The Boca Raton Tribune ED 444

The Boca Raton Tribune Yo u r C l o s e s t N e i g h b o r

Number 444 • Year X COMMUNITY see page 3

Palm Beach Atlantic University names 9th President in School History

East /West Boca Raton, Highland Beach, Delray Beach, Deerfield Beach, FL COMMUNITY see page 5

FAU Partners with Palm Beach County School District for Regional Ethics Bowl

COMMUNITY see page 8

Town Center At Boca Raton Celebrates Lunar New Year

January 17 - January 23, 2020 SPORTS

COMMUNITY

see page 14

see page 9

Florida Prepaid College Board Lowers Prepaid Plan Prices by $1.3 Billion

Boca Mayor has a Single Challenger in March 17 City Election

Story on Page 3

Largey’s 30 Points Not Enough Against No. 9 Sharks

Palm Beach: Most Affordable in South Florida

The price of homes in Miami-Dade, Broward and Palm Beach counties continues to decline in terms of both property price relative to household income and mortgage payment as a percentage of income, according to the latest BH&J Housing Affordability Index from Florida International University’s College of Business (FIU Business) and Florida Atlantic University.

The report brings good news for homeowners in the tri-county area with strong indications of a more affordable housing environment in 2020 than in recent years.

For the third quarter of 2019, the average mortgage payment in Miami-Dade accounted for 27.4 percent of monthly income before taxes, down from 28.1 percent during the year’s previous quarter and 30.7 percent in the third quarter of 2018. The average property price traded at 6.17 times the average annual income for the county, which is down from 2018’s third quarter multiple of 6.21.

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2 - Edition 444 The Boca Raton Tribune COMMUNITY NEWS East/West Boca Raton, FL

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January 17 - January 23, 2020

Boca Raton, FL 33432 www.ci.boca-raton.fl.us

The Palm Beach County Board of County Commissioners has approved a proclamation declaring Jan. 12, 2020 as Palm Beach State College Day to commemorate the 10-year anniversary of the institution’s latest name change and its impact as an educational pillar in the community.

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CITY DIRECTORY

• The Boca Raton City Council has approved a long-term land lease with Brightline, soon to be Virgin Trains, for the construction of a train station and parking garage near the City’s Downtown Library.

By the end of 2020, Boca Raton is expected to be the third new station in the company’s south corridor, joining Aventura and PortMiami in connecting the privately-operated, intercity rail system. Current stations and stops include West Palm Beach, Ft. Lauderdale and Miami.

• This past Sunday, under the leadership of the Rotary Club Boca Raton West and their president, Douglas Heizer, all six Rotary Clubs of the Boca Raton area came together for the 13th Annual Boca Raton Toy Drive.

The event, which was first put together by Douglas Heizer and David Wilson in 2006 and since then Heizer grew the event from just one Rotary Club to include all local Rotary Clubs in Boca Raton to collect toys for the unprivileged children in our area.

• Palm Beach State College will begin offering the courses for its Business Specialist College Credit Certificate at the Riviera Beach Public Works Center in January as part of a new initiative to enhance access to short-term educational training for the city’s residents.

• Lynn University placed among the nation’s most environmentally responsible colleges in The Princeton Review Guide to Green Colleges: 2019 Edition. The annual report profiled the top 413 institutions with commitments to green practices and programs.

Schools were chosen based on a 2018–19 survey that analyzed academic offerings, campus policies and practices, and green • While the clot-busting drug, tPA, has been the gold standard to treat stroke for decades, researchers from Florida Atlantic University’s Schmidt College of Medicine and Boca Raton Regional Hospital’s (BRRH) Marcus Neuroscience Institute are taking treatment options to the next level.

Jang-Yen (John) Wu, Ph.D., distinguished professor of biomedical science in FAU’s

GENERAL INFORMATION (561) 393-7700

Schmidt College of Medicine, and Brian Snelling, M.D., chief of cerebrovascular and endovascular neurosurgery and medical director of the Marilyn and Stanley Barry Center for Cerebrovascular Disease and Stroke at the Marcus Neuroscience Institute and BRRH, have joined forces to combine a breakthrough interventional procedure for stroke with a novel drug compound that has neuroprotective properties.

• As the speaker to the Class of 2019 DNP graduates last week, Mofmofortawonewah shared her coping strategy: “Grab it (the opportunity) and run with it.”Dr. Newah Mofmofortawonewah admitted being nervous at first. As a graduate of the School of Nursing’s Doctor of Nursing Practice Class of 2017, Mofmofortawonewah had joined a medical oncology practice with two physicians. She was working out of four locations and doing rounds in several hospitals.

• Officials at Boca Raton Regional Hospital today announced the appointment of KerryAnn McDonald, MD, to the medical staff of the Christine E. Lynn Women’s Health & Wellness Institute (LWHWI) and BocaCare® Physician Network. She specializes in benign and malignant breast disease.

• Art enthusiasts can expect to be moved this fall by three exhibits that cover a range of topics including sexual assault and its effect on victims. The exhibits, which will be displays at The Art Gallery at Eissey Campus and The Gallery at Lake Worth Campus, showcase stories, ideas and perceptions through paintings, drawings, photography, graphic design and more. They are free and open to the public and feature artwork created by PBSC students and community artists.

• Baptist Health South Florida is once again the most awarded healthcare system in South Florida by U.S. News & World Report with 32 high-performing awards in 14 types of care. Boca Raton Regional Hospital is once again the highest-ranked hospital in Palm Beach County.

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Edition 444 - 3

The Boca Raton Tribune

COMMUNITY Boca Mayor has a Single Challenger in March 17 City Election

By Dale King

Boca Raton Mayor Scott Singer will be the only candidate with a challenger on March 17 when the city holds its annual election.

Singer, who is vying for his first uninterrupted term in city government, faces a familiar foe – Bernard Korn, one of two rivals who tried to unseat him in a special election in August 2018.

Two incumbent Boca Raton City Council members have technically won back their seats without a fight. Neither Andrea Levine O’Rourke nor Andy Thomson drew a rival during the weeklong candidate filing period which ended Friday, said City Clerk Susan Saxton.

That doesn’t mean there’ll be a dearth of excitement in the mid-March race which, coincidentally, falls on St. Patrick’s Day. The state of Florida will conduct its presidential preference primary that day.

Korn could not be reached for comment about his candidacy late Sunday night. When he ran against Singer in 2018, he said he was also registered to seek the U.S. presidency. He still has a website stating he is a presidential hopeful.

Boca Raton has endured a somewhat winding government situation in the past couple of years. Mayor Susan Haynie was suspended from that office by then-Gov. Rick Scott in April of 2018 after she was arrested on charges related to alleged official misconduct and misuse of public office.

Singer, then a City Council member and deputy mayor, was tapped to fill the job on an interim basis. On Aug. 28, Singer won a special election called to solidify his mayoral term. Korn and Al Zucaro unsuccessfully ran against him.

This didn’t totally answer all questions relating to Haynie. Technically, if she were acquitted of the charges, she could have returned to fill out the remainder of her term, which will end on Election Day 2020. Haynie’s trial has been set for March 23, about a week after the Boca balloting.

In the meantime, Thomson was elected to fill Singer’s vacant council seat.

