PARENTING PARENTS
A comprehensive guide of resources for those caring for aging loved ones. SPONSORED
TIPS FROM THE BATON ROUGE CLINIC AS YOU CARE FOR AGING PARENTS
As the population continues to age, more and more adults find themselves in the role of caregiver for their elderly parents. This can bring a unique set of challenges, from managing health concerns to ensuring their loved ones’ safety and well-being. Here are some of the most common geriatric health issues seen by physicians at The Baton Rouge Clinic, as well as steps caregivers can take to provide the best support.
“The biggest issues we see are falls, urinary tract infections and cognitive decline,” explains Dr. Victoria Fruge, a primary care physician at the clinic.
Falls can be a sign of an underlying condition, so a comprehensive evaluation is crucial. Medications can also contribute to balance issues and cognitive changes in the elderly.
To prevent falls, Dr. Fruge recommends installing grab bars in the bathroom, using a shower chair and ensuring elderly patients have proper assistive devices like walkers or canes. After a fall, physical therapy can help improve strength and stability to prevent future incidents.
Urinary tract infections (UTIs) are also common in the elderly, often presenting with vague symptoms like confusion or incontinence.
“It’s important to make sure they’re staying hydrated and going to the bathroom regularly, which can help reduce the risk,” says Dr. Fruge. She also advises monitoring
for signs of urinary retention, which can contribute to bacterial growth.
Cognitive changes, including memory loss and difficulty with daily tasks, are another concern.
“We encourage exercise, social engagement, and mentally stimulating activities to help delay the onset of dementia,” Dr. Fruge notes. Caregivers should also watch for issues with finances or medication management, as these can be early indicators of cognitive decline.
In addition to regular checkups, Dr. Fruge recommends that caregivers take advantage of local resources, such as the East Baton Rouge Council on Aging’s Meals on Wheels program.
“These can provide valuable support and help ensure your loved one’s needs are met,” she says.
Along with monitoring for common health issues, another critical first step is addressing advanced care planning. “No one thinks about
talking to their children or parents about what they would want done if something happened,” said Dr. Michael Rolfsen, an Internist at The Baton Rouge Clinic.
This can lead to family conflicts down the line if difficult decisions need to be made about end-of-life care. Dr. Rolfsen recommends having open conversations about living wills, advance directives and durable power of attorney.
“Unless you have a physician’s order, emergency responders are required to do everything possible to revive someone, even if that goes against their wishes,” he cautions. Documents like Louisiana’s Physician Order for Scope of Treatment (LaPOST) can ensure your loved one’s preferences are honored.
Another important consideration is longterm care planning. Long-term care insurance can cover in-home assistance, allowing elderly parents to age in place. However, these policies become more expensive as people get older, so it’s best to plan ahead. By addressing advanced care planning, long-term care options, and common health concerns, adult children can provide the best support for their aging parents. With the right preparations and resources, the transition to caregiving can be smoother for the whole family.
The Baton Rouge Clinic’s team of experts is here to guide you through every step. To make an appointment or for more information, visit online at batonrougeclinic. com or call 225.246.9240.
DR. MICHAEL ROLFSEN
D R. VICTORIA FRUGE
HERE’S HOW THE EAST BATON ROUGE PARISH LIBRARY CAN ENRICH YOUR GOLDEN YEARS
The East Baton Rouge Parish Library has made it a priority to ensure that seniors in our community have access to a wealth of engaging programs and resources to make their later years fulfilling. From lifelong learning opportunities to social activities and essential services, the library is committed to supporting the diverse needs of its senior patrons.
“We recognize that the golden years can sometimes bring challenges, but we’re here to provide the tools and experiences that can enrich this stage of life,” says Assistant Library Director Mary Stein.
One of the library’s key initiatives is its robust outreach to local retirement communities. The library’s bookmobile makes regular visits to more than 50 senior living facilities each month, bringing a curated selection of large print books, audiobooks and other materials directly to residents.
“The bookmobile is a lifeline for many of our seniors who may have difficulty getting to the library in person,” explains Stein. “We’ve equipped the vehicle with accessibility features like a wheelchair lift, so residents in wheelchairs or with mobility issues can easily access our resources.”
