Rew 1019

3,621 LISTINGS

fort collins • loveland • windsor wellington • timnath

SATURDAY, OCTOBER 19, 2013

One Acre Lakefront Homesites! www.MyDryCreekHome.com

Use As 9,000 YouTo Choose!

$

Lakefront Estates, Single-Family, and Patio Homes in Fort Collins Nestled along the eastern shores of Timnath Reservoir in a spectacular setting, WildWing embodies the spirit of Colorado.

• Lakefront Living • Spectacular Mountain Views • Bring Your Own Custom Builder • Poudre School District • 1-Acre Lots • $80,000 - $280,000 FC-0000378706

Homes near Old Town from the Low $200s

Use your $9,000 towards options & upgrades, buy down your interest rate, pay closing costs-you choose!

FC-0000374023

Model Open Weekdays 1-4 and Weekends 11-4

FLAT FEE LISTINGS

Sell Your Home for Less than $500!

FULL SERVICE LISTINGS FOR 1%!

Don’t pay 6% to Sell Your Home! It is Your Money!

BUYER REBATES! 1% BACK to YOU!

4516 LAWRENCE LN, LAPORTE

We Contribute 1% of Your Purchase Price Back to You at Closing!

Michael Nicholson: Broker/Owner

970-691-8429

mnicholson@homesavingsrealty.net

It’s Time for Real Estate to be About the Consumer!

Home Savings Realty www.HomeSavingsRealty.net

Looking for a cute OldTown style home w huge lot & det studio?

Check out this charming house remodeled in 2005. New electrical, plumbing, windows, doors, kit, bathroom, furnace, septic&leachfield.Studioremodeledin2007,newwaterheater in 2011, new roof in 2012 & new fence in 2013. Fenced for animals, great new dog kennel/loafing shed. Vegetable raised garden beds. Lots of space for addl bldg, addition or det gar if desired. Central A/C & sprinkler system, fruit trees & bushes. MLS # 721098 $244,500 FC-0000379308

Jim Hauan Cell 970-481-9280 Office 970-221-0700

2900 S. College Ave., Suite 1A | Fort Collins, CO 80525

970.212.9000

www.cobaltmortgage.com/fortcollins FC-0000378840

©2012CobaltMortgage,Inc.NMLS#35653.LicensedbytheColoradoDepartmentofRegulatoryAgenciesinColoradostate.

2 SATURDAY, OCTOBER 19, 2013 REAL ESTATE WEEKLY

Highland Meadows Golf Course Community Open 1-4 SAT & SUN

Sales Center: 7372 Royal Country Down Drive

You Pick the Home - We Have the View!

An advertising supplement serving Northern Colorado | www.coloradoan.com/homes

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Eight Beautiful Models to Choose From Home Prices Starting in the low $400’s *Only 3 Lots Left in Phase 3 – Reserve Yours Today*

ABBCO BUILDERS FC-0000378845

…the Difference is in the Detail…

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(970) 226-HOME (4663) www.abbcobuilders.com

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Savant Homes - Now building in Fairview Village Timnath, CO

Fairview Village Features:

Savant Home Features: * Energy Star rated homes * 2x6 construction standard * Slab granite, new hardwood floors standard * Interior design included with every home * Ability to customize floorplans

*Lots average 10K sq. ft. *Majestic mountain views *Ability to build outbuildings on RV garages *Easy access to Front Range Village, Centerra & I-25

10

Visit our model home at 3676 Dixon St, Timnath

www.savanthomesinc.com

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Open Sat & Sun 1-4

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www.coloradoan.com/homes | An advertising supplement serving Northern Colorado

REAL ESTATE WEEKLY SATURDAY, OCTOBER 19, 2013 3

Open Houses This Weekend SATURDAY 2-4

www.thegroupinc.com Harmony Office 970.229/0700

224 Canyon Ave #308, FTC-City lights & mountain views from this unique & classy Cortina loft. The rotunda room offers a window to Old Town & the location allows you to walk to all your favorite haunts. The master bedroom has a luxury bath and a balcony. Secure underground parking

SUNDAY 12-2

814 Scotch Pine Dr. FTC-Very well maintained, energy star rated! Aspen home on a spacious lot just minutes from I25. 3BD, 3BA home with new laminate floors throughout main level, oversized 3-car garage and plenty of storage space. Walking distance to elementary school.

SUNDAY 1-3

908 Lochview Court, FTC-Truly special LAKEFRONT w/lake rights.

Custom home on 2.61 acres. Lush, mature landscaping in PEACEFUL neighborhood. Home has updates throughout: Kit w/slab granite & all new appliances. Passive solar design. 2 greenhouses.

SUNDAY 1-3

1453 Red Fox Cr., Severance 4bd/4ba home with spectacular views of Colorado front range, Windsor Reservoir & farm land. 28,990 sf lot with beautiful trees. Main floor master, gourmet cooks kitchen, formal dining full finished colorado basement, & 600 sf detached finished shop.

$450,000

$239,900

$725,000

$555,000

Call Joey Fisher (970) 690-2084

Call Paul Schnaitter (970) 222-8841

Call Barbara Schneider 566-4902

Call Chris McElroy 227-5102

MLS#694574

MLS# 720006

MLS#703367

MLS#708240

HorsetoothOffice 970.223/0700 Mulberry Office 970.221/0700 Centerra Office 970.613/0700 Loveland Office 970.663/0700

SATURDAY 1-3

5018 Blackhawk Drive. WindsorJust completed! New ranch plan on 2.8 acres, open flr plan, slab granite, hickory flrs, den/study, master suite is separate from other bdrms, oversized 3 car garage, full unfinished basement, close to MCR & Centerra w/easy I25 access!

SATURDAY 1-3

1808 Globe Ct., FTC - 5bd/4ba 2 story. Kitchen features abundant cabinets & walk-in pantry! Open floorplan, study or 6th bedroom conveniently located on 1st floor. Master plus 3 additional bds upstairs. Walkout lot, cul-de-sac location and finished basement!

SATURDAY 2-4

5611 Claret Street, Timnath.

3BD/3BA, 4065sf. Fantastic home in located on a greenbelt w/foothills views! Cherry hardwood floors, custom blinds, & many upgrades make this a rare find! Main level office/4th bdrm. 3 car tandem garage. Close to community park. Poudre School District.

SATURDAY 11:30-1:30

3951 N Co Rd 19, FTC-Exquisite 4.82 acre horse set up - Close to town, on paved roads with irrigation water rights. Stunning 3BD + study home remodeled in 2010! Barn offers 6 box stalls with 20’ runs. 3 stall loafing shed 12x36 one 16x14 foaling stall, arena & pasture!

SATURDAY 11-1

4324 Silverview Court, FTC-Main flr mstr, 2 bds & bath upstairs. Wood flooring in kitchen/eating area, tiled entry, new paint upstairs, freshly cleaned carpets & huge deck. Bsmt has plenty of room for entertainment w/ rec room & family rm.

$461,000

$382,000

$460,000

$270,000

Call Robin Strong 214-2246

Call Jon Holsten (970)237-2752

Call Katie Moon (970) 377-6078

Call Katie Shea (720) 231-8179

MLS#714115

SATURDAY 1-3

5024 Blackhawk Drive. WindsorReady in 30 days! New main floor master 2-story with dramatic high ceilings, 3 generous guest rooms up, main floor den/study and fantastic master suite plus oversized garage, all on 2 1/2 acre lot! Close to MCR & Centerra w/easy I-25 access!

MLS#720389

MLS#721089

SUNDAY 1-4

6893 Alister Lane-Hartford patio home in Harmony, open & flowing floor plan, oversized 3 car garage, covered patio, fully landscaped, 3 bdrms, 4 baths, main floor study, rec room, 3/4 bath, bdrm & wet bar in basement! Stone & stucco, low maintenance exterior. High End Finishes!

MLS#717318

DAILY 10-6

6821 Rock River Rd,Timnath-Meritage Homes is now selling homes at Timnath Ranch from 1603-2685 finished sq ft, 2 story and ranch plans.