O’Rourke is concluding her first three-

year stint on the council and, by City Charter, is allowed one more full term before she is barred from running due to term limits.

On Jan. 7, Singer sent out an email saying he had qualified to run for re-election. The document included the names of more than 400 people who he said have endorsed him. It also said he had gained the support of the Firefighters and Paramedics of Boca Raton, the city’s police union, the Palm Beach County Classroom Teachers Association and the Realtors associations of Broward, Palm Beach and St. Lucie counties.

Among Singer supporters from the political arena are former Mayor and Mrs. Steven Abrams, current City Council members Thomson and Monica Mayotte and former Council members Wanda Thayer and Dave Freudenberg.

Since becoming mayor, Singer said, the city’s crime rate is down 14%.

“We’ve partnered with the School District to add student seats and increase school security.” He said taxes are low, millions have been spent on upgrades in green space and infrastructure and the city just gave the OK for Brightline/Virgin USA to add a train station and garage downtown.

According to information in a previously published Boca Raton Tribune story, Korn graduated with a bachelor’s degree in business and finance at Brooklyn College in New York and served as a law enforcement officer for two years in the 1980s. He later worked in adult education at a Brooklyn high school and is currently a licensed real estate broker and instructor.

Polls in Boca Raton on Election Day will be open from 7 a.m. to 7 p.m.

Those who want to cast ballots in the presidential preference primary must be registered as a Democrat, Republican or a member of another recognized party. A list of parties whose members can vote is available on the website of the Palm Beach County supervisor of elections.

Anyone who is not registered with a party can do so until Feb. 18.

While the primary election is for party registrants only, the Boca municipal balloting is nonpartisan and open to all registered local voters.

Palm Beach Atlantic University names 9th President in School History

Palm Beach Atlantic University trustees have named Dr. Debra A. Schwinn the University’s ninth president. An accomplished higher education academic leader, innovator, scientist and physician, Dr. Schwinn served as associate vice president for medical affairs, dean of the Carver College of Medicine, and professor of anesthesiology, pharmacology, and biochemistry at the University of Iowa.

“Palm Beach Atlantic University conducted a nationwide search,” said Timothy S. Sotos, chair of the Search Committee and new chair of the Board of Trustees. “Dr. Schwinn impressed the search committee and the board with her understanding and appreciation of PBA’s deep Christian commitment, highly regarded academic reputation, and legacy of growth and innovation. She is an exceptional leader with great interpersonal skills. Creative, energetic and a person with a deep and passionate faith, she enjoys music and ballet and plays the violin. We are excited to welcome Dr. Schwinn and her family to the PBA community.”

Dr. Schwinn states, “It is my firm belief that great Christian liberal arts universities such as Palm Beach Atlantic hold a unique and important place in today’s society. PBA offers students the

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opportunity to examine and deepen their faith while pursuing a rigorous academic path, arriving at graduation prepared to be servant leaders. I am honored to walk on the journey with our students on the West Palm Beach and Orlando campuses, and around the world.”

Prior to her positions at the University of Iowa, Dr. Schwinn served in senior leadership roles at the University of Washington and Duke University, where she was director of cardiovascular genomics in the Center for Genomic Medicine.

Dr. Schwinn holds a bachelor’s degree from the College of Wooster and earned her medical degree from Stanford University School of Medicine. She is an accomplished educator and researcher and has published many articles and papers. Since 2002, Dr. Schwinn has been a member of the National Academy of Medicine in recognition of her contributions to science and medicine. She is married to Dr. Robert Gerstmyer, a religious scholar and instructor in the Department of Religion at the University of Iowa.

They have two adult children.

Dr. Schwinn will begin her term of service as president on May 4, 2020, following the retirement of President William M. B. Fleming Jr. after a highly successful eight-year tenure.

January 17 - January 23, 2020

4 - Edition 444

Palm Beach: Most Affordable in South Florida

The price of homes in MiamiDade, Broward and Palm Beach counties continues to decline in terms of both property price relative to household income and mortgage payment as a percentage of income, according to the latest BH&J Housing Affordability Index from Florida International University’s College of Business (FIU Business) and Florida Atlantic University.

The report brings good news for homeowners in the tri-county area with strong indications of a more affordable housing environment in 2020 than in recent years.

For the third quarter of 2019, the average mortgage payment in MiamiDade accounted for 27.4 percent of monthly income before taxes, down from 28.1 percent during the year’s previous quarter and 30.7 percent in the third quarter of 2018. The average property price traded at 6.17 times the average annual income for the county, which is down from 2018’s third quarter multiple of 6.21.

“While these scores are above their 20-year trends of 26.6 percent [of income] and 4.87 [property trading price], the overall trend is in the direction of more rather than less affordability,” said William Hardin, associate dean and professor of real estate at FIU Business.

The news is better in Broward County where the average monthly payment is 19.9 percent of monthly income, down from 22.5 percent from the third quarter of 2018.

“The recent slowdown in housing appreciation in combination with a healthy income growth improved the affordability of housing in Broward county in recent quarters,” said Eli Beracha, di-

rector of the Hollo School of Real Estate at FIU Business and co-creator of the index. “Also, mortgage rates at near alltime low allow the percentage of monthly income dedicated to housing payments to approach its 20-year average.”

Palm Beach County is the most affordable housing market, relative to income, of the three counties. The percentage of income dedicated to housing dropped to 15.2 percent in the third quarter of 2019, below the county’s 20-year average of 17.1 percent.

“This is so, especially in terms of the percent of income dedicated to monthly payments, which seems to be driven by a better aligned relationship between the county’s property prices and average area income,” said Ken Johnson, a real estate economist, co-creator of the index and professor at Florida Atlantic University’s College of Business.

The report’s co-creators agree that the movement toward more affordable housing is driven by a combination of near record low mortgage rates, a robust local economy and slowing property appreciation rates across the three counties. They add that when taken in conjunction with the recently published BH&J Buy vs Rent Index, the Affordability Index indicates that Miami-Dade, Broward and Palm Beach counties are nearing the top of their residential real estate cycles.

Still, Beracha, Hardin and Johnson caution that while each county’s property price multiple is above its long-term average, a change in economic conditions could quickly shift Southeast Florida back towards less property affordability.

Drugmaker in Boca Raton Files for Bankruptcy

By: Dina Bodner

A company that was once a finalist for “Florida Manufacturer of the Year” in 2016 has recently filed for bankruptcy reorganization after having a product recall.

Chapter 11 bankruptcy reorganization is when in order to continue operation, a company must reconstruct their operations. According to the Sun Sentinel, the FDA claimed that the drug making company, KRS Global Biotechnology, did not produce sterile drugs.

The FDA states that taking not sterile drugs can lead to a life-threatening condition or infection. KRS Global said

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they have not heard any reports of their recalled products causing any health conditions, as KRS products are distributed nationwide to doctors and pharmacies.

On the bankruptcy documents, the Sun Sentinel states that the company owes their landlord $581,000 worth of rent. But, KRS Global Biotechnology has reported that all issues the FDA was concerned about in their products have been fixed.

Although still bankrupt, KRS Global’s drugs are now reportedly compliant with the FDA, meaning the ‘reorganization’ of their company has been somewhat complete.

