BOOM! Magazine, November 2015

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DeceMber 31, 2015

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Contents

Mailing Address: PO Box 27603 | Raleigh, NC 27611 Office: 402 Glenwood Avenue | Raleigh, NC 27603 www.BoomMagazine.com Please call to schedule an office appointment.

4 World-class Guitarist: Ed Stephenson Tea Time

919.828.5000

8 Health and Wellness: New Year, New You

ADVERTISING INQUIRIES sales@boomnc.com Office Inquiries (non-sales related), unsolicited articles and news office@boomnc.com Press releases and business news press@boomnc.com

— — — — Publisher Crash S. Gregg Editing & Marketing Dir. Nancy Thomas Art Director Katie Severa Proofreading Colin Anhut Photography Nancy Thomas, Crash S. Gregg, Greg and Barbara Petty Writers Crash Gregg, Barbara & Greg Petty, Anne Barrington, Linda

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Deck the Halls, the Rooms, the Porch, the Yard…

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Let’s Get Organized!

14

Finance: Teaching Children How to Save

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Health and Wellness: Drinking to Your Health!

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Finance: Is a Reverse Mortgage Right For You?

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November Calendar

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November Puzzle

Kramer, Gerald Townsend, Catherine Morell, Barbara Boney Campbell

E A G L E E L L A

B E A T

A L A R

H O B O

A L E X A N D R I A R I T E

A D D

M S O A O N R O A M R S U M O S T A S E S L P S E A E M B A

A I L T M O U R E O U G E N K E B B R E O C A P N T O O L T O P R I L T E U R O P S A N D I R G E E U A V A I R M I N G N I M E I S N O W N

R A T A

S H O E

O M A R Y O Y O

D R A G

R U S T Y

A R D O R

S C O T T S D A L E

Also in the Raleigh Downtown Publishing family is Triangle Downtowner Magazine, a monthly print publication focusing on area dining, entertainment, events, beer & wine, history, music, shopping, performing and visual arts, and much more. Read online issues at www.WeLoveDowntown.com.

S T A S H

BOOM! is a monthly print publication dedicated to covering topics of interest to an over-45 demographic all across the Triangle region of North Carolina. BOOM! Magazine is locally owned and operated by Raleigh Downtown Publishing, LLC. Current and archived issues of BOOM! are available at www.BoomMagazine.com.

On The cOVer This month’s featured Triangle Profile features raleigh musician ed Stephenson. Stephenson’s guitar virtuosity extends throughout the Classical Spanish, Flamenco, and Flamenco Fusion genres and he has performed throughout north america as a soloist, a member of the north Carolina guitar Quartet, and The Paco Band. Photo by Jeremy Deihl.

puzzle answers from page 19

Copyright 2003-2015, BOOM!, the name, logo, and any logo iterations of BOOM! are a TM of Raleigh Downtown Publishing, LLC. No part of this publication may be used without the express written permission of the publisher.

Solution Boom! Nov. 2015 Crossword

Puzzle Junction.com

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LOCALPERSONALITIES

World-class Guitarist

Ed Stephenson

by Rhiannon Bell

T

he Triangle’s growth as an economic center is well known, but its cultural growth and development of the Arts is equally as impressive. A testament to this baby boomer guitarist Ed Stephenson, Raleigh’s own world-class Nuevo Flamenco and classical guitar virtuoso, whose TV and radio appearances and competition awards establish him as one of the most talented guitarists in North America. A Toronto native now residing in Raleigh, Ed jokingly calls himself a bluecollar musician made in Canada but manufactured in the USA. Ed plays a variety of styles, including solo classical pieces and newly commissioned compositions with the North Carolina Guitar Quartet, and Nuevo Flamenco with his group, The Paco Band, which performs an infectious westernized variety of traditional Flamenco.

Ed recently sat down with good friend Kitty Kinnin, host of the afternoon show and Hangover Café on 96.1FM, to talk about the release of his most recent CD, Rosamaria, and what brought him to this point in his musical career. Ed is a do-it-yourselfer, has a small vegetable garden, and cares for two feral cats. Needless to say, he is quite the “eccentric artist,” as Kitty put it during the interview. Their friendly

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Boom! magazine | November 2015

banter shed light on many of Ed’s quirky eccentricities, from his “germ-consciousness,” his “odd Canadian humor,” and his desire to be the first musician to play extraterrestrially. He eats almost exclusively organic, locally grown food, because he considers staying healthy a way of prolonging his career in music and doing what he loves most, playing guitar.

Ed is a hockey fanatic and drank from the Stanley Cup when the Hurricanes won the finals in 2006. “Practicing guitar has always been fun for me,” he said, “as long as there’s a hockey game on in the background!” Ed stays active by participating in a weekly hockey league in Cary with retired semi-pro and pro players; but with his current performance schedule, he sometimes has to skip the weekly games. Whenever he can, Ed also attends Hurricanes hockey games at the PNC arena, his favorite place to hang out in Raleigh. But while he loves Raleigh and has made it his second home, his favorite pastime is visiting his sister and her three daughters in the cottage country north of Toronto.

Perhaps the most interesting story Ed told was of his journey, driven by his passion for music, that lead him from his hometown of Toronto all the way to North Carolina. Ed was raised in a Ukrainian-Italian

neighborhood of Toronto until his father passed away when he was nine. His mother moved with Ed and his sister to a suburb of Toronto, where she remarried the man who bought him his first guitar.

“My mother had these albums,” Ed said, “vinyl of course. I remember listening to Doc Watson, so it’s fitting I would eventually end up in North Carolina.

We listened to Sabicas and Carlos Montoya, some of the most famous Flamenco players. I also loved listening to guitar players of all different styles— Jeff Beck, Jimmy Page, Al Di Meola, Paco de Lucía, blues by Roy Buchanan, and jazz by Lenny Breau.

I played any instrument I could get my hands on.”

Ed’s guitar teacher in Canada told him that to become a great guitarist, he should study with Aaron Shearer at the Peabody Institute of The Johns Hopkins University in Baltimore. Ed auditioned and moved to the U.S. when he was 18. When Shearer moved to the University of North Carolina School of the Arts a few years later, Ed followed.

As a young guitar student, Ed began listening to classical and Flamenco guitarists as inspiration and practicing up to eight hours per day. “When I first heard the Friday Night in San Francisco album (by John McLaughlin, Paco De Lucia, and Al Di Meola), I was in shock,” Ed said. “I was with some guitarist friends, and we didn’t think it was humanly possible to play that way. But as years went by and I studied seriously, it started to realize that there was a possibility I could eventually play something like that.”

One of Kitty’s signature questions when interviewing musicians for her podcast Sound Palate asks the musician to pair one of their songs with a drink.

Ed and radio personality Kitty Kinnin

Ed paired a piece he wrote called Roberto, named after his stepfather who bought him his first guitar, with Chivas Regal scotch (his stepdad’s favorite) on the rocks “in a dirty glass,” he joked. He explained that because he is known to bartenders around the Triangle for his fruity drink orders, he toughens them up by asking for them “in a dirty glass,” referencing a Flintstones episode.

Kitty also asked Ed, “If you could play with anyone, alive or dead, who would it be?” Ed answered quickly that he would play with Paco de Lucia, his flamenco guitar hero, but then added, “I would feel so inadequate that I would just freeze!” He noted that, instead,

Ed visiting a local kindergarten and sharing some guitar music

his career has transformed from he would like to play with Jeff Beck: a performer to an art in itself.

