Beresfords Magazine Spring/Summer 2023

This little property

Message from the CEO

Welcome to the latest release of Beresfords Magazine...

In this edition we take a look at current property market insights, discover compelling reasons why Buy-to-Let properties make an attractive investment opportunity and provide valuable advice for those considering this route, plus, much more!

Through our Country & Village team we showcase a selection of exquisite country homes across the county that epitomise idyllic rural living. We also explore the appeal of new build homes which are now more energy efficient than ever, as well as a selection of lifestyle articles to inspire.

Mortgages have been more newsworthy than ever over the last 12 months. To support our clients on their property journey, Flagstone’s Mortgage and Protection Adviser, Michelle Shilliam shares her top tips on securing a mortgage, empowering you to navigate the process with confidence in the current climate.

Our wealth of experience in the property industry gives us the confidence to remain optimistic, despite the recent negative media coverage surrounding the housing market, we are no strangers to fluctuating market conditions. Rightmove have reported record-high prices, while the International Monetary Fund’s prediction of a recession-free year for Britain signals a favourable economic outlook. At Beresfords Group, we have witnessed steady growth and activity, with monthly viewings experiencing a remarkable average increase of 5% and an impressive 18% surge in April 2023 compared to January 2023. This really is a reminder that the UK housing market remains resilient.

We are also pleased to see that Whybrow has gone from strength to strength since joining Beresfords Property Group last year, helping to expand our client base and secure numerous new instructions. Whybrow has become an integral part of our organisation reinforcing our presence, we have recently introduced branches in Brentwood, Havering, and Chelmsford, with ambitious plans to further expand our commercial business and network.

Furthermore, our commitment to the community continues to be the heart of our business. Through our “Food & Thought” appeal that we launched at the beginning of this year, we invite our business colleagues and the public alike to contribute non-perishable food items at designated drop-off points in all 17 of our branches, helping us address food poverty in Essex.

We were delighted to be named, ‘Best Estate Agency, Essex’ and ‘Best Estate Agency Marketing, Essex’ at the 2022/2023 International Property Awards. Our reputation for providing professional and a personal service is very important to us.

Finally, when you’re ready to embark on your property journey, our knowledgeable staff will assist you, whether it be in finding your dream home, discussing your property requirements, or answering any queries you may have. We hope you enjoy reading the magazine!

Paul Beresford | CEO

Guide price: £1,750,000

A classical country residence on a grand scale, set within an estate of approx. 3 acres offering an adaptable entertaining and living space with potential for events/ business use (STPP). Externally there are stunning beautifully landscaped gardens, stabling/paddock land, woodland and extensive garaging. Located in a soughtafter semi-rural setting in North Essex with access to the coastline including Brightlingsea and Frinton-on-Sea and rail services at nearby Weeley and Colchester (London Liverpool Street within an hour). There are also excellent main road links to London (M11/M25) and Stansted Airport. EPC D. Ref: CAV220132

Country & Village | 01206 764000

Guide price: £1,250,000

A spacious five bedroom Grade II Listed village residence c.18th Century on a one-third acre plot located within Herongate Conservation Area, a sought-after village setting with local schools, cricket green and Thorndon Country Park on your doorstep. Set over three levels offering a stylish interior including three/four reception rooms, five bedrooms and a separate gym/studio with character features including feature fireplaces, plantation shutters and a bespoke kitchen/breakfast room. Well placed for Brentwood town centre, excellent senior schools, rail services and main road links. EPC exempt. Ref: CAV210077

Country & Village | 01277 350614

Langford |

Guide price: £1,750,000

An elegantly designed Grade II listed country residence c.15th Century, set within a conservation area, featuring a wealth of period charm. A newly constructed and sympathetically designed weather boarded Essex style barn was linked to the original farmhouse c.2006 by a contemporary glazed walkway. Set in established landscaped gardens with a separate Essex barn, outbuildings, and swimming pool. Located in this sought-after semirural setting, between Maldon and Hatfield Peverel, offering excellent road and rail links and access to Chelmsford City Centre. EPC exempt. Ref: CAV230022.

Country & Village | 01245 397475

Great Braxted |

Guide price: £2,500,000 - £2,750,000

A beautifully presented barn conversion set within 10 acres of gardens and paddock land featuring stylish décor, a high specification and fabulous annex with vaulted ceilings, a gym and separate studio offering stunning views with car port beneath. The Grade II Listed 18th Century barn undertook a sympathetic conversion in 2012/13 including double-glazed joinery, underfloor heating and a stunning landscaped courtyard. The land features four grassed paddocks with post and rail fencing. Occupying a semirural location surrounded by open countryside, within easy reach of main road links, main line rail services at Witham (London Liverpool Street). EPC exempt. Ref: SHS220198

Country & Village | 01245 397475

Independent Mortgage & Protection Advice

Mortgage Top Tips

Flagstone’s very own Senior Mortgage & Protection Adviser, Michelle Shilliam addresses the recent media coverage surrounding the Mortgage Market & Interest Rates.

| How much can I afford to borrow?

