Buyer's Packet | Only LIV Sotheby's International Realty

ARTFULLY UNITING EXTRAORDINARY HOMES

with Extraordinary

Lives

O u r b r a n d i s k n o w n t h ro u g h o u t t h e w o r l d f o r re p re s e n t i n g b u ye r s a n d h e l p i n g t h e m f i n d homes that fit into their varied lifestyles in d i s t i n c t s e t t i n g s a n d d i ve r s e l o c a l e s .

1

PROCESS PRE-CLOSING CHECKLIST OFFER COUNTERED

DENIED

ACCEPTED

CONTRACT FAILS

Survey / Appraisal

Hazard/Flood Insurance

Due Diligence / Inspections

Inspection Objections

NO RESOLUTION

Inspection Resolution

CONTRACT FAILS

Final Loan Approval

LOAN DENIED

Closing Documents

CONTRACT FAILS

Walk - Through

CLOSED 1

H O M E S E A R C H I N F O R M AT I O N Will this be your primary residence?

Vacation/Investment?

Will this be purchased as a 1031 Exchange? Y N Will you be renting the residence? Y N Short-term/Long-term?

In what area do you want to live?

Would you consider any other areas?

What is most important to you in a home?

How many bedrooms do you prefer?

How many baths do you prefer?

Full?

3/4?

1/2?

Any other special rooms, such as an office/study, family room, great room, media room etc?

What architectural style do you prefer? (modern, mountain modern, log, retro)

Do you require a view? (lake, filtered, peek, mountains, forest, meadow, town)

Would you like a deck/more than one deck, patio, landscaping/no landscaping, front yard, back yard?

What hobbies or interests do you have that would come into play in purchasing a home?

How do you feel about HOAs?

Would you like a hot tub/pool/common area in return for HOA fees?

What size garage do you prefer?

How many parking spaces do you need?

Will you be commuting to work?

Is proximity a concern?

Do you need to sell your current home before you purchase?

If we found the right home for you today, would there be anything that could keep you from buying it?

Have you seen any homes that fit your current needs?

What is the timing of your move?

How do you plan on paying for your home?

If you are getting a loan, have you been prequalified by your lender? Y N Is there anything else you would like me to know?

2

HOME HOME SEARCH

M U LT I P L E L I S T I N G S E RV I C E ( M L S) | A R E A S P E C I F I C Our office provides access to the Multiple Listing Service (MLS) which features hundreds of listings by all real estate companies.

I can set you up with a Client Portal so that you will be notified daily about new listings that meet your criteria. You will be able to mark your favorites and I will be notified so that I can set up showings for you.

A DV E R T I S I N G If you should find a property you’re interested in through a print ad, a sign in a yard, or an online listing, call me for more information rather than the phone number listed. I will supply property details and set up a showing for you.

NEW HOMES If you are looking for new construction, I will accompany you on the initial visit. Building a new home can be an exciting time, but the amount of decisions can be overwhelming. My experience and expertise will help you navigate this complicated process with ease.

F O R S A L E BY O W N E R ( F S B O) If you come across a property listed online, in print or For Sale By Owner (FSBO), call me for information prior to contacting any third parties to ensure that your best interest is being represented and/or to avoid contractual pitfalls that accompany working with an unqualified professional.

SIR MOBILE APP Download the free SIR Mobile app. Save searches or favorite properties two view later, send a property to a friend via text or email, and view full-screen high-quality photography of homes locally, or around the world. Once you’ve found homes you’re interested in, give me a call.

3

BENEFITS WORKING WITH A LENDER

BENEFITS Mortgage planning is financial planning, knowing monthly cash flow, tax deductibility rules, and the mortgage structure that fits your priorities and ensures that you consider the right homes.

Make the strongest, most competitive offer possible. Seller confidence that your mortgage will close may be as important as the offer amount.

Preparedness to hit the ground running the day your offer is accepted is a more competitive offer and costs you nothing.

O T H E R I N F O R M AT I O N Much information, such as names, addresses, and balances of financial institutions are not necessary for you to furnish, as the lender will pull that information from your mortgage/asset statements.

Ask your lender about the difference between a prequalification, preapproval, and pre-underwriting.

4

PREPARE

FOR YOUR LOAN APPLICATION LENDER CHECKLIST I D E N T I F I C AT I O N D O C U M E N T S Social security card and legible photo I.D.

RESIDENCE Addresses for the previous 2 years (if renting, include landlord’s name and phone number)

E X I S T I N G M O R T G A G E (A L L P R O P E R T I E S O W N E D) Mortgage companies name, address, account number, approximate balance, and market value HOA bill on any properties Homeowners Insurance declarations page (reflects agent contact info, premium and coverage period

E M P LOY M E N T Name, address, phone number of employers (current and previous 2 years) Engagement letter (for new employment situations, citing dates and terms of your employment)

INCOME 2 most recent pay stubs and proof of any additional income including benefits, dividends, social security, retirement, rental income, etc.

Last 2 years W-2s and/or 1099s If self-employed or commissioned, business/personal Income Tax Returns for previous 2 years (with all schedules K-1s) and year-to-date Profit/Loss and Balance Sheet Statements

C H EC K I N G , S AV I N G S & I N V E S T M E N T A C C O U N T S Names, addresses, account numbers and approximate account balances Last 3 month’s bank/savings account statements Checking, savings, investment accounts and retirement accounts

I N S TA L L M E N T & R E V O LV I N G D E B T Names, addresses, account numbers, monthly minimum payment, balance (including zero balance accounts)

L EG A L D O C U M E N T S ( I F A P P L I C A B L E ) Leases on rental property owned

Bankruptcy with release

Settlement statements (previously owned property, sale of business, etc.)

Copy of divorce decree or Separation Agreement

Transcripts from school if recent graduate

Documentation of child support/alimony

PURCHASE AG REEMENT Copy of fully executed contract including counterproposals, addendums (signed by both the Seller & Buyer) Copy of earnest money check

VA LO A N E L I G I B I L I T Y Certificate of eligibility if applying for VA loan; copy of DD 214 At time of loan application you will generally need to pay an application fee, appraisal fee and credit report

5

SELLER’S PROPERTY DISCLOSURE

O N C E U N D E R C O N T R AC T Sellers are required to disclose all that they know about their property on a variety of forms. It is important to review them and perform your own due diligence on any item that is of special interest to you.

