Towcester In Business by Best Area Magazines Ltd

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MONTHLY

Flair Of Stowe JULY 2011

65p where sold

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Open Daily 10am - 5pm Address: Old Dairy Farm Centre Main Street, Upper Stowe, Northampton NN7 4SH

Tel: +44(0)1327 349352 BUSINESSES THAT ADVERTISE IN A RECESSION ARE THE ONES THAT SURVIVE AND COME OUT THE OTHER END

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Oxford Transmitter Switchover Date is September 2011 Please call us for information and advice.

CALL 01386 424898 or email: TV, Radio and Satellite Aerials Supplied and Fitted

inbusinesspublications@yahoo.co.uk

Extra points around the house Fast emergency repairs Your local approved Sky Digital installers Member of the C.A.I. Your ONLY local RDI Qualified Digital Intaller

Working closely with local businesses

Call: 01280 409 110 FREEPHONE 0500 364646 Thorpe Close, Overthorpe Industrial Estate, Banbury, Oxfordshire OX16 4SW 2

Woodlands

Logs & Kindling DELIVERED LOCALLY 0844 4141174

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Best Area Magazines Ltd 46 Chestnut Close Hampton Nr Evesham Worcestershire WR11 2PA

C O N T E N T S www.inbusinessmags.co.uk EDITOR/ARTWORK Mandy Mills inbusinesspublications@yahoo.co.uk ADVERTISING Kate Martin 01386 424898 inbusinesspublications@yahoo.co.uk FEATURES EDITOR Jen Oakton PHOTOGRAPHER Paul Howard

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“Flexible Drawdown Pensions ” Alan Kent “Second Chance For Olympics Tickets”

“Shop Local First”

“Holiday Countdown Beauty Tips”

EDITORIAL CONTRIBUTORS Alan Kent Jen Oakton NEXT MONTH’S ISSUE COPY DATE 20th July 2011

Bespoke Interiors

Three Shires Wills

Index

Community What’s On

JUNE/JULY 2011 ISSUE The aims of Towcester In Business Magazine are to help businesses in the area become known and useful to local people and to encourage the people of Towcester and surrounding areas to support these businesses in order that the local community can flourish. © 2011 All artwork and copy appearing in this publication is copyright and may not be reproduced without written permission from the publisher. All information published is correct according to those who supplied it and no responsibility is taken if it is not. Care is taken to ensure all advertisements are truthful and no liability is accepted for errors or emissions.The right to refuse advertisements is reserved. The use of this publication for

canvassing, direct marketing or any other activity apart from sourcing local goods and services is strictly prohibited. The above title is a division of The Best Area Magazines Ltd.

Other magazines include Brackley & Buckingham

FLEXIBLE DRAWDOWN PENSION What is it? It is a way of taking income from a personal pension fund without taking an annuity. What is the new option? Flexible Income Drawdown allows UNLIMITED withdrawals from the pension fund, subject to : 1) pension policy permits it, 2) the individual has a ‘guaranteed lifetime annual income’ of minimum £20k p.a (current Government rules) ‘Guaranteed lifetime annual income’ that counts towards the minimum £20k p.a are: State pensions, company defined benefit (final salary) schemes, scheme pensions and existing lifetime annuities. What are the benefits? 1) Unlimited access to pension funds. 2) Inheritance Tax advantages, ie pension funds will not be liable to Inheritance tax on the death of the policy holder. What are the disadvantages? 1) 55% tax charge on lump sum pension death benefits. (previously these charges ranged from 35% to 82% depending on age) Scenario Julie has £50k in a deferred money purchase personal pension, she qualifies for a full state pension of £102.15

pw (2011/2012) and has benefits within a final salary company pension of £16,500p.a. Pre-April 2011, Julie would have needed to buy an annuity before the age of 75 with the £50k or taken income directly from the fund using older income drawdown rules and government guidelines. Under the new Flexible Income Drawdown rules Julie could access her pension funds in a much more flexible way. What this means is that the more flexible income drawdown pension is more accessible to more people. Clearly, a flexible income drawdown plan could provide additional retirement options for some individuals, however it is definitely not suitable for everyone, nor can everyone actually take advantage of it. This article has only given basic information relating to flexible income drawdown schemes and there are many other rules and regulations that need to be considered and without doubt this should be discussed with a financial adviser to ensure that it is the right course of action for you. If you would like advice on the above or on any other financial matter, just call me. I will be pleased to help: ALAN KENT of Scottsdale Consulting Mob: 07948 001849 www.scottsdaleconsulting.co.uk Reg in England No: 4627921 Scottsdale Consulting Ltd, an appointed representative of Intrinsic Wealth Management, a trading style of Intrinsic Financial Planning Ltd, authorised & regulated by the FSA.Intrinsic Financial Planning Ltd, FSA register http://www.fsa.gov.uk/register/ Ref: 440703.

