Rewdigipage 0824

3,446 LISTINGS

fort collins • loveland • windsor wellington • timnath

SATURDAY, AUGUST 24, 2013

Model Homes Now Open www.MyDryCreekHome.com

Models Open Daily Weekdays 1-4 • Weekends 11-4

Lakefront Estates, Single-Family, and Patio Homes in Fort Collins

FC-0000372393

Homes near Old Town from the Low $200s Own for $1,000 Down, $1,000/month

2050 International Boulevard, Fort Collins, CO 80524

FC-0000374023

FLAT FEE LISTINGS

Sell Your Home for Less than $500!

Check out your local listing here

FULL SERVICE LISTINGS FOR 1%!

Don’t pay 6% to Sell Your Home! It is Your Money!

BUYER REBATES! 1% BACK to YOU!

8986 SMOKE SIGNAL WAY, WELLINGTON

We Contribute 1% of Your Purchase Price Back to You at Closing!

Michael Nicholson: Broker/Owner

970-691-8429

mnicholson@homesavingsrealty.net

It’s Time for Real Estate to be About the Consumer!

Home Savings Realty FC-0000372230

FC-0000372395

www.HomeSavingsRealty.net

Fantastic main floor master plan with open floor plan, 2-story great room with gas fireplace, big kitchen island, upgraded Alder cabinets, Stainless Steel appliances, and oak hardwood floors. Main floor office, 2 beg bedrooms and bonus loft area upstairs, full unfinished basement.

Great backyard patio backing to greenbelt! 3 car garage, west facing! A/C, sprinkler system and refrigerator included. Great condition and ready to move right in. MLS # 717166 Price: $248,000 FC-0000374970

Jim Hauan 970-419-2303 970-221-0700

2900 S. College Ave., Suite 1A | Fort Collins, CO 80525

970.212.9000

www.cobaltmortgage.com/fortcollins FC-0000372331

©2012CobaltMortgage,Inc.NMLS#35653.LicensedbytheColoradoDepartmentofRegulatoryAgenciesinColoradostate.

2, REAL ESTATE WEEKLY, An advertising supplement serving Northern Colorado www.coloradoan.com/homes

HOME

New

DEVELOPMENTS

Highland Meadows Golf Course Community Open 1-4 SAT & SUN You Pick the Home .... We Have the View!!

Luxury Finishes Spectacular Mountain Views Stylish Ranch Plans ,/)-830' 4("#&0 4.+18"(3 5%(73#/138%( #//1 /11338%(

…the Difference is in the Detail…

Visit the model home located at:

Open Thursday-Saturday 1-4 Many plans to choose from!

5)-- 3!" 2"(" 6)/&!)( $")*

(970) 226-HOME (4663) www.abbcobuilders.com FC-0000372390

FC-0000372389

Prices starting in the $400s

7239 Crystal Downs Dr, Windsor, CO Highland Meadows

Eight Beautiful Models to Choose From Home Prices Starting in the low $400’s Sales Center: 7372 Royal Country Down Drive

ABBCO BUILDERS

Saturday, August 24, 2013

Laura Gippert | 970-222-8026 Sam Denunzio | 970-420-1179 Amber Baray | 970-213-0194

970-226-3990

Savant Homes - Now building in Fairview Village Timnath, CO

Fairview Village Features:

Savant Home Features: * Energy Star rated homes * 2x6 construction standard * Slab granite, new hardwood floors standard * Interior design included with every home * Ability to customize floorplans

*Lots average 10K sq. ft. *Majestic mountain views *Ability to build outbuildings on RV garages *Easy access to Front Range Village, Centerra & I-25

10

Visit our model home at 3676 Dixon St, Timnath Open Sun 1-3

www.savanthomesinc.com

Call DJ Johnson (970) 213-0648 djjohnson@remax.net

970-226-3990

FC-0000372391

Low Maintenance Patio Homes in Trail Head

$277,800-$287,400 Dennis Schick

Low maintenance patio homes in Trail Head Sub by Triton Communities. Several models and options to choose from.

Main level layouts open & spacious, perfect for entertaining. 9 ft ceilings throughout. Estimated completion August 2013.

Call Dennis Schick

rve ese Ad! R to our w Y o or lN Cal ace F p aS

.. . . . . .. To Advertise Call . . . . .....

Mimi Toliuszis 970-224-7800

Hillary Hutcherson 970-416-3916

(970) 567-3942 dschick001@aol.com www.dennisschick.com FC-0000374423

Saturday, August 24, 2013

www.coloradoan.com/homes An advertising supplement serving Northern Colorado, REAL ESTATE WEEKLY, 3

Open Houses This Weekend SUNDAY 1-3

309 Habitat Cove-Stately columns make a charming “Welcome” into this lovely, light filled home. South facing windows invite you to step out and enjoy the outdoor living space on the enormous back deck. Finished rec room, addl. bedrooms and bath downstairs. Sideload 3-car garage.

www.thegroupinc.com

$570,000

MLS#717403

$250,000

MLS#716155

Call Leigh Ann Peters (970) 690-7404

51.*$(11(7 -"')$ 970.223.0700

01#$4,2& -"')$ 970.663.0700

SUNDAY 1-3

618 Breakwater Dr, Fort Collins.

Phenomenal 4bed/4bath 2-story in The Landings with all the bells and whistles!

Plenty of room to entertain with formal and informal living and dining plus finished basement. Updated kitchen, maple floors, and main floor study retreat and so much more!

$440,000

MLS#716590

Call Gregg Thomas (970) 988-8221

!$2($.., -"')$ 970.613.0700

/%4+$..6 -"')$ 970.221.0700

SATURDAY 1-3

640 Monte Vista Ave, FTC-5BD/2BA, 2798SF. Fresh interior and exterior paint, new fence, new carpet and tiled floors, new light fixtures, newly finished hardwood floors, newer Anderson windows (2011)- many more upgrades - MUST SEE! Near Old town and walk to CSU campus.

$385,000

MLS#713109

Call Danny Valles (970) 213-4463

U O N N IT L S Y LE 3 FT

Call Janelle Thomas (970) 290-8066

SUNDAY 11:30-1

318 Saturn Dr. Ft. Collins-3BD 3BA 2024 sf 2 Story. Fresh paint & new vinyl in kitchen & dining area! Living room has vaulted ceiling & fireplace, large master w/walk-in & bath.

Nice sized lot with partially fenced backyard. Unfinished basement!

Great home…Great Neighborhood!

5,.3126 -"')$ 970.229.0700

SUNDAY 1-3

712 Centre Avenue, FTC-Arrowhead offers a new choice for luxury condo living in the heart of convenient mid town FTC. Timeless interior finishes, granite, hrdwd,distinguished design details& generous living spaces,foothill views! Close CSU & Old Town!

$429,000-$1,150,000 MLS#669129

$225,000

MLS#716178

Call Leigh Ann Peters (970) 690-7404

SUNDAY 11-1

907 Akin Ave. Ft. Collins-DUNN ELEMENTARY! This historic 5BD 2BA 2,657 sf 2 story home is an Old Town Gem! New Alder kitchen & wood floors greet you. Main floor study w/ built-in desks, Old World design gas fireplace. New roof, furnace & A/C! Great outdoor living area.

SATURDAY 12:30-2:30

1207 Oak Island Ct, Ft Collins-Hard to find Oakridge patio home with fenced courtyard! Tiled sunroom makes a wonderful study or TV room, master bath has skylight, double sinks, and jetted tub. Well maintained and located on cul-de-sac!

$489,900

$245,000

Call Jeffrey Martin (970) 599-4436

Call Judy Nelson 970-227-7887

MLS#697093

MLS#714221

SATURDAY 10:30-12:30 SUNDAY 1-3

1207 Oak Island Ct, Ft Collins-Hard to find Oakridge patio home with fenced courtyard! Tiled sunroom makes a wonderful study or TV room, master bath has skylight, double sinks, and jetted tub. Well maintained and located on cul-de-sac!

$245,000

MLS#714221

Call Amber Kahler 310-4170 Jill Angelovic (970) 619-0051

C AN C EL LE D

Call Kathy Albertz 690-6011 Linda Hopkins 217-1228

SUNDAY 2-4

824 Coutler St. Ft. CollinsWonderful 4BD 4BA 2,016 sf 2 story home in Evergreen Park with finished basement! Separate dining area with hardwood flooring, living room fireplace, tile floor in kitchen and all appliances are included. Beautiful yard and 2 car garage.