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Edition 444 - 5

FAU Partners with Palm Beach County School District for Regional Ethics Bowl

Florida Atlantic University’s LeRoy Collins Public Ethics Academy within the School of Public Administration has partnered with The School District of Palm Beach County to host the annual Palm Beach County Regional High School Ethics Bowl. The event will take place Saturday, Jan. 18 at the Culture and Society Building on FAU’s Boca Raton campus.

The bowl is an educational experience with two fundamental purposes: the development of ethical understanding in connection with complex, ambiguous and difficult cases to resolve; and the fostering of key virtues associated with democratic deliberation, thereby cultivating the virtues central to democratic citizenship.

“The goal of the Ethics Bowl is to increase students’ awareness and sensitivity to ethical issues, to encourage collaborative thinking, and to promote civil discourse,” said Peter Cruise, executive director of the LeRoy Collins Public Ethics Academy.

During the Ethics Bowl competition, teams are presented with the issues which they have the opportunity to study and analyze and are asked questions about the cases, and are then judged on the quality of their analysis of each situation, with the format of the competition allowing

for teams to respond to each other, and to respond to questions from the judges.

The partnership will provide students with a quality academic experience and sustainable competition by working with their school-based coaches and FAU faculty members and graduate students as they study ethical theory and develop effective lines of reasoning. FAU faculty members and graduate students will also assist in judging the competition.

The top four schools in the bowl will receive scholarship prizes due to donations from FAU’s LeRoy Collins Public Ethics Academy, the Eric Friedheim Foundation and the Better Business Bureau Serving Southeast Florida and the Caribbean.

“This partnership will provide our students with a tremendous opportunity for a sustainable competition,” said Keith Oswald, deputy superintendent of the School District of Palm Beach County. “School district, community and university faculty members, graduate students, and undergraduate students support participants by providing coaching and insight into ethical theory and effective lines of reasoning, and by serving as judges and moderators for the competition. Our students will flourish through this experience of interacting with scholars in this field.”

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January 17 - January 23, 2020

6 - Edition 444 The Boca Raton Tribune EDITORIALS & LETTERS East/West Boca Raton, FL

The Boca Raton Tribune Founded January 15, 2010

DOUGLAS HEIZER, Publisher

Our Writers/Reporters and Columnists

Editorial C. RON ALLEN PEDRO HEIZER MICHAEL DEMYAN

MICHAEL DEMYAN

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JAY VAN VECHTEN

CHARLOTTE BEASLEY

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JESSICA DEL VECCHIO

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Business DOUGLAS HEIZER GABRIELA HEIZER

Online Edition PEDRO HEIZER DINI HEIZER

EDITORIAL

By C. Ron Allen

Contrast the Rhetoric of Today to the Examples of Dr. King

Just over a month ago I listened as a group of students in an oratory contest shared their thoughts on the Rev. Dr. Martin Luther King Jr. and how he would feel today about the state of America.

One said the iconic civil rights leader believed that all human beings, regardless of color, creed or economic status, had value and deserved both dignity and respect. Another mentioned how his nonviolent fight for racial equality resulted in him winning a Nobel Peace Prize.

This weekend, we will join fellow Americans to observe Dr. King’s birthday and celebrate the life and legacy of a man who brought hope and healing to America.

As we listen to speeches at the breakfasts, brunches, marches and walks, please consider the actions and the rhetoric emanating from our leaders in Washington and contrast that to the examples of Dr. King.

An ordinary Southern Baptist minister, Dr. King preached as an idealist, but he had a pragmatic side. He saw clearly, the realities of this world. The masterful political tactician championed the dignity of ordinary people around the world, espe-

cially the poor and voiceless.

He was no stranger to insults and threats. Still he always maintained his dignity. And although he was persecuted by bigoted municipal, state and federal officials, he remained tough and unflinching in the face of injustice.

He predicted his death. He was in Memphis, Tennessee, preparing to support the city’s striking sanitation workers, when an assassin’s bullet cut him down as he stood on the balcony of the Lorraine Motel.

Despite the injustice, he still envisioned a better future.

As I look around, I see a community that is much different from the one in which Dr. King lived in the 1950s and 60s.

In our schools and communities, little black boys and black girls now join hands with little white boys and white girls as sisters and brothers. Blacks, women and gays are heads of major corporations and institutions of higher learning. They lead our cities, counties and represent us at the state and national levels.

Still, we live in a nation where we

are judged by the color of our skins and not by the content of our character, as Dr. King hoped for. Power and access to opportunity remain unequal. Racism still plagues us.

Sometimes, that racism is blatant.

Or it could be as subtle as a quiet, even polite, disparagement of a person or group of people. Worse, this could be from someone close, a family member, a friend of an acquaintance.

Though it may be uncomfortable, we should denounce it immediately regardless of the source

So, how can we close the chasm between what has been achieved and what Dr. King envisioned? And let’s make no mistake — such a gap exists.

There’s no doubt that Dr. King’s message or dream for America has taken a detour. All one needs to do is look at our country’s leadership over the last three years, to confirm that President Donald Trump has launched a frontal assault on Dr. King’s ideals.

As the student said, Dr. King certainly would be profoundly disappointed considering that only 11 years earlier,

history was made when a black man was elected president, to lead this nation.

There are also those who would question the importance of the King holiday. A talk show host said this week that all the speeches and tributes are getting redundant.

I disagree because honoring greatness is never redundant. Let’s face it, the examples Dr. King set during those pivotal years of the Civil Rights Movement have ever-changing ramifications until today.

I too long for the day when we achieve Dr. King’s vision.

Such would be the day when we would be free from bigotry, prejudice, intolerance and other forms of irrational ideology and behavior.

Gone from our vocabulary will be terms “white men,” “black men,” “gay candidate,” “people of color,” and other labels of superficial judgement.

Let’s take this weekend to rejuvenate our souls and our commitment to the values Dr. King stood for: compassion, equality, justice, tolerance, truth and nonviolence among others.

POSITIVE LIVING

By Robert J. Tamasy

Who Cares Where You Went To School?

“What kind of work do you do?”

This is a question we typically ask someone we have just met, maybe during a business trip or in a coffee shop. It’s a way of getting acquainted. People also ask, “Where did you go to school?” or, “What college did you attend?”

Sometimes those questions come up during a job interview. They may provide interesting information, but are not always relevant to job competency.

Before starting my career, I enrolled in a major university’s school of journalism. I earned bachelor and master’s degrees in journalism, but learned more about writing and editing in my first few months as a newspaper editor than I had the entire five years I was in college. Most of the theoretical knowledge I accumulated in school had no practical application for my day-to-day work responsibilities.

As Seth Godin, an author, entrepreneur and blogger, observed, “The campus you spent four years on 30 years ago makes very

January 17 - January 23, 2020

little contribution to the job you are going to do. Here is what matters: The way you approach your work. What have you built? What have you led? How do you make decisions?…

How do you act when no one is looking? You are not your resume. You are the trail you have left behind, the people you have influenced, the work you have done.”

There is much wisdom in what Godin says. Having an MBA from a prominent business college or degree from a prestigious university sounds impressive, but neither addresses the inner qualities needed for a high-quality staff member or leader. We want to know someone’s track record: What they accomplished and what experience they have, particularly as it relates to the job they are seeking.

