HACIENDA by Anna Grochola

GROWTH WITH SECURITY

Welcome MESSAGE FROM THE CHIEF EXECUTIVE OFFICER

INTRODUCTION TO PRESTIGE BROKERS

As an optimist I see an abundance of opportunity in today’s property market both at home and overseas. The current economic climate see’s developers and financial institutions experiencing a lack of liquidity and ordained to look for alternative solutions.

Prestige Brokers are committed to strengthening the standing of wealthy clients and those aspiring to become wealthier, through the procurement of secure property and alternative investment opportunities. We understand that wealth is more than money; it means something different to everyone and each individual has their own goals, ambitions and requirements.

When I set up Prestige Brokers in January of 2011, my vision was to exploit this gap in the property market. I couldn’t do this alone, what I needed was the strength of a team, a team of motivated property investors. Starting from a small two man team based out of Richmond, Surrey within a short span of time we have now built a powerful reputation as a dynamic and innovative, international property investment company. With an active consortium of over 2000 investors, we have been able to secure favorable investment projects in prime locations across the UK and overseas, completing transactions in excess of £25 Million in 2011. These success’s cannot to be credited to Prestige Brokers alone, we can only deliver when we the agent and you the investor work as a team. Our partners are our clients and we understand our business relies on long-standing relationships with you. You the client are the strength of our business and we will consistently strive to not just deliver but exceed your expectations. Investors are looking for ‘growth with security’ and that is our motto. I look forward to doing business with you and assisting you to achieve your property investment goals.

Z.Shah

zeeshaan.shah@prestigebrokers.co.uk

Services • 100% Finance Property Investment • UK Student Property Investment • UK Hotel Room Investment • UK Commercial Property Investment • Oil and Gas Investment The back bone of our operation is our consortium of investors. With their strength we are able to structure bespoke 100% finance project’s that are cash flow positive from the outset, allowing members the opportunity to develop large property portfolio’s with minimal cash outlay. Leveraging the power of our consortium we negotiate extremely favorable terms with developers and banks, delivering the most valued property and alternative investment service on the market.  Within the UK we have identified two key areas of growth within the Student and Hotel sectors. Demand within the sectors is rapidly growing as investors enjoy the security of an investment in the established British market packaged with high rental yields. “Growth with Security” is our motto and this is what we are delivering. Whether it be a high yield investment in the United Kingdom or one of our signature 100% finance projects, we strive to continuously deliver unparalleled product.

how to find it

CONTENT

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Introduction to Prestige Brokers Message from the Chief Executive Officer Investment Overview Why Murcia

12 Hacienda del Álamo Golf Resort 20 Golf 26 Academia de Golf 30 Casa Club 34 Restaurante Casa Club 35 The “Spaniard Inn” Pub Club Deportivo 36 The Homes - Apartments 38 ’Pueblo Español’ Experience Spanish Village Life 44 ‘Los Olivos’ Luxury Resort Living 50 The Homes – Townhouses and Villas 52 ‘Coral’ Townhouses 56 ‘Altair’ Townhouses 60 Independent Villas 62 ‘Villa Arrecife’ 66 ‘Villa Arrecife II’ 70 ‘Villa Vega’ 74 ‘Villa Sirio’ 84 ‘Villa Arenal’ 88 ‘Villa Orion’ 92 Rentals 94 Contacts page

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INVESTMENT OVERVIEW

INVESTMENT OVERVIEW Prestige Brokers ... are directly mandated on Hacienda del Ă lamo by Catalunya Caixa Inmobiliaria. Hacienda del Ă lamo is owned by Catalunya Caixa Inmobiliaria though its wholly owned subsidiary GESCATT LLEVANT SL. Catalunya Caixa Inmobiliaria is a company wholly owned by the Catalunya Caixa Bank. It has over 150 employees and markets its own new build and second-hand properties and as well as developments financed by Catalunya Caixa. It is committed to providing its customers with the benefits of its extensive experience in property marketing gained in more than 15 years of operations throughout Spain. Our extensive knowledge of the market positions us as one of the leading organisations providing innovative solutions in the housing sector. This institutional and hereditary solvency is complemented by a workforce capable of dealing with and adapting to new market challenges. These employees provide a critical value added through their efforts and contribution to the Group through their constant professionalism and dedication.

