The Reminder march 9-15, 2021 by Beacon Media

FREE

SINCE 1954

REMINDER The

RhodyMoney..pgs 1

7-19

R.I.’S FIRST WEEKLY SHOPPING GUIDE

March 9-15, 2021 • Volume 66 • Issue 44

At Your Service .......................8 Automart ...............................14 Business Spotlight.................11 Classiﬁeds ...............................9 Community News ...................8 Entertainment ........................12

A BEACON COMMUNICATIONS PUBLICATION

Home Improvement .... 15 & 16 Job Market ............................14 Puzzle Page .............................6 Reader Ad Form ......................4 Real Estate ..............................9 St. Patrick’s Day Page ...........10 PRESORT STANDARD U.S. POSTAGE PAID BRIDGEPORT, CT 06602-9644 PERMIT NO. 15

5 Coventry Shoppers Park, Coventry, Rhode Island 02816 • (401)821-2216 • www.rireminder.com

FOUR T ENIEN V N O C IONS T A C O L

FAMILY HEALTH SERVICES COVENTRY

WARWICK

191 MACARTHUR BLVD

2756 POST RD|STE 103

WARWICK

CRANSTON

226 BUTTONWOODS AVE

1090 CRANSTON ST

www.ComCap.org

MEDICAL

DENTAL

615-5100 www.lilrhodystorage.com

BEHAVIORAL COUNSELING

ACCEPTING NEW PATIENTS

401.828.53 35

For Effective Advertising Call 821-2216

Page 2..........The Reminder March 9-15, 2021

l uCyeorsmofmScoradp iMtiees, Inc a t e M “B tal .

s” h Kingstown, d., Nort R ist R mmoditiesi I 40 o c t l a t e p 1 nc.c Ba www.m om . 8 ld

Call 474-5723 anytime

(401)454-4100

Enjoy some “Me Time” Book your Mani-Pedi today with Thon

Kate &Allies

DEMAND FOR PAYMENT

Notice is hereby given that the undersigned demands payment amounts due for the undersigned as of 2/23/2021.

Unit 104: Cheryl Stewart Amount Due: $420.00

HEITKE COOK ASSOCIATES

In the event that the above amount remains unpaid as of 3/9/2021 any right to access terminates and goods may be sold at public auction or otherwise disposed of in accordance with the law.

TLC MINI STORAGE Also Offering Threading & Eyebrow Tinting

March 1, 2021

RECYCLE

Evening Appointments Available

HOURS: Thurs.-Sat. 12-5pm Or By Appointment

316 Warwick Neck Ave. Warwick • 203-1366

SCITUATE OIL CO., INC. Follow Us on Facebook@ metalcommoditiesinc

CALL DAWN M. COOK, ESQ.

Guns

King Features Weekly Service

12V Car Batteries, Brass, Copper, Catalytic Converters, Electric Motors, Transformers, Insulated Wire, Light Iron, Heavy Steel, Pewter, Radiators, Silver Plate, Stainless Steel, Zinc

Looking for an Aggressive Attorney?

WE BUY & SELL

Highest Prices Paid! Paying $100-$500 cash

85 .8

Aluminum, Aluminum Cans, Appliances,

Hours: Mon.-Fri. 8:30am-4pm Closed for Lunch 12-12:30pm Saturday 8:30am-12:30pm

ANTIQUES • COMICS • GIFTS • ARTWORK

6 86

We Buy:

W ANTED ANY JUNK VEHICLE

389 Mishnock Road W. Greenwich, RI 02817 (401) 392-3300

944-9666

Broccoli-Corn Scallop

Call for Current Prices

• C.O.D. • Residential • Commercial • Discount Fuel Oil • Heating Assistance Vendor

If you love broccoli, we can almost promise that this tasty side dish will become a favorite. If you hate broccoli, then I guess you’ll just have to skip over this recipe. But, oh, what good food you’re missing! 3 cups frozen chopped broccoli, thawed and drained 2/3 cup nonfat dry milk powder 3/4 cup water 2 eggs or equivalent in egg substitute 1 teaspoon dried onion flakes 10 reduced-fat butter-flavored crackers, made into crumbs 1 (8-ounce) can cream-style corn 1 (8-ounce) can whole-kernel corn, rinsed and drained 1. Preheat oven to 350 F. Spray an 8-by-8-inch baking dish with butter-flavored cooking spray. Evenly arrange broccoli in prepared baking dish. 2. In a large bowl, combine dry milk powder and water. Add eggs, onion flakes and half of the cracker crumbs. Mix well to combine. Stir in cream-style corn and whole kernel corn. Spread corn mixture evenly over broccoli. Sprinkle remaining cracker crumbs evenly on top. Lightly spray top with butter-flavored cooking spray. 3. Bake for 35 to 40 minutes. Place baking dish on a wire rack and let set for 5 minutes. Divide into 6 servings. • Each serving equals: 142 calories, 2g fat, 8g protein, 23g carb., 242mg sodium, 3g fiber; Diabetic Exchanges: 1 1/2 Starch, 1 Vegetable.

– SENIOR CITIZENS DISCOUNT – Gift Certificates Available • M/C & Visa • Lic. #172

Christian Grundel is proud to announce he has joined Chartered Course Financial, LLC.

Chartered Course FINANCIAL GROUP LLC office (508) 329-3331

cell (401) 743-6514 cgrundel@charteredcourse.com

www.charteredcourse.com

16 MASON AVE., SUITE 3, N. ATTLEBORO, MA 02760 Investment Advisor Representative offering Securities and advisory services through Cetera Advisors LLC, member FINRA/SIPC, a broker dealer and Registered Investment Advisor. Cetera is under separate ownership from any other named entity.

64 Tiogue Avenue, West Warwick • 821-9090

REMINDER The

We Are Open!

Rhode Island’s First Buyers Guide

1049 Main St., Coventry • (401) 821-2216

mail@rireminder.com

March 1, 2021

King Features Weekly Service

BBQ • RI Seafood • Pizza

Ortho Rhode Island is building the future of orthopedic care. From day one, Ortho Rhode Island has built an organization that provides world-class orthopedic care. Now, we’re building something even better. This spring, Ortho Rhode Island is opening our new, centrally located flagship campus in Warwick that brings all phases of world-class orthopedic care under one roof, providing a safe, state-of-the-art patient experience and seamless continuity of care.

Specialized Orthopedic Care

Physical and Occupational Therapy

Outpatient Surgery

Advanced Imaging

Ortho RI Express – Acute Injury Care

• On March 20, 1861, President Abraham Lincoln’s sons, Willie and Tad, are diagnosed with the measles. The boys recovered, but in 1862 Willie contracted typhoid fever and died. Tad died at age 18 in 1871. Of Lincoln’s four boys, only the first child, Robert, lived to an advanced age; he passed away at age 82 in 1926. • On March 18, 1911, Irving Berlin copyrights the biggest pop song of the early 20th century, “Alexander’s Ragtime Band.” The song was easier to play than Joplin’s “The Entertainer,” which encouraged sheet music sales. Those topped 1.5 million copies in the first 18 months after publication. • On March 16, 1926, Robert Goddard successfully launches the world’s first liquid-fueled rocket at Auburn, Massachusetts. The 10-foot-tall rocket traveled for 2.5 seconds at a speed of about 60 mph, reaching an altitude of 41 feet and landing 184 feet away. • On March 19, 1953, for the first time, audiences are able to watch from their living rooms as the movie world’s most prestigious honors, the Academy Awards, are given out at the RKO Pantages Theatre in Hollywood, California. • On March 15, 1968, construction starts on the north tunnel of the Eisenhower/Johnson Memorial Tunnel on I-70 in Colorado west of Denver. At more than 11,000 feet, the project became the world’s highest vehicular tunnel when it was completed in 1979. • On March 21, 1971, “The Andromeda Strain,” the first movie to use computer animation, opens. Based on a Michael Crichton book, the scifi thriller featured scientists racing against time and an alien virus. • On March 17, 2000, Julia Roberts becomes the first actress ever to command $20 million per movie when “Erin Brockovich” is released. At the time, $20 million was the standard paycheck for Hollywood’s male stars. © 2021 Hearst Communications, Inc. All Rights Reserved

¡ ¢ ¢ £ ¤ ¢ ¡

The Reminder March 9-15, 2021..........Page 3

SAY YOU SAW IT IN THE REMINDER

W ANTED ANY JUNK VEHICLE

Last Will and Testament

COVENTRY

Highest Prices Paid! Paying $100-$500 cash

worse than no will? Q.What’sA poorly A. drafted one.

Call 474-5723 anytime

MINI-STORAGE

Thanksgiving Novena to

397-4600

ST. JUDE

O Holy St. Jude Apostle and Martyr, great in virtue and rich in miracles, near kinsman of Jesus Christ. Faithful intercessor of all who invoke this special patronage in time of need. To you I have recourse from the depth of my heart and humbly beg you, to whom God has given such great power to come to my assistance. Help me in my present and urgent petition. In return, I promise to make your name known and cause you to be invoked. Say three Our Fathers, three Hail Marys and three Glory Be’s. Publication must be promised. St Jude pray for us and all who invoke your aid. Amen. This novena has never been known to fail. It helped me. Thank you St. Jude for answering my prayers.

Call for a FREE Review

Law Office of

Steven J. Hart

Wills, Trusts, Estates, Divorce, Custody, Visitation Personal Injury • Landlord/Tenant • Bankruptcy 328 Cowesett Ave., Suite 3, West Warwick, RI

Call 828-9030 www.hartlawri.com

We are open to

Full Hours of Operation

and we meet the R.I. Protective Guidelines for our Customers

MMCC

First Consultation at No Charge

Prayer to the BLESSED VIRGIN

Fresh. Local. Exceptional. PREPARED

MEAT

FREE! Any Size Unit FIRST TIME RENTERS

1920 Nooseneck Hill Rd., Rt. 3, Coventry

open 7 days

Monday & Friday 7:30am-4:30pm, Tuesday, Wednesday & Thursday 7:30am-7pm, Saturday 8am-4:30pm; Sunday 10am-4pm

TOM’S MARKET

821 Tiogue Avenue, Coventry, RI 02816

GET 3RD MONTH

coventryministorage.com

(Never known to fail). O Most Beautiful Flower of Mt. Carmel, Fruitful Vine, Splendor of Heaven, Blessed Mother of the Son of God, Immaculate Virgin, assist me in my necessity. O Star of the sea, help me and show me here in, you are my mother. O Holy Mary, Mother of God, Queen of Heaven and Earth, I humbly beseech you from the bottom of my heart to succor me in my necessity (make request). There are none that can withstand your power. O Mary conceived without sin, pray for us who have recourse to thee (3 times.) Holy Mary, I place this cause in your hands (3 times). Say this prayer for three consecutive days. You must publish it and it will be granted to you. Grateful Thanks. C.P.

COVENTRY

Pay 2 Months In Advance

Mon.-Sat. 8am-7pm, Sun. 8am-6pm

Prices in effect March 10th March 16th

GROCERY

401-826-0050 401-826-0051

PRODUCE

ST. PATRICK'S DAY FAVORITES! Fresh Southern

They're Back! 2-3 lb. Average

USDA Grade A

Jumbo Chicken Cutlet $

Whole Beef Tenderloin $

2.59

10.99

lb.

For Your Meat Pies!!

USDA Grade A

Fresh Ground Pork .. $249lb. Boneless Chicken Thighs ........ $179lb. US #1 Hatﬁeld $ 99 Price Break!! Sliced Bacon............ 4 lb. Perdue Perdue Chicken Nuggets ..... $299Pkg. $ 99 Ground Chicken .... 3 Pkg.

Delicious

Manicotti $

10/ 10 Grab N Go

All Regularly Priced $1.59 Varieties

Healthy

Grilled General Tso's Chicken $

6.99

lb.

Serve Hot or Cold

Chicken Marsala Italian Antipasto Dinner over Rice..... $599ea. Pasta Salad ............. $599lb. Award Winning

Vegetarian

Barilla Pasta

5/$5

24 Pack

3/$10

Pad Thai........................$599lb.

Corned Beef

BAKERY

DELI Kretschmar

Off the Bone Honey Ham $

Tom's Market Made

5.99lb.

Zeppole

3.99ea. Fresh Baked

Boar's Head

1/2 Parisienne Loaf ... 2/

Mufﬁn of the Week

Pistachio ............... $3994 Pk. Celebrate Pie Day ( )

WOW !

Apple, Cherry or Blueberry Pie . $314ea

6.99lb.

RI's Own

5.3 oz.

Chobani Greek Yogurt $

10/ 10

7-8 oz.

Boar's Head

Pillsbury

1.47

lb.

Western Carrots

97¢

Full Pint!! Sweet Plump

Blueberries ..........

64 oz.

Pints

2/ 6

Friendly's 48 oz.

Ice Cream $

2/ 6

32 oz.

All Varieties, Green Giant

8 oz. Cool Whip

bg.

Extra Fancy, Crisp Tasty

$ 99

Extra Fancy

cont.