Even more important than what we have done, I think, are how we approach our work and how we behave when no one is looking. The Bible’s book of Proverbs has

much to say about this:

Approaching our work with a high level of dedication. The surest way to build a successful career, or to advance a company’s goals, is to work with diligence and determination, responding to opportunities when they present themselves.“Lazy hands make a man poor, but diligent hands bring wealth. He who gathers crops in summer is a wise son, but he who sleeps during harvest is a disgraceful son” (Proverbs 10:4-5).

Working with excellence and effectiveness. A person who strives to achieve the highest level of quality is rare in society today.

Since many people seem satisfied with mediocrity, skilled workers that take pride in what they are asked to do tend to be noticed. “Do you see a man skilled in his work? He will serve before kings; he will not serve before obscure men”(Proverbs 22:29).

Putting a priority on honesty. Sometimes it seems tempting to misrepresent vital

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information to gain a sale or win a contract, but as we often read in the headlines or hear in the daily news reports, dishonest practices eventually are exposed and consequences paid. “Truthful lips endure forever, but a lying tongue lasts only a moment” (Proverbs12:19).

“Differing weights and differing measures – the Lord detests them both” (Proverbs 20:10).

Becoming known for commitment to integrity. Another form of temptation is to behave differently when we think no one is looking, compared to when we know our actions are under scrutiny. A person of integrity, however, is one whose public and private behavior remain constant. “The man of integrity walks securely, but he who takes crooked paths will be found out” (Proverbs 10:9). “The integrity of the upright guides them, but the unfaithful are destroyed by their duplicity”(Proverbs 11:3).

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Edition 444 - 7

The Boca Raton Tribune

COLUMNISTS BOCA SOCIETY HAPPENINGS

FAITH

By Charlotte Beasley

By Rick Boxx

When Failure Becomes Success

Networking Beast Party at Rex Baron I attended the Networking Beast cocktail party at the new apocalyptic restaurant, Rex Baron. A lot of familiar faces enjoyed a buffet and $2.00 drink specials. They have a Virtual Realty showroom with all sorts of gadgets and interesting outfits hung all over the place.

Early in my practice as a business consultant, I submitted a bid on a consulting project for a mortgage lender named Tom. During a follow-up interview, I explained to him about my biblical approach to consulting, Tom’s gaze suddenly went cold. Our discussion and the meeting came to an abrupt end. Tom clearly did not appreciate the perspective I would be using; needless to say, I did not get the project.

Since I was still fairly new as a consultant, I chalked it up to failure on my part. I wondered how I might have handled the meeting differently but did not regret telling him about my beliefs and the way they influenced how I would approach issues in his business. As the apostle Paul wrote, “For I am not ashamed of the gospel, for it is the power of God for salvation for everyone who believes…” (Romans 1:16).

I also knew that if we did not share the same value system and motivations, trying to work together would have failed anyway. One of the Bible’s most practical warnings that relate to the marketplace is found in 2 Corinthians 6:14, which admonishes, “Do not be bound together with unbelievers, for what partnership have righteousness and lawlessness, or what fellowship has light with darkness?” This did not mean I was to pass judgment on Tom and his own values, but it reminded me that we would be unable to strive for the same goals.

What I had perceived as failure, however, proved to be anything but that.

About two years later, Tom’s brother informed me that when he chose not to utilize my consulting services, Tom instead hired another individual who proceeded to steal $40,000 from his company. Obviously, the other person did not share my biblical perspective on how to operate a business!

That experience launched Tom on a spiritual journey, one that ultimately resulted in his life becoming totally transformed by a relationship with Jesus Christ.

What I had perceived as failure became God’s success.

Stories like this are not unusual.

We see them frequently in the Bible. For instance, after Moses initially asked Pharaoh to release the Israelites from slavery, Moses felt like a failure when Pharaoh refused.

However, in Exodus 11:9 we discover the Lord had told Moses in advance, “Pharaoh will refuse to listen to you – so that my wonders may be multiplied in Egypt.” God often uses times of apparent failure as opportunities for Him to display His power and carry out His will.

What is most important is not whether we experience the results we had hoped for, but rather that we remain obedient to the Lord – even if it means failing to achieve our own goals and objectives.

Obedience to God is success even if it is first viewed as failure, and He delights in demonstrating how He can turn apparent failure into success beyond our greatest hopes.

The book of Proverbs has much to say about this. For instance, Proverbs 16:3 offers this encouragement: “Commit to the Lord whatever you do, and your plans will succeed.” This does not necessarily mean things will work out as we expect them to, but in the end, God will grant us success – sometimes beyond our hopes.

We are also advised not to be surprised when the Lord modifies our plans: “In his heart a man plans his course, but the Lord determines his steps” (Proverbs 16:9).

Another verse says, “A man’s steps are directed by the Lord. How then can anyone understand his own way?” (Proverbs 20:24).

We can trust that our Father knows best.

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January 17 - January 23, 2020

8 - Edition 444

Town Center At Boca Raton Celebrates Lunar New Year

With the approach of Lunar New Year on January 25, Town Center at Boca Raton will treat shoppers to free events, activities and lively décor to celebrate the Year of the Rat. Guests can immerse themselves in a cultural experience with family friendly entertainment including in-store promotions, traditional lion dances, Chinese calligraphy, themed crafts and more.

The luck embodied by the Year of the Rat will be tastefully reflected throughout Town Center at Boca Raton. Hundreds of red lanterns will swing gracefully from the rotundas spanning Bloomingdale’s to Saks Fifth Avenue, offering prosperity to all who cross beneath.

+ January 12 – February 8

More than 300 vibrant hanging red lanterns will cascade through the luxury run from Saks Fifth Avenue to Bloomingdale’s.

Shoppers are encouraged to use the hashtag #LunarNYBoca to share their Lunar New Year photos on social media.

Hotworks.org presents 13th Bi-Annual

Boca Raton Fine Art Show January 25 & 26, 2020

™

Downtown Boca Raton

+ January 23 – 26

Present $300 or more in same day receipts to Simon Guest Services and receive a Lunar New Year-inspired red gift envelope with a $20 Simon American Express Gift Card, while supplies last. One per person please.

SCHEDULE OF EVENTS

In its 23rd Year!

Every Saturday ∙ Nov 2 ~ May 9 9am ~ 1pm Rain or Shine Located at BOCA RATON CITY HALL 201 West Palmetto Park Road (in the north parking area of City Hall on NE 2nd Ave)

Over 40 Vendors

Locally-grown Foods, Plants, Specialty Items, Prepared Foods, Seafood Bakery Products, Fresh Flowers, Orchids, Coffee & Teas, Soaps & Lotions Candles, Doggie Treats, Pastas & Cheeses, Spices, Honey, Organics Fresh Juices, Shells, Live Music..…and lots more!