Customer service focus The purpose of all this activity by Catalunya Caixa Inmobiliaria is focused on offering our customers the highest possible level of satisfaction, based on an individual and

personalized service and the best property, financial and tax advice that takes advantage of the synergies offered by belonging to Catalunya Caixa. This is why each day an extensive and proven network of estate agents are involved in the marketing of our assets and those owned by third parties financed by Catalunya Caixa. They guarantee the rigour, professionalism and security of the transactions for the properties owned by the Group.

Present and future vision Catalunya Caixa currently has a diversified real estate portfolio of property assets and assets financed by Catalunya Caixa. This includes unique assets, reservation of land, planning and projects in progress which meet all of the requests made by our customers. We adapt to their needs and establish a permanent dialogue so that we can listen to their ideas. It also manages a large and healthy asset base intended for the rental market that meets the needs of both private clients and institutional or private investors seeking a constant yield from the marketing of rental assets. With this vision of the present Catalunya Caixa Inmobiliaria is ready to meet the challenges of the future that will arise in the demanding property market, and therefore is constantly, tenaciously and tirelessly working to provide the best solutions to the issues that our clients bring to us.

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INVESTMENT OVERVIEW

100% Finance The 2008 downturn in the Spanish property market saw many developers over exposed and ultimately left local banks with an abundance of repossessed property. To many this may seem to be just another crisis story, to Prestige Brokers it presented a great opportunity. Capitalising on our contacts with European banks we are structuring highly lucrative investment opportunities, up to 50% below market value and leveraged up to 110%, covering the property price, IVA (local VAT), stamp duty and other transfer fee’s.

At present there are some fantastic bargains to be had including a selection of apartments with 110% mortgages available from just €65,000. If you are looking for golf properties Murcia and Condado de Alhama resort offers some of the most affordable options for golf resort properties in Spain.

What is 100% finance property investment? 100% finance property investment is the acquisition of property where the full purchase price and closing costs are leveraged by a financial institution.

Why are banks offering 100% finance? Most banks are not accustomed to hold fixed assets in their books (balance sheets) and therefore even the most prime property project on their books are classified as ‘non performing assets’. Not many banks has been successful with their Real Estate asset management desks and they cannot function as Landlords due to the cost ineffectiveness of setting up such corporate structures, recent attempts by many Spanish banks to set up Real Estate desks has not been successful. Thus mainly residential properties on their balance sheets remain as non-performing assets and banks are keen to convert them into performing loans such as mortgages. With banking reforms and monetary policy pushing financial institutions to minimize their market risk, banks are now motivated to clear their books of these ‘non-performing assets’ and to do so in the swiftest way possible. With a lack of liquidity in the institutional investor sector the banks are now offering credible individual investors with fully financed deals – making superior investments available to individual investors / buyers. These investors in turn benefits from the lucrative acquisitions and generate income by letting and managing these properties meeting the bank’s loan interest payments – making banks also a return of and on their capital.

INVESTMENT OVERVIEW

What are the advantages of 100% finance property investment? 100% finance is a window of opportunity that allows investors to quickly develop sizeable property portfolio’s with minimum cash input. Prior to the financial crisis investors would need 20% - 30% deposits to invest in equivalent projects. Today’s unique circumstances allow investors to get on or climb the property ladder with minimal to nil cash input.

How are 100% finance deals structured?

Is it possible to have a 100% finance project that is cash flow positive from the off-set? Yes it is possible to structure deals that require minimal to nil capital outlay and deliver investors a profit after paying all management charges and mortgage repayments from Year 1. This is the circumstance in most of our projects as you are buying significantly below market value in prime locations thus rentability is strong and will cover interest and capital repayments.

The structuring of 100% finance projects is a delicate process. A number of key catalysts must align in order for the projects to meet our criteria and be financially sound. Common circumstances are banks offering fully leveraged investment opportunities on ‘non-performing assets’ repossessed from developers during the financial melt down. A key criteria for Prestige Brokers is that we only work on projects where at least 65% of the development was sold by the developer and the reason for repossession was not due to the short comings of the particular project but rather the developers over exposure in other less popular projects. This can be seen as a cherry picking process where as we only invest and introduce our clients to the most prime projects with potential of both high capital growth and rental returns.

