Investment Management Services
MOORE STEPHENS WEALTH MANAGEMENT SERVICE
Providing a complete solution for all your investment, ISA and pension needs.
investments such as ISAs, Unit Trusts, Shares, Pensions and even bank & building society accounts, all in one place, making it much Although the administration is centralised, the portfolio containing your investments will be spread across a diverse range of
It reduces risk and is able to cope with volatile market conditions. We use modern investment techniques and research to manage your pensions and investments and we can keep you informed of the progress of your investments to suit your requirements, whenever you want, 24 hours a day.
Our in-house research combined with our discretionary investment powers allows us to change your investment strategy to cope with sometimes volatile market conditions and we report to you regularly to keep you informed about the performance of your investments.
Technology allows us to centralise the
wrappers, we will agree an investment strategy with you, which we can apply across the portfolio as a whole, in order that all of management services.
Moore Stephens Wealth Management Service
Investment Portfolio Account Pension Account
The diagram below helps to illustrate how the service works; the various types of accounts (or wrappers) are linked electronically to each other and we use this technology to manage the funds in each account delivering investment returns, providing you with capital growth, income or a combination of both, depending upon your requirements.
ISA Account
External Client Bank Account
Portfolio Cash Account Foreign Currency Account
Onshore Insurance Bond
Insurance Bond
Regular Income Payments and transfers are easy to arrange between your investments and your existing bank account.
DISCRETIONARY INVESTMENT MANAGEMENT
As the last few years have shown, investment markets can change direction suddenly and violently. Institutions that we once thought of as solid and dependable can suddenly move to the brink of ruin and some have required drastic action from government to save them from collapse. In a world full of uncertainty, it is certainly true to say that things will change. What is the right thing to do today may not be so tomorrow and so having the ability
to change direction at the right time is
we make a discretionary change we write
As many investors have discovered to their cost, investment markets are constantly
behind our decision. This provides you with additional reassurance that your portfolio is being actively monitored.
holding particular asset classes such as shares, bonds and cash varies according to economic and market conditions. By giving us, as your investment manager, the discretion to alter a portfolio to meet changing market conditions, you can increase the potential for better returns whilst reducing volatility. This does not mean that you are being ‘cut out of the loop’; in fact the reverse is true. Whenever
In times of strife you could be forgiven for assuming that losses will be inevitable, but this does not have to be the case. This is particularly so if you “don’t put all your eggs in one basket” as the old adage goes. Fortunately, there are always alternative preserve and grow capital even when things seem most bleak.
ACCESS TO FUNDS & REGULAR INCOME
VALUATION & PERFORMANCE REPORTS
RISK PROFILING & ASSET ALLOCATION
We can easily make arrangements for you to take regular withdrawals from each of your accounts every month to supplement your income, depending upon your requirements, whilst
We will send you half-yearly valuations and annual performance reports showing your current holdings in detail, broken down per account.
This is the process of
You will also receive regular Market Outlook reports from us letting you know our current changes we have made to your portfolios and why we have made them.
from the account at any time simply by making a request to us. We will make all the arrangements to transfer funds to your nominated bank account within 10 working days.
Online access is available if you want it, allowing you to view the progress of your portfolio, securely, whenever you wish, 24 hours per day. You can view a demonstration of how the online access works by visiting our website www.msfs.co.uk and going to the client login page and then clicking the demo button
WHAT IS ASSET ALLOCATION?
THE NEXT STEP
In simple terms, it is the process of spreading your investments across a range such as;
clients a free initial meeting to discuss your requirements. The reason we don’t make a charge for this
- Bonds & Fixed Interest Investments
for you to decide whether or not you wish
- UK & International Equities
can help you and the cost of our services for carrying out any work on your behalf. If you decide you want to proceed, we then will gather information from you about
- Commercial Property - Commodities (i.e. Gold, Minerals,
outgoings, and your plans for the future. Each of the above can be broken down into more specialised sub-sections to provide
not the answer. The optimum split between your attitude to risk and your timescales.
If you would like to arrange a free initial meeting, please get in touch using the contact details overleaf, or via your usual Moore Stephens contact. To keep up to date with our latest views on investments and markets, please follow us on Twitter @MooreStephensFS
minimising risk by getting Traditionally, investment decision-making has been centred upon which stocks and shares to choose. However, investment research has shown that, in most circumstances, the asset allocation choice is actually the critical factor determining investment performance over the long term.
MOORE STEPHENS IN THE UK
GET IN TOUCH
Moore Stephens is currently the UK’s 9th largest independent accounting and consulting association, comprising over 1,500 partners and
Corby Oakley House Headway Business Park Corby NN18 9EZ enquiry@msfs.co.uk
Peterborough needs. We achieve this by providing sensible advice and tailored solutions to help clients achieve their commercial and personal goals.
Rutland House Minerva Business Park Lynch Wood Peterborough
Clients have access to a range of core and specialist services including audit and
enquiry@msfs.co.uk
management, IT consultancy, governance and risk, business support and outsourcing,
THE MOORE STEPHENS INVESTMENT MANAGEMENT TEAM
forensic accounting. Our success stems from our industry focus, which enables us to provide an innovative and personal service to our clients in our niche markets. Specialist sectors include energy and real estate, shipping, transport and public sector.
JON TELFORD Managing Director
JILLY MANN Head of Investment
jon.telford@msfs.co.uk
jilly.mann@msfs.co.uk
MOORE STEPHENS GLOBALLY
Moore Stephens International Limited is a global accountancy and consulting association with its headquarters in London.
PAUL DAWES Investment Manager
RICHARD MCDONALD Investment Manager
KIERON BRACE Investment Manager
paul.dawes@msfs.co.uk
richard.mcdonald@msfs.co.uk
kieron.brace@msfs.co.uk
that we have access to the resources and capabilities to meet your needs. Moore Stephens International independent integrity, personal service, quality, knowledge and a global view.
and worldwide networks, clients can be Moore Stephens will provide the right solution to their local, national and international needs.
THIS DOCUMENT IS PROVIDED FOR INFORMATION PURPOSES ONLY AND DOES NOT CONSTITUTE ANY FORM OF FINANCIAL OR INVESTMENT ADVICE. PAST PERFORMANCE IS NOT A GUIDE TO FUTURE INVESTMENT PERFORMANCE. THE VALUE OF YOUR INVESTMENTS AS WELL AS ANY INCOME DERIVED FROM THEM CAN FALL AS WELL AS RISE AND YOU COULD GET BACK LESS THAN THE AMOUNT INVESTED. WE BELIEVE THE INFORMATION IN THIS BROCHURE TO BE CORRECT AT THE TIME OF GOING TO PRESS AND IS BASED ON OUR CURRENT UNDERSTANDING OF LEGISLATION AND TAX ALLOWANCES WHICH MAY CHANGE IN THE FUTURE. AS SUCH CHANGES CAN’T BE FORESEEN WE CANNOT ACCEPT RESPONSIBILITY FOR ANY LOSS ACCESSIONED TO ANY PERSON AS A RESULT OF ACTION OR REFRAINING FROM ACTION OF ANY ITEM HEREIN. PRINTED AND PUBLISHED BY MOORE STEPHENS FINANCIAL SERVICES (EAST MIDLANDS) LIMITED. AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY. OCTOBER 2013