Fuji Apples ............. $179lb. Extra Large, Ripe

Roma Re LaRouge $ 49 $ 99 Tomatoes ............... 1 lb. Peppers .................. 1 lb. Loaded with Vitamin C!! Sweet Seedless

Sweet, Crunchy

Red or Green Navel Oranges ....... $149lb. Seedless Grapes ...... $299lb.

SPECIALTY

DAIRY/FROZEN

Almond Breeze Milk Alternative $

bg.

1 lb. Bag Sweet Crunchy

5.5 oz.

Gifford's Ice Cream ... $499 Haagen-Dazs Black Forest Ham ... $799lb Saugys ................... $599lb. Kraft $ $ Shredded Cheese .... 2/ 6 Ice Cream ................ 2/ 7 Friendly's Ice Cream Boar's Head "For Your Pizza" 16 oz. Bars, Cones or Vermont 12 oz. Celentano Margherita $ $ $ 99 Cheddar Cheese ..... $699lb. Hood Sour Cream .... 2/ 4 Italian Meatballs ..... 2/$6 Sandwiches ............. 2/ 7 Sliced Pepperoni .... 4 lb. Legacy

2 lb. Bag All Purpose

1.97

$ Jif Peanut Butter....... 2/$4 Wish-Bone Dressing 4/ 5

Sipping Cups..............3/$5

Yellow Cooking Brussels Sprouts Onions

SEAFOOD N EW !

WOW !

Kayem

Corned Beef or Pastrami Round $

2.97

lb.

8 oz. Varieties

16 oz.

Red Bliss or White Potatoes

Fresh Western, Vitamin Rich

Cake or Brownie Progresso $ Traditional Soups ...... 2/$3 Mixes ...................... 3/ 5

28 oz. Bourbon Glazed Kale w/ Roasted Garlic Friskies Can Cat Food 5/$3 $ 99 Thighs w/ peaches... $499lb. Cream of Wheat $ and Tomatoes ......... 6 lb. Cereal ..................... 2/ 7 7-8 oz. Braise or Grill!! A Great Side Zataran's Hatﬁeld 18.4 oz. 8 Packs Bone In Short Ribs..... $699lb. Mile High Marinated Roasted Sweet Rice Dinners ............ 2/$4 Eggplant Honest Kids $ 99 Pork Tenderloin ....... $699ea. New!! Tom's Own Parmesan ............... $499lb. Potato Wedges ...... 4 lb. Juice Pouches ......... 2/$7 2.6 oz. Starkist Ground Sirloin A Real Treat!! USDA Choice Jumbo Tuna, Chicken or $ 99 Tom's Own 24 oz. $ Salmon Pouches...... 2/$3 Flat Iron Steak ......... $699lb. Sliders....................... 5 lb Corn Chowder .......... $699qt. Italian Stuffed $ 99 Classico Pasta Sauce 2/ 5 Veal Cutlets ............ 6 ea. Simply Potatoes ! WOW ! W Grab Your Chopsticks 10.75-11.2 oz. O Simply Sides .............. 2/$7 W ! W O Roasted Pork W Well Yes or Swanson Order Early!! Always Sells Out!! Tom's Own

47¢

Poland Spring Water Duncan Hines

Excludes Veggie Classics

5 lb. Bag Mix N Match

Green Cabbage

23.5 oz. All Varieties

Herban Fresh Soups $

Bake, Broil or Fry

Scallop Chunks $

4.99lb.

4.99ea.

Sweet & Succulent

$ 95 Fillet of Sole .............. lb. 17 oz. Colavita $ 59 Fresh from Machias Maine Extra Virgin Olive Oil ..... $ 99

7-8 oz.

Steamers .................

lb.

For Your Stufﬁes Alessi Risotto or Fresh Quahogs............99¢lb. Farro Mixes .............. 2/$5. Fresh Sworﬁsh or WOW ! Tuna Steaks .......... $1299lb.

$ Ready To Bake $ Pastrami Seasoned Teriyaki $ 99 Cookies ................... 2/$6 Frozen Topping ............2/ 4 Boxed Vegetables ....3/ 4 Chicken Breast ....... $799lb. Turkey Breast.......... 7 lb. 9 oz. All Varieties WOW ! WOW ! All Varieties WOW ! Danielle Chubs Sandwich of the Week! Seafood Stuffed $ $ 99 $ 99 $ 99 Stouffer's Frozen Dinners...................... or Salamis............... Turkey Club with Pesto.... ea lb. Portabellas..........

2/ 5

Due to manufacturer’s supply issues, some items may be in limited supply. Sorry, No Rain Checks

*Not Responsible for Typographic Errors. Some items may not be available in all locations.

For Effective Advertising Call 821-2216

Page 4..........The Reminder March 9-15, 2021

BANKRUPTCY $ 950 Flat Fee

W ANTED ANY JUNK VEHICLE

Chapter 7 Bankruptcy Payment Plan Available

Call 474-5723 anytime

Highest Prices Paid! Paying $100-$500 cash

Attorney David B. Hathaway Former Chapter 7 Bankruptcy Trustee

REMINDER The

401-738-3030

Rhode

Island’s

First

Buyers

Guide

1049 Main St., Coventry • (401) 821-2216

ribankruptcy.net

mail@rireminder.com

This firm is a debt relief agency

A Smarter Way to Power Your Home. Power your home, save money and be prepared for utility power outages with the PWRcell, a solar + battery storage system.

OUR OFFICE IS OPEN!

REQUEST A FREE QUOTE!

ACT NOW

For Your Safety & Ours... Cloth Face Covering or a Mask is required to enter the office. Limit 1 customer in at a time. Thank you for your cooperation!

TO RECEIVE

A $300 SPECIAL OFFER!*

(866) 954-1921

If you require assistance entering our office, please call us at 821-2216 and we will meet you curbside.

$0 DOWN FINANCING OPTIONS!**

Your friends at THE

*Offer value when purchased at retail. **Financing available through authorized Generac partners. Solar panels sold separately.

REMINDER

5 COVENTRY SHOPPERS PARK, COVENTRY, RI 02816 � 401.821.2216

NOTI

CLASSIFIED AD FORM Household Item Classifieds

Used Furniture, Tools, Exercise Equipment, Etc.

7.00

for 10 words. 25¢ each additional word.

Business Classifieds

Help Wanted, Yard Sales, Wood for Sale, Real Estate, Home Improvement, Etc.

8.00

for 10 words. 25¢ each additional word

Household _______ Business _______ Automart _______ Please print clearly. One word per box.

Phone number equals one word. Not responsible for words we cannot read.

Wh classi en mailing i fied ad n Automart please s/novenas, make check Classifieds s p ayable Autos, Motorcycles, Boats, BE ACON to:

COMMUN

Auto Service, Etc.

8.00

Thank

The R emin

for 10 words. 25¢ each additional word

❑ COLOR BACKGROUND ❑ BOLD TYPE ❑ BORDER

you,

ICATIONS

deR

❑ ADD COLOR PHOTO $8.00 per week extra for each.

How to Place a Novena.

Please indicate the prayer that you would like published, include your initials, and mail or bring to:

The RemindeR

5 Coventry Shoppers Park, Coventry, RI 02816 You may place your Novena by phone if you are using a credit card.

Don’t Forget

❑ Prayer to the Blessed Virgin Your Initials! ❑ Prayer to St. Jude ❑ St. Jude Novena Indicate Initials Here ❑ Thanksgiving Novena to St. Jude $ ❑ Novena to the Sacred Heart per Novena Please enclose payment ❑ Other (indicate below or send a photo copy) Checks Payable to:

________________________________________

Beacon Communications

Deadline is Friday at 5pm for publication in the following Tuesdays edition of The Reminder

$1.50 per week extra for each.

REMINDER The

I s l a n d ’ s

F i r s t

B u y e r s

Free!

G u i d e

Established 1954 Published by Beacon Communications

Name ________________________________________________________________________________________ Address ______________________________________________________________________________________

OFFICE USE

******ECRWSS****** Local Postal Customer

R h o d e

1049 Main Street, Coventry, Rhode Island 02816 (401) 821-2216 • www.rireminder.com

PRESORT STANDARD U.S. POSTAGE PAID COVENTRY, RI PERMIT NO. 15

10 words

John Howell ......................................... Publisher Richard Fleischer.................... General Manager Donna Zarrella .....................Advertising Director Dawn Donnelly ..................................Front Desk

Town ______________________________________________________ Phone _____________________________ Price Per Week ____________________________ # of Weeks _____ Amount Paid __________________________

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Mail or bring your ad to:

The RemindeR

5 Coventry Shoppers Park, Coventry, RI 02816

E-Mail: mail@rireminder.com Website: www.rireminder.com DEADLINE FOR ALL READER ADS IS MONDAY AT 12PM. (If there is a Monday Holiday, Deadline is Friday at 12pm)

24 Hour Answering Available… Call 821-2216 Anytime

DISPLAY ADVERTISING Linda Nadeau, Melissa Miller ART DEPARTMENT Liz DeVonis THE REMINDER is published every Tuesday. We are not responsible for typographical errors, or the content of ads paid for in The Reminder. We do, however, reserve the right to edit. We will be responsible for errors appearing in ads only to the extent of correcting the same in the next issue. Opinions expressed in articles and advertisements are not necessarily those of the editor. Political ads and/or advertisements expressing an opinion of any type must be submitted at least one week before desired publication date. All copy for this type of ad is subject to the approval of the publisher. Advertisers are asked not to encourage other papers to copy ads from The Reminder.

The RemindeR

5 Coventry Shoppers Park, Coventry, RI 02816 (401) 821-2216 • FAX: 821-0397

Look to Someone You Can Trust

With years of experience to provide you with prompt, courteous and professional service.

posted Antiques WE PAY MORE FOR YOUR

Military Items, Jewelry, Coins, Post Cards, Toys, Photos, Pottery, Furniture and More! Also Looking to Purchase Estates ATTIC & CELLAR CLEANOUTS OUR SPECIALTY Call Bill

821-0381

860 Tiogue Avenue, Coventry

I can help you pay for college!

Me too!

You’ll Be Glad, You Called “Dial” Fuel Assistance Vendor Automatic Delivery Contracts Available

539-7900

“It’s Time for Your Eye Exam”

DIAL OIL SERVICE For Prompt Friendly Service

1171 Main Street, Wyoming

828-2020

Reliable and Affordable Home Heating Oil Delivery to Ensure You’re Never Left Out in the Cold.

Chariho Care Associate e y & Optical Center

Coventry Care Associate e s & Ey Optical Center

The Reminder March 9-15, 2021..........Page 5

SAY YOU SAW IT IN THE REMINDER

Dr. Richard Liner, Optometrist

• Family Eye Care • Eye Emergencies • Glaucoma Testing/Treatment • Diabetic & Cataract Exams • Dry Eye Treatment • Contact Lenses • Laser Vision Correction • Fashion Eyewear

CONVENIENT APPOINTMENTS INSURANCE ACCEPTED • SENIOR DISCOUNTS

Dr. Thomas Liner, Optometrist

CoventryEyeCare.com

Family Owned & Operated Coventry

821-4447 Pet. Lic. #30

March 1, 2021

Get matched with hard-to-find scholarships at RIScholarships.org

King Features Weekly Service

Digging for clams?

Prepare for power outages with a Generac home standby generator

1. The Croods: A New Age .....(PG) animated 2. The Little Things ................... (R) Denzel Washington, Rami Malek 3. Judas and the Black Messiah (R) Daniel Kaluuya, LaKeith Stanfield 4. Wonder Woman 1984 ... (PG-13) Gal Gadot, Chris Pine 5. The Marksman .............. (PG-13) Katheryn Winnick, Liam Neeson 6. Monster Hunter ............ (PG-13) Milla Jovovich, Tony Jaa 7. Nomadland ............................ (R) Frances McDormand, David Strathairn 8. Land ............................... (PG-13) Robin Wright, Demian Bichir 9. News of the World ......... (PG-13) Tom Hanks, Steve Boyles 10. The War with Grandpa ....(PG) Robert De Niro, Uma Thurman Source: Box Office Mojo © 2021 King Features Synd., Inc.

Hey Kid’s Watch for Our

REQUEST A FREE QUOTE!

401-922-9007

FREE

7-Year Extended Warranty* A $695 Value! Offer valid February 15 - June 6, 2021

Special Financing Available Subject to Credit Approval

*To qualify, consumers must request a quote, purchase, install and activate the generator with a participating dealer. Call for a full list of terms and conditions.

First-Time Homebuyers:

COLORING CONTEST Coming in the March 16th Issue of The Reminder Be sure to get your entry in by Thursday, April 25th at 12 noon! Extra copies are available at The Reminder office

located at 5 Coventry Shoppers Park, Coventry, RI

You’re Invited! FREE Zoom Info Session

Attend and receive a Free Appraisal – a $500 value.*

Thursday, March 25th 6:00pm Open to the community!

• Hear from Mortgage, Legal & Real Estate Professionals

It’s ALL FREE:

• Get Key Mortgage FAQs & more!

