2013 July | August / BoomerBuzz Magazine

b o o m e rm abg auz i zn ez

What Does Replacement Surgery Mean?

Not Tonight Honey Tips to Rekindle

Summer Entertaining with Fantastic Recipes

boomerbuzz‌ living life to the fullest

JULY / AUGUST 2013 | boomerbuzzmagazine.com

Pisco Portón is an unapologetically flavorful spirit that brings dimension and character back to the drinking experience. Taken neat, it is complex and layered. When mixed, Pisco Portón creates a whole new category of cocktails, more flavorful than vodka and more subtle than tequila. Pisco Portón is the new spirit that is actually new, with aromas and flavors sure to incite and intrigue as it opens a whole new world of cocktail possibilities.

Discover Pisco Portón® Responsibly. Pisco Portón, Manhasset, New York. 43% alc/vol.

Produced and bottled by Destilería La Caravedo S.R.L. Ica, Perú

“Exceptional Senior Care Services” www.mbfseniorcare.com Services:

Exceptional Personal Senior Care plus…

Maintenance of Social Calendar Electronic Correspondence Exquisite Light Meal Preparation Family/Senior Coaching Home Revitalization Security to Reduce Vulnerability MBF’s Signature Sweet Treats

All in the Comfort of Home

With Standards for Success

And vision for the Future

The Luxury of a Lifetime.

An Upscale Option

Focused on Keeping the Joy Alive

Mom’s Best Friend/MBF Agency of Dallas/Ft. Worth 2125 N. Josey Lane, Suite 100 Dallas, Texas 75006 (972) 466-0500 Licensed by the Texas Department of Aging and Disability Services

04 | CONTENTS

July | AUGUST: IN THIS ISSUE

PUBLISHER’S LETTER 07 FEATURE 08 HEALTHY BALANCE 14 AT HOME 18 THE EPICUREAN 20 STYLE WATCH 26 BOOM VOYAGE 28 REDEFINING 34 WEALTHY & WISE 36 BOOMER BUZZ 39 BLOG SPEAK 44 MEDICAL MATTERS 46 SENIOR SCENE 52 ON THE COVER Down the Hatch Rice – Recipe for delicious, summer-fresh Hatch chiles and shrimp.

Photography by Becca Menig

Celebrating America!

Aunt Susie’s Blueberry Farm | Down the Hatch Rice Food for Thought | I Have a Headache Tonight Give Your Imagination Free Reign Summer Entertaining | Torrontes: Argentinian Wine Made in U.S.A. | Not Your Average Joe A Five Star Desert Oasis | Be Prepared The Retirement Axiom Red, White & Social Security Cool Reading | What About the Children? | Memoirs Health Care Reform When Your Doctor Recommends Replacement Surgery Four Signs You Need a Caregiver – Part III & IV

boomerbuzz magazine.com

469.237.7084 | info@boomerbuzzmagazine.com

06 | MASTHEAD

boomerbuzz magazine.com PUBLISHER Robin Roberson

EDITOR-IN-CHIEF Torrey Moseley

ADVERTISING & MARKETING Linda Moncrief

TECHNICAL DIRECTOR Jonathan R. Moseley

WEBSITE DESIGN Houston Brown/Split Light Designs

SEO & SOCIAL MEDIA MarketingWorks

PUBLIC RELATIONS Isabell Rossignol

CREATIVE CONTRIBUTORS Lyn E. Cathey, Photography Becca Menig, Photography Iriana Shiyan, Photography Cynthia Stock, Photography

CONTRIBUTING WRITERS Michael Battaglia Lyn E. Cathey Julese Crenshaw Angela S. Deppe Christopher A. Foetisch MD Suzanna Garrett Michael Gray Michelle Howe Jillian Jacks Beverly F. Jones Liz Inskip-Paulk, M.A.

Sonja Kabell DeeDee Lowder Claire Maestri Becca Menig Torrey Moseley Don Purdum Fred Shlesinger Cynthia Stock Kara Times Karol Wilson

ALL RIGHTS RESERVED. REGISTRATION ON OR USE OF THE MAGAZINE CONSTITUTES ACCEPTANCE OF BOOMERBUZZ MAGAZINE’S USER AGREEMENT AND PRIVACY POLICY. THE MATERIALS ON THIS SITE MAY NOT BE REPRODUCED, DISTRIBUTED, TRANSMITTED, CACHED OR OTHERWISE USED, EXCEPT WITH THE PRIOR WRITTEN PERMISSION FROM BOOMERBUZZ MAGAZINE. THE OPINIONS EXPRESSED IN ARTICLES ARE OF THEIR AUTHORS AND DO NOT REFLECT THE OPINION OF BOOMERBUZZ MAGAZINE.

PUBLISHER’S LETTER | 07

PUBLISHER’S LETTER Happy Birthday America! Our July/August issue gives nod to Americana with reflections on a simpler life, creating a history of family memoirs, and celebrating with fabulous summer dishes.

During the month of July, we will see the American flag blowing proudly in the bright, summer sky. It is our sincere wish that all Americans honor what “Old Glory” stands for, and be sure and thank any military and first‐responders for their contributions toward the freedoms we will be celebrating. Recently, I thanked a young man with whom I struck up a conversation as he waited on me in a restaurant. He served two tours in Iraq. We talked about my dad’s service in WWII and, when I said a simple thank you to him for his service, he got tears in his eyes. He served our country to give me the freedoms I enjoy, that we all enjoy, and he got tears in his eyes! What an outstanding man you are, Jordan Tuey at Apollonia’s Italian Kitchen in Plano, Texas. It is always my honor to have you wait on me, share meaningful conversation, and hear your hopes and dreams for our country. I am truly proud to know you and, again, sincerely thank you for your service to this great country of ours!

In this issue of BoomerBuzz Magazine, you will read about: blueberry picking on a farm in southern America; how to cook fabulous, easy, but cool and refreshing summer foods that will surely please your family and guests; clothes that are in style this season for men, and those made in America. Travel tips for being prepared, and a great desert‐oasis location are discussed along with information to cure the “Not Tonight Honey, I have a Headache” blues in your relationship. And, on a more serious side, Fred Shlesinger (with Principal Financial Group) talks about the retirement axiom. Angela Duppe discusses Social Security. And, Michael Battaglia weighs in on health‐care reform. We also continue with Claire Maestri’s series on talking to your aging parents and topics you will need to know about as a caregiver.

This issue of Boomer Buzz will help you “beat the heat” with book reviews that offer cool reading. And, it will shed light on why and how your children figure into you starting to date again at boomer age, if you find yourself single. It will also explain what the doctor means when he suggests “replacement” surgery.

With summer ‘heating’ up our world, we hope you finding a nice, cool spot to enjoy the July/August issue of BoomerBuzz Magazine. Please read BoomerBuzz Texas magazine as well. Thanks for reading,

08 | FEATURE

Americana 2013: Aunt Susie’s Blueberry Farm

By Cynthia Stock Every American has a unique history – a conflation of experiences that creates a person’s version of Americana. I remember traveling down the Mississippi River from St. Louis on the USS Admiral for one of my early birthdays. I remember the fear and grief I felt, but didn’t quite understand, during the Cuban missile crisis and the assassination of JFK. As a junior in high school, I watched my first peace march, my mouth silenced by awe. Early in my career, I worked through the worst modern epidemic and celebrated the discovery of a treatment for AIDS. Now I read, write, and shake my head when I watch my husband turn pages by tapping the screen of his Kindle. No dog‐earring pages. No underlining turns of phrase, too exquisite to be forgotten. I pray the rumor is true that 60 is the new 40. Mt. Rushmore humbled me and filled me with pride. I fly my flag on the appropriate holidays, vote, and support our troops no matter where they go. I have my grandmother’s recipe for cinnamon rolls and a Singer sewing machine so old it still has all metal parts. One woman’s Americana.

This week I visited my mom in Alabama. Mom took me to Aunt Susie’s Blueberry Farm. Aunt Susie, AKA Ms. Chiew White, is both diminutive and sturdy. She exudes contagious energy. Her

shoulder‐length, blunt‐cut hair shines with obsidian brilliance, infiltrated by rare strands of silver. She taught me to pick blueberries and added another element to the potpourri of my Americana.

Chiew grew up in Malaysia, the youngest of four children. Just out of high school, she worked for Intel at a time when technology changed so quickly: “If you missed three days of work, when you came back you didn’t know anything.” She dreamed of going to Disneyland.

She worked for several years without a vacation, without living her dream. During that time, she became pen pals with her husband, Robert. They exchanged letters for over a year before Chiew decided it was time to take a break from work. She wrote to Robert and told him she planned to come to the States and go to Disneyland. He offered to meet her, but she said she could go alone. However, they did meet, they married, and Chiew still has not gone to Disneyland.

Before she came to America, Chiew planned to go to England to become a nurse. She arranged all the paperwork and had been accepted, but didn’t anticipate her mother’s reaction. As the youngest child, Chiew’s mother begged her not to leave home. Out of love and respect, Chiew deferred to her mother’s wishes.

The blueberry farm is on Route 28 in Foley, Alabama. When Chiew and Robert purchased the land, the rows of blueberries ran wild with undergrowth of weeds and tall grass. At first Robert wanted to bulldoze all the bushes. “Let me work with it a bit,” Chiew said. Her labor transformed the land.