Homes back to open space, close to Bethke Elementary. Visit our model at 6821 Rock River Rd or call Russ Webber at 720-341-3425

SAT & SUN 1-4

6913 Water View Ct., Timnath Fabulous new patio hones being built in Wild Wing by Hartford Homes. Beautiful new ranch & 2- story plans w/ some walkout basements. Priced from $370,000-$670,000 base. These patio homes w/some incredible views overlooking Timnath Reservoir.

$500,000

$542,000

Homes from the low $300’s $370,000-$670,000 MLS#715319

MLS#718520

Call Kurt Faulkner (970) 690-4226

Call Kurt Faulkner (970) 690-4226

Call Rachel Burhans 310-7664

Call Chris McElroy (970) 227-5102

Call Don Svitak 215-1571 Call Brian Bogaard 481-5376

MLS#697135

MLS#705858

QU I MOCK P VE OS -IN SE RE SSI AD ON Y! …

MLS#697132

SUNDAY 1-3

7400 Didrickson Ct. FTC-2 story at Ptarmigan Country Club. Home has been impeccably maintained and tastefully updated. Master suite w/ sitting room/nursery, large kitchen w/island, nook, open family room, formal dining, and a walk-out bsmnt with wet bar, rec room & wine cellar.

SATURDAY 1-3

46050 County Road 13, FTC-Spectacular views of the Front Range and the prairie! One-of-a-kind home.

Flexible floor plan options. Passive solar! Enjoy courtyard, raised beds, rooftop viewing deck & lrg organic garden. No HOA!

SUNDAY 1-3

3537 Fieldstone Drive, Fort Collins 2BD/2BA 2249 sf. Great patio home w/ NEW carpet and vinyl. Open floor plan w/vaulted ceilings in LR. Master bdrm w/pergo floors, walk-in closet.

Heated garage! Eat-in kitchen w/all appliances. Backyard w/ your own garden beds!

SAT & SUN 1-3

JU ST LA LIST ST ED LO …W NG O ! N’T

$500,000

3211 Mammoth Circle, Wellington - 3bd, 3ba, 2-Story, 2179 sf - Open kitchen w/ breakfast bar, all kitchen appliances stay, laminate wood flr in dining/living room, gas fireplace, main level laundry room, private fenced yard w/ patio. Master offers 5pc bath. Unfinished basement.

SUNDAY 1-3

4733 Brumby Lane, FTC - 3bd, 3ba, 2-Story, 3473 sf - Jay Stoner built on a premier lot in Clydesdale, backing to greenbelt w/ mntn views & no neighbors right behind. Open eat-in kitchen w/ newer SS appliances, gas range. Main flr master suite & laundry.

Unfinished bsmnt.

$600,000

$695,000

$230,000

$209,000

$365,000

Call Kurt Faulkner (970) 690-4226

Call Barbara Schneider 566-4902

Call Amber Kahler (970) 310-4170

Call Kim Knight (970) 679-1598

Call Jim Chance (970) 388-4261

MLS#720128

MLS#720268

MLS#711896

MLS#716492

MLS#721263

4 SATURDAY, OCTOBER 19, 2013 REAL ESTATE WEEKLY

An advertising supplement serving Northern Colorado | www.coloradoan.com/homes

Open Houses This Weekend DAILY 1-5

www.thegroupinc.com Harmony Office 970.229.0700

6424 Murano Drive, Windsor - Stop by our new model, a Castello plan, now open 1-5 pm daily. 2 bedrooms, study, 2.5 baths, 3-car garage, covered deck & patio, entry courtyard, backs to golf course. Get information on our 7 High Performance Homes starting in the low $400s.

$730,000

MLS#660867

Call Mary Doty 970-396-3454

SATURDAY 1-3

8352 Annapolis Dr 5BD/3BA 4492 sf. Former model home backing to vast neighborhood greenbelt. Extensive tile upgrades, granite counters and 10’ ceilings throughout the main floor with 8’ solid wood doors. Finished bsmnt w/2 addl. bdrms, work/ exercise room, and theatre room!

SATURDAY 1-3

510 3RD ST, Windsor. What an adorable home! This well cared for, 3 bedroom, 1 bathroom ranch has a brand new roof and water heater.

This property features a stress-free xeriscaped yard, front and back, with concrete patio and patio cover. 1/2 block south of Windsor Main Park

SATURDAY 11-12:30

606 Joanne Street, FTC-3BD/2BA 1300 sf. Nice home in countryside! All appliances stay incl washer and dryer! Fenced yard with newer roof shingles and A/C. Great opportunity with easy access to I-25 and close to Old Town, Riverbend Ponds, and open space. Neighborhood park/pool!

$469,000

$169,000

$170,000

Call Gregg Thomas 988-8221

Jo Carney 970-310-1836

Call Gregg Thomas 988-8221

MLS#721422

MLS#719684

MLS#721473

Horsetooth Office 970.223.0700 Mulberry Office 970.221.0700 Centerra Office 970.613.0700

SATURDAY 2-4 SUNDAY 1-3

1221 Town Center Dr, FTC-Lakefront & Mountain Views! This quality built ranch has 4 bd, 5 ba’s & a fully finished walk-out bsmt. The gourmet kitchen features granite counters, alder cabinets, hardwood floors, SS appl. & an oversized kit. island for your entertaining needs.

SUNDAY 10-12

1229 N US Highway 287, FTCLocation! Location! Location! Just West of Shields! Need space for your hobby? Want a spot for your in-home business? This home has a 1377 sq ft shop AND 2 garages to boot! Updated kitchen, bath, carpets, paint, & newer roof.

SUNDAY 12-2

1313 Skyline Dr, FTC-This bright & sunny 2047 sq ft 4/2 bi-level is close to CSU, shopping & recreation! Newer vinyl clad windows & hrdwd floors in upstairs bdrms. Garden level fam rm w/firepl & part covered 24x10 deck overlooking fenced 1/3 acre treed. New sprinkler system.

$425,000

$815,000

$227,000

$233,000

Call Jo Carney 970-310-1836

Call Paula Hawe 970-222-1020 Kelly McBartlett 970-541-0571

Call Brent Sommervold (303)435-3272

Call Barb Imes 581-8279

MLS#716590

MLS#707987

MLS#688238

MLS#721480

R EA D DY AY I S! N 6 0

Loveland Office 970.663.0700

SUNDAY 1-4

618 Breakwater Dr, FTC4bed/4bath 2-story in The Landings with all the bells and whistles!

Updated kitchen, maple floors, and main floor study retreat and so much more! Plenty of room to entertain with formal and informal living and dining plus finished basement.

SATURDAY 12-2

3827 Steelhead St #A17, FTC-Adorable Condominium Home in South East Fort Collins. Main floor entrance - living space on upper level! Four Exterior Walls for lots of Natural Light.

2 Bedrooms/1 Bathroom. Close to Harmony Corridor. Community Pool and Clubhouse included!

$176,900

MLS#720187

Call Jeffrey Martin 970-599-4436

SUNDAY 12-2

4618 Angelica Dr, Johnstown.

Custom home by John Walz on the bluff with incredible views! Very open floor plan, 3 bedrooms, study, 3 baths, oversized 3 car garage, Tharp cabinets, stainless steel appliances, granite counters, & more.

SUNDAY 1-3

SUNDAY 11-1

6862 Meade St, Wellington. 3 bed/2bath. Sage Homes popular Yellowstone ranch plan with oversized 2 car garage, wood flooring, kitchen cabinet upgrade, front landscaping. $1,500 from builder approved lender.

Photos of previous build.

$214,900

$179,900

$203,780

Call Billy Miles 970-631-4441

Call Jeffrey Martin 970-599-4436

Call Jill Angelovic 970-619-0051

Call Ray Henry 970-215-0918

MLS#707769

SATURDAY 1-3

3802 Glenarbor Lane, FTC-4bd w/ loft, 3ba, 2-Story, 2132 sf, corner lot.

Gas fireplace, central A/C & all upperend SS appliances included. Open kitchen w/ center island, granite countertop & lrg pantry. Master has 5pc bath & walk-in closet. New carpet, tile & paint.

