Re weekly 7 6 13 by Fort Collins Coloradoan

3,407 LISTINGS

fort collins • loveland • windsor wellington • timnath

SATURDAY, JULY 6TH, 2013 en m s Op ome day 1-4p H l e n Moday & Su rd Satu

COLDWELL BANKER DEVONSHIRE FORT COLLINS From Cottages to Castles

Sue@SueCoburn.com

CATHERINE ROGERS 970-988-1030 CLRogers@frii.com

PAM & DAWNE COLLIER 970-215-3439 Pam@PamCollier.com

SUSAN WARREN 970-222-1174

SusanDWarren@msn.com

KIM IRWIN 970-391-5050

kim.irwin@ coloradohomes.com

SHIRLEY WATSON 970-481-8255

Shirley@ShirleyWatson.com

coloradohomes.com

FC-0000371252

SUE COBURN 970-222-1773

2020 Lowe Street • Fort Collins, Colorado 80525 FC-0000367678

FLAT FEE LISTINGS

Sell Your Home for Less than $500!

Check out your local listing here

FULL SERVICE LISTINGS FOR 1%!

Don’t pay 6% to Sell Your Home! It is Your Money! BUYER REBATES! 1% BACK to YOU!

6837 MEADE STREET / WELLINGTON

We Contribute 1% of Your Purchase Price Back to You at Closing!

Michael Nicholson: Broker/Owner

970-691-8429

mnicholson@homesavingsrealty.net

It’s Time for Real Estate to be About the Consumer!

Home Savings Realty FC-0000371443

FC-0000370928

www.HomeSavingsRealty.net

Sage Homes popular Denali II including 3 car garage, main ﬂoor study, 5 piece master bath, wood ﬂooring, cabinet upgrade, A/C, front yard landscaping. $1,500 from builder approved lender. This home is complete and ready for a quick close. MLS 707827. $242,375

Michael Hurd 970-227-5932 970-229-0700

Jim Hauan 970-481-9280 970-221-0700

FC-0000370948

2900 S. College Ave., Suite 1A | Fort Collins, CO 80525

970.212.9000

www.cobaltmortgage.com/fortcollins FC-0000369560 FC-0000370824

2, REAL ESTATE WEEKLY, An advertising supplement serving Northern Colorado www.coloradoan.com/homes

HOME

New

DEVELOPMENTS

Highland Meadows Golf Course

Julyfc-0000370932 4th Sale

Open 1 - 4 SUN

Reserve Your Lot Today!!

Home Prices Starting in the low 400’s

Slab granite countertops in kitchen/nook High efﬁciency furnace Central air conditioning Landscaping & sprinkler system

Luxury Finishes fc-0000370935

Spectacular Mountain Views ws Stylish Ranch Plans ,/)-830' 4("#&0 4.+18"(3 5%(73#/138%( 7733#/138%(

5)-- 3!" 2"(" 6)/&!)( $")*

(970) 226-HOME (4663) www.abbcobuilders.com

…the Difference is in the Detail…

Visit the model home located at:

Open Thursday-Saturday 1-4 Many plans to choose from!

Call for an appointment to learn more!

FC-0000370935

FC-0000370932

Prices starting in the $400s

6192 Southern Hills Drive, Windsor, CO Highland Meadows

Model Home: 7372 Royal Country Down Drive ABBCO BUILDERS

Saturday, July 6, 2013

Laura Gippert | 970-222-8026 Sam Denunzio | 970-420-1179 Amber Baray | 970-213-0194

970-226-3990

Savant Homes - Now building in Fairview Village fc-0000370940 fc-0000 Timnath, CO this ad will take up both middle space

Fairview Village Features:

Savant Home Features: * Energy Star rated homes * 2x6 construction standard * Slab granite, new hardwood ﬂoors standard * Interior design included with every home * Ability to customize ﬂoorplans

*Lots average 10K sq. ft. *Majestic mountain views *Ability to build outbuildings on RV garages *Easy access to Front Range Village, Centerra & I-25

Model home, located in Fairview Village, Timnath

www.savanthomesinc.com

Low Maintenance Patio Homes fc-0000371444 in Trail Head

$277,800-$287,400 Dennis Schick

Low maintenance patio homes in Trail Head Sub by Triton Communities. Several models and options to choose from. Main level layouts open & spacious, perfect for entertaining. 9 ft ceilings throughout. Estimated completion August 2013.

Call Dennis Schick (970) 567-3942 dschick001@aol.com www.dennisschick.com

Call DJ Johnson (970) 213-0648 djjohnson@remax.net

970-226-3990

e erv ! s e d to R our A w Y o or lN Cal ace F fc-00003714445 p aS

.. . . . . ... . . . . ....

Call Mimi Toliuszis 970-224-7800 to Advertise!

FC-0000371445 FC-0000370848

Saturday, July 6, 2013

www.coloradoan.com/homes An advertising supplement serving Northern Colorado, REAL ESTATE WEEKLY, 3

Open Houses This Weekend D! TE DA P U LY UL EF T S TA

SATURDAY 1-3 PM

www.thegroupinc.com

6189 Bay Meadows Dr, WindsorEnjoy the views of the 10th tee of Highland Meadows Golf Course! Quality built in 2012, hardwood ﬂrs, granite tops, gourmet kitchen, oversized 3 car tandem garage, huge fully landscaped yard, spacious master bdrm and bath. MUST SEE!

$445,000

Harmony Ofﬁce 970.229.0700

$348,000

MLS#709342

Call John Cheevers 970-420-5093

Horsetooth Office 970.223.0700 Mulberry Office 970.221.0700 Centerra Office 970.613.0700

SATURDAY 1-3 PM

1756 Green River, Windsor. 4 bedroom, 3 bath ranch in Poudre Heights. Vaulted ceilings, hardwood ﬂoors, alder cabinets and doors. Master suite w/separate sitting area and luxury 5-pc bath. Stamped concrete back patio. Beautiful landscaping. Pride of ownership shows throughout.

SATURDAY 11-1 PM

2701 Chaparral Drive, Fort Collins-3 BR, 3 BA, 4 level on a corner lot with fenced yard and large patio, new carpet just installed, 2 ﬁreplaces, updated kitchen w/tile ﬂooring and granite, updated baths, no HOA!