SATURDAY 1-3

1314 Vinson Street, Fort CollinsGreat 4 BR/4 BA home in Registry Ridge, corner lot, huge fully fenced backyard with privacy fence and patio, 3 bdrms up-1 in bsmt, open floor plan, vaulted ceilings, close to pool, clubhouse, and tennis! New carpet!

$255,000

MLS#715707

Call Chris McElroy (970) 227-5102

SATURDAY 12-2

1406 Hummel Lane, Fort CollinsNear excellent shopping, schools & Fossil Creek park. Spacious floor plan & storage to boot. Updated kitchen w/lrg pantry. Basement has lrg family room, bedroom, bath & additional kit. 300 SF deck great for entertaining.

$386,000

MLS#717101

Call Seth Hanson (970) 310-7498

SATURDAY 12-2

1833 Lowell Ln., Ft. Collins-Vintage 60’s era style bungalow on short acre with 3/BD, 2 BA, 2-car garage + 2-car carport, 3-rail fence, 1,500 sf. wrap-around deck & A/C. Wood floors & original cabinets and tile.

Meticulously maintained park-like yard! Close to trails & Old Town.

SUNDAY 2-4

1928 Lindenridge Dr. Ft. CollinsTudor style 3BD 4BA 3108 sf tri-level is exquisite! Remodeled gourmet kitchen w/ cherry cabinets, granite, island etc., exposed beams in family room. 4 season porch, professionally landscaped yard & more!

SUNDAY 1-3

2000 Sheffield Ct, Ft Collins-Village West 2 story on cul-de-sac location!

4 bdrms/3 baths, Rocky Mtn High School District! Well loved by original owners. These homes do not come available very often. Pool and tennis optional! No HOA!

$350,000

$600,000

$275,000

Call Anita Pool (970) 412-9609

Call Christine Cavalier (303) 827-9170

Call Becky Vasos (970) 217-9874

MLS#705513

MLS#708449

MLS#716118

ME D! HO DE ON CLU B N B I RI Y UE NT BL RRA WA

SUNDAY 1-3

2219 Tanglewood Dr, Fort CollinsBig Quality 6 bedroom Parkwood home on quiet street. Main floor master ADA accessible addition w/ Radiant in floor heat. Large lot with beautiful landscaping, newer roof, furnace & central air.

SUNDAY 1-3

2701 Chaparral Drive, Fort Collins-3 BR, 3 BA, 4 level on a corner lot with fenced yard and large patio, new carpet just installed, 2 fireplaces, updated kitchen w/tile flooring and granite, updated baths, no HOA!

$385,000

$250,000

Call Mark Miles (970) 227-8887

Call Amber Kahler (970) 310-4170

MLS#716796

MLS#710680

SATURDAY 1:30-3:30

2820 William Neal Parkway, Fort Collins - 3bd, 3ba, Ranch, 4435sf.

Large front porch welcomes you!

Great kitchen, gas cook-top, stainless appliances, 42” cabs, hardwood floors.

Butler’s pantry, formal living & dining, family room. Unfinished basement.

Bonus room above garage.

$365,000

MLS#716613

Call Reneta Bird (970) 481-2363

SAT AND SUN 3-5

2821 Amber Waves Lane - Location, Location! Directly across the street from the neighborhood park & pool 3 bdrm 3 ba home has more to offer than New Construction: formal dining area, eat in kitchen, great open space on the mn flr enough rm for you to spread out. Full Unfin Bsmnt!

$344,000

MLS#717446

Call Melissa Doherty (970) 391-5800

SUNDAY 1-3

1306 Lawrence Dr, Fort Collins-2 master suites both decked out w/ luxury baths & fireplaces. Gorgeously appointed w/ natural stone, custom concrete, & log accents throughout.

Check out the home where spa meets lodge & leaves you feeling as though every day is a vacation.

$579,000

MLS#706364

Call Jessica Tate (720) 284-7534

4, REAL ESTATE WEEKLY, An advertising supplement serving Northern Colorado www.coloradoan.com/homes

0439 *6!$3$ )."$ 833<395 SATURDAY 11-12:30

3312 Red Mountain Drive, FTCDelightful 5BD/4BA 2819 sf home just steps from wide open space and Ft Collins HS. Finished basement with rec room, bedroom and bath.

Large, fully fenced back yard with play structure and oversized patio.

Mountain views!

;;;,#.3/26!4"97,76:

SUNDAY 2-4

3921 Observatory Drive, Fort Collins-Large 2 story features 2nd floor loft and several family/rec/ play areas in finished bsmt, maple cabinets, granite, stainless steel, wood floors, cornr lot with views to open space!

$320,000

$415,000

Call Jon Holsten (970) 237-2752

Call Kathleen Hollerbach (970) 222-0679

5,.3126 -"')$ -1+,''-,+1++

SUNDAY 1-3

$303,000

MLS#715588

!$2($.., -"')$ -1+,%(&,+1++

/%4+$..6 -"')$ -1+,''(,+1++

01#$4,2& -"')$ -1+,%%&,+1++

4062 Harrington Ct, Fort CollinsEnglish Ranch - well kept patio home on a quiet cul-de-sac, close to parks and shopping. Open floor plan w/ vaulted ceilings and gas fireplace.

Raised oak cabinets. 4 bedroom 3 bath. Master has walk in closet and 5 piece bath.

MLS#710831

51.*$(11(7 -"')$ -1+,''&,+1++

SUNDAY 1-3

5018 Blackhawk Drive, WindsorReady in 60 days! New ranch plan on 2.8 acres, open flr plan, slab granite, hickory flrs, den/study, master suite is separate from other bdrms, oversized 3 car garage, full unfinished bsmt, close to MCR & Centerra w/easy I-25 access!

$500,000

MLS#697132

Call Billy Miles (970) 631-4441

Call Kurt Faulkner (970) 690-4226

N EW

LI ST IN G

MLS#708334

Saturday, August 24, 2013

SUNDAY 1-3

5024 Blackhawk Drive, WindsorReady in 60 days! New main floor master 2 story with dramatic high ceilings, 3 generous guest rooms up, main floor den/study and fantastic master suite plus oversized 3 car garage, all on 2 1/2 acre lot! Close to MCR & Centerra w/easy I-25 access!

$500,000

MLS#697135

Call Kurt Faulkner (970) 690-4226

SATURDAY 1-4

6893 Alister Lane-Hartford patio home in Harmony, open & flowing floor plan, oversized 3 car garage, covered patio, fully landscaped, 3 bdrms, 4 baths, main floor study, rec room, 3/4 bath, bdrm & wet bar in basement!

Stone & stucco, low maintenance exterior. High End Finishes!

$542,000

MLS#705858

Call Robin Nash (970) 689-6188

SAT & SUN 1-3

5633 Claret Street, Timnath 3BD/3Ba, 3665 sf. Backs to greenbelt foothills views.

Numerous w/ upgrades, cherry wood floors and cabinets, granite slab countertop and more! Fully landscaped yard and oversized patio! Neighborhood pool under construction for Summer 2014!

$383,000 MLS#717018

Call Jon Holsten (Saturday) (970) 237-2752 Reneta Bird (Sunday) (970) 481-2363

DAILY 1-5

6424 Murano Drive, Windsor - Stop by our new model, a Castello plan, now open 1-5 pm daily. 2 bedrooms, study, 2.5 baths, 3-car garage, covered deck & patio, entry courtyard, backs to golf course. Get information on our 7 High Performance Homes starting in the low $400s.

$730,000

SATURDAY 10:30-12:30

6508 Trilby Rd.- Stunning 2-story custom built home by Natural Build, backs to natural protected wetland.

5 bdrms, 4 baths, wood floors, ss appliances, slab granite and exposed wood beams. Luxury 5-piece master bath with European style shower.

Walk out bsmnt w/patio.

$680,000

MLS#660867

SAT & SUN 1-4

6913 Water View Ct. - Sneak preview on the new model homes being built in Wild Wing by Hartford Homes.

Beautiful new ranch & 2- story plans w/ some walkout basements. Priced from $370,000-$670,000 base. These patio homes w/some incredible views overlooking Timnath Reservoir.

SAT AND SUN 1-4

6990 Ridgeline Drive, TimnathProvince built home with huge living spaces, multiple suites, vast windows looking out to golf course, kitchen island, dining and great room have shared living space, covered porch and views of the front range!

$370,000-$670,000

$799,000

Call Reneta Bird (970) 481-2363

Call Judy Bogaard 227-1000 Brian Bogaard 481-5376

Call Robin Strong (970) 214-2246

MON-FRI 2-5 SAT-SUN 1-5

SUNDAY 2-4

2108 Ideal Lane, FTC. What a superb 4 bedrooms home on 1 acre with small horse set up close to town! This property includes three plus corrals, riding area, loafing shed, tack room, huge fenced yard with a storage building.