$449,000

$220,000

Call Sally Lee 970-227-7742

Call Anita Pool 970-419-2319

MLS#718164

SATURDAY 2-4

6815 Antigua Dr #74, Fort Collins.

Southeast Fort Collins townhome w/professionally finished basement.

Home has been freshly painted inside & offering a $1,500 carpet allowance. Living room fireplace and open layout on the main w/a half bath.

Basement has a large flex room.

$729,000

ME D HO DE ON NCLU B RIB TY I UE N BL RRA WA

1512 Fairway 7 Ct, FTC-4BD/4BA, 3736 sf home with beautiful views, high quality upgrades, main floor master, laundry and office! All this in a wonderful cul-de-sac location in SE Fort Collins. This classy home has granite counters, stainless appliances, wood floors and more!

SATURDAY 2-4

5027 Northern Lights Dr # G, FTCBeautiful Luxury Condominium Home in SE Ft Collins. Main floor entrance-living space on upper level! 3 Exterior Walls for lots of Natural Light & Cross Ventilation. Bedrooms are on Opposite Ends for Privacy! Close to Harmony Corridor.

MLS#721286

MLS#721118

MLS#721368

MLS#719381

www.coloradoan.com/homes | An advertising supplement serving Northern Colorado

David T. Muth, CRS c: 970-481-5963 o: 970-229-0700

REAL ESTATE WEEKLY SATURDAY, OCTOBER 19, 2013 5

“Defining Excellence One Customer At A Time”

WWW.MUTHREALESTATE.COM

T E EN IC EM R P OV PR IM

8435 Sand Dollar Dr, Windsor 80528

918 Huntington Hills Dr, Fort Collins 80525

7401 Barnes Ct, Fort Collins 80528

Two story home in Highland Meadows. Kitchen with granite slab countertops, upgraded Tharp cabinets and butler’s pantry. Upstairs offers 2 master suites & 2 additional bedrooms. Wet bar in basement, rec room and 2 bedrooms. Vaulted ceilings, hardwood floors, formal living and dining rooms, main floor study and 4-car garage. $639,000.

MLS #718351.

Two story home backs to ponds in Fossil Creek Park. Hardwood floors, spacious kitchen with maple cabinets, island and built in desk. Upstairs master suite, walk out basement with rec room and an additional bedroom. 3 car garage with heated workshop, deck, covered patio, covered balcony and fenced backyard. $610,000. MLS #719047

Ranch style home on half an acre in cul-de-sac in Ptarmigan Golf Course Community. Walkout basement with large deck, landscaped backyard, kitchen with granite slab countertops and slate tile floors.

Oversized 3 car garage and golf cart garage, the perfect basement for entertaining - complete with nice bar area. $515,000. MLS #720172

T E EN IC EM R P OV PR IM

7552 Tamarisk Dr, Fort Collins 80528

2526 Logan Dr, Loveland 80538

5820 Watson Dr, Fort Collins 80528

Patio home in the Ptarmigan Golf Course Neighborhood. Ranch style with open floor plan, large kitchen, tile floors, trellis covered patio, master suite with 5 piece bath. Oversized 2 car garage. Large rec room, bedroom and bath in the finished basement. Lock and leave and let the HOA take care of the rest! $300,000. MLS #720087

Ranch style home located on the shores of Lake Loveland! Beautiful hardwood floors, granite countertops, multiple fireplaces, master suite with luxury 5-piece master bath, walkout basement equipped with a full kitchen and heated 3-car garage plus an additional pull through boat and trailer garage. $920,000. MLS #698881

Patio home overlooking Fossil Creek in the Ptarmigan Golf Course Community. 2 covered patios, 2 covered porches, trex deck and sun room. Kitchen with granite, cherry cabinets, island. Main floor master. Walkout basement with wet bar.

New Furnace and hot water heater and house central vac. $455,000. MLS #712142

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An advertising supplement serving Northern Colorado | www.coloradoan.com/homes

Mortgate Rates U.S. Fixed-rate 30 year U.S. Fixed-rate 15 year Southwest Fixed-rate 30 year Southwest Fixed-rate 15 year

Oct 17, 2013 4.28% 3.33% 4.34% 3.41%

Oct. 18, 2012 3.37% 2.66% 3.40% 2.70%

Fall and winter markets can be a great time to buy without frenzy

“ Laura Olive FOR REAL ESTATE WEEKLY

market has. There are fewer buyers looking. Everyone knows the heart break and stress that some colleagues or friends had earlier this year trying to buy a home. In the price ranges under $450,000 and in many neighborhoods it was not uncommon to have multiple offers. Some buyers wrote 4-5 offers before they were successful in making a home purchase.

Some were not successful at all and dropped out of the market from pure fatigue.

While there are fewer actual homes on the market in the fall/ winter months than there are in the spring/summer months, the number of

This time of year... you will likely buy a home for less money than you could buy the same home for next spring.

active buyers is less as well.

As a ratio there are more active listings per buyer. This is what takes the extreme pressure off. There is more to see and as a buyer you are much less likely to be competing with an offer.

This time of year with fewer other buyers in the market competing for limited inventory you will likely buy a home for less money than you could buy the same home for next spring. In addition you would not have the stress of competing with several other offers or missing out all together because the pressure on the market.

While sellers may not get

Where news stories come to life Log onto Coloradoan.com, click the video link and explore local video stories.

“

This is a great time to buy or sell a home. Interest rates are hovering around a 4.5% for a 30 year fixed rate loan.

While this is higher than the rates we had early this year it is still close to historic lows and often the resulting payment is less than what it would be to rent the same house! Plus you get the tax benefits of ownership. It is always hard to predict what interest rates will be in the future. Though it seems that rates will continue to be low next spring/summer there are many things that impact interest rates and we do not have any control over those.

For people that have good credit, a good stable job, and intend to stay in the area indefinitely, purchasing a home is a good move. You have the opportunity to lock in today’s home price and low fixed interest rates for 30 years.

The fall and winter market does not have the pressure that the spring or summer

the premium for their home selling now vs next spring, they will have the advantage of less pressure, less anxiety, and lower prices for the home they intend to purchase once their home is sold.

Buyers that dropped out of the market because of the spring/summer frenzy are out shopping now; other buyers that have recently moved to the area are out shopping now. There is a pent up demand and we are likely to have strong home sales though the end of the year. Often people will take advantage of the fall and winter time markets to look at homes while visiting local

friends and relatives. They are often very well qualified and motivated. As we head into the holiday season showings do drop off, however, the quality of the showings is generally very high.

Buyers taking time to look at homes through the distracting Thanksgiving and Christmas holidays are typically serious buyers.

There is an opportunity for both home buyers and sellers this time of the year to make their move, taking advantage of today’s lower rates and less market pressure.

Laura Olive, CRS, ABR, CDPE, EcoBroker, CNE is a Broker Associate with RE/ MAX Alliance. Please write to: 125 S Howes Street Ste 120, Fort Collins, CO 80521 or call 970-495-4755 or email: laura@lauraolive. com. For a complete archive of other articles that have appeared in this paper please go to www.

LauraOlive.com.

LOG ON TODAY.

www.coloradoan.com/homes | An advertising supplement serving Northern Colorado

REAL ESTATE WEEKLY SATURDAY, OCTOBER 19, 2013 7

Off-Season Selling Don’t shy away from cold weather; listing your home during the fall or winter can bring unexpected advantages Many home sellers choose to sit on the sidelines during the colder autumn and winter months and get in the game come springtime, when they expect greater interest from buyers. But with the right preparations, smart sellers can list now and sell quicker than expected, without hibernating through the winter, the experts say.

Many people consider fall and winter as the off season for real estate, with fewer shoppers hunting for homes and fewer listings from which to choose.

That shouldn’t necessarily dissuade people from listing their homes during the cold season, though, says Bruce Taylor, president of ERA Key Realty Services in Whitinsville, Mass.

“This year, with a lower inventory level [of homes for sale] than previous years, it should be somewhat easier to sell,” Taylor says. “Our September closings and new pending contracts are the highest in the past 11 years.”

