How to Choose - September 2015 by Billings Gazette

How to Choose... Auto Service Shop ...............................................24 Carpet .................................................................32 Caterer .................................................................6 Credit Union ........................................................ 14 Gym ....................................................................20 HVAC Company..................................................... 10 Insurance Agent ..................................................26 Insurance Company ............................................. 16

Kitchen Cabinets ...................................................3 Mattress Store ......................................................4 New Car Dealer .................................................... 18 Retirement Community ........................................30 RV Lifestyle .........................................................22 Tire Shop ..............................................................8 Used Car Dealer ................................................... 12 Vacuum Dealer ....................................................28

How to Choose is a special publication of The Billings Gazette

General Manager Dave Worstell

Special Sections Coordinator

Linsay Foley

Access How to Choose at www.billingsgazette.com/specialsections All content courtesy of Green Shoot Media unless otherwise noted. Some edits have been made by advertisers featured in this special publication.

Section Designer Kara Peterson

How to Choose Kitchen Cabinets Kitchen cabinets tend to be one of the biggest focal points in the room. Aside from counter tops, cabinets draw the most attention when someone enters your kitchen. Adding style or color to your kitchen cabinets is a great way to spruce up your living space. You don’t have to spend a lot of money to accomplish your goal. Some experts recommend spending up to 20 percent of your home’s value on any remodeling project. For a home valued at $100,000, for instance, homeowners might spend up to $20,000 on updating the kitchen. Of that money, about 40 percent should be spent on cabinets alone. Why spend so much money on cabinets? Because they are the focal point of your kitchen. They must be attractive and useful. Anyone planning to sell their home should purchase high quality cabinets that will appeal to a wide selection of buyers. But if you plan on spending more than eight years in your home, put your family’s tastes and priorities first.

Custom-Built Cabinets

Most homeowners agree that custom-built cabinets are an excellent choice. The best part is that you can choose any style you want. The only limitation is your imagination. You can specify the color, hinges, rollers and even have special finish applied to the cabinets. For this option, it is essential to work with a professional. Ask your friends and family if they know experienced cabinetmakers. Tradesmen in your area will likely know cabinetmakers. If you are using a contractor, solicit him or her for recommendations. Visit two or three custom builders in your area and discuss your preferences. Ask to see their work. Be sure to outline your budget and specifications. A professional will give you a reasonable timeframe. You may need to live for an extended period of time without a kitchen, and that can be difficult. Take a look at special finishes. Some people adore the antique or distressed look. Other people prefer to have the cabinets match other colors in the kitchen. Your custom cabinet builder should apply the finish himself. Check the quality of the materials the builder is using. Hinges, heavy duty slides and ¾-inch solid wood should have a lifetime guarantee. You may need to change the cabinets once you have ordered them. Ask about the consequences should this situation arise. There may be an additional fee to make a change after a period of time.

Get everything in writing. Most cabinetmakers are honest and hardworking people, but a contract should stipulate what is expected of both parties. Do not sign anything until you understand the contract and have read it completely.

Pre-Built Cabinets

When you are on a tight budget, consider pre-built cabinets. You can still receive quality for a little less cost. First, look for pieces made with real wood. Particle board is not as durable. The cabinets must also feature solid construction. There should be warranties on the hardware, slides and other components. Choose a company that has a long track record. You should be able to find them if the need arises. Quality companies will also allow you to order special sizes. They will be slightly more expensive, but you will appreciate the results. Regardless of the choices you make, always choose to purchase cabinets from a company that has been in business for a long time. They should be good at what they do. Look at their previous work and get in touch with previous customers. Once you do this legwork, there is no doubt you will be happy with the results. Photodisc

How to Choose a Mattress Courtesy of Mattress King

Courtesy of Mattress King

If you go into most mattress or furniture stores, you could be looking at 30 to 50 mattresses to choose from. Many people wonder why does there have to be so many to choose from? Well, one mattress does not fit everyone. Factor in people’s different shapes and sizes, the different sleeping positions, and the different muscular and skeletal phases along with our age; it’s no wonder most mattress brands offer so many models to choose from. The key is finding the right one designed for you and/or your sleeping partner. Thankfully, you can take advantage of the latest in mattress technology. The Bed Match system was developed by two of the top sleep scientists, and was tested for over seven years in 22 countries. You can lie down on the diagnostic bed, and in just a few short minutes it will take over a thousand calculations and measurements. It then identifies the top four or five mattresses that would best fit you. Now instead of comparing between 30 and 40 models, you now can focus on just four or five, making the process simple, fun, and most importantly accurate in getting you the right mattress. This is the newest, but one of many great tips and advice you can use in selecting your new mattress. First of all, think in the correct mind set. For the next eight to 10 years, you will spend a third of your life sleeping on the mattress. More importantly, studies show the quality of sleep you may or may not be getting can greatly affect how you feel during the other two thirds of your life that you are up functioning and living. Studies also show the quality of sleep can affect your health; ranging from diabetes, blood pressure, memory retention, heart disease, weight gain, and numerous other health risks your body doesn’t

need. (Look up “The top 10 health risks from lack of sleep” on WebMD). Second, think of the actual cost per use, not the cost to purchase. Let’s say you have it narrowed down to two models. One feels best to your body in support and comfort, but the other model feels good and is $500 less in price. While that $500 in savings seems logical, its cost per use comes down to 13 cents per night. Is saving 13 cents worth sacrificing getting the best sleep your body needs? There is virtually no other product you will use seven to eight hours every day that can influence how you feel during the day...good or bad. Think cost per use, over purchase price every time. Third, take some time to “test drive” and compare models. There are a lot of myths in what you should select. A mattress can be supportive and yet not feel firm. A mattress should do two things. First provide pressure relief. Lie down and see how it feels on your shoulders and hips. There should be little to no pressure on your shoulders and hips. Second, a mattress should provide proper postural support. Feel how the mattress forms to the curves of your body. While you don’t want to have the mattress sag in your torso area, you also don’t want to have the mattress flat and firm not filling in the curves of your body. Take some time lying on each model. Don’t make a rushed decision. Sleep deprivation in America is now at epidemic levels. A sleep study by Oklahoma State University found a new mattress provided considerable improved sleep quality (64.4%). That’s an impressive statistic in how important a new mattress is in you sleep health, and one of the least expensive/most used tools your body will use. Choose wisely, and enjoy the benefits of great sleep.