Starting at $209,900

$275,000

Call Jason Billings (970) 581-6444

Call Katie Moon (970) 377-6078

AN EXCLUSIVE SERVICE OF THE GROUP, INC. REAL ESTATE

Northern Colorado Real Estate Source The Real Estate Source is a magazine produced by The Group featuring homes for sale and new home neighborhoods throughout Northern Colorado. & 5!:7 (,',,, @?<#:% =#%$7#C"$:= E?B$2GD0

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Call Chris McElroy (970) 227-5102

Bucking Horse Townhomes Healthy lifestyle living with expansive trail system, pool, community gardens, open space, working farm, and artisan village (all coming soon).

3 models to choose from starting at $209,900. Visit the sales office at Timberline Road and Sandbur Drive.

MLS#707644

Homes from the low $300’s MLS#715319

MLS#711487

Call Dennis Pfeifer (970) 227-6646

DAILY 10-6

6821 Rock River Rd,TimnathMeritage Homes is now selling homes at Timnath Ranch from 16032685 finished sq ft, 2 story and ranch plans. Homes back to open space, close to Bethke Elementary. Visit our model at 6821 Rock River Rd or call Russ Webber at 720-341-3425

& 5BG#B: !:7%#?B ?8 <"CG#@F$#?B F$ HHH0$2:47?"<#B@0@?E @?B$F#B#B4 $F#B#B4 G#BI% $? =:$F#G <F4:% 8?7 E?%$ G#%$#B4%0

MLS#708820

rado rn Colo e h t r o N Source

tate Real Es

Saturday, August 24, 2013

www.coloradoan.com/homes An advertising supplement serving Northern Colorado, REAL ESTATE WEEKLY, 5

429 Clubhouse Court, Loveland

E OUS-4 H N 1 OPE nday u S

Beautiful golf course patio home in Marianna Butte!

3 Bed, 2 1/2 Baths, Vaulted Ceilings, Gas Fireplace, Updated Appliances, Finished Basement, 2425 sq ft, Mountain Views, 5 min walk to Golf course Clubhouse $345,000

FC-0000375085

Open House: Saturday 1-3

5213 MAYWOOD COURT / WINDSOR NEW CONSTRUCTION in Belmont Ridge - Available for 90 day close! Stunning ranch style home by Oak Valley Homes. Garden level, 3 bed, 3 bath with gourmet kitchen. Slab counters, center island, stainless appliances, gas range, and pantry. Gorgeous master suite w/ luxury 5pc bath. MLS#: 699287 $470,000

For Sale By Owner 970-667-1330 For more Information and showings

FC-0000374832

Skylar Haskell 970-534-0825 Matt Haskell 970-690-1690

David T. Muth, CRS c: 970-481-5963 o: 970-229-0700

“Defining Excellence One Customer At A Time”

WWW.MUTHREALESTATE.COM

7310 Vardon Way, Fort Collins 80528

7565 Price Ct, Fort Collins 80528

7417 Kite Ct, Fort Collins 80528

Remodeled 2 story home with custom features. Vaulted ceiling in entry, living and family room. 2 story gas fireplace. Formal dining. Kitchen features hardwoods, eat-in, Alder cabinets, solid granite top on large “L” shape island that seats 7.

Master bed with 5 piece bath, fireplace, large walk-in closet with built-ins. Main floor laundry room off mud room, oversized 3 car garage. Finished basement with wet bar, recreational room, additional bed and bath. Backyard with partially covered patio, professionally landscaped with flagstone walk-ways and fully fenced. $585,000. MLS #716487.

Stunning ranch home overlooking 10th green with finished walk-out basement on one of the best lots in Ptarmigan. Gourmet kitchen features custom cabinetry, granite countertops, eat-in kitchen, breakfast area and adjacent Hearth room.

Main floor master with built-ins, chair railing, laundry and office. Master bath with skylight, double height vanities, walk-in closet, Jacuzzi tub and walk-in shower.

Bonus upstairs loft/study. Two additional bedrooms in basement with attached baths and walk-in closets. 3 car garage + golf cart garage. $1,150,000. MLS #707248.

Home located on the 13th hole of the Ptarmigan golf course! Sellers used this property as a summer home so it’s like new! Property features an impressive 5 bedrooms, 6 baths plus study! Open floor plan with main floor master with luxury 5-piece bath. Kitchen has granite counters & wood floors. Large walk out basement with wet bar, recreational room and theater room (projector & screen stay). Home has 4 fireplaces, 2 wet bars with refrigerators, covered porch and stamped concrete patio. Enjoy amazing views and life on the golf course! $789,000. MLS #711435.

2526 Logan Dr, Loveland 80538

6508 Trilby Rd, Fort Collins 80528

5752 Nicklaus Dr, Fort Collins 80528

Gorgeous brick home located on the shores of Lake Loveland! Enjoy the captivating water views from inside and outside this one of a kind ranch style home. This home boasts beautiful hardwood floors, granite countertops, multiple fireplaces, master suite with luxury 5-piece master bath, walkout basement equipped with a full kitchen and a heated 3-car garage plus and additional pull through boat and trailer garage. New Roof in April 2013. Life on the water never looked so good! $950,000. MLS #712142.

Stunning two-story custom built home by Natural Build, backs to protected natural wetland. Large low-E glass windows throughout. Wood floors, kitchen features stainless steel appliances, slab granite, stone bar, and wood beams.

Master features luxury 5 piece bath with European style shower. 9’ ceilings in the sound proof walk out basement with patio, game/theatre room and 2 additional bedrooms. Main floor laundry and mud room . 3 car garage, multiple patios, fire pit, gas grill hook-up and wet bar. $680,000. MLS #711487

Golf course living on Ptarmigan 18th hole! Incredible mountain views from every window, open floor plan, vaulted ceilings, beautiful hardwood floors + so much more. Retreat to your master bedroom with walk-in closet, luxurious 5-piece bath. Gourmet kitchen with 6 gas burners, 2 ovens, granite counters and nook area overlooking golf course. Main floor study with jack-n-jill bath adjoining another bedroom. Walk-out basement with 2 more additional bedrooms, gas fireplace, large recreational room with wet bar and current pool. Covered back patio.w $975,000. MLS #703543

FC-0000372333

Mom & Dad’s Pad

82

Percentage of respondents who believe adult children w living at home should pay rent.

Source: Coldwell Banker Real Estate/Harris Interactive survey of 2,000 U.S. adults, June 2013 © CTW Features

6, REAL ESTATE WEEKLY, An advertising supplement serving Northern Colorado www.coloradoan.com/homes

Mortgate Rates

Saturday, August 24, 2013 Aug. 22, 2013 Aug. 23, 2012

U.S. Fixed-rate 30 year U.S. Fixed-rate 15 year Southwest Fixed-rate 30 year Southwest Fixed-rate 15 year

4.58% 3.60% 4.62% 3.67%

3.66% 2.89% 3.70% 2.93%

Sellers with FHA loans have a valuable marketing tool

Home sellers that have an FHA loan on their home have a unique financing tool that may be valuable to the buyer of their home. FHA loans are assumable at the rate and term existing on that loan. This is one of the few loan types that is assumable. The buyer would have to qualify for the loan just as they would for a new one, but they can take over the existing loan balance and interest rate on the loan.

This might be very attractive to the buyer if they have a larger down payment to make up the difference between the loan balance and the agreed to purchase price.

Interest rates have been at historical lows the last 3 years. While they are still excellent, hovering around 4.75%, if a seller has a 3.5% FHA loan to assume it would be valuable to see if you could assume it. The other additional benefit is that

Ask our broker

Laura Olive FOR REAL ESTATE WEEKLY

the mortgage insurance premium has gone up in recent years. By assuming the existing loan you get the benefit of the lower mortgage insurance rate. So even if the rate is higher it still might be a benefit to assume the existing loan instead of originating a new one.

The buyer would need to qualify for the loan with the mortgage lender holding the loan. The lenders will qualify the buyer just as they would if you where originating a new loan. While FHA has minimum guidelines the lender’s own guidelines might be stricter.

With Peter G. Miller

Question: The real estate market in our area has improved and now we see a lot of cash offers. We would like to buy but cannot pay all cash. Are we at a disadvantage?

Answer: Yes and no.

