Prime: October 2018

OCTOBER

2018

A MAGAZINE FOR MATURE ADULTS

2

RESTORING THE DREAM: HOW ONE DYNAMIC DUO REBUILT FAMILY HISTORY

7

PREPARING YOUR YARD FOR WINTER

8

NORTHERN LIGHTS & BEAUTIFUL SIGHTS

A S P E C I A L P U B L I C AT I O N T H E B O Z E M A N D A I LY C H R O N I C L E

2 I October 2018 PRIME

A note from the editor Do you know a senior who should be featured in a future edition of Prime? Email your suggestions to Hannah Stiff at hstiff@dailychronicle.com.

Restoring the Dream: How One Dynamic Duo Rebuilt Family History ..............................2 Retirement Countdown: Are You on Track? .....................................5 Labor Day Lament .................................................................................6 Preparing Your Yard For Winter ..........................................................7 Northern Lights & Beautiful Sights ...................................................8 Senior Citizen Center Calendars .........................................................9 Questions about Medicare Insurance?

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HOW ONE DYNAMIC DUO REBUILT FAMILY HISTORY

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RESTORING THE DREAM

W

ith a scruffy little pup named Spurs hanging out the window of his pickup, hauling hay in the truck bed, headed to rodeo practice in a small Montana town, Don Walters may have been a country music song. Those were the days, back in the ‘70s in Dillon, Montana.

Walters and his wife Clarice were professors at the University of Montana Western. Walters also worked as the rodeo coach for the small college after his students put him up to it. The pickup truck, a red 1951 Chevrolet with five windows, Walters scored from a local ranch hand who needed a few bucks.

The price 40 years ago was “a couple hundred bucks” Walters, now 90, recalls.

Since then, much has changed. Walters and Clarice raised two daughters, Kristie and Heidi. Both girls learned to drive the stick shift Chevy truck in open fields outside Dillon. When Walters

PRIME October 2018 I 3

wasn’t hauling something in the bed of the pickup, his daughters were revving around town to school or extracurricular activities, Heidi recalls.

When Kristie and Heidi graduated high school and moved away, the Walters eventually quit their jobs as professors at Western and moved to the Gallatin Valley, picking up work substitute teaching around the area. It was in the 80s, when the Walters were winding down their careers, that they gave their daughter Heidi a very special birthday card.

“The title to the truck was inside the card,” Heidi recalls.

At that point, the truck was being stored in a barn in Dillon.

“So I got it from the barn,” Heidi explains. “I was talking to my parents one day and I said, ‘let’s refurbish Old Red.’” Walters agreed. For him and Heidi, the truck had a whole lot of sentimental value.

Along with teaching his daughters to drive long before legal age, Old Red was the truck Kristie worked on in shop classes during her high school years. It was the vessel used to haul 4-H supplies for Heidi and Kristie’s endless projects. It was the makeshift ambulance that transported Heidi to the hospital when she broke her leg in a horseback riding accident in 6th grade.

“I laid on a cot in the back,” Heidi says. “Dad was with me. I think it was a neighbor who drove us to the hospital in Dillon.”

Continued on page 4 >>

4 I October 2018 PRIME

Old Red held the keys to many Walters’ family stories. With title in hand and a partner on the project, Heidi started picking up original Chevy truck parts from junkyards. Then she and her father started looking for auto body shops to help them restore Old Red. They had trouble with first few shops they worked with; at one business, the Walters’ lawyer had to pick up Old Red, disassembled in pieces, to get her back. Finally, a few years ago, Heidi and her dad found Dry Creek Metalworks and Restoration. An honest mechanic and resorationist, Andy Gage, took on the project.

“We got it finished last fall,” Heidi says. “In all, it took about 15 years to finish.”

Though there were plenty of trials and setbacks, the duo persevered preserving Old Red’s legacy.

“It took time and patience,” Walters says. “But we never gave up. And just look where we ended up.”

Where they ended up, on a warm afternoon in August this summer, was on Main Street in the beloved Cruisin’ on Main Car Show. It was the first show Walters and Heidi ever entered their prized truck in. They rolled up to the corner of Black and Main Street at 8 a.m. on August 19. All day, folks wandered by Old Red, offering praise, sharing their own pickup truck stories.

”

At the end of the hot day, Heidi and her father were exhausted. The winners of each Cruisin’ on Main category were announced. Coming up short in each category, Walters and Heidi started packing up, dejected that their years of hard work didn’t earn a formal nod at the show. And then it happened. The announcer said that first place in the People’s Choice Award category was “Don Walters and his daughter Heidi Walters.”

Those words fell on disbelieving ears.

“We were so excited,” Heidi recalls. “Finally!”

The next morning, still riding the high from their big award, Heidi drove her father to Missoula for heart surgery. The duo showed doctors and nurses photos of their award-winning truck. Walters went in to surgery a happy man and came out with a new heart valve and just as much zest for life.