By signing this form, you are acknowledging receipt of this information. Make sure the inspector has a copy of this prior to the inspection. I can guide you and refer you to trained professionals should you decide to do additional investigations.

6

INSPECTION IN PROPERTY INSPECTION

As part of the sales contract you have the right to investigate the mechanical, electrical, plumbing, and structural aspects of the property.

You may also order any additional inspection about anything that affects the property that you deem important.

I encourage you to meet with the inspector at the end of the inspection so that they may point out things to know about the property and answer any questions that you have. The inspector will give you an itemized report for your review.

If repairs are needed, you can request that the seller make them in accordance with the provisions of the sales contract, or if they are unacceptable, you may void the contract.

S Q UA R E F O O TAG E The initial measurement is for the purpose of marketing, may not be exact and is not for loan, valuation, or other purposes. If exact square footage is a concern, the property should be independently measured prior to the inspection deadline.

7

INSURANCE INSURANCE

HAZARD INSURANCE Once you have a home under contract, it is critical that you contact your insurance company to get a quote on insurance. When contacting an insurance agent, it is helpful to know the condition of the home’s major systems, or to find out when each of the following was last updated: plumbing, heating, electric, roof, and exterior paint. This information may be gathered from the seller’s listing agent or may be found on the inspection or appraisal report.

It’s also a good idea to note the following: •

•

Make sure the home has good defensible space and ensure that tree branches are not overhanging the roof.

If a wood stove is present, identify the last date the chimney was cleaned.

•

Material of siding and roof

•

Type of foundation

FLOOD INSURANCE Many policyholders do not realize that basic homeowner’s insurance does not include protection from flood damage. Flood insurance may be purchased as a separate policy, standard homeowner’s insurance does not cover the cost to recover flood damages. Be sure to check to see if the property is in a flood zone. Vacation Rental Insurance: Inform your insurance agent if you plan to rent your property as a vacation rental; an additional policy may be required.

VACAT I O N R E N TA L I N S U R A N C E Inform your insurance agent if you plan to rent your property as a vacation rental; an additional policy may be required.

8

TITLE

EXPLANATION OF TITLE

There are various ways to hold title to property and the laws vary by state. This decision has many legal ramifications that can affect you and your heirs. Please seek legal advice before making this decision. Here are a few examples of some of the most common ways title can be held.

SOLE OWNERSHIP The simplest way to hold title to a property is called sole ownership. Sole ownership means that one person alone holds title to the property. This is most often used by persons who are single, but a married person can also choose sole ownership if his or her spouse is willing to sign a document renouncing any rights to the property.

JOINT TENANCY WITH RIGHT OF SURVIVORSHIP Joint tenancy with right of survivorship means two or more people hold title to the property together. If one person dies, the ownership automatically defers to the remaining owner(s).

TENANCY IN COMMON Tenancy in common allows multiple owners to each own a percentage of a property. In this form of holding title to the property, an owner can sell his or her percentage share of the property at any time. Owners also can will their share to their heirs. The property does not revert to the other owners automatically.

TENANCY BY THE ENTIRETY Some states allow joint ownership of a property by a married couple, called tenancy by the entirety. In this type of ownership, an owner cannot make a decision about the property without the other’s consent. As with joint tenancy with right of survivorship, each of the married partners has full right to the property should the other one die.

COMMUNITY PROPERTY In nine states in the United States, property acquired while married is recognized as community property, with each of the partners owning half of the property. As with tenancy in common, each of the partners can will his or her half of the property to someone else, unless the community property is owned with right of survivorship.

LIVING TRUST Property can be transferred into a living trust, which can reduce taxes on the estate in the event of the owner’s death.

However, there is some cost to setting up and maintaining the trust. An estate attorney can assist in establishing a trust.

CORPORATION OR PARTNERSHIP A corporation or partnership can hold title to a property. Each has different rights and arrangements that affect the title. Seek legal counsel in order to make an informed decision.

Remember how title is vested has important legal consequences. Please consult an attorney to determine the most advantageous form of ownership for your situation.

9

MUTUAL MUTUAL AGREEMENT

IF I WILL Make my best effort to find the home that meets your needs. Commit my time, car, computer, support staff, and experience to find exactly what you want. Incur all my car, phone, and administrative expenses. Continue the home search until you either find a home or tell me to stop looking...

W I L L YO U Let me know if your plans change. Tell me if you want to look at a home listed with another broker, builder, or for sale by owner. Tell me what you like and dislike about the homes we look at. Tell me if you feel the need to talk to another agent. Work with me until we find you the right home?

10

CHECKLIST PRE-CLOSING CHECKLIST

You have a right to do a “walk-through” on the property before closing. We should build this into our schedule.

Prior to closing we will both receive a copy of your Settlement Statement, which I will review or accuracy.

This will indicate the amount you will need to provide prior to closing.

Closing is in the form of wired funds or a cashier’s check, made payable to the title company. Typically, we will have the correct figure 72 hours before closing from the title company. If you will not be at the closing, you may sign the closing documents in advance and the title company handles the rest. Prior to closing, your escrow officer will make arrangements to sign all the appropriate documents, either at your selected location or via a mobile notary.

If jointly purchasing and one of you will not be at closing, you will need a “power of attorney” form signed. You may designate anyone to act as your “power of attorney”. If neither of you will be at the closing, you may sign the closing documents in advance and the title company handles the rest.

Please provide a copy of your driver’s license or I.D. at closing, as you will be signing legal documents.

Arrange for Homeowners Insurance. You will need a certificate of your paid insurance premium at closing. Check with your lender to see if you are having your insurance escrowed and included in your mortgage payment.

Please be prepared to sign all closing documents 2-3 days before close of escrow to allow for sufficient time for your escrow holder to process and record on time.

Notify applicable companies of your new address in order for accounts to be set up/transferred accordingly and to assure continued service.