Three rows of well‐manicured blueberry bushes parallel the drive leading to Chiew’s house.

Other bushes grow behind her house and under

FEATURE | 09 the shade of a row of live oaks. There is a table stacked with buckets, a scale, and a price list for blueberries by the pound. The price depends on who does the picking. Ties dangle from a hook on the wall. Chiew instructed me to take one. I wrapped it through a bucket handle, circled my waist, and tied a bow. I was ready to pick.

Because Chiew uses no chemicals on her bushes, my next lesson involved taste. I popped a berry straight from the bush into my mouth and savored the blast of flavor. Blueberry branches resemble frail, fleshless bones adorned with small, oval leaves. The berries grow in clusters and don’t mature at the same time. I started picking, tentative at first, not wanting to disturb immature berries when I picked the ripe ones from the same cluster. The branches bend without breaking. To pick berries out of my reach, I learned to ease the branches down in gentle arcs and dropped the succulent berries into my bucket. In a place distanced from the noise of traffic, I enjoyed the hollow, haunting percussion of a woodpecker, and the warble of a neighbor’s guinea hens excited by my presence.

While I picked, Chiew picked. And talked. She talked about choosing schools in Malaysia based on what language you wanted to learn.

She chose English and felt lucky to come here.

She embraced opportunity with an unwavering work ethic that reminded me of my dad’s. In addition to cultivating blueberries, she worked for Armstrong until the local plant closed.

Knowing her work habits, a friend coaxed her until she agreed to work in a school cafeteria where she prepared food with the flair of a master chef. “You eat first with your eyes,” she explained to convince her co‐workers to put a cherry on top of a certain dish.

Chiew notifies her regular customers when the blueberries are ripe. She had called my mom.

Due to health issues, mom did not go pick until my visit. When she mentioned this, Chiew put

her arm around my mom and reassured her.

“I’ll look out for you.” I believe her. In that moment I realized meeting Chiew would be a high point of my visit to Alabama. There could be no beach more beautiful, no restaurant meal more satisfying, no souvenir more memorable, than meeting a person so representative of the diverse culture that is America.

Chiew shared one last story. She told the history of the gnarled live oak on the border of her property. When she moved to the farm, she and

Robert put up a chain link fence with the live oak outside its perimeter. A work crew putting in the first two‐lane road in the area chopped it down and set the stump by the fence. The stump took root and developed into a giant with nine to twelve branches shooting up from the middle. When they expanded the road to four lanes, the work crew didn’t touch the tree.

They remembered breaks taken in its shade, recognized the miracle of its resilience. For me the tree symbolizes Chiew White: a person with strong roots, indomitable determination, appreciation for the land, and a love of life.

Genuine Americana.

Cynthia Stock is a free‐lance writer, a novelist, and a Registered Nurse. She lives in Garland, TX

10 | FEATURE

From 3906

{I recently entered a contest for a Zojirushi Rice Cooker, at norecipes.com. Sadly, I didn't win but here's the recipe for my entry. I think you could easily substitute other peppers, like Anaheim, in place of the Hatch chiles.}

Down The Hatch Rice 1/2 to 3/4 cups bĂŠchamel sauce (see recipe below--can be made ahead) 3 cups cooked, long-grain rice 1 large ear of fresh corn a pat of butter salt & pepper 1 small, fresh Hatch chile pepper from which you will dice 2 tablespoons 5 or 6 fresh Hatch chile peppers for stuffing (Choose peppers which are straight and appear hollow, therefore easier to stuff. Use the mild or the hot version but if you choose the hot, don't say you haven't been warned.)

shrimp for topping a touch of butter and olive oil

FEATURE | 11 Cook the rice by whatever method you prefer. Transfer to a large bowl.

Shuck and clean the corn. Cut the kernels off the cob. Melt a little butter in a fry pan over medium low heat. Add the corn, a pinch of salt & pepper, and sautĂŠ for about five minutes. Add the corn to the cooked rice.

Wash and dry the chile peppers. Wear disposable gloves if your skin is sensitive to peppers.

Chop two tablespoons from the small pepper and add to the rice. While your gloves are still on, cut off the tops of the whole peppers, remove any membrane you can and tap out the seeds. Set aside and remove your gloves.

Add 1/2 cup of the bĂŠchamel sauce to the rice. Gently combine all of the ingredients, adding more sauce if the rice seems too dry. Season with salt & pepper.

Use a table knife and push the rice mixture into each pepper as well as you can. You won't be able to completely reach the tip end of the pepper. Once filled place the peppers on a flat pan, on top of a sheet of parchment paper. Bake 20 to 30 minutes in a preheated 350 degree oven, until the pepper has softened and begins to barely brown at the edges.

12 | FEATURE Just before the peppers are ready, prepare the shrimp. Pat them dry and season well with salt & pepper. Get a small fry pan hot, add a touch of butter and a touch of olive oil, swirling the pan to distribute. Add the shrimp and cook, depending on their size, only a minute or two on one side.

Turn, remove the pan from the heat and let them sit while you plate the peppers.

Remove the peppers from the oven.

With a sharp knife, carefully slit each pepper down the center, from stem to tip and spread open to reveal the rice.

Top each pepper with a few grilled shrimp and serve.

(Any remaining rice can be put in a buttered gratin and baked until it begins to brown on the top. If held a day, add additional bechamel to moisten before baking.)

Bechamel Sauce In a small saucepan, heat 2 3/4 cups whole milk with a big sprig of thyme, 2 large bay leaves, 8 to 10 peppercorns, and 1/8 teaspoon salt. Keep the milk hot but don't let it boil.

In a medium sauce pan, melt 3 tablespoons of unsalted butter. Add 1/2 cup chopped onion.

Cook over medium low heat until the onion is soft. Add 1/4 cup flour. Whisk for a couple of minutes, over low heat. Add the warm milk a little at a time, stirring for about 5 minutes.

Increase heat to medium heat and cook for another 5 minutes or until the sauce comes to a boil.

Cook another minute, then remove from the heat.

Once it has cooled a bit, strain it through a sieve, discarding the onion and the herbs. Cover and refrigerate until ready to use.

My name is Becca. I live in Dallas but I left my heart in Florence, Italy. I'd like to thank you for reading.www.from3906.blogspot.com

Your wellness consultants for life!

Nutrition, Supplementation, Exercise ‐ health from the inside out!

Helping you with the key components to health! Call today for more formation on how we can help you live life and love it! Free consultant and health assessment!

Call today at 972‐935‐6484 for more information

Powered by USANA Health Sciences

14 | HEALTHY BALANCE

Food for Thought

By Sonja Kabell We are celebrating America in this edition of BoomerBuzz Magazine. America ‐ the home of the red, white, and blue! In preparing to write this article, I asked my good friend, Mimi, what celebrating America means to her. This 50‐something lady thought about it for a few minutes and replied how blessed we are with the modern conveniences that we have today. The advances of technology, medicine, information and transportation have grown leaps and bounds over the last 30 years.

Much different from when she was growing up in the 1950s.

We now have high‐definition TV, cell phones, laptops, tablets, GPS systems, information at a click of a button. We read a book on an electronic screen and get our news from the internet. Most of us don't even get the Sunday newspaper anymore.

Our life expectancy when we were born was 70‐80 years old. With the improvement of modern medicine, we can live into our 90s and 100s.

So the question is ‐ Is this good or bad? Have our modern day conveniences hurt or helped us? We do have the ability to live a longer life but is it a quality life? And with these improvements, why is our country sick? While the purple pill might help in one area, is it doing damage in another?

Food for thought.

We are a more savvy society but I am not sure if we are making the best choices. We need to remember and practice the basics. We still need to protect our most precious and valuable asset ‐‐ our health. The conveniences of today are great but they can hurt us. We were not intended to eat food that comes from a drive‐thru window or a box that you put in your microwave. Our body is not designed to process processed foods. All of this high‐fat, processed, low‐nutrient food is causing disease. There is nothing better for us than good nutrition. Nutrition through the foods we eat. We need to take a step back to the time where we prepared healthy, vibrant food. Good food, fresh food, healthy food.

My challenge for you is to enjoy fresh fruit and vegetables that are now in season: apricots, Asian pears, beets, blueberries, cantaloupe, eggplant, grapes, radishes, tomatoes, and zucchini‐‐ just to name a few.

Eat in‐season for better taste and nutritional value. You know the old saying, “You are what you eat”?

Think about that the next time you put something not ‐o‐great in your mouth. You ARE what you EAT. I would rather be an apricot than a donut any day of the week! Eat fresh, eat healthy, eat old‐fashioned!

Sonja Kabell, Weight Loss & Wellness Consultant, Founder of Creating Healthy Lifestyles.

HEALTHY BALANCE | 15

I Have a Headache; Not Tonight Honey ‐ 4 Tips to Help You Get It Going Again

By Don Purdum

I was recently talking to a business owner who

industry. Owning a business is exhausting and it

spends twelve or fifteen hours a day resolving

can take its toll on a person, both emotionally

issues, helping customers, working with

and physically.

employees, and building marketing and sales plans. It is just a normal day in the life of a business owner, right?