Cash purchasers can have several advantages:

Their offers do not depend on lender approval, the seller does not have to pay any points and closing might be faster.

The use of cash can create a quick and simple transaction.

However, sometimes buyers who need mortgage financing can overcome the advantages

The buyer still needs to have good credit. While FHA guidelines accept credit scores as low as 500, most lenders have stricter guidelines and want to see a credit score of at least 640. They will calculate your debt to income ratio by adding up your monthly loan obligations, including credit card minimum payments, auto and student loan payments, child support and/or maintenance obligations, plus the house payment that you want to assume. They will compare this to your monthly income and come up with a ratio. They want this ratio to be 43% or less. Again individual lenders may have stricter guidelines.

These loans are only assumable to owner occupied buyers. An appraisal on the home is not required.

However, the buyer must have at least a 3.5% down payment. These

funds must be verifiable in the bank just as they would be if you were originating a new loan.

Assuming the loan has been in place for a while and the home has gone up in value, the down payment amount could be substantially higher. If the buyer does not have the cash to bridge the gap between the loan balance and the agreed upon purchase price, the buyer might be able to get a 2nd loan from a local lender. Most lenders will require that the buyer have at least 10% down or more in order to qualify for the 2nd. The payments on this 2nd loan would also be used in the debt to income ratio.

The fees to assume the loan are set by the individual banks, but they are likely to be substantially less than the cost to originate a new loan.

Because the buyer is qualifying to assume the

loan, the seller is released from liability. This is an important point for the seller.

There are other guidelines for older FHA loans originated prior to December 15, 1989, but those loan balances would be so low that it is unlikely that it would be practical to assume those loans.

Sellers should let their agent know if they have an FHA loan in place as it could be an excellent marketing tool in the sale of their home.

Laura Olive, CRS, ABR, CDPE, EcoBroker, CNE is a Broker Associate with RE/MAX Alliance.

Please write to: 125 S. Howes Suite 120, Fort Collins, CO 80521 or call 970-495-4755 or email: laura@lauraolive.com.

For a complete archive of other articles that have appeared in this paper please go to www.LauraOlive.com.

Compete Against Cash Offers of a cash competitor. For instance: • You can work with a lender before entering the marketplace to nail down a qualifying loan amount. While a loan cannot be approved in advance (because the value of the property is unknown, among other hurdles), pre-approval

can help assure sellers of your financial stability and commitment to buy the property.

• You can make an offer which does not require the seller to pay any points.

• Most importantly, you can simply make a better offer than a cash buyer, something with a higher

price or better terms than a cash buyer is willing to bid.

Many cash buyers believe that because they have financing in hand, they can purchase at discount. This can be the case in some situations, especially when there is a buyers’ market.

See COMPETE, page 11

Saturday, August 24, 2013

www.coloradoan.com/homes An advertising supplement serving Northern Colorado, REAL ESTATE WEEKLY, 7

BUYING MORTGAGES INSURA

A House with Good Bones Underneath it all, structural integrity is more important than granite countertops.

Here’s how you know your future home has ‘good bones’

Featured Properties IC

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Stunning 2-story with premium location across from Aberdour Park. Fully finished with 5 bed, 6 bth, study, formal living & dining, butlers pantry, exercise room, spacious basement family room & wet-bar.

Trex deck, pergola, patio, & mature landscaping.

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experienced enough to know the difference between good or poor construction, says Fiona Dogan, an agent with Julia B. Fee Sotheby’s International Realty, Rye, N.Y., so it’s best to enlist the aid of a reputable home inspector who is experienced at spotting red flags and problem areas.

“There can be defects in a house that aren’t immediately visible without a thorough inspection by a professional,” says Michael Watkins, real estate agent with Keller Williams, South Beach, Fla. “Signs like water marks in the ceiling and hairline cracks in the floor and walls should clue you in that more in-depth inspection by an expert is necessary.”

Other red flags include slanted floors, foggy windows, cracks and water infiltration spots in the foundation or loose wires in the basement, Laporta says.

“Those are all signs of

the foundation shifting and precursors to overall problems with the house in the long run.”

Although new construction and energy efficiency standards are higher and building codes are more stringent than in years past, don’t assume that recently built homes are more structurally sound than older resale homes.

Some properties may be updated to look modern and well appointed, but they could still have structural problems hidden underneath.

“These days, nothing should be taken for granted. Even reputable contractors cut corners to bring the house in on budget,” Laporta says.

That’s where a home inspector can make all the difference and alert a buyer before the purchase is made. “If homebuyers don’t pay See BONES, page 11

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3804 Cleveland Ave, Wellington $165,000 | MLS #705780

2 bed, 1 bath home sits on 3 lots. Detached 2-car garage & tons of parking in the rear. Freshly painted exterior. Currently a residential rental property - tenant will stay or leave with 30 days notice.

Property backs to town park & fronts on main street. Tons of possibilities!

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Updated home in Old Town Windsor. 2 bed, 1 full bath w/ basement space ready to be finished off. Cute all season sun porch at the front of the home feeds into the open living & dining spaces with hardwood floors throughout. Updated gourmet kitchen, great original built-ins.

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Stunning lakefront retreat on 3 aces just minutes from Old Town. Walk-out basement w/ English pub bar setup, theatre room & authentic diner w/ decor & amenities you have to see to believe. Beautiful architectural details & high end furnishes throughout.

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720 Walnut, Windsor $185,000 | MLS# 714342

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6044 Waterfront Drive, Fort Collins $1,475,000 | MLS #704850

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7700 Park Ridge Circle, Fort Collins $675,000 | MLS #716184

Beautiful 1 of a kind contemporary home w/ great view! Features highest quality custom finishes made & ordered specifically for this home. Spa-like master bath w/granite walk-in shower, European cabinet system, custom made sinks. Walk-out basement w/theatre rm. Professionally landscaped by Sandy Schlicht.

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6506 Aberdour Circle, Windsor $685,000 | MLS# 714160

By ERIK J. MARTIN As a generation of thrifty and handy DIYers comes of age, some are looking for a low-cost property that they can slowly renovate into a dream home.

Still, real estate experts recommend that buyers look for a property with “good bones,” meaning that there are no structural problems that might haunt the homeowner later.

A house with “good bones” has crucial elements intact and in good condition, says Amatore Laporta, president of A&A Design Group Ltd., an architectural firm and general contracting company in Chicago.

That includes a solid foundation, sound roof, quality windows and 2-by-6 construction (use of 2-inch by 6-inch studs in the framing of exterior walls).

Today’s buyers who are looking for a “fixer upper” can assess curb appeal and interior finishes on their own, and they might be willing to overlook an outdated kitchen or toosmall master bedroom.

However, these structural elements can be expensive or impossible to fix, and could make or break a deal.

Most buyers are not

Dennis Schick’s

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8022 Cattlemans Rd, Fort Collins $154,900 | MLS #706091

Awesome 3.38 acre building lot 10 min north of Old Town. Beautiful lake and mountain views. Set nicely to build home with walk-out basement. Gas & electric at property line. Will need septic. Abuts 260+ acres of preserved open space. Horses allowed.

RD CE YA EN CK & F A B E EE AP FR DSC N LA

4215 Woodlake Ln, Wellington $290,000 | MLS #701119

The Walnut ranch plan by TR Properties. 5 bd, 3 ba, fully finished bsmt. Open floor plan, vaulted ceilings, wood flooring, granite counters in kitchen & all baths, stainless steel apps. Large master suite w/private bath & walk-in closet.

Bsmt rec room w/ fully equipped wet bar.

T& SA -4 ENUN 1 P O S

3220 Green Lake Dr, Fort Collins $295,020| MLS# 703224

The Berkley by Triton Communities.

Low maintenance patio homes in Trail Head Sub. MAIN LEVEL MASTER! 3 bed, 2.5 bath. Great open layout through dining, kitchen & living room, perfect for entertaining. 9 ft ceilings throughout.

Call

Dennis Schick 9970-567-3942 7 0 5 67 39 4 2

dschick001@aol.com

FC-0000375198

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10, REAL ESTATE WEEKLY, An advertising supplement serving Northern Coloradowww.coloradoan.com/homes

Saturday, August 24, 2013

Find your Colorado home here. www.HomesInColorado.com This weekend’s open houses: 13

14

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7962 Rising Sun Ct, Windsor $550,000 | MLS #699738

Custom home featuring stunning finishes and design, located in Highpointe Estates. Over 2,700 sf finished with an oversized three car garage, loft with a bonus room and full landscape. This home will be available for showings thru Sept.