11

TERMS

REAL ESTATE TERMS ADJUSTABLE RATE MORTGAGE (ARM): A mortgage for which the interest rate and the payments change during the life of the loan.

ALTERNATIVE FINANCING: Mortgage instruments for both new and existing homes which allow the buyer to qualify at lower than market rate. Among these instruments are adjustable rate mortgages, graduated payment mortgages and buy down mortgages.

AMORTIZATION: A gradual repayment of a mortgage by periodic installments over a fixed period of time.

ANNUAL PERCENTAGE RATE (APR): The total cost of credit expressed as a yearly rate. It reflects all of your mortgage loan financing costs, including interest paid up front as points and interest paid over the life of the loan.

APPRAISAL: An analysis done by a qualified appraiser that puts a dollar value on a property based on a number of considerations, including the condition, location and size of the property.

ASSUMABLE LOAN: A loan that can be picked up by a subsequent buyer for a small assumption fee. It saves thousands of dollars in closing costs and loan origination fees. Conventional loans that are assumable usually require a new application.

CLOSING OR SETTLEMENT: The conclusion of a transaction, including delivery of a deed, financial adjustments, signing of the note and the disbursement of funds, which allows for transfer of ownership.

CLOSING COSTS: Costs in addition to the price of a house, usually including mortgage origination fee, title search and insurance, recording fees and pre-payable payments collected in advance and held in an escrow account. Be sure your sales contract clearly states who will pay these costs - the buyer or the seller.

CONVENTIONAL LOAN: Fixed-rate or adjustable-rate mortgage that is not guaranteed by a government agency.

If you are applying for a conventional loan and your downpayment is less than 20 percent of the purchase price, mortgage insurance is required. The lender will obtain mortgage insurance for you. Mortgage insurance protects lenders against default by borrowers.

CREDIT REPORT: Lists the credit history of a borrower on current and previous credit obligations.

DEED: A written document transferring ownership of property from seller to buyer.

DOWN PAYMENT: A specified percentage of a home’s value paid at closing. Usually a down payment is 5 to 25 percent of the house price. Private mortgage insurance is required at amounts less than 20 percent.

EARNEST MONEY: Deposit money given to the seller by the potential buyer to show that they are serious about buying the house. If the deal goes through, the earnest money is usually applied to the down payment. If the deal does not go through, it may be forfeited.

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ENCUMBRANCE: A legal interest in a property that affects or limits the sale or transfer of property. Examples of encumbrances are mortgages, leases, easements, judgments, and liens.

EQUITY: The homeowner’s net ownership of the home, determined by subtracting the amount of the principal owed on the mortgage loan from the home’s market value.

ESCROW PAYMENTS: The portion of a mortgagor’s monthly payments held by the lender in an escrow account to pay for taxes, hazard insurance, mortgage insurance and other monthly payments as they become due.

FHA MORTGAGES: Loans made by private lenders, which are insured by the Federal Housing Administrations (FHA).

GRADUATED PAYMENT MORTGAGES (GPM): A type of flexible-payment mortgage whereby the payments increase for a specified time and then level off. Used by first-time homebuyers who expect their incomes to increase over the years.

HAZARD INSURANCE: Protects homeowners against damage caused to a property by fire, wind, or other common hazards. It is required by the lender up to the amount of the mortgage to protect the lender’s security interest in the property. Additional coverage on the property can be purchased by the borrower. Flood insurance may be required if the home is in a high-risk flood area.

LIEN: A legal claim on property as security for a debt.

LOAN COMMITMENT: A written promise of a lender to a borrower to make a mortgage loan, on a specific property, under stated terms and conditions. The terms of the commitment most important to borrowers are the interest rate on the loan and expiration date of the commitment.

LOAN-TO-VALUE RATIO (LTV): The relationship between the amount of your mortgage to the appraised value of your property, the security. If you have a $60,000 mortgage on property valued at $80,000, your LTV is 75% ($60,000 divided by $80,000 = 75%).

LOCK-IN: When the borrower informs the lender that he/she wished to lock-in a guaranteed interest rate and points for a specified time period. To keep the lock-in price, the loan must close or settle by the end of the lock-in period. Be sure you fully understand the terms and conditions under which you lock-in your guaranteed interest rate and points.

MORTGAGE INSURANCE: An insurance, paid for by the mortgagor, which protects a lender against default. If the loan-to-value ratio is grater than 80% (or in some cases less than 80%) on conventional loans, lenders will require mortgage insurance issued by an independent mortgage insurer. Mortgage insurance protects the lender’s security interest in a property if the borrower defaults on the loan. Mortgage insurance for FHA mortgages is known as the Mortgage Insurance Premium, or MIP. MIP is required on all FHA mortgages regardless of the loan-to-value ratio.

Mortgage insurance should not be confused with mortgage life insurance, which pays off a mortgage loan in the event of the borrower’s death.

MORTGAGE NOTE: Defines the terms of repayment of the debt secured by the mortgage.

13

CHECKLIST MOVING CHECKLIST

Call security/alarm monitoring company to have the system transferred to your name as of the date of closing.

Call your cellular phone service company to have your plan(s) changed and moved to Colorado.

Submit your change of address form(s) to the Post Office for mail and magazines or visit moversguide.usps.com to submit your address change online.

Notify your financial institution(s) of your move.

Order new checks from your bank.

Arrange for moving assistance.

Notify your employer(s) of your change of address.

Notify your creditors of your change of address and phone number.

If you are moving from out-of-state, get your automobile emissions test completed. Colorado requires this test before you can get your license plates. If you are moving to a different county within Colorado, notify the state and possibly get new license plates.

Update your driver’s license or get a new one if moving from another state.

Register your automobiles with Colorado in the county where you will be residing.

Transfer your auto policy or make arrangements for new auto insurance.

Register to vote.

Register your kids at their new schools or submit a change of address with their school.

Make arrangements to have your entire family’s medical and dental files transferred to your new doctors.

Arrange for homeowner’s insurance by the insurance objection deadline in the purchase contract.

