July 2008 by brad palmer

North Central Florida Edition

Building™

EDGE

MAGAZINE

The Local Voice in Building

July 2008

In This Issue Individual Spotlight: Teresa Kelly: Staying Involved at BANCF Supplier Spotlight: Ro-Mac Lumber Opens Florida’s Finest Door and Window Ocala Showroom Industry News: Home Builders Garner ’08 Legislative Success

Barry Rutenberg Homes & Arthur Rutenberg Homes:

Three Generations Working Together

Individual Spotllight

Teresa Kelly: Staying Involved at BANCF By David Greenberg

When Teresa Kelly joined the Builders Association of North Central Florida (BANCF), she had a different name – Teresa Faul – and a different job. As a commercial lender at M&S Bank back in 1996, it made perfect business sense for her to become an associate member of the builder group. But during her 14 years at the bank, Kelly has held a number of positions. Now, she describes her position as “back room.” Today, she is responsible for risk management for the bank. “I make sure all loan documents are accounted for, and the mortgage paperwork is written, filed, processed and closed, before it is sent on to investors,” she said. “It is mostly regulatory compliance and human resources.” So why stay involved in a local trade organization for the building community? “Because it is fun,” said Kelly. “I’ve been involved with banquet committee, the golf tournament and all the great social events. They’re just a great group of people to work with, and the staff is wonderful. I’m still involved because I have a good time.” Kelly says she remembers her first event

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Teresa Kelly

with the BANCF – a Halloween auction. “I can’t remember what my costume was,” she said laughing. “But I will always remember what (Gainesville builder) Howard Wallace was wearing. He was dressed as a woman.” Because of all of Kelly’s involvement with BANCF, which has included a stint as associate vice president, she was honored at the June meeting with the Don Lester Associate of the Year award. “I was flabbergasted when I found out,” she said. “I just have a great time working in the association. I never expected to be honored like this. I always look at it as what I can do to help others, and this organization is a great place to do that. This honor is overwhelming because there are so many great people there doing so much great work.” And Kelly has no plans to rest on her laurels. “I will continue to work with the association,” she said. “I told Margie (Deputy Executive Vice President Margie Krpan) recently to just let me know if any committee members drop out. I am ready to fill in. I’ve already been associate vice president, but if they ask me to do it again, I would. I am open

to whatever they need.” However Kelly says, she gravitates to the fun events, and leaves the politics to others. “I’ve mainly been involved in the social stuff,” she said. “I especially enjoy the golf tournament and things like the Home Show. But by being around, and getting to know the issues, I was appointed to the Alachua County Blue Ribbon Committee on Finance. I would never have done that had I not been involved in BANCF, and learned about the issues there.” Kelly says that from the standpoint of the bank, it makes sense to be involved in the association. “While I first got involved because of my personal responsibilities at the bank, it is certainly good for someone who works in lending at the bank to participate in the association,” she said. “At M&S, one of our main focuses is building construction. We like to have a big presence with local builders on both the residential and commercial side. I stayed involved because I have obviously enjoyed it.” It may even be fair to say that Kelly enjoys builders and the industry so much, she married one. She recently married Kevin Kelly, who, with his father, runs a commercial company – Robert Kelly Construction. She grew up in Lake City, and got a degree in finance from FSU in 1991. “Before I got to the bank, I worked as a bank examiner for FDIC,” said Kelly. “Not only was that boring, but the people at the bank don’t like you, and don’t like to see you coming.” So she has certainly enjoyed the jump she made to the banking side in 1994. She now works at M&S Bank’s operations center, across from FedEx in northwest Gainesville. “I’m so close to the BANCF office,” she said. “I can be there in minutes if they need me for something.”

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BUILDING EDGE MAGAZINE

Building™

EDGE 7

MAGAZINE

The Local Voice in Building

Contents Individual Spotlight

Teresa Kelly: Staying Involved at BANCF

In the News

Color Wheel Paint: Making Gainesville Colorful

Supplier Spotlight

Ro-Mac Lumber Opens Florida’s Finest Door and Window Ocala Showroom

Cover Feature

Barry Rutenberg Homes & Arthur Rutenberg Homes: Three Generations Working Together By David Greenberg Photography by David Johnston