The pool of prospective purchasers may be smaller, shoppers out hunting in fall and winter are usually more motivated and serious, often with a pressing need to close quickly and move in soon due to a job relocation or major life change.

Chris Klebba, broker for RE/MAX Executive at the Lake in Cornelius, N.C., says motivated buyers tend to feel more pressure to pull the trigger on some-

thing they like rather than wait for something better to come along.

“These buyers out in the cold looking at homes are not ‘tire kickers.’ They want to buy a home and get moved in now,” Klebba says.

Another advantage to listing now versus later is that there is less competition from other sellers.

“There are fewer houses on the market in the fall and winter, which may lead to more demand for your house,” says Jack Gloriod, owner/agent with The Becky Gloriod Team, Colorado Springs, Colo.

Additionally, “Houses tend to show very well when decorated tastefully for the holidays, and buyers enjoy this,” Klebba says. “And listing and selling in fall or winter could make it so the timing works

out for the seller to take ad- showings may interrupt holivantage of the coming new day activities, sellers have to spring inventory and increase be diligent about removing their odds of finding the per- snow and ice from their propfect next home.” erty for safe visitor access and The drawbacks to selling to increase curb appeal, and in colder seasons are thata See OFF-SEASON, page 11

Half LIFE

50

Percentage decrease in foreclosure starts in 2013 Q2 compared to a year earlier – the fewest in any quarter since early 2008.

Source: Office of Comptroller of the Currency, Sept. 2013 release. © CTW Features

8 SATURDAY, OCTOBER 19, 2013 REAL ESTATE WEEKLY

An advertising supplement serving Northern Colorado | www.coloradoan.com/homes

www.coloradoan.com/homes | An advertising supplement serving Northern Colorado

See These Homes At: www.coloradoan.com/homes

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8 SATURDAY, OCTOBER 19, 2013 REAL ESTATE WEEKLY

An advertising supplement serving Northern Colorado | www.coloradoan.com/homes

www.coloradoan.com/homes | An advertising supplement serving Northern Colorado

See These Homes At: www.coloradoan.com/homes

Individual Listings Re/Max Listings The Group, Inc.

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YOU CAN BE ON OPEN HOUSES TOO! An ad on the Open House Guide Map is available to realtors and private party individuals as well, for only $30 per ad.

For more information, please call Hillary 970-416-3916 or Mimi 970-224-7800

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The more you know, the more you’ll grow.

When the recent graduate who just rented 2B started plotting his escape from his parents’ basement, he used his smart phone and found your listings on Apartments.com. Later that evening, he checked out your website and Facebook page. The secret to your online marketing smarts? Free training from Apartments.com – where helpful learning tools can be your key to success.

Sign up for our free training webinars at Apartments.com/asc/Training/Webinar or call (888) 658-RENT. ©2012 Classified Ventures, LLC. All rights reserved.

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4449 Thompson Pkwy, Johnstown

7595 View Pointe Dr , Wellington

UPGRADES GALORE IN THIS CUSTOM RANCH, large lot, courtyard, 2 master suites, gourmet kitchen, professionally finished basement with media room. Amazing property.

Backs to farm land with Amazing mountain views, 3 bedroom, 2 bath, 2672 sf ranch with 2 car garage. Gas fireplace, fenced yard, central a/c, large kitchen, full unfinshd basement.

Call Rose Merkey

Host: Sharon Armstrong

$211,000 | MLS #719456

970-219-4859

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Find your Colorado home here.

This weekend’s open houses: 20

AT I, S 4 FR 12– N N E U OP & S

21 E

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305 Audubon Blvd, Severance $263,500 | MLS #697114

Beautiful ranch built by Norco Construction. Oversized 3 car garage, central A/C, hardwood floors, covered patio. Ready to move in to!

Call Roger Dittus 970-420-0872

rogerdittus@comcast.net

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www.HomesInColorado.com 22

1–4

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2105 Meander Rd, Windsor $469,900 | MLS #707743

Beautiful home in popular River West. This two story home features main floor master, formal dining room, two story family room, 2 bedrooms up with loft and finished basement with additional bedroom, bathroom and rec room. The home sits on .65 of an acre and is a must see.

Call Pamela Cass: 222-6025

pamelacass@remax.net

23

2–4

E

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3719 Post Rd, Laporte $199,900 | MLS #719907

Bright Cheerful tri-level Home on large corner lot. New roof, fresh paint in and out, new appliances, new carpet. Master has private bath. 2 car garage and 2 sheds too. Near shopping and schools. Great Home or Investment property.

Call Laura Gippert: 970-222-8026

6012 Venus Ave, Fort Collins $207,800 | MLS #721301

Updated 1644 sf, 3 bedroom, 2 bath with large fenced yard, tiered deck + Hot Tub! Updates galore new carpet, new a/c, radon mitigated + so much more!

Host Ifi Udowana: 970-581-9795

ifiudowana@gmail.com

kendraadams@remax.net

Fabulous SE home with tons of space for everyone. 5 bdrms/6 baths, main floor study with private full bath.

Walking distance to Harmony Village tons of restaurants and shops. 1/2 acre.

Call Rita Embry 970-481-4967

ritaembry@remax.net

Subdivision, City

Subdivision, City

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3220 Mesa Verde St, Fort Collins $649,900 | MLS #721109

visit www.HomesInColorado.com for more properties

Subdivision, City

Kenrick Construction - maintenance free patio homes in Highpointe Estates. 2/3 bedroom plans, upgraded finishes, landscaping included & mountain view lots!

Call Kendra Adams: 388-0456

& T SA 4 N 1– E N OP SU

lauragippert@gmail.com

Featured Properties:

5994 Woodcliffe Dr, Windsor Starting at $389,000

24

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1731 W Trilby Rd, Fort Collins $399,000 | MLS #716915

7 acre equestrian center with 3 bed, 2 bath country house just minutes from town. Large decks for entertaining with views of the foothills & mountains.

Call Bogdan Kaleta: 215-1067

Fort Collins South, 4703 A Boardwalk Dr. | 226-3990

bogdanhomes@gmail.com

1731 W Trilby Rd, Fort Collins $399,000 | MLS #716915

Small equestrian center just outside city limits. 7 acres w/ insulated horse barn for 6 horses. 4 acres of rotating pastures.

Loafing shed and riding arena.

Call Bogdan Kaleta: 215-1067

bogdanhomes@gmail.com

Fort Collins Downtown, 125 S. Howes Ste. 120 | 482-1781

D TE Subdivision, City

Subdivision, City

LIS

4129 Shoreline Dr, Fort Collins $549,000 | MLS #720945

Exquisite lake side property with 2 homes on .69 acres! Across the street from Horsetooth Res! Fantastic views, updated home, lush landscape & more!

Call Ken Anderson: 970-217-7262

www.WeSellFortCollins.com

Loveland, 750 W. Eisenhower Blvd. | 669-1234

210 W. Magnolia #420, Ft. Collins $560,000 | MLS #718952

Penthouse Living w/City Views. Walk to Old Town! 2 Bed,2 Bath, 2 patios, hardwoods, maple cabinets, granite counters, exposed ductwork. Secured bldg.

Call Billie Myers: 481-1883

BillieMyers@ColoradoHomeSale.com

Greeley, 5586 W. 19th St. Ste. 2000 | 330-5000

www.coloradoan.com/homes | An advertising supplement serving Northern Colorado Off-Season

Coldwell Banker

(Continued from page 7)

real estate prices overall are expected to be lower, which may equate to a lower selling price and more concessions or incentives expected from the seller.

As is true of any time of year, a well staged home has a higher chance of selling closer to the asking price.

Gloriod recommends organizing all belongings carefully, festoon with appropriate holiday decorations that don’t make the space appear cluttered, and, during showings, light your fireplace and bake a fresh pie to create a pleasing, festive atmosphere.

He adds that sellers should keep up with outdoor maintenance:

REAL ESTATE WEEKLY SATURDAY, OCTOBER 19, 2013 11

“Rake your leaves, shovel the snow and clean out your pool.”

Despite the fact that mortgage interest rates have ticked up higher in recent months, Klebba still anticipates the 20132014 “off-season” to be busier than last year in terms of sales.