14

TRANSFER TAX, FEES & ASSESSMENTS

E AG L E C O U N T Y T R A N S F E R TA X A N D A S S E S S M E N T S A Transfer Tax is collected at closing in the following areas (Sec. 15.4 of CBS) • Town of Avon 2%**

• Town of Minturn 1%

• Town of Gypsum 1%

• Town of Vail 1%

A Transfer Fee is collected at closing in the following areas (Sec. 15.5 of CBS) • Arrowhead at Vail 1.5%

• Villas at Brett Ranch 1%**

Transfer Assessments are collected at closing in the following areas (Sec. 15.5 of CBS) • All Seasons Condo 1%

• Cordillera Valley Club 2%

• Arrabelle at Vail Square 1%*

• Eagle Ranch 1%

• Bachelor Gulch 2%

• Red Sky Ranch 2%

• Beaver Creek 2.375%

• Riverwalk at Edwards 1%**

• Chateau at Beaver Creek 2%* • Colorow 1% • Cordillera 2%

*In addition to Transfer Tax

**Exemptions may be available

15

UTILITY

UTILITY RESPONSIBILITY

Because of the personal nature of information required by the utility companies, LIV Sotheby’s International Realty cannot transfer utilities for our clients.

Please be advised that it is your responsibility to inform any applicable utility companies of a change in ownership on your property.

Sellers must notify each of the applicable utility companies to give them a forwarding address and request a final bill. Purchasers should contact any applicable utility companies regarding required deposits and a correct mailing address for future billings.

We strongly urge Sellers to instruct the utility companies to continue gas and electric service to the property as damage could result if heat or electric service is interrupted.

Purchasers, please be aware that you will need insurance coverage for your property. If you have purchased a condominium, the Association will have a master policy, but your will need a rider for personal property and liability.

LIV Sotheby’s International Realty is not responsible for insurance coverage or the transfer of the above utilities. If we can be of any assistance, however, please do not hesitate to call. We appreciate your cooperation in accomplishing a smooth transition between owners.

Following is a list of the utility companies in the area:

PHONE

GAS & ELECTRIC

CABLE AND INTERNET

AT&T www.att.com/move 1.800.MOVE.ATT or 1.800.222.0300 New Customer

HOLY CROSS ENERGY www.holycross.com 970.949.5892 (Electric)

Century Link www.centurylink.com 1.877.837.5739 or 1.866.776.8636 New Customer

Century Link www.centurylink.com/move 1.877.837.5739 or 1.866.776.8636 New Customer

Eagle County: SOURCE GAS (Gas) www.sourcegas.com 800.563.0012 (Services Arrowhead, Edwards, Cordillera & Eagle)

Vonage www.vonage.com 1.800.968.8720

XCEL ENERGY www.xcelenergy.com 8 00.895.4999 (Electric & Gas)

Xfinity / Comcast www.comcast.com/move 1.877.685.MOVE (Phone, Cable TV, Internet)*

TRASH VAIL HONEYWAGON www.vailhoneywagon.com 970.476.3511 (Trash & Recycling)

Verizon www.verizonwireless.com 1.800.VERIZON (1-800-837-4966)

WASTE MANAGEMENT www.wm.com 970.926.3396 MRI, Mountain Refuse, Inc. www.mrico.net 970.963.3435t

DIRECT TV www.directtv.com 800.531.5000 (Satellite TV) DISH NETWORK www.dishnetwork.com 888.656.2461 (Satellite TV; Services All Eagle County) Xfinity / Comcast www.comcast.com/move 1.877.685.MOVE (Phone, Cable TV, Internet)* SATELLITE Direct TV www.directtv.com 1.800.DTV.MOVE or 1.888.777.2454 New Customer DISH Network www.dishnetwork.com 1.888.557.9569 or 1.800.823.4929 New Customer Exede www.ncjrs.org/exede/colorado/v/vail/ 1.877.918.1946 / 1.855.627.2223

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DRIVER’S LICENSE OFFICES 37 County Rd 1005 #111 http://local.dmv.org/ Frisco, CO 80443 970.668.5015 51027 Highway 6 and 24 http://local.dmv.org/ Glenwood Springs, CO 81601 970.945.8229

MOTOR VEHICLE LICENSE A N D R E G I S T R AT I O N 100 W. Beaver Creek Blvd. #107 970.328.9670 Avon, CO 81620

EMISSIONS TEST L O C AT I O N S www.aircarecolorado.com 303.456.7090 www.colorado.gov/driver-services 303.205.5600

ELECTION COMMISSION VO T E R R E G I S T R AT I O N Eagle County www.govotecolorado.com 970.328.8715 * (Services All Eagle County some areas may not have internet)

WAT E R / S E W E R (Services EAGLE RIVER WATER & SANITATION DISTRICT East Vail 846 Forest Road, to Wolcott) Vail, CO 81657 www.erwsd.org 970.476.7480 Minturn Town of Minturn P.O. Box 309, Minturn, CO 81645 Source: Cross Creek Red Cliff Town of Red Cliff P.O. Box 40 Red Cliff , CO 81649 Upper Eagle Regional Water Authority Services: -EagleVail Metro District -Traer Creek Metro -Town of Avon -Beaver Creek -Bachelor Gulch -Arrowhead -Homestead -Berry Creek Lake Creek Lake Creek Metro District* Robertson and Marchetti 28 Second Street, #213 Edwards, CO 81632 Source: Wells (*Not all of Lake Creek properties are in the Metro District.