In the News

EMPIRE Turf™ Meets FGBC Green Standards for Drought Tolerant Turf

Government News

Home Builders Garner ’08 Legislative Success

Association News

BANCF Honors A.W. Fletcher & Don Lester Service Award Winners

Focus Section

Bathrooms More Than an Afterthought By David Greenberg

Association News

BANCF Goes Fishing

Jake’s Corner

Welcome Jake Fuller: Jake’s Corner Comes to Advantage Publishing

Index to Advertisers

In the News

Color Wheel Paint: Making Gainesville Colorful By Kara Kennedy Color Wheel Paint will be making its way to the Gainesville area – and just in time for a scorching Floridian summer. Since 1960, Color Wheel has produced paint to withstand a sub-tropical climate that encompasses mildew, heat, humidity and fading. The company manufactures color fast exterior products for consumers who live in Florida and other states in the southeast United States. Color Wheel Paint is a specialty paint shop for retail, wholesale and contractors. The company offers interior and exterior paints, primers, sealers, conditioners and undercoats. Fortunately, the company does not limit itself to producing just paint. According to Jim Evans, Color Wheel Paint’s sales representative for Gainesville, the company will offer textured coatings for horizontal and vertical surfaces, stamped concrete supplies, wall coverings, floor finishes, spray equipment, Ultracrete Decking system products and light industrial products. “Color Wheel Paint has a strong presence in Florida, especially in the housing market,” Evans said. “Gainesville has been ‘on the map’ for a store for the same reasons that people and businesses want to move here to live and work—the stable growth economy, the University of Florida, the hospitals, the friendly communities and the climate. Gainesville is also a part of the state that is less prone to damage from hurricanes.” Color Wheel Paint will serve as a retail location and service walkin for any customer, but mostly commercial retail consumers will benefit from the business. For more information about the new store, go online to www.colorwheel.com, visit the store at the Publix shopping center on Northwest 39th Avenue and 13th Street in Gainesville, or e-mail Evans at jevans@colorwheel.com.

From left, Dwight Stokes, Jim Evans and Andy Andrews, will serve as the management team for Color Wheel Paint of Gainesville.

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Supplier Spotlight

Ro-Mac Lumber Opens Florida’s Finest Door and Window Ocala Showroom

Photo by Aaron Bailey

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Have you ever ordered anything out of a catalog and when the item arrived, it did not meet your expectations? Most of the time, the item you receive looks nothing like the one in the catalog and, in some cases, the quality of the product is very disappointing. Up until now, ordering doors and windows from a catalog, for most projects, was your only option, until Ro-Mac Lumber in Ocala did something about it.

Ro-Mac Lumber in Ocala just opened Florida’s Finest Door and Window Showroom at 1432 Southwest 15th Avenue. Homeowners can take the guesswork out of ordering some of the largest and most important investments in their homes. The showroom is an interactive presentation, which shows doors and windows in various home façades with realistic interior walls, where homeowners are able to touch, feel, open, and close

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Andersen is one of America’s premier providers of high quality doors and windows. The cedar siding façade provides a historic presentation to this modern day, energy efficient line of windows and doors.

them as if they were actually installed in their project. The Ro-Mac design team has everything marked with detailed descriptions, vendor identifications, and prices, so there is no mystery. Homeowners and builders will have all the information they need to make informed decisions. The format of the showroom was designed to offer an off site location for custom builders, independent contractors and remodel contractors who, in the past, were forced to show out-of-date catalogs at a client’s kitchen table. Florida’s Finest Door and Window Showroom gives local and regional builders the same showroom advantages of the national builders, and the layout allows for working areas to roll out plans for detailed discussions. There is no other facility in Marion, Levy, or Alachua County, where a builder can meet a client to choose doors and windows, and not feel like they are in one of those big box stores.

The Showroom

Custom Doors from Locklando are installed in Owens Corning Fawn Ledgestone, which portrays a grand entrance to a dream custom home, and the setup allows realistic viewing from both inside and outside.

Uniquely displayed in pivoting doors, the showroom presents an array of various glass door lights and caning, which show their true beauty not shown in typical catalog pictures.

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When a homeowner walks into the Ro-Mac Lumber Door and Window Showroom, they are first greeted with a beautiful selection of Andersen Doors and Windows installed in an exterior façade of beveled cedar siding which opens to the Orange Springs Room. The look is old Florida and even though Andersen Windows offer some of the most technologically advanced windows in the world, the presentation reminds one of Florida’s yesteryear. Intricate moldings and hardware selections allow many options for any homeowner or builder. As you go throughout the showroom, you will see a wide assortment of exterior doors and fixed lights, which are in full operational units, along with an enormous selection of door lights in easily moveable displays. The Ro-Mac Lumber design team utilized each display room to show off various ideas in detail and the showroom transforms itself into a total idea center for any project. The showroom has three other featured styles, which make it easy for homeowners and builders to visualize products in their projects. The Silver Springs Room features Owens Corning Fawn Southern Ledgestone stone work with a solid 6’0”8’0” mahogany custom entry door with wrought iron bar accents from Locklando. The Silver Glenn Springs Room features James Hardi wood grain lap siding with the very popular Azek trim. Peachtree Doors and Windows are featured in this Room, and the beautiful aluminum clad windows, with pre-finished chestnut interior wood panels, adds contemporary style to any project. For the traditional Central Florida look, the Rainbow Springs Room boasts a stucco block look and the room features some of Therma-Tru’s most beautiful fiberglass door units. From a Fiber Classic unit with Starlite glass to a Classic Craft Mahogwww.BuildingEdgeMagazine.com