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FREEPHONE: 0800 6951944 MOBILE: 07788 513780

FULLY QUALIFIED AND INSURED TREE CARE AND GROUNDS MAINTENANCE Leylandii & Conifer problems solved Hedges reduced and trimmed Pruning and thinning Large or small jobs welcome

UP TO 15% DISCOUNT FOR OAP’S

SECOND CHANCE FOR OLYMPICS TICKETS Were you one of the lucky ones? We hope so but if you did not get the Olympics 2012 tickets that you applied for, then you join the likes of London Mayor Boris Johnson, and Olympic hopefuls Tom Daley and Chris Boardman. It’s estimated that at least one in seven households who applied for tickets did not receive a single seat. However, all is not lost. Those people who did not receive any tickets will be given priority when tickets are re-released later this year. There are apparently a good number of seats still available for early rounds of basketball, hockey, and shooting events and these, together with any other empty seats, will be resold later this year on a first come, first served basis.

Look out for the email! Jen Oakton

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Please mention the Towcester IN B US INE S S MA GA ZINE when responding to advertisers. TO ADVERTISE TELEPHONE 01386 424898 WWW.INBUSINESSMAGS.CO.UK

ONE CALL DOES IT ALL…

Full Service

£49.99 All Inc

• MoTs arranged • Repairs • Exhausts • Batteries • Engine Diagnostics • Brake Safety Centre FREE COLLECTION AND DELIVERY FREE WRITEN QUOTATIONS ON REQUEST

Unit 4, Oak Tree Farm, Akeley, Bucks, MK18 5HF

01280 860700 credits cards accepted

www.claysvehiclerepairs.co.uk

SHOP LOCAL FIRST With small independent shops continuing to disappear from our local high streets, it’s more important than ever to reexamine your own shopping habits and to support your local shops.

SHOP LOCAL

Local shops boost the local economy, provide genuine choice and are a good environmental option. Local shops keep money circulating in the local area so they support other local businesses.

Support your local shops The most important thing you can do to save your local shops is to buy more from your local shops choosing local products wherever possible. Of course, local shops can also do their bit to help themselves. Offering fantastic customer service, a good range of products, and variety across the high street will help draw customers in. A smile, a friendly word, and unbeatable service does wonders to develop your customer base! Jen Oakton

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HOLIDAY COUNTDOWN BEAUTY TIPS Before you jet off somewhere fabulous, here are a few must-do beauty treatments! • A pedicure is an absolute must as you’ll be showing off your feet in sandals. If you do your own pedicure, don’t scrub off too much skin – leave a little build up to protect your feet. • Defuzz. Time your waxing so that there’s no unsightly re growth during your trip. • Get your skin in top condition before a dehydrating flight with a facial to top up moisture. Exfoliate your body to get a great base for a tan. • Have a hair cut before you go but then don’t worry too much about styling on holiday. Use a spray hair protector though. • Keep holiday make-up to a minimum. A pre-holiday permanent mascara or eye liner treatment will keep you looking great on the beach. • Treat yourself to a manicure, choosing a luscious holiday shade, before you go. Jen Oakton

P&B ROOFING & Building Contractors Ltd

ALL TYPES OF FLAT ROOFING TILING, SLATING, RE-POINTING, REPAIRS AND RE-ROOFS FASCIAS AND GUTTERS REPAIRED OR REPLACED CHIMNEYS RE-POINTED

A L L W O R K C A R R I E S I N S U R A N C E WA R R A N T Y

Tel: 01280 409048

F R E E E S T I M AT E S

M OB I L E: 0 7 9 5 6 1 1 4 00 1

Credit Cards Accepted Established 20 Years www.PBROOFIN G.co.uk

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If you’re looking to improve your home, look no further than local firm Bespoke Interiors. At the helm is Kevin Weakley, who has over 20 years experience in all aspects of home improvement work. Bespoke Interiors specialise in kitchen and b a t h r o o m installations, and also offer a professional all round carpentry and joinery service, making them the perfect choice to complete your home improvements or renovation work. “We will care for all projects from design to completion, from hanging a new front door, fitting a new bathroom suite or kitchen, to a complete home refurbishment” says Kevin, and these pictures show what a superb job he does. Customers are delighted to recommend his work to their friends – “We have a reputation for quality” smiles Kevin “and are fully insured for your complete peace of mind”.

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Carpentry Joinery Kitchens Bathrooms Refurbishments

With over twenty years experience Call me for your free quotation Email: kevinweakley1995@yahoo.co.uk Tel: 01296 733833 Mob: 07855 851004 11

Not just another Will writing company!

