? embark on a multi-year infrastructure imA: SCE schedules maintenance outages provement project across the service territory. so they can be completed as safely and cost Q: Why is the number of projects increas- effectively as possible while minimizing ining over the next couple of years? convenience to our customers. A: From time to time, it’s necessary to temQ: What impact does weather have on porarily turn off the power so that our crews scheduling maintenance outages? can safely install upgrades or make repairs to A: SCE continuously monitors weather the grid. Doing so ensures that repair outages conditions and considers extreme tempera– unexpected outages – are limited and the tures and other factors when determining reliability of the system is not compromised. whether to move forward with a scheduled We want the power grid to be modern, reli- outage. When temperatures are extreme for able and absolutely up-to-date. The crews you SCE’s service area, the company assesses see out in your community are doing this one the feasibility of rescheduling, deferring or pole, one transformer, one vault or one foot mitigating outages on a case-by-case basis of cable at a time. when there is no negative impact to the public, Q: What type of work is done during a employee safety or service reliability. maintenance outage? Q: What is the amount of notice time SCE A: Most maintenance outages are for re- gives when a scheduled outage date will be placement of components on SCE’s network. rescheduled? Other outages are associated with customer A: Notices of a rescheduled or canceled requests, such as supplying power to new outage are generally provided one to three homes or businesses. days in advance, whenever possible. However, Q: What factors does SCE take into consid- unforeseen circumstances occasionally result eration before scheduling an outage? in last-minute cancellations. A: Although maintenance outages are Notifications are made via phone up to, and generally shorter in duration and affect fewer including those that are canceled by noon the customers than repair outages, SCE under- day before the scheduled outage. Same-day stands that any ongoing maintenance work is cancellations are communicated to Medical an inconvenience, so we isolate outages down Baseline and assigned business customers to the smallest area possible and complete via SCE’s Automated Outage Communication the work as quickly as we safely can. We do system via email, text, voice and TTY. this by ensuring that adequate resources are Q: How does SCE handle complaints available, including field crews, materials, raised on its website? equipment, and appropriate permits are obA: If you have any questions or concerns, tained and our customers receive notification. we are here to take your calls and answer your Other factors considered include: emails. SCE makes every effort to respond Public and employee safety. to all customer concerns. In many cases, Criticality of electrical components to be the complaints are routed to the approprireplaced. ate departments for a direct response. These Regulatory requirements. responses are often routed to the company’s Impact to critical services, such as fire sta- Contact Center or Consumer Affairs office tions or hospitals, which will be interrupted. where a representative will personally contact Governmental agency requirements such the customer to discuss their concerns.

Storms knock out power, strand residents in Phoenix LOS ANGELES, August 20, 2014 (AFP) – Heavy rains lashed the normally dry Phoenix area in the southwestern United States on Tuesday, triggering flash floods, leaving thousands of people without power and stranding others on roof tops. The National Weather Service issued a warning for flash floods, saying there was the threat of further “very heavy rainfall” and thunderstorms. A major highway, Interstate 17, was temporarily closed, officials told AFP,

with many other streets or major roads rendered impassable because of flooding and mudslides. The Arizona state website warned that “the rain is expected to continue for the next few days.” About 3,000 people were without power in the region, it said, while US media showed footage of firefighters landing on the roof of one house to dramatically rescue two women stranded by fast-flowing torrents of water.

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Tanduay Asian Rum expands distribution to additional retail outlets in California Avon, CT (August 18, 2014)â&#x20AC;&#x201D; Tanduay Distillers, Inc., makers of the secondlargest-selling rum brand in the world, announces its partnership with California National Trading Inc. (CNT, Inc.), which will increase distribution in California and bring the award-winning rum to several Asian supermarkets throughout the state. This follows the decorated spiritâ&#x20AC;&#x2122;s first foray into CA with Seafood City, the popular food retailer specializing in Filipino products. With expanded distribution, the beloved Filipino rum will now be accessible in all major cities throughout California. Jeff Chen, President of CNT, Inc. and a veteran of the beverage alcohol industry, will oversee sales efforts for the brand in the state. â&#x20AC;&#x153;The strength of Tanduayâ&#x20AC;&#x2122;s presence has grown exponentially since its introduction to the U.S. last July,â&#x20AC;? stated Whit Repp, Vice President of Marketing at Brand

Action Team, Tanduayâ&#x20AC;&#x2122;s agency of record. â&#x20AC;&#x153;We are thrilled to have someone managing sales efforts for Tanduay Asian Rum who knows the California market first hand, and we are confident that his expertise will guide us effectively into new accounts.â&#x20AC;? Support of Tanduayâ&#x20AC;&#x2122;s California entry in participating accounts will be led by Chen, who established CNT, Inc. in 1994 after observing the extraordinary growth of Asian immigration, and recognizing the opportunity to import their favorite wine and spirits. With incredible knowledge of the