any with Arcadia glass, Ro-Mac Lumber and Therma-Tru are presenting creative door options for your next project. The assortment of moldings, stair parts, hardwoods, trims, and finishes gives the consumer an opportunity to pick out what is best for their project. Unlike other companies, which keep you guessing on the styles and information, Ro-Mac Lumber has ensured all products are properly marked so the decision making process can be quick and easy. It is said that the eyes are the windows to your soul and at Ro-Mac Lumber they believe the soul of your house is seen through its windows and doors. Whether you are building your first starter home or dream retirement home, Ro-Mac has the affordable doors and windows for your project.

Photo by Aaron Bailey

A Southern tradition in doors and windows, Peachtree offers a comfortable look with James Hardi Siding, and this new Florida look is one of the most popular in the area.

Photo by Aaron Bailey

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Unlike other showrooms, the doors and windows actually work and are displayed in real walls giving the customer a realistic view. The various moldings and interior finishes are like walking through a wish book of ideas.

Service, Quality, and Reliability “Having visited ones across Florida, I can assure you

Ro-Mac Lumber and Supply, Inc. has been serving Central Florida since 1946, and for sixty-two years homeowners, builders, and subcontractors have come to depend on their superior quality, service, and follow-up after the sale. They can assist you in product approval information and specifications your designer will need when drawing your plans. You can count on Ro-Mac’s experienced staff to help you in selecting the best products for your needs and offer high quality installation on most of its products. You can be assured that when Ro-Mac installs your items, it’s done right. Only the best vendors in America were allowed to display in Florida’s Finest Door and Window Showroom and the names are the most trusted, highest quality in the market today. Andersen, Peachtree, PGT, BetterBilt, Therma-Tru, Masonite, and Locklando are companies whose products have met the test of time, and homeowners can rest assured knowing lower quality, imported products will not be substituted. Many of the vendors can offer very creative alternatives such as signature panels for impact door glass and special lighting arrangements on windows which will personalize any home.

Ro-Mac’s new Ocala showroom is one of the best. I was blown away by the layout, the amount and diversity of products displayed, and the accessibility of the location. From the hardwood flooring to the finely finished trim around the showcased doors and windows, it is obvious a lot of work and thought went into making this a quality experience for your customers and their clients.”

Bill Tucker, President

Florida Building Material Association

Ro-Mac’s Store Manager, Tony Smith, was instrumental in the showroom’s development and his attention to detail has made it the door and window showcase of Florida.

Larry Bellehumeur, Millwork Specialist, points out the intricate details of a custom door panel available from Foundation Door. Customers are able to design their own entrance presentations with these real wood, impact resistant doors.

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been recognized as one of Central Florida’s Top 100 Privately Held Companies by the Orlando Business Journal so builders and homeowners know they are dealing with a Florida company that can be trusted.

Ro-Mac Lumber and Supply has nine different operations throughout the Central Florida area and its door plant in Leesburg has the ability to make custom sizes on most doors. Ro-Mac Lumber’s window and garage door divisions are some of the largest in the State and the Company’s commercial steel door and architect division ships products across the State. From the foundation through roof trusses, Ro-Mac Lumber has the people and products to get your next project done. The opening of Florida’s Finest Door and Window Showroom in Ocala is just another extension of the great work and service Ro-Mac Lumber has been doing since it was founded by Floridian, Buck Robuck, in 1946. Ro-Mac Lumber has

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Ro-Mac Lumber Can Help This beautiful showroom is open to the public weekdays from 8:00 a.m. until 5:00 p.m., but after hour special appointments are available to both homeowners and builders. Tony Smith is the Manager of Ro-Mac Lumber’s Ocala location and Larry Bellehumeur is the Millwork Specialist for the showroom. Both have extensive backgrounds in the supply industry. In addition, the facility has four highly skilled Outside Sales Representatives, Patrick Koon, Clark Hillaker, Andrew Caudill, and Roger Sandor, who have extensive knowledge in all aspects of residential and commercial construction. The staff at Ro-Mac invites all new visitors to first walk the entire showroom to see the various featured items. Literature and information is located throughout to assist in decision making and Ro-Mac Lumber’s experienced staff is available to review plans and offer various options. Remember, the displays in this showroom are real, so homeowners are encouraged to open, close, lift, or lock so that expectations for performance are met. Making sure a homeowner or builder selects the correct doors and windows for their project is the goal for the staff of Ro-Mac Lumber because they understand a bad decision will be seen daily. Meeting the customer’s needs, instead of some sales goal, is the most important aspect for the staff, so homeowners will see a variety of options and prices. Expert door and window advice is available at Ro-Mac Lumber’s Chiefland location, which serves Levy, Gilchrist, and Alachua Counties. To contact our Chiefland location for a free estimate or consultation, call (352) 493-6656. The showroom is located at 1432 Southwest 15th Avenue in Ocala, which is just off 17th Street next to the big American Flag. For further information call 352-622-7099, email ocmromac@earthlink.net, or visit the Company’s website at www.romaclumber.com.