As Walters says, he still hasn’t learned how to grow up. At least now though, he can enjoy his favorite Dairy Queen treat from the front seat of his truck, miles left on both his heart and the red Chevy’s odometer. Heidi says she and her dad plan on entering more car shows and sharing their adventures in Old Red with anyone willing to listen.

PRIME October 2018 I 5

RETIREMENT COUNTDOWN: ARE YOU ON TRACK?

By Edward Jones

If

you want to enjoy a comfortable retirement lifestyle, you don’t need to have been born rich or even to have earned scads of money during your working years.

But you do need to make the right moves at the right time – which means you might want to start a “retirement countdown” well before you draw your final paycheck. What might such a countdown look like?

Here are a few ideas: • TEN YEARS BEFORE RETIREMENT – At this stage of your career, you might be at, or at least near, your peak earning capacity. At the same time, your kids may have grown and left the home, and you might even have paid off your mortgage. All these factors, taken together, may mean that you can afford to “max out” on your IRA and your 401(k) or other employer-sponsored retirement plan. And that’s exactly what you should do, if you can, because these retirement accounts offer tax benefits and the opportunity to spread your dollars around a variety of investments.

• FIVE YEARS BEFORE RETIREMENT – Review your Social Security statement to see how much you can expect to receive each month at various ages.

You can typically start collecting benefits as early as 62, but your monthly checks will be significantly larger if you wait until your “full” retirement age, which will likely be 66 (and a few months) or 67. Your payments will be bigger still if you can afford to wait until 70, at which point your benefits reach their ceiling. In any case, you’ll need to weigh several factors – your health, your family history of longevity, your other sources of retirement income – before deciding on when to start taking Social Security.

• ONE TO THREE YEARS BEFORE RETIREMENT – To help increase your income stream during retirement, you may want to convert some – but likely not all – of your growthoriented investments, such as stocks and stock-based vehicles, into income-producing ones, such as bonds. Keep in mind, though, that even during your retirement years, you’ll still likely need your portfolio to provide you with some growth potential to help keep you ahead of inflation.

• ONE YEAR BEFORE RETIREMENT – Evaluate your retirement income and expenses. It’s particu-

larly important that you assess your health-care costs.

Depending on your age at retirement, you may be eligible for Medicare, but you will likely need to pay for some supplemental coverage as well, so you will need to budget for this. Also, as you get closer to your actual retirement date, you will need to determine an appropriate withdrawal rate for your investments. How much should you take each year from your IRA, 401(k) and other retirement accounts? The answer depends on many factors: the size of these accounts, your retirement lifestyle, your projected longevity, whether you’ve started taking Social Security, whether your spouse is still working, and so on. A financial professional can help you determine an appropriate withdrawal rate.

These aren’t the only steps you need to take before retirement, nor do they need to be taken in the precise order described above. But they can be useful as guidelines for a retirement countdown that can help ease your transition to the next phase of your life.

Nathan M. Kirby Edward Jones Financial Advisor

6 I October 2018 PRIME

LABOR DAY LAMENT

By Lois Stephens

T

he thought of approaching winter leaves me cold – no pun intended. Labor Day, in my opinion, denotes the most depressing holiday of the year because of the many events it signifies have come to an end. Hot languid days have come and gone for another year, summer has packed her bags with the intention of departing while winter lurks gleefully just around the corner.

We have beautiful autumn to enjoy before winter truly arrives, as I feel nothing can beat a crisp fall day, but the season between summer and winter can prove finicky as well. To make matters worse, we never know what to expect with the arrival of old man winter. We may see a cold, harsh few months, or perhaps a season that brings somewhat milder temperatures but a boatload of snow, or possibly a combination of everything we have come to expect from the short dark days of wintertime. In short, all those nasty weather features I do not look forward to with any sense of cheerfulness will show up long before I have mentally prepared myself for their arrival.

I adore summer and just about everything that comes with it, with the exception of ticks and mosquitoes. The long warm days, the feel of sunshine on my shoulders, chirping birds that awake me at five in the morning, the freedom provided by shorts and t-shirts, mucking in the garden and enjoying the delicious produce it provides, delighting in the warm breeze that tickles my face, tramping around outside in bare feet, sitting on my deck with a good book in one hand and a glass of wine in the other – the list of summer goodness continues on indefinitely.

I can’t say the same for winter. I like the cold season to a certain extent; it just continues far too long for my

taste. The first snowfall thrills me, the exclamations of pleasure I utter at the first sight of those silent white flakes falling from the sky turn to words of irritation by the third or fourth snow of the year. I have trouble with long dark nights and very short days with little daylight, I detest excessive cold and piles of snow, ice proves very treacherous, I hate pulling on clunky boots whenever I need to venture outside, plus I abhor dealing with less than pristine roadways and snow-packed streets. The list could continue but I see no value in depressing myself any further than I already have done so just by making this list.

To me, the Labor Day weekend signifies the end of everything I treasure: the last of the garden, the approaching end of biking, no more soothing, warm sun on my cheeks, and of course the loss of daylight along with the impending frost and cold. I think the loss of daylight hits me the hardest, as I have a lot of trouble dealing with no sunshine and short days.