Where does that leave you when it comes down to spending quality time with your spouse? Are you so exhausted that you don’t have time for

However, we all know that the day doesn’t end

each other? Do you make excuses to avoid sex?

when you lock up shop for the evening. There

Is your spouse feeling neglected or perhaps

are reports still to review and planning for

emotionally abandoned? If so, you are in a

tomorrow that has to get done between dinner,

danger ‐zone area!

putting kids to bed, and reading or researching to keep up with what’s happening in your

16 | HEALTHY BALANCE Business owners are usually great at finding

There are justifiable times to not want sex. But

ways to make their business successful, or they

a core aspect of marriage is emotional intimacy,

will be out of business. However, they are often

and sex does play a big part in that. It’s one of

not good at finding ways to make their spouses

the unique aspects of marriage that helps hold

feel loved, appreciated, wanted, or needed. As

a bond together. If you are too exhausted or

a result, many spouses are struggling with

not emotionally or mentally available your

loneliness, anxiety, depression, and feelings of

marriage may be headed on a downward

neglect.

trajectory. What are you to do when you get to the point that sex is just not an option?

They don’t always say it, and when they do are you listening? Are you so fixated with business

Here are four tips to help you:

that you it has become your spouse? Are you so

1. Recognize what is happening. I know that

exhausted that you don’t even have time to

seems obvious. But is it really? When

share yourself, physically, with your spouse?

you’re in the thick of running a business you may not recognize what is happening outside your focus. Start listening to your spouse and for the triggers that are causing arguments and fights.

2. Make time for one another. If you don’t make time for one another you will never find fulfillment and satisfaction in your marriage. Work is important, but it isn’t everything. Remember, marriage is about doing things together, not alone. You cannot maintain a bond if it’s always broken.

3. Rediscover your dreams together. Why are you in business? How are you using the business to help further your personal dreams, goals, and desired lifestyle? If it’s not, I recommend the two of you sit at the table and figure it out, adjust, revamp if necessary, and move towards fulfilling your purpose and mission in life.

HEALTHY BALANCE | 17 4. Learn how to compromise. So are

with your spouse, and you may fear offending

husbands and wives doomed to frustration

or hurting your spouse’s feelings. It’s one of

if one spouse wants to make love more

those topics in which you become very

frequently than the other? With love all

vulnerable to each other. Go gently, patiently,

things are possible and this is where the

lovingly, and meet in the middle.

desire for your spouse’s happiness can make both of you happier. As with most things in marriage, it’s a matter of loving effort and compromise.

If you have a headache tonight, your spouse just may have the cure! Physical touch is a great

Letting other things get in the way of your marriage can happen at any time in one’s life. In fact, the older we get, the more we have to consciously choose to think about our spouses and not take them for granted. If you want to deepen your relationship, have more sex! There I said it. Does anymore really need to be said?

for resetting your mood, thoughts, and feelings.

It’s okay to give time to your wife or husband.

Make sure you talk about where you are at in your business and in your family life. I realize that lovemaking is a sensitive area to discuss

Don Purdum is a freelance writer and business entrepreneur who offers tips, advice and services to help business owners and their families align their business life with their personal life for greater profits, satisfaction, and fulfillment in life. This is where marriage meets business! http://www.facebook.com/donpurdum

18 | AT HOME

Give Your Imagination Free Reign!

By Julese Crenshaw One way to add a touch of warmth and a relaxed, country feel to your home is by incorporating Americana decorating into your interior design. Look beyond the typical flags, stars, and stripes to find a style that expresses you!

Americana style uses washed or dulled red, white, and blue as a color scheme; while country décor is more about old farms and homesteads. Inspiration gleaned from historic buildings, rustic country landscapes, and reminiscences of a simpler lifestyle can add the ambiance you wish to achieve for most any room in your home.

According to David Call, of David Call Interiors in Dallas, “It is simple to use accessories to achieve a dimension of Americana country décor. Drape a red, white, and blue throw over the back of your couch or a chair. Place red pillows in couch corners, or add black wrought‐iron candlesticks, set with red candles, to a room.

When selecting accessories or determining fabrics and colors, consider what you enjoy and use that in your theme. Are you proud to be an American, a patriot? Do you have favorite places around the country you have visited and, from which, you have collected mementos that might be used? Are there certain shades of red, white, and blue that you would consider as a starting point in adding Americana décor?

He states that a four‐poster bed with a handmade quilt enhances the theme in a bedroom. A grapevine or natural wreath on a door or wall and rustic, barn‐wood colors in a shower curtain can continue the country look throughout your rooms. “And natural, weathered woods in frames or outdoor furniture complete the look,” says Call. Give your imagination free reign!

Julese Crenshaw is a freelance writer from Tennessee

20 | THE EPICUREAN

Summer Entertaining With Karol Wilson

Summertime – that time of the year for grillin’ or chillin’. Here are some recipes that are healthy and delicious, as well as a few that aren’t. Substitute that queso for a lighter salsa, have a light, green salad as opposed to that potato salad, and a fruit “crisp” that’s easy on the dough and sugar. That way, your favorite grilled burger or steak won’t be such a guilty pleasure. Cheers!

Dried Strawberries (A fun snack around the bar or pool) Simply remove stems from ripe strawberries. If using larger berries, cut in half. Place on a cookie sheet lined with a Sylpat™ or parchment paper and dry in an oven set to 210 degrees for 3 hours. The result: candy‐like heaven.

THE EPICUREAN | 21

Lump Crab Salsa Here’s an impressive fancy crab salsa with just a couple of sinful ingredients – the salted almonds and the potato chips. I’ve made it with unsalted almonds and just a dash of salt substitute and heard no complaints.

Ingredients:          

3 Tbsp. chopped cilantro 2 medium shallots, finely chopped 1 red bell pepper, finely diced 1 jalapeno, seeded and finely diced Finely grated zest and juice of 1 lime 1 garlic clove, finely chopped ¼ cup extra virgin olive oil (EVOO) and salt and pepper to taste 2 lbs. lump crabmeat, picked over (You can also use “fake crab” since there are so many strong flavors that will mask your substitution.) ½ cup salted roasted almonds, coarsely chopped Thick‐cut potato chips

Preparation:     

In a large bowl, combine the cilantro, shallots, bell pepper, jalapeno, lime zest and juice, garlic and EVOO. Fold in the crab and season with salt and pepper.

Refrigerate 1‐ 4 hours.

Let salsa come to room temperature; then fold in the almonds.

Serve with the chips.

Berry Salad with Goat Cheese Dressing The dressing for this salad can be doubled for a crowd and they’ll all be thankful. Light and tasty, it’s a great alternative for heavy potato salads and beans.

Dressing: Combine all of the following ingredients in a blender and process until smooth.       

2 Tbsp. champagne vinegar 2 Tbsp. fat‐free buttermilk 2 Tbsp. honey 2 tsp. Dijon mustard ¼ tsp. salt ⅛ tsp. pepper One 3‐oz. package goat cheese

Salad: Toss salad with above dressing.     

6 cups torn Romaine lettuce 2 cups trimmed arugula ¾ cup blueberries ¾ cup raspberries ½ cup strawberries

22 | THE EPICUREAN

Peach‐Blueberry Crisp with Light Topping (The guilty pleasure would be a small scoop of Blue Bell Vanilla served with this.)

Ingredients:           

16 oz. frozen peaches (defrosted) or 2 ¼ cups fresh fruit 16 oz. frozen blueberries (defrosted) or 2 ¼ cups fresh fruit ½ tsp. almond extract ⅓ cup sugar or sugar substitute such as Splenda 1 Tbsp. cornstarch ¼ cup quick or regular oatmeal ½ cup flour ⅓ cup brown sugar ½ tsp. cinnamon ½ tsp. nutmeg 3 Tbsp. cold butter, cut into cubes

Preparation:     

Preheat oven to 350 degrees.

Combine fruit and some of the juices, extract, sugar, and cornstarch in a bowl. Mix well. Let sit at room temperature for 20 minutes.

Combine oats, flour, brown sugar, cinnamon, and nutmeg in another bowl. Add butter use your fingers to thoroughly work it into dry ingredients to make it crumbly.

Pour the fruit mixture into and 8” x 11” baking dish. Distribute evenly. Scatter crumb topping over fruit. Bake 50‐60 minutes until fruit is bubbling at the sides and topping is slightly brown.

Let cool at least 15 minutes before serving.

Guacamole‐Infused Deviled Eggs Ingredients       

12 eggs, hard‐boiled 2 avocados ½ cup onion, chopped 1 garlic clove 1 tablespoon cilantro 1 tablespoon lime juice 1 tablespoon parmesan cheese

THE EPICUREAN | 23 Preparation:      

Hard‐boil eggs. When cooled, peel and slice in half.

Remove yolks and set them aside in a small bowl.

In a medium‐size bowl, use a potato masher to mash peeled avocados. Add onions, garlic, cilantro and lime juice.

Use a fork to lightly break up egg yolks and add to the avocado mixture, blending thoroughly.

Using a spoon or pastry bag (or zip‐top bag with a corner cut off on an angle) add/pipe the filling into the egg white halves.

Garnish with cheese or cilantro and serve.

Karol Wilson is a Dallas‐based publicist and food‐writer. Currently working on her first cookbook, Karol is a longtime member of the prestigious and worldwide organization, Les Dames d’Escoffier. Members are voted in for their experience in the food, wine, and hospitality industries. The Dallas Chapter raises significant funds for women interested in these fields and supports numerous nutrition‐related programs throughout North Texas.