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Cover Feature

Photo by David Johnston. Without walls dividing rooms, the kitchen, family room and formal living room are connected, creating a great deal of functional space. Privacy can be created for the living room by closing the glass doors. 12

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Barry Rutenberg Homes & Arthur Rutenberg Homes:

Three Generations Working Together

By David Greenberg

Change is inevitable, and when that change brings a positive synergy, it can only mean good things for the beneficiaries. And change is exactly what has been happening at Barry Rutenberg and Associates, Inc., a company that has been building outstanding custom homes in the Gainesville area for 35 years.

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A big change came earlier this year, when it was announced that in February Barry Rutenberg and Associates, Inc. was becoming a franchisee of Arthur Rutenberg Homes. Besides bringing together a father and son, both with long ties in the Florida building industry, it literally made a great local builder even more outstanding. “It really gives us the best of both worlds,”

said Barry Rutenberg. “The most obvious benefit is that without having to build additional models or create new infrastructure, it gives us 80 new plans from which to build. We can continue to run our operation, doing what we have been doing all these years – building Barry Rutenberg homes and additions – or we can build an Arthur Rutenberg Home, if that is what our homebuyer wants.

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We are literally jump starting ahead several years with all these new floor plans.” Building in Florida since 1953, Arthur Rutenberg Homes has created a deserved reputation as one of the top builders in the state, as well as parts of Georgia and South Carolina. Arthur Rutenberg Homes is the country’s largest franchise system of independently owned and operated building companies. Each builder is carefully selected to build homes in a specific territory. In the case of Barry Rutenberg and Associates that territory starts in Gainesville, and extends to neighboring counties to the north, east and west.

Expanding Inventory

Photo by Allen Cheuvront. The unique layout of this home, the Montesano model, includes a detached cabana with full summer kitchen. The pool incorporates a sun shelf and steps on the cabana side.

Photo by David Johnston. The master bedroom includes access to the lanai and pool, as well as a two-step copper ceiling, picture windows and a sitting area.

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Becoming an Arthur Rutenberg franchisee does much more than add 80 awardwinning home designs ranging in size from 1,800 to more than 7,000 square feet of living space. Arthur Rutenberg Homes is known for its designs, as well as its outstanding operating systems and other computer software. Beyond that, the connection to Arthur Rutenberg Homes can mean cost savings for local customers because Barry Rutenberg and Associates now has the purchasing knowledge and power of a much larger organization behind it. “But there is no question that the biggest thing is the additional floor plans and building opportunities,” said Rutenberg. “For example, one of the Arthur Rutenberg designs is the Mirasol. I can show it in a larger, full-color book to someone, and they can see tremendous detail and elevation. But there are also models right now, on the ground in Ocala and Dunnellon. The customer can make a short trip, and easily see a real home and its features that they could not see before. That makes a big difference when you are talking about an investment as important as a new home.” He cited another Arthur Rutenberg design – the Bellagio II – a home with over 7,000-square-foot of living area. “It takes a great deal of time and effort to develop a house such as the Bellagio II,” said Rutenberg. “But when a customer can see it, it makes the building experience much better, and that makes all the difference in the world.” In addition to models, Arthur Rutenberg Homes maintains six interior-design centers around the state – Jacksonville, Tampa, Naples, Stuart, Orlando and Sarasota. www.BuildingEdgeMagazine.com

Photo by David Johnston. In the Inverness II model there is plenty of counter space, a unique tile backsplash with a GE monogrammed hood, custom pantry door, lots of countertop space, along with strategically placed appliances, makes this kitchen perfect for food preparation and entertainment. “With this change, we can do so much more for the homebuyer, and more of what they want,” said Rutenberg. “We can accelerate the selling process and the building process, as well as give them many more options. It is like in Star Wars, when they suddenly make the jump to hyper speed.” On a personal level, Rutenberg says there is something special for him about becoming an Arthur Rutenberg franchisee. “It is certainly nice to be able to work together,” he said. “Dad is actually a secondgeneration builder. With my daughter, Lisa (Kinsell), and her husband, Dale, on our staff, it is actually three generations working together. While it is a wonderful opportunity to work with him, what really makes this exciting is the tremendous number of qualified people with whom we are now associated.”