• See The Whole Process: Shopping > Closing

Just email smelchione@greenwoodcu.org to register and receive your Zoom invite. *$500 good towards free appraisal or closing costs off of a GCU First Time Home Buyer Loan closed within 1 year of the seminar date. Conditions Apply. NMLS ID 715419

Doing what’s right...for you! greenwoodcu.org EQUAL HOUSING

OPPORTUNITY

401-500-1063

2669 Post Road, Warwick

For Effective Advertising Call 821-2216

Page 6..........The Reminder March 9-15, 2021

Puzzle Page L

DAN’S OIL MARK V. PARISELLA, PROP

KE RO

Please call for fast and friendly same day deliveries

Ultra-Low Sulfur Premium Diesel

#2 Fuel Oil Kerosene

RELIABLE SERVICE

AUTOMATIC DELIVERIES 24 HR. SERVICE Lic. #130

822-4430

WET LEAKY BASEMENT? • PUMPS INSTALLED • UNDER FLOOR DRAINAGE • LEAKING WALLS REASONABLE PRICING

CALL A PROFESSIONAL:

(401) 225-2000 www.divconservices.com

RI Reg. #9386

WE ARE THE AUTHORITY ON LOW PRICES

OIL

Richard’s Oil OIL 822-1543 2 Station Street, Coventry

YOUR #1 OIL DEALER

Will Match any Local Oil Companies’ Current Oil Prices

❆ WINTER IS HERE! ❆

Have your boiler cleaned NOW! Talk Person to Person 24/7

Radio Dispatch • Automatic Delivery Fuel Assistance Vendor • RI License #95. MPF #8357

24 Hour Burner Service Rick & Greg Nunes

649-0670 Riverpoint Disposal Rolloff Container Service

Same Day Service • Competitive Pricing Multiple Sizes Available Family Owned & Operated

y e l l Va Lic.#444

M.V.P.D. OIL

COD ONLY

SAME DAY DELIVERY

R.I. Lic. MP 001740 Ct. Lic. #266037

EASYFLOW PLUMBING

New Homes, Renovations, Additions, Repairs, Water Filtration Systems, etc. Custom quality workmanship for homeowner satisfaction.

Ray (Chip) Hinkson

S IL CS S. S

823-9291

Fully Insured

L T I MBE L A

BULK ULTRA LOW SULFUR DIESEL 24 HOUR SERVICE • CALL FOR DAILY PRICES R.I. LIHEAP Vendor – Radio Dispatched

Verrier Tree Service

• Removal • Pruning • Stump Grinding • Land Clearing • House Lots • Subdivisions • Firewood Available

474-8839 Joe

PHENIX DISCOUNT PRICES C.O.D. Joe Dessert • 822-1938 License #78

Since 1974

verriertree.com

397-3942

K. Wilcox Landscaping Inc. Landscape Lighting Outdoor Living Areas

• Backhoe • Retaining Walls • Excavating • Hydroseeding

Call 392-3136 Ask for Kurt Email: wilcoxlandscaping86@verizon.net

Member of RINLA Fully Insured Lic. #6442

kwilcoxlandscaping.com Visit Our Nursery at 73 Hopkins Hill Rd., West Greenwich

Advertise Your Business Here!

TREE SERVICE

Free Estimates Bucket Truck Tree Trimming & Pruning Stump Grinding Tree Removal 24 Hour Emergency Service Tractor Work and Bush Hogging Call or Text

• Free Estimates • Insured • Licensed Arborist • Mulch • Commercial • Residential • 24 Hr. Everyday Service

• Landscape Design • Lawn Installations • Masonry – Walks • Lawn Sprinklers

License #16 • MP #7897 • Master E-#1101

FIREWOO

Family Owned & Operated

Let Verrier Tree Service care for your trees the Proper way.

24 Hour Burner Service Automatic Delivery Discount Fuel Oil Heating Assistance Vendor Residential & Commercial Oil & Kerosene Ultra Low Sulfur Diesel

Licensed Arborist #639

FUEL INC. No Extra Credit Card Charges 1343 Main St., West Warwick, RI Paul Petrozzi, owner

Mark V. Parisella Discount Oil Lic. #130 HOPE, RI 615-9962

ST PATRIS

Lic.#345

Quality Home Heating Oil at Discount Prices!

401-823-8113

A Division of Dan’s Oil, Inc.

R.I. Emergency (401)821-9213

Warwick Oil

30*

821-2216

The Reminder March 9-15, 2021..........Page 7

SAY YOU SAW IT IN THE REMINDER

Harry’s Candles

AURORA HEATING & FUEL CO. Boiler Services/Oil Tanks Installation/Service/Cleaning

Quality Home Heating Oil at a LOW PRICE!

401-823-5996

Visit our space at The Old Mill Vintage Marketplace & Flea 3 Bridal Ave. West Warwick, RI • Saturday & Sunday 10am-4pm Local candle maker, Donna Lynch Herbwife2012@gmail.com • 401-440-6556

Lic. #31

Our Lady of Mercy Church SOLEMN ST. PATRICK’S DAY MASS Wednesday, March 17 12:05 PM (live streamed)

100% Soy Candles

heat your home for less

401-475-9955 www.GlowOil.com Everyday Low Prices on Heating Oil and Service Repair

The Most Rev. Robert J. McManus, S.T.D. Bishop of Worcester Celebrant & Homilist Irish mwusic and readings in the Irish Language. Homily in English

SOLEMN ST. JOSEPH'S DAY MASS Friday, March 19 12:05 PM (live streamed) The Most Rev. Robert C. Evans

Auxiliary Bishop of Providence Celebrant

IT’S TIME TO

LOWER YOUR MORTGAGE PAYMENT!

GET A LOWER MORTGAGE PAYMENT AT GREENWOOD. • LOWER RATES • LOCAL DECISIONS • LOWER PAYMENTS • SUPERIOR SERVICE!

The Rev. Msgr. Anthony Mancini

Mass celebrated in Italian with Italian Hymns. Homily in English

Rector of the Cathedral of Saints Peter & Paul Homilist

65 Third Street, East Greenwich www.olmparish.org (401) 884-4968

Contact our personal mortgage originator Shannon Melchione at 401-500-1063 or email at smelchione@greenwoodcu.org.

Doing what’s right...for you! greenwoodcu.org Conditions apply. NMLS #715419

EQUAL HOUSING

OPPORTUNITY

Page 8..........The Reminder March 9-15, 2021

At Your Service

CESSPOOL SERVICE ________________________

CHEVALIER CESSPOOL CLEANERS: Cesspools and septic tanks pumped. New systems installed. Sewer connections. 736-8313.

CLEANING SERVICE ________________________

LUCKY DUCKY CLEANING SERVICES: Licensed, insured. Reasonable rates. Residential, commercial, new construction, boats. Flexible schedules. Weekly, bi-weekly, seasonal. Call today for an appointment (401)787-2368 Lori (owner).

ELECTRICAL_________________________________

JADE ELECTRIC: Wiring, emergencies. Prompt and courteous. 8285908, 738-7835. Lic.# A1538. Insured. RICHARD J. PIZZI Electrical Contractor: 550 Providence Street, West Warwick. Residential Wiring (home repairs). No job too small. A145, insured. 580-8803.

FACSIMILE SERVICE ________________________

THE REMINDER’S FAX SERVICE. Now you can send or receive letters, statements, invoices, etc. in seconds by using The Reminder Fax Service. Want more details? Call The Reminder and ask about our fax: 821-2216. Fax Number: 821-0397. To Send: $3.00 (+tax) for the ﬁrst page, $1.00 for every additional page. To receive: 75¢ ea. page (+tax).

FENCE INSTALLATION & REPAIR ___________

VENTURA FENCE CO., INC.: Serving Rhode Island since 1975 for all your fencing needs. Insured. RI Reg #7260. Call anytime 821-7200. FORCIER FENCE AND GENERAL CONTRACTORS: Installation and repairs. All fencing types. Now offering power washing - decks, sidewalks, siding, etc. RI Reg. #5690. Call 222-9757. Free estimates! “Your quality alternative.” We won’t be knowingly undersold.

FINANCIAL SERVICES ______________________

MOFFITT & ASSOCIATES, LLC.: Financial Services and Investments, Retirement Planning and 401K rollovers. www.victormofﬁttandco.com 1260 Main St. (Rte. 117), Coventry (401)828-0097.

FIREWOOD __________________________________

VERRIER TREE SERVICE, INC.: Kiln Dried Firewood, Cut & Split. Pick-up or Delivered. Insect Free Guaranteed. The Driest Wood You Can Buy. Bulk or Bundled Indoor Hardwood or Outdoor Softwood for Campﬁres. 397-3942.

GARAGE DOORS ____________________________

CARR’S OVERHEAD DOOR, INC.: Residential and commercial garage doors & openers. Best prices, quality materials, factory authorized Lift Master and Wayne Dalton Dealers. Reg. #13612. 332 Nooseneck Hill Road, Exeter, RI (401) 397-6015.

HOME IMPROVEMENTS _____________________

LEWIS & CLARKE ENTERPRISES, INC.: New homes, additions, garages, kitchens, bathrooms, family rooms, roofs, and repairs. 3453227. RI Reg. #5646. BILL’S REMODELING: Additions, Formica, ﬁnish work, custom built vanities, siding. No job too small. Bill Langlais 397-9256 after 5pm. RI Registration #648. STEVE’S BUILDING & REMODELING CO.: Interior, exterior remodeling. Additions, garages, kitchen/baths. Complete services. Insured. RI Reg. #17997. Find us on Facebook. 392-3050. sbuilding1@verizon.net.

LANDSCAPE MAINTENANCE & CONSTRUCTION

ALL SEASONS LAWNCARE, INC.: Full Service Landscape Maintenance and Construction Company. Now doing Spring Cleanups. 732-7993. RI Reg. #43492

LAUNDRY SERVICE _________________________

Let us wash, dry and fold your laundry. Only 99¢ per lb. Pick up and delivery available. THORPE’S LAUNDROMAT AND DRY CLEANING. 401-826-7158. 560 Providence Street, West Warwick.

For Effective Advertising Call 821-2216

POWER WASHING __________________________

COAST TO COAST POWER WASHING: Residential. When quality and service matters. Who wants to pressure wash on their day off? Save yourself time. Call this week! Complete satisfaction guaranteed. Free price quotes. Ken, 401-413-0547. 20% OFF MONTH OF MARCH!

RATES & DEADLINE FOR AT YOUR SERVICE

$8.00 PER WEEK for 10 words (25¢ each add. word) Min. 1 Month. Deadline: Last Thursday of each month for ads starting the following month. Mail or bring your ad to The Reminder. 5 Coventry Shoppers Park, Coventry, RI 02816. Phone: 821-2216. Fax: 821-0397.

ROOFING ____________________________________

DEPIETRO ROOFING, INC.: Specials Available. Quality work, free estimates. RI Reg. #22850. Call John 573-9328.

SEPTIC SYSTEMS ___________________________

TLC SEPTIC SYSTEMS: Design & Installation, Foundation Digging, Land Clearing & Grading. Class 1 License. Registered Contractor. Free Estimates. Call 392-3300 or visit www.tlcrhodeisland.com.

TAX SERVICES ______________________________

VICTOR MOFFITT & CO., INC.: Bookkeeping, Tax Services for individuals and businesses, 40 years experience. 1260 Main St. (Rte. 117), Coventry. 828-2155. www.victormofﬁttandco.com

TILE INSTALLATION ___________________________

MASONRY ___________________________________

TSU CONSTRUCTION: Tile, Marble, Granite Installation. Reg. #8795. Call Charlie 556-8134.

PEST CONTROL _____________________________

VERRIER TREE SERVICE, INC.: Total Tree Care - Removals, Pruning, Stump Grinding, Spraying, Land Clearing, Brush Mowing, Spring Clean-Ups, Licensed. Insured. 39 Years of Satisﬁed Customers. 24 Hour Every Day Service. Free Estimates. 397-3942.

B. TRAUTMAN MASONRY: Brick/block, stone, ﬁreplaces, and masonry landscaping. Residential and commercial. RI Reg. #7933. Visa and Mastercard accepted. 447-4645. WINFIELD TERMITE & PEST CONTROL: All your pest needs. 8217800. KENT COUNTY PEST CONTROL, LLC: Residential and Commercial. Certiﬁed in Industrial, Structural and Health Related Pest Control. 100% Guaranteed. 401-569-0212.

PLUMBING & HEATING _____________________

JOHN P. KEOGH PLUMBING & DRAIN CLEANING: Electric sewer rooter service. Master Plumber Lic. #1881. 401-862-8810. A GOOD PLUMBER: Plumbing, heating, drain cleaning. 401-8082284. RI Lic. #MP002399. MA Lic. #30436.