How to Choose a Caterer

Hosting a successful event takes plenty of forethought, as well as a supportive team of professionals. A good caterer is essential for creating a memorable occasion. Experienced caterers can be a tremendous assistance whether you are planning a large event or intimidate celebration. Not only will a caterer bring great food, they will also give you information and advice about making your event a success. A good caterer will tell you what types of food work best at a given event and the quantities required for your guests. They will create impressive, delectable dishes with a high sense of professionalism. Most caterers take great pride in their work. They can also tell you about other resources, including professionals, who can turn your event into a magical occasion. Choosing the right caterer means you will have time to enjoy your party. Here are some tips to consider when looking for a high quality caterer:

Event Information

Before speaking to a prospective caterer, note everything you know about your event. Details might include date, time, location, number of guests and budget. You can also suggest certain types of foods. You should be able to customize any type of menu to fit your tastes and budget.

Interview

Begin asking your social network for recommendations. Friends, family, and even colleagues may have used a caterer in the past. After you have compiled a list of possibilities, schedule a meeting and prepare your questions. The caterer might have ideas about your event. Listen with an open mind, but also make sure the caterer listens to you and what you want. Make sure you shop around and you are comparing apples to apples. In particular, ask about what is included in the price. Does the caterer supply dishes and glassware or will you have to rent those items? The price for the food may be the same, but the services the caterer provides as well as the supplies may be very different. You may end up paying for the extras. Ask your caterer if they have a guarantee that there will be enough food for all your guests. How do they determine how much to make per guest? Ask about their set up and clean-up process, time frames and budget. Ask them about the speed of their service. You want a caterer who can feed your guests in an efficient manner so that their service speed will not cut into socializing time with guests.

References

It is always a good idea to ask for client references. You should receive a list of names and contact information. Don’t be shy. Call these references to inquire about the company’s work. Sometimes, a caterer has a book of food and dessert pictures. Look at their work. Be sure it pleases you. Search for reviews online because the 6

caterer is only going to show you the good reviews they have. If they have bad ones, there may be some online.

Record

The local health department will have a health rating for the caterer. A positive record demonstrates their commitment to safe food handling practices. It is also an excellent indicator of the caterer’s overall quality.

Scheduling

Be sure to communicate clearly about timelines and scheduling. If you are having the wedding ceremony at the same venue as your reception, make sure the caterer will be unloaded before your guests begin to arrive, so they are not disturbing you ceremony.

Sample

The caterer should allow you to sample the food. In fact, it is common for caterers to bring selections from their menu to an initial interview. If they don’t offer you samples, request them prior to paying deposits or advancing funds. It is only fair that you know what you are purchasing. They should not charge you to do this. Some caterers specialize in elaborately themed parties. These companies will offer suggestions on food that will complement your celebration. Other caterers have expertise in crafting menus that are customized to your guest list. Courtesy of Montana Jack’s

Caterers who can help you with the entire planning process of your meal from hors d’oeuvres to dessert are well worth the money. They can guide you through the whole process with professionalism, confidence and even a sense of humor. Because you have thoughtfully chosen your caterer, your special occasion will be a rousing success.

Complete Custom Catering From appetizers

For anY eVent to prime rib

Montana Jack’s brings you all the essential elements to help create a truly memorable event. Incredible cuisine, perfect timing, and seamless service! Whether it is a graduation, wedding, corporate function for lunch or breakfast, holiday party, birthday or any other event, all our customized menus are prepared with you in mind.

* Complimentary Taste Test. Try it before your big event. * China & Silverware included at no additional cost * Themed buffet ~ BBQ – Italian – and more! * Homestyle food made fresh on premises. * Great food at a great price!

Catering menu available on our website

www.mtjacks.net

Call Kelly for details!

406.252.0243 7

How to Choose a Tire Shop Let’s face it, without tires, your vehicle isn’t going anywhere. Tires are an essential component of your automobile. They can make a big difference in your riding experience and affect a car’s steering and balance. Tires can ensure a smooth, safe drive. So finding a great tire shop is important to any automobile owner.

Choose Your Budget

New or Used

Cost should play a role in your decision-making process. Figure out what you Some people don’t mind purchasing used tires. Pulloffs are tires that came can afford to pay for tires. It will stop you from wasting time at expensive shops. with a new car, but the new car buyer wanted custom tires. As a result, pulloffs are Hopefully, you will only need to buy tires once a year; depending on how much you almost new. Does your tire shop guarantee pulloff tires? If a dealer sells new and drive your car. pulloff tires, the tire installer may not realize that each tire must replicate Choose Type of Tires the way it was installed on the previWhen selecting tires, consider ous car. Failure to do so will result in the climate you live in. If it is dry and the steel belt breaking through. warm, then a standard tire will be fine. When tires have had the worn But if you live in a place that gets a lot treads replaced, they are called reof snow, then you will want a better treads. A factory buffs the old tread grade of tires. Snow tires are good for and attaches a new one. Inspections snow or dry land. ensure the casing is strong enough High performances tires are to hold a new tread. good for driving at high speeds. If you If you are on a budget, pulloffs commute a long distance, be sure to and retreads are great choices. choose high-mileage tires. Anyone who purchases used tires should inspect each tire Choose an Outlet thoroughly. Bubbles, holes, cuts and There are a variety of ways you metal showing are a sign that you can purchase tires. They are available should not purchase the product. It through national chains or a local auto may not be safe. shop. You may even buy them online. Check out the Shops Buying tires in person allows When you visit a shop, look you to inspect the tires. You can see at their products and meet their exactly what you are getting. When you employees. purchase tires online it is difficult to You should feel as though the judge what you are getting. salespeople are trustworthy and National chain stores usually guarknowledgeable. Once you find antee the product. They might be more a good tire shop, you will likely costly, but buying them a big store may return again for other products. It is give you peace of mind. Local shops important that you develop a good will likely be more inexpensive, and you might get more personalized service. working relationship. Ultimately, your choice should fit Stockbyte your priorities and budget. 8

WE SELL TIRES! Goodyear inteGrity 225 60 r16 fitS MidSize SedanS MSrP: $10995 Per tire GM Part #19143613

denny Menholt’S Price Before reBate

Per Tire*

BillinGS Store only. exPireS 9/30/2015

hankook oPtiMo h725 P215/60r16 fitS SMall PaSSenGer carS MSrP: 119 Per tire $

GM Part #19305892

denny Menholt’S Price Before reBate

Per Tire*

100 REBATE*

on set of 4 tires

• Bridgestone • Continental • Goodyear

• Hankook • Pirelli

Mail in offer good thru 11/30/2015. See dealer for details.

