Barclaycard inserts

A5 inserts

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Purchase protection cover Whether you love or hate shopping, our purchase cover helps you stay Barclaycalm. If the unthinkable happens and your new goods are lost, stolen or damaged within 60 days of purchase we’ll repair, replace or refund the purchase cost.

Everyday Protection cover benefits include:

So when you’re buying that must-have handbag, that digital camera or the perfect present for a loved one, the only thing you need to worry about is the price, oh, and whether they have the right size …

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If any item you buy is stolen or damaged within 60 days of purchase Barclaycard Everyday cover will refund its cost – guaranteed.

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Protection for any purchases over £50 up to £2,000 each claim purchase is £1500 up to £8,000 total claims over 12 months Maximum refund available for a single purchase is £1500 Worldwide cover

In fact, with Barclaycard Everyday cover you get more…

We promise to refund the difference on any purchase over £50 where you have found the same product for less from another UK retailer within 60 days of buying.

A summary of benefits and exclusions is available on the back of this card. Full Terms and Conditions can be found in the accompanying booklet.

Call our help line on:

0800 321 1234

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Mobile phone cover Mobile phones are an essential everyday item for many of us. What would you do without yours?

Our comprehensive mobile phone insurance protects you against:

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Loss Theft Accidental damage Mechanical breakdown Liquid or water damage Airtime abuse up to £2,000 Accessories up to £250 Worldwide

You can extend this cover to up 2 other members of you family by paying an additional premium of £3.99 - this single premium covers up to 3 more handsets. Call XXXXXXXX if you want to take out this extra cover.

Plus you get access to your personal FREE online storage system that keeps all your games, images, ringtones and contacts safe. So, should the worst happen you can restore them to your new phone.

A summary of benefits and exclusions is available on the back of this card. Full Terms and Conditions can be found in the accompanying booklet.

Call our help line on:

0800 321 1234

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Missed event cover Whenever you purchase a ticket – whether it’s for the match of the season, the concert of the year or that annual family outing to the pantomime – everyday cover gives you reassuring back-up in case the unexpected happens and you can’t make it to the event.

Missed event cover protects you against:

We cover any tickets that are paid for with you Barclaycard – whether it’s just your ticket or the whole party booking. Provided you return the tickets to us more than 72 hours before the event, we’ll refund the purchase price in full. If you return the tickets to us within 72 hours of the event then we refund 50% of the purchase price.

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Be it for your dream holiday, an evening at the theatre or even the match of the season, you’re protected against cancellation with Everyday cover. Should you be forced to cancel due to unforeseen circumstances the full cost of purchase will be reimbursed to your Barclaycard account.

Call our help line on:

0800 321 1234

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Illness, injury or redundancy Natural disasters where advice is given via a government directive

Jury service Damage to your property either, up to 48 hours before departure or curtailment during your trip

And we’ll give you a 50% refund of the tickets if you decide you simply don’t want to go after all. Once we get the tickets back, we offer them to Barclays and Lifestyle Services Group staff. All proceeds made from the resale of any tickets will be donated to Guide Dogs for the Blind and The Caudwell Charity.

A summary of benefits and exclusions is available on the back of this card. Full Terms and Conditions can be found in the accompanying booklet.

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Extended warranty cover Everyday cover includes extended warranty cover for your household appliances. You can register up to 3 new appliances every year and for 12 month free extension to the manufacturers’ warranties.

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On items up to £100 maximum of £1,500 per claim maximum of £5,000 total claims in 12 months

If we decided that we can’t repair the appliance, we’ll give you a new replacement. And you don’t have to purchase the appliance on your Barclaycard (but remember, if you do, your purchase cover protects you against loss, theft or damage to the appliance for 60 days after you bought it).

A summary of benefits and exclusions is available on the back of this card. Full Terms and Conditions can be found in the accompanying booklet.

Call our help line on:

0800 321 1234

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Mobile phone cover The number of mobile phones that are stolen, or broken in the UK every year is astonishing, just look at the statistics below: 1.3 million phones are stolen every year Source: Continental Research Mobile report Jan 2002

5,000 mobile are stolen from cars each week Source: Autoglass report 2003

During 2003, 49% of all street crime in London involved a mobile phone Source: Metropolitan Police report 2003

2.9 million phones are broken every year Source: Continental Research Mobile report Jan 2002

Your everyday cover protects your mobile phone against the following: Loss Theft Accidental damage Water or liquid damage Mechanical breakdown Unauthorised calls up to ÂŁ2,000 per claim We can provide you with a replacement phone direct to your door or to European and Worldwide destinations within guaranteed timescales.