Way back when the world was young and I still attended school, Labor Day also meant the loss of freedom with the return to the classroom. We kids hated the thought of Labor Day as it meant back to school, homework, and a daily grind. We faced that holiday with bittersweet emotions.

Sure, today when I have retired from working at a year-round job, Labor Day no longer means anything as far as a paid day off and a long weekend goes, but it still epitomizes the loss of wonderful, magnificent, cherished summer days.

Nothing beats summer in my estimation.

Labor Day had its origins in 1882 when on September 5 labor unions staged the first ever Labor Day parade in New York City. Organizers chose the first Monday in September for the occasion as this date falls halfway between July 4 and Thanksgiving. After a series of labor riots in 1894, President Gro-

ver Cleveland signed a declaration into law proclaiming the first Monday in September as Labor Day, to honor the working men and women of this country.

With a stroke of a pen, he formally set a date that has depressed school-aged children for decades and discourages most of the rest of us by reminding us in no uncertain terms that summer has passed by in a whirl and long, slow-moving dark cold winter skulks just around the corner, ready to pounce with all claws bared and ready for action.

Yes, we get together as families for Labor Day barbecues, and most of us get the day off to enjoy the company of family and friends. However, I get together with family and friends all year long, and we barbecue as late into the year as possible and fire up the barbecue again as soon as weather permits in the early spring. Last year my barbecue disappeared under a snow drift by the first of December and didn’t emerge from underneath the white crap until March. Hopefully this year won’t give us as much snow, but even if it doesn’t, the passing of Labor Day reminds me in no uncertain terms that I face long, dark nights and very short days in the months to come.

At least I have my husband’s October Halloween birthday to celebrate, two November special days, and Christmas holiday to look forward to, but I would give up all of these special days in an instant for an extra month of summertime and all the pleasures summer season has to offer.

Lois Stephens brings personal experience of the aging process to Prime Magazine.

She enjoys writing about her observations of becoming a member of the senior citizen age group. She lives and works in Virginia City.

PRIME October 2018 I 7

PREPARING YOUR YARD FOR WINTER

By Jan Cashman

It’s

fall. Freezing weather is here.

It’s time to ‘put the garden to bed’ as winter approaches. Here’s what can we do this fall to make sure our plants come through the winter in the best shape possible.

LAWNS • Continue to water as long as you want your lawn to stay green. When you quit watering in the fall, the grass will begin to go dormant and fade in color.

• Fertilize with a high phosphorous fertilizer.

• The last mowing, mow your grass fairly short to discourage voles and snow mold.

FRUITS • Pick tree fruits when ripe (depending on whether they are an early or late ripening variety, apples can ripen anytime from late August to October.) You can tell if your apples are ripe by tasting them or by the color of the seeds. If the seeds are dark brown, the apples are likely ripe. Apples will not be harmed if they are left on the tree during a light frost, but if the temperature is going to dip below 25 degrees, they should be picked; the fruit could freeze on the tree and ruin it.

• Protect from chewing voles, blistering sunscald, and deer rubbing with tree protectors placed on the trunk from ground level up to the bottom branch or higher.

• Fence new, small and tender trees from deer.

• Cut back dead raspberry canes to the ground. They are done bearing and next year’s fruit will be borne on new canes.

• Rake debris and leaves from under trees to prevent diseases and insects from overwintering there.

TREES • After mid-summer, cut back watering your trees to encourage them to go dormant. Then, around November 1, once their leaves have dropped but before the ground freezes, give all your trees a deep watering so they go into winter with moist roots.

• Wrap smooth-barked trees such as maples and mountain ash up to the bottom branch to prevent sunscald (blistering of the bark). Use reusable plastic tree protectors or commercial tree wraps. You can even use cardboard wrapped around the trunks and held with duct tape.

• Prune maples and birch in the fall. They will ‘bleed’ if pruned in the spring.

EVERGREENS • Deep water your evergreens in late fall.

• Protect tender varieties such as dwarf Alberta spruce, yews, and arborvitae, from ‘winterburn’ by erecting a sunscreen-- or spray on an antidescicant such as Wiltpruf in late fall after the plant is fully dormant.

ROSES • Protect hybrid tea and other tender roses with mulch or ventilated rose cones. Hardy shrub roses should not need winter protection.

PERENNIAL FLOWERS • Cut most perennials back after they die back in the fall.

• Some perennials have evergreen foliage-Heucheras (coral bells), Bergenia, and Hellebores to name a fewand should not be cut back. Cut them back as needed in the spring when you see how much of their foliage has survived the winter.

• Leave the attractive foliage and flower heads of ornamental grasses and perennials such as sedum to enjoy all winter. Wait until spring to cut them back.

VEGETABLE GARDENS • Wait to cut back asparagus till spring because the old stalks left standing can catch the snow providing winter protection.

• Pull up and compost or dispose of all old vegetable foliage. Debris can harbor insects and diseases which could affect next year’s crops.