Call Connie Gliott: 970-566-4627

conniegliott@yahoo.com

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3614 Rocky Stream, Fort Collins $794,900 | MLS #715324

Beautiful home sitting on large estate lot in popular Fossil Lake Ranch.

Home features 6 bedrooms, 5 bathrooms, main floor master and study, and fully finished basement. Home is close to schools, shopping and much more. Stop by for a personal tour.

Call Michelle King: 970-590-6121

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3 bed/2 bath ranch on estate lot 1 block from City Park. Well maintained home w/ newer windows & roof. Skylights add natural light.

Lovely outdoor living areas: flagstone patio & covered tiled patio.

Call Laura Olive 970-495-6393

Laura@LauraOlive.com

See these featured listings and more at: Subdivision, City

therennergroup@frii.com

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405 Scott Avenue, Fort Collins $475,000 | MLS #710870

michelleking@remax.net

HUGE PRICE REDUCTION! 3 BD + Loft 3 BA, 2 Car Gar, backs to open space, double sided gas FP, upgraded kit w/gas stove+all appls stay, huge mstr suite w/5 piece BA + jetted tub. Full unfin bsmnt, full fenced yard w/ 324 SF Timbertech deck + shed.

Meticulously maintained!

Call Abby Renner: 970-556-0635

Subdivision, City

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939 Saddlebrook Ln, Fort Collins $319,900 | MLS #715455

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7372 Royal Country Down, Windsor

$494,149 | MLS #707983

The Milano, a ranch with 3bed/3bath built by ABBCO Homes,nice views of the golf course, Completion date August, 2013. Stop in at 7015 Royal Country Down for information on this home and other plans. Three lots remaining in Poudre School District, all walk-out lots!

Hosted by Rita Ohe: 970-215-3068

Kenrick Construction - maintenance free patio homes in Highpointe Estates. 2/3 bedroom plans, upgraded finishes, landscaping included & mountain view lots!

Call Kendra Adams: 388-0456

kendraadams@remax.net

1731 W Trilby Rd, Fort Collins $412,000 | MLS #716915 Great opportunity for a horse property just minutes from town. 2 bd, 2 ba 2 story on 7 acres. Pastures, insulated barn, loafing shed, riding arena.

Call Bogdan Kaleta: 215-1067

bogdan@rmfa.com

Subdivision, City

1820 Beamreach Pl, Fort Collins $262,900 | MLS #714814

Richard’s Lake, 3br, 3ba 2 story. Cherry cabinets, all appliances. Immediate possession. Beach & picnic area access.

Unfin. basement, new carpet main level.

Call Jan Thayer: 970-229-9911

www.JanThayer.com

Subdivision, City

2226 Clipper Way, Fort Collins $207,500 | MLS #709862

Great newer home in a quiet North side neighborhood. 3 beds/3 baths/2 car garage. Gas fp, loft, all appliances, and low maintenance. Great shape!

Call Ken Anderson: 217-7262

Fort Collins South, 4703 A Boardwalk Dr. | 226-3990

FC-0000375197

www.WeSellFortCollins.com

Stunning contemporary home in desirable Huntington Hills! This 5 bed/5 bath w/ a fully finished walkout bsmt is a must see. Situated on a large lot, close to pool, tennis courts, 99 acre Fossil Creek Park & Werner Elementary.

Call Kelly Swift 970-310-4876

ohehomes@comcast.net

kelly.swift@remax.net

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1612 Cliff Side Dr, Loveland $399,900 | MLS #716802

Brand New Listing!! Don’t miss out on this awesome cedar sided ranch with a walk out basement. 4 bedrooms, 3 baths, decks, workshop/ garage and views galore!! Priced to sell @ $399,900.

5305 Taylor Ln, Fort Collins $369,000 | MLS #714584

On the 1st Fairway of prestigious Ptarmigan G&C, 4 BR, 3 bath, large deck & patio, great for entertaining, surrounded by pine trees for privacy. Vaulted ceilings, large master, jetted tub.

New appliances & roof !

Needs some updating.

Call Julie Stinson 970-679-8590

Call Jenny McGraw 970-222-2358

julies@rmfa.com

jenny_mcgraw@hotmail.com

www.HomesInColorado.com Subdivision, City

ED UC Subdivision, City

301 Audubon Blvd, Severance $268,300 | MLS #696448

New Construction. 3 car garage, A/C, Granite countertops, hardwood floors. USDA 100% Financing.

Windsor/Severance schools.

Call Stephanie Hiett: 302-3788

stephaniehiett@remax.net

ED IST Subdivision, City TL S JU

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908 Elgin Ct, Fort Collins $239,900 | MLS #717210

3 bd/3 bth w/ 2 car garage. Vaulted ceilings, white trim & doors, new carpet, fresh int paint, patio & 2 decks, tile flrs in ktchn & bths, appl incl.

Call Laura Olive: 495-6393

laura@lauraolive.com

Fort Collins Downtown, 125 S. Howes Ste. 120 | 482-1781

158 Beacon Way, Windsor $319,000 | MLS #711638

636 Cheyenne Ave #46, Ft Collins $357,000 | MLS #713107

dheider@remax.net

genev@remax.net

REDUCED $30,000! Ranch Style Patio Home in Water Valley! Open, Light & Bright w/Added Sunroom; Pergo Flooring; 3BD 3Bath; Back Range Views!

Call Dianne Heider: 222-5560

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5994 Woodcliffe Dr, Windsor Starting at $389,000

5279 Huntington Hills Dr, Ft Collins $565,000

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Spacious central Fort Collins patio home surrounded by lush green belts.

HOA maintains snow removal & lawn care. Separate caretaker access.

Call Gene Vaughan: 227-5968

D CE DU Subdivision, City

914 Elgin Ct, Fort Collins $224,900 | MLS #711502

Affordable upgraded ranch w/ 3 bed/2 bath/2 car garage. Vaulted ceilings, upgraded cabinets, kitchen island, 2 sided gas FP, covered front porch!

Call Laura Olive: 970-495-9363

laura@lauraolive.com

Loveland, 750 W. Eisenhower Blvd. | 669-1234

Greeley, 5586 W. 19th St. Ste. 2000 | 330-5000

Saturday, August 24, 2013

www.coloradoan.com/homes An advertising supplement serving Northern Colorado, REAL ESTATE WEEKLY, 11

Compete

continued from page 6

However, in many parts of the country, we now have sellers’ markets. The National Association of Realtors reports that existing home prices in May were 15.8 percent higher than in 2012. There have been complaints about inventory shortages, or lack of desirable homes for sale.

In such an environment, owners may prefer a high-

continued from page 6

attention now, they’ll pay the price later after the warranty has expired,” Laporta adds.

Dogan adds that “good bones” can be a subjective criteria based on how much homebuyers can spend to update or fix problems. “A buyer should also be looking for an idea of how much they will have to spend to get a home to the con-

Email peter@ctwfeatures.com. Due to volume, not all questions may be answered.

E OUS N H 1PM OPET. 11A S

1018 Centre Avenue Fort Collins, CO 80526 970.221.5995

Bones

er offer, financed with a mortgage, rather than an offer for less money backed by cash.

In a sellers’ market, what counts most is not how a deal will be financed but the size of the owner’s check from closing. © CTW Features

1

519 W. MOUNTAIN AVENUE

Authentic Victorian Lady sited on Old Town’s most prestigious Avenue sets the bar for living the downtown lifestyle! Circa 1898 home boasts 3 bdrm/2bath, an office and main floor sunroom. 11,000 sq. ft. lot allows a second dwelling to be built! $729,900 MLS#714604

ftcollinshomes.com Emily Heinz 970-988-9367 E OUS N H PM OPAET. 1-4 S

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5517 GABRIEL DRIVE OPEN HOUSE SAT. 1-4PM

oldtownforsale.com

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1538 WHEDBEE STREET OPEN HOUSE SUN. 11-1PM

E OUS N H PM OPAET. 1-3 S

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1718 WATERFORD LANE OPEN HOUSE SAT. 1-3 PM

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410 LAKE STREET OPEN HOUSE SAT. 1-3PM

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3626 SILVERTIP PLACE JUST LISTED

This classic bungalow has the warmth and charm of its era, yet completely renovated for today’s modern lifestyle! Original hardwood floors, great room with stone fireplace. Completely updated kitchen. Basement retreat with 4th bdrm, bath & living area! New 2 car garage!

Outdoor living at its best with a beautiful, professionally landscaped yard & deck!

Beautifully updated 4bed/2bath ranch style home w/recent remodel-new hardwood laminate, appliances, updated kitchen, etc.