Before looking for a property, it is important to look at the affordability available from lenders. Lenders do differ when it comes to how much you are able to borrow. A Mortgage Adviser will be able to check with lenders regarding this and give you a guide as to how much can be borrowed. Income, debts and other financial commitments are all taken into account.

| How does my credit score affect borrowing?

It is so important to have a good credit score as this will increase the chances of being approved for a mortgage. Paying your current bills and credit cards on time proves your creditworthiness to a lender. Reducing existing debt where possible and avoiding new credit applications will also help.

| How much deposit do I need?

The minimum deposit is normally 5% of the purchase price. The larger the deposit, the more favourable the rate will be, so if you do have access to more it is important to look at the differences this would make to you. There is a 100% mortgage available (at the time of writing) which does have certain conditions attached to it.

For more useful information & to sign up to our newsletter scan the QR code:

| What documents are typically required for a mortgage?

When first approaching an Adviser you will need: identification, proof of income and bank statements so that they can assess your circumstances. There may be other documents that are required based on your circumstances, but you will be advised of these.

| Should I get an Agreement in Principle?

Once you have decided that you would like to purchase, it is important you obtain an Agreement in Principle (AIP) so you can show your mortgage potential when you offer on a property. Whilst they don’t guarantee that you would be accepted after a full review of your application, it does mean that your credit rating has been checked.

| How long does a Mortgage Application usually take?

This depends from lender to lender, but typically you should have approval in the way of a Mortgage Offer in 10 to 14 working days. The offer is normally valid for 6 months, during which the solicitors will be completing the legal transaction. A straightforward purchase should take between 12 and 16 weeks to complete.

| How will a fluctuating interest rate affect my mortgage?

If you are on a Standard Variable Rate or Tracker mortgage, your payments will be increasing in line with the base rate rises. If you are on a Fixed Rate, the changes to interest rates will not impact you until your Fixed Rate is due to end. If your current mortgage deal is due to end within the next 6-9 months, it is important to speak to an adviser.

| What should I do if my mortgage deal is coming to an end if interest rates are increasing?

Michelle Shilliam Senior Mortgage & Protection Adviser

Some mortgage lenders allow you to lock in new mortgage deals up to 6 months before your current product ends. So, if you are concerned that rates will continue to increase, you should speak to an adviser now.

Streets ahead

With our 17 branches across Essex, Beresfords successfully sell all types of properties, from cottages to apartments, bungalows and more.

Brentwood

Offers in excess of: £750,000 | 01277 231515 |

This extremely impressive four bedroom semi-detached cottage has been refurbished and extended by the current owners and has been finished to a high specification. Located in the soughtafter parish of South Weald with surrounding farmland and being within the St. Peters School catchment area. Located within proximity to Brentwood High Street with its array of shops, bars and restaurants within 2.6 miles, the property has an impressive kitchen/family room with bi-fold doors and superb views, a modern living room, and office/study. The home also has the added benefits of air source heat pump system, sonar surround sound system and underfloor heating. The rear garden is south facing and there is a driveway set behind electric gates to the front. REF: SHS230082

We love how suitable Brentwood is for families. In addition to a number of excellent schools, the High Street is located just a few hundred yards from the beautiful Essex countryside.

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Stuart Walker | Branch Manager

Braintree

Guide price: £890,000 | 01376 348444 |

Stunning four bedroom detached chalet bungalow situated in High Garrett offering an entrance hall feature inglenook fireplace and vaulted oak beam ceiling. The kitchen is finished with granite worktops and a central island. To the first floor there are two further bedrooms and a family bathroom suite. Outside to the rear is a large patio with the remainder of the south facing garden being laid to lawn with mature trees and laurel hedging. The outdoor leisure area offers an 18ft self-cleaning hydropool swim spa and a large entertainment room. There is an outbuilding workshop with a wood store, an open shed with a sit on lawn mower and a further storage shed with cleaners sink and electrical points. The property also boasts a spacious, heated integral garage and off-street parking for numerous vehicles. REF: BRS230047

Braintree benefits from a combination of affordable properties, superb transport links to the capital and stunning rural surroundings.