24 | THE EPICUREAN

TORRONTES: The Other Wine of Argentina

By Jillian Jacks

Torrontes is the most distinctive of all Argentine wines, including both white and red. This is because Argentina is the only country to produce it. Considered a wholly‐ Argentine variety of a native white grape, Torrontes is a natural combination of the Muscat de Alejandro, and the Mission grape (known locally as the Criolla Chica).

It was brought over from Spain by 16th‐century conquistadores and missionaries. Besides Argentina, there are very few wine‐growing regions in the world cultivating this grape. It is also found in Spain and New Zealand.

Argentina

has

a

number

of

fascinating facts relative to its wine culture such as: growing grapes at the highest elevations in the world (as high as 9,800 ft. in Colome), and at the southernmost latitude, 43°. It also enjoys a singularity of association by producing more Malbecs than any other wine region in the world.

The flavor profile of Torrontes is similar to a Gewurztraminer or Viognier. It is an aromatic grapes, with heady, intense floral aromas of orange blossoms, jasmine, and lavender. It also boasts flavorful fruit essences of many fruits including: orange, lemon, lime, grapefruit, honeydew, apricot, lychee, and apple.

THE EPICUREAN | 25 There is often a spicy note like white pepper, or a mineral undertone picked up from the sandy, stony soils.

The grapes are grown predominantly in two of Argentina’s wine regions ‐‐ the North and the Cuyo ,or Mendoza region, in the central, western part of the country. Torrontes are often leaner and crisper with higher acidity. They grow at the highest altitudes in the world, over 5,600 ft. on steep slopes where furrows are dug to naturally irrigate the vineyards from snow melt coming down from the Andes Mountains. The average rainfall in Argentina is only 8 inches per year and, with extremely permeable soil, it is crucial to capture this snow‐melt water. In the Mendoza or Cuyo region the elevation is much lower, 1,000 – 2,000 ft. and the soil is more fertile. The wines from this region tend to be fuller and rounder with more intense flavors.

Torrontes may very well be the next "big thing" in white wine. More and more producers are finding distribution throughout the United States, and local wineries are now offering a solid selection. On your next outing you might taste Torrontes from these winemakers : Luigi Bosca, Torrontes, Doña Paula Estate, Bodegas Catena Zapata, Alamos, El Esteco, 2010, Valentin Bianchi, Susana Balbo, or Bodega Colome.

Jillian Jacks writes on a variety of topics with emphasis on food and entertaining. She lives in Florida where she enjoys year‐ round entertaining with her family and friends.

26 | STYLE WATCH

Made in the U.S.A.

By Kara Times With the devastation of the Bangladesh factory collapsing a few months ago, a few major retailers are seeking new sources to produce goods. Why do retailers have to go overseas to get clothing produce? And what products are being made in America?

The newest manufacturing process is called, “Fast Fashion” which is a strategy that emphasizes moving high-end trends into stores in the shortest amount of time possible at the cheapest possible price point. Overseas factories can design, manufacture, and distribute new products in as little as three to four weeks. This allows companies to remain responsive and have a sense of urgency of current trends, and to constantly update its massive inventory. This method is a major factor in luring customers back, weekly or daily, to check out the new inventory. Retailers that practice this manufacturing process are H&M or Zara, which are contemporary fashion- forward stores.

However, a trend that has been making a comeback in clothing and goods are production in the USA. This is very exciting to customers who want to buy clothing that is 100% made in America.

Customers are paying more attention to their labels before purchasing. Producing in America creates jobs and stability within the economy.

Keep in mind, although a product tag states it’s “made in the USA”, this could mean many of the components may still be manufactured overseas but that the final product is assembled here in the states. That qualifies for the “made in America” stamp on their product. Some fashion designers have small factories in Texas and California to produce locally. Following are some of the fashion brands that are made in the USA: Karen Kane - Over 80% of Karen Kane is manufactured in the United States. The “Made in America” collection is made exclusively for Dillards.

David Peck - “Crop”, by David Peck, is designed and manufactured in Houston, Texas.

Eileen Fisher - Most of their domestically-made clothes are produced in New York City's garment district. Recently, Eileen Fisher has begun working with a knitting factory in California.

Examples of their Made-in-USA products include these quality fabrics: Viscose Jersey, Organic Cotton Stretch Jersey, Lightweight Organic Denim, and Washable Stretch Crepe.

Athena Swimwear - Made in Orange County, California since 1981, ATHENA has been a staple in women's swim wardrobes throughout the world.

Oscar De La Renta, Nicole Miller, and Jason Wu are also manufactured in New York City.

So, before you go shopping, research and discover if your favorite brand is made on America soil.

STYLE WATCH | 27

Not Your Average Joe!

By DeeDee Lowder

Men, brace yourselves! Fashions with a modern edge are being embraced by many Southern gents as they set themselves apart from the Average Joe. Mixed patterns, bold colors and skinny jeans are not only being worn by women. And, gone are the days of blah colors and stuffy shirts that grandpa or dad once wore.

Welcome to the styles that bring ‘Wow’ to your wardrobe and exhibit the boomer attitude of “what‐the‐ hell!” The following hot trends will add dimension to your summer wardrobe and a little “Va‐Voom “ to your stride.

Short Suit – Many designer collections included the short suit this season. It’s a great look for around the pool, at cocktail parties, or an island vacation. It’s casual clothing that’s dressier and cool!

Colorfully Bold – By adding a pop of color you can make a bold fashion statement this summer.

Colored jeans, shoes, tops, and accessories let you rock color!

The Euro – A custom‐tailored Euro suit will allow you conservative guys to add some “Pizzazz” to your wardrobe now. They are perfectly cut for your physique with impeccable details such as slim‐fitting, lightweight fabric and chic, ticket pocket that makes it an ideal selection for any man’s attire.

The Gatsby – ‘tis the season to bring out the linen suit that Gatsby made infamous. Wear it in style in white, khaki, or seersucker and all will take note. And, the lightweight linen sports coat is a must‐have for summer; paired with a print shirt (un‐tucked of course). Now you are set until Labor day!

Shorter Shorts – Slightly shorter and closer‐fitted in a daring pattern are the style for men in shorts this summer. Sizzle by the pool in comfort with this new look and leave the old board shorts at home until they make a comeback!

DeeDee Lowder is a freelance writer, mother and entrepreneur who now lives in Atlanta. GA.

28 | BOOM VOYAGE

A Five‐Star Desert Oasis

By Lyn Edwin Cathey

The Royal Palms resort on Camelback Road in Scottsdale, Arizona was our destination for a recent marketing conference. Located at the foot of Camelback Mountain, this secluded little resort has only 119 guest rooms, casitas and villas. Starting out as a private residence for the Cook family in 1926, this property was a popular destination for movie stars of the 50s and 60s.

Our recent four‐day stay revealed why the Royal Palms was ranked #4 in the “Top 25 Resorts in the Southwest” by Conde Nast Traveler.

Both landscaping and architecture represent an eclectic blend of Old World Spanish, Moroccan and Mediterranean styles. Wandering around the property, one could easily visualize being on a backstreet in Seville, or in the private gardens of a Moorish sultan.

Although the hotel’s capacity was nearly sold‐out during our stay, a feeling of quiet and seclusion predominated. The only times we encountered groups of people were in the evening in the T. Cook dining room and around the pool on weekend days.

BOOM VOYAGE | 29

We were fortunate to attend several privately‐sponsored functions related to the marketing conference.

One activity was a trip to a nearby horse ranch for a fiesta and cookout. This little desert shindig included food, drinks, gambling (for play money, of course), a singing cowboy, and a telescope to view sun spots at sunset (and after dark) the rings of Saturn – startlingly clear and sharply‐defined thanks to the desert location.

The visuals speak for themselves. Feast your eyes

on the fabulous old‐world architecture of this amazing resort.

So what impressions are we left with? Descriptors like ‘tranquility’, “old‐world charm”, ‘seclusion’, and ‘exclusivity’ come to mind. Without a doubt, it’s one of the best 'Southwestern' experiences available.

Lyn Edwin Cathey is a freelance writer and veteran of 28 years in the travel industry. He created, and currently maintains, several websites including TripFinder.com.

30 | BOOM VOYAGE

Be Prepared!

(The Boy‐Scout‐Inspired Way to Travel)

by Torrey Moseley

Okay, so it’s obvious I was never a Boy Scout. I did, however, grow up around scouting. My dad was a scoutmaster for years. Besides learning how to build like six different types of fires, scouting also taught me the importance of being prepared—for everything. Now, couple that with the fact that I’m a nurse, and you get someone who is ALWAYS prepared when traveling.

When I travel, I am ready for almost ANY type of emergency, injury, illness or other unplanned or accidental event. I’m here to share with you some valuable hints and tips to ensure you, too, are PREPARED to deal with or PREVENT all sorts of potential traveling mishaps! Here is a list of things I keep in my carry‐on (so it’s available at a moment’s notice). Most of these suggestions are natural too!

