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Where to buy health insurance, is a common question confronted by many people. Currently, numerous options are available for buying health policies. Most insurance companies sell health policies through their agents. People can buy health plans offered by reputable insurance companies, by approaching any local insurance agent. Another good option is to visit the insurance company in person. First, get equipped with complete information and address of a particular health insurance company located in the state. Some health coverage companies offer policies covering entire health, whereas some cover critical illnesses also. Critical illness coverage can include heart disease, kidney, or heart transplantation coverage. While conducting research, refer to yellow pages, internet, relatives, magazines, and friends. People can also consult insurance departments of their state for more information. Nowadays, all medical coverage companies operate online. The advantage of buying health insurance online is the absence of an agitated sales agent. Individuals can easily locate companies online. Simply use the search engines and locate reputed companies. Then, check their details and health plans offered by them. People can request online quotes from these companies and select the appropriate policy that suits their requirement. Things to Consider: Now that people have the knowledge of where to buy health insurance, they need to consider few things while purchasing a health plan. Individuals first need to estimate how much money they can afford to pay for premiums each month. After determining this, individuals have to select their physicians. Ask the doctors about how long they need to wait when showing up for the appointment. Some physicians see their patients the next day after giving an appointment. Consider health plans of various companies. Study their premiums rates. Check if expenses such as prescriptions costs and doctor fees are borne by companies or not. People usually come across health plans such as HMO (Health Maintenance Organization) and PPO (Preferred Provider Organization). These two plans are affordable and provide high quality services. The premiums of HMO health plans cost less. Even the co-payments are considerably low when an individual visits a physician or hospital. PPO insurance plans are expensive. The deduction varies anything between 500 dollars to 2000