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Vol. 6 No. 38
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• DISTRIBUTED THROUGHOUT THE SOUTH CARIBOO • JULY 6, 2012
Serving the communities of 100 Mile House, 108 Mile Ranch, Lac la Hache, Forest Grove, Canim Lake, Lone Butte, Bridge Lake, Sheridan Lake, Lac des Roches, 70 Mile House, Green Lake/Watch Lake and Clinton
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Monika Paterson photo
Going to have to see your licence... Little Mikayla Watson looked at home in 100 Mile House RCMP Const. Matt Ziemer’s cruiser. She quite enjoyed turning on lights and sirens during the Canada Day Celebrations at the 108 Heritage Site on July 1.
Student loan payment rules eased By Tom Fletcher Black Press
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The British Columbia and federal governments have relaxed some of the rules for student-loan repayment, part of an integrated loan program that went into effect on July 1. The new repayment-assistance plan allows for smaller payments for lower-income students, based on income, number of dependent children and the amount of student debt owed. The program extends the repayment time and may allow forgiveness of the origi-
nal loan amount. A single parent with two children and an average annual income of $30,000 would see the minimum interest payment on a $20,000 student loan decrease from $228 to zero. A student couple with two children, combined income of $50,000 and combined loans totalling $40,000 would see their minimum payments fall from $485 to $87. Premier Christy Clark said the new repayment rules will expand the number of B.C. students eligible for relief to 20,000, replacing strict incomebased limits for loan repayment
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that didn’t reflect loan size or number of dependents. “It’s going to be a really big benefit for people who might find themselves $1,000 over the eligibility line. Just because you’re $1,000 better off in your gross income doesn’t mean it’s going to be a whole lot easier to pay everything back.” The new repayment-assistance plan also provides for forgiveness of some, or all, of the loan principal if students have dependents and their income stays low over time. Students with a permanent disability can qualify for full
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loan forgiveness if they still can’t afford the full loan payment after 10 years. B.C. student loans given out before Aug. 1, 2011 are automatically moved to the new national student loan system effective July 1. Loan recipients are supposed to receive a new agreement with the terms of the integrated loan. People with B.C. student loans in default can qualify for the integrated loan program by making at least six consecutive monthly loan payments on their defaulted loan or repaying it in full.
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