NATHAN A BERNEMAN APC
HOW TO GET RID OF MEDICAL DEBT WHAT IS MEDICAL DEBT? Medical debt is unsecured debt that you get because of medical care you received but did not pay for. It can happen because of a visit to the emergency room, or because your insurance for office visits does not cover your medical expenses, or for other medical treatments that were not paid for upfront.
MEDICAL BILLS DEBT CHAPTER 7 BANKRUPTCY IIn most cases, the process takes 4-6 months, and the bills, including medical bills debt, are included in the bankruptcy. When you file, you will be granted an automatic stay and you will not be pursued for your debt.
AT NATHAN A BERNEMAN, APC WE HANDLE BOTH CHAPTER 13 AND CHAPTER 7 BANKRUPTCY IN THE LOS ANGELES, CA AREA. MEDICAL BILLS DEBT IS OFTEN SOMETHING THAT JUST CAN’T BE HELPED BECAUSE OF EMERGENCY SITUATIONS THAT AROSE IN YOUR LIFE. TO LEARN MORE ABOUT THE PROCESS, AND HOW IT CAN HELP YOU, CONTACT US AT 805-492-7045 TO SCHEDULE A FREE CONSULTATION.
MEDICAL DEBT CHAPTER 13 BANKRUPTCY When you start the filing process with your bankruptcy attorney, an automatic stay will be placed on your debt, including medical bills debt so that creditors cannot pursue collections for this debt. A few types of debts are kept separate from your Chapter 13 bankruptcy plan, such as car payments and other regular bills, such as any child support, utility payments, and taxes.
HOW BANKRUPTCY HELPS YOU GET RID OF MEDICAL DEBT When medical bills get truly overwhelming, filing bankruptcy is sometimes the way out of that debt, or may at least provide a way to reduce it significantly. In some cases, you may be able to negotiate some medical debt directly with creditors to show hardship, but when those efforts fall short, it may be time to talk to a bankruptcy attorney about your options.