Welcome Home Magazine, issue 1

Enjoy a glimpse of spring!

Come see...

8 garden displays as they compete for Best in Show and the People’s Choice Award.

52 vendors to supply all your gardening needs!

Bangor Auditorium 947.5555 | BangorCivicCenter.com | BangorGardenShow.com

PHOTO: DEBRA L. BELL

Unlock your home’s potential.

Now Op 609 Bro en adwa Bangor y, !

942-314 6

Refinance? Pay college tuition? Consolidate debt?

For all of these reasons and more, tap into your home’s equity by talking with us today!

Fixed-Rate Home Equity Loan 5 year or 10 year

3.99

%

APR 1

Quick and easy

Low, fixed interest rate No closing costs (in most cases)2 No annual fee Provides tax benefits for many borrowers3

We also have a great fixed rate for 15 years!

Hampden opening mid-2011!

Ashland • Bangor • Caribou • Eagle Lake • Easton • Fort Fairfield • Houlton • Island Falls • Limestone • Mars Hill Oakfield • Patten • Presque Isle • Van Buren • Washburn • Commercial Loan Offices: Bangor & Scarborough

www.katahdintrust.com 1

Subject to credit approval. 3.99% Annual Percentage Rate (APR) effective 11/1/10. Subject to change without notice. Maximum loan-to-value ratio is 90%.

Katahdin Trust Company checking account required to earn stated APR. Loan amounts from $25,000 to $200,000. Must be a first mortgage. Property insurance required. On a $75,000 ten-year fixed rate home equity loan with terms as stated above and 30 days until first payment, monthly payment would be $759.04 and total repayment of $91,084.80. Monthly payment shown as an example does not include tax and insurance payments, which will result in a higher payment obligation. Prepayment fee of $125 if closed within first 24 months. 2In most cases, closing costs do not apply. If legal fees should exceed $110, borrower would be responsible for the portion over $110. In most cases an appraisal is not required. If an appraisal is necessary, borrower would be responsible for the cost, which may range from $250-$400. Current customers will be charged a documentation fee of 1% of the loan amount with a minimum fee of $250 or maximum fee of $1,500 for loans refinanced with less than the $25,000 minimum or less than $10,000 in new money. 3Please consult your tax advisor regarding deductibility of interest.

cookbook

Great Prices & Selection

Wall to Wall Carpet Ceramic Tile Pre-finished Hardwood Machine Woven Rugs Hand Woven Rugs

Total Flooring Center!

www.salibas.com On the Waterfront • 2 Pleasant St. Bangor 942-4029 • 800-559-4029 • Mon-Fri 8am-5pm Sat 9am-1

Dream Home or your dream holder?

Protecting all of it is our privilege.

Bowlan Averill Agency Inc. Insurance & Financial Services 145 Brunswick Street, Old Town • 827-2845 • 800-282-2845 • www.bowlandverill.com

gear heads

destination: Maine

Most of us have the ingredients in our cupboards to whip up cleaning solutions: baking soda, vinegar, lemon juice, cornstarch and salt.

Visit these additional Locations in Penocscot County:

GET YOUR GARDEN STARTED EARLY!

Blue Seal Feeds Phone 947-6326 876 Stillwater Ave., Bangor Mon-Sat 8-6 • Sun 9-4

Country Junction Greenhouse, Ellis’ Greenhouse, Enchanted Garden & Greenhouse, Inc., Everlasting Farm, Forest’s Edge Garden, Foss Farm, Glenburn Gardens, Greencare Interior Plantscapes, Hummingbird Hollow Inc., Hutching’s Greenhouse, Kousky Farm, Krystyna’s Greenhouse, Iris Creek Greenhouse, Ledgewood Gardens, Pelletier’s Greenhouse, Porter’s Farm & Greenhouse, Rebel Hill Farm, Rideout Gardens Inc., Sprague’s Garden Center, Through the Garden Gate, Village Nursery, Wiswell Farm, Wooly Ridge Farm