Real Estate Weekly March 8, 2014 by Fort Collins Coloradoan

3,208 LISTINGS

fort collins • loveland • windsor wellington • timnath

SATURDAY, MARCH 8, 2014 Model Homes Open Tuesday - Sunday 1 – 4 PM or By Appointment

OPEN HOUSE Friday - Monday 1-4pm

The Patio Homes at WildWing

Sandpiper

Nestled along the eastern shores of Timnath Reservoir sitting on the highest ground in WildWing, The Patio Homes at WildWing are designed to take in the spectacular panoramic views of Timnath Reservoir and the Rocky Mountains. Built by Hartford Homes, Northern Colorado’s premier patio home builder, The Patio Homes at WildWing capture all the features that make WildWing and patio homes unique:

Spectacular Views • Easy Living • Low Maintenance Canvasback

Spectacular Lakefront Views

The Strater Plan is an up-to-date 2-story with 9 foot and vaulted ceilings; 4 bedrooms, 4 baths and laundry upstairs; main-floor study; 3-car garage, and a full, unfinished lower level. The big open kitchen/eating area open’s to the great room. Lots of light and volume in this welllaid-out home. Price includes hickory hardwood flooring in kitchen and nook, and complete front yard landscaping and financing incentives. Many floor plans to choose from! The Bucking Horse Community is a centrally located neighborhood within walking distance to the shops at Rigden Farms, a grocery store, churches and schools. Community amenities include small parks, a neighborhood swimming pool community clubhouse and a 6 acre city park. Community gardens, a working farm, and expansive trail system and a dog park create a wonderful neighborhood for active families. FC-0000386216

Osprey

WildWing truly is an extraordinary place to call home that will have you saying, “This is why I live in Colorado!”

2109 Katahdin Drive • Decorated Model • Homes from the $300s

Joey Porter 481-4814 Todd Fields 218-3535 Becky Vasos 217-9874 The Group Inc. 229-0700

FLAT FEE LISTINGS

Sell Your Home for Less than $500! FULL SERVICE LISTINGS FOR 1%!

Don’t pay 6% to Sell Your Home! It is Your Money!

19943 County Road 15

$499,900 Johnstown

BUYER REBATES! 1% BACK to YOU!

We Contribute 1% of Your Purchase Price Back to You at Closing!

Michael Nicholson: Broker/Owner

970-691-8429

mnicholson@homesavingsrealty.net

It’s Time for Real Estate to be About the Consumer!

Home Savings Realty www.HomeSavingsRealty.net

clrogers@frii.com

Catherine Rogers 970-988-1030

www.rogersrealty.net

• Completely Renovated and Updated Turn-of-Century Country Farmhouse! • Gaze out at spectacular panoramic views of the Front Range! • Approximately 5 Peaceful Acres! • 4 Spacious Bedrooms/3 Baths • 3 car detached garage with 3 outbuildings! • 3,689 Total Finished Square Feet MLS# 727154 www.19943CountyRoad15.com

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Check out your local listing here FC-0000382105

Look to us Saturdays for a successful home search.

2 SATURDAY, MARCH 8, 2014 REAL ESTATE WEEKLY

An advertising supplement serving Northern Colorado | www.coloradoan.com/homes

NEW HOME DEVELOPMENTS N Timberline Rd

N College Ave

Low Maintenance Patio Homes in Trail Head

E Vine Dr

OLD TOWN E Mulberry St

Low maintenance patio homes in Trail Head by Triton Communities. Several models and options to choose from! Main level masters, ranch plan, open & spacious, perfect for entertaining, plus 9-foot ceilings throughout. Full unﬁnished basements and attached 2-car garages. All this and just 5 minutes from Old Town 1 mile east of 125 on Vine Dr.

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Sebrina Osilka - Onsite Sales at Trail Head 970.361.6786 sebrina@tritoncommunities.com www.TritonCommunities.com

Highland Meadows Golf Course Community

You Pick the Home... We Have the View! Eight Beautiful Models to Choose From Home Prices Starting in the low $400’s *Only 3 Lots Left in Phase 3 - Reserve Yours Today* Call for an appointment Today!

ABBCO BUILDERS …the Difference is in the Detail…

(970) 226-HOME (4663) www.abbcobuilders.com

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Highland Meadows Golf Course Community in Windsor, CO

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7243 Crystal Downs Dr. Open Thursday-Sunday 1-4 h Team T Call the G Gene V Vaughan

Single Family and Patio Homes Home Prices starting in the $400s Many plans to choose choo ch oose oo se from! f ro r m!

Laura Gippert 970-222-8026

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Amber Baray 970-213-0194

Each office independently owned & operated | 970-226-3990

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www.coloradoan.com/homes | An advertising supplement serving Northern Colorado

REAL ESTATE WEEKLY SATURDAY, MARCH 8, 2014 3

Open Houses This Weekend SUNDAY 1-3

www.thegroupinc.com

5018 Blackhawk Drive, WindsorJust completed! New ranch plan on 2.8 acres, open flr plan, slab granite, hickory flrs, den/study, master suite is separate from other bdrms, oversized 3 car garage, full unfinished bsmt, close to MCR & Centerra w/easy I-25 access!

$500,000

Harmony Ofﬁce 970.229.0700

SUNDAY 1-3

5024 Blackhawk Dr, Windsor-Just completed-move-in ready! New main ﬂoor master 2 story with dramatic high ceilings, 3 generous guest rooms up, main ﬂr den/study and fantastic master suite,oversized 3 car garage, all on 2 1/2 acre lot! Close to MCR & Centerra w/easy I-25 access!

MLS#697132

$500,000

$429,950

Call Beth Phillips (970) 449-3345

Call Chris McElroy (970) 227-5102

MLS#697135

Call Beth Phillips (970) 449-3345

SAT & SUN 11-5

5739 Coppervein Street, Kechter Crossing-Meritage Homes is now selling homes at Kechter Crossing from the low $400’s, 2 story and ranch plans. Visit our model at 5739 Coppervein Street or call Dana Edgerton at 970-980-6524. MLS#719611

OPEN DAILY 10-6

6821 Rock River Rd, TimnathMeritage Homes is now selling homes at Timnath Ranch from the low $300s, 2 story and ranch plans. Homes back to open space, close to Bethke Elementary. Visit our model at 6821 Rock River Rd or call Russ Webber at 720-341-3425.

$335,950

MLS#715319

Call Chris McElroy (970) 227-5102

Horsetooth Office 970.223.0700 Mulberry Office 970.221.0700 Centerra Office 970.613.0700 Loveland Office 970.663.0700

SAT & SUN 1-4

Streamside-Come ﬁnd new exciting designs and ﬂoor plans. Modern style homes with a comfortable feel. Ranches & 2 story single family homes starting in the 300’s. Open concept living & Old Town Charm! Stop at the sales trailer at Prospect & Ellis. www.streamsidefortcollins.com

From the $300’s

SATURDAY 11:30-1:30

1448 Bison Run Drive, WindsorCustom home with beautiful wood flrs, soaring windows, magnificent mountain views! Spacious room for entertaining both on the main level and finished walk-out basement. Sun porch, trex deck and large patio! Truly a quality built custom home!

SATURDAY 2-4

$425,000

Call Sheila Benshoof (970) 227-9802

Call Todd Fields 218-3535 or Barb Imes 581-8279

SATURDAY 2-4

7108 Housmer Park Drive, Fort Collins-4 BD/4 BA 4,602 SF 2 Story Stonybrook’s popular Westfield plan. Lrg main floor office and formal dining room. 4 beds upstairs. Fabulous open and spacious kitchen w/walk-in pantry & butler’s pantry. Full landscaping & sprinkler system.