Some properties are provided water by Eagle River Water Authority)

Bellyache Ridge Bellyache Metro District Robertson & Marchetti 28 2nd Street, #213 Edwards, CO 81632 Horse Mountain Metro District Source of Water is Wells Robertson & Marchetti 28 2nd Street, #213 Edwards, CO 81632 Source: Holland Creek Eagle: Town of Eagle Box 609 Eagle, CO 81631 Source: Brush Creek Gypsum; Town of Gypsum P.O. Box 130 Gypsum, CO 81637 Source: Gypsum Creek Two Rivers Metro Two Rivers Metro District District/Dotsero 80 Lakeshore Drive Gypsum, CO 81637

Cordillera Upper Eagle Regional Water Authority Source: Well and Eagle River Cordillera Valley Club Upper Eagle Regional Water Authority Source: Well and Eagle River Squaw Creek Squaw Creek Metro P.O. Box 4628 Edwards, CO 81632 Source: Wells Metered and have water Augmentation Plan

17

BANKS Alpine Bank 141 E Meadow Drive Suite 210 970-476-8700 Alpine Bank 10 W Baver Creek Blvd, Avon 970-949-3333 Alpine Bank 0205 E Chambers Ave, Eagle 970-328-1666 US Bank 302 Hanson Ranch Rd in Mill Creek Court 970-476-2905 US Bank 2161 N Frontage Rd, W Vail 970-445-3476 US Bank 2111 N Frontage Rd, W Vail 970-476-7505 US Bank 15 Benchmark Rd, Avon 970-949-5995 US Bank 34353 US-6, Edwards 970-926-6130 Firstbank 17 Vail Rd 970-476-5686 Firstbank 2271 N Frontage Rd 970-476-8000 Firstbank 11 W Beaver Creek Blvd, Avon 970-949-0100 Firstbank 105 Edwards Village Blvd Building F Edwards 970-926-6100

Firstbank

Daryl Goehring, SRA

25 Market St Eagle

dmgapp@aol.com

970-328-9600

DMG Appraisal Services PO Box 11 Vail, CO 81658

EverBank Home Lending

970-569-3911

2121 N Frontage Rd 970-476-3292

Elizabeth Macleod libby@expressmtn.com

EverBank

Elizabeth D. Macleod, Appraiser

27 Main Street Edwards

70 Flat Top Street Edwards, CO

970-926-5363

81632 970-390-7817

Wells Fargo Bank

Jim Trudeau

245 Chaple Place Building C, Avon

jim@valueconsult.net

970-949-1114

James Trudeau, Appraiser PO box 3033 Vail, CO 81658

Wells Fargo Bank

970-390-0961

34237 US-6 Edwards 970-926-4150

Buckner Matthews buckmatthews@outlook.com

Wells Fargo Bank

Matthews Appraisals, LLC

246 Broadway St, Eagle

960 Winslow Rd, #N Edwards,CO

970-328-6361

81632 970-331-3377

APPRAISERS

Jamie Humphrey jamie@rockymountainvaluation.com

Brian Dahlen

Rocky Mtn. Valuation Services

brian@packappraisal.com

PO Box 594 Gypsum, CO 81637

Advantage Real Estate

970-390-5143

P.O. Box 266 Edwards, CO 81632 970-926-1155

Tim Savage savagevail@comcast.net

Katherine Hustis

Savage Appraisal Services

alpineappraisalco@gmail.com

PO Box 4657 Avon, CO 81620

Alpine Appraisals P.O. Box 6984

970-845-2200

Avon, CO 81620 970-306-6620

Steven Pier sjpierappraisals@msn.com

Ted Keleske

Steven J Pier, Appraiser

ted@goaaco.com

PO Box 6925 Avon, CO 81620

America’s Appraisal Company

970-328-2066

P.O. Box 7511 Avon, CO 81620 970-270-5005

Kurt Lemme theappraisaloffc@aol.com

Todd Serwatt

The Appraisal Office, Inc.

info@cagappraisals.com

228 Edwards Village Blvd.

Colorado Appraisal Group

Edwards, CO 81632

PO Box 5458 Eagle, CO 81631

970-376-1771

970-328-1534

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P H A R M AC I E S

DOCTORS

Vail Pharmacy – Health Hospital

Vail Health

180 S Frontage Rd W, Vail

www.vailhealth.com

970-479-7253 Buck Creek Medical Center - Avon Vail Valley Pharmacy

970-668-7000

105 Edwards Village Blvd, Edwards 970-569-4150

Vail Valley Medical Center - Avon Vail, and Gypsum www.vvmc.com

City Market Pharmacy 2109 N Frontage Rd, W Vail

Avon Urgent Care 970-949-6100

970-476-1621 Beaver Creek Medical Center City Market Pharmacy

(Strawberry Park Building)

72 Beaver Creek Place, Avon

970-949-0800

970-494-5437 Vail Valley Medical Center City Market Pharmacy

Full Service Hospital

103 Market St, Eagle

970-476-2451

970-328-1311 Walk-In Clinic at Vail Valley Vail Pharmacy – Health Hospital

Medical Center 970-569-7500

180 S Frontage Rd W, Vail 970-479-7253

Gypsum Urgent Care 970-777-2800

Vail Valley Pharmacy 105 Edwards Village Blvd, Edwards

Centura Health (Avon)

970-569-4150

970.668.7000

City Market Pharmacy

Colorado Mountain Medical

2109 N Frontage Rd, W Vail

cmmhealth.com

970-476-1621 Doctors on Call City Market Pharmacy

doctorsoncallonline.com

72 Beaver Creek Place, Avon 970-494-5437

Alpine Mobile Physicians alpinemobilephysicians

City Market Pharmacy 103 Market St, Eagle

Alpine Oxygen Rentals

970-328-1311

alpineoxygen.net Alpinaire Healthcare

Costco Pharmacy

alpinaire.com

170 Cooley Mesa Rd, Gypsum 970328-7601

RENT OXYGEN NOW rentoxygennow.com

Edwards Pharmacy 322 Beard Creek Rd, Edwards 970569-7676

info@rentoxygennow.com

Colorado Chiropractic and Sports Alpine Chiropractic alpinechiropractic.org Avon Chiropractic Wellness & Longevity Center healthespine.com Holy Cross Chiropractic minturnchiro.com Axis Sports Medicine axissportsmedicine.com Jointworx Physical Therapy jointworx.com Radiant Health Resources radianthealthresources.com Vail Vision Edwards vailvision.org Apex Dental apexdentalvail.com Vail Dentistry Jonathan Haerter DDS vaildentistry.com Vail Valley Dental Care vailvalleydentist.com Dr. Paul Corcoran | 970-476-3991 Visiting Angels visitingangels.com/comtns Vail Summit Orthopedics vsortho.com National Poison Control Center 800-222-1222 - Serving Vail Area Ambulance District-Non-Emergency 970-328-1130 – Eagle County Vail Valley Medical Center Pharmacy Vail: (970)479-7253 Edwards: (970)569-7676 City Market: (West Vail) 970-476-1621// 970.476.1017

19

R E S TAU R A N T S | AVO N Maya | Located in the Westin, modern Mexican fare by renowned chef Richard Sandoval.