“He doesn’t do my stuff, so I’d feel “What I do has turned into an like I had something to offer.” exact reflection of what I am. I Ed’s group, The Paco Band, is never really viewed myself as an named after flamenco guitarist and artist. I just loved playing guitar, composer Paco de Lucia. At their but I’m now writing my own concerts, audience members can music and creating our style of experience a solo classical guitar westernized Flamenco, which I piece, authentic flamenco dancing, hope will inspire people to discontemporary vocals, a Zeppelin cover, and even some shredding on cover a love of guitar, Flamenco, the electric guitar. and Spain.”

“The direction of the group Ed Stephenson and the Paco really depends on who is in the Band are celebrating the release of band,” Ed said. “We have Cat Alba- Ed with Gov McCrory after playing their newest album Rosamaria, an nese, who does vocals, so we’ve a special show at the Executive Mansion Alanna Records production availincorporated vocals. We have Ryan able on all distribution media. The Johnson, who spent a lot of his life playing heavy celebration will be on November 8th from 6pm to metal and shredding on the electric guitar, so we 9pm at C. Grace Jazz Club on Glenwood South. throw some of that in, too. We play a Malagueña, The event is open to the public and free of charge. which is a tradition Flamenco piece, but at the “We are lucky to have so many supporters who have beginning and end, we have Ryan shredding on the helped in the production of the album,” Ed said, electric guitar.” The Paco Band also performs often “including Sasha Birger, Michael Tiemann at Manwith Flamenco dancer Sarah Shelton, who studied ifold Recording, Ian Schreier, and Ray Williams as a traditional dance in Spain, adding another layer of creative consultant.” entertainment to the band’s performances.

To learn more about Ed visit his website, With expertise in a wide variety of performance www.edwardstephenson.com, and see more photos, groups and a multitude of styles, Ed reflected that listen to his music, and find upcoming shows. B!

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Boom! magazine | November 2015 5

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Boom! magazine | November 2015

Tea Time

by Anya Gordon | Photo by Nancy Thomas

T

aking time for a cup of tea is a moment of calm and enjoyment in our hectic everyday schedules.

This age-old wisdom has become an important part of Triangle residents’ lives, who are experimenting with wonderful loose teas from around the world.

Since the early 1990s, tea consumption in America has quadrupled to an annual $7 billion industry.

Consumers are not only pleasantly surprised by tea’s delicious flavors, but also by the good feeling and well-being they experience. Tea’s rejuvenating and healthy energy is contagious. Its low caffeine levels increase concentration giving just the right kick, without the side effects.

White Tea White Tea

Green Tea Green Tea

Oolong Tea Oolong Tea

And drinking tea is good for us! Recent research studies reveal that tea is a powerful antioxidant, providing protection against heart disease and some cancers. These antioxidants are also believed to protect against Alzheimer’s, reduce cholesterol, balance blood sugar levels, and maintain healthy bacteria in the gastrointestinal tract and improve memory.

Tea contains virtually no calories, fat, or sugar.

Drinking tea throughout the day is hydrating, not dehydrating. In fact, the British Dietetic Association advises that tea drinking contributes towards the daily-recommended intake of six to eight glasses of water. Next to water, tea is the most widely-consumed beverage in the world.

Black Tea Black Tea

Tea drinking is not only good for us physically, but also emotionally. Throughout history, tea drinking has been a group activity, an integral part of community life. People the world over bond with family and friends as they sit down together over a ‘cuppa tea’.

In China, the original homeland of tea, a gracious host offers tea to guests as an expression of respect and

gratitude. In Great Britain, ‘afternoon tea’ with milk is enjoyed at work and home. The Russians, who like their tea with lemon, kept a large samovar hot in the center of their homes, sipping tea through sugar cubes which they clasp between their teeth. Moroccan shopkeepers would greet prospective customers with a glass of sweet, mint tea. Indian ‘Chai tea’ mixes tea with spices, milk, and sugar. The Japanese tea ceremony is a ‘spiritually transforming’ ritual influenced by Zen Buddhism.

Tea drinking was popular in early America. However, with the ‘Boston Tea Party’ and the revolt against British taxation, the patriotic American housewife stopped serving tea to her family in protest, and coffee became the popular drink. That is, until now, the beginning of the twenty-first century.

All teas are from the evergreen plant Camellia sinensis, which grows in tropical climates around the world. Each tea develops its distinctive flavor from the area it grows and the manner it is processed. The four basic types of true tea are black, oolong, green, and white. The term “herbal tea” refers to fruit or herbal ‘infusions’, which contain no Camellia sinensis. Rooibos or red tea, is a popular South African drink that is often flavored. The social Yerba Mate, the national drink of Paraguay, is an herbal tea that contains stimulants similar to caffeine.

Tea is best enjoyed steeped with loose tea leaves, not tea bags. Loose teas are of a consistently higher quality, kept whole, fresh, and not exposed to air, preserving the leaves essential oils. Teas steeped loose in boiling water swell and enhance the flavor.

Take time out to enjoy a pot of loose tea, and discover with millions of Americans today the well-being and health that tea drinking brings. B! Anya is co-owner of Irregardless Café, Raleigh’s longest running restaurant with the same owner. The Irregardless Café features 25 loose teas from around the world and serves specialty teas with lunch, dinner, Sunday brunch and now also at Tea Time, weekday afternoons, as well as live music each night. The Café maintains its absolute commitment to serving fresh, innovative and deliciously good things to eat. Learn more at www.irregardless.com.

Boom! magazine | November 2015 7

New Year, New You Tips for November I

love to hibernate in November. It’s the perfect month to nestle inside, light the fireplace or a candle, and curl up with a good book. Knowing that Thanksgiving and the holidays are right around the corner makes me savor this quiet time even more. However, eating healthy and exercising is as important as ever, especially with the holidays being known for creating its own set of health challenges. This month, I’ll share with you three ways to focus on your health while relishing the stillness of November.

One of my favorite concepts is “cook once, eat twice.” Cooking large portions, in order to eat twice or several times from the same meal, makes a lot of sense when it comes to eating healthy, homemade food with less effort. November is a perfect time for making soups, stews, and chilies. They keep for a few days in the refrigerator as leftovers, but are also easy to freeze and save for next week or next month. Fall’s bounty of root vegetables like potatoes, carrots, turnips, rutabagas, and other vegetables like squashes, pumpkins, onions, beets, cabbage, broccoli, beans, and lentils are all great choices to add to soups and stews. I love to roast a tray full of root vegetables tossed in a little olive oil, salt, and pepper for dinner and use leftovers in a soup later. I also make my own healthy pasta sauce and freeze it in batches and instead of regular pasta, I pop a spaghetti squash in the oven for an hour and have a super healthy

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Boom! magazine | November 2015

by Anne Barrington, Registered Nurse and Certified Health Coach

spaghetti dish with very little effort. For breakfast, I cook up a batch of steel-cut oatmeal and store them in the fridge for the week, or cook a quiche or individual egg omelet “muffins” that I freeze or refrigerate. I find that when I use a few favorite recipes, they become very quick and easy to whip up and take very little time. Cook once, eat twice (or more) lets you eat healthy while catching up on that great book!