But the library’s commitment to seniors goes far beyond book delivery. The facilities themselves host a variety of programs and activities tailored to older adult interests and needs. This includes everything from technology workshops and genealogy research assistance to creative writing classes and mindfulness sessions.
The library also serves as a gathering place for senior-focused community groups, providing meeting space for various organizations.
“We understand that staying mentally and physically active is crucial for healthy aging,” Stein says. “That’s why we partner with organizations to offer programs that stimulate the mind, promote wellness and foster social connections.”
Beyond the physical space, the library’s
digital resources also benefit seniors. With free access to e-books, audiobooks and online learning platforms like Brain HQ and Hiveclass, older adults can continue to expand their horizons from the comfort of home.
“Our patrons can access thousands of dollars’ worth of content and services simply by having a library card,” Stein says. “It’s a testament to the library’s commitment to lifelong learning and enrichment.”
As the East Baton Rouge Parish Library looks to the future, serving the needs of its senior community remains a top priority.
To learn more about upcoming events and resources, view the library’s written guide The Source, as well as the online events calendar ebrpl.co/events
RESOURCES FOR LEISURE CLASSES FREE WITH A LIBRARY CARD
HIVECLASS: ON-DEMAND COURSES INCLUDE AQUATICS, DANCE, MINDFULNESS, YOGA, PICKLEBALL, BRAIN EXERCISES AND MORE.
GALE PRESENTS UDEMY: ON-DEMAND COURSES INCLUDE NUTRITION, TENNIS, MEDITATION, DANCE, PIANO, PHOTOGRAPHY.
ARTISTWORKS: ON-DEMAND MUSIC LESSONS INCLUDING GUITAR, PIANO, SINGING, VIOLIN.
BRAINHQ: BRAIN EXERCISES FOR MEMORY, ATTENTION, DECISION MAKING AND NAVIGATION.
CREATIVEBUG: LIVE AND ON-DEMAND CRAFT COURSES INCLUDING PAINTING, CROCHET, COLORING MEDITATION, ORIGAMI.
CRAFTSY: LIVE AND ON-DEMAND CRAFT COURSES INCLUDING EMBROIDERY, BAKING, GARDENING, JEWELRY MAKING.
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LONG-TERM CARE PLANNING A GUIDE TO SUPPORTING YOUR AGING PARENTS
Planning for your parents' long-term care needs can be emotionally and financially challenging but having these conversations early can make a significant difference in their quality of life and your family's peace of mind. Here's a comprehensive guide to help you navigate this important process.
START THE CONVERSATION EARLY
The best time to discuss long-term care is before it's needed. Begin by having open, honest discussions with your parents about their wishes, concerns and expectations for future care. Ask about their preferences regarding living arrangements, medical care and financial matters. While these conversations may feel uncomfortable, they're essential for creating a plan that respects their desires and needs.
ASSESS FINANCIAL RESOURCES
Understanding your parents' financial situation is crucial for effective planning. Review their assets, income sources, insurance policies and potential healthcare costs. Consider consulting a financial advisor who specializes in elder care to explore options like long-term care insurance, life insurance conversions or reverse mortgages. Remember that Medicare doesn't cover most long-term care expenses, so additional planning is often necessary.
EXPLORE CARE OPTIONS
Research various care alternatives to understand what's available in your parents' community. Options typically include:
• Aging in place with home modifications and in-home care
• Independent living communities
• Assisted living facilities
• Nursing homes
• Continuing care retirement communities
Each option has different costs, levels of care and requirements. Visit facilities in person and speak with current residents and their families to gather firsthand information
LEGAL DOCUMENTATION
Work with an elder law attorney to ensure essential legal documents are in place, including:
• Power of attorney for healthcare and finances
• Living will or advance directive
• Updated will
• HIPAA authorization forms
These documents protect your parents' wishes and give you the authority to make decisions on their behalf if necessary.
CREATE A CARE TEAM
Develop a network of support by identifying family members, friends and professionals who can assist with various aspects of care. Clearly define roles and responsibilities and maintain open communication among team members. Consider working with a geriatric care manager who can coordinate services and advocate for your parents' needs.