$635,000

MLS#724934

Call Paul Schnaitter (970) 222-8841

7113 Silvermoon Ln, Fort Collins - 5bd/4ba exquisitely built and finished custom home with wonderful mountain views. Honored as a Kitchen Kaper home, deluxe appliances, hand planed wide plank walnut flooring, 1 acre lot, finished walkout basement.

$840,000

MLS#715740

MLS#

SAT & SUN 1-3

6408 Garrison Ct. FTC-Wonderful 3bd, 3ba home backing to greenbelt in Westchase. Electric range, double oven, kitchen island, new windows, 2 ﬁreplaces and the hot tub is included! Unﬁnished basement for future expansion.

Call Sheila Benshoof (970) 227-9802

SAT & SUN 1-4

4301 Halleck Ln., Wellington - New model home by Sage. Roaring Fork plan with 4 bedrooms up, 3 car garage and options/upgrades. Base price $261,000. 10 plans to choose from starting at $213,000.

MLS#

SATURDAY 2-4

7223 Laramie River Drive, Fort Collins-4 BD/4 BA 4,893 SF 2 Story Open & spacious main flr mstr w/3 addtl beds, 2 baths & lrg loft on 2nd flr. Lrg kit w/adjacent nook & walk-in pantry opening to great rm. Welcoming entry opening to main flr office & formal dining.

$620,000

MLS#724936

Call Sheila Benshoof (970) 227-9802

SAT & SUN 1-4

6923 Winterpeak Ct., Timnath Peaceful and serene. Lovely low maintenance patio home. Open floorplan with main floor study. Granite countertops throughout, Bosch appliances, wood floors, covered Trex deck with views of reservoir and mountains. Beautiful!

$772,000

$246,000

Call Nicole Huntsman (970) 402-0221

Call Michael Hurd (970) 227-5932 Call Judy Bogaard (970) 227-1000 or Ray Henry (970) 215-0918 or Brian Bogaard (970) 481-5376

MLS#728587

MLS#

$550,000

MLS#720688

SAT & SUN 1-3

5224 Horizon Ridge Dr.-Gorgeous ranch style home built by Award Winning Oak Valley Homes. 5bd, 3ba home backing to private open space. Custom finishes, open floor plan, maple floors, granite counters, luxurious master suite. Finished basement with rec room. Move in ready!

SATURDAY 1-3

4720 Dusty Sage Loop #2 FTC-Backs to access trail to Fromme Prairie. 2bd, 3ba, walkout basement. Great room plan with Alder doors and trim. Quality throughout. Enjoy the low maintenance lifestyle.

$400,000

$415,000

Call Pam Cass (970) 222-6025 or Patti Watkins (970) 776-0117

Call Beth Phillips (970) 449-3345

MLS#728251

SATURDAY 11-1

3715 Copper Spring Dr., Fort Collins - 6bd/5ba custom home loaded with extras including gourmet kitchen with silestone counters & butler’s pantry. Finished daylight basement complete with wet bar, 2 laundry rooms. Wonderfully landscaped, backs to open space & views!

$879,000

MLS#720335

Call Nicole Huntsman (970) 402-0221

SUNDAY 1-3

5285 Blackhawk Dr. WindsorGorgeous home on over 2 acres in popular Steeplechase. Located on one of the few equestrians lots allowing you to have your horses in your own backyard! Very open ﬂoor plan, 3 beds & 4 baths. Plenty of room to build a shop/barn.

$489,900

MLS#723031

Call Patti Watkins (970) 776-0117

MLS#

SAT & SUN 1-4

6913 Water View Ct., Timnath Fabulous new patio homes being built in Wild Wing by Hartford Homes. Beautiful new ranch & 2-story plans w/some walkout basements. Priced from $370,000-$670,000 base. Patio homes w/some incredible views overlooking Timnath Reservoir.

$370,000-$670,000

Call Judy Bogaard (970) 227-1000 or Brian Bogaard (970) 481-5376

SAT & SUN 1-3

6676 Royal Country Down - A Must See 4+ BD/ 3.5 BA /3 CAR custom home facing the Highland Meadows Golf Course range. Open Floor Plan w/hickory wood ﬂoors, alder cabinets & doors. Bsmnt rec room w ﬁreplace & gourmet kitchen inc 5 burner gas cook top & stainless appliances.

$569,900

MLS#728689

Call Tiffany Luthi (970) 691-4838 or Beth Bishop (970) 692-9600

4 SATURDAY, MARCH 8, 2014 REAL ESTATE WEEKLY

An advertising supplement serving Northern Colorado | www.coloradoan.com/homes

Open Houses This Weekend SATURDAY 12-2

www.thegroupinc.com Harmony Ofﬁce 970.229.0700

2802 Paddington Rd., Fort Collins - 4bd/4ba 2 story in English Ranch. Kitchen includes granite counters, tile ﬂoor and stainless steel appliances. Finished basement with 4th bedroom, 3/4 bath and rec room. Large fully fenced yard with sprinkler system.

$295,000

MLS#728920

Call Kim Doll 445-8604

SATURDAY 1-3

4157 Buffalo Mtn Dr- This is an energy efficient 3bd/3ba home with features such as hdwd flrs, ss appliances, finished attic great for a 4th bdrm & main flr laundry. Kitchen is open to family rm w/cozy gas fireplace. Master bdrm perks include wlkin closet, 5 piece bath & a double sided gas fp.

SUNDAY 1-3

1345 Settlers Dr, Eaton - New Construction in Governors Ranch. Beautiful 3 bed 2 bath 3 car home has Andersen windows, granite, tile, hardwood, stainless steel, low maintenance exterior, covered patio.

$279,900

$290,000

Call Mark Miles (970) 227-8887

Call Shawn Golding (970) 396-4043

MLS#728496

MLS#713944

Mulberry Office 970.221.0700 Centerra Office 970.613.0700 Loveland Office 970.663.0700

SUNDAY 1:30-3:30

103 Poudre Bay-Mstr suite w/5 piece ba & wlkin shower. Countertops & showers reﬁn. Mn lvl din rm, eat in kit & sun rm w ht tub. Vltd ceilings in liv rm w ﬂr to ceiling windows. Fin bsemt w rec rm & wt bar. Fin storage in bsmnt & garage. Oversized lot, op space & cul-de-sac.

$384,000

MLS#724406

Call Mike Smith (970) 518-0645

SAT & SUN 1-3

7861 Handy Ct. Ft. Collins. Beautiful 5BD 3BA 3723 sf 2 story on over 1/3 acre. Formal living & dining rooms, 2 story family room, eat-in kitchen w/granite. 981 sf garage w/RV bay w/12’ door & workspace. Mature landscaping, patio, BB court & playground. Unﬁnished basement.

$409,900

MLS#727085

Call Jeffrey Martin (970) 599-4436

MON & FRI 1-4 SAT & SUN 1-4

2105 Nancy Gray Ave. Healthy lifestyle living with expansive trail system, pool, community gardens, open space, working farm, and artisan village (all coming soon). 3 models to choose from starting in the $220’s. Visit the sales ofﬁce at Timberline Road and Sandbur Drive.

Starting at $230,000 MLS#711422

Call Jason Billings (970) 581-6444

$555,000

MLS#728382

Call Jessica Tate (970) 305-2400 PO ST PO NE D

Horsetooth Ofﬁce 970.223.0700

SAT 12-2 & SUN 12-3

6136 Bay Meadows Dr.- 4 bd, 4 ba, 3995 SF Patio home in Highland Meadows, backs to open space. Open plan, loaded w/upgrades, study, formal dining. Finished walk-out bsmt, wet bar, rec rm, ample storage space. 2 covered back patios. Oversized 2.5 car garage w/18’ wide door. All appliances included

SATURDAY 1-3

6826 Nimitz Drive B101, Fort Collins New Construction Townhome Style Condos! 4 plans available. Ranch & 2 Story w/main flr mstr. 2 car att garages. Unfin bsmts. Vaulted ceilings. Courtyards & fenced patio areas. Low maintenance. Energy Efficient. Priced from $234,900-$279,900.