By November, I usually bring my exercising inside, except for walking my Plot hound, Lilo, which is obligatory, rain or shine. Belonging to a gym is definitely a plus when the weather is cold or rainy outside, and this is a great time to build a routine that will take me through the winter months. But there are lots of things to do at home when I don’t feel like going to the gym. Simple yoga stretches or easy weight training can easily be done at home, as well as working out to a DVD or a PC/TV. As the holiday season draws near, think of a routine that you can stick with through the busy times. Sometimes two or three shorter intervals in a day are easier than fitting in one longer period. Make sure you have the right attitude and view exercise as a choice you make rather than an imposed duty. If you view it as drudgery it becomes added stress, but if you see it as a choice, it increases your dopamine and makes you happier!

November is also a great time to reflect back on your year. Unlike December, which is super busy with little time for contemplation, this is a great

month to ponder what you are grateful for, and what you want to bring more of into your life. I usually do a vision board every year and find that November is a great time to do so. My sister and I just spent a couple of days in the mountains doing vision boards while the rain pounded outside. It was such an enjoyable, life-affirming experience, we decided to make it a yearly “sister tradition.” For a vision board of your own, cut out images or words which depict what you want more of in your life and create a positive emotional response in you, and then arrange them on a poster board. Place it where you can easily see it daily. Your subconscious goes to work immediately to align with your vision. It’s a great way to become cognizant of what really makes you tick, what brings happiness to your life, and you just may be surprised at the synchronicity that happens.

I put my husband, my career, and my community of friends on a vision board before they materialized, and I am so glad I did.

As dawn comes later and dusk earlier, it’s like Mother Earth herself is telling us to slow down and take some time to regroup before the busy season begins. I hope you enjoy it as much as I do! B! Anne Barrington is an RN and a Certified Health Coach who helps clients find their path to wellness through individualized coaching, group coaching, seminars, retreats, and short cleanse programs. She offers free consultations with a health history and is available for talks upon request. More information on Anne visit www.annemaritwellness.com and she can be contacted at anne@boomnc.com.

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Boom! magazine | November 2015 9

Deck the Halls, the Rooms, the Porch, the Yard…

by Diane Makgill

A

re you wondering how to get a WOW! reaction from your guests and family this holiday season? Are you overwhelmed by too many ideas and not enough time? Here’s my lucky seven tricks of the trade to get a designer look.

1

Choose a collection or incorporate one big WOW! item in your holiday décor. Collect dozens and dozens of nutcrackers, Russian dolls, menorahs, Christmas villages or have trains buzzing around your home. Be THAT place that everyone wants to see. Ask your family to add to your collection each birthday. You could have the largest Christmas tree in your neighborhood, a lit sleigh or old pickup truck in your yard. One large item can ease your decorating time and have a bigger impact on your guests.

snowflakes in the windows, string lights to the railing and you have instant winter wonderland.

4

On a budget? Decorate from what you already have. Tie bows around throw pillows, 3-inch ribbon works best. Hang shiny ornaments from your chandeliers with greenery, which is often free in the form of leftovers from Christmas tree sellers. My favorite lights are the mini bulb DECO lights on the twinkle random pattern which are perfect to add to tree branches, mantles and railings. Just a gleam of light that won’t overpower a room. Floating candles are another favorite of mine added to colored water beads in wine goblets. Grow the water beads overnight and add a battery powered light. Big impact on a small budget!

2

Start traditions that add to your holiday decorating memories and help cut your decorating time.

Host a small trim a tree party and pop open a bottle of champagne or serve hot cocoa. Before you know it, the tree is trimmed no matter how tall. Frosted fruit is easy to make and sparkles on party night.

Roll fresh fruit in egg whites, then sugar and stack on tiered cake plates. My family has cookie day, an all day event, where hundreds of perfect (and imperfect) cookies are made and used on the dessert table.

3

Choose a theme per room. Per room you say?

Yes, interior designers often decorate every room. Try using everyday objects as decorations. Do you really like music? Frame holiday sheet music in red frames, adorn your musical instruments with greenery and ribbon and add dozens of candles to your piano. Liberace style! Put a fireplace scene in your DVD player and you’ll have a cozy holiday den. Bring out winter sports equipment for the porch. Skis and old wooden sleds can be adorned, add white skates to a wreath, hang lots of paper

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Boom! magazine | November 2015

touch, found on Amazon.com. If you have a smaller tree, place it on a table or in a large tall pot.

• You should have three types of ornaments, round, cylindrical, and whimsical, most ornaments should sparkle or be made of glass. Your ornaments do not have to match, but keep to a color scheme and use a variety of sizes. If an ornament is big and lays on top of a lower branch, cut the branch under it to make a pocket. Add yards of 4-inch thick ribbon, lace fabric strips, large feathers, twigs whatever is your style for interest. Group these items together throughout the tree. Use small icicles on the end of each branch for overall gleam. Decorate your whole tree, trust me, people notice if only the front is decorated. Load up on ornaments, you can use everyday objects. Teacups, small toys, frames or even strands of pretty paper with sayings.

Remember to water your tree every day and turn of the lights whenever you are out of the room.

6

Getting excited? Great! People often ask me, how do you decorate an entire house in one day?

Limit your distractions and make a special day of it. Turn off your electronics, turn on holiday music, send your kids on a playdate if they are too young to help and hire a maid the following day so you won’t be distracted with wanting to clean. Take inventory of all your supplies the day before. Remember 3M adhesive products are your best friend.

5

Oh, Christmas tree! I could write pages of designer tips for decorating your tree, as I used to decorate 150 trees a year for Macy’s. Here are a few important items to remember.

• Light your tree from the trunk to the tips of the branches so your tree will have depth. You will need at least one strand of 100 lights per foot of tree (I use two strands per foot). Mix big bulb strands, C7 or C9, with small bulb strands, add a few blinking bulbs to the larger sets for a magical

7

All finished? Sweet, now throw a party… or several. Game night, movie night, open house or an intimate dinner party. Your home looks so pretty!

And remember, you can host an after Holiday party as well. Our friends, the Rezeli’s, exchange gifts late in December with a home cooked meal. Just another party to look forward to. B!

Diane Makgill is owner of 3D by D Design in Raleigh, which specialized in restaurant and home interior design. Learn more about her services at 3DbyDdesigns.com or call 919.413.0181.

Around Town with BOOM!

Angus Barn chef Walter Royal & Foundation of Hope Exec. Dir. Shelley Eure Belk

Hyped up at the starting line!

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‰

Photos below are from the 27th Annual Thad & Alice Eure Walk/Run for Hope fundraiser at the Angus Barn. www.WalkforHope.org. Photos by Nancy Thomas

Angus Barn’s Steve hanhauser and Van Eure

Canes’ mascot Stormy & 96 Rock’s Kitty Kinnin

A sea of blue from the Angus Barn winds along Glenwood Avenue

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Photos below are from the NC State Capitol Foundation Oyster Roast fundraiser with The Embers. Visit www.ncstatecapitol.org for more info. Photos by Max Cohen

Boom! magazine | November 2015 11

Boom Travel is not affiliated with BOOM! Magazine

BOOM TRAVEL ~ FEATURED TOURS FOR 2016 South Dakota Adventure

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• Mount Rushmore • Mount Rushmore at Night • Devil’s Tower Nat’l Monument • Crazy Horse Memorial • Fort Hays • Badlands National Park • Wall Drug Store • Custer State Park • Buffalo Jeep Safari • State Game Lodge Dinner • 1880 Train • Deadwood • Wild Horse Sanctuary • The Journey Museum & Sioux Indian Museum

Departs September 20, ten days total

Photos from top left, clockwise: Stonehenge, London Bridge (courtesy Premier Travel) and Scottish landscape (courtesy Wikipedia).