“Consumer confidence is still high, and that translates into activity,” Klebba says. “And buyers in the marketplace are realizing that values are increasing and the time to buy is now, while interest rates are still reasonable and they can still get a deal on their dream home.”

#1 IN COLORADO

The Premier Luxury Real Estate Experts in Fort Collins and Northern Colorado 970-223-2300

!

970-223-6500

PreviewsMembersOnly.com

By Erik J. Martin – CTW Features Sue Coburn

970-222-1773 Ft. Collins Devonshire

Pam Collier

970-215-3439 Ft. Collins Devonshire

Catherine L. Rogers Louise Creager 970-988-1030 Ft. Collins Devonshire

970-217-6843 Ft. Collins

Saturday, Oct. 19 1-4 pm at 6952 Gander Way, Fort Collins

FRE the fEir Pumpkin st 10 v s to isitors !

$740,000

#19 FC-0000380054

Carrie Holmes 970-988-0242 Ft. Collins

Rob Kittle 970-690-4920 Ft. Collins

12 SATURDAY, OCTOBER 19, 2013 REAL ESTATE WEEKLY

Dennis Schick’s

Featured Properties Beautiful acreage ranch home on 2.29 acres in SE Ft. Collins w/ 3 bed, 3.5 baths, fin. walk-out bsmt, 2 car garage. Detached shop & private pond! Large gourmet kitchen w/ nook, immaculate 5416 S. County Rd 7, Fort Collins landscaping, large back patio w/ brick planters! $815,000 | MLS #720162 15

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7507 County Rd 72, Windsor $950,000 | MLS #697334

Outstanding 10+ acre property w/ incredible views! Home is upated with high end features - Pella Deco windows, Acacia hardwood & wool carpet! Perfect for entertaining! Outdoor living area complete w/ pergola, waterfall, pond & bar area!

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105 Palmer Dr, Fort Collins $595,000 | MLS #719121

Beautiful custom home in Fairway Estates. 3 bed, 2 ba, study, huge mudroom. Master w/gas fp, 5 pc bath w/ jetted tub, 2-person shower & skylights.

Giant deck, pond/waterfall. 2000 sq ft detached heated shop & RV parking.

Host: Roger Dittus 970-420-0872

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4980 Hogan Dr, Fort Collins $385,000 | MLS #715277 4 bed, 2 bath in Fairway Estates w/ plenty of upgrades including hardwood floors, new carpet, stainless steel appliances, & granite countertops. Custom travertine tile in bathrooms. Large yard, new deck, windows, and roof.

The Chestnut by Hawkstone Builders.

3 bed, 2 full bath, full unfinished daylight basement. Spacious living room w/ vaulted ceilings & gas fireplace. Kitchen open to dining & living rooms. Wood flooring through kitchen & dining. Alder cabinetry by Tharp.

1203 Rue Ct, Fort Collins $699,000 | MLS #695036

7250 Caledonian Ct, Windsor $559,600 | MLS #714833

Host: Jason Bianco 970-402-0666

Stunning new ranch by Luxury Homes in Le Jardin. High end features throughout. Fully finished home includes 4 bed, 3 bath, main level study, rec room & fully equipped theatre room. Gourmet kitchen, spacious great room w/built-ins & gas fireplace.

505 Timber Ridge Pkwy, Severance $242,600 | MLS #697312

Beautiful ranch by Homes of Distinction on premium walk-out lot. Open layout, gourmet kitchen, great room w/gas fireplace. Spacious master w/5 pc bath & walk-in closet. Partially fin walk-out bsmt w/ 2 bed, full bath & rec room. Covered back deck. 3 car garage.

Call

Dennis Schick 970-567-3942

dschick001@aol.com ,(&)+- !"%*''#*$!!% FC-0000380049

An advertising supplement serving Northern Colorado | www.coloradoan.com/homes

A TOWN AT A CROSSROADS Developer says Timnath will remain a primary growth frontier in Northern Colorado

TIMNATH, Colo. – Only a short time ago, Timnath, Colorado was essentially the size of a small neighborhood, with a quaint Main Street and a population of just 223, according to the 2000 Census. Today, 13 years later, Timnath is projected to grow in size to approximately 27 square miles with an additional 20,000 new residents over the next 20 years.

With limited new "greenfield" development land in Fort Collins, new development, new home construction, and growth are moving east.

"Timnath has been and will remain a primary growth frontier in Northern Colorado,'' said Gary Hoover, developer of the WildWing subdivision located on Timnath Reservoir. "Timnath appeals to a wide range of home buyers, including those seeking a custom home on an estate lot to the first-time home buyer and the patio home buyer."

Home buyers are finding many reasons to shift their eyes towards Timnath, including the town’s close proximity to Fort Collins, location in the coveted Poudre School District, lower density requirements that allow for larger lots, spectacular mountain views, and community amenities. The recent completion of the Park, Recreation, Open Space, and Trails Plan (PROST Plan) outlines a commitment for many parks and recreation areas, including the Timnath Reservoir.

The community will offer connectivity for bicycles and pedestrians throughout the town.

The Poudre Trail will con-

nect Fort Collins to Greeley through Timnath with the completion of the Timnath section currently underway. Timnath is home to Bethke Elementary, the first school ever to be awarded the LEED Gold Standard.

“Our vision states that we want to be a destination community that is clean, green, and serene, and I believe we are realizing our vision,” said Jill Grossman-Belisle, Mayor of Timnath.

Even through the economic downturn, Timnath has continued to grow. In 2011, the town released 132 single-family home building permits and another 141 in 2012. Now with a recovering economy, Timnath projects to release an additional 160 permits in 2013. The town is slated for continued growth as many old developments are being resurrected and many more are being planned.

Hoover acquired and resurrected one such subdivision, WildWing, in 2011.

WildWing had only two completed homes when Hoover acquired the property out of foreclosure.

Now, after making significant improvements to the neighborhood, 26 singlefamily and patio homes have been completed or are under construction, and an additional 9 lake front lots have been sold.

The subdivision’s first phase is about 50% soldout, but three more phases remain with approximately 200 home sites left.

This progress is not limited to WildWing. Other large-scale Timnath subdivisions are seeing similar turnarounds and rapid growth, including Harmo-

ny Club, Timnath Ranch and Serratoga Falls. Harmony Club has nearly completed its first filing with over 125 homes. Timnath Ranch is enjoying rapid growth with more than 400 homes already built and another 600 at build out. Serratoga Falls is also under new ownership and off to a fresh start.

Despite the rapid growth, Timnath is committed to maintaining its historic small town roots.

Historic farms are now becoming vibrant neighborhoods that continue to value the connection to the land, emphasizing views, ample open space, recreational areas, trails and connectivity in a community sharing one united zip code.

"WildWing embraces Timnath's roots, emphasizing the natural landscape with large lots, open space, trails, parks, and greenbelts, which all allow for full enjoyment of the abundant wildlife and surrounding natural beauty in Timnath," Hoover said.

“All that in Poudre School District and minutes from Fort Collins.” Timnath actually requires that new developments dedicate over 20 percent of development land to open space, parks and recreation with a goal of never being more than a quartermile walk from a park.

Today, Timnath finds itself, once again, at a busy crossroads as it becomes a community that prides itself on its connection to its historic past while progressively planning and building for a sustainable future.

– Courtesy of Hartford Homes

www.coloradoan.com/homes | An advertising supplement serving Northern Colorado

Ask our broker

REAL ESTATE WEEKLY SATURDAY, OCTOBER 19, 2013 13

Lock

With Peter G. Miller

(Continued from page 16)

Stuck with no refinance Question: I am one of many unfortunate borrowers who is underwater, but neither Fannie Mae nor Freddie Mac owns my mortgage. I do not have the cash needed to bring down my loan balance and refinance, so what are my options, short of losing the house? I know so many people in this situation. We are stuck and we are worker bees who do not have the time to unite and ask the government for help with this discriminatory situation.