On some beautiful day this fall, get outside and protect your plants from winter’s hazards; your plants will thank you for it.

Jan Cashman has operated Cashman Nursery in Bozeman with her husband, Jerry, since 1975.

8 I October 2018 PRIME

NORTHERN LIGHTS & BEAUTIFUL SIGHTS . . . .

By Kathy Cambridge

D

o beautiful and untainted landscapes resonate with you?

Are you passionate about wildlife and becoming one with nature? If so, Alaska is calling you.

Some remote areas can only be accessed by small plane or helicopter and some of the most beautiful sights are seen from the ocean, so approaching your trip with a land and sea focus provides the ability to capture the best Alaska has to offer. The vast stretches of Alaska have more coastline than the rest of the US combined, along with some of the world’s most beautiful glaciers and sights on the Pacific Ocean, Arctic Ocean and the Bering Sea. Starting your adventure at Denali National Park, home of North America’s highest peak (Denali is more than 20,000 feet above sea level), will leave you awed and ready for more adventure. Along your single-road journey into the park, you can often see wildlife and more species of birds than you can likely count or identify. Plan to spend an extra day or two exploring this incredible park!

If Denali leaves you wanting more, there are 16 other of the 20 highest mountain peaks in the United States

at other locations in Alaska. Rest up overnight and take the train on the Alaska Railroad from Seward to Anchorage, which will continue to take your breath away with the stunning views and appeal of everything the boundless outdoor paradise has to offer from the train’s scenic panoramic windows.

Head into Juneau and you can tour through the Chilkoot Wilderness or a indulge in a Chilkat Bald Eagle Rafting trip. Sign up for a photography tour and learn how to take priceless photos along the way.

For the whale watchers out there, take a helicopter ride and have your camera ready. The locals know exactly which routes to take to ensure you will see these majestic mammals in their element. If you need a little more excitement, plan a sea plane or airboat tour and end with a hike to round out the experience in a number of famous wilderness locations.

History and culture are abundant in the southeastern city Ketchikan. This picturesque coastal city is known for its many Native American totem poles still displayed throughout the area. Take a walk around the Saxman Totem Village, but don’t forget a boat ride to Loggerville to see the “Floating Ghost Town of Alaska” where an old lighthouse from 1903 provides a home to families of seals.

For the foodies out there, you can experience a Salmon Bake or an Alaskan Crab Feast to top off a wildness exploration or a private crab catch. It is worth noting the largest Salmon ever caught was in the Kenai River in Alaska and weighed in 97.5 pounds. Are you ready to hold the next record on your Salmon fishing excursion?

Cruising the Inside Passage is one of the best ways to experience the many splendors of the beautiful scenery from the ocean as you pass mountains, glaciers, ice fields, fjords and yes, even waterfalls.

If you time your trip right, you can venture out and enjoy the Iditarod Trail Sled Dog Race on the Iditarod National Historic Trail scheduled for Saturday, March 2, 2019. You should also schedule your visit to Fairbanks carefully so you can see the aurora borealis (also known as the northern lights) which can be generally be seen from late September to early April.

Alaska is calling, will you answer?

Kathy Cambridge Franchise Owner, Cruise Planners www.plan4ittravel.com

PRIME October 2018 I 9

Hollowtop Senior Citizens Broadway St., Pony, MT • 685-3323 or 685-3494

■ Serving Harrison, Pony, Norris and surrounding areas ■ Fee: $5 a year. Meals $3.50 members and $5 for guests ■ Dinner served on Wednesdays all year long and on Mondays October – May ■ Lending library and medical equipment

Manhattan Senior Center 102 East Main Street, Manhattan, MT • 284-6501

■ Fee: $10.00 a year ■ Meals: $4 over 60 years of age, $6 under 60 ■ Noon meal is served Tuesday, Wednesday, and Thursday; call Monday – Friday before 10:00 am to reserve a seat ■ Pinochle: Tuesday, Wednesday, and Thursday after lunch Center Hall and kitchen are available for rental. Hall rental $50, kitchen and hall $75. Cleaning deposit of $25 and key deposit $10. Call Jan for more details to reserve the space.

Park County Senior Center

206 South Main Street, Livingston, MT • 333-2276 www.parkcountyseniorcenter.com • Open Monday - Friday 9-5

■ Please call Senior Center for news and events.

Three Rivers Senior Club 19 East Cedar Street, Three Forks • 285-3235 Director: Jean Farnam • 570-0800

■ Club Membership: $10 a year. Must be 50 or older to join.

■ Meals for Members and Nonmembers: $6 for those under 60. Suggested price for those 60 and over: $4.00. Noon meal is served Tuesdays, Wednesdays, Thursdays. Make reservations by 8 a.m.; call 406-285-3235 and leave message.

■ Birthday Celebration: Once a month on 2nd, 3rd or 4th Tuesday.

■ Meals on Wheels delivered to homebound.

■ Pinochle Tuesdays through Thursdays after meal.