Turning 65? Welcome to Medicare MADICARE has 4 parts: A (Hospital), B (MD Visit), C (Medicare Advantage Plan), and D (Prescription). As a member, you have 2 options. Option 1: stick to original Medicare. Original Medicare refers to Parts A and B. Under this option, you may go to any doctor that accepts Medicare. But, you pay for your share of cost. Share of cost refers to de ductible, copay and coinsurance. This option is a â&#x20AC;&#x153;fee for serviceâ&#x20AC;? plan. given full benefits; others, partial. Many Under this option, you may experience who are free from End Stage Renal Disease high out-of-pocket costs if you undergo (ESRD) and reside in an area where one expensive medical and/or surgical pro- is offered, enroll in a Medicare Advantage cedures. Plan to avail of â&#x20AC;&#x153;medical emergency covMost members enroll in a stand-alone erageâ&#x20AC;? outside the US, free gym memberPart D for their prescriptions. Others enroll ship, and free/discounted dental and vision in a Medicare Supplement Plan (MediGap) services, etc. to take care of their share of cost. Part D Many members who take regular preand MediGap are both offered by private scription medications apply for extra help health insurance companies and charge with Social Security. If they qualify, they premiums. get help with payment for their prescripOption 2. Enroll in a Medicare Advan- tions under the Low Income Subsidy (LIS) tage Plan (Part C). Offered by private program. companies approved by Medicare, most Medicare has become â&#x20AC;&#x153;not so easyâ&#x20AC;? to plans combine the benefits of Parts A, B understand since its enactment in 1965. and D into one. Many add the following Donâ&#x20AC;&#x2122;t be shy to ask for help to get better extra benefits: â&#x20AC;&#x153;0â&#x20AC;? premium, No copays, educated and well informed on such an No deductibles, free transportation, dental important matter as your health plan for and vision not provided under Original the rest of your life. Medicare, free/discounted â&#x20AC;&#x153;OTCâ&#x20AC;? items Obamacare alert: Those who missed the periodically, nurse helpline, free gym deadline and wish to enroll on a health plan membership, and â&#x20AC;&#x153;medical emergency thru Covered CA may do so if they have a coverageâ&#x20AC;? outside of the US. Most plans qualifying event. Call me if you need help. have specific Maximum Out-of-Pocket Leo Monsalud hails from Sta. Cruz, expense that protects you for an entire year. Zambales. He studied for his MBA and Many Medicare members who remain Law at the University of the Philippines. employed have health coverage provided He worked for United Laboratories, Inc. through their employer or union. If such where his last position held was vicecoverage is deemed â&#x20AC;&#x153;creditableâ&#x20AC;?, it is president assigned as general manager of prudent to postpone payment of Part B pre- a division. He was a joint venture partner mium until such time you lose employer/ of the San Miguel Corporation in an agriunion coverage. If your employer/union business project. He holds CA license # plan premium is â&#x20AC;&#x153;too muchâ&#x20AC;?, it may be 0G55218. He may be reached at 323-535advisable to consider other options. 7373 or e-mail at: leo.balita@gmail.com. Some Medicare members are MediCal He offers help at no cost or obligation to (Medicaid) beneficiaries as well. Some are anyone.

Ebola test on Sacramento patient negative SACRAMENTO â&#x20AC;&#x201C; The California Department of Public Health (CDPH) announced today that the federal Centers for Disease Control and Prevention (CDC) has tested the sample from the patient under investigation who is hospitalized in Sacramento and reports the test results are negative for Ebola. CDPH has been working in cooperation with the Sacramento County Public Health and the Kaiser Permanente South Sacramento Medical Center to ensure appropriate CDC protocols were followed in the investigation, testing, diagnosis and treatment of the patient.

There are currently no confirmed cases of Ebola in California. There have been no patients admitted to California hospitals who are considered to be at high risk of Ebola according to CDC criteria. â&#x20AC;&#x153;We are pleased with the negative outcome of the Ebola test and wish the patient a speedy recovery,â&#x20AC;? said Dr. Ron Chapman, CDPH Director and state health officer. â&#x20AC;&#x153;The case in Sacramento County demonstrates that the system is working. This patient was quickly identified, appropriate infection control procedures were implemented, and public health authorities were notified.â&#x20AC;?

industry and 20 yearsâ&#x20AC;&#x2122; experience in various positions in California, including Gold Mountain Beverage and Maita Distributors Inc., Jeff Chen has a track record that has made CNT, Inc. company one of the largest Asian alcoholic beverage distributors in the U.S. Chen will be responsible for making brand introductions, leading account strategy and conducting sampling and tasting events for Tanduay Asian Rum. Tanduay Silver Asian Rum is aged for up to 5 years in charred oak barrels prior to blending and filtering, boasting a palate of coconut with hints of custard. Tanduay Gold Asian Rum is a blend of rums aged up to 7 years and presents flavors of vanilla and tropical fruits. Both expressions (40% abv/80 proof) are available in 750ml for a

SRP of $19.99. About TANDUAY Asian Rum Founded in the Philippines in 1854, TANDUAY is the 2nd largest rum producer in the world, selling over 18 million cases. TANDUAY boasts a multitude of accolades for its high quality rums, which have been perfected through a tradition of masterful blending established nearly 160 years ago. TANDUAY Asian Rum is now available in the U.S. â&#x20AC;&#x201C; in Connecticut, Florida, Illinois, Tennessee and select stores in Californiaâ&#x20AC;&#x201D;in two expressions: TANDUAY Silver and TANDUAY Gold. The rums are produced by Tanduay Distillers, Inc., a wholly owned and operated division of the LT Group. For additional information, visitwww.TanduayUSA.com.