We Price Match Anyone on Major Brands!

PluS

Give an EXTRA $10 OFF Per Tire! See Dealer for Details

BillinGS Store only. exPireS 9/30/2015

Goodyear eaGle lS-2 P225/55r17 fitS MidSize SedanS & SuVS MSRP: 129 PER TIRE $

GM Part #19111751

denny Menholt’S Price Before reBate

104

Per Tire*

FREE

rotation & flat rePair for life With the PurchaSe of 4 tireS. free Vehicle inSPection.

Valid every 6k to 8k miles. See dealer for complete details. Cannot be used with other coupons or discounts. *With purchase of 4 tires. Mount & balance extra. Prices subject to availability.

BillinGS Store only. exPireS 9/30/2015

Goodyear eaGle lS-2 G P275/55r20 fit itS liGht truckS & SuVS MSrP: $179 95 Per tire GM Part #19107491

denny Menholt’S Price Before reBate

154

Per Tire*

BillinGS Store only. exPireS 9/30/2015

hankook dynaPro atM rf10 lt265/75r16 10-Ply fitS liGht truckS & hd truckS MSrP: $19995 Per tire GM Part #19163308

denny Menholt’S Price Before reBate

174

Per Tire*

BillinGS Store only. exPireS 9/30/2015

hankook dynaPro atM rf10 lt265/70r17 10-Ply fitS ¾ ton truckS MSrP: $21995 Per tire GM Part #19163320

denny Menholt’S Price Before reBate

189

Per Tire*

BillinGS Store only. exPireS 9/30/2015

REPAIR NOW! PAY LATER! 6 MONTHS AT 0% INTEREST Certified Service

Service & Parts Hours Mon-Fri 7:00am - 7:00pm • Sat 8:00am - 5:00pm 3000 King Avenue West • Billings, MT 59102 406-896-3100 • www.dennymenholt.com 9

How to Choose an HVAC Company Prolong the life of your HVAC system and prevent equipment failure by hiring a qualified professional to service and maintain it. When your heating or air conditioning system fails, it can be a nightmare. Whether it is a cold winter day or sweltering hot outside, the HVAC system in your home is important to your comfort and safety. Most people cannot tolerate extreme temperatures. The elderly and people with chronic health problems need to have the temperature stabilized in their homes. The best HVAC contractors are helpful and reliable, but a poor contractor can cost you extra money and heartache. Ask people in your social network whom they might recommend. Good word of mouth will go a long way toward helping you find the best professionals in your area. After creating a list of candidates, call the Better Business Bureau, your state’s board of contractors or the builders’ association to check on their reputations. Your town’s building inspection office may also have information for you. Avoid companies who have many complaints on their record. Upon narrowing the list, call the remaining ones and ask about pricing, guarantees and warranties. Also inquire about how long it would take to complete a job and the manufacturers’ brands they use. If you are purchasing new equipment, find out if you need a separate service contractor or if routine maintenance and repairs are included in the price of installation. Does the company provide aroundthe-clock emergency service? High quality HVAC companies are fully licensed, bonded and insured. If a worker is injured or causes damage to your property, that insurance should cover it.

Otherwise, you could be liable for the damages. Your insurance premiums would likely increase as a result. Reputable HVAC companies will usually belong to recognized professional and trade organizations. Some well-known organizations include the American Society of Mechanical Engineers, the AirConditioning and Refrigeration Institute, and the American Society of Heating, Refrigeration and Air-Conditioning Engineers. Membership in one of these organizations is not automatic. Applicants are required to have certain certifications, meet professional standards and meet or exceed other requirements before they are admitted. Before any work begins, verify that all the required building permits are in place. Most companies will file permits on your behalf at the local building codes office. But don’t assume that it has happened. Check with the permitting office first. Work done without proper permits could result in a fine and time delay. Have a load calculation done before installing a new system in any building. The best companies perform a thorough calculation rather than estimate. Buildings change over time due to foundations cracking or settling. It will affect the efficiency of any equipment. The HVAC company shouldn’t use the old unit to determine the proper size of a new one. If your old unit was inadequate, you will want to install a unit that is a different size. Speak with your HVAC installer to determine the right size and model for you. liquidlibrary Ask your HVAC contractor to perform annual checkups to verify that the unit is running at peak efficiency. With these tips, you can choose a reliable HVAC business that will help you for years to come.

ON CALL WHENEVER YOU NEED US Meet the ULTIMATE Comfort System.

receive up to $1,700*

in savings when you purchase & install a qualifying Lennox home comfort system between September 7, 2015 and November 27, 2015!

We are noW a Mitsubishi DiaMonD Dealer! 1428½ GRAND AVE • BILLINGS 245-5424 11

How to Choose a Used Car Dealer Avoid purchasing a clunker by doing your research before setting foot in a dealership. Buying a used car can be a challenge. You need to find a gently used vehicle without paying more than necessary. You also don’t want to be stuck with a lemon. Being well-informed will help you avoid unnecessary hardship. Have a good idea of what you want before speaking to anyone. Then follow these tips to find a good used car dealer.

Choose Your Vehicle

Knowing what you want will help you save time and effort. You may not know the exact make and model, but at least have an idea of the automobile type. Are you searching for a sports car, SUV, pickup truck or van? Focusing on the type of car will help you avoid wasting time visiting dealerships that don’t sell the type of used car you need.

Search “Kelly’s Blue Book”

Figuring out your budget is essential. How much do you want to spend? Search the Kelly Blue Book (http://kbb.com) or the NADA Guides (http://nada.com/) for what you might spend on the type of car you prefer. Also, search the Internet and car websites to get a firm idea of asking prices for your type of car.

Talk to Friends and Family

Friends and family members who enjoy cars as a hobby will have information for you about reliable dealers. If they have recently purchased a used car, they will have experience with who treated them right - as well as who didn’t. Word of mouth is one of the best indicators of a reliable business. When you find a business that gets more than one positive review, make sure to check them out.

Make Appointments

Compile a list of dealerships you want to visit. Call and make appointments with salespeople. Ask them about financing

and extended warranties. Both may figure prominently in your decision-making process. Try to speak with everyone on your list. Comparing as many people as possible will help you avoid making a hasty, uninformed decision.