Open for breakfast 7-11am, happy hour 4-6pm, and dinner starting at 4pm daily.

Bob’s Place | Comfy, rustic bar offering burgers, breakfast & Mexican dishes amid TVs mountain views.

Open for breakfast, lunch and dinner starting at 7am.

Northside | A favorite with a hip vibe serving Colorado’s finest cuisine at affordable prices & and extensive wine bar.

Open for breakfast and lunch 7am-3pm, happy hour 3-5pm and dinner starting at 5pm daily.

Nozawa | Hibachi grill experience and offering a classic range of sushi & Japanese entrees, plus some Thai & Chinese dishes.

Open for lunch 12-3pm and dinner starting at 5pm daily.

Sauce On The Creek | With an old world influenced and a complete selection of Italian dishes to satisfy your palette.

Open for lunch and dinner starting at 11:30am.

Southside Burgers | Burgers & other grub, plus cocktails & draft brews are the draw at this lively outpost.

Open for breakfast, lunch and dinner starting at 8am.

Ticino | Italian restaurant offering homemade pasta dishes, pizza & a full bar in homey digs with a patio.

Vin48 | Stylish spot for wine by the glass or bottle & creative American fare in a cozy setting with patio.

Open for dinner only Tuesday-Saturday starting at 5pm.

R E S TAU R A N T S | E AG L E VA I L Ti Amo | Northern Italian dining with a creative menu and an old-World Italy ambiance.

Open for lunch & dinner Monday-Friday starting at 11:30am, Saturday/Sunday dinner only starting at 5pm.

R E S TAU R A N T S | B E AV E R C R E E K Grouse Mountain Grill | Fine dining with views of Beaver Creek Mountain with live jazz in bar.

Open for dinner only Wednesday-Sunday starting at 5:30pm.

Mirabelle | Fine dining, French cuisine; intimate venue, old farmhouse, owned by Chef Daniel Joly.

Open for dinner only starting at 5:30pm daily.

Splendido | Culinary Institute of America’s chef enchants guests with exquisitely fine dining and ambiance.

Open for dinner only starting at 5pm.

WYLD | Upscale, rustic restaurant located at The Ritz Carlton Bachelors Gulch.

Open for breakfast 7-11am, lunch 11:30am-2:30pm and dinner starting at 5pm daily.

R E S TAU R A N T S | B E AV E R C R E E K V I L L AG E Beaver Creek Chophouse | Charming restaurant offering choice steak fare & seafood bars, with outdoor seating.

Open for lunch and dinner starting at 12pm daily.

Blue Mouse Pizza | Hand-tossed NY-style pizza is the specialty at this casual joint also serving sandwiches & salads.

Open for lunch and dinner starting at 11:30am daily.

Coyote Cafe | Casual Gastropub that serves an array of Mexican specialties and American cuisine.

Open for lunch and dinner starting at 11:30am daily.

DustyBoot | Rustic, wood-accented steakhouse with cowboy decor offers local craft beers & TVs at the bar.

Open for lunch and dinner starting at 11am daily.

Hooked | Rustic-style joint offering a variety of seafood dishes such as exquisite sushi rolls, fresh whole fish, lobster, and fish tacos. Open for lunch and dinner starting at 11:30am daily.

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R E S TAU R A N T S | B E AV E R C R E E K V I L L AG E C O N T. Golden Eagle Inn | Dining room & tavern turning out prime steaks & upscale American fare in cozy surrounds.

Open for lunch and dinner starting at 12pm daily.

The Met Kitchen | A modern tapas restaurant where guests can Eat. Drink. Repeat. Open for dinner only starting at 3pm daily.

Toscanini | Upscale place offering Italian tapas & a long wine list in a warm space with an open kitchen & patio.

Open for dinner only starting at 3pm daily.

R E S TAU R A N T S | VA I L Almresi | Rustic mountain cottage–style decor sets the stage for festive German, Austrian & Swiss fare.

Open for dinner only Tuesday-Sunday starting at 4pm.

Elway’s | Elegant chophouse with an outdoor patio at The Lodge at Vail features steaks, raw bar & a wine list.

Open for dinner Wednesday-Sunday starting at 5pm.

El Segundo | High-energy, fast-paced, sophisticated semi-traditional taqueria & tequila bar.

Open for lunch and dinner daily starting at 12pm.

La Nonna | Fine Italian cuisine from Executive Chef/Owner Simone Riatti with an elegant and warm dining room.

Open for dinner Monday-Saturday starting at 5pm. Closed Sundays.

La Tour | Sophisticated French bistro with creative yet elegant dishes & a comprehensive wine list.

Open for dinner daily starting at 5pm.

Lancelot | This longtime steak & seafood eatery known for its prime rib also has a full bar & large wine list.

Open for dinner only starting at 5pm.

Left Bank | Standby for classic French cuisine since 1970, this fine-dining pick offers an extensive wine list.

Open Monday-Saturday for dinner only starting at 3:30pm. Closed Sundays.

Matsuhisa | Upscale creative Japanese cuisine and sushi by renowned Chef Nobu Matsuhisa.

Open for dinner daily starting at 5pm.

Mountain Standard | Stylish, upmarket gastropub offering American fare and specialty drinks in a woody space.

Open for lunch 11:30am-3:30pm and dinner starting at 5pm daily.

Pepi’s | Austrian restaurant featuring wild game & offering a year-round deck & live entertainment.

Open for lunch 11:30am-3pm and dinner starting at 5:30pm daily.

Russell’s | Classic steakhouse featuring an intimate vibe & lots of windows, plus a wine list & full bar.

Open for dinner only starting at 5pm daily.

Sweet Basil | Trendy hot spot for inspired New American eats in the swanky dining room or drinks at the bar.

Open for lunch 12-3pm and dinner starting at 5pm daily.