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Do I need a premarital agreement before getting married? In the absence of a premarital agreement, the general community property presumption under California family code section 760 controls which provides â&#x20AC;&#x153; â&#x20AC;Ś.all property, real or personal, wherever situated, acquired by a married person during the marriage while domiciled in this state is community property.â&#x20AC;? Family Code Â§760. This becomes a problem if you are the spouse that has the substantially higher income or the one who accumulates the majority of the assets during the marriage. spouseâ&#x20AC;? and a hurdle for the future â&#x20AC;&#x153;out You are called in family law lingo â&#x20AC;&#x153;the spouseâ&#x20AC;? by avoiding or altering the appliin spouse.â&#x20AC;? The other spouse (or in our cability of California community property lingo also called the â&#x20AC;&#x153;out spouseâ&#x20AC;? gets a law to assets 1) already owned by each and half interest on everything accumulated 2) to property and income to be acquired or during the marriage even if the asset is un- earned during their marriage. Marriage of der your name alone or it was accumulated Dawley (1976) 17 C3d 342, 349, 131 CR solely due to your sweat and hard work. 3, 7; Marriage of Grinius (1985) 166 CA3d The out spouse, who stayed at home 1179, 1186, 212 CR 803, 807 Premarital most of the marriage, gets a one half agreements may validly provide that the interest on all the accumulations during earnings and accumulations of each party the marriage under California community during marriage will remain that partyâ&#x20AC;&#x2122;s property law. separate property, free of any claims, comFor example, if you opened a savings munity property or otherwise, of the other account during the marriage under your party.Marriage of Dawley, supra, 17 C3d at name alone for which you religiously 350, 131 CR at 8; Cheney v. City & County and diligently stash away 25% of your of San Francisco Employees Retirement earnings during the marriage while your System (1936) 7 C2d 565, 569, 61 P2d 754, spouse blows away his/her salary during 756. Premarital agreements may also serve the marriage, your spouse still gets a half to preserve a personâ&#x20AC;&#x2122;s estate for his or her interest in the money you saved in your heirs, free of the other partyâ&#x20AC;&#x2122;s inheritance savings account. claims. Estate of Wamack (1955) 137 Another example would be if you CA2d 112, 115, 289 P2d 871, 872. purchase a piece of real property during Pursuant to Family Code Â§1612(c ),â&#x20AC;&#x153; the marriage under â&#x20AC;&#x153;your name aloneâ&#x20AC;? Parties to a premarital agreement may conand have your spouse sign a â&#x20AC;&#x153;quit claimâ&#x20AC;? tract with respect to all of the following:(1) deed, your spouse may still have a claim The rights and obligations of each of the for a half interest in your real property. parties in any of the property of either Another example would be if you owned or both of them whenever and wherever a business prior to marriage, but due to acquired or located. your hard work, long hours of labor, and (2) The right to buy, sell, use, transefforts, the business grew exponentially fer, exchange, abandon, lease, consume, during the marriage, your spouse may still expend, assign, create a security interest have a claim for an interest in the business. in, mortgage, encumber, dispose of, or Signing a premarital agreement may otherwise manage and control property. serve as added protection to the future â&#x20AC;&#x153;in (3) The disposition of property upon

separation, marital dissolution, death, or the occurrence or nonoccurrence of any other event. (4) The making of a will, trust, or other arrangement to carry out the provisions of the agreement. (5) The ownership rights in and disposition of the death benefit from a life insurance policy. (6) The choice of law governing the construction of the agreement. (7) Any other matter, including their personal rights and obligations, not in violation of public policy or a statute imposing a criminal penalty. However, the right of a child to support may not be adversely affected. Family Code Â§1612(b). Premarital agreements that are entered into voluntarily by parties who are each represented by independent counsel and aware of the effect of the agreement, a post 1985 premarital waiver of post dissolution support does not offend contemporary public policy and is not per se unenforceable. Fam.C. Â§ 1612(c); Marriage of Pendleton & Fireman (2000) 24 C4th 39, 53â&#x20AC;&#x201C;54, 99 CR2d 278, 288â&#x20AC;&#x201C;289; Marriage of Facter (2013) 212 CA4th 967, 981, 152 CR3d 79, 90. Under both the Uniform Premarital Agreement Act and prior law, the spouse claiming the agreement is invalid or not enforceable bears the burden of proof on that allegation. Family Code. Â§ 1615(a); Marriage of Bonds, supra, 24 C4th at 27, 99 CR2d at 269; Marriage of Iverson (1992) 11 CA4th 1495, 1502, 15 CR2d 70, 74â&#x20AC;&#x201C;75; However, the UPAA (as amended effective 1/1/02) deems that a premarital agreement was not executed voluntarily unless the court makes five prescribed findings provided for under Family Code. Â§ 1615(c) (1) The party against whom enforcement is sought was represented by independent legal counsel at the time of signing the agreement or after being advised to seek independent legal counsel, expressly waived, in a separate writing, representation by independent legal counsel. (2) The party against whom enforcement is sought had not less than seven calendar days between the time that party was first presented with the agreement and advised to seek independent legal counsel and the time the agreement was signed. (3) The party against whom enforcement is sought, if unrepresented by legal counsel, was fully informed of the terms and basic effect of the agreement as well as the rights and obligations he or she was giving up by signing the agreement, and was proficient in the language in which the explanation of the partyâ&#x20AC;&#x2122;s rights was conducted and in which the agreement was written. The explanation of the rights

and obligations relinquished shall be memorialized in writing and delivered to the party prior to signing the agreement. The unrepresented party shall, on or before the signing of the premarital agreement, execute a document declaring that he or she received the information required by this paragraph and indicating who provided that information. (4) The agreement and the writings executed pursuant to paragraphs (1) and (3) were not executed under duress, fraud, or undue influence, and the parties did not lack capacity to enter into the agreement (5) Any other factors the court deems relevant. In addition, the parties are required to provide each other with full disclosure of all material financial information. A premarital agreement may be unenforceable if found to be unconscionable when it was executed and the requisite disclosures were lacking and not waived Additionally, a spousal support provision in a premarital agreement executed under the UPAA, whether before or after January 1, 2002, is not enforceable if found to be unconscionable at the time of enforcement. Family Code Â§ 1612(c). If you are the higher earning spouse and have assets to protect, it is important to seek the representation of experienced counsel in drafting a premarital agreement to make sure that all statutory requirement are met which increases the likelihood that your premarital agreement will be deemed enforceable when attacked in court in case of a divorce. Please note that this article is not legal advice and is not intended as legal advice. The article is intended to provide only general, non-specific legal information. This article is not intended to cover all the issues related to the topic discussed. The specific facts that apply to your matter may make the outcome different than would be anticipated by you. This article does create any attorney client relationship between you and the Law Offices of Kenneth U. Reyes, P.C. This article is not a solicitation. Attorney Kenneth Ursua Reyes is a Board Certified Family Law Specialist. He was President of the Philippine American Bar Association. He is a member of both the Family law section, Estates and Trusts section, and Immigration law sections of the Los Angeles County Bar Association. He is a graduate of Southwestern University Law School in Los Angeles and California State University, San Bernardino School of Business Administration. He has extensive CPA experience prior to law practice. LAW OFFICES OF KENNETH REYES, P.C. is located at 3699 Wilshire Blvd., Suite 700, Los Angeles, CA, 90010. Tel. (213) 3881611 or e-mail kureyeslaw@gmail.com or visit our website at Kenreyeslaw.com