Visit the Dealerships

See each dealership in person to look for cars that match your type. Going there will help you feel confident about doing business with them. When you look at cars, ask about maintenance and previous owner reports. Don’t purchase a car on the first visit. Just take a business card and move on to the next dealership on your list. Once you have seen everyone on your list, research customer reviews of the ones who impressed you the most. You will find the best dealership by considering who will give you the best deal and who has received the best customer reviews.

Finding the right used car dealer is almost as Stockbyte important as buying the best used vehicle. After all, you want to make sure you are doing business with reputable people who will stand behind their sales. You don’t want to end up with a ‘lemon’ and end up having to start the search for a new used car all over again.

end oF summer clearance 2007 Chevy imPala ls

Good Condition #344991

$5,900

2011 Chevy malibu 1lT

Sunroof, Lthr #342391

$11,900

2010 buiCk luCerne Cxl

Only 50K Miles #196991

$16,200

2008 ToyoTa Tundra double Cab

4x4 #94831

$19,900

2013 Chevy silverado 1500 lT

4x4, Crew, Nice #28339

$27,660 ,660

2012 Ford Fusion se

$9,660

Automatic, Nice #31019

2011 ToyoTa Prius

Gas Sipper! #156391

$12,930

2013 ToyoTa Corolla s

$16,890

Automatic, Great MPG #26529

2011 dodge dakoTa

4x4, Crew, Lonestar Pkg #23859

$22,240

2010 Chevy Tahoe lT

Leather, 4x4, Nice Condition #311091

$28,900

2004 gmC sierra 1500

4x4, Ext Cab, Bed Cover #26161

$9,900

2010 Ford exPediTion xlT

4x4, Good Condition #725591

$15,100

2010 Ford exPediTion xlT

$16,900

Nice Condition! #725591

2015 Chevy CaPTiva lTz

Lthr, Roof, Like New! #24489

$22,770

2012 Chevy CorveTTe 1 lT

Only 17K Miles! #30489

$37,840

2011 Chevy Cruze 2lT

$9,900

Automatic, Great MPG! #33319

2013 hyundai velosTer

Only 12K Miles! #91282

$15,940

2010 buiCk laCrosse Cxl

3.0L, Loaded #269991

2011 JeeP PaTrioT sPorT

4x4, Low Miles #24709

2012 JeeP liberTy sPorT

4x4, Low Miles #25259

$18,080

$22,900

2015 Chevy silverado 3500hd lT

Certified, 4x4, Automatic, 5,300 Miles! #35049

$43,900

$16,100

2006 hummer h2

Lthr, Sharp! #77591

2010 JeeP Wrangler

Unlimited Sport, 4x4 #27349

$10,900

$19,900

2010 dodge ram 1500

Quad Cab, 4x4, Low Miles #89991

$23,900

2013CadillaCesCaladePlaTinum

AWD, Rear DVDs, Only 18K Miles #L27859

3000 KING AVE WEST 406-896-3000 OR 1-800-473-2282 Mon-Fri 8-8 Sat 9-7

$58,100

CHECK OUT OUR INVENTORY:

How to Choose a Credit Union A credit union is a fantastic way to avoid the hassles often experienced from conventional banks. In these economic times, many people are finding out that credit unions have a lot to offer. It is a great place to find a financial solution while helping your community. Credit unions are typically not-for profit operations owned by their members. They are not owned by individuals or conglomerates. Credit Unions charge less in fees than forprofit banks. Any dividends go to the members instead of shareholders. These days, credit unions are a good deal. They usually offer better interest rates on savings accounts and competitive rates on various loans. You might get a fantastic rate on a mortgage, auto loan or credit card. Also, the federal government stands behind credit unions. Most deposits are insured up to $250,000. Selecting a credit union is not difficult. The first step is to research those in your community and their membership requirements. Some credit unions are available to employees of specific companies, groups of public service or school employees (SEGs) and some are Community Chartered and you simply need to live or work (sometimes worship or attend school) within a designated area, usually defined by County. And the eligibility is extended to the memberâ&#x20AC;&#x2122;s immediate family, regardless of where they live or work. A simple Internet search is an excellent starting point. Develop a list of credit unions in your area. Then narrow your possibilities by researching eligibility, ser-

vices offered and fees charged by each credit union. Most credit union websites will provide you with all the information you need to make an educated decision. Requirements and fees are spelled out for every account type along with current rates. If you are in the market for a specific loan, research to see if the loan is issued by the credit union. Once you have found several credit unions offering that type of loan, compare interest rates and specials to see who has the best deal. Of course, convenience is something to keep in mind. Check for availability of online services, weekday and weekend hours, where branches and ATMs are located. You should also understand any fees associated with ATM or debit card usage. If you use ATMs frequently, those charges can add up fast. Some credit unions offer programs where your ATM fees are refunded. Many credit unions belong to a national network Stockbyte of credit unions for shared services. It might mean more access to ATMs and other services in case you move or go on vacation. If you have children attending college in other cities, this can be useful. Once you have completed your research, make a list of the advantages and disadvantages of each credit union. You can easily compare them. Upon choosing your credit union, visit the branch so you can understand all of the services. Learn more about the benefits of membership. You will not be disappointed!

How to Choose an Insurance Company Choosing an insurance company can seem like a daunting task with so many to choose from. Many of them resort to gimmicks and funny commercials to get new customers. But when it comes to filing a claim, the laughs suddenly stop. How do you know if an insurance company will come through for you? Choosing a good insurance company requires you to take a long-term approach. It is similar to a mathematical equation. Weighing a price quote with the quality of service and risks you’ll be taking will provide the right answer.

Know your policy

First off, consider the type of insurance you’re buying. You will have to take a look at the fine details and figures for each policy. If you are in the beginning of this process, insurance representatives should act more like teachers instead of salespeople. Your choices may be complicated, with a range of pricing options, deductibles and exclusions. A good company will give you choices, explain them clearly and let you make up your own mind. While reviewing your options, make sure you are comparing similar policies. If a premium seems unusually low, it might have a higher deductible or more limitations. It is important that you get as much information as possible about each policy before making a decision.

Photodisc

with clients. Others will discuss policies through their website or a 24-hour phone number. Many insurance companies; however, use a combination of these methods. They might give you 24-hour access to national representatives along with a local advisor.