Vaulted ceilings, large sunroom w/skylights, main floor master w/ neighboring dressing room.

Gas fireplace in living room & theater & bar in basement. Great vine covered patio.

Donna Lawson 970-690-5859

Beth Edens 970-443-1575

Carolina Westers 970-690-7667

E OUS N H 3PM OPEUN 1S

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4431 ROSECROWN COURT OPEN HOUSE SUN 1-3PM

Old Town mid century modern ranch style home features 2192 s.f. & 5 bdrms, 3 baths.

All brick exterior & updated throughout with top of the line kitchen, beautiful hardwd flooring, cool built in shelving, cove ceilings & more!

Impressive 10,303 s.f. lot w/ hot tub & outdoor fireplace & 2 car garage.

Fabulous home that features 2 bedrooms 2 bath on the main level and a 3rd bedroom loft. Newer windows and vinyl siding Unfinished basement!

Immediate Occupancy 14 Month Blue Home Warranty. Pristine!

Sandy Lee 970-227-0014

Angie Spangler, CNE

Kathy Mahaffey 970-689-5566

$235,000 MLS#716522

$434,000 MLS#710285

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cence,” or features that make the home useless to owners. These problems could be impossible or financially infeasible to fix, he says.

“For instance, a home may have a seven-foot ceiling height on the first floor,” Callazzo says. “Having such a low height will severely hinder the home’s marketability in certain markets.”

Just listed! Beautiful home backing to open space! Open floor plan, main floor master with 5 pc bath, vaulted ceilings, and multiple decks overlooking greenbelt with no intruding fences.

Partially finished basement with room to expand! $319,900 MLS#717092

All stone 3 beds (easily 4), 2 bath ranch/10,000 s.f. fncd yard. Updated kitchen & appl, baths, windows, carpet.

New A/C & hail resistant roof. RV pkg. In the county so lower taxes. Dir: Hwy. 287, West on 57th to Roosevelt, left to Gabriel, Rt. $209,900 MLS#714829

970-402-6430 fortcollinsrealestatebyangie.com

dition they want,” she says. “Good bones do not matter if you have to spend $500,000 updating a house.”

Mark M. Callazzo, president of Alpha Funding Solutions, LLC, a Lakehurst, N.J.-headquartered real estate lending firm, agrees that structural integrity isn’t the only factor buyers should consider.

Some homes have a “functional obsoles-

STA CRY

$275,000 MLS#717487

$539,900

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515 W MOUNTAIN AVENUE WALK TO OLD TOWN!

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1104 LORY STREET OPEN HOUSE SUN. 1-3 PM

Live the Old Town lifestyle at this prime location! Exceptional newly built custom 2 story presenting 3318 s.f. w/4 bdrms, 3 full baths.

Top of the line finishes throughout maintaining the original integrity of the neighborhood. 1-2 car garage & 6500 s.f. lot. Dunn School & walk to downtown!

Updated & Impeccably maintained 4 bed, 3 bath residence in a quiet neighborhood, w/ mature landscaping, updated bthrms & central A/C. Lrg mstr w/ private mstr bth. Oversized garage. Great Covered deck, gas grill included! Newer roof, exterior paint. 3 living areas for entertaining, enjoy life here!

Angie Spangler, CNE

Scott Sutherland 970-980-1069

$749,900 MLS#712598

970-402-6430 fortcollinsrealestatebyangie.com

$330,000 MLS#713691

KES L LA

WELCOMES 863 CARRIAGE DRIVE

408 TERRY POINT DRIVE JUST LISTED!

This home features an open floor plan w/ vaulted ceilings, 3 car garage, fully fenced large back yard w/ enough space to park your RV or Boat. Gas fire place in lower level. Unfinished basement possibility for a fourth bedroom or storage. Walk to the Park & Pool. $189,900 MLS#717391

Nice tri-level in great location! Fresh paint inside &out, large lot, oversized garage, RV parking, private pool in fenced back yard. A new front deck amongst the trees & lake rights to Terry Lake. The kitchen has been updated and windows replaced throughout.

Newer furnace and A/C.

Jill Marum 970-566-0313

Lon Miller 970-227-0322

FC-0000375195

$295,000 MLS#714294

1232 BEARTRAP ROAD RED FEATHER PRICED REDUCED

Luxurious, lodge-feeling 16” Montana logs, main flr master/jetted tub & steam shower, granite, hrdwd, Viking appl., wrap-around covered porch, metal roof, 20+ acres overlooking fishing lake.

Internet. Gated. Sold turnkey. Horses allowed.

Serenity, fishing, hiking, biking, snowshoeing.

$580,000 MLS#708350

Sandy Lee 970-227-0014

4092 GOLF VISTA DRIVE LOVELAND

Former show home w designer touches: Massive gourmet kitchen, Newer Stainless steel app,4Bed 4bath 3car garage, Vaulted Entry, new etched wood floors,Tile, main flr office & laundry. Expansive MSTR bed w/ 5 piece bth & his & hers closets. Custom paint/wallpaper, Mature landscaping on this large corner lot which BACKS TO HUGE PARK AND OPEN SPACE.

$469,900 MLS#713612

Chris Guillan 970-310-9357

DONNA LAWSON 970-690-5859

12, REAL ESTATE WEEKLY, An advertising supplement serving Northern Coloradowww.coloradoan.com/homes $179,900–$259,900 W LE! NO SA OR

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3815 Precision Drive Fort Collins | MLS # 699298

Low $200’s - Low $300’s

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5850 Dripping Rock Ln #F-102, Fort Collins | MLS# 700032

NEW in SE Ft. Collins! 7 floor plans, including: 2 bed/2 bath condo for $179,900; spacious 1,623 sq ft, MAIN FLOOR condo w/ 2 bed + study & formal dining, 2 car garage & THREE patios for $259,900; 3 bed + study townhome w/ 2-car garage, basement & private fenced outdoor living spaces for $257,900! On sale now & available for move in early 2014.

Landmark Homes unveils its newest line of quality built condo-homes in esteemed Fossil Lake Ranch. Choose from a 2 bed/2 bath urban loft style design for $204,900; up to a 2,643 sq ft, 5 bed/4 bath main floor master with 2-car garage and finished basement in the low $300’s, all FULLY LOADED with super upscale and energy efficient finishes.

Other plans in the mid $200’s.

Low to Mid $200’s

Low to Mid $300’s

W LE! NO SA R FO

2174 Cape Hatteras Drive Windsor | MLS # 704555

FC-0000375200

11

Spectacular new main floor master town home in Water Valley South! Granite counters, hardwood & tile flooring, bronze/nickel fixtures, fireplace, A/C, stainless appliances, solid core doors, ceiling fans, + cathedral ceiling; 2 beds, loft & bonus room upstairs.

3 plans to choose from all w/ bsmt, fenced front porch & attached 2-car garage. Future plans include a clubhouse & lake/beachfront amenities. Community borders Eagle Lake!

FC-0000373504

12

From the $140’s

Located on the back nine of Highland Meadows Golf Course, The Turn is a unique development offering open space and scenic views.

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4905 Hahn’s Peak Dr #104, Loveland | MLS# 699305

Brand new 1,100+/- sq ft, 2 bed/2 bath condos w/ optional garages, located in the heart of Centerra with upscale finishes like granite counters and bronze fixtures, per plan. Amenities include swimming pool, hot tub and clubhouse, plus all of Centerra’s shops, restaurants and more!

Unbeatable value starting in the $140’s with builder warranty! Call for availability.

Saturday, August 24, 2013

With premium single-family home lots to walkout patio homes, The Turn has just the right lot to meet the needs of your home.

Starting in the low $400’s

W LE! NO SA R FO

1524 Sandy Lane Windsor | MLS # 710760

Quality patio homes in Water Valley South.

Exceptional value you’ve been looking for w/ granite counters, hardwood & tile flooring, stainless steel appliances, 10’ ceilings, solid core doors, high efficiency materials + much more. Come experience the Water Valley lifestyle & enjoy 5 lakes to swim, fish or kayak, 27 holes of golf, miles of Poudre trail to explore, PVHS wellness center, swimming pool, social clubs + more!

Call Gene Vaughan’s Team (970) 213-0194 amberbaray@remax.net Office: 482-1781 FC-0000375199

Call Jeremy Johnson 970-313-6166

jeremy@getrealhomes.net

Call Brandon Myers (970) 217-6423 970-226-3990 brandon@WestMarkHomesCO.com b bran br rand don@ do

Saturday, August 24, 2013

www.coloradoan.com/homes An advertising supplement serving Northern Colorado, REAL ESTATE WEEKLY, 13

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F14 Real Estate Weekly, Saturday, August 24, 2013

HOMES TO RENT House For Rent 6 bdrm. 3 bth. 2 ktchs.