Photos from top left, clockwise: Devil’s Tower, Custer State Park, Mt. Rushmore (courtesy Premier Travel).

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Faith-Based Tours

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From the Crystal Coast to the Blue Ridge Trail - Boom Travel can escort your group on a 2-4 day excursion of our fabulous state. Here are just two examples of Discovering NC Tours: Yadkin Valley Golf and Wine Tour or Morganton: History Comes Alive. Ask about other destinations.

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T R A V E L

12

Where Do You Want to Go?

Boom! magazine | November 2015

A unique concept in group tours specializing in creating a travel experience unlike any other – we turn your group dream vacation into reality. For more information on any of these trips or for a one of a kind experience, call 919.302.3089. Visit www.facebook.com/boomnctravel

HOLIDAYS

with the

THE DAY BEFORE THANKSGIVING

A Frozen Journey WED, NOV 25 | 3PM

MEYMANDI CONCERT HALL, RALEIGH

Bring the whole family to this one-hour performance, featuring musical selections from The Polar Express and Frozen, plus much more. Be sure to arrive early to meet our Snow Princesses and visit our popular Instrument Zoo! Dress as your favorite Frozen character or wear your jammies!

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THANKSGIVING WEEKEND

Let’s Get Organized!

Six Tools to Get Rid of Paper Clutter in Your Home Forever!

by Barbara Hemphill, Certified Productive Environment Specialist Trainer

Holiday Pops

FRI, NOV 27 | 7:30PM SAT, NOV 28 | 3PM

MEYMANDI CONCERT HALL, RALEIGH

Join us for all your holiday favorites and our popular sing-a-long, plus, new this year, enjoy selections from Dr. Seuss’ How the Grinch Stole Christmas, The Polar Express and Frozen! Be sure to visit Santa in

the lobby before the performance!

H

ave computers made the paper problem in your home even more overwhelming?

Do you waste time looking for information you or other family members need? Are you hiding papers at the last minute when you are expecting guests? Is lack of organization putting a strain on an important relationship? Do you feel overwhelmed deciding what paper you really should keep?

If you answered “Yes” to even one of the above questions, one solution is what I call a Home Office for the Business of Life—a “command central” for your home, your family, and your life! It does NOT require a separate room, or even a large space—just the right tools to suit your unique situation, and your personal style. This addition to your home will make a decided difference in your ability to create and sustain a productive environment in your home so everyone in it can accomplish their work and enjoy their lives!

While many people do have one or more desks, or even more than one office in their home, many people still have the paper problem. Why? There are three possibilities.

• As the saying goes, “Opposites attract.” Often family members with very different styles struggle to share the same workspaces.

• Most architects and designers focus on aesthetics rather than function, so while a workspace may look attractive, it simply may not work.

• Who taught you to manage paper? If you are like many people, the answer is “No one!”

Here are some tips to help you begin.

• Before you even start, think of a reward for yourself when you are successful!

• Choose a place you like to be for the activities you do in that space—e.g., pay bills, research Internet, write thank you notes, manage your schedule, etc.

• Make sure you are physically comfortable—comfortable chair, proper lighting, etc. (One client discovered that playing music at her workspace was magic!)

• “Today’s mail is tomorrow’s pile.” Clear your workspace of everything and start over with a new system. Then you

can incorporate the old stuff as you need it—or eventually it will be old enough you can throw it away!

Make sure you have all the tools you need. Start with what we call “The Magic 6.

• Desktop Containers (Labeled!)—“In” for papers you haven’t looked at yet; “Out” for papers that need to go elsewhere; “File” for papers you need to file outside the reach of where you sit.

• Wastebasket/Recycle Bin/Shredder—One of the best ways to keep paper at a minimum is to make it easy to get rid of. Continually ask yourself, “What’s the worst thing that would happen if I didn’t keep this?”

• Calendar/Time Planner—Now is the time of year to choose a system that totally suits your style. Don’t assume that going digital is the solution, but don’t rule it out either! Talk to others about what they like and why.

• Contact Management Program—A central place to keep all your names, address, and phone numbers. (If it’s electronic, make sure to have a back-up!)

• Action Files—These are physical files containing papers/projects that require your action or supervision.

They can be organized by date, by type of action (e.g.

“Order,” “Waiting on Response”) or by name of project.( e.g. “Insurance Claims” or “Family Reunion.”

• Reference Files—These are physical files for papers you want to keep for everything from consumer information to your passport. If your office space is small, they may be located in another room.

“A place for everything and everything in its place” is half right. The truth is life is messy, and few of us always have everything in its place, but do set aside one time each week to clear your desk totally and get everything back into your system. B! Barbara Hemphill, author of Less Clutter More Life, helps individuals and businesses eliminate physical, digital and emotional clutter through consulting, training, and speaking. She is the founder of Productive Environment Institute which offers training to become a Certified Productive Environment Specialist. She can be reached at barbara@ProductiveEnvironment.com.

A Baroque Christmas FRI, DEC 4 | NOON & 8PM SAT, DEC 5 | 8PM

MEYMANDI CONCERT HALL, RALEIGH

Noon Concert Sponsor: The Cardinal at North Hills

WED, DEC 9 | 7:30PM MEMORIAL HALL, UNC-CHAPEL HILL

Concert Sponsor: The Forest at Duke North Carolina Master Chorale Celebrate the holiday season with works from Bach and Handel, including choral selections from Handel’s glorious Messiah.

Cirque Musica Holiday Spectacular FRI, DEC 18 | 8PM SAT, DEC 19 | 3PM & 8PM

MEYMANDI CONCERT HALL, RALEIGH

Weekend Sponsor: Blue Cross Blue Shield of North Carolina This new show features your favorite holiday music with spell-binding grace and gravity-defying feats from today’s greatest circus performers.

New Year’s Eve in Vienna

THUR, DEC 31 | 8PM

MEYMANDI CONCERT HALL, RALEIGH

Ring in 2016 with all your favorite Viennese waltzes, plus much more!

Don’t get left out the cold, buy now! ncsymphony.org | 919.733.2750 See participating sponsors at ncsymphony.org/contribute

Boom! magazine | November 2015 13

Teaching Children How to Save by Gerald Townsend, CPA/PFS/ABV, CFP, CFA, CMT

T

he numbers aren’t pretty.

Americans under the age of 35 actually have a negative savings rate of about 2%. In other words, not only are they not saving, they are spending more than they earn. Why? Certainly the economic woes of recent years and stagnant wages play a part, as does mounting student debt loads. In addition, the financial strains of raising young families no doubt leave few dollars at the end of each month. But, it goes deeper than that. Our culture of spending and immediate gratification doesn’t exactly encourage thrift.

The picture does get somewhat better at older ages. Those 35-44 save about 2.6%; ages 45-54 sock away around 5.7%; and the 55+ crowd, seeing retirement looming ever closer, manage to squirrel away 13% of their income.

Still, our lack of savings creates enormous risk and financial hardships on families. One-third of people have absolutely no emergency savings—none. And the emergency savings for nearly half of Americans would be exhausted within 90 days. Financial advisors frequently recommend that people should be saving from 10%–15% of their income each year, yet very few actually do this.