From $234,900-$279,900 Call Dianne Breneman (970) 222-8549

SATURDAY 11-1

3268 Wild West Ln, Wellington. 3 bed/3 bath 2-story home w/ upgrades! Wood ﬂoors, city scape cabinets, SS appliances, whole house water ﬁlter, and customized bath. Fantastic master suite w/ 5pc bath & walk-in. Hot tub & A/C included! Backyard w/ strawberry & raspberry gardens!

$229,000

MLS#728592

Call DR Phillips (303) 956-8134

SATURDAY 1-3

302 Charles Ave. Severance-This little home packs a big “WOW” when it comes to living space, both inside and out. 5bd, 3 bath, 2-car garage and ﬁnished basement. Low E windows and roof installed in 2012, new A/C in 2013. Aggressively priced! See it today!

$229,000

MLS#728686

Call Amber Kahler (970) 310-4170

SUNDAY 11-1

From $234,900-$279,900

Call Rachel Burhans 310-7664

SAT 2-4 & SUN 1-3

4618 Angelica Dr, Johnstown. MOTIVATED SELLER! Custom 5,611 SF ranch home by John Walz on the bluff with incredible views! Very open ﬂoor plan, 3 bedrooms, study, 3 baths, oversized 3 car garage, Tharp cabinets, stainless steel appliances, granite counters, & more.

$729,000

MLS#707769

Call Cary Irvin (970) 290-7698

SUNDAY 1-3

6127 Carmichael St., Fort Collins - 4bd/3ba Great 2 story in popular Westchase. Main ﬂoor living, dining, kitchen/eating area, bedroom & 3/4 bath. Master up with 5 pc bath, 2 additional beds and Jack & Jill bath plus laundry. Large deck with mountain views.

$367,900

MLS#728412

Call Greg Bever (970) 215-1722

SATURDAY 1-3

1039 W Mountain Ave, Fort Collins. 3 bd/3ba 1,902 sf, ranch. Nostalgic crafts-era bungalow on the outside, total remodel on the inside. New kitc & new baths w/custom cabinets, granite & gorgeous tile finishes! Great lighting, new windows, & new furnace. Wood floors on the main flr.

$415,000

MLS#725010

Call Nancy Walker (970) 237-0585

SATURDAY 11-12:30

3424 Sun Disk Ct, Fort Collins. 3 bd/ 2 ba, 1,700 SF, ranch. Totally updated cream puff in West Fort Collins near Rocky Mountain High with new wood laminate ﬂoors, new bathrooms, new basement ﬁnish, new paint, new stainless appliances (to be installed) and so much more!

$245,000

MLS#725106

Call Nancy Walker (970) 237-0585

SAT & SUN 12-5

260 Boattail Drive, Fort Collins $435,000-$630,000 Coming soon! Gorgeous 2 story w/main ﬂr mstr & study on 1/2 acre walk-out lot backing to open space in exciting new subdivision! Auburn Estates is Fort Collins newest premium executive estate subdivision

$619,720

MLS#715443

Call Lisa O’Brien-Suchy (970) 566-0995

SAT 11-1 & SUN 1-3

1626 Beamreach Pl, Fort Collins. 3 BD/ 2 BA 3,580 SF RANCH. New plan by John Walz! Very open w/ split master, great living spaces, lots of hardwood ﬂring, oversized garage & more! Lake Access. Enjoy quiet living at Richard’s Lake! Ready in 60 days! 1614 Beamreach is model home!

$392,900

MLS#727394

Call Cary Irvin (970) 290-7698 or Anita E. Pool (970) 412-9609

SUNDAY 2-4

6750 Pumpkin Ridge Dr, Windsor. 6 bd/5ba, 4,415 SF, 2-story. Solid wood doors, stylish tile accents, granite counters in kit & so much more! Luxury master suite complete w double sided fp, 5 pc ba & huge closet. Entertain in the ﬁnished basement complete w guest suite & wet bar.

$550,000

MLS#722437

Call DR Phillips (303) 956-8134

www.coloradoan.com/homes | An advertising supplement serving Northern Colorado

REAL ESTATE WEEKLY SATURDAY, MARCH 8, 2014 5

THESE ENERGY EFFICIENT CITIES COULD HELP YOU SAVE MONEY ON UTILITIES AND HOME UPGRADES

City Greening

f you live in Boston, Portland (Ore.), New York City, San Francisco, Seattle or Austin (Texas), you’re residing in one of our nation’s greenest cities, a new report by the American Council for an Energy Efficient Economy says. The ACEEE’s first ever Energy Efficiency Scorecard analyzed the country’s 34 most populous cities. Boston took the top spot with 76.75 points out of a total 100. The top-scoring city was not the leader in all five policy areas, says Eric Mackres,

one of the report’s authors. A number of cities were high scoring in more than one category. “I think it’s an exciting time with a lot going on at the local level with cities adopting policies, programs and initiatives around energy efﬁciency,” Mackres says. Based upon ﬁve criteria (local government operations, community-wide initiatives, buildings policies, energy and water utilities and transportation policies), the report scored cities on a number of metrics within

each policy area. Overall scores were gathered from each city’s ﬁve policy area scores. The report divided cities into six tiers of those with similar scores. The cities that have the most potential to rise in the rankings are those found in the second tier (Washington, D.C.; Minneapolis, Minn.; Chicago; Philadelphia and Denver), according to Mackres. “Those are the up-andcomers that maybe don’t have as much of a historical track record in doing a lot on

energy efficiency, but have really taken to it over the past decade or less and are making significant progress by launching a lot of new policies,” he says. If you’re looking to buy a home, new programs may help you to estimate future utility costs. “These disclosure policies are attempting to fill that information gap and make it easier for folks in the real estate market to understand what their costs are going to be related to energy,” Mackres says.

-- Alexandra Gallucci © CTW Features

Open Houses This Weekend TO! ESWN T U O IN T M D 5 OL

SAT & SUN 12-2

www.thegroupinc.com Harmony Ofﬁce 970.229.0700 Horsetooth Ofﬁce 970.223.0700

502 Wayne St, Fort Collins-3 BD/3BA 2,797 SF Ranch, completely remodeled one of a kind all brick bungalow by Jamestown Builders. Just blocks away from City Park and Old Town Square with unique, hip styling you have come to expect from Jamestown Builders.

$625,000

MLS#722917

Call Tony Schnee (970) 412-0010 or Berin Wachsmann (970) 214-2277

DAILY 1-5

6424 Murano Drive, Windsor - Stop & visit our MODEL HOME, open daily 1-5pm. This Castelllo ranch plan has 2 beds, study, 2.5 baths, 3-car garage, covered deck & patio, entry courtyard backs to golf course. Get information on our 7 High Performance Homes starting in the low $400s.

Loveland Ofﬁce 970.663.0700

SUNDAY 12-4

1077 Hawkshead Street, TimnathGRAND OPENING! Seven homes available with ranch and 2 story plans. Highly upgraded including slab granite, wood ﬂooring, stainless steel appliances, 8 foot interior doors, and much more.

$250,000

From the mid $400’s

Call Dennis Pfeifer (970) 227-6646

Call Katie Shea (720) 231-8179

Call Carole Newberry (970) 443-4047

MLS#660867

SATURDAY 1-3

2600 Marina St., Evans - 3bd/2ba great open concept ranch in Willowbrook. New roof with 3 dimensional shingles, new ﬂooring in kitchen, front porch, central A/C, and basement has been framed in for future expansion.