Yellen: US jobs market â&#x20AC;&#x2DC;yet to fully recoverâ&#x20AC;&#x2122; WASHINGTON, August 22, 2014 (AFP) â&#x20AC;&#x201C; Federal Reserve Chair Janet Yellen on Friday rebuffed pressure from inflation hawks to move faster toward a rate hike, saying the US jobs market still shows slack despite recent gains. But the European Central Bankâ&#x20AC;&#x2122;s Mario Draghi, also addressing the Fedâ&#x20AC;&#x2122;s central banker symposium in Jackson Hole, Wyoming, said the ECB was ready to respond to demands for more stimulus as the eurozone economy stalls. In her much-awaited speech on the labor market, Yellen said US monetary policy needed to be pragmatic, not defined by models but focused on what a range of data says. She acknowledged the rising calls for preemptive action to head off inflation, including from a growing minority within the Fed. And she admitted that interpreting the data on the US labor market since the Great Recession of 2008-2009 has become more complex, difficult to determine which patterns are cyclical and which represent deep structural and societal changes. â&#x20AC;&#x153;The assessment of labor market slack is rarely simple and has been especially challenging recently,â&#x20AC;? she told the symposium. Still, she stressed that even if the unemployment rate has fallen more quickly than expected to 6.2 percent, there remains â&#x20AC;&#x153;considerable uncertainty about the level of employment.â&#x20AC;? Taken together, she said, the data suggests that the jobless rate decline â&#x20AC;&#x153;somewhat overstatesâ&#x20AC;? labor market improvements. â&#x20AC;&#x153;Five years after the end of the recession, the labor market has yet to fully recover,â&#x20AC;? she said.

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SPORTS Pacquiao-Algieri promo tour begins LAS VEGAS, NV (August 20, 2014) – Fighter of the Decade Congressman MANNY “Pacman” Pacquiao, boxing ‘s only eight-division world champion, defends his World Boxing Organization (WBO) welterweight title against New York’s undefeated WBO junior welterweight champion Chris Algieri, who has Bachelor of Science degree in Health Care Management, a Masters degree in Clinical Nutrition and a Ph.D. in Upsets Inside the Ring. Promoted by Top Rank and Sands China Ltd., in association with MP Promotions, Joe DeGuardia’s Star Boxing, Banner Promotions and Tecate, the Pacquiao vs. Algieri world welterweight championship event will take placeSaturday, November 22, at The Venetian Macao’s Cotai Arena. It will be produced and distributed live by HBO Pay-Per-View beginning at 9 p.m. ET / 6 p.m. PT. Pacquiao (56-4-3), the Filipino icon, and Algieri (20-0), the scholar fighter, along with their respective trainers Freddie Roach and Tim Lane, promoters Bob Arum, Joe DeGuardia and Artie Pelullo, and Ed Tracy, President and CEO of Sands China Ltd., will embark on a 27,273-Mile Media Tour, beginning on Monday, August 25 at The Venetian Macao , the 12-day tour includes press conferences or public and private appearances scheduled for Shanghai, San Francisco, Las Vegas, Los Angeles and New York.

Algieri, 30, has a spotless 20-0 professional record, capturing the WBO lightwelterweight title last month by split decision from Russia’s Ruslan Provodnikov, a former Pacquiao sparring partner. But the fight with the 35-year-old Pacquiao, once regarded as the best poundfor-pound fighter of his generation, would be the most high-profile bout ever for the Huntington, New York native. Widely considered a national idol after becoming world champion in eight weight divisions, the Macau bout would be a test of Pacquiao’s determination to stay at the top of his sport. His fighting skills and national fame have seen him earn fabulous wealth but he has since branched out into other pursuits, including as a Christian preacher, product endorser, television host, and elected member of the Philippine parliament. He also plans to a coach an expansion team in the Philippines’ professional basketball league. Pacquiao suffered two consecutive defeats in 2012 to American Timothy Bradley and Mexican Juan Miguel Marquez. He redeemed himself somewhat in winning a Bradley rematch last April, following a convincing victory against another American, Brandon Rios, in November last year. The Algieri bout means boxing fans would have to wait some more for the dream match most of them want to see –

Pacquiao versus another unbeaten American, Floyd Mayweather Junior. There have been repeated efforts to negotiate such a fight but they have never prospered even as Mayweather, 37, de-

clared that he will never face Pacquiao as long as he is promoted by Arum. Mayweather is known to be on bad terms with Arum, his former promoter, whom he accused of shortchanging him.