■ Extensive lending library of books, videos, jigsaw puzzles. Medical equipment such as walkers, shower seats, crutches, also available; call Jean. For info about the HRDC bus for Three Forks and Willow Creek residents, call Galavan, 406-587-2434.

Menu 2 – Goulash

3 – Garlic Mashed Potatoes & Beef Bake 4 – Cod

RSVP

Southwest Montana

807 N. Tracy Ave., Bozeman, MT 59715 • 587-5444 Debi Casagranda, Program Coordinator • (dcasagranda@thehrdc.org) 111 South 2nd, Livingston, MT 59047 • 222-2281 Deb Downs, Livingston Program Coordinator (debdowns@rsvpmt.org) www.rsvpmt.org

BOZEMAN: ■ American Red Cross Donor Ambassador: Volunteer welcomes and greets blood donors, assists with intake and provides snacks and drinks. Ensure blood donors have relevant information and that questions are answered. Help keep blood drive area clean and stocked.

■ American Red Cross Transportation Specialist: Transport blood products from area blood drives to the lab and or local hospitals. Pick up return boxes as needed. Valid driver license, drive through rural areas and cities.

■ Habitat for Hummanity: Volunteer who enjoys talking with people needed for greeting customers at front desk and answering questions.

Previous cash register experience helpful. Training will be provided, flexible days and hours. Open Tuesday –Saturday 9am to 4 pm.

■ AARP: Volunteer tax preparer needed. Preparation training and IRS certification provided. Training is on Saturdays in December, 40 hours of comprehensive training and passing the IRS certification test. All training materials and equipment required.

■ Manhattan Senior Center: Volunteers needed Tuesday, Wednesday or Thursday to help prepare lunch, meals on wheels, set up and clean up from 10-1. Please call for more details.

■ Montana Conservation Corps: Administrative assistant needed

Tuesday or Thursday’s. Front office work, answering phones, errands, phone calls and greeter.

LIVINGSTON: ■ American Red Cross: Donor Ambassador needed. This would be someone who greets and assists blood donors at blood drives which occur every 6 weeks at The American Legion.

■ Livingston Emergency Disaster Committee: Has a need for Public Information Officers to help answer the phone calls from the general public at the Court House, when an emergency occurs, such as wildfires, flooding or train derailment.

■ Livingston Depot Center: is in need of Museum Attendants during their season (late May to the end of September). They will work around your hours. It’s a great way to meet tourists from all over the world.

■ Food Pantry: could use drivers to deliver frozen dinner seniormeals on Mon. or Tues. mornings. Help also needed in packaging meals on Fri.’s at 2:00PM, as well as helping customers shop on Tues. and Thurs. from 3-5PM at the Food Pantry itself.

■ Loaves and Fishes: has a need for people who enjoy cooking who can help during the week with preparing a meal in the morning and helping with the evening meal and clean up.

9 – Chicken Alfredo 10 – Taco Soup 11 – Pork Ribs

16 – Chef Salad

17 – Beef Pot Pie

18 – Fried Chicken 23 – Ham

24 – Hamburger Steak

25 – Roasted Chicken w/Ham Sauce 30 – Pork & Apples

31 – Stuffed Pepper Soup

BOZEMAN LIONS CLUB Drop off your prescription and non-prescription eye glasses and dark glasses, as well as hearing aids and cell phones in the collection boxes at the Bozeman Senior Center, the Manhattan Senior Center, the Three Rivers Senior Citizens Club in Three Forks, and the Gallatin Gateway Community Center

For more information, contact Richard Reiley at

406-388-7840

Visit us on the web at http://e-clubhouse.org/sites/bozemanmt

10 I October 2018 PRIME

Bozeman Senior Center

ANNOUNCEMENTS ■ Second-hand Rose Remodel and Reopening: Our second hand store has just been remodeled and looks fabulous! A very special thank you to Deb Larson who volunteered many hours of her expertise and time to help us revamp and reorganize our store. Sending out lots of hugs to all the volunteers that spent so much time moving boxes, displays, and merchandise out and back in again! We feel so fortunate to have so many amazing volunteers at the Bozeman Senior Center.

■ Fall Festival (Friday and Saturday, October 12 and 13): Our annual Fall Festival Fundraiser is a gigantic 2-day rummage sale, including lots of various departments selling items at thrift store pricing. Shopping departments include: Fabric, Christmas Store, Winter coats/clothing/gear, Pies/Cinnamon Rolls, Jewelry, a Gift Store, Antiques, Plants, Woodwork items, our 2nd Hand Rose Store, Furniture, a Household Store and lunch served both days (11am-1pm).

Roast Beef Dinner or soup and sandwich ala carte will be on the menu! We also host a raffle sale. This event is coordinated by a very small number of staff & tons of volunteers. When the event is completed, around 150 volunteers have helped make this 2-day fundraising event a huge success. This event is open to the community; hundreds upon hundreds community members attend this two day fundraiser.

Hours are from 8:00 – 3:00 pm on Friday and 9:00 – 2:00 pm on Saturday.