From the mid $400’s

$168,000

Call Nikki Onda (970) 691-0176

Call Michelle Hubbard (970) 690-6706

MLS#720767

SATURDAY 12-4

$750,000

Mulberry Ofﬁce 970.221.0700 Centerra Ofﬁce 970.613.0700

SATURDAY 11-1

1407 Indian Paintbrush Court, Fort Collins - 4bd, 2ba, Tri-Level, 1645 sf - Wonderful home in quiet cul-de-sac, looking over open space & pond! New stainless appliances, hardwood ﬂoors in kitchen, water heater, & paint! Study in lower level could be 5th bedroom.

MLS#

MLS#728576

MLS#720767

6 SATURDAY, MARCH 8, 2014 REAL ESTATE WEEKLY

An advertising supplement serving Northern Colorado | www.coloradoan.com/homes

Mortgate Rates U.S. Fixed-rate 30 year U.S. Fixed-rate 15 year Southwest Fixed-rate 30 year Southwest Fixed-rate 15 year

Mar 6, 2014 4.28% 3.32% 4.34% 3.38%

Mar 7, 2013 3.52% 2.76% 3.55% 2.80%

10 things that make a house a good home By Brendon DeSimone

uyers spend a lot of time looking at properties online, touring homes on the Sunday open house circuit, and talking to their real estate agent. They’re laser-focused on ﬁnding the best home that meets their needs. The problem is, buyers sometimes don’t take the long view of a property. They’re only looking at a home as a potential buyer – and not as someone who, years down the road, may also have to sell the property. Given that homes are such a big investment, there should be a little inside your head, picking away at your options and decisions. As the home buying market starts to heat up again, here are ten things you should consider when choosing your next home. 1. Location, location, location Perhaps nothing is more important than the three L’s, and there’s a reason why it’s said three times. Location is extremely important when it comes time to sell. You can have the worst house in the world with the ugliest kitchen and bath. But put it on a great block or in a good school district, and your home will be coveted. Location, location, location matters on so many different levels. At the highest level is the town where the house is located, then the school district, then the neighborhood and the block — right down to the location of the lot on

the block. Keep all of this in mind when shopping. Also remember that while real estate markets rise and fall, no one can take a great location away from you. 2. The school district The school district is right up there on the list of what’s most important to many buyers. It’s not uncommon for buyers to start their search based solely on the school

district they want to be in. Parents want their kids to go to the best school, which can drive up prices of homes in those districts. Even though you might not have children, buying a home in a good school district is always smart. If the schools are desirable, homes tend to hold their value. As a homeowner, you should always be aware of how the schools are doing, not unlike being aware

of your roof’s condition, the neighborhood development or city government. 3. The home’s position on the lot Where the home sits on the lot in relation to the street or the overgrown oak are key elements in picking out a home. In the case of a condo, an end unit vs. an interior unit is a key consideration. You may have

chosen the most beautifully renovated home in the best school district and ﬁgure all is good. But if the main living areas are shaded by a neighbor’s extension or the master bedroom looks into the neighbors’ family room, you may have a location problem. Light or privacy may not be a hot button for you, but See 10 THINGS, page 10

www.coloradoan.com/homes | An advertising supplement serving Northern Colorado

REAL ESTATE WEEKLY SATURDAY, MARCH 8, 2014 7

Rapidly escalating prices changing the Old Town market

he past couple of months have proved to be a challenge in getting some homes to appraise to current values because of the continuing price increases in Old Town. This is primarily due to the lack of inventory in this area. Many homes are getting multiple offers within a few days of going on the market, therefore, buyers are bidding up the price, resulting in sellers accepting offers above listing price. If the buyer is getting a loan, the appraiser that is hired by the lender will have to use comparable sold listings of properties that have

Emily Heinz & Anne Marie Schachte FOR REAL ESTATE WEEKLY

sold in the last 6 months to justify the home’s value. Since market prices have increased in relation to where they were 6 months ago, and there are so few new sales to use as comparable properties, it’s hard to ﬁnd appropriate sales to support these increases.

Appraisers might have to consider using homes that are under contract but not yet closed, and may also need to make adjustments to these changing market conditions. Lately, we are seeing homes that are not appraising at the contract price, which results with the buyer requesting that the seller adjust the price accordingly. With so much demand for their home, sellers are reluctant to do this and will just as well accept another offer and take their chances that the next offer will not have any appraisal issues, or even possibly receive an allcash offer where there is no

ﬁnancing and/or an appraisal contingency. It’s good news for the sellers that many of them have these options, but not so great news for the buyers who end up losing the home to someone else through no fault of their own. A Realtor can help in this process by providing the appraiser with a current market analysis, to show other properties that are under contract and ready to close for the appraiser to consider when determining value. If we saw an increase in inventory to meet this buyer demand, it would certainly be a more stable market in Old Town, allow-

ing buyers to ﬁnd a home without having to inﬂate the price in order to get a home. Emily Heinz & Anne Marie Schachte are Broker/Owners of Downtown Real Estate Partners, LLC -409 Mason St. Bldg. C Suite 121, and can be reached at emily@oldtownforsale. com 970-988-9367 & annemarie@oldtownforsale.com 970-231-5473 or at oldtownforsale.com. Your comments are also welcome so leave us a voice mail directly on our website, oldtownforsale. com, follow us on Twitter or visit us on Facebook!

Ask our broker

Loans tougher for the self-employed? tions went into effect in January. How much harder will they make it for selfemployed borrowers to get a loan? Peter G. Miller

Question: New mortgage regula-

Answer: It’s true that new mortgage standards were introduced in January, but in many ways the “new” stan-

E OUS N H 3PM OPEAT 1S

1018 Centre Avenue Fort Collins, CO 80526 970.221.5995

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dards are not new at all. In fact, the best way to look at the new rules required under the Dodd-Frank Wall Street Reform and Consumer Protection Act is to go back to the 1990s. At that time, virtually all lenders required fully documented loan applications. In the period that led up

1103 ELGIN COURT

1305 KIRKWOOD #107

Walk out your door to a park! This very clean 3 bdrm, 2 bath, ranch-style home has an incredible location w/ some mountain views! Move-in ready, open ﬂoor plan, large kitchen with pantry and island, new roof, large fenced yard. $224,900 MLS# 727693

Classy, totally updated, large 1 bedroom in midtown Ft. Collins! Everything is new including cabinets, appliances, countertops, ﬂoors in every room! Open ﬂoor plan! This is a secure building, & the condo comes with covered carport. Enjoy the mature, quiet neighborhood, & Parkwood pool & tennis. $104,900

Mary Miller 970-391-7513

COMING SOON!

to the foreclosure meltdown, that means you’ll need to borrowers could avoid docu- supply tax returns, leases, mentation requirements with complete ﬁnancial state“no doc” and “low doc” loan ments, etc., just as it was beapplications. Such quickie fore the housing boom. applications are largely out Not only are the new rules — but not entirely. largely like the old ones, in Now, lenders are requir- many cases they are the old ing pretty much the same rules. For instance, FHA and paperwork as the 1990s. For VA loans automatically are the self-employed borrower, See Q & A, page 16

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409 N MASON #225

808 COLORADO STREET

Enjoy maintenance free living at this downtown river corridor location! Built in 2005, this mint condition 2 story townhome features 2 spacious bedrooms, 2 baths, private balcony, underground parking garage & adjacent to Martinez Park, Poudre Trail, Dazbog Coffee & walk to Old Town! Angie Spangler $349,000 MLS#725342

One mile to Old Town Square! This 3 bed/2 full bath, offers hardwood floors & an open flow from kitchen to family rm. Mstr bdrm is spacious w/ hard to find private bath & walk-in closet. Outside bonus room ideal for: playhouse, meditation space, or man cave. Within walking distance to Laurel Elem. $289,900 MLS#728620

MAINTENANCE FREE LIVING AT IT’S FINEST!

970-402-6430 fortcollinsrealestatebyangie.com

JUST LISTED!