We provide our clients with a highly professional, yet friendly and helpful service. We know each individual's situation is different, so we offer a personalised, one-to-one planning service.

We are proud to be members of and regulated by Institute of Professional Willwriters (IPW) whose website is www.ipw.org.uk For our clients peace of mind, we are fully compliant with the IPWs code of conduct which is approved by the Office of Fair Trading. IPW are the only professional legal body to have this coverted approval. To provide a national service we are also members of the TAS network of independent Will writers.

Three Shires Wills are specialists in Will writing, Inheritance Tax planning, Property Preservation, Living Wills, Lasting Power of Attorney and much more. We also offer advice regarding: Gaining probate Nursing Home Fees Specialist Trusts Funeral plans Changing to Tenants in Common For your convenience, we are available during the day or evenings at a time to suit you. We specialise in home or office visits.

Why use a professional company like Three Shires Wills? It can be a difficult decision who to choose to write your Will. It might be tempting to use the cheapest option, even risking obtaining one online. However, is it worth compromising the future of those you leave behind? Make sure the company you choose: Has only professionally qualified staff. Carries out Continual Professional Development. Is regulated by a professional body. Abides by a code of conduct approved by the Office of Fair Trading. Has ÂŁ2m professional indemnity insurance. Provides a free home or office visit service. Has nearly 10 years of Will writing experience. Then look no further than Three Shires Wills, for your peace of mind.

We can bring our experience, training and expertise to bear, particularly when matters are not straightforward. What could be easier than sitting down with a professional to discuss all the options and taking advice in the comfort of your own home or office? Think about the following: What do you do if stepchildren are involved? How can you guard against all the estate disappearing if your surviving partner remarries? How can you make sure ex-partners don't inherit? What happens if you own property abroad? How do you prevent all your estate disappearing to pay for long term care? What can you do best for a disabled child? Ask us - we know.

Why not ring for a free informal chat on the telephone? You've got nothing to loose - except your families future!

So, call Three Shires Wills today to arrange for us to come and see you, at a convenient time. It will only take an hour or so to sort out Legal Wills, to give you peace of mind and it probably won't cost as much as you think.

Telephone 01280 840388 Email threeshireswills@aol.com www.threeshireswill.co.uk

David Smith

Affordable, Home Visit, Will Writing Service

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www.thr eeshir eswill s.co.uk

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The Athena Stage School

Classes we offer: Ballet, Tap, Modern, Street Dance, Musical Theatre, Singing and Drama for all ages and abilities. Students have the opportunity to take exams in Ballet, Tap and Modern following the IDTA Syllabus and exams in Drama and Singing following the Trinity Guildhall syllabus.

Athena Workshops

Summer Workshop 2011 Monday 15th August - Friday 19th August The opportunity to work with various choreographers, to learn different styles of Dance. We will finish with a demonstration on the Friday afternoon for all parents and friends to come and watch. ÂŁ95 for the week, all ages and abilities are welcome. Contact Lisa for further details: lisa@athena33.com 07725 800758

Gifted and Talented

Our NEW Casting AGENCY is looking for YOU

All children joining the stage school will have the opportunity to join our new casting Agency. The agency will run alongside the school and places them in work in theatre, films and television. You will see that we will be running photographic sessions from time to time to enable you to join spotlight.

Adult Dance Classes

Contact Romaine for further details: romaine@athena33.com 07810 550088

Adult dance classes for all abilities in Tap and Street Dance from January 2011.

Visit our website www.athena33.com

Telephone Lisa on: 07725 800758

BALLET

SINGING

DRAMA

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YOUR LOCAL FISHING TACKLE SUPPLIER MAINLINE BAITS

CC MOORE BAITS

COTSWOLD BAITS

ATOMIC * ANCHOR

LEEDA * WYCHWOOD MAP * ENTERPRISE

SCIENTIFIC * KRYSTON

CALL: 07801161190 ANYTIME dsgtackle@btinternet.com

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Bathrooms Builders & Supplies Caravan & Motor Home Sales/Repairs Car Repairs/Services/MOT’s Carpentry & Joinery Chimney Re-pointing Clothes & Accessories Coach Hire Dance School Financial Advice Fishing Tackle Flooring Funeral Directors

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Gardening Maintenance Gardening Supplies Guttering & Fascias Hardware Home Improvements Kitchens Logs & Kindling Painting & Decorating Roofing Contractors Tree Care TV Aerial & Satellite Services Wills Windows, Doors & Conservatories

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F R E E

TUESDAYS Towcester Joggers For more details please contact Colin Hull, Sports Development Officer, on 01327 322337 or colin.hull@southnorthants.gov.uk

Mighty Atoms 9.30am-11.30am. Climbing, bouncing, soft play etc. for under 5s at Towcester Leisure Centre. Mighty Atoms 10.30am-12.30pm. Climbing, bouncing, soft play etc. for under 5s at Brackley Leisure Centre. £1.80 mem/£2.40 non-mem(1 hour) or £2.25 mem/£2.85 non-mem(2 hours). WEDNESDAYS Mums& Tots 9.30am–11.00am. Baby & Toddler group at St John Ambulance Hall, Islington Rd, Towcester. £1.40 per family. Term time only.