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Learning From the Ground Up Over the years, Barry Rutenberg has spoken about how he got his start in the homebuilding industry through his father. He says he learned the business from the ground up – digging foundations, working on a framing crew and pouring concrete. He said that his father would often lend him out to subcontractors and their work crews as a laborer, knowing that his son would invariably end up with the dirtiest and most menial tasks. But in the end, Arthur Rutenberg knew his son would learn the business well. Another unique aspect of the fatherson team is that is it is the only one in the Florida Housing Hall of Fame. Arthur Rutenberg earned the honor in 1996, one of many honors during a long and distinguished career. Barry Rutenberg was inducted during a ceremony in October 2007 held at Amelia Island, becoming the 50th member of that illustrious group.

As far as the third generation of the Rutenberg team, Lisa and Dale Kinsell exemplify the other changes that have occurred in recent years. Taking leadership roles in the company, they have been very involved in learning and becoming experts in all that it means to become a franchisee. “Lisa is evolving into a great general manager,” said Rutenberg. “She spent some years in sales – on the front lines. She has strengths that parallel mine. She’s great at seeing an issue, and resolving it. she works well with people, and, having been raised in the industry, she really understands it.”

Three Generations For her part, Kinsell says she is excited about what she can learn working alongside her father, and having the resource of her grandfather as well. Barry says Lisa brings a fresh perspective to the company.

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Photo by David Johnston. Beautiful landscaping is always one of the features of a Rutenberg home, as is the case with the model at Wilds Plantation.

The Rutenberg family (from left): Barry’s daughter, Lisa Kinsell, her husband, Dale, grandson, Tyler, Barry and his wife, Kris.

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Photo by Allen Cheuvront. This Rutenberg home in Wilds Plantation, the Montesano model, demonstrates the contrast in elevations and styles Rutenberg can create.

“There are great long-time employees here, with an average of 12 to 14 years of experience,” she said. “But it is always nice to bring in some fresh ideas and new input. For me, this is a great opportunity. I can learn so much from my father and grandfather. Between them, they have a wealth of knowledge and history.” Regarding the addition of the Arthur Rutenberg product and systems, she sees it as a great benefit for the customers. In addition to all the new floor plans from which to choose, she suggests that one of the biggest things coming from this is a much more rapid quoting system. “We also have some tremendous new marketing material, including floor plans, renderings, and even DVDs that can really show what a home will look like,” she said. “It will make the experience a lot easier.” Lisa’s husband, Dale Kinsell, has also taken on a new role recently – again one that will make the process better for customers. After spending a few years as a superintendent, he, like Lisa, is becoming an expert on the Arthur Rutenberg line and everything that comes with it. “Dale is a key part of our management team,” said Rutenberg. “Working with our subcontractors, suppliers, team members and customers, he does a great job of communicating and coordinating our operation.” He will serve as a liaison for customers, taking them from sales to the completed home. He has done all the preparatory work when it comes to estimating for the homes from the Arthur Rutenberg line. This will certainly lead to a streamlined process for the homebuyers. Kinsell’s experience building homes helps in coordinating with the senior field person, Buddy Barber, who is known for his pragmatic attitude and knowledge of the construction process. Brenda Watson-Banks, a Realtor and new homes specialist from ERA Trend Realty will be selling all these homes. She also sees this as something that will be great for local homebuyers. “While the faces haven’t changed, and we still provide the personalized service of a local homebuilder, there are so many advantages of becoming the newest Arthur Rutenberg Homes franchisee,” she said. “Customers have more floor-plan options, better and more www.BuildingEdgeMagazine.com

Photo by Allen Cheuvront. The breakfast room in the San Simeon model features eight-foot-tall butt-glass windows overlooking the pool and lanai. vendor relationships, and a much quicker response in our quoting department. We also now have 50 model-home centers for our prospects to tour. We are still a local homebuilder, but we have added all the perks of a national name brand.” Ron Joos, the company chief financial officer, has seen it all at Barry Rutenberg and Associates, having been there for more than 30 years. Joos started in sales, and has done a number of other jobs at the company. Like everyone else, he uses the word opportunity to describe what it means to become an Arthur Rutenberg franchisee. “It really brings a whole other dimension to what we offer here,” he said. “The things that impress me the most are the systems that Arthur Rutenberg Homes has to ofwww.BuildingEdgeMagazine.com

fer. With all his years of experience, it would make sense that he understands how to build a home, and make the process as effortless as possible for the homebuyer. The systems that Arthur Rutenberg Homes has to offer allow us to provide a broader home-building experience for the customers. Whether it is the interior-solution process, the streamlined building process for customers, or the level of service after the fact, it makes the home buying and homebuilding process much easier.” And while it may be a back-room issue, Joos says he likes the Arthur Rutenberg accounting systems as well. The customer may not see that, but if it improves the process, it means better things for them.