Sarah Sikes 970-310-6699

10 SATURDAY, MARCH 8, 2014 REAL ESTATE WEEKLY

Dennis Schick’s

Featured Properties

876 Cliffrose Way, Severance $253,089 | MLS #724037

908 Ridge Runner Dr, Fort Collins $242,000 | MLS #699272

The Aspen by Hawkstone Builders. 3 bed, 2 bath, unfin walk-out bsmt. Gas fp. Wood flooring, granite counters, 42 inch Alder upper cabinets, & island in kitchen. Master w/ walk-in closet & 5 piece bath w/ tiled shower, tub surround & flooring. Front yard landscaping standard. Large back deck.

1/2 duplex, new construction, Trail Head Subdivision north Ft Collins. 2 bed, 2.5 bath, main level study, upper floor loft & UF bsmt. Kitchen w/ wood flooring, center island & pantry. Large master w/ private bath & walk-in closet. Gas fp & central AC. Front & back yard landscaping included.

7220 Crystal Downs Dr, Windsor $528,450 | MLS #710688

7700 Park Ridge Cir, Ft. Collins $675,000 | MLS #716184

New ranch plan by Landmark Homes. 3 bed, 2 1/2 bath. Gourmet kitchen w/ slab granite counters, stainless steel appliances, large center island, wood flooring & butler’s pantry through to formal dining. Master has spa-like 5 pc bath, large walk-in closet. 3 car garage. 2 months to completion.

Beautiful 1 of a kind contemporary home w/the best view around! Highest quality custom finishes. Kitchen w/custom made European cabinetry, granite counters, custom fabricated hood, Subzero fridge & Dacor cooktop. Spa-like master bath w/granite walk-in shower.

420 Bow Creek Ln, Fort Collins $275,000 | MLS# 726989

3299 Glacier Creek, Fort Collins $302,490 | MLS #716603

3 bed, 2.5 bath, UF daylight basement in great south FTC location. Open plan, vaulted ceilings through kitchen, dining, & living rm. Kitchen w/maple cabinetry & pantry. Lower family room w/ gas fp walks out to back patio. Professionally installed landscape front & back. Fully fenced. 3-car garage.

The Berkley by Triton. Brand new low maintenance patio homes at Trail Head Sub in north Ft Collins. 3 bed, 2.5 bath, Main floor master! Spacious kitchen, 5 pc master bath w/walk-in closet. Gas fireplace. Central A/C. UF basement. Finished/drywalled 2 car alley load garage.

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4262 Cypress Ridge, Wellington $290,000 | MLS #726160

Beautiful ranch by Triple Crown Construction. 3 bed, 2 bath, UF bsmt. Open plan w/ vaulted ceilings through kitchen, dining & great room. Kitchen w/ wood flooring, granite counters, island, SS appliances, gas range, full tile backsplash & Alder cabinetry. Central A/C. Qualifies for USDA financing.

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10 Things

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chances are, they might be concerns for a future buyer. 4. Crime It’s a good idea to check the latest crime figures for a neighborhood. It can give you a good snapshot about the number and severity of crimes over a time period. So much information is online nowadays that when you find your perfect home, a quick Internet search on the area should provide you with the much-needed information. Most municipalities post their police blotters or crime statistics online these days. Don’t freak out if you notice more crime than what you’d have expected. Crime, especially petty crime, is everywhere. If you’re new to the area, consult with your real estate agent if you have concerns. 5. Walkability More than ever, ‘walkability’ is becoming a key factor in the search process. There are entire websites, apps and algorithms that help people figure out how walkable their future home is. As a matter of fact, Zillow even has a Walk Score for most homes. As people get out of their cars and slip into their Keds, they want a home in a walkable neighborhood. People put high value on the ability to walk to a store, school, work or public transportation. The more we move away from cars and the more we see invested in public transportation over the coming decades, the more of a huge value-add walkability will become. 6. The neighborhood’s character You may have found the absolute most perfect home, on the best block, in the best school district and on a great lot. But there could be circumstances outside your

7. Don’t buy the best house on the block Simply put, avoid buying the best house on the block because there may not be any room for your investment to grow (unless you physically have the house moved to a better neighborhood). It’s better to buy the worst house on the best block, because you can improve the house to add value to an already great location. 8. Is it a ﬁxer-upper? If you’re buying a ﬁxer-upper, make sure you understand what you’re getting into. Did you set out to buy a home that needed work? Or does the home just happen to be in the most desirable neighborhood, the block of your dreams?

www.mylandmarkhomes.net $179,900–$259,900

814 Cherry Blossom Dr, Windsor $475,000 | MLS #717608

Vale II ranch plan by Haven Builders. Open layout, great kitchen has big center island, hardwood floors, granite counters & large walk-in pantry. Master set separately from other rooms has 5 pc bath, walk-in closet & private covered patio. Great rm opens to 2nd covered patio.

5021 Brookfield Dr Fort Collins | MLS # 719467

NEW in SE Ft. Collins! 7 floor plans, including: 2 bed/2 bath condo for $179,900; spacious 1,623 sq ft, MAIN FLOOR condo w/ 2 bed + study & formal dining, 2 car garage & THREE patios for $259,900; 3 bed + study townhome w/ 2-car garage, basement & private fenced outdoor living spaces for $257,900. On sale now & available for move in Summer 2014!

9970-567-3942 70-567-33942

dschick001@aol.com Each office independently owned & operated | 970-226-3990

FC-0000390615

Dennis Schick

Low $200’s - Low $300’s

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control that may give you pause – specifically, the character of the surrounding neighborhood. Check out the area late at night, early morning and in the middle of the day. See if there are any odd weather or traffic patterns and try to observe some of the neighbors. You may even go so far as talking to some neighbors. It’s important to walk around, open your eyes and ears and make sure there isn’t anything you’re overlooking. That next-door neighbor practicing drums in the garage at 9 p.m. could be a source of immediate neighbor conflict. Go into it with eyes wide open.

Low to Mid $200’s E

5850 Dripping Rock Ln #F-102, Fort Collins | MLS# 717591

Landmark Homes unveils its newest line of quality built condo-homes in esteemed Fossil Lake Ranch. Choose from a 2 bed/2 bath urban loft style design from the low $200’s; up to a 2,643 sq ft, 5 bed/4 bath main floor master with 2-car garage and finished basement in the low $300’s, all FULLY LOADED with super upscale and energy efficient finishes. Other plans in the mid $200’s.

2174 Cape Hatteras Drive Windsor | MLS # 725806

Spectacular new main floor master town home in Water Valley South! Granite counters, hardwood & tile flooring, bronze/nickel fixtures, fireplace, A/C, stainless appliances, solid core doors, ceiling fans, + cathedral ceiling; 2 beds, loft & bonus room upstairs. 3 plans to choose from all w/ bsmt, fenced front porch & attached 2-car garage. Future plans include a clubhouse & lake/beachfront amenities. Community borders Eagle Lake!

Call Jeremy Johnson 970-313-6166

jeremy@getrealhomes.net

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Each office independently owned & operated | 970-482-1781

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Do your homework upfront. If you want to build an extension or add another story to the property, make sure it is within local zoning or building codes. Have the property inspected so that you know exactly what you’re getting yourself into. Sometimes, what appears to be a simple kitchen needing cosmetic work turns out to be a huge project. Ask yourself repeatedly if your life can support a home renovation. Not only does a renovation take money, it takes time, energy and emotional stress.

9. Will the home hold its value? A good real estate agent who’s been working the neighborhood for some time can vouch for the long-term value or investment potential of the property. But be sure to ﬁnd ways to add value, or at least be certain the home will hold its value. The market may be strong when you purchase, but ask yourself, “Am I in a seller’s market?” “What would happen to this property if the market changed tomorrow?” Check out the median

REAL ESTATE WEEKLY SATURDAY, MARCH 8, 2014 11

home value in the neighborhood as it compares to neighborhoods around it. The Zillow Home Value Index gives you one, ﬁve, and 10year snapshots of how home values have gone up or down in neighborhoods and cities. 10. Taxes, dues, and fees Many people overlook the monthly fees associated with homeownership. Nearly every property will have taxes, and any sort of planned community or homeowners association (HOA) will have regular assessments.