Supporters

Boca Raton GreenMarket

2019-2020 Dates November 2, 9, 16, 23 December 7, 14, 21 January 4, 11, 18, 25 February 1, 8, 15, 22, 29 March 7, 14, 21, 28 April 4, 11, 18, 25 May 2, 9

Florida Health & Chiropractic Medicine, Happy Day Creations Aurora Nurses, Boca Raton Tribune, Palm Beach County Daniel Spandau of Keller Williams Real Estate Women Helping Others (W.H.O.) 501 (c)(3) “Fresh from Florida”

www.hotworks.org Facebook.com/HotWorksArtShows Instagram @HotWorksArtShows Reza Pishgahi, Sculpture

Professionally Juried Fine Art & Fine Craft Show Voted in the top 100 Art Shows in the Nation Downtown Boca Raton, at Federal Hwy & Palmetto Park Rd Sat, Jan 25 & Sun, Jan 26 ~ 10am-5pm Daily ~ Free Admission ~ $5 Optional Donation Supports Students! Call for Entries ~ Budding Artist Competition – Grades 6-12 or ages 9-19 ~ more info www.hotworks.org

See Art, Love Art, Buy Art!™

January 17 - January 23, 2020

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for news 24/7 go to bocaratontribune.com

Edition 444 - 9

Florida Prepaid College Board Lowers Prepaid Plan Prices by $1.3 Billion

The Florida Prepaid College Board announced today it is lowering Prepaid Plan prices by $1.3 billion, benefitting 224,000 customers. In addition, the Board is reducing prices for 2020 Prepaid Plans to the lowest cost in five years.

The price reductions, which apply to plans purchased since 2008, were made possible due to successive years of lower than anticipated tuition and fee increases. Nearly half of the customers have refunds available totaling more than $500 million. The remaining Plans will have lower monthly payment amounts and may be paid off earlier than anticipated due to the price reduction.

“Our goal has always been to empower and support Florida families by making college savings simple and affordable,” said Board Chairman John D. Rood. “The price reduction reflects our unwavering commitment to that objective. We commend Governor Ron DeSantis and the Florida Legislature for their continued efforts to make a college education affordable for Florida students and families.”

Governor DeSantis applauded the price reduction, which is aligned with his administration’s goal of making sure a postsecondary education is affordable for Florida families.

“My administration has been committed to holding the line on the increasing cost of higher education, and as a result, we are starting to see tuition rates level out,” said Governor DeSantis.

“I thank Chairman Rood and the Board for their wisdom and financial stewardship, without which these incredible savings would not be possible. This price reduction is great news for hardworking Florida families looking to invest in their children’s future.”

Open Enrollment is February 1 through April 30, 2020. When Open Enrollment begins, Prepaid Plans will be offered at the lowest prices in five years.

Plans will start at just $44 / month for a 1-Year Florida University Plan for a newborn. The Board also offers four other

Prepaid Plans, including the most popular 4-Year Florida University Plan, as well as the 2+2 Florida Plan, the 2-Year Florida College Plan and the 4-Year Florida College Plan.

Families can enroll in a Prepaid Plan for free, a $50 savings, by using promo code EARLY50 through February 29, 2020.

A Prepaid Plan allows families to lock in future college costs for less so their child’s college tuition is ready and waiting for them.

Families simply pick a Prepaid Plan to fit their budget and savings goals. There are no worries about the ups and downs of the stock market or how much tuition might go up.

Families can use the Prepaid Plan online pricing tool to determine what the various plans cost based on a child’s age, as well as explore the different payment options available.

If a child attends an out-of-state college or private college, a Prepaid Plan will pay the same amount as it would pay at a public college or university in Florida.

Every Prepaid Plan is guaranteed by the State of Florida, and a child has up to 10 years after high school graduation to use a Plan.

“With the vision of Mr. Stanley G. Tate more than 30 years ago to provide Florida families with an affordable means to save for their children’s future college education, Florida Prepaid is now the largest and longest-running prepaid program in the nation,” said Executive Director Kevin Thompson. “This price reduction stays true to the mission of the program, and we hope it will open the door to even more Florida families who are ready to start saving. The refunds will also give our current families the chance to save for even more college expenses.”

Eligible Account Owners will receive notification from the Board in January about their refund and/or payment reduction information. For more information about how your Plan will be affected, go to myfloridaprepaid.com/ lowprices.

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This event is sponsored by Boehringer Ingelheim, Inc. (BIPI) and the featured speakers are affiliated with BIPI.

A LIVE EDUCATIONAL EVENT

Copyright © 2019, Boehringer Ingelheim Pharmaceuticals, Inc. All rights reserved. (08/19) PC-US-110916C

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January 17 - January 23, 2020

10 - Edition 444

Pro Athletes to Make Appearances at 2020 South Florida Fair

To tie into the South Florida Fair’s 2020 theme of “Play Ball. Play Fair!”, professional athletes have been invited to make appearances during the fair, January 17-February 2. The Palm Beach County Sports Commission has arranged for one current and one retired athlete from the NFL to sign autographs at the Palm Beach County Parks and Recreation exhibit in the Expo East Theater from noon – 2 p.m. on Saturday, January 25.

Davon Godchaux, the Miami Dolphins’s “Man of the Year,” and O.J. McDuffie, a former Miami Dolphins wide receiver, will meet and greet fans and sign autographs before departing to attend the youth football camp at Orange Bowl Field at Glades Pioneer Park.

January 17 - January 23, 2020

Godchaux is a current player and starting defensive linemen for the Miami Dolphins. He has been nominated for the National Football League’s “Walter Payton Man of the Year” for his commitment toward serving the community.

McDuffie spent eight years with the Miami Dolphins and is regarded as one of the top wide receivers in the franchise’s history. He became known as Dan Marino’s favorite receiver during his formative years as a member of the Dolphins. His 415 career catches are fourth all-time in Dolphins history. In 1998, he caught 90 passes, leading the NFL in that category. He is the only Dolphin to achieve this feat.

Daycare Teacher Charged With Child Abuse

24-year-old Early Learning Academy daycare teacher, Estefany Acosta, has recently been arrested for child abuse.

According to WPBF News, Acosta was frustrated with a child under her care who was not listening to her. The 3-year-old child then spit on the carpet, and as Acosta asked the child to clean up his mess, the child continued to not listen to Acosta. Acosta then grabbed the 3-year-old and swung him around by his arm out of frustration.

According to surveillance video, police say Acosta fell on the child after swinging him around the room, which is what caused the injury of his fractured

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leg.

WPBF News states that the parents of the injured 3-year-old boy picked up their child injured, unfed, and covered in urine from urinating himself.

Before Acosta was aware of the security camera in her classroom, she told fellow Early Learning Academy staff that the child injured himself by kicking a chair. According to WPBF News, Acosta’s fellow staff warned her about the security camera prior to being questioned by the police, which led Acosta to change her story and tell police that she fell on the 3-year-old which caused the fracture in his leg.

for news 24/7 go to bocaratontribune.com

Edition 444 - 11

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Guiliana Carhuamaca has recently joined the team of award-winning interior designers at the Clive Daniel Home fine furnishings showroom in Boca Raton.

Giuliana is a creative Interior designer with a strong background in project management, space planning, and window treatments. After almost two decades of work within the design arena, she has expertise in coordinating all facets of the interior design process, whether designing a new custom home or refreshing an existing space.

This talented lady served as interior designer for a total of 20 years

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with Royalty Design in Palm Beach Gardens, Jack Philips Design of Palm Beach and Décor & More Interiors in Jupiter.

Giuliana has worked with architects and contractors; she loves working on projects from the ground up.