Instead of feverishly stashing away money as your retirement age creeps ever closer, a better plan is to embrace a culture of savings at a young

age—admittedly not an easy task in our consumer culture with the latest iPhone advertisement staring you in the face. The best strategy is to start early with your children or grandchildren. There are many ways to try and teach savings habits to them, but here is a simple method my wife and I used with our own children when they were quite young.

We gathered several jars and put a label on each.

One jar was labeled “short-term;” another was “longterm;” a third was “giving;” and the fourth one was “unknown” or “emergency.”

Here is how we used them. Whenever our children received an allowance, earned money for doing chores, or were given some money, we put some of it into each jar.

Joe Lizana Oct 09

9/23/09

5:54 PM

Page 1

The short-term jar was for small and fairly immediate expenses. This might be for something such as a movie, a book, or money they could spend on an outing.

It was their money to spend, but still a future expense.

The long-term jar was for items of greater cost and further down the road in time. An example might be a bicycle.

The giving jar was our attempt to instill a habit of giving into our children. We wanted them to develop a life-long desire to share their blessings.

The final jar was somewhat undefined, but was for unknown or emergency purposes. Again, we wanted our children to recognize the unpredictability of life and events and therefore to have some money on hand.

How did it work? Well, not exactly as planned and certainly not perfectly. But, today I’m pleased to see our adult children responsibly handling their money, and like to think that little lessons and training such as this contributed to that outcome.

Whatever approach you choose, I encourage all parents and grandparents to take an active role in teaching their kids and grandkids about the necessity of budgeting, savings, and deferred gratification.

Whatever your age, we would all do well to remember Ben Franklin’s timeless advice: “Beware of little expenses, a small leak will sink a great ship,” and “a penny saved is a penny earned.” B! Gerald A. Townsend, CPA/PFS/ABV, CFP®, CFA®, CMT is president of Townsend Asset Management Corp., a registered investment advisory firm. He can be contacted at Gerald@AssetMgr.com.

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14

Boom! magazine | November 2015

Drinking to Your Health!

But could it be Trick or Treat instead?

by Anne Barrington, CN, CHC

W

omen drink more today than at any other time in history.

In 1980, one in ten women worried about her drinking, while in 2002 the number had jumped to one in five.

Today, two thirds of women drink regularly, and 25% drink heavily. Per the Center for Disease Control, heavy drinking constitutes four or more drinks per day and more than eight per week. This is a rising trend. Affluent, fit women over 50 may be particularly prone to heavy drinking per a 2015 study published in the medical journal BMJ. In fact, higher socioeconomic status is associated with higher risk of alcohol abuse in both men and women. For most women, however, alcohol is a habit, not an addiction.

Only 1 in 10 women who drink excessively fit the criteria for dependence or alcoholism.

Why do we drink more? Media and marketing both glamorize and normalize drinking and make it acceptable and sometimes, even expected. Women drinking in movies and ads seem liberated and empowered. Female-friendly products with enticing looks, flavors and colors are promoted to, and directed, at women. Then there is the stress factor, with more pressure both in the workplace and at home. Women who work more than 48 hours per week are the heaviest drinkers per a 2015 study.

Drinking after a stressful day can feel like hitting the pause button on an otherwise never-ending day. Cultural influence is also a factor—we drink to fit in and stay social.

So, is alcohol good for you and a treat you should savor, or are you tricking yourself into imbibing as a bad habit that can negatively affect your health?

The Mediterranean diet, with a drink per day, usually red wine, does show a reduced risk for heart disease by reducing blood pressure, clotting risk, and can even increase HDL, or “good” cholesterol.

It is also associated with longer life, but there are no proven benefits and there are other non-alcoholic ways of getting your anti-oxidants and resveratrol other than from red wine. Studies also show that anything beyond moderation inverts the health equation. There are potential risks associated with alcohol: increased odds of breast cancer, liver cirrhosis, heart disease, depression, sleep disorders, weight gain, skin aging, and brain damage. Women are uniquely vulnerable to these risks. A woman’s body retains more of the alcohol than a man’s body, and women have less of the enzyme dehydrogenase which break down alcohol in the stomach. Alcohol also raises estrogen levels. Then there is binge drinking. A single episode of binge drinking (four or more drinks) can reduce the immune response. Drinking can also upset the balance of gut bacteria and make

the intestinal wall leaky, causing GI problems, and increase inflammation in the liver and elsewhere.

So how can we make sure our drinking is a healthy habit, and not a health risk? There are some guidelines out there, and these are the ones I found most helpful.

Make sure you are in the low-risk drinking category. That means no more than seven drinks per week and no more than three drinks in a day. “Atrisk drinking” means drinking more than three drinks in a single day or more than seven drinks in

You can contact MM (Moderation Management) at ModerateDrinking.com. They give guidelines, as well as online and group support, for moderate drinkers who want to scale back. HAMS (harm reduction, abstinence and moderation support) offer live or online meetings and promote 17 elements toward healthier drinking habits. If you feel like you need to avoid alcohol all together, contact AA (Alcoholics Anonymous), a twelve-step program that has successfully helped people stop drinking and stay sober. Read more about treatment options on pubs.niaaa.nih.gov.

a week. Alcohol content can vary widely for both wine, beer and spirits so check the alcohol content and adjust appropriately.

Enlist your friends and family in your plan, as they can help you stay accountable. Set an alarm on your watch or phone for the time of evening you want to stop drinking, for example 9pm on a weekend. Drink only water after that. Keeping a diary of how you feel when you drink/abstain can help you become more mindful of your consumption.

If you feel that your drinking is excessive and you want to reduce, set your limits before you drink.

Take at least three days off per week and limit two drinks per night. Drink one nonalcoholic drink like water or club soda between alcoholic drinks to pace yourself, and stay hydrated. Also, avoid acetaminophen (Tylenol) as pain relief for a hangover, since it is linked to liver damage when taken with alcohol.

If you find it hard to take reasonable steps to modify your drinking on your own, there is help out there.

You may want to avoid alcohol completely if you have a history of addiction to prescription drugs or illegal drugs, a family history of breast cancer or liver disease, or if you test positive for the BRCA1 or BRCA2 breast cancer gene. Talk to your doctor in this case.

With the holidays coming, and thus many social and business opportunities to imbibe, you may want to plan ahead and set limits for yourself when it comes to both social and personal alcohol consumption. Remember, it is much easier to deal with an issue before it is a problem, and finding your sipping point may be the best way to gain back power and safeguard your health. B! Anne Barrington is an RN and a Certified Health Coach who helps clients find their path to wellness through individualized coaching, group coaching, seminars, retreats, and short cleanse programs. She offers free consultations with a health history and is available for talks upon request. Want to see a certain topic covered here? Send your suggestions to anne@boomnc.com!

Boom! magazine | November 2015 15

Is a Reverse Mortgage Right For You?

W

hen people are younger and think of cashing in on their home equity, they imagine renting or selling their house. If you’re at least 62 years old, you have a third option: a financial product called a reverse mortgage. This lets you borrow against the equity in your home and get a fixed monthly payment or a line of credit. No repayment of the mortgage is required until you permanently move out, sell the home, or pass away.

Before jumping in, however, it’s important to understand the basics, including how reverse mortgages work, how they are obtained and the costs involved.

The amount of money you receive depends on a number of factors, including the age of the youngest borrower (couples can borrow, not just individuals), the current interest rate, the value of the home and—in the case of a HECM loan—the lending limit.