Loveland Ofﬁce 970.663.0700

MLS#712562

Call Carly Benz 692-4431 Dave Trujillo 222-0340

SATURDAY 12-3 PM

8276 Spinnaker Bay Dr, WindsorImpeccable Highland Meadows 2 story! Main ﬂr master-4 BR, 5 BA, ﬁnished garden level bsmt, workout rm, cardio rm, bar. Separate dining rm, gourmet kitchen, GE SS appl, covered deck, backs to greenbelt. Oversized 3 car garage, Poudre R1 Schools!

SATURDAY 1:30-4:00 PM

6893 Alister Lane-Hartford patio home in Harmony, open & flowing floor plan, oversized 3 car garage, covered patio, fully landscaped, 3 bdrms, 4 baths, main floor study, rec room, 3/4 bath, bdrm & wet bar in basement! Stone & stucco, low maintenance exterior. High End Finishes!

SATURDAY 10-12 PM

4002 Celtic Lane, Fort Collins - 3bd, 2ba, 2-Story, 1450 sf, backing to open farmland with foothill views. Quartz counters, glass tile backsplash, handscraped hickory, durable, engineered ﬂooring throughout main level. Stylish updated kitchen. Sprinkler system, fully fenced.

$542,000

$200,000

Call Don Svitak 215-1571

Hosted By: Jen Gamez 970-818-1265

MLS#705858

SATURDAY 1:30-3:00 PM

3312 Red Mountain Drive, FTC. Delightful 5BD/4BA 2819 sf home just steps from wide open space and Ft Collins HS. Finished basement with rec room, bedroom and bath. Large, fully fenced back yard with play structure and oversized patio. Mountain views!

MLS#708552

SATURDAY 11:00-1:00 PM

2608 William Neal Pkwy, FTC. Immaculate 4BD/4BA 2956 sf home in desirable Rigden Farm. One owner and beautifully maintained. Many upgrades! Professionally and completely ﬁnished basement with wet bar. 3-car tandem garage. Fully enclosed, private back yard with patio.

$275,000

$590,000

$329,900

$340,000

Call Robin Nash 970-689-6188

Call Chris McElroy 970-227-5102

Call Jon Holsten 970-237-2752

MLS#710680

MLS#706363

MLS#708334

MLS#709366

BE TH ILL 4 W ULY L E J OD ED M OS CL

SAT & SUN 1-4 PM

6990 Ridgeline Drive, TimnathProvince built home with huge living spaces, multiple suites, vast windows looking out to golf course, kitchen island, dining and great room have shared living space, covered porch and views of the front range!

OPEN DAILY 10-6 PM

6810 Rock River Rd,TimnathMeritage Homes is now selling homes at Timnath Ranch ranging from 16032685 ﬁnished sq ft, 2 story and ranch plans. Homes back & close to open space, close to Bethke Elementary. Visit our model at 6714 Rock River Rd or call Josh Dowling at 970-286-6020.

$799,000

Homes from the low $300’s

Call Robin Strong 970-214-2246

Call Chris McElroy 970-227-5102

MLS#707644

SAT & SUN 1-3 PM

$350,000

MLS#713031

$395,700

MLS#707166

LY ON

337 N. Shields St. Ft. Collins. Charming 4BD 2BA 1,792 sq. ft. Old Town Bungalow! Updated from top to bottom: kitchen, baths, wiring, plumbing, ductwork, furnace and A/C. Private backyard w/patio and sprinkler system. Finished basement w/family room, bedroom and ofﬁce.

SAT & SUN 1-4 PM

7031 Crystal Downs Dr., Windsor - The luxury of a low maintenance patio home is Highland Meadows Golf Course Community. Full basement & patio overlooking & backing to the 5 acre open space park across from 10th Fairway. Awesome kitchen w/granite, hardwood ﬂrs & custom cabinets.

TS NI 3U

MLS#700053

Call Judy & Brian Bogaard 227-1000 & 481-5376

SAT & SUN 1-4 PM

6913 Water View Ct. Sneak preview on the new model homes being built in Wild Wing by Hartford Homes. Beautiful new ranch & 2- story plans w/ some walkout basements. Priced from $370,000-$670,000 base. These patio homes w/some incredible views overlooking Timnath Reservoir.

$370,000-$670,000 MLS#712562

Call Don Svitak 215-1571 Judy Bogaard 227-1000

DAILY 1-5 PM

6424 Murano Drive, Windsor - Stop by our new model, a Castello plan, now open 1-5 pm daily. 2 bedrooms, study, 2.5 baths, 3-car garage, covered deck & patio, entry courtyard, backs to golf course. Get information on our 7 High Performance Homes starting in the low $400s.

$730,000

MLS#660867

Call Dennis Pfeifer 970-227-6646

FT LE

SUNDAY 1-3 PM

712 Centre Avenue, FTC-Arrowhead offers a new choice for luxury condo living in the heart of convenient mid town FTC. Timeless interior ﬁnishes, granite, hrdwd,distinguished design details& generous living spaces,foothill views! Close CSU & Old Town!

SUNDAY 1-3 PM

5018 Blackhawk Drive, WindsorReady in 60 days! New ranch plan on 2.8 acres, open flr plan, slab granite, hickory flrs, den/study, master suite is separate from other bdrms, oversized 3 car garage, full unfinished bsmt, close to MCR & Centerra w/easy I-25 access!

$429,000-$1,150,000 MLS#669129

Call Mary Ann Michels Call Kathy Albertz 970-690-6011 310-7944 Linda Hopkins 970-217-1228

SUNDAY 1-3 PM

5024 Blackhawk Drive, WindsorReady in 60 days! New main ﬂoor master 2 story with dramatic high ceilings, 3 generous guest rooms up, main ﬂoor den/study and fantastic master suite plus oversized 3 car garage, all on 2 1/2 acre lot! Close to MCR & Centerra w/easy I-25 access!

SUNDAY 1-3 PM

3795 Poudre Drive, Loveland Spacious 2 story on a 9000+SF lot in a prestigious neighborhood. 2,075 SF plus 653 UF basement. 3 BR, 2-1/2 baths, uf 4th level. 2-car garage. Deck, raised beds, fenced yard add up to a winning combo.

$500,000

$274,000

Call Kurt Faulkner 970-690-4226

Call Barbara Schneider 566-4902

MLS#697132

MLS#697135

MLS#712906

4, REAL ESTATE WEEKLY, An advertising supplement serving Northern Colorado www.coloradoan.com/homes

Saturday, July 6, 2013

Open Houses This Weekend SUNDAY 1-3

www.thegroupinc.com

599 Wind River Drive, Windsor - 3 bed, 2 bath, Ranch, 2610 sq ft, attached 2-car OVERSIZED garage, full unﬁnished basement w/ 9 ft ceilings, for future expansion. Great corner lot, backs to new neighborhood park. Fully landscaped with fenced yard.