■ Rest Stop Fundraiser for Meals-on-Wheels commences: Thank you to all of the wonderful volunteers who hosted our rest stop fundraiser on 19th avenue. This has been such a huge support for our meals-on-wheels program. We look forward to seeing you next year!

■ Hiking and walking groups commence: Thank you to all the hikers and walkers we had this season and also a huge thank you to Di, who made our delicious cookies every week! If you have any input for what you’d like to see in the groups for 2019, please contact Marit at 586-2421 or email marit@bozemanseniorcenter. org. We look forward to hitting the trails with you next year!

■ Calling All Bingo Callers: If you’d like to volunteer for this fun opportunity on Tuesdays and Thursday from 1:00 to 3:00, please let us know! 586-2421

• 807 North Tracy • (406) 586-2421 • www.bozemanseniorcenter.org Shannon Bondy, shannon@bozemanseniorcenter.org (Executive Director) Marit Ehmke, marit@bozemanseniorcenter.org (Program Coordinator) Find us on Facebook!

■ Flu Shots, Thursday, October 18, 9:00 to 11:00: Gallatin County Health Department is administering flu shots – please bring insurance, and if not, you’ll be billed individually.

Regular flu shot is $41, and high-dose available for those 65 and older is $74.

■ Note: The Board meeting is held on the second Friday of each month at 10:00 a.m.

EVENTS/PROGRAMS ■ Planning Your Legacy: Wednesday, October 3, 1:00: Funeral Preplanning: Presented by Karen Johnson, Family Service Counselor at Dahl Funeral Home. Reasons why people preplan, how preplanning helps your family through a difficult time, and how to get started.

Financial Planning: Presented by Nathan Kirby, Financial Advisor at Edward Jones. The importance of having an estate plan, planning for both the expected and unexpected, and how personalized strategies help families achieve their goals. Estate Planning: Jordan Feddes, Attorney at Silverman Law Office will be presenting information regarding, estate planning documents including wills, trusts, powers of attorney, and other estate related topics.

■ Afternoon at the Movies, Tuesday, October 16, 1:00 “Going In style”: Lifelong buddies Willie (Morgan Freeman), Joe (Michael Caine) and Albert (Alan Arkin) decide to buck retirement and step off the straight-and-narrow when their pension funds become a corporate casualty. Desperate to pay the bills and come through for their loved ones, the three men risk it all by embarking on a daring adventure to knock off the very bank that absconded with their money.

■ Halloween lunch: October 31, Wednesday, 12:00 Noon: Wear a costume! Winner of best costume in contest gets a prize!

■ Dementia 101, October 31, 1:00: Carol Scott (MBA, BSN, RN) has over 44 years of experience in healthcare. Her passion is to improve healthcare for seniors. She will give you the facts on dementia and answer any questions that you have. Free and open to the public.

■ Free notary services, Fridays starting October 5 from 11:00 – noon: Standard notary services offered at the Senior Center by Phyllis, licensed notary. For questions about particular services, please call the center beforehand at 586-2421 or Phyllis at 581-2263.

■ Pool shoot-around: Contact Marit for scheduling information. 586-2421 SERVICES/SUPPORT SERVICES ■ Foot Clinic by appointment only. 3rd & 4th Monday & Tuesday.

■ Free blood pressure checks every Wednesday, 11:30am-1:00pm.

■ Association for the Blind meets 2nd Thursday, 1:30pm. Open to anyone who is visually impaired.

■ Forgetters & Friends: 2nd Wednesday, 1:00pm.

■ Reminiscing / Caregiver Chat – 2nd Wednesday 2:00 pm.

■ Computer Assistance with Brenda, Paul, and Jay. Call us for an appointment.

■ Medical Equipment available for check-out to those 50+.

HEALTH & EXERCISE ■ Note: Purchase a monthly activity card to participate in any of the exercise classes offered, as well as utilizing the work-out room. Cost is $10 / month with Bozeman Senior Center annual membership fee of $12. The equipment room is open from 8:30 a.m. to 4:15 p.m.

■ Mondays: 8:30 Strength Training, 9:00 Gentle Aerobics, 10:00 Core, 10:30 Aerobics Plus, 11:30 Tai Chi for Mind/Balance, 1:00 Balance, 1:35 Yoga ■ Tuesdays: 9:00 On the Ball, 11:00 Beginning Tai Chi, 11:30 a.m. Yang Tai Chi, 1:00 Strong and More ■ Wednesdays: 8:30 Strength Training, 9:00 Gentle Aerobics, 10:00 Core, 10:30 Aerobics Plus, 1:00 Balance, 1:30 Gentle Yoga ■ Thursdays: 9:00 On the Ball, 11:00 Beginning Tai Chi, 11:30 a.m. Yang Tai Chi, 1:00 Strong and More ■ Fridays: 8:30 Strength Training, 9:00 Gentle Aerobics, 10:00 Core, 10:30 Aerobics Plus, 11:30 Tai Chi for Mind/Balance.