In general, the older you are, the more valuable your home and the more equity you have it, the more money you can get for a reverse mortgage.

Throughout the life of the reverse mortgage, you keep title to your home, which acts as security for the loan. You are charged interest only on the proceeds you receive, and both fixed and variable interest

How Reverse Mortgages Work

rates are available. Most reverse mortgages are variable interest rate loans tied to short-term indexes, such as the 1-Year Treasury Bill or the London Interbank Offered Rate (LIBOR), plus a margin that can add an extra one to three percentage points. Any interest compounds over the life of the reverse mortgage until repayment occurs.

As the loan progresses, your debt increases while your home equity decreases. When you move, sell the home or pass away, the lender sells the home to recover the money that was paid out to you. After lender fees are paid, any equity left in the home goes to you or your heirs. If you receive more payments than your home is worth (if you “outlive” the loan), you will never owe more than the value of the home, according to the Federal Trade Commission.

If you are like most people, you purchased your home with a regular (or forward) mortgage. With a forward mortgage, you borrow money from a lender, make monthly payments to pay down the balance (principal and interest), and steadily build equity in the home. Over time, your debt decreases and your home equity increases, and when the mortgage is paid in full, you have full equity and own the home outright.

A reverse mortgage works differently. Instead of making monthly payments to a lender, a lender makes payments to you, based on a percentage of the value in your home. You choose whether the cash is paid as a single lump sum, a regular monthly cash advance, a line of credit (where you decide when and how much to borrow), or a combination of these methods.

16

Boom! magazine | November 2015

Like other loan products, reverse mortgages also have a number of upfront and ongoing fees and costs that should be evaluated when deciding if this choice makes financial sense for you. Because reverse mortgages use up equity in your home, it’s important to understand that this type of loan will leave you and your heirs with fewer assets.

Choosing the Right Options

Historically, there have been problems. Ken Updegrave, a Raleigh loan originator specializing in reverse mortgages, states, “The biggest problem is when lenders don’t match the appropriate product and loan payment to meet customers’ needs. That is not good for people and it gives the industry a bad name.”

National companies represented by Fred Thompson and “the Fonz” may get you a loan, but your contact is a customer service representative in a call center.

You won’t meet with them and may not get the same person twice when calling in. Reps are often told which product to sell to everyone, regardless of the need.

There are reasons to not use a reverse mortgage, but even those can have exceptions: Don’t use reverse mortgage as a short-term loan, unless you need money to fix a house for sale and aren’t eligible for a traditional line of credit.

Don’t, if the borrowers are both in ill health, unless the money is for necessary renovations or in-home care.

Don’t, if the home isn’t suitable for aging in place, unless using the money to sell a two-story house in order to buy a ranch or renovate.

Don’t, if the plan is to take out money for other investments as there are no exceptions as this is too risky.

Don’t use it buy an annuity and there are no exceptions as the reverse mortgage is a type of annuity. The industry got a bad name because of brokers who were making double fees.

Borrowers should choose their payout options carefully. A monthly payout will give the security of regular income and a line of credit will give access when needed. A lump sum payout has higher risk.

Originators make a higher commission on these loans, so be wary of anyone who pushes the lump sum option if the money isn’t needed immediately.

North Carolina also requires a one–time outside counseling to make sure that each homeowner understands the ramifications of their loan. This counseling, along with recent HUD changes to the program last year, has made this a much safer product. To make sure that you are getting an independent mortgage counselor, you can go to www.HUD.gov for referrals. B! Ken Updegrave is a reverse mortgage specialist working at OVM Financial in Raleigh. He can be reached at 919.412.8389.

Follow the Raleigh Ringers on YouTube and Facebook

Your Best Time at the Movies!

Serving great casual food, beer & wine during movies

êAfternoon Family Matineesê êEvening and Late Showsê

Holiday Concerts 8516 Sleepy Creek Dr. Raleigh, NC 27613 Phone/Fax 919-847-7574 rringer@rr.org

Children’s Birthday Party Package Special Events & Movie Screenings

Sunday, December 13th @ 4:00 pm

Seniors Day 2nd Tues each month Check website for full details

RaleighwoodMovies.com

Monday, December 14th @ 7:30 pm

24 hr. Movie Hotline: 919-847-0326 6609 Falls of Neuse Rd, Ral. 27615

Meymandi Hall Raleigh, NC

Celebrating 25 years!

The Raleigh Ringers CDs and DVD Available online at www.rr.org

Spring Concert May 22, 2016 @4pm

Have some extra time on your hands during the week?

Then come volunteer. Pick up a hammer.

Drive a nail. Lift up a wall. Install a window.

Paint a room. Come help us build homes, communities and hope. We’re building more than 40 homes this year and we need volunteers especially on Thursdays and Fridays. Sure you can still come out on Saturday, but come do it on a weekday!

sign up today: habitatwake.org/weekday

TOGETHER, WE BUILD.

www.habitatwake.org

Boom! magazine | November 2015 17

November Calendar Multi-Date Activities for Adults November 5-7 (Raleigh) A Simple Space by

Gravity & Other Myths, 8pm, Stewart Theatre, 2610 Cates Ave. Presented by NC State LIVE. 919.515.1100 or www.ncsu.edu/arts

November 5-14 (Chapel Hill) Outside Mull-

ingar, Deep Dish Theater, University Mall, 201 S. Estes St. Written by John Patrick Shanley, this romantic comedy is about two middle-aged Irish farmers who try to keep their landownership without falling in love. 919.968.1515 or www.deepdishtheater.org

November 5-14 (Chapel Hill) The Cherry Orchard, Deep Dish Theater, University Mall, 201 S. Estes St. Written by Russian playwright Anton Chekhov, this play follows the journey of an aristocratic family and the loss of their Russian country estate. www.deepdishtheater.org or 919.968.1515.

November 6-7 Fri & Sat (Raleigh) Beethoven’s 8th Symphony, 8pm, Meymandi Concert Hall, 2 E. South St. Performed by the North Carolina Symphony. 919.733.2750 or www.ncsymphony.org November 6-22 (Raleigh) A Year with Frog

and Toad, Gaddy-Goodwin Teaching Theatre, 301 Pogue St. As a part of the 2015-2016 Youth Series, this family-friendly musical is about a friendship through all seasons. 919.821.3111 or www.raleighlittletheatre.org

November 10-15 (Durham) The Illusionists, Durham Performing Arts Center, 123 Vivian St. A magic show live from Broadway. 919.680.2787 or www.dpacnc.com November 12-22 (Raleigh) Anon(ymous), 7:30pm (Wed.~Sat. Evenings) & 2pm (Sun. Matinees), Titmus Theatre—Frank Thompson Hall, 2241 Dunn Ave. Adapted from Homer’s Odyssey, playwright Naomi Iizuka tells a story of a young refugee who journeys through the United States and encounters many people in search for his family. 919.515.1100 or www.ncsu.edu/arts November 13-15 (Carrboro) Company, The ArtsCenter, 300-G East Main St. Presented by Company Carolina, this play written by Stephen Sondheim evokes a realistic look at modern adult relationships. www.artscenterlive.org or 919.929.2787

November 14-15 Sat & Sun (Raleigh) Cham-

ber Music: 2nd Paderewski Festival, 2:30pm, SECU Auditorium/East Building, 2110 Blue Ridge Rd. The NC Art Museum presents a festival honoring Jan Paderewski with concerts featuring the winner of the Leschetizky Competition in Hamburg, Germany and renowned concert pianist John Perry.