Be sure that the amount of property tax and assessments are clear from the get-go. If in doubt, go to city hall or do research online. If you’d be buying into a condo complex, be sure to get your hands on the meeting minutes, ﬁnancials of the HOA and the condo documents. Any mention of changes coming down the pike? Does the HOA seem well funded? It could take one quick $10K assessment to immediately affect property values if you need to turn around and sell your new home. And any un-

certainty about the building, its integrity or the ﬁnancials could scare off buyers when it’s time to sell. Reprinted by permission from Brendon DeSimone who is a Realtor, a regular HGTV contributor, a Zillow blogger, and one of the nation’s leading real estate experts. He has collaborated on multiple real estate books and his expert advice is regularly sought out by print, online, and television media outlets including The Today Show and, CNN.

Find your Colorado home here.

www.HomesInColorado.com

Each office independently owned & operated

This weekend’s open houses:

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4189 Alder Creek Ln, Wellington $295,000 | MLS #709655 Stylish ranch w/luxurious standard features. Soaring vaulted entry to an open greatroom. Stunning hardwood floors. Elegant Kitchen w/Knotty Alder ‘city-scape’ cabinetry, pantry & large b-fast bar. All kitchen appliances, A/C & frontyard landscaping are included. Other lots avail too! Call Michelle King: 970-590-6121

4 bed 3 bath 2 story home 5 min to Old Town. Laminate floor on main, SS appliances, kitchen island, finished basement, large fully fence yard, newer furnace & hot water heater, new roof at close.

Call Laura Olive 970-495-6393

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4028 Highlands West, Fort Collins $455,000 | MLS #728428

NEW LISTING! Nicely maintained 6 Bed/3.5 Bath, walk-out finished basement, new roof, new exterior paint, updated appliances on .78 acre lot. Perfect location for a walk to Horsetooth Park and hiking trails. No HOA. Comes with a Home Warranty. Hosted by Kranny Spaeth 461-7158 Listed by Melany Arrington 988-9997

Fort Collins South, 4703 A Boardwalk Dr. | 226-3990 FC-0000390610

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609 Brewer Drive, Fort Collins $255,000 | MLS #726946

8806 Indian Village, Wellington $221,500 | MLS #724443

Price reduced! brand new carpet! Wonderful open flr pln w/ vaulted ceilings, gas fp, large din area, open kit w/breakfast bar, separate lndry/ mud room, 3 bdrms, 2 bas, 3 car garage. Fully fenced and full unfinished bsmnt. Call Abby Renner: 970-556-0635

therennergroup@frii.com

laura@lauraolive.com

michelleking@remax.net

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6915 Antigua Place, Fort Collins $405,000 | MLS #728843

Curtain Rising! Fantastic brand new listing. Beautiful 2 story with main floor master, huge kitchen with granite and stainless steel, office, loft/play room, and an oversize garage. This beautiful home will no dissapoint. Lemay S of Trilby to Stanton Creek, E to Antigua. Call Tim Leonard: 970-227-0152

timleonard@remax.net

Lovely Clean and Neat 2 bedroom townhome style condo.Single car garage. Central location is easy access to CSU, Front Range, Shopping,Trails. HOA includes pool, tennis court, Lake Sherwood rights. SHOWS WELL !! Call Rick Berry: 970-227-0071

Fort Collins Downtown, 125 S. Howes Ste. 120 | 482-1781

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2613 Parklake Ct #2, Fort Collins $127,500 | MLS #726902

rberry@remax.net

New main floor master plus 3 spacious upstairs bdrms, jack-n-jill bath, plus private bath in bdrm 4, main fl study, wood floors, beamed ceiling, 2-side fireplace, vaulted master w/ spa bath w/ body sprays, luxurious kitchen, mud room, 3 car garage. Stop by today! Hosted by Kelly Swift 310-4876 Listed by Marnie Long 481-1863

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5793 Red Bridge Dr, Timnath $508,200 | MLS #712613

2612 Appleton Ct, Fort Collins $319,900 | MLS #727882

Quality 2,700’ Bartran home in prestigious English Ranch, great schools, main-flr family & living rooms, rec room, large master bdrm with 5pc bath, 2 fireplaces, finished basement, excellent property in quality neighborhood. Hosted by Roger Dittus: 420-0872 Listed by Rick Koentopp: 222-4841

Loveland, 750 W. Eisenhower Blvd. | 669-1234

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1402 Snook Ct, Fort Collins $349,900 | MLS #727714

Well maintained Registry Ridge home backs to greenbelt and park. Formal living & dining, family room, 5 piece bath. 4 beds, 3.5 baths. Plantation shutters, granite counters, trash compactor & more!

Call Lesli Singer 970-290-8900

leslisinger@gmail.com

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5985 Watson Drive, Fort Collins $449,000 | MLS #726281

Stunning ranch style home, features an open floor plan, 3 beds on the main level, formal dining; a full finished basement with a bar, bedroom & bath. Plus bonus area! Ptarmigan CC and Fossil Ridge HS!

Call Leah Ludwick 970-227-2747

leah@thecolleyteam.com Greeley, 1275 58th Avenue, Suite A | 330-5000

12 SATURDAY, MARCH 8, 2014 REAL ESTATE WEEKLY

An advertising supplement serving Northern Colorado | www.coloradoan.com/homes

WELCOME TO

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L 1!K41I+KIC7! %466G5<IC 74%)I!# <5 IM! M!)1I 4P IM! /41IM!15 H4741)#4 Front Range, featuring premium lots ranging $75,000 to $210,000. H)3I<F)I<5N F<!DK 4P IM! -4%8C 04G5I)<5K> B<NM .4<5I! 4PP!1K I43 4P IM! 7<5! )6!5<I<!K I4 <5%7G#! 3)18K> %7G'M4GK!> 7)1N! 4GI#441 3447> I!55<K %4G1IK> N1446!# 3)IMK> K8)I!'4)1# 3)18> )5# 641!* E5:4C IM! %M)16 4P K6)77 %466G5<IC 7<F<5N D<IM !)KC )%%!KK I4 C4G1 7<P! )D)C P146 M46!* J1<5N C4G1 4D5 'G<7#!1*

WINNER OF THE 2012 BEST OF WINDSOR AWA RD

Robin Strong (970) 214-2246 mobile @9=(? "==+Q9$Q 4P,%! 1KI145N2IM!N14G3<5%*%46

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David T. Muth, CRS (970) 481-5963 mobile @;((? O=&+&($Q 4P,%! #6GIM2IM!N14G3<5%*%46

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REAL ESTATE WEEKLY SATURDAY, MARCH 8, 2014 13

Real Estate Transactions

The following information about recent real estate sales is supplied by Weekly Homebuyers List, Inc. of Lakewood. Names, addresses, cities, ZIP codes and phone numbers of all new homeowners are available from Weekly Homebuyers List, Inc on sticky labels. Call (303) 744-2020 or visit www.weeklyhomebuyerslist.com

Berthoud

Fort Collins

• 102 Hummingbird Place; Buyer: David & Erin Motta; Seller: Daniel & Lorraine Ellis; $269,900

• 1144 W. Myrtle St.; Buyer: Michael & Trinity Wilbourn; Seller: Megan R. Gebauer; $232,500

• 917 Kansas Ave.; Buyer: James & Tiffany Degnan; Seller: Jennifer & Keith Burgess; $291,000

• 324 Butch Cassidy Dr.; Buyer: Russell Gronsky; Seller: Stephen Gentry; $115,000

Open Houses this weekend! Check them out before they are gone!