The Fitz | Upscale hotel venue with vintage-chic decor & a scenic patio, serving seasonal American cuisine.

Open Wednesday-Sunday starting at 3pm.

Up The Creek | Warm, neutral-toned dining room in a creek-side setting serving a farm-fresh American menu.

Open for lunch and dinner starting at 11am daily.

Vail Chophouse | Contemporary, slope-side restaurant featuring steakhouse and seafood dishes, regular live music & a patio.

Open for lunch and dinner starting at 12pm daily.

Vendetta’s | Pizza & other Italian dishes are provided at this longstanding cafe with a bar & outdoor seating.

Open for lunch 11am-4pm and dinner starting at 5:30pm daily.

Yama Sushi | Chic Japanese restaurant with a sushi-focused menu plus a bar pouring sake & specialty cocktails.

Open for dinner starting at 5pm daily.

21

R E S TAU R A N T S | E D WA R D S E-Town | Chill, industrial-style joint with a roomy bar serving American plates, draft beers & cocktails.

Open for lunch and dinner starting at 11am daily.

Gashouse | Relaxed American kitchen with a country-chic vibe offering patio seating, beef & wild game dishes.

Open for lunch and dinner starting at 11am daily.

Juniper | Cozy, bustling eatery featuring New American cuisine, a busy bar scene & a patio with river views.

Open for dinner only starting at 5:30pm daily.

Main Street Grille | Casual, family-owned restaurant providing American dishes, cocktails, and a patio.

Open for lunch and dinner starting at 11am daily.

The Rose | A laid-back eatery offering seasonal, sustainable menus of New American fare.

Open for lunch and dinner starting at 11am daily.

Zino | Contemporary Italian cuisine, homemade pasta, and wood oven pizza at modern two-story eatery.

Open for dinner only starting at 5pm daily.

R E S TAU R A N T S | E AG L E Boneyard | Family restaurant for pizza, burgers, and beer, with an outdoor patio highlighting mountain views.

Open 4pm during the week and 12pm on weekends The Assembly | Community focused restaurant that brings people together over fresh, seasonal, globally inspired food and thoughtfully produced wine that is designed to share. Open 5pm daily and closed on Monday.

Brush Creek Saloon | Casual Saloon style dining option on Broadway in the heart of eagle.

Open 11am during the week and 9am on Saturday and Sunday.

Moe’s Original BBQ | Easygoing chain serving Alabama-Style pulled pork and other meats smoked in house.

Open at 11am daily.

22

W I N T E R AC T I V I T I E S Transportation And Getting Here | If you choose to leave the driving to the pros, a number of choices for ground transportation from the Eagle/Vail Airport and Denver International Airport are available. Private SUV and limousine services or shared shuttle rides are available. Your concierge is available to schedule discounted ground transportation for you. Once on property, enjoy our complimentary shuttle service to Beaver Creek Village.

Refine Your Skills At The #1 Ski And Snowboard School In America | Voted the #1 ski school in America, you will learn from the best instructors at Beaver Creek or Vail. Group lessons are available for adults, teens, and children as young as three years. Indulge in a private on-the-mountain lesson with a skilled instructor who will customize the lesson for your skill level, style, and speed preference and provide you with unparalleled tips.

Snowmobiling Adventures | Take a guided backcountry tour of the truly awe-inspiring scenery from a snowmobile tour. Led by a seasoned professional, your guide will lead you to breathtaking views, as well as open spaces to let your engine roar!

Dogsled In The Colorado Backcountry | Experience an unforgettable dogsled experience in Colorado’s winter wonderland. The rush… the exhilaration… the experience not to miss!

Scenic Snowcoach Tours | Enjoy the beauty of the Rockies inside of an enclosed and heated comfortable snow coach. Perfect for those who want to climb to elevations to see incredible Colorado geographic features and learn about the 10th Mountain Division.

Walking Mountains Science Center | Awaken the sense of wonder and explore the interactive exhibits at the innovative natural science campus. Located in Avon, the Walking Mountains Science Center offers backcountry snowshoe excursions with a naturalist where you can get a tranquil winter experience.

Snowsports Museum | The Colorado Snowsports Museum located in Vail Village is a treasure of ski history and heritage - Learn the fascinating history of Vail’s 10th Mountain Division, and experience the Vail History Tour every Tuesday and Thursday at 11am.

Segway Tour | See more of Vail in less time and like never before on a Segway! Take the 90 minute “Grand Tour” of Vail Village or Avon town central.

Get A Family Photo Shoot | Take advantage of our newest offering, a fun and interactive private photography session with your loved ones on the grounds of our beautiful resort. As a registered guest, your sitting fee is waived, please book through your concierge team.

Snow Tubing | Gather the whole family for a great time on the snow! Allow gravity to whisk you away and enjoy the snow tubing at Frisco Adventure Park, or Keystone Mountain both in Summit County. All abilities welcome and fun for any age!

Horse Drawn Sleigh Ride Dinners | Enjoy a starlit evening sleigh ride through breathtaking Rocky Mountain scenery and complete your evening with a cozy dinner.

Ziplining The Rockies | Ready for some excitement? You can cruise through the Rocky Mountains on a zip line tour and see breathtaking views as you zip through 6 different thrilling platforms.

Fly Fishing | Experience the beauty of our area and the bounties of our waters. Some of the best trout fishing in the nation! Whether it’s your first time or you’re an avid fisherman, full and half day guided trips are available.

Horseback Rides | Get back in the saddle and enjoy the majesty of the Rockies from horseback led by an experienced wrangler.

Escape Room | Does your party have what it takes to solve riddles, uncover clues and crack codes? Great for team building and family fun! Visit Vail Valley Escape Room to see the latest challenges to see if you have what it takes to get out in time!

23

W I N T E R AC T I V I T I E S Ice Skate Your Way To Glory | Ice Skate at one of the three outdoor ice rinks located in Beaver Creek Village, Vail Village, and Lionshead Village.

Relax In A Hot Springs Pool | Located in Glenwood Springs, Iron Mountain Hot Springs offers naturally heated hot spring pools. Discover why the Native Americans called this place nature’s source of happiness.

