How Medicare Works
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You are eligible for Medicare
YES AM i eligible for medicare
Have You Already Enrolled
Are You: 65 or Older
NO
YES open enrollment for medicare runs from oct,15-dec,7 you can make changes to your plan during this time.
If you want to signup for Part A AND /Part B you can sign up during "three" enrollment period
NO You are not eligible
Initial enrollment period
Special enrollment period
if you are turning 65, you can enrol in Medicare for seven months that include the three months before the month of, and three months after your birthday.
if you are still employed and covered under a group plan for a spouse or a family member's if you are disabled. you can signup anytime while you are still covered and for 8 months, starting the month after the employment ends or coverage ends.
General enrollment period if you didn’t signup when you were first eligible you can signup between jan1march 31each year. coverage will begin July 1.
So what you can choose (you have two options for medicare) Medicare Advantage
PART- B
Insurance for hospitalization services
Insurance for doctor fees and expenses
PART- D
Prescription drug coverage (run by medicare approved private insurance companies )
Option 2
PART- A
Option 1
Original medicare
Cover both A and B and D With Medicare Advantage plan you don’t need a Medicare Supplement
For more information you can call us on 207-807-2272