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Special Edition Prius takes on a new persona for 2015 TORRANCE, Calif. (July 30, 2014) – The best-selling hybrid in America is taking style to a new level. The 2015 Prius Persona Series Special Edition is tailored with elegant exterior and interior touches that make it unique. The special edition model will begin arriving in dealerships in September. The Prius Persona Series Special Edition model adds exterior changes and equipment to a Prius Three to create a distinct visual package. Persona Series includes 17-inch alloy wheels with a premium dark metallic finish. The special edition also comes equipped with premium heated power mirrors with turn signal indicators. The Persona model will be available in two exterior colors, Blizzard Pearl, and

for the first time ever on this model, Absolutely Red. A “Persona Series” exterior badge on the rear of the vehicle also helps differentiate the model. The Persona’s interior is trimmed in black SofTex with gray stitching. The steering wheel is also trimmed in SofTex material and includes a dark chrome bezel that complements the new model’s dark chrome shift knob ring and door grips. To add to the luxurious visuals, Persona Series features blue driver and front-passenger foot area illumination. The new Persona Special Edition has a MSRP of $26,985. Blizzard Pearl exterior paint is accompanied by an additional $395 fee.

The MSRP for the 2015 Prius Persona Series Special Edition does not include the delivery, processing, and handling (DPH) fee of $825. The DPH fee for vehicles distributed by Southeast Toyota (SET) and Gulf States Toyota (GST) may vary. If you want to check out the new Toyota Sienna or buy one now, come and visit our friends and kababayans at Toyota of Glendale. Toyota of Glendale has Cecille Benitez, Richard Cruz, and Kay Cajulis, all of whom can help you get into a new Yaris or any other Toyota vehicle of your choice. Toyota of Glendale is located at 1260 S. Brand Blvd. Glendale CA 91204. You can reach them toll free at 1- 866522-5154.

Cecille Benitez (left) is the recipient of the prestigious Toyota Sales Society Gold Award in 2013, while Richard Cruz is very knowledgeable and very helpful who even delivers cars to customers at their homes or offices. Also, part of Toyota of Glendale’s Filipino fleet is Kay Cajulis, a Los Angeles native, whose work experience contributes to the friendly, helpful and family oriented team at Toyota of Glendale.

2014 Kia Soul named one of 10 best back-to-school cars by Kelley Blue Book’s KBB.COM IRVINE, Calif., August 8, 2014 – Coming off a record-breaking sales performance in the first half of 2014, the Kia Soul has been named to the list of 10 Best Back-toSchool Cars by Kelley Blue Book’s KBB. com. All new for the 2014 model year, the Soul sold an individual nameplate record 74,999 units in the first half of 2014 and continues on pace for a record sales year. KBB.com editors praised the Soul for its affordability, practicality, style, features and personality. “Since its launch in 2009, the Soul has appealed to a broad range of customers

thanks to its unique blend of style, technology and value,” said Michael Sprague, executive vice president of sales and marketing, Kia Motors America (KMA). “Now in its second generation, the iconic Soul remains true to its roots while improved refinement, features and amenities continue to exceed customer expectations for the segment.” As a new school year begins, the editors at KBB.com hand-picked 10 new vehicles for students, all of which have a starting MSRP below $20,000. The Soul urban passenger vehicle is second on the list with a Kelley Blue Book Fair

Purchase Price of $14,623. Fair Purchase Price shows what others have been paying for a new car recently and is updated weekly based on current market conditions, local demand and vehicle availability. For more information about KBB.com’s 10 Best Back-to-School Cars of 2014, visit http://www.kbb.com/car-reviews-andnews/top-10/best-back-to-school-cars-2014. But while Kia maybe the fastest selling vehicle brand in the U.S. – Car Pros Kia of Carson is selling more than 600 cars a month – Carson of Kia General Manager Juan Alarcon attributes hard work, a friendly

staff and the excellent service that Car Pros Kia of Carson provides as the reasons for the dealership’s rise to become a member of the nation’s elites. If you want to find out why Kia is among the leading car brands of today, drop by Car Pros Kia of Carson at 21243 S Avalon Blvd, Carson, CA 90745 (telephone # 310-2219131), or at Car Pros Kia Huntington Beach at 18835 Beach Blvd., Huntington Beach, CA 92648 (714-613-1119) and last but won’t be the last, at Car Pros Kia Glendale at 400 S. Brand Blvd., Glendale, CA 91204 (818) 745-1400.

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America’s most popular car Honda Accord gets multiple feature upgrades with launch of 2015 models Coming off an exceptional year for Accord that included retail sales leadership and the introduction of the allnew 50-mpg rated2 Accord Hybrid, the 2015 Accord Sedan and Coupe, and 2015 Accord Hybrid begin to go on sale today. Four-cylinder 2015 Accord Sedans have a starting MSRP of $22,105, with the four-cylinder Accord Coupe starting at $23,775. Both models are also offered with a V-6 powerplant. The 2015 Accord Hybrid, with Honda’s Intelligent Multi-Mode Drive (i-MMD) two-motor hybrid system, has a starting MSRP3 of $29,305. The already very well equipped Accord Sedan and Coupe receive feature upgrades for 2015. The 4-cylinder Sedan and Coupe EX-L and EX-L Navi trims now include the convenience of the HomeLink universal remote system that can be programmed with the codes of up to three devices, such as a garage-door opener or home security system. The 2015 Accord EX Coupe with 4-cylinder engine gains the Honda LaneWatch display that uses a camera and in-dash display to provide an enhanced view of the passenger-side roadway. All Accord EX-L and above Coupes will also now come equipped with an auto dimming rearview mirror. The 2015 Accord Sedan and Coupe are available with the choice of two highly