W/D hook-ups, 2 car gar., 2 decks, N/P, $1600, 970-225-6339

OFFICE SPACE Office Stes 1200 1620SF - 1stMo free $8-10 SF NNN 2237567 drakepark.com

OPEN HOUSES Custom Built Brick Home For Sale By Owner 33838 Winter Way Windsor, CO

Open House Sat. 17th & Sun. 18th, 11-3pm

$659,000 4800 sq. ft., 1.8 Acres 2 Car Garage 5 Bdrms, 3 1/2 Baths Finished Basement 2,000 sq. ft. Detached Heated Shop

MOBILE HOMES For Sale, 3BDRM, 2BA, 1980 Mobile Home in Senior Park

14x70 with new roof & hot water heater; carport & shed, appliances included.

Call 970-484-4493 for appt to view.

APARTMENTS UNFURNISHED Apt. For Rent OOOOO 2 bdr. Duplex Apt. All Appliances Inc. Washer/Dryer Storage & Gargage $850 monthly 970-686-5239

CONDOS TOWNHOUSES 1 bdrm. Park Ln.Towers 421 S. Howes - Nice! $825, inc. util. & cbl 970-482-4222

HOMES TO SHARE DHome to ShareD in Timber Ridge Mobile Home Park Smoking ok, priv bath Flexible and reasonable W/D, D/W, A/C, alarm 1 indv only Pets ok, ALL util incl., $475/ mo (deposit workable) 310-406-9300

HOMES TO RENT

FIND YOUR NEW JOB IN THE COLORADOAN CLASSIFIEDS

SEE BETTER RESULTS WHEN YOU LIST YOUR CAR IN THE COLORADOAN CLASSIFIEDS AND CARS.COM

CALL 224-4000 FOR RATES & INFORMATION

FIND THE HELP YOU WANT WITH THE COLORADOAN CLASSIFIEDS

CALL

224-4000

TO PLACE AN AD SELL YOUR HOUSE IN THE COLORADOAN CLASSIFIEDS

CALL

224-4000

TO PLACE AN AD

HOUSE FOR RENT Nice 3 bdrm, 1 bath near City Park. N/S $900 +deposit.

970-484-0246 To Place an ad call

224-4000

Saturday, August 24, 2013

www.coloradoan.com/homes An advertising supplement serving Northern Colorado, REAL ESTATE WEEKLY, 15

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857 CAMPFIRE DRIVE FT. COLLINS, CO 80524

5805 Quarry, Timnath, CO 80547

$322,098

4 bedroom + Study, 3.5 baths, 4 car garage, 3147 Sq. Ft + 1450 basement. Amazing home on amazing cul-de-sac home site, MASSIVE master suite with coffee bar, his and her closets, Emerald Kitchen, extended hardwood floors, cherry cabinets, covered back patio, no need to wait this one is Move in Ready!

Ranch plan with 3 bedrooms + study, 1,689 sq. ft. plus 817 in basement. Open plan, large master suite, coffered ceilings, gorgeous kitchen w/gas cooktop, hardwood floors, covered back patio, all landscaping and fencing.

FC-0000374710

FC-0000374691

D R Horton 970-460-9125 www.drhorton.com/colorado

D R Horton 970-493-1318 www.drhorton.com/colorado

USE N HYO 12-4 E P O NDA SU

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Mike & Marie Edwards 970-231-0495 RAIL KE T !

R BIOTHILLS A E N FO &

Home Savings Realty (970) 691 8429 www.coloproperty.com

Patti Phillips (970) 222-1928

s!

15715 SUNSET ROCK RD., LOVELAND

Patti Phillips 222-1928

OPEN HOUSE

USE N HO 3 OPESun 1-

SATURDAY & SUNDAY 1-3

915 PROVINCE

FC-0000375259

Huntington Hills beauty featuring soaring ceilings, wood floors, lg breakfast bar, spacious kitchen & dining nook, lg great room with FP, vaulted master with 5-pc bath, lg garage/shop and welcoming front porch, Werner / Preston & Fossil Ridge schools.

Close to Fossil Creek Park..built in 1996..priced at only $274,000, this one won’t last long. $274,000

Host: Roger Dittus (970) 420-0872

MLS# 717545

FC-0000375062

430 SATURN DRIVE

Break Away From the Ordinary

3 bedroom, 3 bath 2 story home conveniently located on the Southeast side of Fort Collins. Open & spacious floor plan, Corian countertops, wood floors in kitchen & dining room. All appliances and Security System included

WON’T LAST LONG!!

$263,000

CONTACT DARIN SLOCUM, EMPLOYING BROKER/OWNER, AMBASSADOR COLORADO REAL ESTATE

MOBILE: 970.412.8869

E

PRIC

3531 WINDMILL DR, #L4

2133 KRISRON RD. C202, FORT COLLINS

Your life can be complete living in this condo packed with charm and practicality. This first floor living means no stairs, but it’s far from boring. Imagine a delightful open floor plan with vaulted ceilings, curved windows, wood burning fireplace, and French doors to the master bedroom too! All appliances and all new carpet, fresh paint and new vinyl!

MLS716878 $119,000

The market is hot! If you want to live near the new Bucking Horse development for a great price, now is your chance!

Two bed, two bath Sidehill condo. Tile floors, maple cabinets, SS appliances, fireplace, deck, 9ft. ceilings and large master suite. Covered parking . Great pool. Move-in ready! FHA approved complex.

CONDO LIVING

$168,000 | MLS 714654

Kelley Reichert 970-689-2932

FC-0000375231

E HOM LOG ES! TOM35 ACR S U C ON

E LAT !

ACU OME IMMTOM H CUS

Only 25 minutes to Ft. Collins & Loveland w/ year round access! 40 acres w/3 year round springs, meadows, rock outcroppings. Bright & sunny energy efficient home w/ 1BD 3BA 2,922 sf in excellent condition! 2 car garage & outbuildings. MLS#712820 $525,000

FC-0000375306

3504 GALWAY DR., LAPORTE

NEW

Lynn Jones 970-631-7756

iew

ic V

oram Pan

4BD 2BA 1,790 sq. ft. bi-level in nice Laporte neighbourhood! Large, fenced lot is fully fenced with shed and 2 car garage. Additional parking on oversized driveway. $2000 carpet allowance.

MLS#710944. $189,900

FC-0000375086

FC-0000375315

Fantastic opportunity to own a home at a great price!

Within biking distance to Old Town FC & CSU,located just off of Remington. This 2 bedroom/1 bath has had several upgrades in recent years such as a roof replacement in 2011,vinyl windows installed in 2004,a bathroom remodel with tile. Newer appliances in the kitchen. MLS# 716969 $195,000

Classic Country Club Estates Beauty, fully remodeled on .38 acres. 4 Bdrms. 3 baths, central air, whole house fan, beautiful kitchen w/ stainless appliances, maple cabinets, stone counters, wood floors, wood burning fireplace.

Mountain views. Quiet neighborhood 5 minutes from I-25.

MLS#716697 $379,900 FC-0000375228

Great find near Old Town FOCO

$256,900

3 Bedrooms, 2.5 baths, 2 car garage, 1,607 SF + 680 SF basement. Bright and beautiful 2 story, backs to green belt, country kitchen with large island, patio, garage door opener, upgraded appliances, window coverings, full fencing & landscaping.

FC-0000374703

USE N HO PM OPET. 11-1 SA

1556 MIRAMONT DRIVE

208 PARKER ST., FORT COLLINS

1555 Dartford Dr., Windsor, CO 80550

D R Horton 970-686-5823 www.drhorton.com/colorado

D R Horton 970-631-8091

FC-0000375201

$468,900

3 Bed, 2.5 bath, 2 car, 1,886 SF Attractive home with curb appeal! Relax under the patio off the beautiful eat-in kitchen w/ granite countertops, built-in stainless appliances, hardwood floors. Spacious family rm w/ fireplace & tray ceiling w/crown molding. Owner’s suite w/ tray ceiling & 5-piece bath w/ tile flooring. Full yard landscaping & fencing!

FC-0000374697

2012 Seapines Ct., Windsor, CO – Water Valley

15564 SUNSET ROCK RD., LOVELAND

460 PINON RIDGE RD., LAPORTE

This 2BD 3BA 3284 sf ranch has 360 views w/easy year round access.