A Proven Process While change has certainly been a key word at Barry Rutenberg and Associates of late, one thing has not changed – the quality of your home and the experienced people building it. The team of experts incorporates everything a new homebuyer would need from initial design to the final project. There is on staff an architectural designer, sales consultants and more – making this a true, onestop experience. Whether the design selected is from the portfolio that Barry Rutenberg has developed in his 35 years or an Arthur Rutenberg design, it can be modified to meet specific needs. All these floor plans have been created, and then

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fine-tuned over the years, based on changes in the market and feedback from homeowners. The company will also build a totally new custom home. Rutenberg will be glad to build on a number of locations he has in the Gainesville area, or will build on the homebuyer’s property. And as far as how things went after the home was completed, Barry Rutenberg and Associates has a long-held and deserved reputation as a company that would stand behind its work. There’s one more thing a homebuyer gets when dealing with Rutenberg – a builder dedicated to learning, and always looking for ways to become a better builder. That is part of the reason why he is so involved in the industry’s professional associations. He is a former president of both the Builders Association of North Central Florida (BANCF) and the Florida Home Builders Association (FHBA). He was Florida’s Builder of the Year in 1994. He has served for the last 15 years on the executive committee of the National Association of Home Builders (NAHB), and is currently in his sixth year as Area V National Vice President of that organization. He has been given national awards, and quoted numerous times in national publications about issues related to the building industry, and has testified before the U.S. Senate, the Canadian House of Commons and the International Trade Commission.

Photo by David Johnston. The living room in the recently renovated San Simeon model home in Wilds Plantation. “Because of my involvement, especially focused on building materials for the last 15 years, I do have a lot of knowledge, and I bring it back to my homebuilding right here,” he said. More than anything else, that’s what Rutenberg is – one of the area’s top homebuilders. And that’s exactly what he plans on being for years to come. “As far as the future goes, two things will happen,” he said. “We will come out of the

Photo by Allen Cheuvront. The lighting at night, as well as the outdoor kitchen and cabana, make this a great spot for entertaining.

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current economic challenges. Then we will continue to grow this business in a reasonable manner. We have the team and the infrastructure in place to do just that.” To learn more about the building possibilities with Barry Rutenberg and Associates or Arthur Rutenberg Homes, call (352) 373-3405, or 1-800 ARHOMES, or go online to www.arthurrutenberghomes.com.

Arthur and Barry Rutenberg are the only father-andsontandems in the Florida Housing Hall of Fame. www.BuildingEdgeMagazine.com

In the News

EMPIRE Turf™ Meets FGBC Green Standards for Drought Tolerant Turf: Builders using EMPIRE can receive green credits EMPIRE Turf™, Florida’s first greatly improved zoysiagrass, meets the Florida Green Building Coalition “Green Building” standards. This allows Florida builders seeking green-home certification to specify EMPIRE and receive certifying credits. EMPIRE was designated because of its ability to reduce landscape water usage, its inherent pest resistance and its requirements for minimal fertilizer. Locally, EMPIRE is grown by Circle C Farms, located in Center Hill in Sumter County, and owned by Chuck Todd. Developed specifically for the unique southeastern environment, EMPIRE is the only zoysiagrass to meet the F.G.B.C. green building standards for Florida. There are over 20,000 Florida homes already using EMPIRE

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with thousands more expected while water conservation remains a top priority in the Sunshine State. Circle C Farms of Center Hill, Florida has been on the forefront of, not only specifying EMPIRE for new developments, but also for re-installs. “We have been supplying EMPIRE to many residents who have decided to rip out their old, less drought tolerant turfgrass and replace it with EMPIRE,” said Chuck Todd, owner of Circle C Farms. “It’s not just for new developments. In this day and age, people want a grass that requires less water and pesticide. Everyone is getting more environmentally friendly.” Circle C Farms, a grower of EMPIRE Turf, produces Palmetto® St. Augustine, EMPIRE Turf TM, CelebrationTM Bermudagrass, Sap-

phireTM St. Augustine and Floratam St. Augustine. Along with its turfgrass selection, the farm produces eight varieties of droughttolerant ornamental plants. For more information, visit www.CircleCfarmsInc.com, or call (352) 568-8876.