efficient Earth Dreams Technology™ powertrains, a 2.4-liter direct-injected iVTEC 4-cylinder that produces 185 horsepower4 (189 horsepower5 in the Accord Sport Sedan) and a 278-horsepower6 3.5-liter VTEC V-6 with Variable Cylinder Management (VCM). The 4-cylinder engine is paired with a continuously variable transmission (CVT) or 6-speed manual (6MT) and earns up to a 36 mpg EPA highway rating2. The Accord Sedan with V-6 is paired with a 6-speed automatic (6AT) with a 34 mpg EPA highway rating2. V-6 Coupe models can be equipped with either the 6AT or a 6-speed manual, with the 6AT having a 32 mpg EPA highway rating2.The 2015 Accord Hybrid is powered by Honda’s Intelligent Multi-Mode Drive (i-MMD) two-motor hybrid system that transitions seamlessly between electric motor power,

gasoline engine power and hybrid gaselectric propulsion, delivering power to the wheels without the need of a conventional transmission. This elegant powertrain helps the Accord Hybrid earn a 50 mpg EPA city rating2. The 2014 Accord received numerous accolades, including an unprecedented 28th Car and Driver “10 Best” title, as well as anAutomobile Magazine “AllStar” award and “Best Family Car” award from Parenting magazine and Edmunds. com. Kelley Blue Book’s KBB.com named the Accord a “Best Resale Value” vehicle and recognized it as having the lowest cost of ownership for a midsize sedan over a projected 5-year period. Included in the awards given to the 2014 Accord Hybrid were aMotorWeek “2014 Driver’s Choice Award,” a KBB.com “10 Best Green Car of 2014” award and a naming to Green

Car Journal’s “Top 10 Green Car Technology List for 2014.” Meanwhile, if you want to belong to the select group of Honda owners, all you have to do is visit the Diamond Honda of Glendale and get in touch with our kababayans Tito Adriosula, Cruzella Clemente and Orly Roque, who are more than ready to serve you and find you your new Honda Hybrids or any other Honda vehicle and be assured of top fuel efficiency as well as safety and maintenance. These are just some of the reasons why are the Pinoys coming in droves to the dealership. Above all, at Diamond Honda of Glendale, customers are treated like Diamonds! That statement is backed up by General Manager Philip Keung, who has endeared himself to Filipino customers because of his professionalism and his recognition and vast understanding of Honda’s multi-ethnic market. “He is a great anchor. We rely on his wisdom and professional savvy all the time. He is very helpful to the Filipino salesmen and customers alike,” says Tito. Diamond Honda of Glendale is located at 138 S. Glendale Avenue, Glendale, CA 91205. Its toll-free number is 1.866.237.7092.

Meet the world’s first US-built electric supercar

(Relaxnews) – Blending the very old with the extremely new, the Renovo Coupe might look like a 50-year-old classic from the outside, but under the hood, where you’d normally find a big block V8, it has an electric engine and battery pack instead, capable of catapulting the car from a standstill to 60mph in just 3.4 seconds. That means that when the car goes into limited production in 2015 it will find itself in the same category as the Ferrari 458 Italia in terms of performance. But that is exactly what the company wants. “Renovo Motors sought to

create an aspirational vehicle that demonstrates the performance, control, and excitement that is possible with EV technology,” said Renovo’s CEO Christopher Heiser. “We have poured our passion and innovation into the Coupe in an effort to deliver a truly amazing driving experience.” Therefore it’s rather fitting that for its first car, the company decided to turn to the Shelby Daytona Coupe for inspiration. As well as consciously aping the classic GT racer’s looks it is actually built on a modified Daytona chassis straight from Shelby American.

Those who know their automotive history know that the Shelby Dayton Coupe was an extraordinary car. Based loosely on the AC Cobra, it was built to do one thing and one thing only – to put the US firmly on the global auto racing map by beating the Ferrari 250 GTO at Le Mans in 1964. And beat Ferrari it did, making the six examples of the Daytona Coupe that were built some of the most sought-after classic cars in the world. Of the decision to go with the Daytona Coupe’s look and feel, Peter Brock, who designed the

original and helped the company adapt the chassis for the Renovo Coupe, said: “This shape was nearly perfect 50 years ago, and physics doesn’t

change much over time. However, the redesigned car has a totally updated body, frame, suspension, and cabin; it’s a new chapter for this chassis.”

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2014 Mitsubishi Outlander Sport among ‘10 Best Back-to-school Cars of 2014’ The stylish and fun-to-drive Outlander Sport is the only crossover/SUV to make Kelley Blue Book’s KBB.com list Tue, Aug 12, 2014 - Cypress, Calif. - Add to Basket Add to Basket download printer friendly Kelley Blue Book’s KBB.com, an important resource of automotive information and vehicle Richard Samaco (left) and Cesar Macandili, Filipino valuations, has named Mitsubishi Sales, Glendale Mitsubishi. Stability Control, Traction Control Logic, Motors North America, Inc.’s (MMNA) popular Outlander Sport 5-pas- Hill Start Assist and Mitsubishi Motors’ senger compact crossover/SUV to its “10 patented Reinforced Impact Safety Evolution (RISE) safety cell technology that Best Back-to-School Cars of 2014” list. According to Kelley Blue Book’s KBB. helps to protect the vehicle’s occupants by com, the Mitsubishi Outlander Sport is deflecting energy away from the passenger “one of the most affordable crossovers compartment. Both parents and students will apyou can buy” and is also “among the most stylish.” KBB.com further remarked preciate the outstanding Mitsubishi Mothat the Outlander Sport “balances a fun tors’ warranty that accompanies every demeanor with the peace of mind of a 2015 Outlander Sport model – one of 10-year/100,000-mile powertrain war- the most comprehensive plans in the entire automotive industry. Coverage ranty.” With a starting MSRP of only $19,595, includes a 5-year/60,000-mile fullythe 2015 Mitsubishi Outlander Sport transferable new vehicle limited warranty; makes an ideal first car for young drivers, 10-year/100,000-mile powertrain limoffering outstanding fuel economy of up ited warranty; 7-year/100,000-mile anticorrosion/perforation limited warranty; to 32 mpg. Available in either front-wheel drive or and 5-year/unlimited miles roadside asequipped with Mitsubishi Motors’ highly sistance. If you want to know why the Mitsubishi capable All Wheel Control all-wheel drive system, the 2015 Outlander Sport can be is up in its sales and why the Outlander is configured with a 5-speed manual trans- America’s top Mitsubishi vehicle for the mission or the advanced, next-generation past several months or why the Outlander continuously-variable transmission (CVT) is the choice of many who are looking that mimics a precision 7-speed transmis- for speed, call Richard Samaco or Cesar Macandili, the dealership’s Filipino salession. Other new standard features include persons at Glendale Mitsubishi at (888) a new audio trim panel, next-generation 465-7218. Glendale Mitsubishi, a favorite car Electric Power Steering and insulation dealership among Filipino-Americans, is materials for less noise intrusion. Additional technology features include located at 1235 S. Brand Blvd. Glendale, FUSE Hands-free Link System® with CA, 91204. Call now or come and visit our kababayBluetooth® hands-free phone operation and a plethora of standard safety features ans for a closer look at the new Mitsubishi include seven airbags, anti-lock brak- vehicles. What’s more, test drive a Miting system with Electronic Brake-force subishi and you can get a three day/two Distribution and Brake Assist; Active night stay in Las Vegas for free.