BOOM VOYAGE | 31 1. Tummy Calmers – Turbulent air, new foods and unfamiliar water sources can wreak havoc on your poor tummy‐‐causing nausea, indigestion, and the dreaded “traveler’s diarrhea” (aka Montezuma’s Revenge). But, there are things you can do to help! 







Ginger – candied, chews, or capsules… ginger is one of the best natural cures for tummy ailments. It has anti‐ bacterial, anti‐fungal, and anti‐ inflammatory qualities. It can calm a queasy stomach quickly.

Activated Charcoal – this is a must‐have item if you’re concerned about coming down with food poisoning, food allergies, gas, diarrhea, or other stomach “bugs”. It works by absorbing toxins and transporting the offending stuff out of your GI tract. Yes, it looks nasty (black and inky) but it doesn’t really have a taste and it WORKS. Plug your nose and drink it down…and follow with bottled water (not tap water).

Acidophilus – also known as “Probiotics”. Buy it at a health food store in capsule form. These “friendly” bacteria will help keep your gut happy.

Start taking them, daily, before you leave and continue every day of your trip and for several days after your return. Your gut will thank you for it.

(OR…you can eat yogurt. Just make certain your yogurt has “live” cultures).

Pepto Bismol tablets – In the family practice office I used to work in, we recommended people traveling to destinations with “questionable” water sources to start taking a Pepto Bismol tablet 3 times a day starting 2 days





before you leave, and continuing every day and for 2 days after you return from your trip. Pepto Bismol can actually help prevent a case of traveler’s diarrhea as well as treat your symptoms if you contract it. (Pepto Bismol contains a form of aspirin, so be advised. It will also turn your stool black—don’t be alarmed.)

DON’T DRINK THE WATER – This may be an old adage…but it’s one that still rings true. Unfamiliar water sources are the #1 offender when it comes to things that can upset your delicate system.

Although the majority of resort destinations have adequate water treatment equipment, you still need to be careful. Drink bottled water, if possible. And remember the ‘hidden’ sources of water‐ avoid ice in drinks, keep your mouth closed during the shower, and brush your teeth with bottled water, if possible.

Acupressure Bands – simple devices (like Sea‐Band) can stave off nausea from motion sickness by applying constant, gentle pressure to key acupressure points on your wrists.

2. Tension Tamers – Let’s face it, traveling can be, well, exasperating and extremely tense.

There are some things you can do to smooth those frazzled nerves and help you enjoy your trip. 

Herbal Remedies* – One in particular is called Rescue Remedy. Taken orally, these herbal drops can help keep you calm and relaxed even when everything around you is going crazy. Chamomile is another herb known for its calming properties. I always carry chamomile

32 | BOOM VOYAGE tea bags with me. Valerian root is another herb known for its powerful sedative qualities. *NOTE: check with your doctor before taking ANY herbal supplement. Many can have bad side effects when mixed with medications.



3. Aches, Pains, and Ouchies – We all have overdone it while traveling. We feel compelled to do it all and see it all in a limited amount of time. This can lead to overworked joints, muscles, and tendons. 

Arnica salve, Tiger Balm, or Traumeel – Available at health food stores, these soothing, topical salves are great for treating sore muscles, achy joints, or bruises.

4. Everything Else – Other useful and beneficial items to have on hand: 

Airborne – There you are, stuck on an airplane ‐‐ for hours on end, breathing recirculated air ‐‐ surrounded by coughing and sneezing people.

Airborne™ is an herbal/vitamin supplement that boosts your immune system, thus preventing you from catching THEIR bugs while traveling.

Who wants to be sick on vacation? You



may also want to consider wearing a protective mask while flying. I do. I don’t mind looking odd for a couple of hours if it means I can dodge a respiratory‐ illness bullet.

Coconut Oil ‐ This is, perhaps, one of the most versatile things you can bring with you. Coconut oil is not only a great moisturizer and skin/hair conditioner, it has many, MANY healing properties as well. It has anti‐bacterial, anti‐ microbial, anti‐fungal and even anti‐ viral properties. Used on skin, it helps soothe sunburns and minor scrapes and cuts. You can even use it as a toothpaste. Who knew?

Vitamin B1 (thiamine) tablets – these really do work as a ‘natural’ mosquito repellent. If you know you’re going to be outdoors where mosquitos will be a problem, start taking these tablets daily about a week before you leave ‐‐ and continue every day you’re on your trip.

You may notice a ‘yeasty’ smell to your skin ‐‐ so do the mosquitos, and they don’t like it at all! I don’t mind smelling like a bakery if it means I don’t get devoured by those nasty skeeters.

I also pack a variety of bandages and other first‐aid paraphernalia (I am a nurse, after all). Oh…and I always pack chocolate because in my book, chocolate cures ALL sorts of things.

May all your journeys be happy ones!

Torrey Moseley is the Editor‐In‐Chief of BoomerBuzz Magazines. She is an avid blogger, designer, photographer and writer. Visit her blog at www.left‐field‐studio.blogspot.com. (Oh, and she is also a ‘retired’ nurse practitioner).

If you're thinking of taking a yacht vacation, no need to look any further than SELECT CHARTERS! – Carlene Robinson Dailey

www.SelectCharters.com Peggy@SelectCharters.com 4020 N. MacArthur Boulevard Suite 122-183 • Irving, TX 75038 (972) 659-8941

34 | REDEFINING

The Retirement Axiom

By Fred Shlesinger, S.M.D.

As of 2008, our Baby Boomer Generation began to take Social Security and Medicare benefits as the 80,000,000 of us boomers begin to retire. It is estimated that over 15,000 boomers are retiring each day! That’s right, EACH DAY! I find this statistic staggering, as should you.

As of now, the American government owes us, as a generation, over $21‐trillion in Social Security and Medicare benefits which will be paid out over the next 30 plus years (not to mention the next generation behind that is also 80‐million strong as well).

Where is our government going to get the $12 trillion to pay us the benefits that we so richly deserve?

REDEFINING | 35 One concept is raising taxes. As many of you know, the 2012 personal income tax rate for the highest bracket WAS 35%. In 2013 it is 39.6%, not to mention the new Obama health tax. What if we are headed in the direction of income tax rate under Jimmy Carter, back in 1980, which was a whopping 71%!

The point is that, many/most of us have a great deal of our retirement funds in qualified plans (401K, IRA, SEP, 403b, 457, etc.). The question that we should be asking ourselves is, “What will my tax rate be at the point of distribution of my qualified plan?” What if I want to retire in 5 years, and that year the tax rate is 48%?

The truth is no one really knows what their tax rate will be at the point they want to take withdrawals.

But, the long‐held beliefs that, “My tax rate will be much lower in retirement.”, or, “My monthly expenses will be lower in retirement.” just may not be true.

How do we know this? What day do you think you spend the most amount of money on in your present 7‐day week? The answer is…SATURDAY! Why? Well, because you are not working. And, when you retire, every day, for the rest of your life, is SATURDAY. Everything you do in retirement costs money.

That is why many boomers are looking into a tax‐diversified plan (TDP) which will grow your money three ways: taxed, tax‐deferred, and tax‐free. TDP is a contemporary way of looking at our fourth quarter of life. And, it’s a way to be sure that our money outlives us.

Proper tax‐diversified planning will help you in your golden and twilight years ‐‐ long after you lose the ability to generate new, fresh income. You want to be sure that you have several reliable income streams such as: Social Security, 401K, and pensions. The problem is most income streams are tax‐ inevitable. Therein lays the X‐factor of your tax rate. BTW, did you know that the Social Security that you have been paying into the system for the past 35 years or mores is double taxed? You pay taxes going in, and taxes coming out!!! Whereby, if you had significant growth in a non‐qualified plan, it would help offset the taxes that you will pay to take distributions on your qualified plan.

There is so much more to talk about when planning for your retirement life. Make sure that you are proactively asking your advisor these and so many more questions. You do not want to get caught on the short side of the RETIREMENT AXIOM.

Fred E. Shlesinger is a Senior Financial Registered Representative of Principal Financial Group, 5080 Spectrum Dr. # 700 EAST, Addison, TX 75001

36 | WEALTHY & WISE

Red, White & Social Security?

How It Began & Keeps Going By: Angela S. Deppe

The Social Security Act was written into law during the backdrop of the Great Depression. It was signed by President Franklin D. Roosevelt on August 14, 1935 as part of FDR’s “New Deal”.

It was created to protect what were seen as dangers in the “modern American” life: old age, poverty, unemployment, and the burdens of widows and fatherless children. Think of it as a financial safety net. It promised the American people “some measure of protection against the loss of a job and against poverty‐ridden old age.”

Social Security is a social insurance program that is primarily funded through dedicated payroll taxes called Federal Insurance Contributions Act (FICA). It is the largest government program of its type in the world (as measured in dollars) and is one of the single‐ greatest expenditures in the federal budget.

Even though it was written into law in 1935, payroll taxes weren’t collected to pay for the system until 1937. Originally, you had the

choice of taking a lump sum or monthly payout.