Nick Thompson | Branch Manager

Harold Wood

Guide price: £550,000 - £575,000 | 01708 629080 |

This fabulous home features a garden which enjoys an open aspect to the rear of the property where a local deer herd can frequently be seen. All this whilst still having excellent road, rail and bus access. The local Elizabeth line Station is just a 0.9 mile walk away. The property has been enlarged to the ground floor to create a formal reception room, with a family room/ diner overlooking the rear garden. The first floor accommodation comprises of three generous proportioned bedrooms with even the smallest having had a double bed but is now used as a home office. This floor also benefits from a new modern bathroom. The property truly provides countryside living with all the convenience of excellent transport links. REF: SHS220319

Harold Wood is a quiet residential Victorian suburb with access to everything the capital has to offer, with the new Elizabeth line providing direct access to Central London.

Kimberley Money | Branch Manager

Writtle

Guide price: £895,000 | 01245 420880 |

This spacious, versatile detached house situated in a desirable culde-sac in Roxwell village which offers easy access to Chelmsford City centre, London Liverpool Street and good road links to the M11 and M25. The well-presented house comprises of porch, entrance hallway, cloakroom, dual aspect lounge, conservatory, two spacious kitchens and further kitchen/utility room, ground floor study/bedroom. To the first floor there are four double bedrooms with en-suite shower to the master bedroom and a family bathroom. Externally, there is a block paved driveway with parking for several vehicles, lawn area and double garage. To the rear of the property there is a large secluded stunning garden with a pond, trees and shrubs which would suit a family or garden enthusiast. REF: ADS230036

I love being a part of village life every day and the sense of community spirit you feel when you live in a place like Writtle.

“ ”

Susie Wood | Branch Manager

Billericay

Guide price: £1,750,000 | 01277

This substantial contemporary house is set within one of Billericay’s most sought-after roads with grounds over one acre (subject to land survey). Step through the front door into the large entrance hall and you will be greeted with a wonderful chandelier and an abundance of rooms which includes a home office, cinema room and the magnificent kitchen/family room that overlooks the grounds. The main bedroom consists of Juliet balcony, en-suite and vaulted ceiling, there are a further four double bedrooms one with en-suite. The first floor also consists of the family bathroom with a laundry chute. The garden features an outdoor kitchen, patio, playhouse, log cabin and an assortment of mature trees and plants. REF: NBC221371

Billericay is the perfect place for family life, with acres of beautiful countryside to enjoy, a vibrant town centre and excellent rail connections to London.

Jessica Roche | Branch Manager

Colchester

Offers over: £750,000 | 01206 764444 |

Located in the incredibly sought-after and desirable village of Langham is this spacious, four bedroom detached family home. As you arrive you are greeted with a large driveway with ample space for up to five vehicles as well as a double garage with electric roller door. Internally the home presents with a spacious hallway with stairs leading up to the gallery landing. The downstairs accommodation is incredibly impressive and nowhere more so than in the large modern fitted kitchen, dining and family room that offers stunning views to the rear of the home. This room is perfect for entertaining space or unwinding and has been finished to an incredibly high specification including Neff and Miele appliances in the kitchen. REF: COS230173

This newly established city has a strong cultural identity with excellent transport links to London. Colchester has a unique and rare combination for…coastline, culture and countryside!

Mike Dove | Branch Manager

Maldon

Guide price: £1,250,000 | 01621 853111 |

This house is an exquisite family home in Langford Park, offering five double bedrooms with luxury en-suites and dressing rooms. The ground floor features an impressive reception hallway leading to reception rooms and a beautiful kitchen/family room with highend appliances. The living and dining rooms open to a covered rear patio area, complemented by a corner study, utility room, and cloakroom. The property boasts a generous rear garden, a driveway, and an oversized double garage with automatic doors. Located just 4 miles from Hatfield Peverel station, Langford Park enjoys proximity to Maldon’s historic riverside town and offers easy access to Chelmsford City and major road links. REF: NBC230739

Maldon

is steeped in history, the town is full of character with its local shops. Promenade Park is always full of energy, perfect for a family day out and it’s easy to get around the region by accessing the nearby A12.

Neil McAninch | Branch Manager

Upminster

Guide price: £840,000 | 01708 222200 |

Beresfords are delighted to offer this three bedroom family home with a beautiful garden and ideal Upminster location. Internally as you enter this home you are greeted by the spacious hallway which leads you through to the lounge, sitting/dining room, kitchen and WC. To the first floor there are three double bedrooms with a further shower room and family bathroom. Externally the property is not to be missed with the well maintained rear garden with patio seating areas and ample parking on the drive and garage. It Is the perfect property to entertain from. Located in the South side of Upminster the property is within walking distance to local amenities and schools. Parklands Park is only a 7 minute walk away with further countryside walks and woodlands surrounding the area. REF: UPS220356

Upminster is the terminus of the District Line. What’s more the London Borough of Havering has no less than 3 Cross-rail stations making connectivity to the city, West End and beyond even easier.