SATURDAY 11-1

5276 Coral Burst Cir, Loveland Beautiful 4 bd, 3 ba ranch in Alford Meadows neighborhood w/wood flrs, main floor master & office. Fin. bsmt. with 2 bd, bath & storage. Upgraded kitchen w/slab granite. Mountain views from the custom flagstone patio.

SATURDAY 1-3

4104 Red Bird, Loveland - This spacious 1/2 acre lot is just on the outskirts of town and only minutes to shopping, dining and entertainment. 3 bedroom, 2 bath ranch with southfacing heated sunroom. 2 sheds with power, RV parking and country views.

SATURDAY 11-1

5151 Boardwalk Dr. #N-1, Ft. Collin - Spectacular 3,100 sf, 3 BD + ofﬁce, 4BA 2-story condo in “The Hamlet” w/sunny S. exposure to greenbelt. Enclosed patio & balcony off mstr. Lg. kitchen w/pantry, SS appl & nook. 5 pc. mstr. bath. Fully ﬁn. bsmt. w/rec room, bedroom & bath.

$242,500

$349,900

$245,000

$319,900

Jim Chance 970-388-4261

Ray Henry 970-215-0918

Bob Skillman 970-631-2257

Christie Wilbur 970-219-1138

MLS#712805

MLS#712102

MLS#699122

MLS#710622

r dso n i W rd t of Awa s e 2 B 01 2

HighPointe Estates The Vistas at HighPointe Estates a resort-style community located in the heart of the Northern Colorado Front Range, featuring premium lots ranging $75,000-$225,000. Captivating views of the Rocky Mountains. HighPointe offers top of the line amenities to include parks, clubhouse, large outdoor pool, tennis courts, groomed paths, skateboard Park, etc. Enjoy the charm of small community living with easy access to your life away from home. Bring your own builder. Contact Listing Agents for complete list of available lots and pricing.

FC-0000370840

David T. Muth, CRS 970-481-5963 mobile 970-229-0700 office www.muthrealestate.com

Robin Strong 970-214-2246 mobile 970-229-0700 office rstong@thegroupinc.com

“Deﬁning Excellence One Customer At A Time”

WWW.THEGROUPINC.COM

Saturday, July 6, 2013

www.coloradoan.com/homes An advertising supplement serving Northern Colorado, REAL ESTATE WEEKLY, 5

Ask Our Broker

Searching For REOs Question: I’m interested in buying two foreclosed properties. One is owned by one major lender and the second is owned by a different major lender. Neither lender seems to speaking with potential investors. What’s my next step? Answer: Your local property records ofﬁce or property tax ofﬁce may have information online to show who owns the property. Then again, maybe not. “Since the housing bubble burst seven years ago, almost two million proper-

Peter G. Miller

ties have started but never completed the foreclosure process, according to RealtyTrac,” writes Les Christie in a February 2013 CNNMoney report. “While no one knows the exact number, it’s estimated that tens of

thousands could be zombie foreclosures.” The reason for “zombie” homes, Christie explains, is that lenders have not yet taken possession of the property in order to save on taxes. This delay means the costs stay under the borrower’s name, even though the borrower no longer occupies or controls the property. So, how can you ﬁnd more information? First, check local property and tax records. Second, contact local water companies. Outstanding water bills are often a lien on the property, and the water

company may be able to identify the owner. Third, if the property is part of a homeowners association, then see if they can provide contact information. Unpaid association, condo and co-op bills can also be a lien against the property, giving the HOA a reason to have contact information as well as an interest in the property. And lastly, you may be tempted to go and knock on some the doors, but don’t: Because of state and local regulations regarding “foreclosure rescue,” it’s best to speak with a local real

estate broker or attorney so you know the rules before contacting owners directly or by mail. The current occupants could be squatters in an abandoned property and perhaps not especially welcoming to strangers. If there is an identiﬁable lender you can always call and ask for their REO (real estate-owned) specialists. Ask if there is a “single point of contact” for the property, one person who is familiar with both the property and the current status of the loan. © CTW Features

The Great AMERICAN

H me Sale 17 DAYS | June 21 - July 7 Over 80 Homes Ready To Move In Now! VISIT

GreatAmericanHomeSale.com for DETAILS!

Savings so great, we’re keeping them under our hat! FC-0000370841

*Prices, included features, availability and delivery dates are subject to change without notice or obligation. Terms and conditions apply. See Sales Representative for details. © D.R. Horton 2013

6, REAL ESTATE WEEKLY, An advertising supplement serving Northern Colorado www.coloradoan.com/homes

Mortgate Rates

Saturday, July 6, 2013 July 3, 2013

U.S. Fixed-rate 30 year U.S. Fixed-rate 15 year Southwest Fixed-rate 30 year Southwest Fixed-rate 15 year

July 5, 2012

4.29% 3.39% 4.34% 3.46%

3.62% 2.89% 3.63% 2.91%

Pent up demand and low rates drive prices

“

Pam & Dave Pettigrew Certiﬁed Residential Specialists

the way with double digit price increases followed by double digit price declines. For example, Nevada is still 45.6% below the peak value and Arizona is 34.8% behind. Comparing these national ﬁgures to our local market, the average selling price in May 2013 was up 7.8% compared to last year and 0.6% compared to the previous month. As for the peak monthly sales price, locally this occurred back in October 2006 with an average selling price of $273,879. This was a bit of an anomaly since the average for that year was $248,796. The second highest monthly ﬁgure was just set in January 2013 with an average price of $272,270. If we

compare the 2006 average price with the 2013 year to date average price of $267,119 we are ahead of 2006 by 7.3% which is certainly a lot different that the national drop of 20.4%. The main issue driving home prices is the low inventory of homes for sale. Anand Nallathambi, president and CEO of CoreLogic stated “Across the country, pent up demand and continued low interest rates are fueling strong demand for a limited inventory of properties. We expect that trend to continue to drive prices throughout the balance of the summer months.” This was accompanied by a prediction that home prices in June would be up 13.2% compared to June last year. ****** Low interest rates are a bit of a relative item since mortgage interest rates have increased dramatically in the last couple of weeks and are

If we compare the 2006 average price with the 2013 year to date average price of $267,119 we are ahead of 2006 by 7.3% now around 4.5% from a 30-year ﬁxed compared to rates as low as 3.3% six months ago and 4%as recently as mid-June. In the short term, this jump could hurt home sales but to put 4.5% into perspective, mortgage rates have averaged 8.6% since 1971 including a high rate of 18.6% in October 1981. Freddie Mac economist Frank Nothaft says that higher rates won’t stop the housing market recovery and he expects rates to be around 4.375% to 4.625% for the rest of the year. Paul Diggle of Capital Economics expects 30-year rates of 4.5% by year end, 5% next year and 5.5% in 2015. In our July 13, 2013 column we will report on

Obsessed

Percentage of Canadians who think about real estate on a regular basis. And, 34 percent described themselves or a friend or family member as real-estate obsessed.