Added CDH General Manager Lori Mutobaya, “Her ability to merge the creative and analytical aspects of design has made her an asset in the design field.”

Bilingual in Spanish and English, Giuliana earned her in Interior Design Degree from Palm Beach State College and is a Phi beta kappa graduate. She is originally from Huancayo, Peru.

January 17 - January 23, 2020

12 - Edition 444

The Boca Raton Tribune

C L A S SIFIEDS Education AIRLINE MECHANIC TRAINING - Get FAA Technician certification.

Approved for military benefits. Financial Aid if qualified. Job placement assistance. Call Aviation Institute of Maintenance 866-453-6204

Miscellaneous Looking for Mike Wright Went to Maryvale High School Class of 58.

Please contact Connie Cmastrangelo43@hotmail. com

A PLACE FOR MOM. The nation's largest senior living referral service.

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Miscellaneous Applying for Social Security Disability or Appealing a Denied Claim? Call Bill Gordon & Assoc., Social Security Disability Attorneys, 1-855-498-6323!

FREE Consultations. Local Attorneys Nationwide [Mail: 2420 N St NW, Washington DC. Office: Broward Co. FL (TX/NM Bar.)] Become a Published Author. We want to Read Your Book! Dorrance PublishingTrusted by Authors Since 1920 Book manuscript submissions currently being reviewed. Comprehensive Services: Consultation, Production, Promotion and Distribution Call for Your Free Author’s Guide 1-877626-2213

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Earthlink High Speed Call 1-866-795-3684 or Internet. As Low As $14.95/month (for the first email cancer@breakinginjurynews.com. $30 billion 3 months.) Reliable High Speed Fiber Optic Technol- is set aside for asbestos vicogy. Stream Videos, Music tims with cancer. Valuable settlement monies may not and More! Call Earthlink require filing a lawsuit.

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INVESTMENT FUND MGRS Colony Capital Advisors, LLC. has multiple job opptys in Boca Raton, FL for Managing Directors.

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Wanted to Buy Wants to purchase minerals and other oil and gas interests. Send details to P.O. Box 13557 Denver, Co. 80201

Auctioneers ESTATE AUCTION 7416 San Sabastian Dr. Boca Raton 11AM • SATURDAY • JULY 20 NOON • SUNDAY • JULY 21 Clock Collection•Furn•Jewelry• Art•Antiques•many add’l items Cash/Credit Cards/15% BP AuctionCompanyofAmerica.com AB1 & 1144/AU2/305573-1616

Health/Fitness Suffering from an ADDICTION to Alcohol, Opiates, Prescription PainKillers or other DRUGS? There is hope! Call Today to speak with someone who cares.

Call NOW 1-855-866-0913

For Sale DRIVER TRAINEES NEEDED! Become a driver for Stevens Transport! NO EXPERIENCE NEEDED! New drivers can earn $800+ per week!

PAID LOCAL CDL TRAINING! 1-888-7431573 drive4stevens.com QUICKBOOKS & PAYROLL Training Program!

Online Career Training can get you ready! Job placement assistance when training completed! HS Diploma/GED required.

1-877-649-3155 Previously Owned Treasure Sale.7:00-11:00am Saturday, November 7. @ PatchReefPark For more info 561 3677035

Reader Advisory: The National Trade Association we belong to has purchased the above classifieds. Determining the value of their service or product is advised by this publication. In order to avoid misunderstandings, some advertisers do not offer employment but rather supply the readers with manuals, directories and other materials designed to help their clients establish mail order selling and other businesses at home. Under NO circumstance should you send any money in advance or give the client your checking, license ID, or credit card numbers. Also beware of ads that claim to guarantee loans regardless of credit and note that if a credit repair company does business only over the phone it is illegal to request any money before delivering its service. All funds are based in US dollars. Toll free numbers may or may not reach Canada.

January 17 - January 23, 2020

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for news 24/7 go to bocaratontribune.com

Edition 444 - 13 The Boca Raton Tribune CLASSIFIEDS East/West Boca Raton, FL

BOCA RATON TRIBUNE WORSHIP DIRECTORY

The Boca Raton Tribune

CLASSIFIEDS For Sale

For Sale

Luggage 5 Piece Set -American Flyer - Stand out Giraffe Print -360 degree spinner wheels Retail $279 Buy for $99 561-289-1873. West Boca WANTED: Coins, Stamps, Gold Jewelry, Sterling Silver, Collectibles, Antiques.

We make House calls.

Call: 305-505-1842

Boca Raton Community Church 470 NW 4th Avenue Boca Raton, FL 33432 Phone: (561) 395-2400 Website: www.bocacommunity.org The Journey Church 2200 NW Boca Raton Blvd Boca Raton, FL 33431 Phone: 561-420-0606 Website: www.BocaJourney.com First Congregational Church of Boca Raton 251 SW 4th Avenue Boca Raton, FL 33432 Phone: 561-395-9255 Website: www.churchofbocaraton.org St. Paul’s Lutheran Church and School 701 West Palmetto Park Road Boca Raton, FL 33486 561-395-0433 Website: www.stpaulboca.com Frontline Christian Center 901 W. Palmetto Park Rd Boca Raton FL 33486 561-706-5801 Website: www.frontlinechristiancenter.net First Baptist Church of Boca Raton 2350 Yamato Rd. Boca Raton, FL 33431 561-994-4673 Website: www.fbcboca.org Congregation Shirat Shalom PO Box 971142 Boca Raton, FL 33497 Services at Olympic Heights High School 561-488-8079 Website: www.shiratshalom.org

(561) 807-6305

Electronics for sale: 3 Polk speakers (excellent) - $35 each Mitsubishi R25 amplifier (excellent) - $50 In Boca Raton: 301 412-7794 L’Ambiance HOA Community Yard Sale.

January 30 ~ 8AM to Noon. Rain or shine.

L’Ambiance Dr. and Verde Trail in Boca Raton.

332 NE WAVECREST CT, BOCA RATON 33432 Fabulous 1971 Cutlass Oldsmobile in great working condition. Juaninreid@aol.com ESTATE SALE 332 NE WAVECREST COURT. Fine china, crystal, clothes, appliances, tools. Sat,12/12 and 12/13 9:00 am-4. Juaninreid@aol.com YARD SALE- Saturday December 5th at 8am.

399 NE 23rd Street, Boca Raton. Comp Equip, Office Furniture/ supplies- clothes, microwave.

More Blue sofa bed & matching recliner, formal cherry dining room table 6 chairs, headboard & night stand Photos email schmuckerc@gmail.com

Eye Exams New Office * Latest Technology Steven Friefeld, O.D. 3321 W. Hillsboro Blvd. Deerfield Beach Inside Visionworks 954-480-9180

Job Offer Preschool in West Boca is seeking teacher for a full-time position. Send resume and contact information to info@pinitospreschoolboca.com FREE House sit/Pet sit. Retired Prof. couple.

Avail.mid-Feb thru Mar 1,2,3,or 4 wks. Friends in Boca - will provide references.

Mike & Anne Sears Home Services Now Hiring Lawn Equipment Repair Techs * Small Engine Repair Techs* Email:Jasmine.Wilkins@searshomepro.com FREE HOUSE SITTING, inc. Pet Sitters. Retired professionals available mid Feb thru Mar. 1-4 weeks. References in Boca.