Financial Strength

An insurance company is only as strong as its balance sheet. Financial strength is especially important these days. Every insurer is independently rated based on their finances. An insurance agent should inform you of the company’s rating and tell you what it means. A good rating means the company can make a payout in the event of a catastrophic event. A reputable, stable, well-capitalized insurance company is also likely to have more coverage options. Customer Service While your insurance premiums are an Of course, customer service always plays important factor, it is just one piece of a a key role in determining which company is best. If you’ve had friends or family who has complicated puzzle. Choose a company that will not only give you a fair price, but who will filed insurance claims previously, ask them also be prompt and courteous in the event about their experiences. Some insurance companies have better you have to file a claim. The right insurance company will treat reputations than others. Gathering all of these experiences will give you a good idea of how you well at every level of interaction, provide quality coverage, and pay out in a timely you might be treated by them. Each company has a different customer manner should there be an accident. service philosophy. Some of them prefer to use a local representative to communicate

Home and Auto Business • Medicare Life • Retirement

Roger L. Daniel Insurance

406-252-3411 • rdaniel@farmersagent.com • 2047 Broadwater, Billings, MT 17

How to Choose a New Car Dealer Purchasing a new car can seem like a daunting experience, especially if you have never done it before. Finding a dealer you can trust will defuse anxiety. Inexperienced car shoppers are often intimidated by the cost, the process and even dealers who may try to overcharge them. It doesnâ&#x20AC;&#x2122;t have to be this way. The whole experience will become a simple, low-pressure transaction if you find the right dealership. Good car dealers will make the entire process of buying a car simple and straightforward.

Choose the Right Car

Pixland

you want is usually best. The Selecting the right automo- competition for your business bile for your needs and lifestyle will help you negotiate the total is essential. Large families may cost of your car. Make sure to look for curneed an SUV or van to fit everyone into the vehicle. But college rent discounts on the car you want. During specific times of students buying their first car the year, you might be able to would probably be happy with a compact car such as coupe. get a great deal on a new car. It is particularly true during yearThe savings on gas will help end sales. ease your finances while you Of course, you should testare in school. drive a car before purchasing it. Along with the car model, When you begin your nethere are numerous options gotiations, remember that price to consider. You might get a isnâ&#x20AC;&#x2122;t everything. Service should car with a navigation system, play a role as well. You are moonroof, GPS and satellite building a long-term relationship radio, just to name a few. with this dealer and manufacIf you have to commute turer. It is not worth getting a long distances, think about less-than-satisfactory experipurchasing a smaller car with a good MPG (miles per gallon) ence just to save a few dollars. rating. Hybrid cars can help you Make sure that you feel save money on gas. Anyone comfortable with the dealership. in a cold climate might look at various vehicles with either all- Buying a car is an expensive, long-term commitment. It is wheel or front-wheel drive. always better to find a car salesperson who is informaChoose the Dealer Once you have settled on a tive and friendly. It will make car model, check into area car your transaction as simple and comfortable as possible. dealers. Finding several dealers who sell the brand of car

truCk moNtH

New Silverado Crew Cab Starting at $24,900

File Photo Stock #4305

Monday-Friday 8-8 • Saturday 8-7 WWW.dENNymENholT.com

Rimrock Mall

S. 24th St. W.

S. 32nd St. W.

3000 KING AVENuE WEST 896-3000 • 1-800-473-2282

Shiloh

- Best in class V8 horsepower - Best in class HD towing - 2015 motor trend truck of the year

Walmart

Denny Menholt

Home Depot

How to Choose a Gym

Photodisc

Do you find gyms intimidating? When people think of fitness facilities, they imagine a bunch of thin, beautiful people wearing expensive workout clothes. In reality, people of all shapes, sizes, and ages join gyms. These facilities are a fantastic way to lose weight, stay fit and have fun! Gyms can help you achieve your health and weight goals. Staff and personal trainers at the facility will be happy to educate you about nutrition, wellness, class schedules, and the equipment. Some gyms even include a personal training session with a membership! A good workout releases endorphins, which improve your mood and fights stress. Exercise also increases energy levels and improves sleep. Building muscles helps you burn calories more effectively. Going to the gym can also save you from medical expenses down the road; consistent workouts lower blood pressure, while reducing the risk of some types of cancer, osteoporosis and Type 2 diabetes. Many people have a hard time forming good fitness habits. Fitness regimens can be difficult to maintain. We often create excuses or our schedule simply doesn’t permit time to exercise. It can be hard to stay motivated. But when you have exhausted all of your excuses and a healthier lifestyle becomes a priority, then finding a gym is a fantastic first step on the path toward a happier and healthier life. Joining a gym will help cure the boredom you might feel when working out. These facilities have a variety of equipment, programs, classes and energizing instructors. You can alter your workouts easily and keep exercise interesting. In some gyms, you can opt for additional instruction through personal training or small group training. With small group training, you can get a group of friends and work out together! This helps share the expense, adds variety to workouts, and incorporates accountability and comradery. Paying for membership increases your chances of working out. It is harder to form excuses to skip exercise when you’re paying. Becoming a member

is a great opportunity to meet people with similar health goals who can offer motivation and support. Once you’ve decided to join a gym, the number of choices can seem daunting, but most gyms offer free tours of their facility so you can get a feel for them before you join. Keep in mind that gyms should be inspiring places. You will need to feel comfortable and motivated to keep coming back. Look for extras that you enjoy, like a pool, hot tub, steam room, towel service, and a smoothie/coffee bar. The right facility for you might not be the right place for someone else. Each gym has different classes, programs, amenities and services to help members work on their abilities and goals. For example, if childcare is important for you, ask to see their childcare area prior to joining, to see if it will be engaging and comfortable for your children. Personal trainers can be especially helpful if you need instruction or encouragement. Each trainer will have his or her style of communication. They will help you map out realistic goals that are tailored to meet your individual needs. A good personal trainer will offer a health assessment before working out with you. He or she will understand your physical limits and then work to expand those boundaries safely. These professionals will also give advice on nutrition, effective gym routines and proper form for weight training. If you have health restrictions such as joint pain, low-impact workouts are available. For example, yoga/Pi-Yo strength, as they use smooth motions and gliding actions to tone muscles and improve flexibility. Most classes are included with your monthly membership fee. Many gyms have pools, and offer aqua aerobics. This comprehensive workout uses the water’s resistance for extra toning. It is usually very safe for people with joint pain. When choosing a gym, remember your goal should be to try to consistently improve and, of course, to have fun doing it!