Source: Zoocasa, real estate website, survey of 1,000 Canadians in June 2013 © CTW Features

“

The national housing market is in the news with the just released CoreLogic report on their Home Price Index for May. On a national basis this index indicates that home prices for May 2013 were up 12.2% compared to May of 2012. This is the biggest year over year gain since February 2006 and the 15th consecutive monthly increase in home prices. The May price was also up 2.6% compared to April. One interesting ﬁgure is that they calculate that home prices remain 20.4% below their peak which was set in April 2006. The report shows home prices in Colorado were up 9.4% from a year ago which ranks 15th on a national scale and a long ways behind other western states like Nevada +26.0%, California +20.2%, Arizona + 16.9%, Oregon +15.5%, Wyoming 14.3% and Washington 12.9%. On the other hand, many of these states have been on a roller coaster having led

the June 2013 and year to date local real estate sales. We are expecting it is going to be difﬁcult to maintain the current pace of a 21.2% sales increase and 6.1% price increase for the year to date at the end of May but we shall see. Pam & Dave Pettigrew, Certiﬁed Residential Specialists, are available to answer your questions on real estate. Write to them at Prudential Rocky Mountain REALTORS, 2700 S. College, Fort Collins, 80525, call them directly at 970-282-9305, email FCRealtor@msn. com or visit their award winning web site at www.FortCollinsRelocation.com for an archive of all their columns.

Saturday, July 6, 2013

www.coloradoan.com/homes An advertising supplement serving Northern Colorado, REAL ESTATE WEEKLY, 7

FIND YOUR FIXER UPPER With more distressed properties on the market, home rehabbers can ﬁnd the perfect home to make anew

By Erik J. Martin CTW Features A diamond in the rough may not look like much at ﬁrst, but polish it up and it can reveal a breathtaking sparkle. The same can be said of homes with tarnished appeal: Devote extra money and effort into rehabbing one, and you can either save or reap tens of thousands of dollars, depending on if you plan to occupy it or ﬂip it. Distressed home deals and “handyman specials”

can be found in virtually any market, provided you know where to look. But a recent report by RealtyTrac ranked 15 cities in particular as the best locations (in order) for buying ﬁxer-upper bargains. Those cities are Detroit; Chicago; Cleveland; St. Louis; Cincinnati; Philadelphia; Milwaukee; Phoenix; Toledo, Ohio; Birmingham, Ala.; Dayton, Ohio; Columbus, Ohio; Jacksonville, Fla.; Indianapolis; and Lansing, Mich. They are chosen based

on how many bankowned homes built before 1960 – each with estimated values below $100,000 – were in supply within those markets While homebuyers across the country are finding that inventory on available homes for sale is tightening, those willing to buy a fixer-upper could find an easier path to purchasing and recouping the investment if they’re prepared to renovate and do their homework, real estate experts say. “Many people cannot

see beyond the fact that a home is in disrepair. As a result, the average consumer might not recognize when a ﬁxerupper is worth rehabilitating,” says Brandon Davis, branch manager with Residential Finance, a national lender based in Columbus, Ohio. “However, by working with seasoned real estate agents, mortgage specialists and reputable contractors, homebuyers can tap into the expertise of these professionals to ﬁnd a diamond in the

rough.” Wise shoppers should request a comparable market analysis from a real estate agent and do research themselves to determine the home’s value. Davis says it’s not uncommon to ﬁnd prospective homes at 50 to 60 percent of fair market value. For example, a recent foreclosure in northern Ohio sold for $117,000. After investing apSee FIXER UPPER, page15

8, REAL ESTATE WEEKLY, An advertising supplement serving Northern Colorado www.coloradoan.com/homes

Saturday, July 6, 2013

www.coloradoan.com/homes An advertising supplement serving Northern Colorado, REAL ESTATE WEEKLY, 9 Individual Listings Re/Max Listings The Group, Inc.

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This gorgeous 2 Story Main Floor Master & Carriage House backs to Private Open Space and boasts some of the best unobstructed Colorado Mountain Views around! 5,910 finished sq. ft. including the additional Suite, showcasing a huge separate private office. Enormous yard w/concrete edging & spacious patio uniquely designed & built for entertaining, open & efficient, w/ expansive Outdoor Living. SLAB Granite, Cherry cabinetry, The pinnacle of comfortable Colorado living! A chef’s dream gourmet kitchen, outfitted with every appointment! 6 spacious bdrms, 7 baths, 6235 total sq ft, 4 car garage! $765,000 MLS #706395, www.837vistagrande.com

Catherine Rogers 970-988-1030

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RANKED #3 IN PRODUCTION STATEWIDE FOR COLDWELL BANKER! FROM COTTAGES TO CASTLES!

An ad on the Open House Guide Map is available to realtors and private party individuals as well, for only $30 per ad. For more information, please call Emily at 224-7802 or Victoria at 224-7800. FC-0000370828

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READY TO SELL - $765,000! Resting on almost a half acre!