MONITOR AND ADAPT
Regular assessment of your parents' needs is essential as their health and circumstances change. Watch for signs that additional support may be needed, such as difficulty with daily activities, declining health or safety concerns. Be prepared to adjust the care plan accordingly.
PROTECT YOUR OWN FUTURE
While focusing on your parents' needs, don't forget about your own long-term care planning. Use this experience to start preparing for your future needs, including saving for retirement and considering longterm care insurance while you're younger and premiums are more affordable.
Remember that long-term care planning is an ongoing process rather than a onetime event. Stay informed about available resources, including government benefits, community programs and new care options. Most importantly, maintain open communication with your parents and other family members to ensure everyone remains comfortable with the plan as it evolves.
Taking these steps now can help ensure your parents receive the care they need while preserving their dignity and independence for as long as possible.
YOUR LOVED ONES DESERVE MOORE.
Moore Care Caregiver Services is a family run business that is owned and operated by husband and wife duo Chris and Brandi Rinaudo. Both Chris and Brandi have years of experience with medicine. Chris served in the United States Navy as an Aerospace Physiologist and Brandi has been a Registered Nurse for over 20 years. Brandi and Chris have been married for over 20 years, and have been residents of Baton Rouge, LA since they returned in 2002 to raise their three children.
As our parents age, it can become increasingly challenging to navigate the delicate balance between respecting their independence and ensuring their safety and well-being. Recognizing the signs that your parents may need assistance is crucial to prevent accidents and to maintain their quality of life. When assessing whether your parents might need help, it's important to be observant of subtle changes in their behavior and health.
Handling the transition of care for elderly parents effectively requires patience, openness, and a focus on fostering independence as much as possible. By recognizing warning signs early, having compassionate and clear conversations, and thoughtfully exploring care solutions, you can develop a supportive plan that respects your parents’ dignity while ensuring their safety. Deciding when your parents need help is not merely about their immediate needs but also about ensuring a long-term quality of life. By being observant, empathetic, and proactive, families can navigate this challenging phase with care and understanding. Moore Care will be there with you every step of the way.
ACTIVITIES OF DAILY LIVING
WE CAN ASSIST WITH:
• Dressing
• Eating/Meal Prep
• Mobility
• Personal Hygiene
• Transferring
• Toileting
SERVICES WE OFFER:
• Personal Care Services
• 24 Hour Senior Care
• Alzheimer’s & Dementia Care
• Rehab & Support
SCAN HERE TO LEARN MORE ABOUT OUR CULTURE
RESOURCE GUIDE
EBRCOA PROGRAMS & SERVICES
The East Baton Rouge Council on Aging (EBRCOA) has served the aging population of East Baton Rouge Parish since 1973 with a wide array of nutritional and social services. EBRCOA is charged with meeting and discovering the growing needs of our ever-increasing aged population.
Central to EBRCOA’s mission of service to seniors is the maintenance of personal independence and the enhancement of their storied lives.
16 SENIOR CENTERS IN EBR PARISH
1.5M TOTAL MEALS SERVED IN 2024
41,349 LOTUS BUS RIDES IN 2024
6,000 SENIORS VISIT CENTERS WEEKLY
4 NUTRITIONAL SITES IN EBR PARISH
A LETTER FROM OUR CEO
The oldest trees often bear the sweetest fruit. – German Proverb
The East Baton Rouge Council on Aging (EBRCOA) recognizes the unique challenges faced by those caring for their aging parents. Many of you, while juggling demanding careers and busy lives, are now tasked with supporting aging parents and loved ones. Finding balance requires a pragmatic approach that respects the dignity of our elders and the realities of our own lives. EBRCOA provides accessible resources and practical support to ease the journey.
Parenting our parents is a role reversal that shifts long-established family dynamics. It requires patience, understanding, and a willingness to adapt. Just as they nurtured you as children, you now find yourself guiding them through a new phase of life that may include assisting with daily tasks, managing healthcare, supplementing finances, and ensuring their overall well-being. Your effectiveness in this new role requires an understanding of individual needs, a respect for independence, and a proactive ability to address the changing landscape of their lives.