Cover is provided wherever you are in the world, and also includes and also includes up to ÂŁ250 of accessories.

You must register your mobile phone to take advantage of this cover. In return we will send you a package of free ringtones each month.

Significant Exclusions: The policy excess of ÂŁ25, which should be paid using your Barclaycard.

Theft of, or damage to, your phone: - whilst in a motor vehicle, unless it is secured in a glovebox or locked boot - whilst in an unattended building, unless damage was caused in gaining entry to or exit from the premises - where it has been left accidentally or deliberately in a public place or a place to which others have access - where it has been passed to someone else

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Missed event cover We can refund the price of your tickets for theatre performances, sporting events or travel if you have to cancel your trip or return home following an unforeseen incident, if you use your Barclaycard to pay for the tickets in full.

This cover allows you to claim up to a maximum of ÂŁ1,000 per year, credited to your Barclaycard account. Wherever a trip is cancelled in advance, you must send the tickets to us with your claim.

Significant Exclusions: Any disinclination to travel or to attend an event, other than as a result of the situations described above, or your failure to attend and event or to travel caused by your being late, other than due to the circumstances described above.

Pre-existing medical conditions unless they are notified to us in advance and we accept them for insurance.

You can claim if your plans are cancelled due to the unforeseen illness, injury or death of yourself, a close relative, any person on whom your trip depends or any person with whom you intend to stay. You are also covered for cancellation due to redundancy or jury service.

Failure by a travel operator or other organisation to provide the transport or service advertised on the tickets.

You can also claim if your trip is cancelled as a result of a delay of more than 24 hours of your outward journey as a result of factors of which you were unaware at the time of booking the trip.

Your inability to travel due to failure to hold or produce a valid passport.

If your house is damaged either during your trip or within 48 hours of departure and the damage is in excess of ÂŁ1,500 and your presence is required by the Police, we will credit your Barclaycard account with the ticket value.

If you are pregnant, we will cover cancellation or curtailment of your trip arising out of medical complications of your pregnancy.

Changes of plans due to financial circumstances other than redundancy, or caused by work commitments.

Foreign office announcements that travellers should avoid the destination, if made after the trip has been booked.

Strikes or industrial action which are common knowledge at the time that arrangements were made for the trip or event.

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Extended warranty cover We will provide you with at least 12 months of additional extended warranty cover on selected household appliances bought with your Barclaycard.

Selected appliances that cost between £150 and £499.99 will qualify for 12 months Extended Warranty , and selected appliances costing £500 and above will qualify for 24 months Extended Warranty. These extended warranties are in addition to any warranty provided by the manufacturer.

You must register your new appliance within 60 days of making your purchase, paying in full using your Barclaycard. There is no limit to the number of appliances that you can register.

The manufacturer's warranty period must not be less than 12 months or greater than 24 months.

You can claim up to a maximum of £1,500 per item, per breakdown. The maximum amount you can claim in one year is £5,000.

Breakdowns must be notified to us within 45 days of happening.

Significant Exclusions: Any breakdown occurring during the manufacturer's warranty period Installation costs where modifications are required to accommodate a new or similar appliance

Costs incurred by you as a result of your appliance being out of action Damage to the appliance which is not caused by mechanical or electrical breakdown. This includes accidental damage and manufacturers' faults Incorrect use of the electricity or gas supply, fuse rating, control settings, switches or water pressure, power cuts, changes in voltage or electricity company deliberately cutting off the power supply Repairs or installations carried out by anyone other than an authorised repair agent

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Purchase protection cover Barclaycard Purchase Cover protects you against theft or damage caused to personal property bought with your Barclaycard, occurring within 60 days of your purchase.

Significant Exclusions:

We will settle successful claims by crediting your Barclaycard account with the full purchase amount.

Any theft or damage caused by wear and tear, depreciation or any process of alteration repair or cleaning.

The item must have cost £50 or more and the maximum for each claim is £1,500. You can claim up to a £5,000 maximum per year. No claim can exceed the amount charged to your Barclaycard in respect of the purchase, or be greater than your Barclaycard limit.

Theft or damage arising from inherent defects in the items purchased.

As the cardholder, you shall take reasonable precautions for the safety of the property purchased. For example, property will not be covered unless it is in the locked boot of a car or a locked, concealed luggage or glove compartment.

You shall forward the damaged item and any undamaged item for which compensation is being provided upon request and assign legal right to recover from the party responsible for the loss or damage to us or our appointed representatives to the extent of the compensation payment made.

Any theft, damage or liability which at the time of such loss is insured.

Business goods.