919.839.6262 or www.ncartmuseum.org

November 18-December 12 (Chapel Hill)

Paul and the Starcatcher, 7:30pm (Tues.~Sat.) & 2pm (28th, Sun.), Paul Green Theatre (UNC-CH), Country Club Rd. Described as a grownup’s prequel to Peter Pan, this Tony Award winning play tells the journey of an apprentice Starcatcher and an orphan boy. 919.962.7529 or www.playmakersrep.org

18

November 19-22 (Raleigh) Beethoven: Symphony No. 9, 8pm (Thursday, Friday, Saturday) & 2pm (Saturday, Sunday), Raleigh Memorial Auditorium, 2 East South Street. 919.719.0900 or www.carolinaballet.com November 20-22 (Raleigh) Rachmaninoff’s

Symphony No. 2, 8pm (Fri./Sat.) & 7:30pm (Sun.), Meymandi Concert Hall, 2 E. South St. Presented by the North Carolina Symphony. 919.733.2750 or www.ncsymphony.org

December 3-20 (Raleigh) The Wiz, The Murphey School Auditorium, 224 Polk St. Presented

by Burning Coal Theatre Company, playwrights William F. Brown and Charlie Smalls retell L. Frank Baum’s The Wonderful Wizard of Oz in the context of African American culture. 919.834.4001 or www.buringcoal.org

Single Date Events for Adults November 6 Fri (Cary) Shana Tucker in Partnership with Six String, 7:30pm, Cary Arts Center, 101 Dry Avenue. www.townofcary.org or 919.462.2055 November 6 Fri (Chapel Hill) Umusuna, Memories Before History, 8pm, Memorial Hall, 114 East Cameron Avenue. In a special production by Ushio Amagatsu and his company Sankai Juku, they perform their contemporary butoh creations, which is a minimalist, expressionistic dance form that was created after the post-war 1960s Japan in response to the atom bomb. 919.843.3333 or www.unc.edu/performingarts November 8 Sun (Apex) Classical Concert Series: Fall Fantasy, 3pm, Halle Cultural Arts Center, 237 N. Salem St. 919.249.1120 or www.thehalle.org

November 13 Fri (Raleigh) Favorite Light

Classics, 12pm, Meymandi Concert Hall, 2 E. South St. Performed by the North Carolina Symphony. 919.733.2750 or www.ncsymphony.org

November 13 Fri (Cary) Krzysztof Ksiazek, 7:30pm, Cary Arts Center, 101 Dry Avenue. The Paderewski Festival presents pianist Krzysztof Ksiazek who performs pieces by Chopin and Paderewski. 919.469.4069 or www.townofcary.org

November 13 Fri (Louisburg) Marty Stuart & His Fabulous Superlatives, 7:30pm, 501 N. Main St. www.louisburg.edu/concertseries or 919.497.3300 November 14 Sat (Carrboro) No Shame The-

atre, 8pm, The ArtsCenter, 300-G East Main St. An open performance venue to experience 15 original works of art that has never been seen before.

919.929.2787 or www.artscenterlive.org

November 14 Sat (Southern Pines) Favorite

Light Classics, 8pm, Lee Auditorium at Pinecrest High School, 250 Voit Gilmore Lane. Performed by the North Carolina Symphony. 919.733.2750 or www.ncsymphony.org

November 15 Sun (Durham) The Apex of

Romanticism, 3pm, Fletcher Hall, 309 W. Morgan St. The Chamber Orchestra of the Triangle presents this repertoire with guest violinist Stephen Waarts. 919.560.3030 or www.carolinatheatre.org

Boom! magazine | November 2015

November 15 Sun (Raleigh) To Dwell To-

gether In Unity, 4pm, Stewart Theatre - NCSU Student Center, 2610 Cates Ave. The Raleigh Civic Symphony collaborates with The Choices of North Carolina State University to perform an eventful program with new music by composer Phil Kline and the works of Richard Wagner and Leonard Bernstein. www.raleighcivicsymphony. org or 919.515.8279

November 17 Tues (Chapel Hill) You Us We

All, 7:30pm, Memorial Hall, 114 East Cameron Avenue. Accompanied by BOX, the contemporary baroque orchestra with director Pieter Theuns, Shara Worden performs an opera that takes a deeper look into the meaning of Death, Love, Virtue, Hope and Time in our modern world.

919.843.3333 or www.unc.edu/performingarts

November 17 Tues (Durham) Menopause the Musical, 8pm, Fletcher Hall, 309 W. Morgan St. GFour Productions presents this musical from the Survivor Tour Benefiting Susan G. Komen.

919.560.3030 or www.carolinatheatre.org November 21 Sat (Cary) Wanderlust, 7:30pm, Cary Arts Center, 101 Dry Avenue. The Triangle Wind Ensemble performs their annual Fall Concert. 919.469.4069 or www.townofcary.org

November 21 Sat (Carrboro) The Chuckle &

Chortle Comedy Show, 8:30pm, The ArtsCenter, 300-G East Main St. As a local comic, Michelle Maclay hosts and interacts with the audience while sharing live comedy. 919.929.2787 or www.artscenterlive.org

November 22 Sun (Raleigh) Horszowski

Trio, 3pm, Hayes Barton United Methodist Church, 2209 Fairview Rd. Inspired by the musicianship, humanity and integrity of pianist Mieczyslaw Horszowski, the trio performs pieces by Beethoven, Joan Tower, and Schumann.

919.821.2030 or www.chambermusicraleigh.org

November 24 Tues (Goldsboro) Holiday

Pops, 8pm, Paramount Theatre, 139 S. Center St. As the North Carolina Symphony’s annual musical tradition, this concert features selections from The Polar Express and Frozen, all your holiday favorites, and more. 919.733.2750 or www.ncsymphony.org

November 25 Wed (Raleigh) The Day Before

Thanksgiving: A Frozen Journey, 3pm, Meymandi Concert Hall, 2 E. South St. The North Carolina Symphony performs a special event concert featuring musical selections from Polar Express and Frozen. 919.733.2750 or www.ncsymphony.org

November 29 Sun (Apex) Santa’s Gift to the

Monsters, 3pm, Halle Cultural Arts Center, 237 N. Salem St. The Raleigh Symphony Orchestra’s Free Spirits Ensemble presents a family holiday concert featuring a new holiday story with music created by Lanette Lind. 919.249.1120 or www.thehalle.org

November 29 Sun (Carrboro) The Game’s

Afoot, 7pm, The ArtsCenter, 300-G East Main St. Written by playwright Ken Ludwig, Chapel Hill’s teen theatre ensemble Act One Act Now presents this award-winning mystery play that takes place in 1936 where William Gillette assumes the role of

Sherlock Holmes and tries to solve a murder case.

919.929.2787 or www.artscenterlive.org

November 29 Sun (Durham) Straight No Chaser, Durham Performing Arts Center, 123 Vivian St. The world famous a capella performs on “The New Old Fashioned” Tour. 919.680.2787 or www.dpacnc.com

Ongoing Activities for Adults NC Museum of History, 5 East Edenton St, Raleigh, offers programs, concerts, exhibits, and activities highlighted by Treasures of Carolina: Stories from the State Archives through July 2016 and North Carolina’s Favorite Son: Billy Graham and His Remarkable Journey of Faith through July 2016.