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New Spectacular remodel! 1 bedroom/1 bath, 849 total sq ft, brand new granite tile, hand scraped hickory laminate ﬂoors, maple cabs w/ rollouts, new SS Whirlpool appliances, A/C. Covered back patio AND enclosed fenced-in ﬂagstone patio. The ideal low-maintenance townhome-like condo! In beautifully done High Plans Village complete w/ its own dog park! MLS#712572 $128,000

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See These Homes At: www.coloradoan.com/homes

WWW.ROGERSREALTY.NET 2020 Lowe St., Suite 201, Fort Collins, CO 80525

FC-0000370836

10, REAL ESTATE WEEKLY, An advertising supplement serving Northern Coloradowww.coloradoan.com/homes

Saturday, July 6, 2013

Find your Colorado home here. www.HomesInColorado.com This weekend’s open houses: 13 OP

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11–

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4532 Malibu Dr, Berthoud $615,000 | MLS #706658

Beautiful ranch on 2 acres. Great room w/ fireplace. 4 car garage. Custom cherry cabinets, granite counter tops w/ skylights. Basement 10 foot ceilings, pool table included, wired surround sound. Horse property, 35 acre shared pasture.

Professionally decorated and gently lived in, this home is a must see! All like-new appliances included, finished basement, views to envy and a turn key option for executive buyers!

Call Diane Sherry 970-310-8643

& T SA 4 N 1– E N OP SU

1–3 AT NS E OP

2824 Dundee Ct, Fort Collins $237,500 | MLS #709791

Neat home on a huge 13,000+ sq foot lot in a great central Fort Collins neighborhood. 4 Bedrooms, 2 Baths, Large garage, Multilevel deck, all appliances and more! Call Lloyd Wilson: 970-988-0543

lloydw42@gmail.com

Large open & spacious 3 bd, 2 ba. Hardwood flooring in entry, dining, & kitchen.Great rm featuring 12’ ceilings. Alderwood trim w/solid wood doors throughout.Kit featuring Alderwood City Scape cabinets with crown molding. You will be amazed at the fully fin. gar. w/epoxy sealed floors. Call Tracy Wilson: 970-567-0907

tracy@tracysteam.com

Subdivision, City

5994 Woodcliffe Dr, Windsor Starting at $389,000

305 Audubon Blvd, Severance $259,900 | MLS #697114

Kenrick Construction - maintenance free patio homes in Highpointe Estates. 2/3 bedroom plans, upgraded finishes, landscaping included & mountain view lots! Call Kendra Adams: 388-0456

kendraadams@remax.net

Beautiful ranch built by Norco Construction. Oversized 3 car garage, central A/C, hardwood floors, covered patio. Ready to move in to! Call Stephanie Hiett: 302-3788

Fort Collins South, 4703 A Boardwalk Dr. | 226-3990

stephaniehiett@remax.net

Call Janell Prussman 970-691-1727

Open & spacious 4 bd, 3 ba, 3 car garage. Designed for maximum comfort & energy efficiency, this Energy Star rated home will be 40% more energy efficient than other new homes.Home is complete w/solid hardwd flrs, tile, granite countertops & Tharp cabinets. Front & back landscaping included. Call Tracy Wilson: 970-567-0907

tracy@tracysteam.com

IC PR

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965 Norway Maple, Loveland $479,000 | MLS #711250

First time available! 5BR/4B Ranch Walk-out in Alford Meadows. GeoThermal heating & cooling. Upgraded finishes with attention to detail throughout. 50th E to Crabapple Rt to Coffeetree then Left on Norway Maple. Call Mary Ann Ozmina: 222-9594

maryannoz@msn.com

janell@prussman.com

1–3 AT S EN OP

T SA – 4 EN N 1 OP S U &

1660 Tennessee, Loveland $379,945 | MLS #704212

See these featured listings and more at: Subdivision, City

Three floors of beauty in this 3,076 SF end unit at The Hamlet! Stunning master suite with wet bar. Vaulted ceilings, large windows, 2 fireplaces, finished basement, 3B/4B/2G plus office. Gorgeous home!

& T SA –3 N 12 E N OPSU

282 Saratoga Dr, Windsor $329,900 | MLS #696453

3 12– UN S EN OP

5151 Boardwalk Dr. G1, Ft. Collins $319,000

mail@dianesherry.com

tonya.deiter@homesincolorado.com

–3 N1 SU N E OP

6145 Carmichael St, Fort Collins $379,900 | MLS #711363

Call Tonya Deiter 303-588-6905

2–3 T1 SA N E OP

405 Scott Avenue, Fort Collins $549,900 | MLS #710870

3 bed/2 bath ranch on estate lot 1 block from City Park. Well maintained home w/ newer windows & roof. Skylights add natural light. Lovely outdoor living areas: flagstone patio & covered tiled patio.

1904 N. Taft Ave, Loveland $749,900 | MLS #712267

Lake Loveland waterfront home! Water Ski, Fish, Sail off your own private (new) dock w/ concrete sea wall. Newly remodeled Custom Home built by Nelson & Lindholm. Mature trees, landscaping, extra large patio.

Call Brady Walters 970-988-7766

Call/Text Coleen Ligotke

970-690-1732

bradywalters@remax.net

coleen@coleenligotke.com

www.HomesInColorado.com

D CE DU Subdivision, City

ED IST Subdivision, City TL S JU

Subdivision, City

6504 Jackpine Dr, Fort Collins $689,000 | MLS #704629

806 Warren Landing, Fort Collins $274,900 | MLS #712555

lauragippert@gmail.com

liz@lizdvorak.com

Very Cared for Custom Home on serene 3 acres 20 mins from Fort Collins. Wildlife, beautiful scenery/great water views. Over 4600 sq ft on 3 acres. Call Gene Vaughan: 227-5968

Fort Collins Downtown, 125 S. Howes Ste. 120 | 482-1781

Warren Shores, 4 bdrm, 2 bath, A/C. Great neighborhood close to shopping, park, pool & tennis. Enjoy sailing on the lake. Lots of trees & ground cover. Call Liz Dvorak: 490-8909

Loveland, 750 W. Eisenhower Blvd. | 669-1234

1686 Platte River Dr, Windsor $320,000 | MLS #703351

Fantastic home with main-floor master and office! Open floor plan, great kitchen, hickory floors and cabinets, many upgrades! 3-car garage. Call Susan Zack: 970-226-1222

susanzack@remax.net

Greeley, 5586 W. 19th St. Ste. 2000 | 330-5000

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Saturday, July 6, 2013

www.coloradoan.com/homes An advertising supplement serving Northern Colorado, REAL ESTATE WEEKLY, 11

OLD TOWN UPDATE It has been a very busy couple of months with lots of changes to our team & the real estate market! Erin Devany, myself & our new marketing coordinator, Jenn Smith are working hard to exceed our client’s expectations & provide exemplary customer service! We are so thankful for all of the great clients we work with! We continue to focus on the Old Town niche & are selling real estate all over Northern Colorado. It continues to be a great time to sell homes as demand is high & prices are up considerably from this time last year. $179,900–$259,900 W LE! NO SA R O F

3815 Precision Drive Fort Collins | MLS # 699298

Competition among buyers has been ﬁerce since February with the lack of inventory & increase in pricing. Rates are ticking up so it is a good time to buy to take advantage of the still low interest rates. We are pleased to announce the launch of our new website at fortcollinsrealestatebyangie.