Towcester Joggers For more details please contact Colin Hull, Sports Development Officer, on 01327 322337 or colin.hull@southnorthants.gov.uk

Mighty Atoms 10.30am–12.30pm. Climbing, bouncing, soft play etc. for under 5s at Brackley Leisure Centre. £1.80 mem/£2.40 non-mem (1 hour) or £2.25 mem/£2.85 non-mem (2 hours). County Market Co-operative selling homemade baked goods and preserves, seasonal garden plants and produce and craft items. Village events catered for. Contact: Betsy 01604 858090 Maggie 01327 830893 Rita 01327 353359 Weight Loss Group 9.30am, 5.45 & 7pm Weight Watchers Towcester Leisure Centre

No Strings Badminton comes to Towcester Centre for Leisure every Thursday 7pm-9pm. Fun & Friendly sessions with a Badminton England Co-ordinator. FRIDAYS Dance School Stepbystep Ballroom and Latin Dancing with Viv Rhymes CHILDREN: 4.30pm - 5.20pm Beginners ADULTS: 7.30pm - 8.30pm Beginners Towcester Centre for Lesiure, Call Viv 0n 07790130579

Rhymetime – 10am-10.30am and 10.45am-11.15am. Sing-along sessions for under 5s and their parents/carers. 2nd and 4th Friday of each month at Towcester Library.

2nd July 2011 Car Boot Sale 09:00 - 12:00 Nicholas Hawksmoor School ntrance 50p per adult, children free. Pitches available on the day £7. (Sellers start time 8.00am) Food and refreshments available. Nicholas Hawksmoor Foundation Primary School, Balmoral Close, Towcester.NN12 6JA This is a fundraiser for the school, through FONHS, (fonhps@googlemail.com) This Car Boot is held on our school playing field, weather permitting. No Dogs.

2ND - 3RD JULY 2011Celebration Event Old Dairy Farm, Stowe Summer event weekends at the Old Dairy Farm Centre just up the A5 from Towcester, to celebrate their 25th anniversary. SO COME AND VISIT US FOR A WONDERFUL DAY OUT

2nd JULY Outdoor Antiques Collectables Fair 10am- 4.30pm SUNDAY 3rd JULY Companion Dog Show (KC licence) 11am 3pm Pedigree Fun Classes BBQ Lunches. In Aid of the Warwickshire Northamptonshire Air Ambulance SUNDAY 10th JULY Family Fun Day 10am - 4.30pm Bouncy Slide, Mini Fairground Ride, Face Painting Popcorn Candyfloss, Vintage Tractor Display, BBQ lunches, Special Offers in Selected Shops. Please contact Helen Brodie on 01327 340525 for further details Or visit our website; www.old-dairy-farm-centre.co.uk

Photographs kindly donated by Paul Howard Photography LSWPP Tel: 01327 830659 or 15 07977558067 paulspix@gmail.com www.photography.org.uk

TowcesterJoggers For more details please contact Colin Hull, Sports Development Officer, on 01327 322337 or colin.hull@southnorthants.gov.uk

Storytime 2pm-2.30pm. Sing-along sessions for under 5s and their parents/carers at Stony Stratford Library. FREE.

Mighty Atoms 2pm-3pm. Climbing, bouncing, soft play etc. for under 5s at Towcester Centre for Leisure £2.10 mem/£2.70 non-mem.

Towcester Toy Library 9.30am-11.30am at Towcester Community Centre Drop-in play session & refreshments. £1.50/family with toys available to hire.

SATURDAYS Mighty Atoms 9am–10.30am. Climbing, bouncing, soft play etc. for under 5s at Towcester Leisure Centre. £2.10 mem/£2.70 non-mem.

D.A.B.S Tea Stop 1pm-3pm. Daventry Surestart Childrens Centre. Breastfeeding mums welcomed – peer supporters available.

THURSDAYS Bumps And Babies Group 1.30-3pm The Chantry House, Market Square, Watling Street, Towcester. Soft Mats, Baby Toys. Come and meet other new mums!

MONDAYS Breastfeeding Support Group 11am-12.30pm, drop in at anytime to the new Brook Health Centre. Peer supporters there each week. Run by the Health Visiting team and open to all breastfeeding and expectant mums. Free.

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