WHY MURCIA? Murcia is experiencing an economic boom, a growth that is not going on anywhere else in Spain. Recognised as one of 25 within ‘The World’s Best Real Estate Markets in 2012’ by the highly acclaimed International Living publication, Murcia is Spain’s most dynamic region with government and private investment exceeding 6 Billion Euros between now and 2015, there has never been a better time to invest in Murcia.

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DESTINATION MURCIA

Murcia: The World’s Best Real Estate Markets in 2012’

Major projects in the area: 1. Corvera International Airport

– Total investment of 2.5 Billion Euro – Terminal at Corvera International Airport – Connect Murcia to AVE network and major Spanish cities – Travel time to Madrid only 4 – 5 hours

3. Paramount Theme Park

– Total investment of 1 Billion Euro – 20 minutes from La Isla de Conadado – Operational April 2012

2. High-Speed AVE Rail Link

Total investment of 1.1 Billion Euro

For it’s part, the new Corvera International Airport is expected to become fully operational by quarter 1 2013, with the arrival of the AVE High Speed railway link being finalised in 2014. Finally, the Paramount Pictures theme park will be operational for the summer season of 2015. The combination of these projects- together with numerous other, smaller projects – have left a great feeling of optimism within the tourism sector and the regional economy as a whole, which is counting on Murcia’s rapid growth.

– First Paramount Theme Park in Europe – Will attract 3 Million visitor per annum – 22,600 jobs to generated

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HACIENDA DEL Ă LAMO GOLF RESORT Hacienda del Ă lamo is one of the few resorts where the golf course was designed first, before the homes or anything else.

And naturally the sun continues to shine 320 days a year...”

“

Today, Hacienda del Álamo ....has become one of the most highly-acclaimed golfing and leisure resorts in Spain offering an all round holiday and living destination second to none. The golf course has earned a great reputation. The homes have been built and many owners live in what is today without a doubt the best resort in the South-East of Spain.

CONDADO DE ALHAMA GOLF RESORT

As the sun rises every morning, you will want to enjoy some open-air activity. And golf is not the only option. Why not enjoy other sports? Our superb sporting facilities include a football and ruby pitch, with natural grass, two multi-sports courts, four tennis courts and four paddle courts. And when you feel like taking an outing, there are some excellent options for staying in shape. Hacienda del Ă lamo is surrounded by beaches and ports for all types of water-sports: sailing, scuba diving, canoeing, wind-surfing, etc.

And just a few minutes away is the Sierra de Carrascoy, where you can go hiking or try out your mountain bike. Improvise every day, depending on how you feel when you wake up, and enjoy taking all the time you need to make up your mind.

INVESTMENT SERVICES ANDOVERVIEW FACILITIES

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Services and Facilities

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Golf Academy Prestigious Club House 5* Restaurant The “Spaniard Inn” Pub Professional Football Pitch Tennis Courts Paddle Tennis Courts Rugby Pitch Spa and Sports Massage Centre Traditional Spanish Town Centre

GOLF

If you like to play golf, you will fall in love with Hacienda del Ă lamo. You will find that golf here is not just a sport, it is a milieu with beautiful scenery, a way to make new likeminded friends. And best of all, you play golf whilst breathing in the fresh air of the green countryside.

acienda del Ă lamo is one of the few resorts where the golf course was designed first, before the homes or anything else. The 18 hole PGA championship course was realized by Dave Thomas. The facilities and club house have been recognized as the best in south eastern Spain..

GOLF

GOLF The golf course at Hacienda del Álamo is masterly, thanks to the painstaking work of Dave Thomas, who was given unlimited land to build a course of his hearts desire. There are no limits. That is to say, first we made the “dream” field, with no restrictions on space, as if nothing else existed. And then, we used the same criteria with the properties: just enough of them so that the resort would have plenty of breathing room with broad open spaces. For this reason, our golf course is one of the best in Europe. The golf course measures 92 hectares. It is wide, with long holes, spacious, and with many lakes. It is very soft, because it is built on natural terrain. At the same time, it has some very well planned obstacles. Its 6700 metres (7400 yards) take some five hours to play, and there are tee-offs every ten minutes, even on very busy days. There is no such thing as a “slow game” You can enjoy the course at your leisure, without hurrying. It is incredible how fast people get used to this pace of life.