EBRCOA is here to serve as a partner and your trusted expert in geriatric care management and caregiver support. We are present across the parish to support caregivers with wrap-around services suited for your senior loved ones. EBRCOA provides 25+ practical services and programs and utilizes a large database of referral sources for seniors and their caregivers. We are committed to empowering seniors to live life to the fullest! Our whole person approach to wellness focuses on the mind, body, and spirit, ensuring that our seniors receive comprehensive services and their caregivers receive the necessary support.
Here is a glimpse of what we offer:
• NEIGHBORHOOD SENIOR CENTERS
Group Activities: BINGO, Board games, puzzles, and friendly competitions foster a sense of camaraderie and belonging while supporting cognitive health.
• COMMUNITY ACTIVITIES & FIELD TRIPS
Community Outings: From museum visits to theater performances, we organize various educationalsocial activities to engage and entertain seniors.
• HEALTH AND WELLNESS
Fitness Programs: Tailored fitness programs, including yoga, aerobics, line dancing, and chair exercises to promote physical health and flexibility.
• FREE ACCESSIBLE TRANSPORTATION
Free Rides: Dependable transportation service to senior activities, doctor appointments, and grocery stores
• AGING-IN-PLACE HOUSING
Safe Affordable Senior Living: Two independent senior living communities that cater to fixedincome seniors
We're here to support you. Contact us. Our team is ready to discuss your specific needs and work with you to develop a comprehensive plan that ensures the well-being of your parents and your peace of mind.
RESOURCE GUIDE
EBRCOA PROGRAMS & SERVICES
INFORMATION ASSISTANCE & MANAGEMENT
The Information Assistance & Management Department is staffed by trained care managers and social workers who answer questions, conduct thorough client need assessments, make appropriate service recommendations, and refer clients to appropriate EBRCOA services.
SERVICES INCLUDED:
• Case Management
• Comprehensive Assessments
• Medicare, Medicaid, MIPPA Assistance
FITNESS & WELLNESS
• Material Aid (incontinent supplies, durable medical equipment, supplemental nutrition supplies, etc.)
• Utility Assistance (Power to Care)
Senior Fitness Program - EBRCOA offers fun and seniorfocused fitness classes and wellness programs to keep seniors active and healthy. Some examples include warm-up aerobics, balance, strength training, stretching, Tai Chi, water aerobics, line dancing and yoga.
These activities along with arts and crafts and numerous other activities offer a stimulating, social, healthy, proactive lifestyle option for our seniors.
TRANSPORTATION
LOTUS RIDES - EBRCOA’s Lotus Rides Transportation Department provides transportation services to seniors to and from the EBRCOA senior centers, agency events, doctor appointments, and grocery stores across the parish.
SENIOR CENTERS
EBRCOA has 16 Senior Activity Centers and 4 Nutritional Sites that provide services and activities for seniors 60 and above. Our centers offer various services, including recreational activities, educational classes, health and wellness programs, meals, trips, and transportation. The goal is to promote healthy aging and to provide seniors with a place to socialize, stay active, and maintain independence.
HOUSING
AGING-IN-PLACE HOME MODIFICATIONS
EBRCOA assists seniors with home modifications to help maintain independence and prevent accidents. Modifications range from replacing doorknobs with pull handles, to major projects. These modifications can greatly improve the accessibility and adaptability of a home.
HOUSING ASSISTANCE
EBRCOA offers safe affordable housing options with aging-in-place features.
• THE DUMAS HOUSE
An independent living community that caters to low-income seniors aged 62 and above.
• THE LOTUS VILLAGE SENIOR LIVING COMMUNITY
An independent living community featuring 116 mixed units equipped with a washer/dryer, walkin shower, and NEST thermostat. Designated as the very first senior village in Louisiana by the Village to Village Network (VTVN).
DISASTER PREPAREDNESS
EBRCOA is designated by the State of Louisiana to operate as the disaster preparedness arm for seniors during emergency situations. Our role is to protect the lives of seniors during any emergency including, but not limited to, pandemics, floods, hurricanes, and food deficits.
HEALTH & NUTRITION
CONGREGATE (HOT) MEAL PROGRAM
Hot meals are served 5 days a week during lunch hours in a group setting at our senior activity centers and nutritional sites across the parish. We also provide hot meals for holidays and special dinners. Chef Celeste Gill, Nutritional Director, incorporates delicious menu items that create variety for our seniors to enjoy. The meals are healthy and designed to meet the nutritional needs of adults 60 and over.