TREE SERVICE ______________________________

Advertise your business in “At Your Service” Call The Reminder,

401-821-2216 for more information

NARCONON Drug overdoses have become the leading cause of accidental death in the Unites States with heroin & other opiates being the largest contributor. If your loved one is struggling with drug abuse of any kind, now is the time to get them the help they need. If you believe one of your loved ones is abusing drugs, learn how you can make a difference by visiting

narcononnewliferetreat.org/drug-rehab

HOME ENERGY ASSISTANCE PROGRAM (HEAP) Have trouble paying your heating bill? The Home Energy Assistance Program (HEAP) helps income eligible families pay their heating bills. The HEAP is a Primary Grant that is sent directly to your utility company or fuel provider, and it will be credited on your bill. You don’t need to have an unpaid bill, you can either rent or own your home, and must meet current gross income guidelines. Please call 732-4660, Ext. 175 for more information. YELLOW HORSE EQUINE ASSISTED ACTIVITIES & THERAPY PROGRAM SEEKS VOLUNTEERS In partnership with the unique attributes of the horse, Yellow Horse facilitates social, emotional and behavioral growth and learning to children, adults, families and the community through equine assisted activities and therapy programs. We are looking for volunteers to join our Yellow Horse family. Horse experience is not necessary; just a positive attitude and desire to participate! Free training provided. Ages 15 and Up. Located at 40 Collins Road in Ashaway. For more information visit www.yellow-horse-equine.com or email volunteer@yellowhorseri.com

EXETER GRANGE “GO BANANAS CHALLENGE” Exeter Grange is working on a new challenge. The Grange is participating in the ìGo Bananas Challengeî for Project Saving Species in conjunction with the Cincinnati Zoo. They are asking for donations of used and broken cell phones, smart phones, IPAD/IPODS, tablets and charging accessories. Many of these items contain metals and materials that need to be recycled and not tossed in the landfill. Eco-Call, a Louisville based company, will break down and recycle the items and has a no landfill policy. Donations can be left on the steps of Exeter Grange Hall, 469 Ten Rod Road (Rte. 102) in Exeter. If there are any questions or a donation is left, please feel free to call Amanda or Peggy at 401-397-8058 and leave a message.

VOLUNTEERS NEEDED AT GEN. NATHANAEL GREENE HOMESTEAD

The Gen. Nathanael Greene Homestead in Coventry is looking for individuals interested in becoming Tour Guides for the season. The Homestead, also known as “Spell Hall”, was built by Nathanael Greene in 1770 and has been authentically restored as a Museum dedicated to his memory. Tour Guides will learn about Gen. Greene, his family, and life in the 18th Century. Experience is not necessary. All information will be provided and scheduling is flexible. For more information, please email nathanaelgreenehmst@

gmail.com Visit

us at nathanaelgreenehomestead.org

COVID-19 TESTING AT THE WEST WARWICK ELKS LODGE #1697

West Warwick Elks Lodge #1697, 60 Clyde Street, West Warwick, is proud to announce that our Lodge is now an official free COVID-19 Testing Site for RI. Tests are being conducted by the Rhode Island National Guard every Tuesday from 2-6PM. No appointment is necessary and results are generally in an hour. This is a drive-thru test where you remain in your vehicle. Helping our own community and the communities around us is very important to us. Please feel free to spread the word! We are listed on the RI Dept of Health’s website.

BE THE CHANGE/PROJECT HAND UP Be The Change/Project Hand Up is a non-profit, food supplement program located at 15 Factory Street in West Warwick. During the COVID-19 pandemic, we are offering curbside pick-up of 3 bags of groceries for $6. WINTER HOURS: Tuesdays 2-5PM for anyone with the last name that begins with A-K, Wednesdays 2-4:30PM for Seniors (55+) - shop either your alphabet day or Senior day, not both & Thursdays 2-5PM for L-Z. You will receive a bag of produce, a bag of non-perishables, bread & pastry, and a bag of dairy, frozen foods & meat (when available). Please visit them on facebook for more information. COVENTRY PUBLIC LIBRARY PRESENTS A VIRTUAL IRISH DANCE PERFORMANCE Coventry Public Library presents a Virtual Irish Dance Performance on March 16 at 5:30PM via Zoom. Join us for a traditional Irish dance performance by Damhsa Irish Dance Studio followed by a live Q&A session and a brief demonstration of a simple step that you can learn! This program is fun for the whole family! Registration required. To register, visit www.coventrylibrary.org

COVENTRY LIBRARY SERVICE SPOTLIGHT: READER’S ADVISORY Did you know that librarians are actually trained in Reader’s Advisory, a service in which a librarian matches you with books you’ll love? If youíre looking for book recommendations or would like to do a curbside pickup but donít know what you want, call the Reference Desk at 822-9105 and we will help you find something youíll enjoy! WEST WARWICK PUBLIC LIBRARY HOMEBOUND OUTREACH SERVICES The West Warwick Public Library offers free delivery of most Library materials to the homebound, free of charge. If you are either permanently or temporarily unable to come to the Library, and you are a resident of West Warwick, this program is for you. To sign up or for more information, contact Anne at 828-3750, Ext. 11 or email anne@wwlibrary.org MARINE CORPS LEAGUE The Marine Corps League will hold their meeting the 1st Wednesday of each month at 7PM at the Langevin VFW Post, 197 Providence Street, West Warwick. Members join in camaraderie and fellowship for the purpose of preserving traditions and interests of the United States Marine Corps. MAPLE ROOT BAPTIST CHURCH WORSHIP SCHEDULE Maple Root Baptist Church, 150 Harkney Hill Road, Coventry, holds their Sunday morning Worship at 11AM. We would love to have you join us. We practice social distancing and mask wearing. If you are unable to attend in person our Sunday Sermon is available on our website. Check it out at MapleRoot.org or call 397-7402 for more information. PROJECT FRIENDS Project Friends is a State of RI licensed community based day service program developed in 1992 for adults with developmental disabilities. Each individual has a plan that offers choices of activities which build independence, adult daily living skills, socialization, self-esteem and confidence. Participants are supported by case aides. If you would like more information about Project Friends, please feel free to call the coordinator Lisa Cote at 822-9144.

The Reminder March 9-15, 2021.........Page 9

SAY YOU SAW IT IN THE REMINDER

Real Estate I BUY HOUSES

• Any Condition • No Commissions • No Repairs • No Wasting Time

1, 2 & 3 Bedroom Apartments

750-$1,150

821-1500

EAST GREENWICH: Spacious, 1 bed, appliances, hardwoods. Bus line. Credit, BCI, lease. $1175/month, 1st & last. Call 885-6900. Vacation Real Estate

Access America

Elaine Eccleston Broker/Owner

Thinking of Selling Your Property?? Call 828-2100 today for a Free Market Analysis Coventry: 1.54 acres of land zoned general business, consists of four adjoining lots, $350,000 Warwick: Long established full service car wash on busy road near airport, newly installed track, $850,000 Coventry: Zoned general business on Rt. 3, .82 acre parcel now used as retail, commercial, & residential, $655,000 Foster: Five acres of wooded raw land, 636 foot frontage, $125,000

Real Services We B uEstate y U N WA NTED HOUSES Fast! Offer in 48 Real Estate for Sale Hrs. CASH... Any situation. Any condition. Call today, 595-8703.

WA R M W E AT H E R I S YEAR ROUND IN ARUBA! The water is safe and the dining is fantastic. Walk out to the beach. 3 Bedroom weeks available. Sleeps 8. Email carolaction@aol.com for more information.

Roommate Wanted House to Rent House to Share

FOSTER: Small house, quiet rural area. Half mile west of Rte. 102, near Coventry line. Potential horse boarding. $1400/ month. 330-7475.

Real Estate Wanted

Real Estate Services Real Estate for Sale

REMINDER Classified Ads... We’ll find a home for everything... even you.

King Features Weekly Service

Call Pete (401)285-1880 PeterZbuyshouses@gmail.com

Apartment for Rent

Real Estate Wanted

March 1, 2021

PROBLEMS SOLVED

1025 Tiogue Avenue Coventry, RI 02816 (401)828-2100

H.J. Bernard Realty

Making Dreams Come True Every Day!

Local Shelters Need Your Help DEAR PAW’S CORNER: I run a shelter in a rural area, and I wanted your readers to know that there is still a great need for donations of any kind at my shelter and just about every animal shelter in the country. While cash is the biggest way to help a local shelter obtain food, medical supplies and other items to take care of lost and abandoned pets, we also accept donations of goods. Pet food, old blankets and pet toys are always appreciated. The best way to make sure your donation is needed is to call your local shelter and ask what they need! Believe me, shelter workers won’t hesitate to tell you, because they know what items are needed and they usually need them right away. — Carol in Alexandria, Louisiana DEAR CAROL: Thank you for all that you do for animals! Readers, take note that animal shelters, like many businesses, are struggling and getting by day to day during this ongoing pandemic. Anything that you can donate will be appreciated. Find local shelters by searching online or on Facebook. Contact the shelters by phone or email to find out what they need. One thing I see a big call for from rescue shelters is old newspapers. These are used to line the bottom of cages — they are easy to put in and easy to clean up. Used collars and leashes also are welcome. If you don’t have pet items to donate, find out if the shelter needs office supplies. Pens, printer paper, sticky notes, file folders and other items may be gratefully accepted. Send your tips, comments and questions to ask@pawscorner.com.

Rick Moulton Remax Hall of Fame

Tel: 401-580-1608

rickwmoulton@hotmail.com

I BUY HOUSES THAT NEED HELP!

No Cash to Fix? Problems - Big or Small? Need Major Cleanouts? Overdue Taxes & Mortgage Problems? All Properties Considered. • No Missed Appointments • No Contractors • No Realtors • No Bank Inspections • Just CASH IN HAND!

Call Scott at 401-487-7274

REAL ESTATE CENTER Michelle Pacheco

401-626-6243

® “I put the REAL in Real Estate. Either keep it REAL or keep it moving!” Pacheco Property Page Pacheco_sellsRI

Classifieds FIREWOOD: 2 Year seasoned. Cut, split & delivered. $240/Cord, $140/half cord. Senior & Military discounts. 4702895 or 771-2858. CLEANUPS of attics, cellars, garages, buildings, yards. Leaf Cleanups, etc. Some cleanouts for content. Anything hauled away. Antiques and furniture bought. Very reasonable. Free estimates. Call anytime for your small moving needs. 397-2781 or 741-2781. TAX PREPARATION: Personal and Sole Proprietor Business by David Gagnon. Over 30 years experience. Honest & dependable. Pick-up & delivery service available, as well as online & via USPS. Call or text 401-215-5970 or email to davidgagnontax@aol.com

COINS! Local Coin Collector looking to buy some coins. My house, your house or Library. 60-Year resident. 3978910. Cell 556-4703.

FIREWOOD FOR SALE: JW Studley & Sons. Cut & split seasoned wood. $225/cord. Est. 1982. Not a fly by night! 641-0212.

WANTED: Antiques and collectibles. Moving or just cleaning out? We pay more for your old jewelry, glassware, f u r n i t u re , p o t t e r y, clocks, paintings, military items, crocks, post cards, cameras, photos, old coins, etc. For prompt and courteous service call Bill, 821-0381.

J U N K R E M O VA L , Dump Runs & Property Clean-outs. Call Pat, 206-6404. DEALING WITH WATER DAMAGE requires immediate action: Local professionals that respond immediately. Nationwide & 24/7. No Mold Calls. 1-800-506-3367. STAY IN YOUR HOME LONGER with an American Standard Walk-In Bathtub: Receive up to $1500 off, including a free toilet & a lifetime warranty on the tub and installation! Call us at 1-866-945-3783 or visit walkintubquote.com/ pennysaver DISH TV: $64.99 for 190 channels + $14.95 High Speed Internet. Free installation, Smart HD DVR included, free voice remote. Some restrictions apply. Promo Expires 7/21/21. Call 1-877-925-7371.

INDOOR ESTATE SALE! Furniture, housewares, tools, paint equipment, ladders, sprayer, shaker & much more. Priced to sell. Everything must go! Thursday, Friday & Saturday, March 11-13, 10AM-3PM. 5 Nancy Court, Coventry. G E N E R A C S TA N D B Y GENERATORS provide backup power during utility power outages so your home and family stay safe and comfortable. Prepare now. Free 7-year extended warranty ($695 value!) Request a free quote today! Call for additional terms and conditions. 1-877-378-1582. M O B I L E H E L P, AMERICA’S PREMIER MOBILE MEDICAL ALERT SYSTEM: Whether you’re home or away. For safety & peace of mind. No long term contracts! Free Brochure! Call today! 1-844892-1017.

COVENTRY ANIMAL SHELTER has many pets available for adoption that need good homes. Call 822-9106 for more information. NEED CASH? Sell your unwanted items for profit. Household items & collectibles. No furniture. Call 401-378-4885. HUGHESNET SATELLITE INTERNET: Finally, no hard data limits! Call today for speeds up to 25mbps as low as $59.99/month! $75 Gift Card, terms apply. 1-855703-0743. INVENTORS - FREE I N F O R M AT I O N PACKAGE: Have your product idea developed affordably by the Research & Development pros and presented to manufacturers. Call 1-855-380-5976 for a Free Idea Starter Guide. Submit your idea for a free consultation.