Stunning vaulted great room w/tongue & groove ceiling, luxury master bath, gorgeous kitchen & more! Finished walkout basement, huge wraparound deck. RV hook-ups. MLS#712832. $629,900

Beautiful views, secluded and easy access. 4BD 3BA 4,146 sf 2 story with office and loft with balcony. Vaulted great room with log interior. Main floor master with private deck. 2 car garage, hay shed and partially fenced. New in 1998! MLS#705675. $475,000

FC-0000375307

FC-0000375087

Patti Phillips (970) 222-1928

Patti Phillips (970) 222-1928

Place a Hot Property Mimi Toliuszis mimitoliuszis@gannett.com 224-7800

16, REAL ESTATE WEEKLY, An advertising supplement serving Northern Coloradowww.coloradoan.com/homes

Saturday, August 24, 2013

Real Estate Transactions

The following information about recent real estate sales is supplied by Weekly Homebuyers List, Inc. of Lakewood. Names, addresses, cities, ZIP codes and phone numbers of all new homeowners are available from Weekly Homebuyers List, Inc on sticky labels. Call (303) 744-2020 or visit www.weeklyhomebuyerslist.com

Bellvue • 20541 Buckhorn Road; Buyer: Mary Sugarman; Seller: Robert & Kathleen Valentine; $116,000 • 1239 Ohana Way; Buyer: Rachel Herrera; Seller: Rozlynn J. White; $193,000

Berthoud • 413 Michigan Ave.; Buyer: Lindsay & Robert Shipton; Seller: Henrietta Bauergately; $189,000 • 134 Keep Circle; Buyer: Gordon & Jaimie Shelley; Seller: Alternatives To Violence; $191,500 • 615 S. 9th St.; Buyer: Billy Mcveigh; Seller: Tyrel & Michelle Cooper; $208,500 • 602 Bristlecone Ct.; Buyer: Cody & Michon Charles; Seller: Jason & Paula Hoogland; $235,000

• 660 Pyramid Peak St.; Buyer: Regina & Mark Chaves; Seller: Robert & Shann Holt; $295,000

Estes Park • 364 Virginia Dr.; Buyer: Robert Olson; Seller: Fannie Mae; $180,000 • 2625 Marys Lake Road, Unit S4; Buyer: David Loy; Seller: Stuart & Virginia Davie; $289,000 • 403 Aspen Ave.; Buyer: Butch & Jan Mccown; Seller: Fannie Mae; $332,900 • 614 Park River Place; Buyer: Ingrid Hagen; Seller: Charles & Monica Plake; $380,000 • 2222 State Highway 66, Unit 2; Buyer: Ken & Mary Sample; Seller: & Michelle Frank; $470,000

Fort Collins • 720 City Park Ave., Unit B233; Buyer: Sarah Goodyear; Seller: Ron & Andrew Barnes; $126,500 • 3002 W. Elizabeth St., Unit 8f; Buyer: William & Michele Herman; Seller: Merry & Michael Michalski; $129,900 • 233 N. Meldrum St., Unit C8; Buyer: Daniel & Sharrel Foley; Seller: Robert & Heather Klebes; $165,000 • 214 Fishback Ave.; Buyer: Barry George; Seller: Kelly Rebecca Anderson; $173,000 • 325 Cherry St., Unit 102; Buyer: George & Roberta Nyce; Seller: L. Hannah Gould; $173,000 • 438 N. Hollywood St.; Buyer: John & Vera Eschbaugh; Seller: Elijio Luna; $188,500 • 737 Gallup Road; Buyer: Leonard Gerold; Seller: Roger & Paula Cote; $205,000

• 1030 Timber Lane; Buyer: Michael Garrett; Seller: Steven Ivan Parks; $226,000 • 105 Hartman St.; Buyer: Ryan Seeboth; Seller: Corjan Igasan; $240,000 • 139 N. Shields St.; Buyer: Peter Maher; Seller: Matthew David Borland; $295,000 • 1122 W. Mountain Ave.; Buyer: Michael Dicken; Seller: Derek J. Hoffman; $708,000 • 1408 Catalpa Ct.; Buyer: Michael & Kelly Martin; Seller: Timothy & Alexandra Hearon; $736,500 • 325 Sundance Circle N., Unit A701; Buyer: Tyler & Teressa Myers; Seller: Ken Anderson; $129,500 • 802 Waterglen Dr., Unit G29; Buyer: Gina & Stephen Blomgren; Seller: Jason T. Giglio; $137,000 • 608 10th St.; Buyer: Jessica & Kenneth Kuk; Seller: Nicholas & Charlene Ault; $149,000 • 1436 Adriel Dr.; Buyer: John & Barbara Rankin; Seller: Phillip & Shirley Hohn; $160,000 • 604 Eric St.; Buyer: Ruth Keefe; Seller: Jon & Leslie Krick; $162,500 • 838 Thornhill Place; Buyer: Jo & Samantha Salay; Seller: Michelle L. Dougherty; $170,000 • 1014 Elgin Ct.; Buyer: Richard Kelley; Seller: Randolph K. Mossman; $172,900 • 1126 Lopez Ct.; Buyer: Daniel Hofeling; Seller: Wda Holdings LLC; $175,000 • 4008 Glenarbor Lane; Buyer: Shayna Nashelsky; Seller: Kelly & Melissa Miller; $177,500 • 7109 N. County Road 19; Buyer: Marilee Boylan; Seller: Elizabeth & Daniel Hubble; $179,000

The two of you, starting out new.

You imagined the perfect new place, close to work and school and dance lessons. With a playground and in-unit laundry. You finally discovered it with Apartments.com. Watch out world, the girls have arrived.

Open the door to your perfect place at Apartments.com.

featuring

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FC-0000371839

• 220 Willow St., Unit 17; Buyer: Joseph & Melissa Basta; Seller: Willow St. Lofts Dev LLC; $250,000 • 421 Noquet Ct.; Buyer: Adam & Emily Kantor; Seller: Encore Homes LLC; $254,800 • 428 Orilla Del Lago; Buyer: Michael Perry; Seller: At Liberty Bonding LLC; $255,000 • 637 Agape Way; Buyer: Brent & Alexa Croft; Seller: Obsideo LLC; $262,500 • 4914 Boca Del Rio Dr.; Buyer: Joan & Arden Bowen; Seller: Journey Homes LLC; $301,200 • 3604 Terry Pt. Dr.; Buyer: Stephen & Susan Armstead; Seller: James J. Graham; $312,800 • 257 Orilla Del Lago; Buyer: Gregory & E. Tooley; Seller: Reed & Vicki Mayer; $440,000 • 722 E. Elizabeth St.; Buyer: Michael & Elizabeth Tulanowski; Seller: Kimberly A. Lipker; $505,000 • 1039 Linden Gate Ct.; Buyer: Brady & Christina Miller; Seller: Jamestown Builders Ii LLC; $510,100 • 3320 N. Shields St.; Buyer: W. & Jessica Rychel; Seller: Lisa Crigger; $727,500 • 3953 Taliesin Way; Buyer: Thomas & Amy Wood; Seller: Rebekah L. Martin; $965,000 • 2709 Harvard St., Unit A; Buyer: Andrew Tucker; Seller: Marie Romel; $100,000 • 6833 Autumn Ridge Dr., Unit 3; Buyer: Troi Larsen; Seller: Megan M. Frahm; $123,900 • 3465 Lochwood Dr., Unit S91; Buyer: Barbara & Richard Benik; Seller: Morgan B. Curtis; $129,900

• 415 Toronto St.; Buyer: Carolann & Katie Boncella; Seller: Encore Homes LLC; $216,900

• 5620 Fossil Creek Parkway; Buyer: Agnieszka Fialkowski; Seller: Raymond A. Fusco Trust; $140,000

• 2757 Port Place Dr.; Buyer: Ed Fronapfel; Seller: Eric & Melanie Fronapfel; $219,900

• 2851 Kansas Dr., Unit C; Buyer: Paige Charlins; Seller: Lauren C. Cusic; $178,000

• 451 Noquet Ct.; Buyer: David Mcintosh; Seller: Encore Homes LLC; $227,000

• 5840 Venus Ave.; Buyer: Marta Batojan; Seller: Allen & Patricia Smith; $199,000

• 1103 Smith St.; Buyer: Shad Schaaf; Seller: Robert & Lea Zuellig; $248,600

• 5318 Fossil Ridge Dr.; Buyer: Charles & Monica Smith; Seller: Leslie E. Ross; $203,000