“ ”

Charlotte MiCallef | Branch Manager

A garden to make you green with envy

The latest trends & tips for creating an entertaining oasis

In recent years, gardens in the UK have become more than just a patch of greenery. They have evolved into versatile spaces for relaxation, entertainment, and self-expression. From vibrant plant displays to innovative outdoor designs, garden trends have taken the country by storm. This article will explore some of the latest garden trends in the UK and provide top tips for creating the perfect entertainment space in your own garden.

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3 24 | BERESFORDS SS23

Emerging Garden trends:

Natural & wildlife-friendly gardens: Support biodiversity with native plants and wildlife habitats like bird boxes.

Outdoor living rooms: Blend indoor and outdoor spaces with comfy seating, weather-resistant furniture, and cosy lighting.

Vertical gardens: Also known as green walls, have become a stylish way to add greenery to limited spaces. These structures can be adorned with a variety of plants, providing an aesthetically pleasing and space-saving solution.

Kitchen gardens: Grow your own produce with herb, fruit, and vegetable gardens for fresh and organic ingredients.

Create an inviting space:

In order to create a versatile and inviting garden, it is important to define different zones that cater to various activities such as dining, lounging, and games. This can be achieved by strategically placing furniture and using landscaping elements to delineate the spaces.

Additionally, investing in comfortable outdoor seating that suits your personal style and the size of your gatherings is crucial. Options like lounge chairs, outdoor sofas, and dining sets can be enhanced with cushions, throws, and outdoor rugs to provide extra cosiness.

To set the mood in your outdoor entertainment space, consider installing a variety of ambient lighting options such as string lights, lanterns, and solar-powered fixtures that create a magical ambiance for evening gatherings. If you enjoy outdoor cooking and entertaining, incorporating an outdoor kitchen or dedicated BBQ area allows you to interact with guests while preparing meals and enjoying the outdoors. To enhance privacy and

create a sense of relaxation, use fencing, trellises, or tall plants to screen your entertainment space from neighbouring properties.

Finally, adding personal touches like sculptures, garden art, or themed accessories allows you to infuse your own style and personality into the design, making your entertainment space unique and reflective of your personal taste.

Chelmsford

Price: £1,295,000 | 01245 500555 |

An imposing detached family home positioned in a select private development of just 18 detached properties, nestled within the former grounds of Springfield Place. The property internally features accommodation across two floors with two large reception rooms, kitchen/family room with utility, a WC and a conservatory. The first floor has five generous bedrooms, with two modern en-suites and a modern family bathroom suite. Externally the property offers magnificent views across a greensward to the front and across Springfield Place. There is a double driveway with side access leading to a mature, private westerly facing rear garden. Ref: CHS200584

Chelmsford has emerged as one of the most desirable places to live in the East of the UK. With a host of retail and restaurant options, prestigious grammar schools, and access to London in just over 30 minutes.

“ ”

James Westbrook | Branch Manager

Gidea Park

Guide price: £1,7000,000 | 01708 730255 |

Ideally located on one of the Exhibition Estates most desirable turnings comes this lovely five bedroom lakeside detached home. Set behind secure gates within this popular cul-de-sac this could be that perfect family home you’re looking for. Within walking distance, you have various pubs, restaurants and coffee houses as well as Gidea Park rail station, (Elizabeth line) which will get you into town in around 30 minutes. Offering excellent living space throughout, you have three bathrooms to go with the five big bedrooms, lots of living space downstairs including a large sitting room, kitchen/living area and dining room. Outside you have gated off street parking, a double garage and a lovely big garden, part of it being lakeside, making this a perfect home to entertain family and friends. REF: GPS180354

Gidea Park is a neighbourhood filled with cottage-like houses on leafy streets and beautiful parks making it a perfect location for the whole family.

Robert Stiff | Branch Manager

Ingatestone

Guide price: £825,000 | 01277 350505

Situated in a cul-de-sac position on the edge of Ingatestone High Street is this 1930’s four bedroom detached family home. The property offers cloakroom, lounge/dining room, conservatory and a fitted kitchen. It offers an established good size rear garden with access at the bottom to a double width garage. In addition to this the property is being sold with no onward chain and also offers additional parking to the front of the home. Located approximately 0.9 miles to the centre of Ingatestone High Street offering two supermarkets, an array of local shops, eateries, Public Houses, doctors and dentist. The mainline railway station serving London Liverpool Street is approximately 0.8 miles away, along with easy access to the A12 slip road. REF: INS220129

Ingatestone is home to such a diverse range of independent businesses and restaurants in the bustling high street. It was recently listed in the top ten rural places to live in the UK.