ELIMINATE GUTTER CLEANING FOREVER! LeafFilter, the most advanced debris-blocking gutter protection. Schedule a FREE LeafFilter estimate today. 15% off Entire Purchase. 10% Senior & Military Discounts. Call 1-855-964-1491. DO YOU HAVE CHRONIC Knee or Back Pain? If you have insurance, you may qualify for the perfect brace at little to no cost. Get yours today! Call 1-800-217-0504. 4G LTE HOME INTERNET now available! Get GotW3 with lightning fast speeds plus take your service with you when you travel! As low as $109.99/month! 1-888674-1423. OXYGEN-Anytime, anywhere. No tanks to refill. No deliveries. Only 2.8 pounds! FAA approved! FREE info kit: Call 1-855-917-4693.

For Effective Advertising Call 821-2216

Page 10..........The Reminder March 9-15, 2021

Green light: M & M ’s

FISH & CHIPS FOR LENT

DINER

401-270-7371

Breakfast, Lunch & Dinner

$ 99 SERVED 7 DAYS A WEEK

WEDNESDAY & THURSDAY, MARCH 17TH & 18TH

CORNED BEEF$ 99 & CABBAGE ...

1031 Plainﬁeld Street, Johnston, RI 02919

Open Daily 8AM-8PM

Despite the challenges of the COVID-19 pandemic, local restaurants are celebrating St. Patrick’s Day with specials, events and lots of good luck. For O’Rourke’s in Pawtuxet Village, St. Patrick’s Day is a big deal. Owner Laurie O’Rourke, wants people to “wear their green, come out and have a good time.” The “real perk” of visiting the restaurant, O’Rourke said, will be a heated, outdoor bar for diners to enjoy. Diners can also sit indoors at the bar or at traditional restaurant tables. The O’Rourke’s menu will offer Guinness on tap, along with their usual domestic and imported beer, plus corned beef and Reuben sandwiches served with kettle chips. “We’ve got the cold beer and sandwiches, and the staff is ready to go,” O’Rourke said. “We’re grateful to be at this point, moving forward in a positive direction. Now, let’s just hope for good weather.” Keeping with tradition, O’Rourke is hanging the 31 Irish county ﬂags throughout Pawtuxet Village, as she does each St. Patrick’s Day. No reservations are required for O’Rourke’s, but to order takeout, call (401) 228-7444. It’s been almost exactly one year since Pat’s Italian Restaurant had to ﬁrst close its doors to indoor dining due to the pandemic. “We just can’t believe it’s been a year,” owner Greg Stevens said.

By ARDEN BASTIA

Even though the restaurant is known for its Italian fare, and St. Patrick’s Day is “more of a bar night than restaurant night,” Stevens said the establishment will serve holiday themed specials like Guinness and green drinks, as well as the popular corned beef egg rolls. The Pat’s Italian location at Chapel View in Cranston will offer lunch specials like a Reuben sandwich and corned beef ﬂatbread. None of the Pat’s Italian locations require reservations, although they are appreciated, Stevens said. To make a reservation or order takeout, visit patsitalian.com, or call (401) 320-8787 for the Coventry location and (401) 273-1444 for the Johnston location. Finn’s Harborside in East Greenwich is celebrating St. Patrick’s Day a little early, on Sat. March 13. Last year, general manager Connor Finn said, the St. Patrick’s Day celebration was canceled. This year, the restaurant is ready to shamrock and roll with two local bands. The Willy O’Wayz Duo will perform from 1 to 4 p.m., and Guarda, a ﬁve-piece Irish band, will perform from 5 to 9 p.m. The Finn’s menu will feature Irish classics like a corned beef dinner, Reubens, and Guinness on draught. Finn explained the restaurant will be following health guidelines, so unfortunately there won’t be any dancing this year, but they do offer a variety of

seating options, including indoor, bar seating, the outdoor covered deck, or an outdoor heated igloo. Reservations aren’t required, but Finn said he expects tables to ﬁll quickly. To make a reservation or order online, visit ﬁnnharborside.com or call (401) 884-6363. “We’re really looking forward to the spring and summer when restrictions hopefully lift a bit more,” Finn said. “But we really appreciate our customers who support small businesses like ours and our employees.” The M&M Diner in Johnston may be known for its traditional American fare and all-day breakfast, but for St. Patrick’s Day, the restaurant will be serving corned beef and cabbage. “Usually, the restaurant does a whole week of corned beef and cabbage,” owner Marios Kirios said. “Last year, with the pandemic hitting pretty much right on St. Patrick’s Day, the restaurant was left with a surplus of corned beef. We donated over 1,000 pounds of leftovers.” This year, the restaurant is keeping it simple, but Kirios has already had over 50 preorders of St. Patrick’s Day meals. “People have been asking for weeks, and they get excited about it,” he said. The M&M Diner doesn’t require reservations, unless it’s for a larger party. To make a reservation or order takeout, call (401) 270-7371.

The Reminder March 9-15, 2021..........Page 11

SAY YOU SAW IT IN THE REMINDER

BUSINESSSpotlight

FANTASTIC SAM’S CUT & COLOR By appointment only ~ open 7 days a week

BRILLIANT

CO LO R

that won’t break the bank.

$35 MINIMUM SPEND REQUIRED 3/31/2021

# REAL FANTASTIC

1015 Tiogue Avenue, Coventry, RI

823-8770

by Jennifer Coates

For some people, the new year may feel a bit like an unwelcome extension of 2020, but for others, 2021 is a time to reboot, refresh, re-energize and be revitalized! For some, a year of new resolutions can mean something as simple as sporting a brand-new, updated haircut, and for others, it might mean doing something more dramatic, like mixing things up with a bold new hair color. Sassy. Trendy. Timeless. Classic. The team at Fantastic Sam’s Cut & Color wants to be a part of your 2021 reformation! With their decades of combined experience, the stylists at this professional salon in Coventry can take a boring hairdo and create an eyecatching look that will beguile you and all your friends. They can also be depended upon to just recreate the look that you have loved all along – as

they say, “your wish is their command”! Though it may sound trite, Coventry’s own Fantastic Sam’s Cut & Color can truly be summed up in one word, “fantastic”! Clients who venture into this full-service salon are immediately drawn into a fantastically welcoming, sparkling-clean, sunny and contemporary space that is full of energy and activity. The black, red, and white color theme, which is carried throughout the salon, is refreshing and vibrant. The stylists here at Fantastic Sam’s are all professionals. Some have been cutting, coloring, and styling hair for more than 30 years; all regularly participate in continuing education classes so they are able to keep up with the most current trends, products and looks. This is a full-service hair salon with a commitment to excellence

and 100% customer satisfaction! According to longtime manager Cirise, respect for diversity is also important here. Long hair, short hair, textured hair, smooth hair, wavy hair, straight hair. Men, women & children of all ages and walks of life are served here. All levels of styling are offered, from basic cuts to the trendy “fashion colors”, foils, balyage, “spiral perms,” ombres, and more. Customers who visit Fantastic Sam’s become attached to their stylists, including devoted customer Dottie who has been getting her hair cut by manager Cirise Iluditan for all twenty of the years Cirise has been at this salon. The stylists here work hard to gain the trust and loyalty of their clients, and it shows in how they treat them, and in how they take care of them! The team at Fantastic Sam’s is grateful to be open for business during these transitional times, but they are also abiding by every regulation laid out by the governor. Masks are still mandatory, social distancing is enforced, and enhanced sanitation procedures are regularly implemented. Fantastic Sam’s Cut & Color is located at 1015 Tiogue Avenue. Hours are Monday ~ Friday, 9:00am 7:00pm, Saturday, 9:00am –

Treat yourself to a new cut or color at Fantastic Sam’s in Coventry and meet these talented stylists, from left to right, Donna Ruggieri, manager Cirise Iluditan, Nicole Rossi and Liz Klos. Call for your appointment today!

5:00pm & Sunday, 10:00am – 4:00pm. Make your

Your Neighborhood Laundromat

The Cleanery

DRYER Special!

With $8 Minimum Purchase of a Wash One per visit • Expires 03-31-21

SAME DAY WASH, DRY & FOLD

(when you drop off before noon)

71 TIOGUE AVE., WEST WARWICK

FRESH

PERSPECTIVE LANDSCAPING

Open Daily 7am-8pm (401) 826-1384

NOW OFFERING JUNK REMOVAL

639-7214

Now Booking SPRING CLEANUPS Accepting New Weekly & Bi-Weekly Maintenance

Promote your business today with affordable, effective advertising! Melissa & Linda will guide you every step of the way!

The RemindeR Sales Team

lindan@rhodybeat.com • melissam@rhodybeat.com

821-2216

appointment by calling 401-823-8770, by booking

online, or on their Fantastic Sam’s phone app.

DO YOU HAVE A WILL? Welcome Nicole & Olivia We love our TEAM! 1015 Tiogue Ave., Coventry, RI 401.823.8770 Over 90+ years Experience

Visit us or Call Today to schedule your appointment!

Don’t let the state of RI control what happens to your assets. Contact Roy & Cook, Attorneys at Law Today!

R C OY &

OOK

Attorneys at Law

Phone: 401-823-0488

edward_roy@hotmail.com

Full Service Interior Cleaning Residential and Commercial Now Booking WEEKLY • BI-WEEKLY & DEEP CLEANING

Beacon Diner S e rv i n g G r e a t F o o d F o r O v e r 5 0 Y e a r s

We’ve Missed You...Stop in for Breakfast and Lunch! Open Wednesday – Sunday 7AM-1PM 2934 South County Trail, East Greenwich (401) 884-9807

Geralyn M. Cook, Esquire geri_cook@hotmail.com

Fax: 401-823-0486

RhodyPrints Promotional Products

geri_cook@hotmail.com

577 Tiogue Avenue, 2nd Floor Coventry, RI 02816

Phone: 401-823-0488

347-3460

edward_roy@hotmail.com

Avenue, 2nd Floor, Coventry, RI 02816 Edward577 C. Tiogue Roy, Jr., Esquire

Geralyn M. Cook, Esquire Free Estimates • Licensed & Bonded

Edward C. Roy, Jr., Esquire

Fax: 401-823-0486

Embroidered Apparel • Screenprinted Apparel • Uniforms Drinkware • Magnets • Calendars • Pens • Banners Padfolios • Holiday Cards • Key Rings • Tote Bags Coolers • Watches • Flash Drives • and much MORE!

Contact Bob Giberti for all your promotional product needs:

401-732-3100 • BobG@rhodybeat.com

Creative ProduCts • innovative ideas • Personalized serviCe

Fred’s Auto Body

DAMAGED CAR IN NEED OF REPAIRS?

Call 821-7630 for complete collision service Friendly & Honest Service

~INSURANCE WORK~ In Business 38 Years

268 Washington Street, West Warwick

Monday-Friday 8:30am-5:00pm • www.fredsautobody.biz

For Effective Advertising Call 821-2216

Page 12..........The Reminder March 9-15, 2021

POTVIN - QUINN FUNERAL HOME Family Owned and Operated Since 1857

Traditional Funerals to Simple Cremation Services

Pre-Arrangements and Pre-Financing Available

THORPE’S LAUNDROMAT & DRY CLEANING

Michael F. Quinn Patrick J. Quinn Jerome D. Quinn Christopher P. Quinn Paul C. Potvin Steven A. DiLorenzo

www.PotvinQuinn FuneralHome.com

Directors

45 Curson St., West Warwick, RI

WOW!

WHAT A BARGAIN!

Your Reader Ad in The Reminder reaches over 24,000 local families for only $7.00.

401-821-6868

Turn your no longer used items into cash quickly and easily. See Page 4 for Details

Entertainment DON’T JUST KINDA TV. DIRECTV.

CHOICE ™ ALL INCLUDED PACKAGE

Access 80,000+ shows and movies On Demand

Requires subscription to top-tier PREMIER™ programming package, Movies Extra Pack, EPIX, Hallmark Movies Now, Lifetime Movie Club and Pantaya. Other packages will have fewer shows and movies. Additional fees apply for new releases and library titles available through DIRECTV CINEMA.

Watch your favorite live sports, news and entertainment anywhere†

For 12 mos.plus taxes andfees.

HBO Max™ included for a year

Subj. to change. HBO Max auto-renews after 12 months at then prevailing rate (currently $14.99/mo.), and Cinemax,® SHOWTIME,® STARZ,® and EPIX® are included for 3 months and auto-renew thereafter at then prevailing rate (currently $38.96/mo.), unless you call to change or cancel. Req’s you to select offers. Access HBO Max only through HBO Max app or hbomax.com. HBO Max also includes HBO channels and HBO On Demand on DIRECTV. Online account registration required. Data rates may apply for app download/usage. See back for details.

W/24-mo. agmt & other qualifying AT&T svc (min. $35/mo. + taxes and fees). Autopay & paperless bill req’d. Prices higher in 2nd year. Regional Sports Fee up to $9.99/mo. is extra & applies.*

*$19.95 ACTIVATION, EARLY TERMINATION FEE OF $20/MO. FOR EACH MONTH REMAINING ON AGMT., EQUIPMENT NON-RETURN & ADD’L FEES APPLY. Price incl. CHOICE™ Pkg., monthly service and equip. fees for 1 HD DVR & is after $5/mo. autopay & paperless bill and $10/mo. bundle discounts for up to 12 mos. each. Pay $74.99/mo. + taxes until discount starts w/in 3 bills. New approved residential customers only (equipment lease req’d). Credit card req’d (except MA & PA). Restr’s apply. See back for details.