MEALS ON WHEELS (HOME DELIVERED MEALS)
Meals on Wheels is designed specifically to meet the nutritional needs of homebound seniors. Each meal meets the dietary guidelines set by The Older Americans Act Nutrition Program and includes detailed food nutritional analysis such as amount of sodium, fiber, protein, fat, vitamins, and calories. The Meals on Wheels weekly box includes:
THE MEALS ON WHEELS BOX INCLUDES:
• 7 Homecooked Meals (Frozen)
• Half-gallon of Milk
• Bread
• Fruit
• Snacks
LOTUS
FOOD PANTRY
EBRCOA, in collaboration with The Greater Baton Rouge Food Bank and USDA, offers seniors aged 60 and older the opportunity to shop in our supermarket-structured food pantry for essential items such as fresh fruit, produce, baked goods, canned goods, toiletries, personal/hygiene items, incontinent supplies, and household items.
COA Helps
The program provides short term assistance to seniors aged 60 and older to assist with paying their Entergy, DEMCO, water bill, and/or rental assistance.
IF YOU ARE INTERESTED IN ANY OF THE EBRCOA SERVICES, CONTACT US AT (225) 923-8000
SCAN QR CODE TO COMPLETE SERVICE APPLICATION
Celebrating
A GUIDE FOR SUPPORTING YOUR LOVED ONE THROUGH MEMORY LOSS
As our loved ones grow older, the challenges of caregiving often become more complex, especially when it comes to navigating memory loss, emotional shifts and the onset of cognitive diseases like dementia. The road to understanding these changes and finding the right support can be overwhelming, but with the right tools and information, families can better manage these difficult transitions. Dr. Jon Olson of The NeuroMedical Center offers valuable insights into how families can provide support and care for their aging loved ones.
RECOGNIZING EARLY SIGNS OF COGNITIVE DECLINE
The first signs of memory loss can be subtle. Families may notice that their loved one is becoming forgetful about familiar tasks, like managing bills, remembering names or keeping track of appointments. These memory lapses can be alarming, but they don’t always signal a serious cognitive disorder. Dr. Olson points out that many dementias have a gradual onset, often becoming more evident over time rather than appearing suddenly, as with conditions like strokes or tumors.
It’s crucial to approach these changes with patience and care. It can be challenging to know when to step in if you have concerns about your loved one driving, notice they are having difficulty managing daily tasks, or they are experiencing shifts in mood. This can be particularly difficult when parents are still working or trying to maintain their independence. Denial is a common response, as many older adults resist acknowledging memory issues, fearing the loss of autonomy.
COPING WITH EMOTIONAL AND BEHAVIORAL CHANGES
Cognitive decline often brings with
it significant emotional and behavioral changes. These can include mood swings, irritability, personality shifts, and, in some cases, outbursts of anger or distress. One of the most difficult aspects of caring for someone with memory loss is managing these emotional changes. Dr. Olson emphasizes that while it’s natural to want to correct or confront someone who is confused or upset, a gentler approach is usually more effective. Redirection—gently steering the conversation or activity in a different direction—can help calm the situation.
Additionally, engaging in activities like walking, light exercise or even using music or pet therapy can offer relief.
GETTING A DIAGNOSIS AND SEEKING HELP
When it comes to getting a formal diagnosis, Dr. Olson suggests starting with a comprehensive evaluation. A thorough screening for depression, hearing or vision loss, stroke risk factors and a review of medications is an essential first step. Some medications, especially over-thecounter sleeping aids or pain relievers, can exacerbate memory issues, so it’s important to have a physician or pharmacist evaluate
what your loved one is taking.
Once these initial screenings are completed, a neurologist will typically conduct a “memory visit,” which includes a detailed history and physical exam. An MRI and lab work may be recommended to rule out reversible causes and pinpoint any underlying conditions.
PLANNING FOR THE FUTURE
In addition to managing immediate concerns, planning ahead is critical for families caring for aging loved ones. Dr. Olson advises that all adults, even those who aren’t experiencing cognitive decline, should have their legal affairs in order, including wills and power of attorney. These discussions can feel difficult but addressing them early can reduce the stress and uncertainty that may arise later.