In the first 3 years, everyone took the lump sum, with Ernest Ackerman being the first American to receive a lump sum payment in 1937. He received a total of 17 cents and had paid 5 cents into the program. The first monthly check was issued in January of 1940 to Ida May Fuller of Ludlow, VT. She is also the first American who truly maximized the value of her Social Security benefit. She paid a total of $24.75 into the system for 3 years, 1937, 1938 and 1939. The first monthly payment she received was for $22.54, and by her second check she had already received more out of Social Security than she had paid into the system. Any guess on how long Ida May lived for? Let me give you a hint. In the 1930s, if you lived until 60 you were doing pretty well. In fact, life expectancy in 1930 was only 58 for men and 62 for women. Miss Fuller actually lived to be 100 years old and maximized her benefits by choosing the monthly payout. Over her lifetime, she collected just under $23,000 in

WEALTHY & WISE | 37 total Social Security benefits having contributed only $24.75 ‐ a return of over 92,000%! It’s a wonderful story (posted on www.ssa.gov), but also highlights the importance of understanding how you can maximize your Social Security benefits. Just think, what if Ida May had taken the lump‐sum payout?

Many American’s believe that for a myriad of reasons, Social Security is going bust very quickly. Much of the information that you have read or heard about (regarding the lack of solvency in the near term) is simply bad information. The current long‐term financial condition of the Social Security program remains challenging and will require legislative modifications due to substantial cost growth in the upcoming decades. This is the result of an aging population (we are living longer) and fewer workers per retiree paying into the system. However, the 2012 report on the status of Social Security and Medicare Programs by the board of trustees who oversee the fund found that if left alone, the Social Security Trust Fund will be able to pay all benefits though 2021 simply from the interest earned on the fund itself. After 2021, tapping both principal and interest from the fund will support and pay all scheduled benefits, as‐is, through 2033.

Thereafter, collected receipts from income tax (FICA) would be able to pay 75% of current benefits through 2086. The Social Security system will need legislative change to avoid its long‐term financial challenges and potential to disrupt payments for today’s young workforce.

The summary by the fund’s trustees found that it currently satisfies the conditions for short‐ term financial adequacy.

By law, the trustees are required to publish a current status summary of the Social Security and Medicare programs and make a 75‐year, long‐term forecast of the program. The need to reform the system is nothing new. In fact, there have been many modifications to the system over the years to ensure its solvency. The first changes to Social Security were made back in 1939, four years after it was signed into law.

Back then, one reason cited for the changes was the growing concern over the impact that

payroll taxes were having on the economy. The payroll taxes were even partially blamed for the Recession of 1937. Sound familiar? During the early 1980s, the Reagan administration along with Congress made several controversial changes, including: raising the amount that employers and workers contributed, gradually increasing the Full Retirement Age (FRA) from 65 to age 67, and creating the idea of “means testing” by making Social Security benefits taxable for higher‐income individuals. As a result, the Social Security system began to generate surplus funds designed to cover the added costs of the baby boomers. President Reagan summarized these needed changes by stating, “Social Security assures the elderly that America will always keep the promises made in troubled times a half century ago.” To ensure the long‐term promise of Social Security, we join others in acknowledging a need to make changes to the current system including, raising the FRA, raising payroll taxes, and diversifying the Social Security Trust Fund. However, none of these changes would have a material affect for Americans 55 and older according to the experts1.

Bottom line, claiming your Social Security benefits early because you think the system is going broke and you won’t get your money is a poor decision. Furthermore, it is an uninformed and uneducated decision, yet has remained a mindset since the early days of the program.

Claiming early can cost you and your family thousands of needed retirement dollars and will not allow you to maximize the benefits you worked hard for so many years to earn. Think if in 1940 Ida May Fuller took a lump sum based out of fear instead of the monthly lifetime check she continued to receive until she passed away in 1975 at age 100!

Angela S. Deppe is a CPA and owner of SocialSecurityCentral.com, an online consulting business on Social Security benefits. She lives with her family in Chicago.

1

Boston College’s Center for Retirement Research

BOOMER BUZZ | 39

Escape Hot Weather Through Cool Reading!

By Liz Inskip‐Paulk, M.A.

With summer arriving rapidly, the outdoor temperatures will be rising. To help you keep your cool without turning your air conditioner’s thermostat down, here are a few reads that will have you ‘chilling’.

Himalaya – Michael Palin An interesting and witty collection of diary entries from BBC‐TV star, Michael Palin, as he and his crew travel along the flanks of the Himalaya Mountains. This is so well done, and Palin is respectful of everyone he meets and who help him from the lowliest Sherpa to the Dalai Lama. It’s also really funny so this is armchair travel at its best.

Logavina Street: Life and Death in a Sarajevo Neighborhood – Barbara Demick This is non‐fiction that is from a “boots‐on‐the‐ground” perspective of a group of residents who live on an ordinary street in former Yugoslavia during the 1990s during the civil war. It’s not an easy read, but it’s an amazing one that genuinely makes you appreciate running water, central heating and a country not at war.

One Day in Life of Ivan Denisovich – Alexander Solzhenitsyn “How can you expect a man who is warm to understand a man who is cold?” This is a scary‐sounding Russian classic novel that is surprisingly accessible to even the newest classics reader. Set in a Siberian labor camp in the 1950s, this story is about Ivan – an innocent political prisoner accused of spying. It details just one day in the camp where he lives. It’s based on a true story, it’s freezing‐cold temperatures and the story, itself, is not heart‐warming, but it’s good all the same.

The Snowflake – Kenneth Libbrecht and Patricia Rasmussen A gorgeous exploration into the science of snowflakes (or “snow crystals” to be more accurate). This intriguing book takes an in‐depth look at the life cycle of snow and has breathtaking microphotos of snowflakes by Patricia Rasmussen. Even if you don’t get the science, the pics are amazing!

The Worst Journey in the World – Apsley Cherry‐Garrard A classic blow‐by‐blow account of an Edwardian exhibition to the South Pole/Antarctic which clearly demonstrates how tough it was to live, for weeks, in ‐65 below zero when your tent has been blown away by a blizzard. It’s dark 24 hours a day, your food is repetitive, and you have no idea if you’re going to make it home. It’s astonishing to read about this ill‐prepared and ill‐fated journey. And, by the end, you can’t help but admire the men’s courage (even as you shake your head at their lack of preparation at the same time).

Liz Inskip‐Paulk is a freelance writer/editor who is also an avid reader. She was born and raised in England.

40 | BOOMER BUZZ

What About the Children?

By Beverly Fells Jones “Mom isn’t even cold yet and you are bringing some floozy home.”

“Don’t you think you are too old to be dating?”

“You have your grandchildren and us.”

“Fantastic! When can we meet him/her?”

Children, we love them. However, they can be too protective of us. Unfortunately, they may only see life from their perspective, not yours. No matter what their age (or yours) they may present lots of reasons as to why you shouldn’t date. Some of their arguments can be, “The person is looking for a meal ticket.”, and, “They will spend all your money.”, or, “They will stop you from spending time with your family,” even, “You will get hurt.”

Children have a hard time thinking of their parents as being sexual. Now, bring a new person into the picture and the ’yuck’ factor escalates. They truly believe that they are looking out for your best interests. Whatever the situation, you will need to have a conversation with your family when you decide to start dating.

About a year after my mother had passed, I went to visit my father and this woman was sitting in MY MOTHER’S HOUSE. I had a reaction that I immediately put away. However, my father saw my face. Later as we talked, I told him that I was surprised to see someone there but I immediately realized that he had the right to a life. We laughed about that day many times. Not all children feel this way. Some think that Mom or Dad should spend their time taking care of their grandchildren, or playing golf, or at the senior center, or ANYTHING other than having a love life.

What should you do when you are ready to date? Have a conversation with your children BEFORE you start dating. Let them get used to the idea that you want someone in your life, in a romantic way.

Tell them your reasons for wanting affection and that you miss having a companion. You want your children to know that you do not want to lean on them for companionship.

If you have already met someone, you should have the same type of conversation. Let your children know that you may date several people (just as they did) before you find that special someone. Though your children feel they know you, a person they would choose, may not necessarily be the best person for you. Ask them to give each person a chance.

The first meeting between your children and your companion should not be at a big family gathering such as a wedding, Thanksgiving or an anniversary. That puts too much pressure on you, your date, and your children. Start with a casual dinner, movie night or small immediate‐family picnic. Easing your companion into the fabric of the family will serve everyone very well and make the transition from date, to boyfriend/girlfriend, to future mate much easier for you and your family.

Beverly Fells Jones, Speaker, Hypnotist and author of “From Prude to Siren, 3 Stages to Fantastic Sex and a Rewarding Relationship” (available from Authorhouse.com, Barnes and Noble and Amazon).

BOOMER BUZZ | 41

Don’t Take Your Memoir to Heaven

By Michael Gray My grandmother lived a fantastic life. She dealt with the Great Depression, multiple wars, the disappearance of her husband, and the agonizing vision of watching her children being placed in an orphanage. It was truly novel‐worthy. Yet she was rapidly getting up there in age. Time was short. She couldn’t use a computer and didn’t have the ability to write a book. We were about to lose her wonderful story forever. But what could we do to preserve it and save it for her children, grandchildren and great‐grandchildren?

Enter the ghostwriter: me. (having a ghostwriter in the family occasionally comes in handy.)

When I received the call, I hopped into action. First, I spent roughly fifteen hours interviewing her over five, separate sessions. Then, I assembled the content from the interview sessions into a story outline. Once she approved the outline, I began writing the chapters. As I completed each one, she reviewed it making extensive corrections and additions. When the entire book was complete, we had it proofread for quality. While that was happening we selected photos, both color and black and white, to be included in a special section in the middle of the book.