Low $200’s - Low $300’s

T SA1–3 ENN 1 P U O S &

5850 Dripping Rock Ln #F-102, Fort Collins | MLS# 700032

Landmark Homes unveils its newest line of quality built condo-homes in esteemed Fossil Lake Ranch. Choose from a 2 bed/2 bath urban loft style design for $204,900; up to a 2,643 sq ft, 5 bed/4 bath main floor master with 2-car garage and finished basement in the low $300’s, all FULLY LOADED with super upscale and energy efficient finishes. Other plans in the mid $200’s.

Low to Mid $200’s

Low to Mid $300’s

2174 Cape Hatteras Drive Windsor | MLS # 704555

Spectacular new main floor master town home in Water Valley South! Granite counters, hardwood & tile flooring, bronze/nickel fixtures, fireplace, A/C, stainless appliances, solid core doors, ceiling fans, + cathedral ceiling; 2 beds, loft & bonus room upstairs. 3 plans to choose from all w/ bsmt, fenced front porch & attached 2-car garage. Future plans include a clubhouse & lake/beachfront amenities. Community borders Eagle Lake!

com. We encourage your feedback & suggestions as we will continually update & improve it. We hope it becomes a real estate resource for you as well as an up to date guide on everything FTC and NOCO! We are so proud to be a part of this great community! Angie Spangler of RE/ MAX Advanced Inc. has been a licensed realtor for over a decade, lives in Old Town & proud mother of 2 daughters. Contact Angie at 970-402-6430 or angie@fortcollinsrealestatebyangie.com

From the $140’s

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NEW in SE Ft. Collins! 7 ﬂoor plans, including: 2 bed/2 bath condo for $179,900; spacious 1,623 sq ft, MAIN FLOOR condo w/ 2 bed + study & formal dining, 2 car garage & THREE patios for $259,900; 3 bed + study townhome w/ 2-car garage, basement & private fenced outdoor living spaces for $257,900! On sale now & available for move in early 2014.

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Angie Spangler FOR REAL ESTATE WEEKLY

Dennis Schick’s

Featured Properties W Wishing you a safe and happy holiday! a Thank you to all the men & women who fight for or our freedom! re ee The Dennis n Schick Team is actively seeking buyers and sellers in all price points and locations. Call C Ca a for your private meeting today! Glacier Creek Dr, Fort Collins $277,800-$287,400 Low maintenance patio homes in Trail Head Sub by Triton Communities. Several models and options to choose from. Main level layouts open & spacious, perfect for entertaining. 9 ft ceilings throughout. Estimated completion August 2013.

4905 Hahn’s Peak Dr #104, Loveland | MLS# 699305

Brand new 1,100+/- sq ft, 2 bed/2 bath condos w/ optional garages, located in the heart of Centerra with upscale ﬁnishes like granite counters and bronze ﬁxtures, per plan. Amenities include swimming pool, hot tub and clubhouse, plus all of Centerra’s shops, restaurants and more! Unbeatable value starting in the $140’s with builder warranty! Call for availability.

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4751 Pleasant Oak C72, Ft Collins

$270,000 | MLS #705271

1524 Sandy Lane Windsor | MLS # 710760

Quality patio homes in Water Valley South. Exceptional value you’ve been looking for w/ granite counters, hardwood & tile flooring, stainless steel appliances, 10’ ceilings, solid core doors, high efficiency materials + much more. Come experience the Water Valley lifestyle & enjoy 5 lakes to swim, fish or kayak, 27 holes of golf, miles of Poudre trail to explore, PVHS wellness center, swimming pool, social clubs + more!

Impeccably maintained cottage at Mackenzie Place, a resort-style 55+ community. Maintenance free 2 bed, 2 bath unit w/ bright open foor plan. Nice kitchen with stainless steel appliances & maple cabinets. Membership req’d, offering privileges & amenities galore.

Office: 482-1781

Call Jeremy Johnson 970-313-6166

jeremy@getrealhomes.net

Partners in Education provides Coloradoan newspapers to students in area schools.

Call 224-7879. to learn how you can help. Please support PIE.

Call

Dennis Schick 9970-567-3942 70 567 3942

dschick001@aol.com ,(&)+- !"%*''#*$!!%

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1018 Centre Avenue Fort Collins, CO 80526 970.221.5995

518 N. OVERLAND TRAIL

Pristine 6bd/4bth custom built home w/ respect for natural landscape. Located w/in min of Old Town, this 1.4 acre property could accommodate several horses & includes a pole barn. Great Mother-in law suite w/ own entrance & ﬁreplace . Gourmet kitchen & ﬁnished modern lower level. $675,000. MLS# 711509 Denise Staab 970-581-5671 denisestaabfortcollinshomes.com

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4411 LAWRENCE LANE 806 CAMERON DRIVE 411 E. ELIZABETH STREET 2720 TULANE DR, FORT COLLINS LOCATION IS PRIVATE & PEACEFUL. Meticulous 2 story 3 bedroom/3 bath home Quintessential bungalow charm is evident Spacious tri-level style home with 1,474

Many possibilities for this 1.16 acres w/ 4 BR farmhouse. Feat: fenced pasture w/ tack shed, oversized garage/shop w/loft, green house, & outside patio/deck areas. No HOA. Other highlights include new all season sun room, gas range/oven, pool, hot tub, waterfall feature, & SS appliances! $278,000. MLS# 707496 Scott Sutherland 970-980-1069

ftcollinshomes.com E OUS N H 3PM OPUEN. 1S

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2034 MAJESTIC COURT

Prominent 2-story home set on 1.48 landscaped acres capturing gorgeous views of the Front Range in this prime Paragon Estates neighborhood. Open floor plan, chef’s kitchen, guest suite, main floor office, family room & basement too! 3 car garage & separate workshop! 9 rooms, 4 bedrooms & 4 baths. $499,999. MLS# 700303 Angie Spangler 970-402-6430 fortcollinsrealestatebyangie.com

with loft/study/office area in Severance. Highlights include gas fireplace, A/C, SS appliances, upgraded cabinets, beautiful hardwood floors, 5 piece master bath plus custom walk in closet,. 20x10 patio with amazing landscaping on .27 acres. See today. $242,000. MLS# 712951 Scott Sutherland 970-980-1069 E OUS N H 1PM OPET. 11A S