Above all, remember that you’re not alone. Many families face these challenges, and there are resources available to help.
The NeuroMedical Center is located at 10101 Park Rowe Ave., Baton Rouge, LA, 70810. For more information, call 225.769.2200, visit theneuromedicalcenter. com or scan the QR code.
Hearing loss 2X as likely for those with diabetes
Moderate CKD associated with 43% increased risk of hearing loss
32% more likely for older aldults with hearing loss
Hearing Loss
FALLING
Hearing loss tied to 3-fold risk of falling
Could the ear be a window to the heart? Hearing loss and CVD linked
MORTALITY
Hearing loss tied to greater risk of dying for older men
Dementia risk may be up to 5X higher with hearing loss
Symptoms go down, quality of life goes up with hearing aid use
Kelley Ainsworth Powell MCD, CCC-A Audiologist/Owner
Paula Fontenot Clinic Coordinator
Skilled Nursing Facilities
Golden Age Healthcare
Denham Springs, 225-665-5544
Harvest Manor Healthcare
Denham Springs, 225-665-8946
Heritage Healthcare Hammond, 985-345-7210
Pointe Coupee Healthcare
New Roads, 225-638-4431
Assisted Living Facility
La Plantation
Denham Springs, 225-667-1484
Skilled
Nursing Facilities
Flannery Oaks Guest House
Baton Rouge, 225-275-6393
Central Guest House
Baton Rouge 225-416-6006
Guest House Care Center
Baton Rouge, 225-272-0111
Sterling Place Healthcare
Baton Rouge, 225-344-3551
Proudly serving the Skilled Nursing & Assisted Living industry for over 40 years.
A Home That Grows With You
In addition to our traditional home organization services, we now offer aging-in-place organization—helping you create a safe, functional, and clutter-free home that supports independent living. Whether you’re looking to optimize your space for everyday ease or future peace of mind, we’re here to help. Let’s make your home work for you.
THE INVISIBLE STRUGGLE
BURNOUT IN FAMILIES WHO ‘HAVE IT ALL’
Having it all doesn’t mean doing it all- yet for many women balancing the demands of raising children while caring for aging parents, it can feel like there is no other choice.
From the outside, many families seem immune to stress, shielded by financial stability and community connectedness. But behind closed doors, many successful and established women are silently crumbling under the weight of constant caregiving, emotional labor, and impossible expectations. The pressure to be the perfect mother, the devoted daughter, the loving wife and the flawless professional can lead to exhaustion, resentment and burnout. Yet because the struggle isn’t always visible, it often goes unrecognized. If you’ve ever felt like you are drowning in responsibility, despite having a beautiful and full life, you are not alone and it’s time to break the cycle.
WHAT IS BURNOUT?
Burnout isn’t just feeling tired- it’s a state of mental, emotional and physical exhaustion that builds over time. For high-achieving
Ally Bayard, LPC-S, Director of Refinery Counseling Center
women who are constantly juggling careers, caregiving and personal responsibilities, burnout can feel like running on empty but being unable to stop. It shows up as chronic fatigue, irritability, brain fog and even physical symptoms like headaches, nausea or insomnia.
THE HIDDEN STRESSORS
What makes burnout especially dangerous for women in healthy families and marriages is that it’s often masked by perfectionism and the belief that success should make life easier. You have access to help, but delegating feels like failure. You have resources to invest in self-care, but guilt keeps you from slowing down. Over time, burnout doesn’t just drain your energy – it chips away at your happiness, your health and your ability to show up for the people you love. The truth? Having it all doesn’t mean doing it all. And real success includes your mental and emotional wellness, too.
To give your best – in your caregiving, your parenting, your relationships – you deserve care too. With the help of the counselors at Refinery Counseling Center, you can make small changes to reprioritize your own health so you can continue to pour into those around you. Make an appointment with a provider today to start your journey of receiving support and redefining success.
BREAKING THE CYCLE: HOW TO PROTECT YOUR OWN MENTAL AND EMOTIONAL HEALTH
1. RECOGNIZE WARNING SIGNS: Exhaustion, irritability, physical health symptoms and detachment from loved ones or activities that you used to enjoy could all be warning signs of impending burnout.