How to Enjoy a Recreational Vehicle Lifestyle Living in a recreational vehicle, or RV, is a lifestyle many people, especially the retired, long for. Many people dream of owning a recreational vehicle. An RV allows you to ride freely around the country. You can choose how and where you choose to spend your time. It’s all about freedom, which is what drives many people to become RV owners. Every person has their own vision of an RV lifestyle, from living in an RV resort to camping in the wilderness or driving around the country visiting family. What do you want to do in your RV?

Destination

Before purchasing a new RV, think of your goals. There are all the destinations you want to see: national parks, lakes, and maybe even big cities. But you should also consider your mental and emotional destination. How do you want to wake up each day? Do you want to build relationships with family, friends and old acquaintances? Having a clear idea of what you want to do in your life will help you during the purchasing process. It will make the decisions much easier.

Find the Right Vehicle

While RV stands for “recreational vehicle,” it might as well stand for “right vehicle.” Everyone’s definition of right vehicle will be different, of course. It’s a good thing that RVs come in all shapes and sizes. You can purchase a tiny model based on minivans to a full-size commercial vehicle as big as some houses. You should also consider fuel efficiency and reliability. Those two factors will also play a big part in how you enjoy your RV-centered life. Visit RV shows and local dealerships to understand the market and your price range. Aside from the functional aspects of the RV, also think about the operational costs. Every vehicle needs routine maintenance. Find out what costs will be covered under your warranty or maintenance plan. It will help you plan your purchase.

Full- or Part-Time?

Will you be a full- or part-time RVer? Most owners begin their new lifestyle part-time. They may take their vehicle on the road for family vacations or fishing trips. Many people decide to become fulltime RVers, which means moving out of their permanent home and spending their lives on the road. The more time you spend in your RV, the more carefully you need to consider your purchase. For full-timers, it will feel like you are buying real estate. After all, your home is an important investment in your future. Some people appreciate having a regular home, a permanent plot of land where you can return, even if only for a few weeks or months each year. Others desire the freedom that comes with life on the road. Selling your home and eliminating property tax, utilities and worries that go with all of that can be a relief for some people. It’s your decision. DigitalVision

Accessories and Supplies

RVs come with accessories and supplies that will make your trips enjoyable. You may want a satellite TV, Internet access and upscale furnishings to complete your RV. Other people want a simple vehicle. They prefer to minimize their equipment and gear to keep themselves happy while on the road. It all depends on your budget and preferences. Your RV lifestyle can be everything you want it to be. Whether you want a basic motorhome in the woods or an upscale land yacht, owning an RV is all about making your hopes and dreams come true.

! e l a S l l a F

BILLINGS • GREAT FALLS • KALISPELL

All 2015’s are at lowest prices ever!

2015 DRV Tradition 380 RES

Reg. Price $111,914 R-14-029

2015 Cricket Trailer Cricket

Reg. Price $27,478 R-14-242

2015 Keystone RV Mountaineer 350QBQ

Reg. Price $74,933 R-14-209

Sale $78,800 Sale $19,500 Sale $54,900 2015 Heartland Prowler 25P RKS

Reg. Price $27,731 R-14-197

2015 Winnebago Ultralite 27RBDS

Reg. Price $43,251 R-15-025

2015 Winnebago View 24G

Reg. Price $131,628 GR-15-002

Sale $20,900 Sale $34,995 Sale $108,990

Monday-Friday8am to6pm Saturday9am to5pm ClosedSunday 3800 Pierce Parkway Billings, MT

No Payments for 90 Days! OAC

406-655-8000 | piercerv.com

! e e s t s u M 23

How to Choose an Auto Service Shop

Stockbyte

Does your vehicle need the tires rotated, new brake pads, or even a cooling service for your A/C with summer right around the corner? These services just touch on the many things that your car needs at some point during its lifetime. We have all run into instances where these services are planned depending on where an owner is on their vehicleâ&#x20AC;&#x2122;s timeline, and others that come up unexpectedly. Whether your car needs significant work or simply an oil change, you will want to find an auto service shop that is trustworthy and dependable. A good auto service shop will ensure that your car, truck, SUV or minivan is maintained quickly, affordably and correctly. Your friends, family and colleagues might have recommendations. After all, auto service is a part of life for most people. Once you have a list of companies, research each shop on the Internet and read customer reviews. Testimonials, negative and positive, should be considered. But keep in mind that no business has a 100 percent satisfaction rate. Someone will always be displeased. Also, more people are likely to leave a negative rather than a positive comment. A good source for finding an auto service shop is your local newspaper. Local businesses advertise and many times you can find special deals to help save you money. Once you have created a list of shops, contact them on the phone

and ask pertinent questions. How long have they been in business? What are their specialties? How soon can you bring your vehicle in for an inspection? Ask to set up an appointment for an inspection, which should be free, and further investigate the business. Look around their lobby. Is it clean? Do they have their license and any awards or certificates posted? Do they care enough about their customers to offer reading material, coffee or water? Consider their prices. Are they comparable to other service shops? While you want to find that deal, remember, cheaper is not always better. Understand that you will often get what you pay for when it comes to auto service work. Low prices may be tempting, but they typically mean sub-par work. Feel free to ask the manager or owner for references before they work on your car. Finding a great service shop that you can trust will make your life so much easier, and save a lot of future headaches. The business and employees will become familiar with your vehicle and the previous work done as they should keep good record of the maintenance they have done. This way they will know when and what needs to be done on your vehicle when it comes in. Finding an auto service shop may not be the simplest task but it is beneficial for both you and your vehicle in the long run. Look for a shop where you can trust your vehicles maintenance needs are being taken care of, from batteries to oil changes!