Once everything was ready to go, we sent the manuscript to the printers for a small production of fifty, hardbound books with dustcovers. Each book cost $35.00 and this was in 1999.

So, you’re sitting there with a grandmother, loved one, or perhaps you, yourself, have a story that needs to be told. Here’s the good news: things are much easier and cheaper today than in 1999. The main factor is a decision to do something ‐‐ to simply begin.

What’s the process? Here’s an easy‐to‐follow guide for turning your story into a published book and becoming an author.

42 | BOOMER BUZZ Step One: Interviews. Take a digital recorder and ask questions of the subject. This takes organization and concentration because, generally, the subject will jump around in time as stories pop up. Allow them to go where they may because you are there making sure they eventually get back on track and fill in the missing information. If you are the subject, find someone else to interview you. Trust me,the product will be much better if you do.

Depending on your subject’s stamina, these interviews can take two to eight hours per session. When each session is over, you must immediately upload the digital content to a computer and a backup source. You cannot afford to lose it. That’s a safety tip.

Step Two: Culling the Information. Take the digital tapes and begin listening to them. As you listen, type notes and summaries of the subject’s stories. Leave a marker on the page showing the location in minutes and seconds for the information. That will allow you to quickly find a key story when you are writing about it. This process will also show where you have missing information, years, or relationships.

Make a list of additional questions to ask in future interviews.

Step Three: Tie up Steps One and Two. It’s vital you gather all the information before moving to the next step. There is nothing worse than finding out new stories after you have put together the story outline and begun writing. This step gives you one last chance to make sure everything has been covered and summarized. Also, I like to look through photographs at this stage with the subject. This helps me visualize the characters I am writing about and gives me an idea of which photos will be included in the book.

Step Four: Story Outline. With all the information at hand, find a gripping story to start out with. We want to hook the reader from the beginning and get them interested in the main subject. Questions should be raised in the reader’s mind that urges them to continue reading to find out how the questions are resolved. My outlines go scene by scene with the date of each scene listed first. When the story outline is completed, send it to the subject for changes and approval.

Step Five: Begin Writing. You have done all the research and leg work. Now it’s time to grip it and rip it. Start with the first scene and move forward. After each scene is complete, send it to the subject for comments and corrections. You should have several chapters in various phases as you proceed towards the end of the book.

Don’t sweat every proofing error. We will cover that next.

BOOMER BUZZ | 43 Step Six: Select a Publisher. I use Build. Buzz. Launch. Media & Publishing (www.buildbuzzlaunch.com ) for most of my projects. Owner Leann Garms and her team of publishing consultants, editors, and book marketers will handle all the details, including the essential final‐line edit as part of the package ‐ which is a tremendous value.

“We edit your manuscript, design the front cover, back cover with ISBN #, spine and interior layout of the book then get it published in the format that fits your goals and budget ‐ eBook format in all platforms, soft cover, or hard back,” said Garms. “Most of our clients want to sell their story, so we work as the author’s marketing team to create a targeted book marketing package including websites and social media campaigns, if that is what they need. Unlike traditional publishers or online self‐publishing services, we work hand‐in‐hand with authors to help them reach their goals and work within their budgets.”

Leann’s firm has handled many of my client’s books in various stages of the publishing process, and they have all been happy and successful.

Step Seven: The Send Out. This is the best part of my job. When the book is complete, we will order a select number of books and the client will sign and dedicate each to a relative or friend and include a personal note. Then we send them out to the children, grandchildren, parents, and whomever they want. Within a week, the tears and accolades are flowing back in. With my grandmother’s story, many of the grandchildren had no idea their parents had been placed in an orphanage or what kind of life they had endured. It bound the family even closer and made reunions even more incredible.

Please don’t put off writing your novel.

Taking it to heaven with you won’t do us any good. Leave it here, for us to enjoy.

Michael Gray is a professional writer and ghostwriter. Based in Dallas, Texas, he works with clients all over the country on fiction and nonfiction projects. He can be reached at TexasGhostWriter.com.

44 | BLOG SPEAK

Unintended Consequences of Health Care Reform

By Michael Battaglia

One of the biggest promises of health care reform was helping people with preexisting conditions get health insurance.

Health Care Reform, in its current version, will remove pre-existing conditions for all ages in 2014. Currently they are removed for minors (under age 19).

subsidize 300,000 people for three years. But, thanks to a poorly thoughtout program, it may not be a problem. It was expected that a few hundred thousand people would be on the risk pool at this time. The states were going to either open their own pool (using the federal subsidies) or utilize a federal pool

A

report

(Government

from

the

Accountability

GAO Office),

requested by Mike Enzi, showed that as of April 30, “…27 states that operate their own pools had enrolled 15,781 people with pre-existing conditions. The federally-operated pool for the 23 other This leaves a gap for the 7 million

states and the District of Columbia, by

people who haven’t gotten insurance

contrast, only had 5,673 enrollees.”

with pre-existing conditions. I didn’t say “…haven’t been able to find it”, because it does exist in most states. The problem is, the cost is usually high thus people choose not to have it. So, the federal risk pool is going to lower that cost by subsidizing the insurance.

This begs the question, why so few people?

It

comes

down

to

the

restrictions of the plan. The biggest restriction is that to get on the risk pool you must be uninsured for 6 months.

So, a plan that is supposed to help lower the uninsured in the country asked

$5,000,000,000 (five billion) was set

the people to first drop their insurance

aside to help. This was initially thought

and take a huge risk, for 6 months. It

to be a problem because it would only

seems a bit backward, if you ask me. I

BLOG SPEAK | 45 know the intent was to insure the people who are already uninsured. But, the uninsured have already gotten used to not having insurance. And, either most are OK with taking a risk for another few years,

or

they

just

can’t

afford

insurance--pre-existing condition or not.

In the meantime, people who can afford insurance, and want to buy it, are coming

off

of

COBRA

and

have

nowhere to go. So, the uninsured population grows. mean

said it does count, and that is what I

insurance

have been told from calling the help

companies look at covering pre-existing

numbers at the federal risk pool since it

conditions, they want you to have had

opened. But, after pushing for months, I

insurance prior to your effective date,

was finally able to get my hands on a

otherwise you have a 12-month waiting

document

period on pre-existing conditions. (be

considered insurance. To be sure, the

careful on this, they make you wait

federal risk pool will consider most

either way). But, for that insurance to

scheduled benefit plans to be insurance,

count, it cannot be a scheduled benefit

thus disqualifying you from coverage.

plan. This is because this type of

However, there are a few plans that

insurance is so different (and risky) that

would meet the ‘non-insurance’ rules. I

it isn’t even considered insurance when

am in the process of pre-qualifying

compared to a major-medical plan. You

these plans to be sure that once my

would think that is good, because now

clients limp to the federal risk pool, they

you can fill the gap with a scheduled

won’t be rejected.

So

what

anyway?

does Typically,

‘uninsured’ when

that

defines

what

is

benefit plan. But, after all, it isn’t insurance in the definition of majormedical. Until last week, I would have

Michael Battaglia is a freelance writer and Independent Licensed Life, Disability, Long‐Term Care, & Health Insurance Agent in Texas.

46 | MEDICAL MATTERS

When Your Doctor Recommends Replacement Surgery: What Exactly Does That Mean?

By Michele Howe & Dr. Christopher A. Foetisch

Last spring, I entered a local hospital

of this surgical procedure that repaired

operating room for the very first time (as

both of my shoulders and helped me

an observer), that is.

regain muscle strength and optimal mobility. The truth is, I was hooked.

Having had the rare opportunity to actually see how a surgical operation plays

out

(especially

after

having

undergone it myself) piqued my interest in a big way.

Since then, I started looking ahead and wondering what it would mean if I ever needed a hip, knee, or, (God

forbid)

shoulder

replacement

surgery. How similar would the recovery Four times previous, I was wheeled in (as a patient) for successive shoulder operations. It was a remarkable and personally meaningful experience -getting to actually watch the intricacies

process

be

to

my

other

surgical

experiences? Would it take a longer or a shorter amount of time in terms of function and mobility? Are there special considerations I’d need to take into account that are unique to “replacement”

MEDICAL MATTERS | 47 surgeries versus the type of shoulder

One of the nurses escorted me

repair I’d already had? And finally, I just

into the OR directly behind the elderly

plain wondered, “How do they do it

female patient whose knee was being

exactly?”

replaced via a procedure termed, Total

So, on a recent cold winter

Knee Arthroplasty. I stood to the side

morning, I was treated to a repeat

and once again watched in awe as a

performance of sorts. Re-entering the

process

of

step-by-step

precision

unfolded before my eyes over the next two plus hours. All around me, the orthopedic surgeon, an anesthesiologist, a nurse anesthetist, two certified surgical technicians,

a

circulating

nurse,

a

outpatient surgical entrance, I checked in

physician’s assistant, and even the

at the surgery desk where I was given a

replacement

temporary visitor tag for retrieving my

representative, moved in and around the

scrubs for the day. And to my delight, I

room expertly performing their specific

discovered

tasks in turn.