Don’t settle for cable. Call now! Iv Support Holdings LLC

866-595-8110 CHOICE Package 1-YR ALL INCLUDED PACKAGE W/ OTHER ELIG. SVC: Ends 3/27/21. Available only in the U.S. (excludes Puerto Rico and U.S.V.I.). Pricing: $59.99/mo. for first 12 mos. only. After 12 mos. or loss of eligibility, then prevailing rate applies (currently $122/mo. for CHOICE All Included), unless canceled or changed prior to end of the promo period. Pricing subject to change. $5/mo. autopay/paperless bill discount: Must enroll in autopay & paperless bill within 30 days of TV activation to receive bill credit starting in 1-3 bill cycles. First time credit will include all credits earned since meeting offer requirements. Must maintain autopay/paperless bill and valid email address to continue credits. No credits in 2nd year for autopay/paperless bill. $10/mo. bundle discount: Internet: Req’s new (min. $35/mo. plus taxes and $10/mo. equip. fee) or existing svc. Excludes DSL. Wireless: Consumers only. Sold separately. Req’s new (min. $50/mo after discounts) or existing AT&T postpaid svc on elig. plan (excl. Lifeline) on a smartphone, phone or AT&T Wireless Internet device (excl. voice-only AT&T Wireless Internet). Both svcs: Eligible svc must be installed/activated w/in 30 days of TV activation and svc addresses must match to receive bill credit starting in 1-3 bill cycles. First time credit will include all credits earned since meeting offer requirements. Must maintain both qualifying svcs to continue credits. No credits in 2nd year for bundled services. Includes: CHOICE All Included TV Pkg, monthly service & equipment fees for one Genie HD DVR, and standard pro installation. Additional Fees & Taxes: Price excludes Regional Sports Fee of up to $9.99/mo. (which is extra & applies to CHOICE and/or MÁS ULTRA and higher Pkgs.), applicable use tax expense surcharge on retail value of installation, custom installation, equipment upgrades/add-ons (min. $99 one-time & $7/mo. monthly fees for each extra receiver/DIRECTV Ready TV/Device), and certain other add’l fees & charges. See att.com/directvfees for additional details. Different offers may apply for eligible multi-dwelling unit and telco customers. DIRECTV SVC TERMS: Subject to Equipment Lease & Customer Agreements. Must maintain a min. base TV pkg of $29.99/mo. Some offers may not be available through all channels and in select areas. Visit directv.com/legal or call for details. GENERAL WIRELESS: Subj. to Wireless Customer Agmt (att.com/wca). Credit approval req’d. Deposit/Down Payment: may apply. Additional monthly fees & taxes: Apply per line & include Regulatory Cost Recovery Fee (Up to $1.50), Administrative Fee ($1.99) & other fees which are not government-required surcharges as well as taxes. Additional one-time Fees may apply. See www.att.com/mobilityfees for more details. Usage, speed, coverage & other restr’s apply. International and domestic off-net data may be at 2G speeds. AT&T service is subject to AT&T network management policies, see att.com/broadbandinfo for details. †DIRECTV App & Mobile DVR: Available only in the US. (excl Puerto Rico and U.S.V.I.). Req’s compatible device. Live streaming channels based on your TV pkg & location. Not all channels available to stream out of home. To watch recorded shows on the go, must download to mobile device using Genie HD DVR model HR44 or higher connected to home Wi-Fi network. Rewind and fast-forward may not work. Limits: Mature, music, pay-per-view and some On Demand content is not available for downloading. 5 shows on 5 devices at once. All functions and programming subject to change at any time. Programming, pricing, promotions, restrictions & terms subject to change & may be modified, discontinued or terminated at any time without notice. Offers may not be combined with other promotional offers on the same services and may be modified or discontinued at any time without notice. Other conditions apply to all offers. HBO MAX™ is only accessible in the U.S. and certain U.S. territories where a high-speed broadband connection is available. ©2021 WarnerMedia Direct, LLC. All Rights Reserved. HBO MAX is used under license. ©2021 AT&T Intellectual Property. All Rights Reserved. AT&T, Globe logo, DIRECTV, and all other DIRECTV marks contained herein are trademarks of AT&T Intellectual Property and/or AT&T affiliated companies. All other marks are the property of their respective owners.

ARIES (March 21 to April 19) You might feel more encouraged about changes in your personal and/or professional life. However, it might be best not to rush things but rather work with them as they evolve. TAURUS (April 20 to May 20) The Bovine’s business sense is especially keen this week. But remember that it’s always best to investigate before investing. Make sure there are no hidden factors that can rise up later on. GEMINI (May 21 to June 20) Working on a family project could create tension between and among those concerned. Your good sense and your patience can help reduce bad attitudes and raise positive feelings. CANCER (June 21 to July 22) You should be seeing more progress in the development of your plans and more supporters joining in. News from the past could help change someone’s long-held position. LEO (July 23 to August 22) With personal aspects strong this week, Leos and Leonas might want to spend more time with family and others who are especially close to them. Also expect news of a possible career change. VIRGO (August 23 to September 22) Taking a strong stand can be helpful this week. But be careful you don’t cross the line into obstinacy. Best to take a position on facts as they are, not as you want them to be.

LIBRA (September 23 to October 22) You have a strong sense of the needs of others. This week, turn some of that sensitivity into an honest self-appraisal, and let it find places where you can help yourself. SCORPIO (October 23 to November 21) Creating an emotional comfort zone to handle a personal problem helps at first. But by midweek, you’ll realize you need to deal with it directly or it could linger for too long. SAGITTARIUS (November 22 to December 21) Turning the page on a mistake to start fresh might not be the thing to do. Better to go over each step that led up to the decision you made and see which one misled you. CAPRICORN (December 22 to January 19) Goats enjoy a varied diet, but eating crow isn’t on the menu — at least not this week. An embarrassing situation might have gone wrong before you got into it. Check it out. AQUARIUS (January 20 to February 18) Your sense of honesty might impel you to speak up about a situation you disapprove of. That’s fine. But do so without sounding accusatory. You might not know all the facts behind it. PISCES (February 19 to March 20) Being asked to create a reassuring attitude in the middle of chaos isn’t easy, but you can do it. Support for your efforts comes slowly, but it does come. Enjoy an arts-filled weekend. BORN THIS WEEK: Your honesty about people and issues is expressed in a positive, not painful, way. © 2021 King Features Synd., Inc.

OVERLOOKING NARRAGANSETT BAY Eat-In Buy One Get One or Warwick’s Waterfront Dining Experience OPEN DAILY at 11:30 AM

885 Oakland Beach Ave. Warwick

737-2895

FREE Lunch or Dinner Valid on Sandwiches and Entrees. (Of equal or lesser value)

*Offer valid Sunday-Thursday only at Iggy’s Boardwalk. Purchase of a beverage is required to receive offer. Offer valid for lunch & dinner. Excludes ALL Lobster dishes. 18% gratuity included on bill prior to discount. Not valid on take out. Coupon not valid with online orders, GrubHub orders and DoorDash orders. Not valid with any other offers. Not valid on Holidays. No separate checks allowed. Expires 3/31/21. REM

TakeOut

IGGY’S

Doughboys & Chowder House

Gift Cards Available

www.iggysri.com

IT’S ALWAYS SUMMER AT IGGY’S! Any 2 Dinners, F Buy R 6 Chowder or Salad E Get with each plus E 6 tax & 6 Clam Cakes

May not be combined with any other offer. With coupon only. Not valid at Boardwalk. Coupon not valid with online orders, GrubHub Orders and DoorDash Orders. Expires 3/31/21.

99 REM

Doughboys,

FREE

May not be combined with any other offer. With coupon only. Not valid at Boardwalk. Coupon not valid with online orders, GrubHub Orders and DoorDash Orders. Expires 3/31/21.

REM

Open Daily at 11:00 AM • 889 Oakland Beach Ave. • 737-9459 Visit our Narragansett location • 1151 Point Judith Rd. • 783-5608

REMINDER 2 The

FREE

SINCE 1954

nd SECTION

MARCH 9-15, 2021

R.I.’S FIRST WEEKLY SHOPPING GUIDE

ROCH’S MARKET

tartar sauce & coleslaw!

SALE DATES: March 12th-18th

MEAT ITEM OF THE WEEK DELI ITEM OF THE WEEK

Roch’s Own Oven Roasted

269

Turkey Breast

499

lb.

Fresh Sliced

New York

Strip Steak

Black Forest Ham

lb.

Corned Beef

499

lb.

Land O Lakes

Muenster Cheese

Cod Fillets

lb.

Genoa Salami

Wild Caught, Boneless

Artiﬁcial Casing

Fresh

lb.

8.99

$ Call Ahead!

FRESH PRODUCE

Licensed in RI, CT & MA

White Potatoes $

Red Grapes $ 89

lb.

Juicy

Lemons $

3/ 2

2/ 5

GROCERY

12 Ct. Best Yet

10-11 oz. Stouffer’s

Coffee K-Cups

150 YEARS OF EXCELLENCE N W SIG E NOWEER D

5 lb. Bag All Purpose

Seedless

Ground Beef

Call Emily Kheradi Today! 401.243.5520

Fish & Chips

Every Friday During Lent 3-7pm Includes

“The Tastiest Deals in Town”

80% Lean

Emily Gets You Home.

ENJOYING A NEW SHOWER IS EASIER THAN YOU THINK

52 oz.

French Bread Florida’s Natural Orange Juice Pizza

599

399

299

15 oz.

5.3 oz.

4 Pack

2/$6

5/$5

2/$4

Jimmy’s Cookies

Boston Cream Cake

Dannon Light Chobani Wish Bone Salad Dressing Greek Yogurt & Fit Yogurt

Fresh Baked,

Italian Bread

BAKERY 12 Pack, Assorted Flavors

189

299

8 Inch

699

PREPARED FOODS

Roch’s Own,

Roch’s Own

Fish & Chips $ 99

Grilled Chicken Breast

499

lb.

STORE HOURS: Saturday thru Sunday 8AM-8PM Join our Mailing List to Receive Weekly Specials www.rochsmarket.com

1475 Main Street & Rte. 117 • West Warwick, RI • Tel: 401.822.2660 • rochsmarket.com

Not responsible for typographical errors. Art is for illustration purposes only. We reserve the right to limit quantities. All sale items while supplies last.

FREE IN-HOME DESIGN CONSULTATION CALL TODAY

newshowerdeal.com/remind | 844-889-9402 *Offer valid only while supplies last. Limit one per household. Must be first time purchase. Minimum spend amount applies. Financing subject to third party credit approval. Some financing options cannot be combined with other offers and may require minimum monthly payments. All offers subject to change prior to purchase. See AmericanStandardShowers.com for other restrictions and for licensing, warranty, and company information. CSLB B982796; Suffolk NY: 55431H;NYC:HIC 2022748-DCA. Safety Tubs Co. LLC does not sell in Nassau NY, Westchester NY, Putnam NY, Rockland NY.

CUTEST PET OF THE WEEK Sponsored by

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Call today for more info and to reserve! 821-2216

from WILLIAMSON LAW • Personal Injury

• DUI/Refusals

• Divorce

• Criminal Matters

• Child Support

• Employment Law

Timothy A. Williamson Esq. Tara L. Fontaine Esq.

WILLIAMSON LAW

“THEO”

Theo loves the outdoors and relaxing when he’s not on his daily walks. Happy companion of John and Eileen

247 Quaker Lane, West Warwick, RI 02893

Email Your Photos to melissam@rhodybeat.com

Tawilliamsonlaw@gmail.com

Please make sure your photos are in focus. Blurry photos cannot be reproduced.

(401)615-9321

Include both your and your pet’s name and tell us what makes them so special!

Open 4 Biz

For Effective Advertising Call 821-2216

Page 14..........The Reminder March 9-15, 2021

A FREE SERVICE

Now Available on our websites Cranstononline.com JohnstonSunrise.net RIReminder.com Warwickonline.com

To register go to www.theproutschool.org

Click on the “Open 4 Biz” tab to enter basic information* on the current status of your business. *upgrades available at an additional cost

For more information contact

Job Market

Automart Help Wanted Help Wanted Jobs Wanted

INVENTORY CLERK: 3:30-7:30PM, ChildcareMonday-Saturday. Must be detail oriented and able to work without supervision. Valid Driver’s License & BCI required $15-$18/Hour. 258-9648.

Alpine

Nursing Home

A 60 bed long term rehabilitation facility located in Coventry, RI

APPLY NOW!

CNAs – 1st Shift, 7am-3pm

2nd Shift, 3pm-11pm

Competitive Wages and Beneﬁts

397-5001

Apply to Kyle Gauvin at or kyle.gauvin@alpinenursinghome.com

EOE

FENCE INSTALLERS: Experienced or will train. Must have license and car. Call 397-5076 or 499-4622. BUSINESS CARDS as low as $29 (+ tax) for 250. Quick delivery, many styles to choose from. “The Reminder”, 5 Coventry Shoppers Park, Coventry. 8212216.