SOCIAL ACTIVITIES ■ Wood Carvers: Mondays 9:30 a.m. (Shop open to members 8:30 a.m. - 4:00 p.m.)

■ Duplicate Bridge: Mondays, 1:00 p.m.

■ Oil Painting: 1st & 3rd Monday, 1:00 p.m.

■ Book Club: 2nd Monday at 10:30 a.m.

■ Creative Writing/Senior Stories: Tuesdays, 10:00 a.m.

■ Line Dancing: Tuesdays, 10:30 a.m. (Beginners @ 10:00am) ■ Cribbage: Tuesdays, 1:00 p.m.

■ Singing Souls: Tuesdays, 1:30 p.m.

■ Afternoon at the Movies: 3rd Tuesday, 1:00 p.m.

■ Bingo: Tuesdays & Thursdays, 1:00 p.m.

■ Watercolor Painting: Wednesdays, 9:30 a.m.

■ Ukulele Club: Wednesdays, 10:00 a.m.

■ Blood Pressure Check: Wednesdays 11:301:00 ■ Mah Jong: Wednesdays, 1:00 p.m.-4:00 p.m.

■ Pinochle: Wed. & Thursday, 1:00 p.m.

■ Bridge: Wednesdays & Fridays, 12:45 p.m.

■ Scrabble: Thursdays, 9:30 a.m.

■ Canasta: Thursdays, 10:00 a.m.

■ Legal Services: 3rd Thurs., 10:00 to 12:00 ■ Geriactors: Fridays at 1:00 NUTRITIONAL SERVICES ■ Congregate Meals at the Senior Center Monday-Friday, at Noon.

■ Meals-on-Wheels delivered Monday-Friday to homebound individuals.

■ Frozen Meals available for pickup at the Senior Center Monday-Friday.

■ FREE Birthday Dinner Celebrations on Wednesdays during the month of your birthday for members – Come in and claim your free lunch!

TRAVEL ■ Complete itineraries and brochures for all trips are available at the Bozeman Senior Center front desk, and check out the “travel” section of our website: www.bozemanseniorcenter.org All the information is now updated, complete with all the brochures for trips throughout 2019.

■ *FOR YOUR TRAVEL INFORMATION: Beginning in January, 2019, unless the State of Montana gets another extension, your driver’s license can no longer be used as proof of identification for getting on a plane to travel anywhere outside of Montana. You can use your passport if you have one. If you don’t, please check with the Driver’s License Office to see what needs to be done to insure you can travel out of state.

■ Bozeman Senior Center Trips for 2019: TROPICAL COSTA RICA: Feb. 14 - 22, 2019. Enjoy sandy beaches, Monteverde Cloud

PRIME October 2018 I 11 Forest, hanging bridges, zip lines, Arenal Volcano area, and guided river boat trip to enjoy all the wildlife.

■ SPRINGTIME TULIP RIVER CRUISE: April 11 - 19, 2019. Fly to Amsterdam, 7 night cruise, highlight: Keukenhof Tulip Gardens. UPPER OUTSIDE CABINS ARE AVAILABLE. GET SIGNED UP RIGHT AWAY. ■ JEKYLL ISLAND, ST. SIMONS ISLAND, SAVANNAH, AND ST. AUGUSTINE; MARCH 31 - APRIL 5, 2019; Beautiful marshes, pristine beaches, historic seaside cities, all so beautiful in their springtime. Truly the Golden Isles. Spend 5 nights at the Oceanside Hampton Inn Resort on Jekyll Island, Georgia.

■ NOVA SCOTIA AND THE CANADIAN MARITIMES; August 14 - 22, 2019: Highlights: Peggy’s Cove, Cabot Trail, Cape Breton National Park, Prince Edward Island, Bay of Fundy, and Oak Island.

■ DISCOVER THE OUTBACK TO THE GLACIERS: Australia/ New Zealand trip, Sept. 23 - Oct. 13, 2019. THIS TRIP IS FULL. GET YOUR NAME ON THE WAITING LIST. ■ TRIPS STILL IN THE PLANNING STAGES: FALL COLORS OF NEW ENGLAND: LEAVES OCTOBER 3, 2019 ■ CHRISTMAS HOLIDAYS, SAN ANTONIO RIVER WALK: DECEMBER 3 - 8, 2019 ■ Brochures for all trips available at the Senior Center front desk.

EXTRAS ■ Second Hand Rose Thrift Store: 10 a.m.-2 p.m., Monday-Friday VOLUNTEER OPPORTUNITIES Please call 586-2421 if you are interested in any of these opportunities.

■ Meals-on-Wheels is looking for volunteers to deliver meals in Bozeman.

■ Foot Clinic is looking for current or retired nurses to help with this monthly service!

■ Our thrift store, Second Hand Rose need volunteers to take surplus donations from to other thrift stores about once a week.