1110 SYCAMORE STREET

throughout in this classic Old Town home in excellent condition! Enjoy the summer evenings on the covered front porch! The spacious living room features a wood burning fireplace and decorative ceiling tile and a newly remodeled kitchen boasts a modern touch. $349,000 MLS# 711340

sq. ft. of living space. Four bedrooms, two baths, separate dining area and a sun-lit family room with ﬁreplace. Great opportunity to remodel to your speciﬁcations! Set on a beautifully landscaped 8,890 sq. ft. fully fenced lot. $209,500. MLS# 712280

Tara Mason 970-430-6550

Emily Heinz 970-231-5473 or 970-988-9369

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CE PRIUCED RED

1401 STOVER STREET

706 LOCUST STREET

Beautiful 3 bed 2 bath home in Old Town. Amazing landscaping, water feature, great patio, garden shed, private balcony overlooking backyard. Oversized attached garage. Upper level new in 2002. Cork floors, newer windows, antique hardware and more!! $369,000. MLS# 711910

This beautiful, centrally located ranch style home has 4 bdrms, 2 bths, & refinished hardwood flrs throughout. Lrg kitchen & an abundance of cabinets, plus a formal dining rm. Tons of finished sq. ft, including a wonderful family rm & huge laundry rm. Attached over sized 1-car garage. SOLD In 9 Days! MLS# 710134

3 bedroom, 2 bath, 1 car attached garage. Copper/steel countertops & cabinets. Wood ﬂooring in main level. Recent basement bathroom remodel. Egress windows in basement. Large private yard with mature trees. Wonderful location near Old Town & CSU. $250,000. MLS# 711950

Carolina Westers 970-690-7667

Josh Knapp 970-576-8347

Lori Weeks 970-443-9800

No more couch surfing in the p’s basement. Boxes taped. Dufflebags stuffed. You’re on to the next great adventure. Because with Apartments.com, you finally scored the perfect one-bedroom close to work and close to friends. Definitely beats the basement. Open the door to your perfect place at Apartments.com. Featuring: © 2012 Classified Ventures, LLC. All rights reserved. FC-0000371838

Saturday, July 6, 2013

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Saturday, July 6, 2013 FIXER UPPER (continued from page 7

proximately $80,000 to repair and update the house, the buyer sold it five months later for $219,000 – a reasonable turnaround time and profit for a depressed neighborhood. However, just because values are low doesn’t mean that the flawed home you have your eye on is a good investment, says Jameson Tyler Drew, broker and president, Anubis Properties, Inc., Los Angeles.

www.coloradoan.com/homes An advertising supplement serving Northern Colorado, REAL ESTATE WEEKLY, 15 “Buying [a ﬁxer-upper] takes all sorts of research into local economic development, demographics and levels of personal and property crime,” he says. “These will all affect your return on investment whether you’re ﬂipping or buying for the longterm.” With the exception of Indianapolis, Dayton and Columbus, Drew says, he would think twice about purchasing properties in any of the 15 cities listed by RealtyTrac. “All those [other markets] have serious issues that must be addressed… These are a

mixture of Sunbelt and Midwest towns that never truly had high property values to begin with, and most had huge residential expansions in the last 10 years that outpaced industrial and commercial capacity.” In addition to researching the local market carefully, it’s also important to crunch the rehab numbers before committing to a ﬁxer-upper, says Colby Sambrotto, CEO/ founder of USRealty.com in New York City. For instance, don’t forget about real estate transactional fees. “An

agent’s traditional six percent commission can wipe out” any proﬁt you hope to make, Sambrotto says. “Also, ask the lender you plan to purchase a distressed property from if it is putting up a new crop of foreclosures on the market in the same neighborhood.” If that’s the case, your newly rehabbed home will compete against newly listed foreclosures for buyers. Katherine Gray, real estate professional with The Lars Group at Remax in Charlotte, N.C., says shoppers should look carefully for hidden ex-

penses prior to claiming a fixer-upper, as well. “It’s often easy to see that a house needs a new paint job, new doors, counters, hardware, et cetera. However, many buyers don’t look for things like a broken water heater and a bad foundation,” Gray says. Drew says the best fixer-upper properties have sewer service, at least three bedrooms and one bath, a crack-free foundation, no evidence of mold, hardwood floors and a quality roof. © CTW Features

HOT

Properties

Mimi Toliuszis • mimitoliuszis@gannett.com • 224-7800 S CES E AC K A L

Craftsman style home w/ all the important design features. 5bd, 5ba, main ﬂr study, elegant main ﬂr master suite, casual & formal areas. Quiet courtyard & patio. Separate living & dining, gourmet kitchen. Finished lower level. MLS# 700040 $875,000

2bd, 3ba, Ranch w/ 1,922 sf. Large Trex deck looks out to greenbelt & gardens. Elegant ﬁnishes. Upgraded kitchen, gas range. Lower level has 3/4 bath for private guest suite or recreation & hobbies. Roll-out awning shades front porch. MLS# 712443 $280,000 FC-0000371852

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Linda Hopkins 970-217-1228

A MUST SEE!

Linda Hopkins 970-217-1228

4220 APPLEGATE COURT, FORT COLLINS CRAFTSMAN STYLE & DETAILS!

Stained glass door opens to living area or quiet study. Gleaming wood floors. Terrific kitchen w/ large island, gas cook-top, dbl ovens. 4 bedrooms PLUS laundry upstairs. Lots of potential in full, unfinished basement w/ garden level windows. MLS# 711929 $430,000

Linda Hopkins 970-217-1228

2024 LINDEN LAKE ROAD, FORT COLLINS

4bd, 5ba, 2-Story, 4210 sf - Beautiful landscaping & quiet setting, over .5 acres in Linden Lake. Formal brick entry welcomes friends & family. Main ﬂoor family room & ofﬁce. Bring your canoe & kayak, lake access directly across street. MLS# 704153 $599,000

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636 CHEYENNE DRIVE #15, FORT COLLINS

GREAT VALUE IN TODAY’S MARKET!