C N A / H O M E H E A LT H PROVIDER: Willing to work flexible hours. Many years experience in homecare. Excellent references. 204-6128.

Tires 15 $

† RHYDA

TIRE CO.

(We Buy Tires)

199 Providence St., W. Warwick RI

822-0014

“My Father’s Business”

MOORE’S

MOTOR SERVICE, INC.

487 Washington St., Coventry • 821-4050 March 1, 2021

DRIVER FOR RESIDENTIAL & COMMERCIAL Pickups & Deliveries: Monday-Friday, 8AM2PM. Ideal candidate will enjoy helping others. Must be able to lift and carry up to 50 lbs. Non-smoker preferred. Please apply in person at Thorpe’s Laundromat, 560 Providence Street, West Warwick.

Childcare

RETIREE FOR ERRANDS, odd jobs, house sitting, helping hand, light moves. Clean BCI. 580-7232.

King Features Weekly Service

TAV E R N O N T H E HILL has immediate openings for nighttime Line Cooks, Bartenders, Alcohol Servers, Security & Barbacks for upcoming Outdoor Concert Series. Apply within from 4-8PM. 809 Nooseneck Hill Road, West Greenwich.

Jobs Wanted

Reliable Community Service Since 1927

FULL AUTOMOTIVE SERVICE & TOWING

State Inspection Station #58LD 1. Who wrote and released “When Will I Be Loved” and when? 2. Which group wrote and released “Take It to the Limit” in 1975? 3. Name the song the Beatles debuted on Our World in 1967. 4. When and where was the Summer of Love? 5. Name the song that contains this lyric: “So don’t misunderstand me, You put the light in my life, Oh you put the spark to the flame, I’ve got your heart in my sights.” Answers 1. The Everly Brothers, in 1960. Their version went to No. 8 on the Billboard chart. Linda Ronstadt’s cover shot to No. 2 in 1975. She changed the order of the verses in her version and gave it a country flavor. 2. The Eagles. Willie Nelson and Waylon Jennings released a cover duet in 1983. 3. “All You Need Is Love.” Our World was a live satellite broadcast that included musicians and artists around the world, reaching 700 million people. 4. 1967, in San Francisco’s Haight-Ashbury district. 5. “Don’t Go Breaking My Heart,” by Elton John and Kiki Dee in 1976. Songwriter credits were under pseudonyms, with Ann Orson (Elton John) and Carte Blanche (Bernie Taupin) being listed. © 2021 King Features Syndicate

F&G Salvage, Inc. 530 Nooseneck Hill Road, Exeter • 397-6360

Used Recyclers of: Autos, Trucks, Auto Parts Heavy Equipment, For Sale Light Iron, Copper, Brass, Aluminum and All Metals

Roll Off Dumpsters Available

NOW PAYING CA$H Open Mon.-Fri 7:30am-4:30pm, Sat. 7:30am-1pm

Autos for Sale/Wanted

Trucks & Vans

Trucks & Vans Wanted Junk/unwanted vehicles

WANTED

Sport Utility Vehicles CARS & TRUCKS CASH WAITING FOR YOUR JUNK OR REPAIRABLE CAR!

Sport Utility Vehicles Call Top $ Paid Anytime You Call, We Haul!

952-3831

401-206-9154

W ANTED ANY JUNK VEHICLE

CASH FOR CARS! We buy all cars! Junk, high-end, totaled - it doesn’t matter! Get free towing and same day cash! NEWER MODELS too! Call 1-844-813-0213.

Highest Prices Paid! Paying $100-$500 cash

Call 474-5723 anytime

The Reminder March 9-15, 2021..........Page 15

SAY YOU SAW IT IN THE REMINDER

Home Improvement House Junk Removal

David R. Laferriere • 378-4487 Finish Carpenter • Quality Finish Work Since 1980

• New Finish Trim in New or Older Houses • New Kitchens • Built in Units

Garages • Basements

Small Demolitions

• Wainscoting • Crown Moldings • Fireplace Surrounds • Interior & Exterior Doors

Reliable Service Insured & Reg. #2983

286-0505

COVENTRY, RI • REG. #22280 • INSURED

Free Estimates!

esi

eci

RI Reg. #5840

ali

Vinyl Siding • Remodeling • Additions • Garages • Sheds • Decks • Roofs • Replacement Windows & Doors • Flooring Snowplowing Free Estimates Free Estimates

228-3647

Reg. #40392

Reg. 23872

Ryan

265-6927

Need Well Water Service? NO WATER?

401-823-1330

WINTER CLEANUP: Yards raked, lawns mowed, shrubs trimmed, trees cut down, brush hauled away, debris hauled away. Quality work. Excellent rates. Doug, 826-3444.

Roof Specials on Complete Jobs All Work Guaranteed!

Richard Rossi, owner rrossi57@gmail.com www.randrroofingri.com

Super Service Award Winner 2013, ’14, ’15,’16, ‘17, ‘18 NOW ACCEPTING CREDIT CARDS

Licensed - Insured

TRUST CONSTRUCTION CORP.

Insured • Free Estimates Call & book an appt. today!

40 Years in Business!

R&R Roofing

SMP Electric LLC

COMMERCIAL/RESIDENTIAL New Construction, Remodel, Repairs

401-413-8478 smpelectricri@gmail.com - licensed and insured -

T R E E R E M O VA L SERVICE: Cut and cleanup. Insured. 20% Senior Citizen discount. 440-3082.

TSU Construction Expert Tile Installation Kitchen & Bath Remodels Charlie Mischler

556-8134

Free Estimates Reg. #8795

OCEAN STATE PAINTING & PROPERTY MAINTENANCE INTERIOR & EXTERIOR PAINTING

PUMPS  TANKS WATER FILTRATION WELL DRILLING JOHN LEMME formerly of DS Lorenson Well Drilling

Call 401-385-3330

HANDYMAN WORK

THE GUTTER GODS

Alex • 414-9285

RI Reg #44342

ELECTRICIAN: No job too small. Free estimates. RI #A4602. Insured. Jay, 826-2826. S K I L L E D HANDYMAN: 25+ Ye a r s e x p e r i e n c e . No job too small. Repairs, renovations, restorations. Free estimates. Call Andy, 516-6587.

24 Hour Phone Line Insured • Licensed in RI #40683 & CT PLM 0288911-J1

241-8838

, INC.

• Seamless Gutters • Gutter Cleaning • Aluminum Trim • Siding • Roofing • Painting

William J. Muller Jr. • Coventry • RI Reg. #12882

Give Your Home a Whole New Look

INTERIOR & EXTERIOR PAINTING & REMODELING

• KITCHENS • BASEMENTS • CEILINGS • BATHROOMS • GAME ROOMS • FLOORS

DRYWALL & PLASTER

❂

We Handle Your Project from Start to Finish. No Project too Small!

Matola Remodeling & Painting Services, LLC Call Today for a Free Estimate

HOUSES ADDITIONS REPAIRS ONE DAY CEILINGS

Clean Cut

Painting Services LLC Glenn Meade (401) 787-5131 Dylan Ellinwood (401) 206-8481 cleancutspainting@gmail.com

595-8703

Call Cory

Insured. Reg. #33185

❂

Services Available Residential & Commercial:

BACKED BY A YEAR-ROUND

Power Washing • Wood Floors Interior/Exterior Painting Cabinet Restoration • Deck Staining Registered 39550 & Insured • Free Estimates

821-8411

or facebook.com/MatolaRemodeling

"When Quality Counts"

Insured RI Reg #21649

FREE ESTIMATES

CALL KEN TURGEON

. C N I , G N I R E T S K.T. PLA alls & Ceilings from Start to Finish Reg. #15828

We Create Your W

Over 40 Years Experience 4018231871

Interior Specialists

• REPAIRS • REMODELING • NEW CONSTRUCTION • CEILINGS & WALLS

CLOG-FREE GUARANTEE EXCLUSIVE LIMITED TIME OFFER!

% & OFF

YOUR ENTIRE PURCHASE *

ER GUA

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FINANCING THAT FITS YOUR BUDGET!1

SITE WORK TO FINISHED LANDSCAPING COMPANY

CONSTRUCTION

Subject to credit approval. Call for details.

CALL US TODAY FOR

A FREE ESTIMATE

1-401-922-4170

Mon-Thurs: 8am-11pm, Fri-Sat: 8am-5pm, Sun: 2pm-8pm EST *For those who qualify. One coupon per household. No obligation estimate valid for 1 year. **Oﬀer valid at time of estimate only 2The leading consumer reporting agency conducted a 16 month outdoor test of gutter guards in 2010 and recognized LeafFilter as the “#1 rated professionally installed gutter guard system in America.” CSLB# 1035795 DOPL #10783658-5501 License# 7656 License# 50145 License# 41354 License# 99338 License# 128344 License# 218294 WA UBI# 603 233 977 License# 2102212986 License# 2106212946 License# 2705132153A License# LEAFFNW822JZ License# WV056912 License# WC-29998-H17 Nassau HIC License# H01067000 Registration# 176447 Registration# HIC.0649905 Registration# C127229 Registration# C127230 Registration# 366920918 Registration# PC6475 Registration# IR731804 Registration# 13VH09953900 Registration# PA069383 Suffolk HIC License# 52229-H License# 2705169445 License# 262000022 License# 262000403 License# 0086990 Registration# H-19114

LANDSCAPING

Excavation & Backhoe Service, House Lots, Water & Sewer Lines, Excavation, Septic Systems, Stumping Lots, ISDS Licensed

Weekly Maintenance, Spring and Fall Cleanups, Architectural Design, Installation, Lawn Renovations, Sod, Hydroseed

PAVING

IRRIGATION

Promo Code: 285

’S

NATIO

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ti n e d

Reilly Fence Inc.

Professional installations of Vinyl • Wood • Aluminum Chainlink Fences

Driveways, Sidewalks, Parking Lots RESIDENTIAL & COMMERCIAL FREE ESTIMATES

Sprinkler System Installations Foundation Drains & Sump Pumps Master Irrigation Lic. #135

Saccoccia’s

FULLY INSURED COVENTRY

439-5005 • www.saccoccias.com

Page 16..........The Reminder March 9-15, 2021

For Effective Advertising Call 821-2216

Home Improvement AFFORDABLE

PLUMBING SOLUTIONS

HONEST ◆ PROFESSIONAL ◆ AFFORDABLE

Water Heaters, Pumps, Gas, Oil Tanks and Plumbing Repairs

401-479-1886

mikeformiglio@gmail.com Mike Formiglio Jr., Owner

Fully Insured. CT Lic. #0287986-P1. RI MP Lic. #007328

397-7662

(401)

Paul Santos Construction

942-1729 15% Off next project w/ad.

Windows • Doors • Roofing • Etc.

John’s Construction �•

General Contracting

VINYL SIDING ROOFING

HARDWOOD FLOORING

Fully Licensed and Insured Free Estimates

paving@mmri.pro

eversonandsons@gmail.com

255-6647 RI Reg. #22318

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L & L ROOFING Call Now for a (401)823-0490 FREE ESTIMATE LLroofing@hotmail.com 1527 Main Street • West Warwick, RI 02893 ■

wind, snow or ice damage? ■ ■

A MAX T. VALUE STORE

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The Reminder March 9-15, 2021.........Page 17

First-Time Home Buying By Dave DeCuBellis Senior Vice President of Residential Lending Navigant Credit Union

As someone who has been working in the residential lending industry for just over 20 years now, guiding individuals and families through the first-time homebuying process is a responsibility I deeply enjoy, and one I take very seriously. Buying a home – especially buying your first home – is huge deal. Sure, it can be a bit overwhelming at times, but – with the right preparation – it doesn’t have to be. Here are a few questions to ask yourself in order to make the first-time homebuying process the exciting, momentous occasion it ought to be.

Is this a good time to buy my first house? The answer to this question will always be dependent on the prospective homebuyer’s individual circumstances, but – generally speaking – the answer is yes, this is as good a time as any to explore homeownership. Interest rates have been trending downward for the better part of the last two decades, and they’re currently at historically low levels. When I first started my career just over 20 years ago, I remember issuing loans with interest rates as high as 13 percent. Today, it’s realistic to be approved for rates around – or, in some cases, even under – 3 percent. These historically low interest rates are allowing prospective homebuyers to increase their budgets and afford “more house.”

OK, the interest rates are historically low. But the houses themselves seem more expensive than ever. Isn’t it a wash? Well, not necessarily. Yes, the cost of housing inventory is on the higher end right now (for context: those 13 percent rates I remember issuing 20 years ago were back when you could buy a house for $150,000 or less), but what makes the interest rate such an important piece of this transaction comes down to one word: “fixed.” Buying a home is a long-term investment, and – in most cases – the interest rate you agree to at signing is the rate you’re committing to over the entire lifetime of your loan. Locking yourself into a low interest rate protects you from changes in the market, and could save you a good amount of money in the long run. Plus, it gives you a predictable, set monthly payment that you know you’ll be able to afford.