Menu Mon-Fri at Noon 1 - Cucumber Salad, Chicken Strips, Mac And Cheese, Carrot Sticks 2 - Beets, Hamburger Steak, Green Beans 3 - Jello And Fruit, Tuna Casserole, Mixed Vegetables, Chips 4 - Cranberries, Open-Face Turkey Sandwich, Mashed Potatoes, Gravy, Peas 5 - Green Salad, Bbq Chicken Breast, Boiled Potatoes, Mixed Veggies 8 - Center Closed For Columbus Day 9 - Applesauce, Pork Chops, Herb Rice, Peas And Carrots 10 - Green Salad, Swedish Meatballs, Rice, Mediterranean Veggie Blend 11 - Pears, Baked Chicken, Steamed Broccoli, Butter Egg Noodles 12 - Fall Festival: Roast Beef, Baked Potato, Green Beans 15 - Fruit, Chicken Salad, Tater Tots, Corn 16 - Tossed Salad, Chili, Cornbread 17 - Apricots, Meatloaf, Baked Potato, Mixed Veggies 18 - Oriental Coleslaw, Stir Fry With Chicken, Egg Rolls 19 - Cottage Cheese, Hamburger With Bun, Tomato/Lettuce/Pickles, Steak Fries 22 - Green Salad, Beef Stew, Biscuit 23 - Carrot Salad, Teriyaki Chicken, Rice, Stir Fry With Veggies 24 - Tomatoes And Cucumbers, Salisbury Steak, Mashed Potatoes, Brussel Sprouts 25 - Fruit Salad, Ham, Sweet Potato, Diced Beets, Broccoli 26 - Citrus Salad, Chef Salad, Breadstick 29 - Fruit, Beef Stroganoff, Noodles, Steamed Veggies 30 - Coleslaw, Baked Cod, Lemon Herb Rice, Stewed Tomatoes 31 - Halloween Dinner: Green Salad, Spaghetti, Garlic Bread, Green Beans

Please make reservations for lunch so that we can have an adequate amount of food!

Belgrade Senior Center 92 East Cameron Avenue (406) 388-4711 www.belgradeseniorcenter.com Email: belgradesrcntr@bresnan.net Executive Director: Lisa Beedy

EXERCISE: ■ Movement in Motion: 9am Mon, Weds, Fri ■ Yoga: 9am Tuesdays, 8am Fridays ■ Exercise class Tuesdays at 10am ■ We are looking for someone too teach a Step Aerobics class COMMUNITY RESOURCES ■ Blood Pressure Check: Noon October 11th & 25th ■ Flu Shot Clinic: October 17th 1:00 – 3:00 SOCIAL ACTIVITIES: ■ Cooking Class: October 24th 1:00-2:00 pm ■ Coloring & Puzzle Tables ■ Monday & Wednesday: 9:00 am Needleaires Sewing Circle CARD GAMES: ■ Monday: 12:45 pm Cribbage ■ Tuesday: 12:45 pm Hand & Foot ■ Thursday: 8:30 am Pinochle ■ Friday: 12:30 pm Pinochle (except Friday, October 19th) ■ Game Night and Potluck: October 19th 4:00pm ■ BINGO: Thursdays 12:45 ■ Board Meeting: October 16th ■ October 31st : Costume Lunch

Menu Mon – Fri at Noon

1 - Grilled Chicken, Rice Pilaf, Vegetables, Salad, Dessert 2 - Hamburger Gravy, Mashed, Potatoes, Vegetables, Salad, Dessert 3 - Macaroni & Cheese, Vegetables, Salad, Dessert 4 - French Dip, Tator Tots, Vegetables, Salad, Dessert 5 - Chili, Cornbread, Salad/ Vegetables, Dessert 8 - Salisbury Steak, Potatoes, Vegetables, Salad, Dessert 9 - Lasagna, Vegetables, Salad, Dessert 10 - Pot Roast, Potatoes, Vegetables, Salad, Dessert 11 - Baked Potatoes Bar, Topping, Vegetables, Salad, Dessert 12 - Chicken and Dumplings, Salad, Dessert 15 - Breakfast Surprise, Vegetables, Salad, Dessert 16 - Chicken Fried Steak, Potatoes, Vegetables, Salad, Dessert 17 - “Birthday Celebration” Chicken Alfredo, Pasta, Vegetables, Salad, Dessert 18 - Taco/Taco Salad Bar, Vegetables, Dessert 19 - Beef Stew, Biscuits, Salad, Dessert 22 - Turkey Pot Pie, Vegetables, Salad, Dessert 23 - Paella (Spanish Rice Casserole), Vegetables, Salad, Dessert 24 “You Requested for It!” Charty’s White Chicken Chili, Biscuits, Vegetables, Salad, Dessert 25 - Meat Loaf, Potatoes,Vegetables, Salad, Dessert 26 - Fish & Tator Tots, Vegetables, Salad, Dessert 29 - Tator Tot Casserole, Salad, Dessert 30 - Grilled Chicken Sandwich, Vegetables, Salad, Dessert 31 - Dress up Lunch Spaghetti, Vegetables, Salad, Dessert

All Meals Include Roll & Drink, Veggie & Dessert. Gluten and dairy free items upon request.

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