Adventure Abounds | Mountain-top theme park in Glenwood Springs, the Glenwood Adventure Park is full of thrill rides for the whole family. Your kids won’t want to leave… and the kid in you will be smiling ear to ear!

Spoil Yourself At The World-Renowned Spa Anjali | Pamper yourself with luxurious signature treatments inspired by the healing traditions of the Rockies, Alps, and Himalayas at the world renowned Spa Anjali in the Westin Riverfront Resort & Spa at Beaver Creek. Enjoy the year round outdoor saline swimming pool and three outdoor hot tubs – a true oasis of tranquility.

Scenic Drives | Many of Colorado’s most scenic drives are just a few minutes away – and open all winter! Great drives to Leadville, Glenwood Springs and Aspen are all great options. See your Concierge for current road conditions and destination ideas.

Shopping At Its Best | Villages throughout the Vail Valley offer unique boutiques and magnificent galleries to explore. You can visit the shopping areas of Beaver Creek Village, Vail Village or The Edwards Riverwalk to satisfy any shopping need.

Scenic Gondola Rides To Breathtaking Locations | Not a skier or snowboarder? Not to worry…take a gondola to the mountain top at Vail or Beaver Creek… the vista views are stunning and enjoy a memorable mountainside lunch!

Nordic Activities | Nestled between Beaver Creek and Bachelor Gulch, McCoy Park provides 32 kilometers of spectacular views of multiple mountain ranges with groomed and rustic trails. The Vail Nordic Center has everything from cross country skiing, to snowshoeing, to fat tire bikes to try something new.

Snowshoe To Dinner At A Backcountry Yurt | Fine dining meets rustic charm. Build up your appetite with a leisurely 1-mile hike or snowshoe to a heated backcountry yurt and enjoy a unique mountain dining experience with a four-course dinner at the Tennessee Pass Cookhouse.

Bowling | Bol in Vail offers a unique dining and family entertainment experience – Enjoy this family fun activity!

Catch A World-Class Live Performance | Curated performances at the Vilar Performing Arts Center presents concerts, symphonies, film, dance troupes, travelling Broadway shows, comedy, family entertainment and more.

Winter Events | The Vail Valley offers a wide range of events in the winter months, from free outdoor live music events to on-mountain attractions!

24

W I N T E R AC T I V I T I E S Regarding Lift Tickets and Ski School | I would highly recommend to purchase a ski pass if you have not done so far. You will need to have a reservation this Winter in order to go skiing. Please make sure you have a look at vail.com in order to make your reservations in time to avoid missing-out a day or waiting. The Ski School phone number is 970-754-8245. If the ticket office/ski school is not answering their phones, you can always email them at VailSkischool@vailresorts.com. They will get back to you as soon as they can. Ski School reservations have to be done 48 hrs in advance through the online system of Vail Resorts. We do not book any ski school nor lift tickets for our guests. Vail Resorts has a few forms that need to be filled-out and they do not provide us with those forms as we are not a Vail Resort Property. We do have also scenic Gondola Rides that can be purchased daily after 10am at the lift ticket office. The price for those are $46.00 per adult and $32.00 per child 12 years and younger.

Regarding Ski Rentals | You can visit the homepage of Venture Sports, reservations.avonventuresports.com (rental shop located on our premises). Guest at Grand Hyatt Vail will receive a 10% discount on the regular rates or if you book online 24 hrs. in advance you will receive a 20% discount. You can call them directly or send them an email as well. You will be able to store your skis/boards/poles and boots at the Ski Valet right be the Grand Hyatt Vail. They do offer boot driers as well. Their direct phone number is 970-479-1510 or 1501.

Regarding Snowmobiling •

Sage Outdoor Adventures www.sageoutdooradventures.com

•

Nova Guides www.novaguides.com

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Vail Backcountry Tours www.vailbackcountrytours.com

Regarding Sleigh Ride Dinner | you would have two options at the moment: 4 Eagle Ranch Sleigh Ride Dinners and Bearcat Stables. There will be no guest pick-ups from the hotel. You will have to drive to their location.

Regarding Snowshoeing | You have some options: •

Vail Nordic Center from 9am to 5pm

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Maloit Park in Minturn - Snow shoeing on your own

•

Paragon Guide - guided snow shoe tours (pricy)

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Snow shoe tour on Vail Mountain via Walking Mountain Science Center (reservations required)

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Beaver Creek McCoy Park (food passenger lift ticket required)

Regarding the grocery delivery information | I will add three links for you that you can click on and check-out their services, just in case you would like to order some groceries prior to your arrival time.

•

Resort Delivery www.ResortDelivery.com

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Ski Country Grocer www.skicountrygrocer.com

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Order Food Delivery www.VailOrderFood.com

25

S U M M E R AC T I V I T I E S Outdoor Activities •

Horseback riding

•

Whitewater Rafting

•

Stand-up Paddleboard / Kayak Rentals and Tours

•

Fly Fishing

• Hiking •

Hot Air Ballooning

•

Mountain / Road Biking

•

Scenic Chairlift Rides (starting July 1st, 2020)

• Ziplining • Golf •

Jeep / Side-By-Side/ATV Tours & Rentals (ATV only)

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Segway Tours in Vail

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Wines at Vail Wine tasting at the 4 Eagle Ranch in Wolcott

Adult or Family Activities •

4 Eagle Ranch

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Adventure Ridge in Vail – Epic Adventure (limited activities mid-July 2020)

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Glenwood Caverns Adventure Park

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Glenwood Springs Hot Springs / Iron Mountain Hot Springs

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Farmer’s Markets (Vail on Sunday’s, Minturn and Edwards on Saturday’s & Fridays in Avon)

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Walking Mountain Science Center

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Alpine Arts Center

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Vail Ski Museum

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Betty Ford Alpine Gardens and Education Center

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Scenic Drives

Music & Art •

Vilar Performing Arts Center (limited performances and tickets)

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Bravo Vail Chamber Music at the Park on Friday’s

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Hot summer Nights on Tuesday’s

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Beaver Creek Live Music and Movies under the Stars

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Local Live Music Events in the Valley

26

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