OxiFresh now hiring F/T General Manager.

Email Resume to: brian@oxifreshboca.com.

FictitiousName”BocaSpineandSport”at5601Nor thFederalHighwayBocaRatonFlorida33487thepartyisRichardRosenChiropracticP.A. Atlas Party Rental is looking for drivers. Need valid drivers license. Class B CDL drivers preferable. Resumes to triordan@beaconfirm.com.

The Strategic Wealth Advisor LLC www.TheStrategicWealthAdvisor.com 1200 N Federal Hwy Ste 200 Boca Raton, FL 33432 1-561-997-8800

Boca Glades Baptist Church 10101 Judge Winikoff Rd. Boca Raton, FL 33428 561-483-4228 Website: www.bocaglades.org Advent Lutheran Church and School 300 E. Yamato Road Boca Raton, FL 33431 561-395-3632 Website: www.adventboca.org Revival Life Church 4301 Oak Circle Suite 11 Boca Raton, FL 33431 Services at Don Estridge Middle School 561-450-8555 Website: www.revivallifechurch.org

ADULT EDUCATION PROGRAM Get your high school diploma. Fully accredited.

Call now 1-800-590-9611. Visit our page www.educatorsinc.org. Like us on Facebook: https://www.facebook.com DRIVER TRAINEES NEEDED! Become a driver for Stevens Transport! NO EXPERIENCE NEEDED! New drivers can earn $800+ per week! PAID LOCAL CDL TRAINING! 1-888-743-1573 drive4stevens.com QUICKBOOKS & PAYROLL Training Program! Online Career Training can get you ready! Job placement assistance when training completed! HS Diploma/GED required. 1-877-649-3155 Previously Owned Treasure Sale.7:00-11:00am Saturday, November 7. @PatchReefPark For more info 561 367-7035 Craftsman table saw. $50.

Text me at 954-775-6714.

Maytag front loading washer and dryer. Both units work but need to be serviced. $100 each.

Text me at 954-775-6714.

Sears Kenmore Elite side by side $300 or best offer. Text me at 954-775-6714.

I have 12 “Ulti-Mate” garage storage cabinets from Sears. 4 are still in original boxes. Please text me at 954-775-6714. www.speedyshot.com is the way for dealers to display the information their customers need, without the price of owning their own website.

MOVING SALE - furniture, tools, and lots more. Just about Antique oak sideboard $300., Solid wood bookcase $100., Flat screen TV w/ wood swivel stand $150. email kmill234@yahoo.com Coffee Glass Bevelled table with metal tan sides in perfect condition 42 inches by 42 inches and 18 inches tall, $125 call or text, 561 239 0891.

The Strategic Wealth Advisor LLC is always helping you see ahead when you’re too busy to look up!

Nancy Hite, the President & CEO says, “I understand that most people are afraid of running out of money before they run out of time.”

Local Title Insurance Company seeks sales representative. Great earning potential. Send resume to: rick@homeguardiantitle.com.

Grace Community Church 600 W. Camino Real Boca Raton, FL 33486 561-395-2811 Website: www.graceboca.org

Nancy J. Hite, CFP®, AIF®,CWS®,ChFC ,CLU, RFC a Fiduciary and founder of The Strategic Wealth Advisor LLC offers forthright and honest financial advice and coaching to help her clients prepare and enjoy the next chapter of their lives without financial worry.

The Unitarian Universalist Fellowship of Boca Raton 2601 St. Andrews Boca Raton, FL 33434 561-482-2001 Website: www.uufbr.org

NOW HIRING JET’S PIZZA, BOCA RATON Pizza makers, delivery drivers, etc.

E-mail your resume: pizzaguysbocaraton@gmail.com All aspects of Web Development and photography.

Hiring Part-Time Banquet Servers.

Deerfield Beach location. Call 954-421-5070 It is time to remodel your house, DECORWAVE,FL offers Interior Design solutions; we create beautiful and functional spaces and custom-made window draperies.

Please, contact us to our email info@decorwavefl.com

Saint Joan of Arc Catholic Church 370 SW 3rd St. Boca Raton, FL 33432 Website: www.stjoan.org St. Gregory’s Episcopal Church 100 NE Mizner Blvd Boca Raton, FL 33432 561-395-8285 Website: stgregorysepiscopal.org

For Sale

*Securities and investment advisory services offered through Royal Alliance Associates (RAA) member FINRA/SIPC. RAA is separately owned and other entities and/or marketing names, products or services referenced here are independent of RAA.

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January 17 - January 23, 2020

14 - Edition 444

The Boca Raton Tribune

SPORTS Largey's 30 Points Not Enough Against No. 9 Sharks

The Palm Beach Atlantic men's basketball team faced a tough challenge in the form of No. 9 Nova Southeastern on the road Wednesday night.

The Sailfish were led by a 30-point performance by Dan Largey which kept PBA (11-5, 4-4 Sunshine State Conference) in the game. The 'Fish were competitive for most of the game, but the Shark's Mark Matthews and his 45 points proved too much for PBA as NSU (12-2, 6-2 SSC) bested the 'Fish 103-88.

Largey finished the night with seven 3-pointers to go with two rebounds, two assists and a steal. The Sailfish had four players score in double-digits. De'Ondre Jackson scored 14 points, Malek Barber scored 13 points and Darhius Nunn finished with a doubledouble consisting on 12 points and 13 assists.

The hosts outshot PBA, shooting 58 percent to 53 percent from the field. The large discrepancy in the game came down to the battle of the boards where the Sharks held a 37-25 rebounding advantage. PBA stayed hot from beyond the 3-point line shooting 11-for24 (46 percent) from deep.

NSU did its best to ramp up the tempo, playing full-court defense for most of the game. The Sailfish did a good job break the press, but struggled to turn those opportunities into points early in the game. The Shark offense was operating at a high efficiency in the

first period which allowed NSU to take a 20-11 lead through the first nine minutes of play. PBA responded after an and-one dunk by Jules Jasmin kickstarted a small run for the 'Fish, cutting the margin to four.

At the seven-minute mark in the first half, the Sharks took control of the game. A 10-2 run by NSU increased its lead to 15. A 3-pointer by Largey kept the deficit from growing out of hand, but the Sailfish went into halftime trailing 46-32.

The Sailfish wasted little time cutting into the Shark's lead in the second half. PBA started the period on a 9-2 run to make the score 48-44 NSU. PBA continued to hang around, but the 'Fish lacked the final run they needed to take a lead of their own.

Two 3-pointers and a layup extended the Sharks lead to 15 with 10 minutes remaining, but the Sailfish continued to fight. Minutes later, an andone layup from Casey Carpinello, a layup from Largey and two made free throws from Jackson cut the deficit to five with just over four minutes in regulation.

The Sharks answered with an 5-0 run to double their lead. NSU closed out the game at the free throw line leading to the 103-88 loss for the Sailfish.

PBA faces another top-25 matchup on Saturday when it travels to No. 11 Florida Southern. The game in Lakeland, Fla. starts at 7:30 p.m.

IDEAS WANTED!