FULL SERVICE OIL & FILTER CHANGE

0-20 Semi-Synthetic Oil

5-30 Dexos Oil

2495

FOR 2014 VEHICLES & NEWER

3495 $3995

• Most Cars & Trucks • Up to 6 Qts Oil & Filter

• Cars up to 6 Qts Oil & Filter

• Trucks up to 9 Qts Oil & Filter

iNclUdes: Multipoint Inspection • Top Off Fluid Levels

every day valUe PriciNg

SEE SERVICE TECHNICIAN FOR DETAILS

dUraMax diesel oil cHaNge W/O DEF FLUID

with DEF FLUID

UP to 12 Qts oil

UP to 5 gal

iNclUdes:

• House Bulk Oil • Filter • Multipoint Inspection • Top Off Fluid Level

every day valUe PriciNg FUEL INjECTION FUEL SySTEM cleaNer

brake Pads iNstalled

95* $

WitH coUPoN

• OEM Approved • Increased Fuel Efficiency • Improved Engine Performance Cannot be Combined with any other Coupons or disCount offers

exPires 9/30/2015

cooliNg ac delco systeM service batteries s

129

95* $

Per axle WitH coUPoN • AC Delco Professional Durastop Brake Pads • Rotor Inspection *turninG or repLaCinG rotors and aLL other serViCes eXtra. eXCLudes CorVette, XLr, and other seLeCt VehiCLes. see deaLer for detaiLs. Cannot be Combined with any other Coupons or disCount offers

95*

WitH coUPoN

FREE BATTERY TESTING

battery overstock! 18 Month 79 95* Warranty $ 95* 30 Month 99 Warranty Month $ 129 95* 442WWarranty

9995 $

11995

14995

• Chemical Flush • Complete Climate Control System Check • Check All Hoses, Belts, and Radiator Cap • Includes 2 Gallons of Dex cool Anti-Freeze.

Cannot be Combined with any other Coupons or disCount offers

exPires 9/30/2015

iNstalled WitH coUPoN exPires 9/30/2015

REPAIR NOW! PAY LATER! 6 MONTHS AT 0% INTEREST Certified Service

Service & Parts Hours Mon-Fri 7:00am - 7:00pm • Sat 8:00am - 5:00pm 3000 King Avenue West • Billings, MT 59102 406-896-3100 • www.dennymenholt.com 25

How to Select the Right Insurance Agent for Your Needs Shopping for the right insurance agent can feel overwhelming. After all, there are plenty of things to consider. You need to find a company that offers the right mix of service, coverage and an affordable price. The challenge may simply be not knowing how to identify a reliable, reputable agent. Remember that everyone needs insurance coverage. An experienced agent can walk you through various options, keeping in mind your budget and lifestyle. Before choosing an insurance plan, you will need to identify an agent to guide you through the process. Your financial future depends on finding the right person to help you get insurance that will fit your needs. Your family, friends and colleagues have likely worked with insurance agents in the past. Ask people you trust for referrals. If you receive a recommendation, it is because that person has had a positive experience. There is a good likelihood that you will have similar results. Successful agents understand that offering great service will keep them in business. Their careers depend on wordof-mouth. If you are happy with the service you receive, your insurance agent will appreciate your willingness to refer acquaintances to her in the future. If you do not have recommendations, begin researching your options. Begin by looking at local companies and brokers. Large insurers give all of their agents the same training. Each agent will be subject to the same company policies. In some ways, that can be comforting. However, agents at large companies may lack creativity and flexibility in how they handle their accounts.

As you conduct your research, be thorough and critical. Buying a policy is similar to purchasing a new car or home. It is truly that important. Select a company that is highly regarded by consumers. Read reviews of each company to determine who has the most satisfied clients. Are they easy to work with? Have there been any problems with collecting on a policy? Also, check that any prospective agent has all necessary licenses and training. After narrowing your list of prospective agents, make an appointment to visit each one. Prepare a list of questions and concerns about your personal situation. Take notes during your meeting. Remember that you must feel comfortable with the answers before purchasing a policy. If an agent tries to pressure you into making a decision right away, inform him that you need more time and cannot sign anything immediately. The right agent will focus on educating you on all of the products and help you make the right decision for your needs. They will give you useful information and not subject you to high-pressure sales techniques. Your agent should be available. The relationship doesnâ&#x20AC;&#x2122;t end once the sale is completed. Your dialogue should be continuous. The best agents are available in the event you have to file a claim. Agents who have been in busiPhotodisc ness for many years likely have a good reputation and track record. They understand the policies and will even take extra care that you are properly protected. It is essential that you choose the right type and amount of insurance to adequately protect yourself and your financial future. The policy should be tailored to fit your specific needs.

We are farmers. • Auto & Recreation • Home • Life & Financial • Business

Irene Belvin

Terry Tronson 652-4422

Roger Daniel 252-3411

Tara Cayko 252-8318

Frank Costello 652-2800

Heather Daffin 294-9111

Connie Wolf 252-8318

Lynette Nealy 294-1212

(Columbus)

Sue Parks

Cindy Eggert 252-1644

Tiffany Steffan

Curtis Iverson

433-1377

628-7421

Angela Stiller 294-8226

RaeAnn Svedberg

Daron Frank 248-8068

Connie Johnson 248-3111

Susan Walters 294-5888

(Red Lodge)

446-4900

(Hardin, Forsyth)

800-859-0333

322-4876

Tim Beeter 245-6833

(Sidney)

(Laurel)

How to Choose a Vacuum Dealer Keeping your carpet clean is a never-ending chore. A quality vacuum cleaner will give you years of good service. Why go through the frustration of dealing with a cheap vacuum cleaner?

Photos.com

Sure, you can buy them almost anywhere: department stores, big-box retailers and even specialty shops all carry them. But these inexpensive cleaners are destined to let you down. Your carpets will soon look so dirty that you will have to pull up hair and lint by hand. Pay more for a quality vacuum and spare yourself heartache down the road. Reputable vacuum dealers in your area will be happy to help you find the right model. Look for a dealer who has been in business for years. A long track record is proof of a stellar customer service. The best vacuum dealers carry a variety of top-quality brands. They will also let you compare models and features side-by-side. You will soon understand what makes some brands and models outshine their competitors. Take a look at products in different price ranges. Beware of stores offering only one side of the spectrum. Top-notch dealers have a variety of vacuums at different prices ranges. They know that comparison shopping is critical to finding the best machine for your money. Purchasing replacement parts in a few years will drain your finances. Models in the middle to higher price range will last for many

years because of their higher quality and construction. You won’t need to replace your vacuum every year or so. The best vacuum dealers know about their products. Not only will they discuss advantages and disadvantages of certain brands, they will also tell you why some aspects are superior to others. Sleek designs and a large number of attachments don’t carry the significance of a heavy-duty motor. Ask about the store’s return policy. It is better to choose a retailer who has a generous return policy; one that allows you to bring back your vacuum if you aren’t completely satisfied with its performance or if it is too cumbersome to use. You should also understand your model’s warranty. The best vacuum dealers offer in-house repairs and solid customer service when something breaks. Your friends and family may have leads on vacuum dealers. Take their experiences into consideration. Any store can sell you a vacuum, but not all of them will know about their merchandise. Choose a vacuum specialty dealer who has the best product knowledge, replacement parts and customer service. It is possible that you might pay more at first, but you will get a long-lasting deal.