I’m ready to get serious. What’s my first step? The home-buying process starts with you and your family. Before you start attending Open Houses and falling in love with neighborhoods, it’s important to take

an honest look at your financial situation and ask yourself if you’re ready to take this step. That entails setting and maintaining a budget, tracking your spending and understanding your existing debt and credit history. If you decide you’re ready to pursue the goal of homeownership, then it’s time to start the process. Gather your financial documents and call a loan originator. Most lenders require prospective homebuyers to provide a packet of financial information along with their application. At Navigant Credit Union, we typically ask applicants to provide: • Two most recent pay stubs • W-2 forms for the most recent two years • Two most recent monthly bank statements • Tax returns for the most recent two years, if you are self-employed Think about your down payment. While there are some mortgage loan products that do not require any up-front cash, first-time homebuyers should typically plan on saving at least 3% to 5% of the total loan to use as a down payment. Depending on your budget, you may decide to increase that down payment in order to decrease your monthly payments. Gather your team of experts. You’ll quickly learn that the homebuying process has a lot of moving parts, and each step requires its own level of expertise. Throughout the transaction, prospective homebuyers will work with real estate agents, lending officers, attorneys, appraisers, inspectors and a host of other professionals. It’s important to find a team of experts that you can trust, and who understand your goals and objectives. Don’t forget about the “little things.” Remember: The total “price tag” on the house is just one piece of the homebuying transaction. You need to think about (and budget for) items like property taxes, homeowners association fees, insurance, real estate agent commissions and other closing costs.

I found my dream house. How quickly can I get approved? As a lender, I need to emphasize that buying a house shouldn’t feel like a race. It’s a big decision, and big decisions should always be made with patience, preparation and intention. With that said, the honest answer is that you can be approved for a loan almost immediately after submitting your application. We understand that “dream houses” don’t pop up on the market every day, and – assuming your finances are in order and you’re eligible for one of our lending products – our team at Navigant Credit Union will work with you to make that dream a reality on any timeline that works for you.

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Who Really Likes To Talk About Income Taxes?

Not too many people do, however, ignoring this topic could be problematic to your fiscal well-being. Here is the scoop! The Trump Tax Plan was voted on in 2017 and implemented for the 2018 tax year. The only exception to the tax reduction was the lowest bracket of ten percent which was not lowered, all other brackets were reduced. Here is the other side of that story, on December 31, 2025, the Trump tax plan will “sunset” back to where the taxes were in 2017. So, every bracket, except the lowest one, will see a tax increase. The second bracket (12%) will see a 25% increase up to 15%! The next bracket (22%) will see a 13.6% increase up to 25%, the next bracket (24%) will see a 16.6% increase up to 28% and the increases continue up to the highest bracket, all getting a tax increase. The top tax bracket now is 37% and that is going up to 39.6% in 2026. President Biden has indicated that he will not raise taxes on anyone below $400,000 of income. In time will we find out about the changes that he wants to make to the tax code. The important thing to keep in mind is that the Trump tax plan would keep the current, lower, rates in place through 2025. President Biden could “cherry pick” only the higher income earners for now, but, will he let the tax provisions/law sunset in 2025 as the current law states or will he lobby to keep the current lower taxes for those earners that are under $400,000 of income? Your guess is as good as mine! So, keep an eye on this topic! Strategies to Protect Against Rising Taxes Due to the likelihood of a future with higher income taxes, one strategy is to put your money away after you have paid taxes on it. This is an especially good idea for younger investors, and one of the most popular vehicles to use for this purpose is the Roth IRA. A Roth IRA is funded by money you’ve already been taxed on (after-tax contributions), and it grows in a tax-deferred manner, meaning there

are no taxes on investment gains as the account is growing. Additionally, assuming you play by the rules, your money and investment gains are not taxed when they are paid out to you, resulting in an income that will be free of income taxes for the rest of your life, based on current tax rules. The two rules that you must comply with to gain this great tax-free benefit are simple: the Roth IRA must be established for at least five years, and you must have reached age fifty-nine and one half. If you’re currently retired, a Roth IRA can still be strategically valuable in legacy planning as a vehicle to efficiently transfer wealth to your heirs. For example, if you have a big chunk of money in a 401(k) and you know you will not need that money during your lifetime, you may be able to shift those dollars into a Roth IRA and pay the income tax due at today’s lower tax rates. Currently, you can pass on a Roth IRA to your spouse, and then again to your children and/or grandchildren. The investments continue to grow in a taxdeferred manner and the income can be tax-free as it is paid out to the heirs. It is a cool strategy many people ignore, but probably shouldn’t. It’s a fabulous way to pass money to your heirs on a tax-deferred and tax-free basis. If you’re fortunate enough to have a retirement plan at work that offers a Roth structure—a 401(k) Roth, for instance— then by all means, take advantage of that. Under current law, you can contribute higher amounts at older ages. You can $19,500 into those plans regardless of your age, but if you’re age fifty or above, you can contribute an $6,500 for a total of $26,000 annually (in 2021). In Traditional and Roth IRAs, you can currently contribute an additional one thousand dollars per year, if you’re age 50 or older (contributing a maximum of $7,000 annually, as opposed to $6,000 for everyone else). There are income qualifications and limitations for IRA contributions, and tax laws may change after the time of this writing, so you’ll want

to utilize a qualified accountant or financial advisor for up-to-date information if these strategies are of interest to you. Additional Tax-Advantaged Options As I’ve mentioned, there are contribution limits to both Roth IRAs and 401(k) Roth plans. However, the insurance industry has another option for you, where there are no limits to the amount of money you contribute each year. If you’re a business owner, this can be a huge way to use after-tax money to build assets on a tax-deferred basis. The insurance product used for this is generally referred to as a cash value life insurance contract, and there are many different types of this plan. The type we tend to prefer for many of our clients is called an indexed universal life insurance contract. There are many different types of life insurance plans out there, so it’s important to have your advisor do the shopping for you and compare the various products to determine the one that is the best fit for your circumstances. These life insurance policies are structured very differently than traditional life insurance. Most people view life insurance as a bill and want to spend the least amount of money each month and receive the highest possible benefit from it upon death. That is why temporary (“term”) life insurance is so popular. You pay a small amount for a high amount of coverage, but the downside is that term insurance becomes more expensive in your later years, and you don’t build any cash value with the premiums that you pay. There are IRS regulations requiring a corridor between the cash value and the death benefit. If the cash value gets too close to the death benefit, the IRS could declare that it should be considered an investment instead of an insurance product. If it’s an investment, it could become fully taxable and lose its tax advantages. These policies are typically structured to account for those rules. As the cash value builds up within the policy, if it gets too close to the amount of the death benefit, the company increases the death benefit to comply with IRS rules. If the cash value is too close to the death benefit, the IRS could disqualify the death benefit as income tax free and tax all the growth within the policy. Obviously, that would not be a good outcome! By pushing up the death benefit, the cash value can continue to grow higher. Tax-deferred growth is the primary reason I like the structure of indexed universal life insurance contracts. In many cases, you have the potential for doubledigit rates of growth (assuming the market goes up by double digits), with favorable tax treatment. Additionally, these types of contracts can be designed to offer protection against losses. It’s possible to have an indexed universal life insurance contract with a ten percent cap on annual earnings. In that case, if the S&P 500 Index goes up twelve percent, you hit the cap and ten percent growth is credited into your insurance contract. If the S&P 500 Index gains seven percent the next year, you get all of the seven percent, because it’s within the ten percent cap. Here is the critically important benefit available within these contracts: your gains are locked in annually. If the market goes down by twenty percent, you earn zero for that year, but you keep all the dollars you’ve gained in previous years. Think about that. If you never experience a loss, and you share in the gains of the market, do you think you would be doing well over the course of many years? The math proves that answer to be yes. During the decade spanning from 2000 to 2009—the worst decade in the history of the stock market—the S&P 500 Index lost an average of one percent per year. Many people lost a significant amount of their retirement savings. During that worst decade, you would have averaged about a five percent gain per year, by locking in

the gains in the up years and avoiding the losses in the down years. That is the power of not losing money while still having the opportunity to participate and share in the upside of market gains. Utilizing life insurance products can fulfill two needs. First, we often call it a “self-completing plan” because it accomplishes its goal regardless of how long you live. If you need life insurance to protect your family or business, and you want to have access to the assets you’ve built toward retirement, it works well. If you live to be one hundred years old, you’ll be able to enjoy the income benefits of the insurance product. If you pass away early, however, the death benefit feature of life insurance will complete your financial plan for your family. In that scenario it is a self-completing plan that operates much differently than an IRA or 401(k), where you just get the actual cash balance upon your death. In this type of life insurance contract, the death benefit is much greater than the cash value built up within the policy. While I’ve given a general overview of how insurance products can be used as part of your financial plan, there is a tremendous amount of detail with these types of contracts, and it is very important for you to receive an illustration from your advisor. Your advisor can show you the historical performance of each insurance product, as well as explain how they might perform in the future. The National Association of Insurance Commissioners (NAIC) limits the percentage rate that can be used in illustrating potential future gains, to assure that advisors’ projections are realistic and sustainable. I completely agree with that approach. Disinherit Your Uncle

With many people agreeing that income taxes will likely be much higher in the future, it makes sense to pay taxes at today’s lower rates. This disinherits your Uncle Sam for the future, and he won’t be able to dig into your pocket when you receive tax-free income from Roth IRAs, 401(k) Roth plans, or life insurance products via the loan provision. As our country gets deeper into debt, we increase the likelihood of higher income taxes in the future. If taxes do indeed rise significantly, you’d be better off paying today’s lower tax rate on your investments and avoiding the higher taxes of the future. Tax mitigation is always a key part of a well thought out retirement plan. That is why we advocate that you work with professionals regarding your retirement planning; it’s just way too important to ignore.

For more information contact Massey And Associates, Inc., Retirement Wealth Advisors at (401) 333-8000 and www. MasseyAndAssociates.com. The office is located at 250F Centerville Road in Warwick, RI.

Massey And Associates, Inc. is an independent financial services firm that utilizes a variety of investment and insurance products. Investing involves risk, including the potential loss of principal. Any references to protection benefits, safety, security, lifetime income, etc generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Massey & Associates, Inc. are not affiliated companies. 830679-02/21

SAY YOU SAW IT IN THE REMINDER

Strategies to recession-proof your finances

The Reminder Rhody Money March 9-15, 2021..........Page 19

Call today to reserve your advertising space for our monthly section:

Rhody Money Running in the Warwick Beacon, Cranston Herald, Johnston Sun Rise & The Reminder.

With a total circulation of over 40,000 in the West Bay, it’s a great place to advertise. “Financial planning” is an umbrella term that can be applied to various aspects of money management. Many people associate financial planning with retirement. However, effective financial planning can help people confront today’s challenges just as much as it can help them prepare for their golden years. The pandemic that spread across the globe throughout 2020 posed numerous challenges, including a recession sparked by widespread job loss and declines in economic activity. The U.S. Bureau of Labor Statistics noted that the unemployment rate in the United States exceeded 10 percent in July 2020, while Statistics Canada reported the Canadian unemployment rate was just under 11 percent in that same month. While each country has since witnessed declines in their respective unemployment rates, tens of millions of workers in both nations remain out of work. The sudden rise in unemployment and decline in global economic activity underscores the need to plan for recessions, even during those times when economies are thriving. Taking steps to recession-proof your finances is an important component of financial planning that can help

people overcome the stress of living during a downturn. • Build up your savings. A recent poll from the Kaiser Family Foundation found that 45 percent of adults said their mental health had been negatively affected due to stress related to the virus. That poll was conducted in March, shortly after lockdown measures were instituted and the term “social distancing” entered the North American lexicon. As the pandemic wore on through the summer, fall and into the winter, stress remained a big concern for many people. Much of that stress stemmed from the economy, but one way to ease that stress is to have a substantial amount of money in savings. Each person’s financial needs are different, but many planners recommend clients have at least six months’ worth of expenses in their savings as a cushion to help them get through job loss. • Pay down debt. Debt, particularly highinterest debt, can compromise your ability to save. A 2019 survey from Bankrate.com found that 13 percent of Americans admitted that debt was preventing them from saving more money. Pay down debt like credit cards and only make

credit card purchases if you have the money to pay the bill in full when it’s due. • Avoid overspending. Many financial planners recommend a 50-30-20 approach to money management. Such an approach advises people to devote 50 percent of their earnings to needs, 30 percent to their wants and 20 percent to savings. Spending more than 30 percent on wants can make it difficult to build up a savings account to levels that can protect you in the event of a recession. • Expect the unexpected. The American economy was doing historically well as recently as January, only to have the bottom fall out during the pandemic. If you want to recessionproof your finances, do not take your foot off the gas in regard to insulating yourself from the next recession. No matter how strongly the economy is performing, continue to expect the unexpected and prioritize saving so you have a soft landing awaiting you should the economy again take a sudden turn for the worse. The timing of recessions is unpredictable, but they are inevitable. Effective financial planning can help anyone

overcome the challenges posed by economic downturns. METRO

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