upon

swiping

the

knee

product

sales

identification card into the Scrubex

Once the patient is anesthetized

Machine that I was already entered into

and prepped, and the surgical team is

this hospital’s system. Donning a pair of

properly attired in hoods (helmet-like

scrubs, shoe covers, hair net, and

coverings with full face shields) and

facemask, I was ready to learn a thing or

tents (gowns completely covering each

two (and more, much more).

individual from neck to feet so as to

48 | MEDICAL MATTERS a

femoral and tibial trial) is positioned in

the

the patient’s knee to make certain there

patient’s thigh area to minimize bleeding

is 100% accuracy before placing her new

during the operation.

permanent Cobalt Chrome replacement

protect

them

tourniquet

is

and

the

positioned

patient) onto

Next, the knee is pulled up into a

knee in the joint.

ninety-degree angle and held there by a retractable foot brace on the operating table. The surgeon marks the knee and cuts through the skin while his assistants use metal retractors to keep the area fully open as he works to inspect and evaluate the damaged area and then determine the bone resection from the femur. Once decided, the surgeon makes four angled cuts producing a box shaped Once the implant process is underway, femur that must be exact or the the surgeon checks for symmetry and replacement knee will not fit correctly stability by releasing the foot from its (possibly developing problems down the brace so as to freely move the knee road). around. Both extension and flexion Then he makes the tibia cut and movements must be equally balanced, repeats the previous process. Again, the otherwise, more cuts are required to emphasis is on producing a flush, tight achieve that perfect fit. Finally, the fit. A temporary implant (called a undersurface of the patella (knee cap) is

MEDICAL MATTERS | 49 removed and replaced with a trial

inch incision. The tourniquet is then

patellar button completing the bone cuts.

deflated, removed, and the whole leg is

When the surgeon is satisfied with the

again sanitized before special bandages

movement, he immobilizes the leg once

are applied and the patient is readied for

more and using rods, pins, and the like

the Phase 1 Recovery room.

Sounds

will remove the trial components and

seamless

and

place the permanent (three part implant-

straightforward, yet it’s anything but

consisting of femoral, tibial and patellar

that.

components)

complicated procedure, the surgeon is

replacement

into

the

Throughout

this

patient’s leg. (For accuracy’s sake, the

continually

cement is mixed prior to placing the

and expertly manipulating the bones,

final implants.)

ligaments, and tissues surrounding the

As the surgical tech mixes the

knee

in

measuring,

decisively

between

re-measuring,

checking

and

cement that will bond the knee to the

rechecking every step and calculating

patient’s

alternately

how to make his patient’s replacement

irrigate and then dry out the surrounding

knee a “perfect fit” for the rest of her

bony area. The surgeon deftly applies

life. Amazing to me as an observer and

the cement in place as he positions all

essential to this patient’s future health.

bones,

others

three parts of the replacement knee with

Immediately

following

the

careful precision into the patient’s leg.

surgery, I felt a physical letdown that left

The

irrigated

me exhausted. After all, I’d just been

thoroughly before the surgeon and his

standing at alert for over two hours

assistant begin closing up the eight or so

straight. I was more than ready to sit

entire

area

is

then

50 | MEDICAL MATTERS down, rest, and take a break. Then I

individuals who make their career that of

realized this is only one case for these

mending the broken and injured among

OR

us.

medical

professionals.

They

frequently work from early morning into

With pen and paper in hand, I

the evening hours, case after case, with

exited the OR, changed into my street

little pause in between. This realization

clothes and made my way back to where

made me stop and consider how grueling

it all began, the Scrubex machine. I swiped my ID visitor’s card and replaced my scrubs into the Scrubex depository and suddenly doubled my “credits.”

Last

spring,

I

had

seven.

Total

accumulated to date: 14!

But, once again, I knew I was their jobs are from both a mental and

leaving the hospital with much more

physical standpoint. I left the OR on this

than mere Scrubex credits to my

particular day feeling exactly the same

account. Far more.

way I did last spring, completely humbled

and

grateful

for

those

MEDICAL MATTERS | 51

Total Knee Replacement Insights

By Dr. Christopher A. Foetisch, Orthopedic Surgeon, Toledo Clinic, Toledo, Ohio

A Physician May Recommend a Total Knee Replacement Depending Upon These Factors:     

Your age Your activity level Degree of pain you are experiencing Level of disability caused by your knee’s condition Your other medical problems

Treatments Physicians Routinely Try First:      

Exercise Medication Physical therapy Daily lifestyle adjustments Weight loss Injection

What to Expect Following Surgery:     

Significant pain during the first couple of weeks.

Most patients will be up and walking the next day with help of a walker/crutches.

Physical therapy begins immediately and is intense for several weeks.

Routine movements such as walking, standing, sitting, usually resume within a few days.

Full recovery can take up to one year.

Life With a Knee Replacement:  



Maintaining an active lifestyle is important Controlling your weight will lengthen the life of your new knee You can resume most activities. Running and impact activities are discouraged.

52 | SENIOR SCENE

Four Signs You Need a Caregiver – Part III ‐ Guilt

By Claire Maestri Overwhelmed with Guilt?

How often have you felt badly about not being able to reach your mom or dad when they wanted you to be there? It is amazing how soon guilt can lead to depression and anxiety. Every time your loved one calls, you think, “What does she want now?” Then you feel badly for not just answering the phone.

I remember when my grandmother’s dementia advanced and she could not remember how many times a day she called. She lived in an assisted‐living facility, but was not receptive to the social obligations of the activities department. She would sit by her phone and dial all of the family numbers repeatedly. My sister even left a greeting that specifically addressed my grandmother stating that she would be by to get her for dinner.

My grandmother was not high‐maintenance. She was lonely. Despite our idea of socialization in an assisted‐living milieu, my grandmother was not familiar with many of the other residents

SENIOR SCENE | 53 and thought she was “too old” to make new friends. However, she greatly enjoyed the company of a housekeeper she had employed for 50 some‐odd years. She understood my grandmother and knew her past.

Eventually, this companion came 5 days per week to assist my grandmother in dressing and getting to the dining room. She would even bake her a pound cake and ensure that she received the newspaper each morning. The assisted‐living facility provided wonderful care to my grandmother, but she needed one‐on‐one special attention from an old friend.

Yes, my mother felt very guilty that she could not be there, herself, to do these things for my grandmother. But, she also knew that their time away from each other was healthy. She experienced great comfort in knowing that the time my grandmother had with her companion was time that she did not sit alone by the phone, repeatedly dialing phone numbers.

Bringing in an additional person can make a huge difference in the way your loved one lives. This person can help provide assistance to your loved one so that they can get back to doing the things that they used to do before the activity became too cumbersome or overwhelming. The companion is not there to take away independence, but to boost the person back to independence.

When the companion came, my grandmother would have her read the paper, put the toilet paper roll on the holder, and put her dishes in the dishwasher. Higher quality of life does not mean 24‐hour care, it just means having someone who can tune in to the details when your loved one is absent.

Claire Maestri is a freelance writer of senior topics and an expert in helping families find quality senior care options. She lives with her family in Dallas, TX.

54 | SENIOR SCENE

Four Signs You Need Caregiver‐ Part IV‐ Forfeiting Commitments

By Claire Maestri

Forfeiting Commitments.

How many times have you looked for a good reason not to attend an obligatory social gathering – something not too offensive, with a reason people won’t be too inquisitive or worried about? It is awful, but we all do it. Then comes the time where the illness of a loved one really does prevent you from going. When it first begins, the thoughts of leaving the loved one to participate in social outings seem trivial. You find yourself completely enamored with their care and not engaged in anything else.

Not long ago, a family friend’s wife broke her leg. This friend had been devoted to his wife 24‐hours a day for weeks. He called his daughter to get her opinion on attending a one‐hour, 105th anniversary celebration for their church. Both the husband and wife had served on the celebration committee prior to her injury. The daughter gave the dad every reason not to go, so he stayed at home.

SENIOR SCENE | 55 On one hand, when looking at this scenario from the outside, yes, there are good reasons to stay home.

However, the injured wife was completely capable of staying alone for short periods of time. The reality is that the wife watched an episode of a beloved television show and dozed off. On the other hand, the husband felt resentment and anger for missing the event.

When his kids were little, he would not have hesitated to hire someone to watch them for an event such as this. Why do we expect any different of our spouses or parents? You and your family should not have to miss out on regular or special events due to the continuous illness of a loved one. As a matter of fact, you need to find supplemental care so that you don’t miss out on these things.

If you find that you repeatedly experience the following, due to care for a loved one, you need to find additional help for your loved one: 

Miss work



Miss work trips and after‐hours obligations



Cancel a special trip or cruise



Your children complain about your absence



Miss your children’s school obligations



Miss your children’s sporting events (soccer games, basketball games, football games, etc.)



Neglect or give up your hobbies (golf, hiking, scrapbooking, bridge game, Bible Study, etc.)



Find you become isolated from friends

Claire Maestri is a freelance writer of senior topics and an expert in helping families find quality senior care options. She lives with her family in Dallas, TX.

My Lightbulb Moment:

Less for energy.

More for me.

Enjoy this moment. Because when you discover how Ambit Energy can help you save, great things start happening for you! You still get reliable, a ordable energy service — and you’ll be able to keep more of your hard-earned money.

Contact me today to start saving!

Dan Spencer danspencer62@gmail.com jolt.joinambit.com