There’s a new trend... People are trading in their Kirby... Trade in your Kirby for a New Riccar Tandem Air and receive up to $100 off our in-store price.

Old Kirby New Riccar

Old Technology

New Technology

Kirby (Old Technology) Riccar Tandem Air • Rubber band belt • Inferior filtration • Inconvenient attachments • 3 year limited warranty • One 7 amp motor

• Lifetime serpentine belt • HEPA filtration on most models • Convenient on-board attachments • 6 year comprehensive warranty (minimum) • TWO motors (combined) 12 amps

Mon-Sat 8:30-5:30 Family Owned Since 1970

1804 Grand Ave 406-656-8681 www.stuartshouseofvacuums.com

How to Choose the Best Retirement Community for Your Needs These days, more Americans are remaining active into their retirement years. They are searching for communities that match their lifestyles and goals for relaxed living. If you are in the market for a retirement community, there are plenty of things to consider. A retirement community will hopefully become your home. It is important to choose a vibrant place, with a friendly staff and lots of recreational activities to choose from. Here are some aspects to consider before making a financial commitment to a community.

Community Activities

Churches, Libraries and Schools

Many senior citizens want to keep their energy levels up during their retireConsider how close the community is to schools, sports facilities, and other ment years. They are more health conscious and understand that an active lifestyle sites that produce a large amount of traffic volumes and noise levels. Many people leads to a long life. Many seniors enjoy physical activities such as golf or walking. prefer to live in less congested, quiet areas during their latter years. Any prospective retirement community should have easy access to such activiAlso, think about where the nearest libraries and churches are located, as well ties as well as several options for as access to public transportation. exercise classes or lessons. Ask whether the community Other seniors enjoy arts and provides its own transportation for crafts, board games, dancing and residents. Some facilities have their organized activities. Taking part in own fleet of minivans and buses. This social events can provide opporis extremely helpful for seniors who tunities to make new friends. Reno longer drive and need to do some search what kinds of social events routine personal shopping, banking, or are organized within the retirement for physician visits. community. The Community Also, find out if the community Current residents will give you a has ample opportunities for resifeel for their level of satisfaction with dents to travel to theaters, musethe community. Talk to them about ums or shopping malls together. their experiences and seek candid Medical Care Facilities reviews of the amenities and staff. Retirement communities After all, it is important you feel Courtesy of Westpark Village confident that you have selected a should be easily accessible to emergency personnel. retirement community that fits your personal needs and lifestyles. Know the location of the closest hospitals, doctors, ambulance services and other medical facilities. You may wish to restrict your search to communities By taking the time to research multiple facilities, you will undoubtedly find a located near your preferred physician or other service providers. warm, welcoming facility. You will be able to build lasting friendships and gain the Any prospective community should have a formal emergency plan in place. In support you need to have a rewarding and relaxing retirement. addition, check to see if the retirement unit has custom safety features, such as railings in the bathrooms and entranceways.

â&#x20AC;&#x153;We have met so many new friends here.â&#x20AC;?

The Bruders and the Parks enjoying their new friendship.

2351 Solomon Ave. Billings, MT 59102 406-652-4886 www.westparksenior.com

Call for a tour today.

How to Choose Carpet The right color and texture of carpet will make your home or office come alive. Carpeting is a critical element in your interior decorating scheme. It can create a warm, cozier look to any room. The right carpet also protects the floor from foot traffic and pets. There are hundreds of options to choose, but you can still find a texture and color that will match your family’s lifestyle and budget. Carpeting is a long term purchase, and you should expect it to last for many years. To make a wise choice for your home and to ensure you receive the best value for your investment, keep the following tips in mind.

Think about the pros and cons of wall-to-wall carpeting versus area rugs.

Consider the color and texture that will most suit your needs.

Deciding on the color and texture of your carpet is probably the most enjoyable One of the most popular choices is wall-to-wall carpeting. Because it is permanent, it tends to be more costly. Not only do you have the carpet itself, there is also part of the process – other than the finished product, of course. You might want to give the room a warmer feeling, lighten a dark room or the padding and installation. match existing decor. Area rugs are easier to maintain. They can be picked up and cleaned. You The pattern will determine the effect the carpet has on the room. can move them at your convenience. Anyone with pets or children will appreciate If you have children or pets, consider getits mobility and ability to clean it easier than ting carpet with specially-made fibers for easy regular carpet. cleaning. It will help you in the long run. If you relocate frequently, you might consider an area rug. After all, you can pack it up Look into carpet stores in your and take it with you.

Calculate your budget.

area.

There are many places where you can purchase carpeting, such as large stores, Always choose the best carpeting you can warehouses and small niche carpet dealers. afford. You can even purchase carpeting online. While carpeting lasts longer, wears better Each has benefits and drawbacks. Typiand is more stain resistant, sometimes area cally, any place with the lowest costs will have rugs are the best options for your pocketbook. the most limited services. It all depends on the look and feel you want Smaller suppliers might bring samples for the home, office, or a room. to your home and make measurements prior Carpets are priced according to how to quoting a price. Visit showrooms and ask much material is used, the manufacturer, and Pixland questions. the brand. Small flooring stores usually focus on service. They might have discounts for To figure out the cost of an area rug, measure the room and determine how services after the sale, such as carpet cleaning and stain-resistant protection. much of the bare floor you want exposed. Area rugs come in standard sizes, Big box stores often have financing plans. These large retailers can also af5-by-8 or 9-by-12, and so on. You can find beautiful textures and tasteful colors at ford to give you a package deal on padding and installation. But they tend to have reasonable prices. Wall-to-wall carpeting also comes in standard widths. If you have an especially average, limited and sometimes bland options. Their low prices can be attributed large or oddly shaped room, you may have waste. The carpet will likely have seams to their bulk purchases of standard carpets. Then they pass their savings along to consumers. to fit the odd pieces together. If you can’t get an accurate estimate, bring the dimensions to the carpet store No matter where you purchase your carpeting, take time to learn about the latand ask them to help you. Most carpet stores will give precise estimates for free or est trends and options. Compare styles and colors with your décor. Carpeting can little cost. last many years, so you want to make sure you will be pleased with your decision. 32