Vehka-Aho Tabbed C-USA Freshman of the Week

Lotta Vehka-Aho of the Florida Atlantic University women's basketball team has been recognized as the Conference USA Freshman of the Week, as announced by the league on Monday. This is Vehka-Aho's second time receiving the award this season, becoming the first Owl to receive more than one C-USA Freshman of the Week honor in a season.

Vehka-Aho had an unstoppable weekend, averaging 24.5 points and six boards, while tallying seven assists and steals, a piece, all while playing 90 straight minutes. The freshman commenced the showstopping weekend by posting a career-high 28 points along with a career-high four 3-pointers against Rice on Thursday. Vehka-Aho also shot 57.9 percent from the field, while pulling down five rebounds, tallying three assists and matching a careerhigh four steals.

The guard followed up Thursday's performance with another dominant showing, recording a team-leading 21 points, seven boards, four assists and three steals, while playing all 50 minutes in a double overtime feat over North Texas, 84-78. Vehka-Aho came up with a clutch layup with one second left on the clock in overtime to tie the game and send it into a second overtime

period and eventually a victory.

In her first season as an Owl, Vehka-Aho is averaging 12.9 points and 3.5 rebounds per game, while tallying a team-leading 49 assists and tying the team for the most steals with 27. The Vimpeli, Finland native went 9-9 from the charity strike over the weekend to improve her free throw percentage to 89.4 percent, which is the second best in the conference and ranked 13th nationally. Vehka-Aho is ranked No. 5 in C-USA in points per game in conference play, averaging 17.3 points per game in the first four games of the conference slate.

The Owls have been recognized with three C-USA Player and Freshman of the Week awards this season, which ties for the most since the 2015-16 season. Crystal Primm won CUSA Player of the Week on November 25 and Vehka-Aho's first award came on Dec. 16 following her performance against Central Connecticut State.

FAU will hit the road next week to face Middle Tennessee on Thursday at 7:30 p.m. Eastern. The Owls will return to Abessinio Court at RoofClaim.com arena on Thursday, Jan. 23 to face Charlotte at 7 p.m. For tickets, call 1-866-FAU-OWLS or visit fausports.com.

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Edition 444 - 15

Softball Picked Seventh in SSC Preseason Poll

The Palm Beach Atlantic softball team was picked seventh in the Sunshine State Conference preseason coaches' poll released on Friday afternoon.

The Sailfish finished last year with a 27-24 overall record, including a 15-15 record within the SSC which resulted in a seventh-place finish in the conference standings. PBA softball enters its first season with coach Jessica Cooley at the helm. She will look to lead the Sailfish back to the top of the SSC standings.

The 'Fish still have talent returning from their SSC championship run and South Regional berth two years ago.

Rollins, who finished third in conference last season, was ranked No. 1 with 93 total points and seven first-place votes. The Tars were followed by Florida Tech who was voted second with 82 points and three first-place votes, along with Saint Leo and Tampa who tied for third with 80 points each.

PBA opens its season on Jan. 31 at the Gulf Shores Invitational with matchups against region opponents, Lee and Miles. The 'Fish have their home opener against Washburn on Feb. 5, followed by their conference opener against Tampa on Feb. 14.

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January 17 - January 23, 2020

16 - Edition 444

Dream it. Do it.

Get the kitchen you’ve always wanted The community bank, reinvented

Secure the cash you need with our Fixed-Rate Choice Home Equity Line of Credit* 5-year fixed rate of

2.75

Variable rate as low as

%

And

APR

1

On your initial advance at closing Plus

Roland E. Minias Market Manager NMLS ID# 641866

4.25

% APR

2

On your revolving balances

$0

Closing Costs3 Application fee Origination fee

Boca Raton Banking Center 2301 Glades Road, Bay 200 Boca Raton, FL 33431

Apply online at

amerantbank.com/helocloan or call us at (561) 609-6108

Offer only applies to new Fixed Rate Choice HELOC. Home equity products offered by Amerant Bank, N.A. are only available for property located in Florida and Texas and are subject to credit and property approval.

Applicants must be U.S. citizens or resident aliens and have a valid Social Security Number or Tax Identification Number. Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will be required as well. Texas homestead properties are limited to 80% combined loan to fair market value for home equity financing. Amerant Home Equity Lines of Credit (HELOCs) feature variable rates based on the Prime Rate, as published in the Wall Street Journal (4.75% as of 10/31/2019), plus a margin.

Amerant HELOCs have a 10-year draw period during which advances may be made, followed by a 10 or 20 year repayment term during which the line is no longer accessible and minimum monthly payments fully amortize the outstanding balance on the line. Rates, program terms and conditions are subject to change without notice. For more information on home equity products, refer to “What You Should Know about Home Equity Lines of Credit,” a consumer information booklet prepared by the Consumer Financial Protection Bureau. Consult your tax advisor concerning interest deductibility. *Fixed-Rate Choice Feature: With the Fixed Rate Choice Home Equity Line of Credit (FRC-HELOC), using the Fixed Rate Loan Option (FRLO) during the draw period Borrowers can convert outstanding variable interest rate balances to fixed rate loans with terms of 1, 3, 5, 7 or 10 years, provided the fixed rate term does not extend beyond the expiration of the draw period, resulting in fixed monthly payments on such balance at a fixed interest amortized over the selected term. The minimum FRLO amount is $1,000 in Florida and $4,000 in Texas. No more than 5 FRLOs may be outstanding at one time.

1 Introductory fixed rate of 2.75% Annual percentage rate (APR) shown applies only during the first 5 years to advances made at closing from a new FRC-HELOC and converted to a FRLO with a 5-year repayment term at account opening, up to a maximum of $100,000. Offer cannot be combined with any other offer or discount. Thereafter, rate is variable and based on the Prime Rate published in the Wall Street Journal (4.75% as of 10/31/2019), plus a margin. Payment example for a FRLO of $25,000 at 2.75% will have a payment of principal and interest of approximately $446.45 per month for 60 months.

2 This APR is based on a 10-year repayment term and reflects (1) an “auto-pay” discount of 0.25% for Amerant Bank checking account customers and (2) an “initial draw” discount of 0.25% for making a $50,000 minimum initial draw at closing and maintaining that balance through the first 3 billing cycles. To qualify for the “auto-pay” discount, payments must be made via automatic payment from a Amerant Bank checking account which must be open and funded prior to closing. The discount may be terminated upon closure of the qualifying checking account. Your APR may vary based on credit history, property type, occupancy, lien position, line amount and other factors. At no time will the APR exceed 18%. All other advances will be subject to the variable rate APR according to the terms of the account agreement. Discounts are subject to change at any time and cannot be combined with any other offer or discount. Proceeds from advances made at closing cannot be used to pay off existing Amerant loan balances.

The minimum line amount is $25,000. Certain eligibility requirements and restrictions apply for lines greater than $1,000,000.

3 Amerant will pay all closing costs for lines of $250,000 or less, and up to $2,500 for lines greater than $250,000 ($500 for Texas homestead properties). A $75 annual fee is charged on the first anniversary of the account and every year thereafter (no annual fee for Texas homestead properties). If your HELOC is closed within 24 months of account opening, a $500 early closure fee will be charged to the line (not applicable to Texas homestead properties). Initial escrow-related funding costs may apply.

amerantbank.com January 17 - January 23, 2020

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