Answer: The assistance provided to foreclosed borrowers is strangely selective. For instance, to qualify for refinancing assistance under HARP, your loan must be owned by Fannie Mae and

Freddie Mac, and it must have been sold to one or the other before May 31, 2009.

I have no idea how such a deadline was set, but you can bet on two things: First, a lot of people do not qualify for assistance because of the artificial limit. Second, if the home across the street had a loan bought by Freddie Mac or Fannie Mae on June 1, 2009 and was later foreclosed, the value of your property will still go down.

We know that foreclosure activity has fallen dramatically with the passage of Wall Street reform, meaning that relatively few new foreclosures are entering the system.

What we are really dealing with, in large measure, is the mess created from the

N. E SU OUS PM N H -4:30 E P O 2:30

1018 Centre Avenue Fort Collins, CO 80526 970.221.5995

130 LYONS STREET

SEAMLESS BLEND OF OLD AND NEW! Impeccably remodeled Old Town bungalow! 2002 s.f. w/ 4 spacious bedrooms & 2 baths. Gorgeous, original hardwood floors & highly designed & open kitchen.NEW features include mechanicals, plumbing, electrical, 2-car garage, landscaping, lighting & magnificent basement.

Seamless blend of old & new! $538,500 MLS#719867 Angie Spangler, CNE 970-402-6430 fortcollinsrealestatebyangie.com

ftcollinshomes.com T. E SA OUS M N H-4:00 P E P O :00 2

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foreclosure meltdown that began in 2006 and 2007 – a mess that surely did not end in 2009.

See if you qualify for a HAMP loan modification rather than a HARP refinance. There is a January 1, 2009 HAMP requirement but no mention of Fannie Mae or Freddie Mac at MakingHomeAffordable.gov.

Speak with local community housing organizations and get their advice – as you point out, you are not the only local homeowner with such concerns.

Lastly, contact your state attorney general. They may have programs and settlement money that can help in your situation.

– © CTW Features

N. E SU OUS PM N H0-2:00 E P O 2:0 1

Emily Heinz 970-988-9367 oldtownforsale.com FC-0000379997

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515 W MOUNTAIN AVENUE

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4136 MONUMENT DRIVE

BRAND NEW CONSTRUCTION IN OLD TOWN! Live the Old Town lifestyle at this prime location!

Exceptional newly built custom 2 story presenting 3318 s.f. w/4 bdrms, 3 full baths. Top of the line finishesthroughoutmaintaining the original integrity of the neighborhood.1-2 car garage & 6500 s.f.lot.Dunn School & walk to downtown! $699,000 MLS#712598

Solid townhome in North Loveland featuring 3 bedrooms all upstairs, 3 baths, large kitchen with pantry, and convenient attached 1 car garage. Outside, there is a fenced, private backyard space that backs to open space! Clean and ready to move into! $149,900 MLS#720984

Angie Spangler , CNE 970-402-6430 fortcollinsrealestatebyangie.com

Mary Miller 970-391-7513 N. E SU OUS M N H -3:00 P E P O 1:00

ED! T IST RKE T LN THE MA S U O J IME 1ST T

415 S. HOWES STREET UNIT 606

Unsurpassed views of the Rocky Mntns are seen from this 6th floor condo located in the heart of Old Town. Sophisticated interior, perfectly designed with top of the line finishes throughout.

A m e n i t i e s i n cl u d e convenient parking, a sauna, indoor & outdoor pool, hot tub, exercise room, and game room. $175,000 MLS #719586

Solana Beach, Calif.

Additionally, if rates drop, the borrower may have the option of locking in a new, lower rate.

The disadvantages are that not very many lenders currently offer “lock and shop” programs, and the borrower will pay a premium rate (usually one-eighth to half a percentage point higher than the lowest rate available) plus a non-refundable fee to the lender for the privilege of locking in.

“Also, the escrow must close within the lock period, which can be 30 to 90 days,” says Phil Georgiades, chief loan steward, VA Home Loan Centers in San Diego. “If the home is new, owned by the lender, a short sale or in need of repair, the closing can be delayed by weeks or months, and the borrower usually will

1ST TIME ON THE MARKET!

Magnificent country estate with stunning mountain views.Extraordinary custom home in gated community featuring an outbuilding with private guest quarters surrounded by professionally designed landscaping including 2 water features andpracticegolfgreen.Relaxontwocovereddeckswithpanoramicviews.Newly Jill Marum remodeled kitchen boasts professional grade appliances, cherrywood 970-566-0313 cabinetry and granite throughout. Enjoy the heated floors in the newly See more pictures remodeled luxury master bath.Horses allowed.$960,000 MLS#720960

www.39553rangeviewdr.com

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3838 ROCK CREEK DRIVE 21-A

Beautiful 2bd/1bth condo w/ 4 exterior walls.

Tile backsplash & cherry finish cabinets in kitchen. N, S, E & W window exposure allows natural light. Great tile in bath! Lots of storage,attached garage, balcony,community pool and clubhouse. FHA/VA approved. Must see to appreciate! $174,900 MLS#720225

PROHORS PER E TY!

5

EXQUISITE CUSTOM HOME W/ A PROFESSIONAL 2 STORY ADDITION. New mstr suite, & walk out basement rec rm. Amazing kitchen & deck/patio area. Natural mtn setting w/, knock out 360 degree views! Quality architectural detail. Open beam ceilings, double mstr suites, hardwood flrs, glass block, granite, cherry cabinets.

Separate bsmnt entrance. $620,000 MLS#717427 Stephanie Steward 970-227-6656

– Erik J. Martin © CTW Features

Pete Tippett 970-690-4106 www.livingindoors.com

6926 MILNER MOUNTAIN RANCH RD

39553 RANGEVIEW DRIVE SEVERANCE - BELMONT FARMS

have to pay a penalty for not closing on time.”

The penalty could range from approximately $200 and $1,400 a week, he says.

The best candidates for “lock and shop” programs are borrowers who are concerned that interest rates will rise dramatically in the two to nine months before they close and those who will purchase in an area with little to no competing buyers.

“An alternative is letting the market play out and being willing to pay discount points to reduce the interest rate and payments if they shoot up,” Feder says.

“Discount points can end up being less expensive, and they’re only paid if rates rise significantly.”

267 N COUNTY ROAD 23 E

STUNNING LUXURY ESTATE HORSE PROPERTY SURROUNDED BY NATURE INCLUDING A PRIVATE POND! Kitchen w/nook & island. Luxury 5pc. mstr w private deck & H20 view. Open beams, vaulted great rm, art niches, hand troweled walls, home theater area & more.

Private guest apartment. A portion of the garage is an amazing outdoor kitchen/ entertainment area.Don’t miss the barn & historical building. $1,250,000 MLS#715996 Stephanie Steward 970-227-6656

F14 Real Estate Weekly, Saturday, October 19, 2013

ROOMS TO RENT 1BDRM $450/mo 970-472-0179

OFFICE SPACE Office Stes 1200-1620SF $8-10 SF NNN 223-7567 drakepark.com

FIND THE HELP YOU WANT WITH THE COLORADOAN CLASSIFIEDS

224-4000

FIND THE FIND THE HELP YOU WANT HELP YOU WANT WITH THE WITH THE COLORADOAN COLORADOAN CLASSIFIEDS CLASSIFIEDS

224-4000 224-4000

CONDOS TOWNHOUSES EXECUTIVE RENTAL SE LOCATION Fossil Lake Ranch 2Bdrm + Den + 2Ba + 2 car attch gar., 2nd fl condo, frplc, 2 decks, AC, kitchen island, no pets, lease nego., N/S $1500/mo 970-2239363 or 227-1440 2 bdrm duplex w/gar amenities. 1390 sf.