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4714 PRAIRIE RIDGE DRIVE, FORT COLLINS

Linda Hopkins 970-217-1228

Place a Hot Property 1612 DOGWOOD COURT, FORT COLLINS

NICE 2-STORY IN PARKWOOD EAST!

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4bd, 4ba, 2970 sf, 2-car garage. Large backyard w/ mature trees & garden area. End of private & quiet cul-de-sac. Hardwood ﬂoors on main. Double ovens & kitchen pantry. A/C. Full ﬁnished basement. No HOA dues! Riffenburgh, Lesher, FCHS schools. MLS# 712179 $345,000

Jim Chance 970-388-4261

Mimi Toliuszis mimitoliuszis@gannett.com 224-7800

H O T

P R O P E R T I E S

16, REAL ESTATE WEEKLY, An advertising supplement serving Northern Coloradowww.coloradoan.com/homes

Saturday, July 6, 2013

Real Estate Transactions

The following information about recent real estate sales is supplied by Weekly Homebuyers List, Inc. of Lakewood. Names, addresses, cities, ZIP codes and phone numbers of all new homeowners are available from Weekly Homebuyers List, Inc on sticky labels. Call (303) 744-2020 or visit www.weeklyhomebuyerslist.com

OPEN HOUSE SUNDAY 12-3 PM

6952 Gander Way in Fort Collins 3 bedrooms, 5 bath - Lake front property on 10 lush acres, 1000 ft of Hinkley Lake frontage where you can fish, camp, kayak, canoe & enjoy Colorado. This 2 story estate features spectacular views, 3 bd, 5 bth, 1000 sq ft luxury gar & a walk-out basement. Vaulted ceilings, gas fireplace, Central AC, new roof, updated interior & exterior paint, new stainless steel appliances, patio, courtyard, gardens, wrap around deck, hot tub, fire pit, & xeriscape landscaping $775,000 • MLS 710611 • 5006 sq ft Hosted by: Mitch Weiner 970-218-8300 realestatemitch@gmail.com

Jesse Laner John Simmons Owner | Broker Owner | Broker 970-672-7212 970-481-1250

Loveland • 613 W. 29th St.; Buyer: Dale Husser; Seller: Donald & Vickie Hall; $158,000 • 1511 Adams Ave.; Buyer: Amber Greenough; Seller: Backbone Properties Lp; $162,000 • 4935 Hahns Peak Dr., Unit 202; Buyer: Ryan Orth; Seller: Lakeshore Condominiums LLC; $163,000 • 3256 Mcintosh Ct.; Buyer: Brad & Carol Reak; Seller: Robert L. Jensen; $163,500 • 4039 La Junta Dr.; Buyer: Charles Zitting; Seller: Randal & Stephanie Woodard; $175,700 • 623 E. 27th St.; Buyer:

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Jason Shunn; Seller: Loveland Habitat For Humanity; $179,000 • 2401 Dotsero Ave.; Buyer: John & Terri Bellinghausen; Seller: Frances P. Oneil; $189,000

• 2330 Waverly Dr.; Buyer: Diane Lemon; Seller: Linda L. Davidson Living Trust; $230,700

• 4010 Boulder Dr.; Buyer: Richard & Nora Abbott; Seller: David & Patricia Schroetlin; $190,000

• 1395 W. 50th St.; Buyer: Joseph & Debbie Plouffe; Seller: Sfr 20102 Reo Corp; $240,000

• 1753 Wimbley Ct.; Buyer: Emma Zuzelski; Seller: Jennifer J. Kingston; $193,000

• 3896 Carbondale St.; Buyer: Travis Bottini; Seller: Michael & Jennifer Laugel; $245,000

• 2520 Winter Park St.; Buyer: Kimberly Miranda; Seller: Mark Schulbach; $203,000

• 2527 Logan Dr.; Buyer: Wietse Wullink; Seller: Grace Elizabeth Johnston; $255,000

• 3402 Hewitt St.; Buyer: Kristopher Nichols; Seller: Jammie & Carrie Sabin; $205,000 • 529 Radiant Dr.; Buyer: Gordon & Claudia Nissly; Seller: Doyle & Carol Greeley; $209,000 • 2763 W. 36th St.; Buyer: Andrey Petrakov; Seller: Charles W. Zitting; $210,000 • 4885 Laporte Ave.; Buyer: Donald & Vickie Hall; Seller: Journey Homes LLC; $212,400 • 2617 Logan Dr.; Buyer: Harold Kite; Seller: Scott Norson; $219,000 • 4770 Wisconsin Ave.; Buyer:

When buying property, what you see isn’t always what you get. We’ll help you get a clear picture.

Easements, mechanic’s liens, missing heirs – there are endless stories of title issues turning the purchase of someone’s dream home into a bit of a nightmare. At Stewart Title we sift through the history of a house’s title to ﬁnd potential issues and address them before you buy. We also protect your investment so you can feel comfortable making your new home a part of your story.

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• 2642 E. Redbud Dr.; Buyer: Randy & Debra Niesent; Seller: Homer & Terri Norris; $264,900 • 6144 Mossycup Ct.; Buyer: William & Linda Pipe; Seller: Bank New York Mellon Trust Co; $280,000 • 3648 Higgins St.; Buyer: David Urion; Seller: Debra & Randy Niesent; $300,000 • 4740 Ignacio Ave.; Buyer: Edward & Kathleen Connolly; Seller: R. R. Homes Lov Inc; $310,800 • 2949 Hudson Dr.; Buyer: Tommy & Amanda Madry; Seller: Eva & Lloyd Clark; $334,900 • 3130 Tradewind Ct.; Buyer: Muhammad & Selina Karim; Seller: Andrew & Christine Whelchel; $345,500

Open House: Saturday 12-3pm

Lea pro

Gheorghe & Olatz Pascariu; Seller: Journey Homes LLC; $230,500

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you

Another fantastic home built by Oak Valley Homes from the $470,000’s! This is a model only, but can build one of our 3 award winning plans in Belmont, HighPoint, Steeplechase, Thompson Crossing, or on any other lot. This Arapahoe plan offers a large open ﬂoorplan with beautiful gourmet kitchen features, 5 star Alder trim package, ebonized 8in hickory ﬂoors. Finished basement with bar, 5 car garage, cedar siding, exposed wood timbers inside and out, and gorgeous stamped concrete that’s a must see.

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Skylar Haskell 970-534-0825 Matt Haskell 970-690-1690