919.807.7900 or www.ncmuseumofhistory.org The NC Museum of Art, 2110 Blue Ridge Rd, Raleigh, has exhibits and events highlighted by The Worlds of M.C. Escher: Nature, Science, and Imagination through January 2016; Leonardo da Vinci’s Codex Leicester and the Creative Mind through January 2016; Chisel and Forge: Works by Peter Oakley and Elizabeth Brim through March 2016; and The Energy of Youth: Depicting Childhood in the NCMA’s Photography Collection through April 2016. In addition to exhibits and performances, the museum offers lectures, classes, book clubs, and discussion groups. 919.839.6262 or www.ncartmuseum.org The Hillsborough Gallery of Arts, 121 N. Churton St, Hillsborough, presents their holiday group show, The Art of Giving, and exhibits the work of nine painters: Linda Carmel, Chris Graebner, Lolette Guthrie, Marcy Lansman, Eduardo Lapetina, Jude Lobe, Pat Merriman, Ellie Reinhold, and Michele Yellin. This event begins on November 16 through January 3, 2016. For more information, visit www.HillsboroughGallery.com.

Activities for Children and Youth November 8 Sun (Cary) Triangle Youth Jazz Ensemble Fall Concert, 2pm, Cary Arts Center, 101 Dry Avenue. 919.469.4069 or www.townofcary.org November 15 Sun (Cary) Triangle Youth String Orchestra Fall Concert, 3pm, Cary Arts Center, 101 Dry Avenue. 919.469.4069 or www.townofcary.org

Ongoing Activities for Children and Youth Marbles Kids Museum & IMAX Theatre, 201 E. Hargett St, Raleigh, offers special events and activities for children. Their montly calendar events include weekly, continuing activities of: Kid Grid, Sun Sprouts; Around Town; Splash!; IdeaWorks; Art Loft; BB&T Toddlers Hollow; Moneypalooza; Power2Play; and STEMosphere. The IMAX 3D Theater also has a calendar of movies. 919.834.4040 or www.marbleskidsmuseum.org The NC Museum of Life & Science, 433 West Murray Ave, Durham, is pleased to announce its November activities and events highlighted by Behind the Scenes Tour: Bears Up Close (3yrs and

older) and Butterfly House Tour (5 yrs and older).

919.220.5429 or www.ncmls.org The NC Museum of Art, 2110 Blue Ridge Rd, Raleigh, has continuous monthly activities and events for children and families such as Weekend Family-Friendly Tours; What’s In the Box; and Family Fun Saturdays. For more information, visit www.ncartmuseum.org.

The NC Museum of History, 5 East Edenton St, Raleigh, offers children and families with monthly events and activities like Time for Tots; History Hunters; History Corner; and more. For more information, visit www.ncmuseumofhistory.org.

Wake County Public Library System continues their programs for children to incorporate Every Child Ready to Succeed. Their goal is to educate parents and caregivers on the skills that they can use at home to help prepare children for success in school. The library system offers nearly 150 weekly programs for children. For more information, visit www.wakegov.com/libraries/events.

New Leesville Blvd, Raleigh. Learn more about the organization’s diverse interest groups and events. www.newcomersclubraleigh.org.

Watch their website for upcoming events, film series, and seminars. www.secondjourney.org.

Triangle Singles Dance Club has weekly dances, 8:30-11pm, Northbrook Country Club, 4905 North Hills Dr, Raleigh. A singles, 40+ social club. www.trianglesinglesclub.com.

Volunteers

Arts Access, Inc., a non-profit organization whose mission is to make the arts accessible for people with disabilities, provides audio-described performances. For a listing of performances, dates, and information: www.artsaccessinc.org.

Second Journey, an Aging in Community organization, features events for the second half of life.

November Puzzle answers on page 3

The American Red Cross, Central North Carolina Chapter continues its need for blood donations. Take an hour of time to save a life. For Triangle locations and schedules: 1.800.448.3543 or www.givelife.org.

Cornucopia Cancer Support Center sponsors events and resources to support those journeying with cancer. www.cancersupport4u.org, or call 919.401.9333.

Duke Regional Hospital offers monthly events that include: Look Good Feel Better; Weight Loss Surgery Support Group; and Stroke Support Group. For meeting dates, times, and information: www.dukeregional.org/events.

Lupus Foundation Support Group, 6:30-8pm, Waters Edge Office Park Conference Room, 4917 Waters Edge Drive, Suite 250, Raleigh. This group meets the fourth Thursday of each month. Also available is a monthly teleconference series.

877.849.8271 or www.lupusnc.org.

TOPS (Take Off Pounds Sensibly) is a non-profit weight loss support program that welcomes all.

Meetings are weekly throughout NC. First session is free. 919.621.3613 or www.tops.org.

Resources The Durham Garden Forum, meets in an informal group the 3rd Tuesday of each month, 6:30-8pm, Sarah P. Duke Gardens, Durham, to enrich gardening knowledge and skill. Local experts are invited to speak about topics of interest. www.gardens.duke.edu.

The Newcomers Club of Raleigh meets for coffee the first Friday of each month, 10am-12pm,The Harrington Grove Swim and Racquet Club, 12201

The Volunteer Center of Durham serves the Triangle area and works toward connecting volunteers with area non-profits. They offer a new online volunteer matching system called HandsOnTriangle. They represent over 700 non-profits and all their services are free. For a full list of their volunteer needs, and information: 919.613.5105 or www.handsontriangle.org. B!

Boom! Nov. 2015 Crossword

Health Related

Cary Rotary Clubs present the Memory Café, 4:30-6pm, Third Tuesday of each month, Cary Senior Center, 120 Maury Odell Place, Cary. A fun, safe and welcoming place for guests with Alzheimer’s and/or dementia and their caregivers. Free and offers fellowship, dinner, music and dancing. Reservations are required.

919.233.0075

RSVP (Retired and Senior Volunteer Program) of Durham County has opportunities for people 55 years of age and over who are eager to use their skills to serve the area near them. RSVP staff interviews volunteers and match them to opportunities available through one of many local agencies registered with RSVP for recruitment assistance. Current volunteerism is needed in: Tax Preparers; Greeters; helping preserve history; delivering meals to shutins; Healthy Futures for older adults; providing hospitality for international visitors; consulting ser-

vices to nonprofits; tutors for elementary students; working with young adults to pass the GED test; and a Hospital Auxiliary in the gift shop and more.

To learn more about these or other opportunities, contact the RSVP agency in your county or go online to find an upcoming Volunteer Information Session. Durham Co RSVP 919.536.7247 or rsvpdurhamnc@durhamtech.edu.

“Justice, Justice, You Shall Pursue” ~ Deuteronomy 16:20

Prior to opening her law firm in NC in 1992, Donna Cohen practiced law in NY and NJ, developing a unique set of litigation and transactional legal skills.

Ms. Cohen’s extensive knowledge and experience, coupled with her passion for the law, makes her an excellent choice to advocate on your behalf and in your best interests.

Estate Planning, Guardianships & Probate: Necessary and appropriate documentation and advise for asset protection and distribution: Wills, Trusts, Powers of Attorney, Guarianship, Probate proceedings; Will Litigation Real Estate: Residential and Commercial Transactions and Litigation Business Law: Formation of Entities, Buy/ Sell Agreements, Shareholder Agreements, Contracts, Litigation

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