1118 Kirkwood Dr. $1100. Np/ns/no students 970-224-3459

HOMES TO SHARE DHome to ShareD in Timber Ridge Mobile Home Park Smoking ok, priv bath Flexible and reasonable W/D, D/W, A/C, alarm 1 indv only No Pets, ALL util incl., $500/ mo (deposit workable) 310-406-9300

HOMES TO RENT 3BDRM 2BA, w/ oversize 2Car Gar, all appli., $1200/mo water incl, + dep, pets nego 970-691-3460

FIND THE FIND THE HELP YOU WANT HELP YOU WANT WITH THE WITH THE COLORADOAN COLORADOAN CLASSIFIEDS CLASSIFIEDS

224-4000 224-4000

FIND THE FIND THE HELP YOU WANT HELP YOU WANT WITH THE WITH THE COLORADOAN COLORADOAN CLASSIFIEDS CLASSIFIEDS

224-4000 224-4000

FIND THE FIND THE HELP YOU WANT HELP YOU WANT WITH THE WITH THE COLORADOAN COLORADOAN CLASSIFIEDS CLASSIFIEDS

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For Home For Home Delivery FOR HOME DELIVERY Delivery 1-877-424-0063 1-877-424-0063 1-877-424-0063

www.coloradoan.com/homes | An advertising supplement serving Northern Colorado

REAL ESTATE WEEKLY SATURDAY, OCTOBER 19, 2013 15

Real Estate Transactions

The following information about recent real estate sales is supplied by Weekly Homebuyers List, Inc. of Lakewood. Names, addresses, cities, ZIP codes and phone numbers of all new homeowners are available from Weekly Homebuyers List, Inc on sticky labels. Call (303) 744-2020 or visit www.weeklyhomebuyerslist.com

Berthoud • 304 E. Nebraska Ave.; Buyer: Jacqueline & Ken Mclauchlan; Seller: David & Treena Milano; $243,400 • 1800 Chaparro Circle; Buyer: Andrew Anderson; Seller: Mark J. Speaker; $267,000 • 2137 Elmwood St.; Buyer: John & Benita Mclaurin; Seller: Gunilla Godebu; $425,000

Estes Park • 1435 Matthew Circle; Buyer: Ronald & Colleen Larue; Seller: B. & Sue Dykes; $350,000 • 363 Virginia Dr.; Buyer: Carl & Mary Ferrie; Seller: Erle & Jenny Radel; $350,000 • 1986 Dallman Dr., Unit 2; Buyer: Robert & Susan Ladenburger; Seller: Jay & Lynn Lykins; $550,000

Fort Collins • 1036 Tierra Lane, Unit B; Buyer: Dalton & Gena Zerlan; Seller: Jeremy Subia; $169,000 • 1317 Westward Dr.; Buyer: Dominic Abrini; Seller: Brett S. Ewan; $193,000 • 1200 Village Lane; Buyer: Randall & Susan Benzel; Seller: James & Mary Bonner; $220,000 • 1617 Leesdale Ct.; Buyer: Elizabeth & Timothy Meehan; Seller: Kari A. Esh; $260,000 • 337 N. Shields St.; Buyer: Justin Brown; Seller: Joshua J. Maes; $350,000 • 1406 Tributary Ct.; Buyer: Lanny & Maryann Goyn; Seller: Craig & Janice Mcfadden; $444,900 • 417 N. Hollywood St.; Buyer: Daniel Fox; Seller: Mary A. Dornseif; $448,000 • 826 Blondel St., Unit 103; Buyer: Charles Camp; Seller: Mark T. Machacek; $175,000 • 932 Thornhill Place; Buyer: Claudia Babcock; Seller: Adam & Randy Huryta; $180,000 • 525 E. Plum St.; Buyer: Donald & Joanne Preuss; Seller: Jessica C. Fisher; $186,000 • 2644 Ashland Lane; Buyer: Stacy & Charliene Denham; Seller: Zak & Jennifer Gilbert; $222,500 • 426 Houghton Ct.; Buyer: Edward & Audrey Reifsnyder;

Seller: Encore Homes LLC; $223,900 • 432 Houghton Ct.; Buyer: Michael Mccarty; Seller: Encore Homes LLC; $230,800 • 1951 Winamac Dr.; Buyer: Courtney Dierenfield; Seller: Encore Homes LLC; $242,600 • 3469 Yule Trail Dr.; Buyer: James & Cynthia Disney; Seller: Melody Homes Inc; $255,500 • 3274 Greenlake Dr.; Buyer: Brian Grossman; Seller: Cornali Investments Ltd; $260,000 • 3214 Greenlake Dr.; Buyer: Hugh & Karin Hollohan; Seller: Bluestone Homes Colorado LLC; $268,000 • 4908 Boca Del Rio Dr.; Buyer: Josiah & Amy Trujillo; Seller: J. J. Construction Northern Co; $271,500 • 3156 Lower Loop Dr.; Buyer: David Dickerson; Seller: Melody Homes Inc; $289,800 • 422 E. Pitkin St.; Buyer: Benjamin Wisner; Seller: Jonathan & Dawna Susa; $296,000 • 844 Ridge Runner Dr.; Buyer: Kelly & Melissa Miller; Seller: Melody Homes Inc; $298,500 • 832 Ridge Runner Dr.; Buyer: Michael Pante; Seller: Melody Homes Inc; $305,900 • 1008 Campfire Dr.; Buyer: Stephen & Sandra King; Seller: Melody Homes Inc; $322,800 • 2221 Ridgecrest Road; Buyer: Charles & Shelley Calisher; Seller: Gary & Janet Pugh; $345,000 • 4753 Brenton Dr.; Buyer:

Richard & Wanda Ernst; Seller: Jeffrey & Leah Odell; Seller: Patrick Becker; Seller: RichTc56 LLC; $323,600 Daniel Groen; $277,000 mond American Homes Colo; $361,700 • 2419 Cochetopa Ct.; Buyer: • 315 Strasburg Dr.; Buyer: Eli & Clint & Tracie Gunnufson; Ana Soto; Seller: Anthony & • 742 Cottonwood Dr.; Buyer: Seller: Gary & Laura Wile; Michele Campana; $280,000 Joshua Maes; Seller: Melinda $334,000 A. Frye; $395,000 • 1806 Brookwood Dr.; Buyer: • 424 Idalia Dr.; Buyer: David & Debra & John Misuraca; • 1824 Cottonwood Pt. Dr.; Jill Clark; Seller: Cary & Denise Seller: Robert & Debra Stanko; Buyer: Jane Beard; Seller: Bergeron; $342,000 $288,000 Joanne Tremaine; $589,000 • 5101 Red Bud Ct.; Buyer: • 331 Leeward Ct.; Buyer: • 1315 Kirkwood Dr., Unit Becky & Darin Spence; Seller: Jeffrey & Dana Christopher803; Buyer: Neeraj Manrao; Brandon & Anna Yelton; son; Seller: Jack & E. Steele; Seller: David & Debra Worley; $357,500 $299,900 $79,500 • 2463 Iowa Dr.; Buyer: Erin • 2519 Pinecone Circle; Buyer: • 3465 Lochwood Dr., Unit A2; Peck; Seller: Bartran ConstrucMatthew Zimmerman; Seller: Buyer: Marianne Teklits; Seller: tion Inc; $364,000 Lisa Renae Poshustagregory; David E. Michoski; $100,000 $309,000 • 1309 Kirkwood Dr., Unit 408; See TRANSACTIONS, page16 • 2244 Haymaker Lane; Buyer: Buyer: John & Betty Morley; Seller: Travis C. Mcmahon; $107,300 OPEN SAT 1-3 AND SUN 2-4 3760 Ashmount Drive, Fort Collins • 4545 Wheaton Dr., Unit A330; Buyer: Superna Mehta; Seller: Cesar Augusto Palermo; $120,000 • 6832 Antigua Dr., Unit 10; Buyer: Donn & David Mulderink; Seller: Erin C. Page; $167,000 • 219 Tralee Ct.; Buyer: William Cooksey; Desirable SE Location. Walk to Front Range Village!

Seller: Wisciowa LLC; 5 bdrm 3.5 ba 3700 sf. $374,900 $170,000 Beautifully updated kitchen with granite counters, new ss appliances • 2720 Tulane Dr.; and recessed lighting. Professionally finished basement.