Paul Woods | Branch Manager

Shenfield

Guide price: £2,100,000 - £2,200,000

A recently built, and beautifully presented, five double bedroom detached executive family home, located in the heart of Old Shenfield on one of the finest roads in the area, is being sold with no onward chain. Featuring electric gates leading to the private driveway which provides parking for numerous vehicles. The property has fantastic living accommodation which includes a superb kitchen/family room with feature roof lantern, Quooker brass plated hot tap, Rangemaster double range cooker, integrated bins, and concrete style quartz worktops. Located within just 0.7 miles of Shenfield high street and mainline railway station, with excellent schools nearby including the highly sought after St Marys Primary School and Brentwood Private School which is within a short walk. REF: SHS230023

Shenfield is probably the best commuter town not just in Essex but in any of the home counties. You can get on a train in the heart of the City of London and step off to a leafy suburb in 22 minutes.

Jacob Farson | Branch Manager

Witham

Guide price: £825,000 | 01376 517777

This stunning, three bedroom detached bungalow is located with-in one of Wickham Bishop’s most desirable roads. Situated within a small development of individual properties and is a short walk from amenities. Wickham Bishops is a highly desirable village and is within easy reach to the A12, Maldon and is 3.5 miles from Witham train station with direct access to London Liverpool Street. The property offers deceptively spacious accommodation with an array of modern features. Externally to the front the home offers views across the green and benefits from a double driveway and garage. The house has open plan living with a large bay window allowing the room to fill with light and has the added benefit of a log burner and underfloor heating throughout.

REF: WIS230103

We love how in-demand Witham is thanks to its mainline railway station, beautiful nearby villages, and its wonderful community spirit.

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Oliver Beavis | Branch Manager

Great Dunmow

Offers over: £1,500,000 | 01371 876868 |

Situated in the market town of Great Dunmow within easy access of Stansted Airport and the A120/M11 is this substantial five bedroom, five bathroom family home offering a wealth of accommodation and finished to a high specification throughout. The ground floor comprises; entrance hall with porch, gym, kitchen/breakfast room, utility room, dining room, living room, orangery, cinema, study, games room/bar, heated indoor swimming pool, two cloakrooms, shower room and several large storage cupboards/rooms. REF: GDS230021

Great Dunmow’s proud heritage as a thriving market town. Families are attracted to this rural part of Essex because of its character and charm.

David Thomas | Branch Manager

Hornchurch

Price: £1,675,000 | 01708 474034 |

Ben Roscoe | Branch Manager

Stunning example of an executive detached home in the sought after area of Emerson Park, the home is full of character and charm. Sitting on an exceptional plot that wraps around the property and being located at the end of a cul-de-sac. The property benefits from easy access into the main high street, great transport links and some exceptional school catchments. We strongly advise an early viewing of this home to really appreciate all it has to offer. Ref: NBC221528

We love how popular Hornchurch is with families. The Queen’s Theatre is a local gem and produces its own shows and has its own workshops to create scenery and costumes.

Cotswolds Cotswolds Enjoy

a staycation in the

Magazine exclusive discount: BMAG23 for 15% off!

Scan the QR to book.

Idyllic cottages perfect for the whole family! With stunning scenery, picturesque walks and a variety of different shopping, gastro pubs & exciting activities, the Cotswolds has something for everybody... Even your four legged friends!

Professionals or pretenders

So, what does this mean to both landlords and tenants?

The residential lettings industry has and continues to experience extensive changes as the Government introduces new or amends existing legislation which in some way or another affects both landlords and tenants. Furthermore, from a landlord’s perspective HMRC have recently revised their rules when assessing the tax liabilities of people who own investment properties. Often changes are introduced at short notice and there is limited media coverage outside of the industry itself, meaning that consumers are often completely unaware of what has changed and how it will affect them personally.

Propertymark is the recognised professional body which regulates the lettings industry but unfortunately, they have limited input in terms of any proposed changes being considered by the government or HMRC. This is disappointing as they represent those agents who voluntarily opt to adhere to a strict code of professional conduct and are therefore classified as regulated agents.

Notwithstanding this Propertymark is generally first to be updated once any new rules, regulations are to be implemented or changes made to the current process.

In turn their member agents will be informed, and they should be updating their landlords and tenants accordingly.

Unfortunately, so many agents choose not to be regulated and therefore are often not as up to date as they should be. This results in their customers failing to receive appropriate advice leaving them exposed both legally and financially. In fact, it is estimated that more than 60% of all letting agents in the UK remain unregulated.

Using a regulated agent approved by Propertymark offers many benefits. As well as receiving reliable and up to date advice, any rent or deposit monies received and processed by the agent on behalf of landlords and tenants is automatically protected. It is a little like the role of ABTA within the travel industry. Always remain mindful that unregulated agents offer no such guarantees, so whether you are a landlord or tenant before commencing your journey with an agent always ascertain if they are fully regulated.