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The Longest Golf Course in South-East Spain Wide Fairways PGA Championship Course 92 Hectares of Golf Course 7400 Yards Five Star Golf Academy 36 Practice Bays 6 Hole Pitch and Put Course

ATENTION TO DETAIL

ATENTION TO DETAIL All of the details surrounding the golf course make it even grander. When you come to see the course, you will discover these details wherever you look. And when you live at Hacienda del Ă lamo, you will come to appreciate them every day.

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CASA CLUB

ACADEMIA DE GOLF

We all remember a great teacher. And any of the instructors at Hacienda del Ă lamo could be one of them. Residents have the opportunity to learn, or simply to perfect your swing with real professionals.

ACADEMIA DE GOLF

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36 Practice Bays 6 Hole Pitch and Putt, Par 3 & 4 2 Putting Greens Practice Bunkers Video Swing Analysis Professional Instructors & Coaching

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CASA CLUB

CASA CLUB Casa Club is a home away from home. Built across two thousand square metres, the Clubhouse was built to give a homely atmosphere. Casa Club is the ultimate luxury Clubhouse, adding the final piece to the unparalleled experience of finishing a day of golfing, with a drink under the Mediterranean twilight.

CASA CLUB

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Spacious Terraces 5* Restaurant Pro-Shop Members & VIP Lounge Sauna Spike Bar Luxury Changing Facilities Conference Centre for Private Events Social Club

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RESTAURANTE CASA CLUB

The Club House Restaurant and Café-Bar enjoys one of the most outstanding locations of the entire resort, overlooking the golf course and surrounding mountains. An ideal place to enjoy some of Murcia ́s culinary delights or just relax after a day of golfing. The menus offer a wide range of local, international and health cuisines.

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Panoramic Terraces One of the most Prestigious Restaurants in the area Open 365 Days of the Year Members Room and VIP Lounge Exciting Calendar of Events Theme Nights Live Music at Weekends

THE ‘SPANIARD INN’ PUB

THE ‘SPANIARD INN’ PUB The “Spaniard Inn” pub offers an informal and relaxed atmosphere. A selection of international beers & beverages, barbecue menu and play area make the pub an ideal area to relax with the whole family.

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Outdoor Terrace Open 356 Days of the Year Authentic British Pub Food International Menu Barbecue Live Music Theme Nights Disco Nights

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THE HOMES -APARTMENTS Photo: Pueblo town square.

PUEBLO ESPAﾃ前L

Experience Spanish Village Life

PUEBLO

PUEBLO One of the most picturesque residential areas at Hacienda del Álamo is the Spanish Village. Should you decide to live here, it will be like living in a typical Spanish “Pueblo” inside the Resort. The homes are unique, respecting the architectural tradition of southern Spain. Spanish heritage with a modern touch. Pueblo Espanol also serves as the town centre of the resort, where you will find a small streets with a variety of shops, restaurants and bars of all kinds, giving life to this hub of activity near the hotel, spa, clubhouse and golf academy. The typical town square is a natural viewpoint overlooking the golf course, with a great atmosphere on those nights you want to “go out” without leaving Hacienda del Álamo. The Spanish Village offers the perfect home

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PUEBLO

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Apartments, Penthouses and Townhouses 1, 2, 3 and 4 Bedrooms Fully Furnished & Equipped Kitches Hot & Cold Air Conditioning Castilian-Rustic Interiors Fireplace Private Underground Parking

LOS OLIVOS

Luxury Resort Living

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Enjoy

the best of Mediterranean living at Los Olivos, a private community of 250 luxury apartments built around extensive landscaped gardens, leisure areas, pergolas and pathways, and with an ample selection of swimming pools.