Buyer: Karla Maitland; Seller: WilView full details at www.3760ashmountdr.com. liam & Brooke Leer; 970-206-0112 FC-0000380175 $197,000 • 1106 Doral Place; SAT & SUN 12 – 3 Buyer: R. Julian; Seller: Delores Mikesell; $275,000 • 223 Parker St.; Buyer:

1336 Ticonderoga Dr. Fort Collins 80525 Beautiful setting on Collindale Golf Course!

2-story, 3 bdrm 2½ bath, vaulted ceiling, granite tile countertop kitchen, tile & wood floors on main level. Family rm w firepl, Living rm, sep Dining rm, deck. Full unfinished basement 2-car gar. See on www.dieter-usa.com $438,000 Michael Nicholson 970-691-8429 Home Savings Realty LLC MLS# 719807 FC-0000380217

16 SATURDAY, OCTOBER 19, 2013 REAL ESTATE WEEKLY MORTGAGE SHOPPERS CAN ONCE AGAIN LOCK IN RATES AND AVOID RISING MORTGAGE RATES

An advertising supplement serving Northern Colorado | www.coloradoan.com/homes

Transactions

(Continued from page 15) • 3507 Limestone Ct.; Buyer: Steve Calvillo; Seller: Robert A. Miknis; $377,500 • 1025 Mirrormere Circle; Buyer: Ronda Callison; Seller: Camille A. Blue; $171,000 • 2406 Dalton Dr.; Buyer: Janice Haley; Seller: Brandy C. Hodgson; $190,000 • 433 Riva Ridge Dr.; Buyer: Neeraj & Kavita Mahindroo; Seller: Kristin Hicklin; $197,500 • 1136 Wabash St., Unit 5; Buyer: Connie Henry; Seller: Marianne Laugen; $210,000 • 719 Butte Pass Dr.; Buyer: Brett Eihausen; Seller: Grace A. Larralde; $221,000 • 900 Arbor Ave., Unit 16; Buyinterest rate and not being er: Harold Smith; Seller: Floyd subject to market fluctua& Mary Spelts; $227,500 tions while you’re looking for • 313 Mapleton Ct.; Buyer: a home,” says Mark Feder, Patrick Rimel; Seller: Carla & president of Pacific Home Robert Woodhull; $245,000 Mortgage Funding, Inc. in • 907 Wagonwheel Dr.; Buyer:

Lock & shop makes a comeback

See LOCK, page13

D R Horton 970-460-9125 www.drhorton.com/colorado

FC-0000378589

USE N HO -3 OPE NDAY 1 SU

5307 FAIRWAY SIX DR., FORT COLLINS

FC-0000380028

Fabulous 3927 sq ft home in a secluded location overlooking 5th fairway at Southridge! 4 bdrm/3 bath.

Lots of natural light and open plan w/walkout and large multi-level deck. The setting adjacent to green space creates the privacy of an estate lot with half the maintenance. Gorgeous mature landscaping. Versatile floor plan with secondary bedroom/ofc on main level. A must see!

MLS#720936 $410,000

Todd Spiller, Spiller Realty Services 970-218-9526, www.spillerrealty.com

$304,00

D R Horton 970-631-8091

637 Clarendon Drive, Windsor, CO 80550

$275,000

4 bed/2.5 bath/2 car/1886sf - brand new 2 story home w/ large country kitchen! All appliances including refrigerator, washer & dryer + window coverings, full front & back yard landscaping w/ sprinklers & fence, full unfinished bsmt!

D R Horton 970-686-5823 www.drhorton.com/colorado

FC-0000378593

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Johnstown • 3927 Heatherwood Circle; Buyer: Gerald & Sara Lemmon; Seller: Brett A. Guffey; $228,800

Livermore • 200 Snowcliff Road; Buyer: Charles & Joyce Hart; Seller: Robert Crane; $260,000 Loveland • 1523 Diana Dr.; Buyer: Judith Anderson; Seller: Arlene M. Sharp; $152,000 • 2017 Canada Goose Dr.; Buyer: Shannon Zitting; Seller: Charles W. Zitting; $160,000

Call or email Janet Stewart, Elevations Real Estate 970-227-3136 janetstewart@frii.com

5871 BANNER STREET, TIMNATH - $369,000

3 bed/3.5 bath/3 car/2518 sq ft - New Home with Builder’sWarranty! Best-selling floor plan that has an added bonus…guest suite on the main floor with full bath!

Open floor plan includes granite and hardwood, tile and A/C and all landscaping front and back with full fencing.

D R Horton 970-493-1318

Check out your local listings inside!

8575 CITATION DR., WELLINGTON

3220 BELMONT, WELLINGTON

Terrific 2660 sq ft ranch style home originally built by Sage Homes. Move in today. 3 bdrm, 2 bath & large master w/ vaulted ceiling & private bath, great room, separate eating area. Microwave & range are included. Full unfinished basement, easy to finish, central air. All landscaped with concrete edging, storage shed, sprinkler, quiet cul-de sac. $204,900 MLS#719466

$222,000 Fantastic opportunity to own in Wellington Pointe Subdivision!

FC-0000380200

4 bed/3.5 bath/4 car/3147 sq ft - New home on oversized homesite in cul-de-sac! Private 1st floor study + beautiful Emerald Kitchen with large center island, granite, wood flooring, stainless, double ovens, pot filler and more. Relax under covered patio or huge owner’s suite with 5-pc bath w corner tub. Jack & Jill upstairs bathroom plus full unfinished bsmt!

857 CAMPFIRE DR., FORT COLLINS, CO 80524

3 bed/3 bath/1886 sq ft - New 3 bdrm ranch with builtin stainless appliances, slab granite countertops, wood flooring+ large family rm w/ fireplace. 5-pc owner’s bath w/ tile flooring, unfinished bsmt, covered patio, full front/back yard landscaping w/ sprinklers/fence!

FC-0000378595

$468,900

FC-0000380110

2012 Seapines Crt., Windsor

• 5413 Taylor Lane; Buyer: William & Dawn Paschal; Seller: John & Judy Andrew; $460,000 • 3480 Egret Lane; Buyer: Justin & Kaylyn Shelby; Seller: Jane F. Beard; $1,180,000 • 8404 S. County Road 3; Buyer: Andrew & Lauren Gerk; Seller: Todd & Lisa Neiberger; $1,400,000

2-6 on 1 6 & MSat 10n u S ues T

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FC-0000378591

Several lenders around the country are reviving special “lock and shop” programs that allow pre-approved borrowers to avoid the threat of rising mortgage rates by locking in a preferred rate while they search for a property.

“Lock and shop” lending opportunities all but disappeared after the housing bubble burst a few years ago, but they’re coming back into vogue today as banks and other financers strive to remain competitive.

“The main advantage is the security of knowing your

John & Kimberly Lewis; Seller: Glenn Pressman; $252,900 • 2119 Essex Ct.; Buyer: Chi & Chilinh Nguyen; Seller: David & Sarah Bandimere; $265,000 • 3100 Placer St.; Buyer: Jonathan & Dawna Susa; Seller: Foundation Trust, Unit 3232; $295,000 • 2913 Garrett Dr.; Buyer: Claudia Molins; Seller: Brian & Sarah Johnson; $318,000 • 5551 Cornerstone Dr., Unit E30; Buyer: Shawn Mills; Seller: Amy Siconolfi; $170,000 • 5163 Northern Lights Dr., Unit A; Buyer: Jason & Chastity Bell; Seller: Douglas A. Ploughman; $220,000 • 3702 Observatory Dr.; Buyer: Kathryn Hicklin; Seller: Richard J. Delaney; $280,000 • 2709 Amber Waves Lane; Buyer: Joann Berrian; Seller: B. Lynne Mckeon; $299,500 • 2214 Dolan St.; Buyer: Julie Dotson; Seller: Gregory & Shauna Metzo; $355,000

Oversized lot, 3 car garage, open layout, AC. Ranch home w/ 3 bedrooms on the main & basement 30% completed w/ bedroom ready for your personal finishes & a completed study. You will enjoy the master closet organizer that includes drawers. The carpet on the main was recently replaced.

Backyard w/sprinklers, storage shed, covered patio, room to play. Come see this home today! MLS#720119.

Mike & Marie 970-231-0495

To advertise, call Mimi Toliuszis 224-7800