• 512 Mockorange Ct.; Buyer: Erik Nilstoft; Seller: Jeania & Matthew Burton; $250,000 • 754 Grouse Circle; Buyer: Tyler & Bailey Fosdick; Seller: Gary & Linda Derschon; $255,700 • 200 S. College Ave., Unit 400; Buyer: John & Christine Duke; Seller: David Mcnaught; $280,000

102 Veronica Dr. Windsor, CO 80550 Beautiful, energy rated 3 bedroom, loft, 2.5 bath home with custom upgrades throughout.

Open House Saturday 11-3pm Sunday 2-4pm (970) 658-5858 | offers@teamnoco.com | www.discovernocohomes.com.

• 3556 Bear River Ct.; Buyer: Andrew & Sharon Leask; Seller: Melody Homes Inc; $346,600 • 4777 Forelock Dr.; Buyer: Joseph & Clara Leduc; Seller: Richmond American Homes Colo; $361,400 • 1001 Morgan St.; Buyer: Farrah & David Dobbins; Seller: 1001 Morgan St. LLC; $448,000

• 1705 Lindenmeier Ct.; Buyer: Hugo & Merike Rutherfurd; Seller: Max M. Deitchler; $560,000

• 950 Southridge Greens Blvd., Unit 39; Buyer: James & Theresa Browne; Seller: Susan Eileen Shore; $317,000

• 1413 Wimbledon Ct.; Buyer: Julia & Edward Tynan; Seller: C. & Roburta Herzog; $595,000

• 1138 Nassau Way; Buyer: Andrew & Michelle Hackett; Seller: R. & Rebecca Bassett; $396,000

• 200 Gregory Road; Buyer: Andrew Mcmahan; Seller: Us Bank; $640,000 • 1603 Robertson, Unit c; Buyer: Steven & Rachel Weiler; Seller: Dkr Real Estate LLC; $186,300

• 1512 Fairway 7 Ct.; Buyer: James Packard; Seller: Samuel Kunkle; $430,000 • 207 E. Stuart St.; Buyer: Jeffrey Jackson; Seller: Turning Point Center Youth; $475,000

• 1650 Robertson, Unit b; Buyer: Ellen Miller; Seller: Steven & Mary Newman; $187,000

• 845 Southridge Greens Blvd.; Buyer: Chris & Jennifer Dietzler; Seller: Kathryn L. Bergo; $627,500

• 2413 Antelope Road; Buyer: David Hansen; Seller: Anthony Holcomb; $199,000

• 2024 W. Stuart St.; Buyer: Michael & Barbara Martin; Seller: Cheryl & David Bartling; $210,000

• 6956 Rosemont Ct.; Buyer: Stephen & Niki Doe; Seller: Matthew C. Murphy; $280,000

• 919 Arbor Ave.; Buyer: Hsuehhsiang Li; Seller: Jason & Elizabeth West; $260,000

See TRANSACTIONS page15

Breaking news. Submitted by you. YOUR VOICE. YOUR VIEW. LOG ON TODAY!

.com

F14 Real Estate Weekly, Saturday, March 08, 2014

APARTMENTS UNFURNISHED 1 and 2 bedroom affordable apartments. Senior 50+, secure building, elevator, protected underground parking available. Heat and water included, No smoke, no pets, $725 to $940, Call Chalet Apartments 970-493-4432

CONDOS TOWNHOUSES

MOBILE HOMES SKYLINE 2003 Double wide. 3 bedroom, 2 bath, A/C. Great condition. $45,500. 970-581-6068

2BD, 1390 sq ft., duplex, w/garage, upgrades, and amenities, 1118 Kirkwood Dr., $995, n/p, n/s, no students., 603-817-0630 2Bdrm 2Ba, quiet condo at 3500 Carlton A1, $1250/mo 1200 sq ft 970-568-0631

OFFICE SPACE 1-3 offices, street level, Old Town, 307 W. Magnolia, From $295 482-4222 Office Stes 299-1984SF $8-10 SF NNN 223-7567 drakepark.com

GET CONNECTED

LOG ON TODAY. APARTMENTS FURNISHED 2Bdr, 2Ba, Very Deluxe, WD, jacuzzi, Fully Furnished, Wireless, Sat, $795 incl. all util. 970-690-3370

• Local News • Sports • Business • Schools • Entertainment • Home • Improvement • More!

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5934 Woodcliffe Drive, Windsor

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$559,000 | MLS #727584

Luxury patio home in Highpointe. Gourmet Kitchen includes custom Tharp cabinets, travertine backsplash, large kitchen island, slab granite, 5 burner gas stove, Bosch appliances, and walk-in Pantry. 8 ft Alder interior doors. Three fireplaces, built in sound, panoramic windows and views. All bedrooms come with an ensuite.

Call Leslie Henckel 970-217-4370 llhenckel@gmail.com

FC-0000390613

ONLY 17 LOTS LEFT!

Each office independently owned & operated | 970-226-3990

AUBURN ESTATES, New executive subdivision with just 26 homes to be built on spacious lots. Perfect for buyers who appreciate their privacy. No builder restrictions, sewer system rather than septic, paved access and streets surrounded by 64 acres of greenbelts. Fantastic night views of Fort Collins. Fort Collins schools, close to town, hospital, shopping, Cheyenne, etc. Walk-out potential on each lot. Three homes under construction. Call today for more information.

Jan Thayer, CRS

“Serving your real estate needs since 1978” Each office independently owned & operated | 970-226-3990

(970) 229-9911 office www.JanThayer.com

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2228 San Miguel Dr, Severance $437,500 | MLS #728638

Call Rick Koentopp 970-222-4841

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Paula Harder 970-539-1315

• 5127 Stillwater Creek Dr., Unit B; Buyer: Kimberly Giles; Seller: Robert & Sally Braddy; $205,000

• 1737 Oriole Place; Buyer: Francis & Phyllis Coyle; Seller: Jacqui & Richard Newman; $168,000

• 3826 Wild Elm Way; Buyer: Tyler & Kimberly Stein; Seller: Ryland Group Inc; $378,500

• 1006 E. 7th St.; Buyer: Robert & Carla Massaro; Seller: Wendy K. Spencer; $218,000

• 3820 Observatory Dr.; Buyer: Edward & Seonah Kendall; Seller: Louana H. Roche; $390,000 • 5709 Big Canyon Dr.; Buyer: Todd & Victoria Headley; Seller: Ryland Group Inc; $483,700 • 8264 Scenic Ridge Ct.; Buyer: Oyer & Lorene Leary; Seller: William & Nancy Cary; $492,500

• 2005 S. Cleveland Ave.; Buyer: Linda & Dean Frerichs; Seller: Leonie M. Shannon Trust; $292,500 • 2915 Sedona Hills Dr.; Buyer: Anand Mahadevan; Seller: Yale A. King; $1,325,000 • 4168 La Junta Dr.; Buyer: John & Brittany Woods; Seller: Heather A. Kirk; $198,000 • 2435 Waverly Dr.; Buyer: Sharon Ward; Seller: Leonard E. Florence J. Everett ; $230,000

• 3421 Wild View Dr.; Buyer: Jeremy & Alexandria Black; Seller: Simon & Shari Damphousse; $495,000

• 892 Alexandria Dr.; Buyer: Emily & Michael Jordan; Seller: Greg & Sheri Sauer; $250,000

• 5751 Big Canyon Dr.; Buyer: Thomas & Amy Gould; Seller: Ryland Group Inc; $609,300

• 294 Polk Dr.; Buyer: Heather Kirk; Seller: Robert & Denise Anthony; $259,000

Livermore

See TRANSACTIONS page16

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6780 CLOVIS CT., TIMNATH, CO Harmony Club

Throw away the lawn mower & snow shovel & go play golf at the Harmony Golf Course! This former model home by Sopris Development is a low maintenance ranch plan offering 3 bdrms, 2.5 baths plus a study on the main floor, luxurious master suite, upscale finishes of granite, hardwood floors, alder cabinets, stainless appliances, unfinished basement & attached 3 car garage. Price Reduced $675,000

Terri Johnson 303-589-8180 terri@terrijohnson.com www.TerriJohnson.com

3821 GALILEO DR. FORT COLLINS, CO 80528

This is a beautiful 3 bed 3 bath home with an attached 3 car garage! Enjoy the great open ﬂoor plan, vaulted ceilings, eat in kitchen, separate dining room, and pantry. This home also features maple ﬂooring in the kitchen and nook, granite counter tops, and maple raised panel cabinets with crown moulding! MLS # 728737 $400,000

Blake Nicholson 970-216-7276

Check out your local listings inside!