The Ferrari 458 Speciale will be issued in an ultra limited edition Spider version, which is slated to debut in Paris in October. ©Ferrari

Ultra limited edition Ferrari 458 Speciale Spider to debut in Paris (Relaxnews) – Ferrari will produce only 458 cars in a special Spider limited edition of its 458 Speciale, according to the website 4WheelsNews. The first car in this ultra limited edition was reportedly presented at a private event at the Pebble Beach Concours d’Elegance in California and is expected to make its official world premiere at the Paris Motor Show in October. According to the report from 4WheelsNews, the wheels and stripes of the Spider will differ from those of the usual Ferrari 458 Speciale, and the in-

terior will have new seats and a plaque indicating the car’s number within the limited series. The Spider is expected to retain the same 605hp, 4.5L V8 engine as the original 458 Speciale and so should have the same performance level, which means 0 to 100km/h acceleration in 3 seconds and a top speed of 320km/h. This would make the Ferrari 458 Speciale Spider the top performing convertible in the Italian brand’s catalogue. The Paris Motor Show takes place October 4 to 19.

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HOW TO SEND US BEAUTY CULTURE Hiring Licensed Aesthetician & Lic'd Massage Therapist min 5 yrs. experience. Parttime Receptionist. 626447-7555 Fax résumé 213-406- 8014 or email lanilee720@yahoo.com PERSONAL ASST./ DRIVER Live-in male, honest, matured & personable. New arrivals welcome. Must be able to drive in California. Call 213-509-2000.

LIVE-IN CAREGIVER For elderly facility, 5 days a week, private room. Pls call 714-639-5885

CAREGIVERS LIVE-IN Full-time. Experience preferred. In a board & care for elderly. LA/Beverly Hills area. Call from 10am to 6pm (323) 658-7660.

FEMALE CAREGIVER Female caregiver for elderly facility in Hacienda Heights. Call 626-826-8636. CAREGIVERS NEEDED Live-in / out w/ experience to work one on one. Weekdays / weekends. Driving / non driving. LA/ San Fernando Valley residents may apply. Bring CA ID, work permit, ¿nger print results, TB test, CPR & ¿rst aid card. Call 323-944-0119; 818-2077839.

IMMEDIATE OPENING Male & female, full-time live-in caregiver for board and care in Sylmar & Valencia. Age 30 to 65 yrs old. Call 818-381-3449.

WANTED CAREGIVERS Male or female. Immediate hiring for board and care facility for the elderly. With or w/out experience, will train. Must be caring. (661) 713-0313

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JAY D” PLUMBERHANDYMAN Plumbing repair, drain cleaning, copper repipe, bath & kitchen, remodel hydro jetter, toilet, disposal, heating water heater, iron works, electrical & carpentry. Free estimate. (818) 730-6571

APTS. FOR RENT Mid-Wilshire- 322 N. Oxford Ave., Beverly-Western. 1 BR 1 BA $1,095, a/c, new paint, carpet, w/ parking. Filipino mngr. 626-7957888.

ROOM FOR RENT $480/mo. Northridge area close to CSUN w/ a/c & TFC, includes utilities, internet/cable, semi furnished, share bath, w/ parking. Male preferred. Call Annie 818-648-1617.

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KOREATOWN/WILSHIRE Large 1 BR 1 BA, separate living & dining include appliances, 1 parking. Pico & Arlington area. 1 Year lease. $1,250 mo. (323) 369-4391.

ROOM –L.A. Room for rent in L.A. near Costco Los Feliz, Atwater area. $450.00 Ladies only. Tel#: 323-664-4560 leave message.

W. VAN NUYS - ROOM In a house, nice neighborhood, w/ swimming pool. Very accessible to bus line, free utils. Female pref'd. No pets & no smoking. (818) 635-1477 or (818) 7573671 or lv msg.

ROOM FOR RENT Furnished room near Downtown LA close to Harbor frwy for single. Near bus stops $475/ month including utilities/ internet,cable,TFC,gated parking. Pauline 323-2353123; 213-440-4791 cel.

ROOM FOR RENT $425; $475/mo. including utils. Close to market, bus stop, near York/Eagle rock area, 20 min from Downtown L.A. 323-540-6942.