Chuck Todd

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Government News

Home Builders Garner ’08 Legislative Success By Edie Ousley Reprinted with permission of the Florida Home Builders Association. The 2008 Legislative Session ended in early May with the ceremonial dropping of the handkerchief, but not before lawmakers had passed a bevy of bills that position Florida’s homebuilders for success. Despite the tough economic woes that forced lawmakers to cut more than $3 billion from the state’s budget, the Florida Home Builders Association (FHBA) successfully advocated for the passage of its 2008 memberidentified priority issues. Affordable housing, building code/mitigation, impact fees, onsite and springshed protection, and property insurance – all member-identified priority issues – were victorious during the 2008 legislative session. These priority issues, along with growth management and property taxes, were selected as the association’s top legislative priorities when the FHBA’s governmental affairs committee hosted its annual pre-session meeting in late 2007.

“FHBA members should be very proud of our governmental affairs team,” said J. Emmett Reed, CAE, FHBA chief executive officer. “Because of their hard work, six of FHBA’s seven priority issues were J. Emmett Reed, CAE, addressed. We have FHBA chief executive made tremendous officer progress, and I look forward to what the future will bring.” FHBA’s lobbying team, under the direction of David Hart, vice president of legislative and governmental affairs, successfully secured legislation on the following issues: Affordable/Workforce Housing – In addition to the $243 million appropriated to the Sadowski Affordable Housing Trust Funds, lawmakers appropriated an additional $60 million, of which $22.5 million in non-recurring funds is designed specifically for down payment assistance. The additional

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down payment assistance is directly linked to a 25 percent reduction in impact fees. (See impact fees for more details). Building Code/Mitigation (Energy) – The Florida Building Code is the one regulation that touches every single builder in the state. The importance of this document is not lost on anyone within the industry. Under new legislation passed this session, builders will soon enjoy two different paths to achieving energy efficiency – the Florida Energy Code and, eventually, the International Energy Conservation Code. Additionally, future increases in energy efficiency must be based on a true cost-benefit analysis. This legislation also repeals an ill-conceived Coastal Code Plus standard as adopted by the Florida Building Commission that poses potentially negative consequences. It amends current wind maps, and allows for new wind maps to be adopted with new code updates, and it increases public input and citizen testimony before voting on changes to the code. Impact Fees – Impact fees will be reduced by 25 percent if counties and municipalities wish to obtain down-payment, assistance dollars for their affordable housing programs. Under specific lan-

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guage within the 2009 budget, the 25 percent impact-fee reduction must be for a period not less than 18 months, and have occurred not more than 12 months prior to the adoption of the state’s 2009 budget in order to be eligible for the funding. Local governments which impose no impact fees or waive impact fees entirely for homeownership purposes may also qualify. Onsite and Springshed Protection – Lawmakers have set aside $1 million from the Water Protection and Sustainability Program Trust Fund for the Florida Department of Health (DOH) to develop cost-effective nitrogen-reduction strategies – an anticipated three-year project designed to develop passive strategies for nitrogen reduction that complement the use of conventional onsite wastewater treatment systems. The DOH’s Research Review and Advisory Committee will spearhead this project which will include: 1) a comprehensive review of existing or ongoing studies on passive technologies, 2) field-testing of nitrogen reducing technologies at actual home sites for comparison of conventional, passive technologies and performance-based treatment systems to determine nitrogen reduction performance, 3) documentation of all capital, energy and life-cycle costs of various technologies for nitrogen reduction, 4) evaluation of nitrogen reduction provided by soils and the shallow groundwater below and down gradient of various systems, and 5) development of a simple model for predicting nitrogen fate and transport from onsite wastewater systems. A progress report will be presented to the Governor, Senate President and House Speaker on February 1, 2009, and include recommendations for funding additional phases of the study. Additionally, the DOH will provide a report to the same elected officials by October 1, 2008 which identifies the range of costs to implement a mandatory statewide five-year septic tank inspection program to be phased in over 10 years in accordance with the department’s procedure for voluntary inspection, including use of fees to offset costs. From the research fees collected, $150,000 will be used by the DOH to provide a statewide inventory of onsite treatment and disposal systems. Administrative Procedures Act – For the second year in a row, FHBA was successful in passing legislation that will reduce and eliminate unlawful state agency non-rule policies. Over the years there have been increased activities by state agencies to try and implement and apply unlawful, non-rule or desk-drawer www.BuildingEdgeMagazine.com