Did you know it’s estimated that around 60% of letting agents remain unregulated!

Unsure of whether to invest in a Buy-to-Let property?

Of course, any investment carries some element of risk, but bricks and mortar has proved very resilient over the medium-longer term and provided some excellent returns. Just look at the information below retrieved from Government Land Registry. It shows the percentage

increase in average selling prices over the last 10 years in some of our local areas. So had an investor purchased a property, rented it out and held it for this long not only would they have received income each month from the rent paid, but also retain extensive profits should they decide to sell the property and cash in on the additional equity generated.

Ready, steady, rent!

Here is a small selection of what type of property a tenant could secure for around £1,200 pcm:

Want to find out more?

For more information on Buy-to-Let or the properties listed get in touch on: buytolet@beresfords.co.uk | beresfords.co.uk

Investing in bricks & mortar

It began in 2014 when I first met Sue and Richard. They were rattling around in a large house after their children had flown the nest and were keen to buy something smaller. When selling they released additional funds from their sale and wanted to make this money work for them.

We suggested they use some of the surplus proceeds as deposits to purchase some investment properties and finance the balance with a bespoke mortgage. They were attracted by the prospect as the rent received from tenants would exceed related monthly mortgage commitments and other costs. Additionally, over time the rent received, and average property prices were likely to rise and the related amount outstanding on the mortgage would also reduce thus creating additional equity.

Beresfords helped identify specific locations offering high rental demand and strong potential for capital growth. Suitable properties were sourced and purchased over a 2-year period. Shortly after successful completion took place on each purchase, Beresfords then sourced high quality tenants who underwent stringent referencing before moving in.

At the time, the capital outlay from Sue and Richard was £337,250 in deposits and a further £100,000 in related costs, most of which would

History has proved that, from an investment perspective, bricks and mortar has consistently outperformed most other types of mainstream investment options over the medium to long term. The concept of Buy-to-Let has become much more prevalent over the last 15 years and the case study below reinforces the potential financial returns that can be achieved providing a sensible strategy is initiated at the outset.

be recovered when the properties were eventually sold in the future. So in all, a total of £437,250. The balance was funded via a competitively priced mortgage arranged by Independent Mortgage Advisers, Flagstone, part of Beresfords Group.

Moving forward 9 years, we have recently reviewed the performance of their investment. The collective price paid for all the properties purchased was £1,349,000 and the current market value this now stands at £2,470,000. Therefore, in terms of capital growth alone the properties have increased in value by £1,121,000 over that period up 83%. Furthermore, the related mortgage outstanding has been reduced which in turn has created even more equity for Sue and Richard.

So, one must now ask that if the initial investment of £437,250 had been placed into something else would it have got close to producing the type of returns witnessed so far from bricks and mortar?

An example of a recent Landlords story on why investing in Buy-to-Let makes sense!

Increases in average house prices within Essex.

Our latest Buy-to-Let opportunities.

£130,000 |

£9,600p/a (£800pcm) | Yield: 7.3%

Hythe District, Colchester. Solid investment opportunity, this modern one bedroom property already has tenants in situ paying £800 pcm. Competitively priced offering a decent gross yield.

Asking Price: £250,000 | Rent: £16,800p/a (£1,400pcm) | Yield: 6.7%

Modern two bedroom apartment, well situated within walking distance of town centre and station (Crossrail). With en-suite to master bedroom and a separate bath/WC, the property would appeal to a wide audience of prospective tenants. Lease 138 years unexpired, current service charge circa £1,930p/a and ground rent £240p/a.

Want to find out more?

Of course, everyone’s budget is different but with investment properties starting in Essex from £130,000 then cash savings of circa £33,000 plus funding should be sufficient for someone to enter the Buy-to-Let market. Beresfords can deal with almost everything on a client’s behalf taking away any related stress allowing you to get on with everyday life whilst reaping the related financial returns.

For more information why not get in touch: buytolet@beresfords.co.uk

Steven Bond, Managing Director Residential Lettings

New Homes

Move in for Summer

Discover the latest new homes from Beresfords’ Land & New Homes division. From apartments to detached properties, there’s something for everyone.

Wildflower Meadow

Braintree | From £659,995

A charming new collection of ten high quality two, three and four bedroom homes with luxury specifications and excellent transport links.

Aylett’s Green

Kelvedon | From £224,950

Discover one and two bedroom apartments, as well as family homes, located within the village of Kelvedon, benefiting from being walking distance from the mainline railway station into London.

Woodlands Park

Great Dunmow | From £455,000 Woodlands Park comprises a selection of exclusive, premium homes developed by the esteemed house builder, Wickford Development Company Ltd. Built to a high specification, each home has been designed with generous proportions.

