STEPS TO BUYING A HOME
THE BUYER CONSULTATION
The first step towards buying a new home is to meet with your Buyer Specialist. We want to get to know you and chart a course for your home-buying process.
We’ll Discuss:
• Home loan pre-approval
• Home search process • Negotiating strong offers
• Today’s housing market • Buyer agency benefits • Your real estate needs
PRE-APPROVAL
As you begin home shopping, a pre-approved letter brings you, your lender, and potential home sellers confidence in knowing what you can afford, making your offer more likely to be accepted than someone who is not pre-approved.
NARROWING YOUR HOME SEARCH
We offer many different solutions to expedite and simplify the home search process. All brokers have access to the same information, the difference is the speed at which they can get you the information. Our custom-designed website ensures instant access and alerts you of the newest listings on the market before other agents have the chance to present them to their clients. Our Inside Sales Agents are highly skilled lead generators who are working hard to find our clients their dream home by calling off market properties daily.
MAKE AN OFFER HOME SHOPPING
During the home shopping process, your Buyer Specialist will suggest homes that fit your needs, and meet you to tour selected homes. The average buyer finds the right home within the first 5 homes they view.
You’ve found the home of your dreams and we’ll guide you through making the right offer. With the offer, you will need to provide an Earnest Money check. It is usually about 1% of the offer price and will be deposited when your offer is accepted.
YOU FOUND A HOME! NOW WHAT?
WE GET YOUR OFFER ACCEPTED
We are experts representing our clients through a fiduciary relationship based on trust, knowledge and unparalleled service. What sets us apart from other agents is that we go the extra mile to produce, providing excellent service, communication and accessibility to our clients. In multiple offer situations, we work to keep you in first place with expert negotiations. We have systems in place ensuring your offer is accepted every time. Once you’ve found the perfect home, your Buyer Specialist will draft the offer. With the offer, your earnest money typically will need to be deposited within 3 business days!
HOME INSPECTION
As the buyer, you have the opportunity to hire a professional inspector to evaluate the condition of your home. The average home inspection can range in cost depending on the services chosen and is paid at the time of inspection.
Average cost: $400-800
APPRAISAL
Once you have reviewed title and your inspection, an appraisal will be ordered by the lender. The primary goal of the appraisal is to justify the lender’s investment and to protect you from overpaying.
LOAN APPROVAL & CLEAR TO CLOSE
This means you now have Full Loan Commitment & a REASON TO CELEBRATE! As you prepare for the closing of your new home, the lender will be working with you closely to ensure all required documents are in, and confirm the amount you need to bring to closing.
CLOSING - CONGRATS!
All your time and efforts have paid off! Make sure to bring your driver's license or official photo ID and wire funds in advance or have a cashier's check made payable to the title company for the down payment and closing costs. At the end of closing, you'll walk out with the keys to your new home!