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ROOM FOR RENT With bath, 3rd & Vermont Sts., close to everything. Please call (213) 2199293 (Serious caller only).

ROOMS - $500 Furnished, shared bathrm w/ one female tenant, basic utilities incld. except a/c & heater. Near Bus/Train. Western/Melrose, L.A. Call 323-8688333.

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Oh most beautiful Àower of Mt. Carmel, fruit wine splendor of Heaven.Blessed Mother of the Son of God, Immaculate Virgin, assist me in my necessity. Oh Star of the Sea. Help me and show me here you are my Mother. Oh Holy Mary, Mother of God, Queen of Heaven and Earth, I humbly beseech you from the bottom of my heart to succour me in my necessity. (make request). There are none that can withstand your power. Oh Mary conceived without sin, pray for us who have recourse to Thee (3 times). Holy Mary, I place this prayer in your hands (3 times). Say this prayer for three consecutive days and then you must publish and it will be granted to you. Thank you Blessed Virgin. -G.R.R

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2015 Subaru Legacy, Outback vehicles earn 2014 IIHS Top Safety Pick+ Awards Cherry Hill, N.J., August 19, 2014 – Subaru of America, Inc. today announced that the Insurance Institute of Highway Safety (IIHS) has recognized the all-new 2015 Subaru Legacy and Subaru Outback as a 2014 TOP SAFETY PICK+. The redesigned Subaru Legacy achieved the highest possible rating of ‘good’ in the Institute’s crashworthiness evaluations of front small overlap, front moderate overlap, side impact, roof crush and rear impact. The sedan also received a ‘superior’ rating in the Institute’s front crash avoidance testing. The 2015 Subaru Legacy is a 2014 IIHS TOP SAFETY PICK+ winner when equipped with the optional EyeSight® driver-assist system. The all-new 2015 Subaru Outback also achieved the highest possible rating of ‘good’ in the Institute’s crashworthiness evaluations, as well as a ‘superior’ rating in the front crash avoidance testing. Similar to the mid-size Legacy, the Outback crossover

is a 2014 IIHS TOP SAFETY PICK+ winner when equipped with optional EyeSight. Subaru has more 2014 IIHS Top Safety Pick awards than any o t h e r b r a n d . From left: Christian Marilla, Chris Garchitorena, Bobby Cheng and Jojo Diala of Subaru of Glendale. What are you waiting for, come on the 2014 TOP SAFETY PICK endorsement Seven Subaru down to Subaru Glendale and our kababaymodels, including the BRZ, Impreza, for every Subaru vehicle in our line-up.” But while we all ponder as to why ans Christian Marilla, Bobby Cheng, Chris WRX/STI and XV Crosstrek, have earned 2014 safety awards from IIHS – four Subaru continues to become a favorite of Garchitorena, Rico Dagohoy and Jojo with TOP SAFETY PICK and three many, come to Subaru Glendale where Diala will be more than happy to inform with TOP SAFETY PICK+ including you will find that indeed these cars are you why Subaru is becoming a favorite of its Forester, Legacy and Outback mod- selling like hotcakes just get in touch with Filipinos and the whole American market. els equipped with optional EyeSight . our kababayans at Subaru Glendale, who Subaru of Glendale is located at 1308 S The Institute’s findings reinforce our dedi- have been serving the Filipino-American Brand Blvd, Glendale, CA 91204. You cation to building safe vehicles,” Thomas J. market and who have made Filipinos love can reach them at 1-855-230-1547 or you Doll, president and chief operating officer, the Subaru brand and the Subaru vehicles’ can visit their website at www.subaruofglendale.net. Subaru of America, Inc. “We are proud of versatility.

Saleen muscles in on the electric market

The Saleen FourSixteen inside, the cabin has a very sporty feel too. The addition of racing seats, harnesses and a two-tone leather finish that extends to the dashboard all hint at the car’s capability.

(Relaxnews) – One of America’s foremost performance car makers has turned its expertise to the Tesla Model S to create the Saleen FourSixteen. At first glance, the changes to the stock electric executive sedan may appear cosmetic. But the tweaks to the outer shell all serve the same purpose: to help the car cut through the wind even

more smoothly, while keeping the engine and brakes sufficiently cooled and the four wheels sufficiently planted. Inside, the cabin has a very sporty feel too. The addition of racing seats, harnesses and a two-tone leather finish that extends to the dashboard all hint at the car’s capability. However, even here there is a little nod to practicality. The Saleen offers more in-dash storage space than a stock Tesla, as well as a cup holder and a drawer for

charging smartphones. But it’s under the hood where the biggest changes have been made. The car gets a three-phase, four-pole AC induction motor that’s connected to a redeveloped drivetrain with a higher final gear ratio to increase acceleration. It also gets a clever locking differential and a stability control system to push the right amount of power to the right wheel so that the Tesla can corner as quickly and as confidently as it travels in a straight line. And to make sure that the extra performance doesn’t compromise everyday ride quality, the suspension system is adjustable. “Tesla has created an entirely new class of American automobile,” explained Steve Saleen about the company’s decision to spice up the Model S. “There are many similarities to this and how Ford created the ‘pony car’ class in 1964 with the Mustang, which is how these vehicles stand out from the rest of the pack.” All of which means that customizing electric cars is set to become an automotive trend and one that Saleen is looking to spearhead. In terms of the car’s vital statistics, Saleen isn’t yet prepared to go public with performance figures. All the company will say is that it will be faster off the line than the standard or performance versions of the Tesla Model S and that, thanks to the aerodynamic tweaks, it will have a longer range before it needs recharging. The FourSixteen will cost $152,000 if delivered as a complete car. However, existing Tesla Model S owners can have their cars upgraded to the Saleen specification for less.

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