Waltham Grange

Chelmsford | From £825,000

Waltham Grange is a luxury development of just ten executive five bedroom family homes finished to an extremely high standard throughout.

Towerlands Park

Braintree | From £395,000

Introducing a new community of three, four and five bedroom homes to the rural edge of Braintree.

To find out more, scan the QR code or get in touch on:

01245 447938 |

newhomes@beresfords.co.uk

Scholars’ Green

Felsted | From £535,000

Last few remaining

CHANNELS

A Waterside Development

Luxury lakeside living at Channels: Detached four bedroom homes in a stunning waterside development just 3.3 miles from Chelmsford station Designed to maximise views and create a spacious, inviting atmosphere for family and friends to gather and embrace the surroundings.

Coming Soon...

A breath-taking development of just two four bedroom detached contemporary homes based in Colchester. Perfect for buyers seeking a unique rural property or those moving from the city. Marvel at the stunning location amidst expansive open fields, with excellent road and rail connections.

Price on Application | 01245 447938

newhomes@beresfords.co.uk

KAVANAGHS POINT

London Road, Brentwood

Contemporary Modern Apartments

Beresfords and Palm Bond Developments present this exclusive collection of just six luxuriously appointed modern apartments, each characterised by modern design and generous interior spaces and superb specifications.

If you’re looking for a beautiful apartment brimming with contemporary luxury, just a stone’s throw from high street shops, superb road and rail links and a host of opportunities for entertainment and leisure, then you’ve found it at Kavanaghs Point. This is a collection where striking design combines with premium features to create an exceptional place to call home.

Prices from: £350,000 | 01277 231515

newhomes@beresfords.co.uk

A Serene Oasis of Contemporary Living

About Boyles Court...

An exceptional collection of just 30 houses and apartments set within 16 acres of gated parkland, studded with towering oaks and ornamental ponds. Boyles Court offers contemporary living to all of its residents, whether you opt for a stunning apartment in the magnificent Georgian conversion or a brand-new house within the imposing courtyard.

Who is this development suited to?

This development would be perfect for local purchasers looking for a new low maintenance home, or for buyers moving out from Havering and London areas looking for a luxury countryside residence with connectivity back into the city.

Local life & transport.

Boyles Court enjoys a setting like no other, enveloped by the expansive parkland of the private estate, with the thriving town of Brentwood just over 2 miles away. The amenities at your fingertips are some of the best in this part of Essex: a vibrant shopping area with High Street names and independent boutiques, a fabulous night-life scene and excellent transport connections to whisk you away to London or further afield whenever you feel the need. Links to the capital are exceptional: London Liverpool Street Station can be reached in under 25 minutes, while Stratford International is just 30 minutes away.

Brentwood

New build homes are designed and built using the latest techniques, technology and specifications. You can move straight into a beautifully decorated contemporary home that reflects the way we live today, with family rooms, kitchen diners and living space with bi-folding doors opening onto the garden, combining modern interior design, floorplans with character and individual features.

Incentives are developer and site specific, T&C’s apply.

Chartered Surveyors in Essex

With 150 years of experience, our coverage extends throughout Essex, into parts of Greater London in the south and the Suffolk borders north of the County. Combining our extensive experience with innovative technology we are well placed to meet the needs of both our individual customers and corporate clients. For more information go to chekes.co.uk

Valuation & Building Surveying Services for Residential Property:

- RICS Level 2 & 3 Residential Surveys

- Historic Building Surveys

- Defect Analysis Reporting

- Valuations (Section 119 Charities Act)

- Secured Lending Valuations

- Inheritance & Capital Gains Valuations

- CPR Reports for Matrimonial Proceedings & Disputes

- Party Wall Matters

- Project Management of Extensions & Refurbishments

- Lease Extension Valuations & Enfranchisement

Building Surveying Services for Commercial Property:

- Commercial Building Surveys

- Schedules of Condition

- Planned Preventative Maintenance

- Project Management of New Builds, Extensions & Fit-Outs

- Development Monitoring for Lender e.g. New Build

- Commercial Party Wall Matters

- Defect Analysis Reporting

- CP Reports for Disputes

- Licenses to Alter

- Dilapidations

A very berry summer recipe

Pavlova featuring Tiptree’s Little Scarlet Strawberry Conserve

Ingredients: Let’s get baking!

This dessert is a celebration of the finest ingredients - combining meringue with Tiptree’s strawberry jam creates a dessert that is both visually stunning and delightfully delicious. Tiptree's Little Scarlet Strawberries, known for their exceptional flavour and natural sweetness, are carefully hand-picked at their peak ripeness, ensuring a burst of freshness in every spoonful. Enjoy the delicious combination of crisp pavlova, sweet strawberry jam, and smooth whipped cream in this simple yet tasty dessert.