WELCOME HOME!

Immaculate, move-in ready home with 4 bdrms, 3 baths, and unobstructed views! Main ﬂoor master with 5 piece private bath, formal dining area, toasty ﬁreplace, cool Central A/C, vaulted ceilings, 42” cabinets and a granite counter top island. Heated oversized garage and open space too! $362,900

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FC-0000390635

This home sits on a 2 acre estate lot & is a gardeners dream, with a vast array of perennials, organic garden beds, & koi pond. Dramatic high ceilings, gourmet kitchen, formal dining room, separate study w/private entrance, lots of hardwood ﬂooring & a full unﬁnished basement. MLS#727695 $539,900

• 127 Willow Circle Dr.; Buyer: Raymond & Lorraine King; Seller: Elizabeth Dahnke; $54,200

5989 SAND CHERRY LANE TIMNATH

5220 SHAVANO CT, WINDSOR Steeplechase Beauty!

Each office independently owned & operated | 970-226-3990

Loveland

• 6021 Snowy Creek Dr.; Buyer: Zane Bullard; Seller: Chun & Arnold Pfahnl; $160,000

USE N HO PM OPET 1 – 4 SA

Call Abby Renner 970-556-0635

• 850 Harriman Dr.; Buyer: Joanne Kennedy; Seller: James & Ruth White; $265,000

• 721 Langdale Dr.; Buyer: Donald & Patricia Heyse; Seller: Oyer & Lorene Leary; $420,000

2.25 acres w/ 2 stry, 5145 sf, custom kit, upgrades, main flr mstr w/ 5 piece ba, upstairs bonus room + full unfn bsmt + 1200 sf heated/insulate shop. Total of 5 car garage. Bring your horses.

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LIS

1254 Falcon Court, Windsor $812,000 | MLS #728589 Exceptional quality and design! 5 Br, 5 Bath, 3 living areas, Main floor Master BR 2 Story. Granite, Stainless, 3 fireplaces, 2.47 ac, 4 car garage.

Each office independently owned & operated | 970-226-3990

Transactions

John Narum 970-488-0215 www.century21humpal.com

To advertise, call Mimi Toliuszis 224-7800

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16 SATURDAY, MARCH 8, 2014 REAL ESTATE WEEKLY

An advertising supplement serving Northern Colorado | www.coloradoan.com/homes

Q&A

Transactions

(Continued from page 7)

(Continued from page 15) • 2350 Paonia St.; Buyer: Brennen & Raihna Kaylor; Seller: Mark L. Cipriani; $275,000 • 856 Wisteria Dr.; Buyer: Robert Everitt; Seller: Ronald & Lori Hennis; $329,000

Wellington • 3211 Mammoth Circle; Buyer: Kris Heimbichner; Seller: John & Katie Hannigan; $200,500

Windsor

• 3062 Kiowa Dr.; Buyer: Albert & Arlis Dill; Seller: Ann E. Sundberg; $340,000

• 8012 Louden Circle Ct.; Buyer: Roger & Glenda Evans; Seller: Patrick & Karen Cocquyt; $429,900

• 1675 Tennessee St.; Buyer: Patrick & April Mcfall; Seller: Aspen Homes Colorado Inc; $397,400

• 721 Main St.; Buyer: Blayne Stjames; Seller: Paul & Sarah Slater; $170,000

Lyons • 1017 Vision Way; Buyer: David Dethmers; Seller: Credit Union Denver; $412,500

• 2080 Vineyard Dr.; Buyer: James Baker; Seller: New Expression Homes LLC; $332,900 • 1589 Pelican Lakes Pt, Unit a; Buyer: Grant & Karen Swanson; Seller: Brandon B. White; $357,500 • 1787 Gore Creek Ct.; Buyer: Rhonda & Lance Mccracken; Seller: Michael & Patricia Morrow; $360,000

• 981 Columbine Dr.; Buyer: Christopher & Natal Ferreira; Seller: Scott & Jessica Hunter; $210,000

• 4616 Pompano Dr.; Buyer: Ronald & Lori Hennis; Seller: Robert S. Everitt; $465,000

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“qualified mortgages” under the new standards, so those programs are unchanged. Under Wall Street Reform, most lenders will make QMs that meet certain standards; • 1852 Seadrift Ct.; Buyer: however, lenders also can Timothy & Jayne Jares; Seller: make loans that do not meet Steven C. Scheffel; $124,900 those standards, so-called non-QM financing. Because • 164 Sunflower Dr.; Buyer: non-QM financing means Leonard Gonzales; Seller: Us Bk; $142,000 greater risk for the lender, you might find higher costs • 147 Crabapple Dr.; Buyer: but also a wider range of Debra Rojas; Seller: Mark & loan options, including jumbo Tarah Luft; $145,500 mortgages, loans with a debtto-income ratio of more than • 22 Daisy Ct.; Buyer: Kevin Kapitan; Seller: Douglas Henry 43 percent and interest-only financing. Rydbom; $165,000 Most lenders have been • 622 Parkview Mountain Dr.; following these rules for some Buyer: Richard & Stephanie time and are entirely ready Morris; Seller: Anthony R. for self-employed borrowReed Pc 401 K. ; $175,000 ers. One study from October 2013 found that 80 percent • 801 Walnut St.; Buyer: Richard of the loans being originated Pitner; Seller: Beverly A. Faat the time would qualify for gler; $199,800 qualified-mortgage status under the 2014 rules. The • 441 Sundance Dr.; Buyer: Jeffrey Hansen; Seller: Matthew Consumer Financial ProtecNotter; $276,000 tion Bureau said in January that roughly 92 percent of all • 37153 Northwest Dr.; Buyer: loans were in compliance beChristopher & Mary Bonamifore the rules even went into co; Seller: Marilyn & Richard effect. Stumpf; $325,000 In the end, self-employed • 272 Saratoga Dr.; Buyer: Barry borrowers will have plenty of & Teresa Waddell; Seller: Brocc loan options for 2014. You’ll be able to get financing unBldrs Inc; $360,400 der the new rules, and you • 5736 Stone Chase Dr.; Buyer: will likely get it faster than Deagan & Lana Andrews; under the old system. Seller: Reserve At Highpointe Ellie Mae, a company that Estates; $399,400 provides closing software, reports that in December 2013 • 2021 Searay Ct.; Buyer: it took 43 days to close a loan, Stephanie & Jeremiah Hensley; Seller: Melody Homes Inc; compared to 55 days the year before. $424,800 No less important, lend• 5220 Horizon Ridge Dr.; ers will want your business. Buyer: Jason & Callie PickerWhy? Loan originations are ing; Seller: Burnam & Erin expected to fall in 2014 beBaker; $505,500 cause of greatly reduced refinancing activity. At the same time, self-employed borrowers are becoming a larger part of the work force. A report from Intuit estimates that there will be 40 million self-employed workers by 2020. Simply put, the self-employed cannot be ignored by the lending system. © CTW Features • 6252 Crooked Stick Dr.; Buyer: Thomas & Linda Gauthier; Seller: Ridgeway Construction Service; $538,300