2. DELEGATE AND OUTSOURCE: Setting boundaries without guilt is the first step to combating burnout. Culture has convinced many women that asking for help is a sign of weakness or failure. Reject this myth by delegating tasks or responsibilities that can be trusted to another, to give your time and energy to the tasks that are most important.
3. PRIORITIZE SELF-CARE: There are practical strategies for integrating rest. A robust self-care routine should include regular time blocked out for therapy, physical activity, hobbies and social engagement.
MONEY TOPICS YOU SHOULD DISCUSS & HOW A FINANCIAL ADVISOR CAN HELP
As Americans continue to live longer, the challenges of caring for aging parents are becoming increasingly common. Adult children often find themselves navigating a complex web of financial, legal and medical decisions – all while trying to balance their own careers and family responsibilities.
The team at Peters Wealth Advisors understands these challenges firsthand. As a boutique financial advisory firm, they take a personalized, holistic approach to estate planning and elder care planning. By talking through several money topics as your parents age, you could help bring peace of mind to both you and your parents.
“One of the key things we emphasize is involving adult children early on in the estate planning process,” explains Dustin Dowling, managing partner of Peters Wealth Advisors. The goal is to equip both our clients and their children with a collaborative plan designed to ease the burden of emotional, albeit inevitable decisions.
BELOW, DOWLING SHARES SOME ESSENTIAL TOPICS TO EXPLORE.
First, approach these discussions gradually and be mindful of your parents’ comfort levels. Start by meeting them where they are emotionally, which can set the stage for more open and honest dialogue.
Next, it’s crucial to consider whether you’ll need to support your parents financially as they grow older. Encourage them to share their financial situation with you, which will give insight into whether they’re financially secure or they’ll need your help. If additional support is needed, having this information early allows you to plan and save accordingly.
Third, consider setting up a revocable living trust. This legal tool allows your parents to designate a trustee to manage their assets if they are no longer able to do so. In some instances, a trust can be set up with a “trust protector” - an independent third party who can oversee the trustee and ensure the parent’s wishes are carried out.
“Having that additional layer of oversight can give children peace of mind, knowing there’s someone watching out for their parent’s best interests,” says Dowling.
Another important step is discussing the need for a power of attorney. This document allows a trusted person to manage specific financial tasks, such as bill payments and property management, on behalf of your parents.
Finally, an advance directive, or living will, is a vital document that outlines your parents’ preferences for medical treatment and end-of-life care. It’s also worth talking about a healthcare proxy, or medical power
of attorney, which grants a trusted party the authority to make medical decisions on their behalf if they’re unable to do so themselves. In addition, a signed HIPPA authorization will allow you to communicate with your parents’ doctors regarding their health.
The advisors at Peters Wealth are ready to help you navigate the emotional and logistical challenges of caring for aging loved ones. “Our goal is to be a true partner throughout this process,” Dowling says. “We know it’s not easy, but we’re here to provide the expertise and support families need to care for their parents while also protecting their own financial futures.”
To learn more about Peters Wealth Advisors’ estate planning and elder care services, visit peterswealth.com or scan the QR code.
At West Ascension Parish Hospital, we are dedicated to delivering outstanding patient care and take pride in offering prompt service with minimal wait times
We provide 24-hour Emergency Care and comprehensive inpatient and outpatient services.
· Emergency Care
· Inpatient Services
· Outpatient Services
· Respiratory Services
· Lab Services
· Imaging Services
· Social Services
· Wound Care
· Telemedicine Services
· Dietary Services
· Ladies Auxillary
· CPR Classes
PARENTING YOUR PARENTS?
Dedicated Sitters offers trusted in-home care, while Bon Jour Social and Leisure Center provides engaging activities and wellness programs. Whether you are aging in place or prefer a social setting, we’re here to support your family.
WEEKLY MEALS HEALTHY PLANNER GROCERY LIST PRODUCTS
OFFERING the full
OF CARE continuum
ensuring you and your loved one receive exceptional support at every stage of their health journey. From primary care to end-oflife care, we’re here for you with compassionate, expert care—every step of the way.