Star of the show

Little Scarlet Strawberry Conserve

Tiptree’s signature conserve, a delicious dark crimson luxury jam made from the tiny, rare and intensely sweet Little Scarlet Strawberry. Wilkin & Sons are believed to be the only commercial growers of this fruit anywhere in the world today, making Little Scarlet Conserve utterly unique to Tiptree.

3 Large free range egg whites – at room temperature

170g Castor Sugar

1 tsp Cornflour

1 tsp Freshly squeeze lemon juice

200ml Fresh Double Cream

2-3 tbsp of Crème Fraiche (we used full fat)

2 tbsp Tiptree Little Scarlet Strawberry Conserve Fresh Strawberries and Blueberries to decorate

Method:

• Mark an 8” circle on non stick baking paper; turn over and put on baking sheet, secure with drop of lard or fat. Set oven 125c fan or 135c in non fan oven.

• Put egg whites in clean open basin and whip. When whites are firm, gradually add sugar whisking constantly – this may take 10+ minutes.

• Fold in sifted cornflour and lemon juice. Spoon onto baking sheet circle so it is fairly even, peak sides if wished. Place in oven and after 40 minutes reduce to 120c fan.

• Cook for a total of 1 ¼ hours. Turn off heat and gradually open door. Remove from oven once it is cold.

• Whip the cream, then fold in crème fraiche and swirl in the Little Scarlet Strawberry Conserve.

• Place meringue on large board or serving dish, top with cream and decorate with fresh fruit of your choice.

Tiptree Little Scarlet Strawberry Conserve | 340g tiptree.com

Scarlet

Beresfords in the Community

In May we attended the Essex Young Farmers show. With fantastic displays throughout the day, over 100 trade stands, a livestock area, rural craft hall, game fair, festival of food, forestry area and much more, there was something for the whole family. Our team were on hand to answer any property related questions and we gave one lucky winner a £50 John Lewis voucher for signing up to our newsletter!

Francis Hospice - across Havering

We are delighted to be donating £10 to Saint Francis Hospice for every property sale and letting completion throughout our Havering branches (Gidea Park, Upminster, Harold Wood and Hornchurch). Saint Francis Hospice supports people with illnesses that can’t be cured or treated. Patients and the people who love them are embraced by a team of experienced professionals who are devoted to making everyone’s life the very best it can be. Their aim is that no one is afraid or in pain, and no one dies or grieves alone.

At the start of 2023 we launched the campaign following the hike in gas and electricity prices, as well as the cost-of-living crisis. The campaign saw one lucky winner received £2,000 to pay their bills for the year. Paul Beresford, Chief Executive Officer of Beresfords, said: “We’re committed to supporting people in any way we can, particularly in the communities we work in, which is why we are offering a helping hand to one Essex-based resident.”

Beresfords will also be donating £10 to SNAP for every property sale and letting completion in Brentwood, Ingatestone and Shenfield. SNAP is an Essex charity for families with children and young people who have any additional need or disability. SNAP aim to inform, encourage and support parents/carers so they can grow in strength and knowledge and become better equipped to give the best help to their children.

Help Support our Food & Thought Appeal

We are asking our staff and the local community to offer food and thought, by donating an item(s) of non-perishable, tinned or dry food to one of our 17 drop off points across our branch network. We believe that everybody should have access to a nutritional and balanced diet, and that is why throughout 2023 we will be raising awareness and calling on our communities to help us help those that are most in need.

To find your local drop off point go to: beresfords.co.uk

Beresfords attend the Essex Young Farmers Show

Rising Utilities sees Beresfords Launch Competition.

Our commitment to the community extends beyond property!

£10 donation made for every sale and let agreed for...

Saint

Snap - across Brentwood

Be part of our Award Winning Company

About Beresfords Group

Beresfords Group has been providing exceptional property services to clients for over 50 years. Founded in 1968, the Group has grown to become one of the largest family-owned independent estate agents in Essex, with 17 branches serving the local community. We have always been passionate about providing a truly personal service to our clients. Beresfords provides opportunities for staff to develop their career in a fun, motivational and supportive environment.

We will invest in you and work collectively within a positive team environment to support one another in creating success. We celebrate all achievements across the group and ensure people are recognised for the role they fulfil.

Recognition

Rewards & Benefits

A Collaborative Culture Training & Development

Current Vacancies:

To find out more about what it’s like to work for Beresfords and our current vacancies SCAN the QR code or go to careers.beresfords.co.uk

A family run company, that care about their staff. “

A network of 17 branches | Spanning Essex & Greater London

Divisions | Part of

Group