LOS OLIVOS

LOS OLIVOS Make one of these spacious 2 or 3 bedroom apartments your home in Spain. Whether you prefer your own private garden, golf and mountain views or a large solarium with barbecue, you will find the perfect place for your family. Bright, spacious and comfortable interiors are of the high points of Los Olivos. From the materials used to the luxurious dĂŠcor, every detail is taken care of. Marble bathrooms with jacuzzi bathtubs, walk in wardrobes, hot and cold airconditioning, under floor heating in the bathrooms, modern fitted kitchens with stainless steel appliances and floor to ceiling windows are among the reasons you will enjoy relaxing in your new home. Each of the apartments at Los Olivos is equipped to receive cable TV, high speed internet and telephone services. These apartments can be acquired fully furnished, with the latest interior design, to ensure your comfort and enjoyment. All of the apartments at Los Olivos come with private underground parking and a large storage room.

LOS OLIVOS

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Spacious Apartments Cream Marble Floors Fully-Furnished and Equipped Kitchens Compacstone Countertops Under-Floor Heating Jacuzzi Corner Baths Private Underground Parking 10m2 Storage Room

THE HOMES -TOWNHOUSE & VILLAS Photo: Adoso Coral villa

CORAL TOWNHOUSES

‘CORAL’ TOWNHOUSES This model linked villa is available as a mid-terrace as well and end-terrace home. A cosy two bedroom bungalow, with an open plan lounge, dining and kitchen area create a feeling of space and warmth as well as a very practical distribution. The two bedrooms are separated by the two bathrooms of which one is en suite to the master bedroom. A large porch connects the living room with the private garden. All homes have a solarium to enjoy the abundant sunshine of the Costa Cálida. The private garden ranges in size from 150 to 350 square metres.

CORAL TOWNHOUSES

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Two Bedroom, Two Bathrooms Communal Swimming Pool Private Gardens from 200-400 m2 Large Terraces Solarium 109.50m2 Built-Up Area Fully Furnished and Equipped Kitchen Hot & Cold Air Conditioning Fireplace

ALTAIR TOWNHOUSES

â&#x20AC;&#x2DC;ALTAIRâ&#x20AC;&#x2122; TOWNHOUSES This model linked villa is a spacious end-terrace home with a unique interior architecture with an open plan living, dining and kitchen area with direct access to both open and covered terraces. The master bedroom suite is on the ground floor. On the first floor, a covered porch and a terrace both lead off from the separate guest suite. From the dining room area, residents can truly experience the effect of interior/exterior feeling created by the unique design of this property. The private garden ranges in size from 200 to 400 square metres.

ALTAIR TOWNHOUSES

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3 Bedroom, 3 bathroom Private Gardens from 200-400 m2 Two Large Terraces Solarium 163m2 Built-Up Area Fully Furnished and Equipped Kitchen Hot & Cold Air-Conditioning Fireplace

he independent villas at Hacienda del Ă lamo are located in the most exclusive location, phases 2, 3 and 4 of the resort. Phases 2 & 3 are located at a short stroll from the golf academy, clubhouse and hotel/spa facilities. Phase 4 enjoys an elevated location, giving homes excellent views over the surroundings and nearby parks.

INDEPENDENT VILLAS

The minimum plots size for all villas is 700 square metres and the largest plots measure 1.500 square metres. There is a variety of villas boasting three bedrooms and two bathrooms, both bungalow style and models with a first floor. The signature Ori贸n model villa offers four bedrooms and four bathrooms.

A entraining n ideal home to

guest.

VILLA ARRECIFE

VILLA ARRECIFE 3 bedroom, 2 bathroom bungalow style villa with a combined living and dining room area. The villa boasts sizeable open and covered terraces. Extraordinary features include an interior courtyard and private swimming pool. An ideal home for entraining guests.

VILLA ARRECIFE

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Spacious Detached Bungalow Fully Furnished and Equipped Kitchen Hot and Cold Air-Conditioning Private Swimming Pool 700-1000m2 Plots Fireplace Integrated Car Parkr Park

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entertaining

VILLA ARRECIFE II

VILLA ARRECIFE II 3 bedroom, 2 bathroom villa with a combined living and dining room area. On the ground floor there are sizeable open and covered terraces. Unusual features include an open interior courtyard and a separate suite on the first floor with a private terrace. An ideal design for entertaining.

VILLA ARRECIFE II

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Spacious Detached Bungalow Fully Furnished and Equipped Kitchen Hot and Cold Air-Conditioning Private Swimming Pool 700-1000m2 Plots Fireplace Integrated Garage

VILLA VEGA

VILLA VEGA 3 bedroom, 2 bathroom villa with an internal ground floor patio. A distinctive tower covers a second floor patio leading to an open terrace â&#x20AC;&#x201C; an ideal entertaining area overlooking the internal courtyard. The internal/external theme continues with open plan living and dining area leading onto the large porch.

VILLA VEGA

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Spacious Detached Villa Fully Furnished and Equipped Kitchen Hot and Cold Air Conditioning Private Swimming Pool 700-1000m2 Plots Fireplace Integrated Garage

VILLA SIRIO

VILLA SIRIO Three bedroom, two bathroom design with several options of where to eat and relax both inside and outdoors and with a large pergola over one area. Separate from the lounge is an open plan kitchen-dining room. Twin terraces on the first floor lead off from the unique designed bedroom suite.

VILLA SIRIO

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Spacious Two Level Villa Fully Furnished and Equipped Kitchen Hot and Cold Air Conditioning Private Swimming Pool 700-1000m2 Plots Fireplace Integrated Garage

VILLA ARENAL

VILLA ARENAL 3 bedroom, 2 bathroom villa with a combined living and dining room area. On the ground floor there are sizeable open and covered terraces. Unique features include a circular marble staircase and a separate suite on the first floor with a private terrace. An ideal design for entertaining.

VILLA ARENAL

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Spacious Two Level Villa Fully Furnished and Equipped Kitchen Hot and Cold Air Conditioning Private Swimming Pool 700-1000m2 Plots Fireplace Integrated Garage

VILLA ORION

VILLA ORION The signature 4 bedroom, four bathroom villa boasts large terraces on both floors. The ground floor has a living/ dining room leading directly to a choice of either partly covered terrace or pergola. Upstairs, a corridor connects the tower, terrace and bedroom suites. Orion is an interesting design with fine attention paid to detail and architectural features..

VILLA ORION

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Spacious Detached Bungalow Fully Furnished and Equipped Kitchen Hot and Cold Air-Conditioning Private Swimming Pool 700-1000 m2 Plots Fireplace Integrated Garage

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RENTABILITI

RENTABILITY Season

Rental Rates, Averages, Rack Rates:

Long term

Winter Dec-Feb 16w

Low Mar-Sep-Oct 12w

Mid Apr-Jun 12w

High Jul-Aug 10w

300 € 375 € 475 €

325 € 400 € 525 €

350 € 425 € 580 €

400 € 450 € 500 €

300 € 350 € 400 €

340 € 375 € 575 €

370 € 400 € 570 €

445 € 450 € 650 €

510 € 500 € 750 €

500 € 550 €

575 € 625 € 725 €

675 € 725 € 825 €

800 € 850 € 950 €

950 € 1.000 € 1.100 €

750 € 350 € 1.000 €

Apartments Spanish Village Beds 1 2 3

Baths 1 2 2

El Oasis, Los Olivos, Linked Villas 2 2 3

1 2 2/3

Individual Villas 3 3 4

2 2 4

Front line

CONTACT 94

INDIVIDUAL CONTACTS Zeeshaan Shah - Chief Executive Officer Direct Line: +44 (0) 208 834 1035 Zeeshaan.shah@prestigebrokers.co.uk Pubudu Hewage - Head of Finance Direct Line: +44 (0) 208 834 1361 P.hewage@prestigebrokers.co.uk Stephen Killick - Sales Director Direct Line: +44 (0) 208 834 1363 Stephen.killick@prestigebrokers.co.uk Mariam Zaidi - Head of Client Relations Direct Line: +44 (0) 208 834 1370 Mariam.zaidi@prestigebrokers.co.uk Raj Sharma - Portfolio Manager Direct Line: +44 (0) 208 834 1364 Raj.sharma@prestigebrokers.co.uk Emrah Emir - Portfolio Manager Direct Line: +44 (0) 208 834 1465 Emrah.emir@prestigebrokers.co.uk

Prestige Brokers UK Limited, Level 4, 26â&#x20AC;&#x201C;28 Hammersmith Grove, W6 7BA, London. +44 (0) 208 834 1035 www.prestigebrokers.co.uk