policies on development. These are agency policies that have not gone through the formal transparent rulemaking process. Under just-passed legislation, state agencies must formally go through the rule-making process and formally adopt desk-drawer agency policies. It provides incentives for agencies to go through the rule-making process and penalties for those that do not. Florida Forever – Under legislation passed extending the Florida Forever successor program beyond its 2010 expiration, threatened wildlife species can now be relocated to state conservation lands from development sites. This component of the legisla-

tion was supported not only by FHBA, but also by state agencies and environmental groups. The legislation will reduce the cost of mitigating for imperiled species and conversely reduce the cost of developing land. It’s good for the environment and for homebuilders. Property Insurance/Mitigation – Considered an “unfinished business” item by FHBA members, lawmakers passed a property insurance/mitigation bill that provides hurricane mitigation premium credits that are tied to a uniform home-rating scale. Additionally, it freezes Citizens Property Insurance rates until 2010, and provides

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for a capital build-up incentive program designed to reduce the state’s exposure. Finally, this bill moves towards market-based response, and addresses various issues relating to rate filings. While FHBA members found tremendous success on its top priorities, growth management and property taxes were the only two items that didn’t survive the 60-day legislative session. Property Taxes – Despite all the rhetoric that more would be done on property taxes after the passage of Amendment 1, the issue never picked up steam in the Florida Senate. FHBA thanks Speaker Marco Rubio and House Speaker Marco the Florida House of Rubio was praised by Representatives for FHBA for spearheadpassing several prop- ing property tax reerty tax reform mea- form issues. sures. Despite their great efforts, the measures were not taken up by the Senate.

However, the Taxation and Budget Reform Commission (TBRC) approved a measure that would provide a 25-percent savings on property taxes if voters approve the plan during the November election. The commission, which has the power to put constitutional amendments before voters, developed a measure that swaps a third of a homeowner’s property tax bill for a penny increase in the sales tax. Specifically, this amendment calls for abolishing the portion of property taxes that pays for schools – the Required Local Effort – by 2010. An estimated $9.6 billion portion of property taxes the state requires to pay for schools would be eliminated. School districts could continue to levy other property taxes if they have been approved by voters in the past. This measure will appear as a proposed constitutional amendment on the November ballot. Growth Management – Growth management was alive and well throughout session, but died on the final day of session because of a stalemate between the House and Senate. The Senate’s growth management bill included much-desired school concurrency language that would have gone a long way

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toward allowing portables to be counted as additional capacity. Furthermore, it included an impact fee amendment that would have changed the law defining how judges could consider legal challenges to impact fee increases by local governments. Currently, local governments get the benefit of the doubt and a legal challenge to the methodology or amount is nearly impossible to win. The amendment would have leveled the playing field by requiring judges to give neither side deferential treatment in rendering an opinion. Finally, the industry would have received a fair shot. Edie Ousley is the Communications Director for the Florida Home Builders Association. Contact her at eousley@fhba.com.

Edie Ousley

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Association News

BANCF Honors A.W. Fletcher & Don Lester Service Award Winners Fifteen years ago, the Builders Association of North Central Florida (BANCF) established the A.W. Fletcher Service Award in honor of a gentleman who guided the association since its beginning and played a vital role in the association and the community for over 40 years. An engraved silver cup was presented to Fletcher, and a replica of it is presented each year to the past president who rendered the most outstanding service to the association during the previous year. The 2007 A.W. Fletcher Service Award was recently presented to Past President Jim Painter, Painter Masonry. During the presentation, BANCF President Brian Les-

lie remarked that Painter truly represented what this award is all about. Although he was president of the organization several years ago, he continues to spend countless hours on a wide range of issues. His passion is in education and training. Because of his leadership, the association is training our current and future workforce through BANCFâ&#x20AC;&#x2122;s apprenticeship program and the high school dual-enrollment program at Santa Fe Community College. Seven years ago, BANCF established a new award to be presented annually to the past associate vice president who rendered the most outstanding service to the associa-

Former BANCF presidents assemble during the Past Presidents Celebration at the membership meeting.

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tion during the previous year. They named this prestigious award the Don Lester Service Award after a man who served and loved the association for many years.

Jim Painter receives the A.W. Fletcher Service Award from BANCF President Brian Leslie.

An engraved silver cup was presented to Teresa Faul Kelly, M&S Bank, as the 2007 Don Lester Service Award winner. Kelly received this honor because of her continued work throughout many of the association activities. For the past eight years, she headed up the ticket sales at the Home Show, and is always one phone call away for help on any project. The awards were presented during the Past Presidents Celebration at the BANCF membership meeting

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Focus Section

Bathrooms

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More Than an Afterthought

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hen new homebuyers are planning their dream home today, two rooms receive the most attention. The first is the kitchen, but that is closely followed by the bathroom. And there’s good reason for that interest in a room that in years past was nothing more than an afterthought when it came to designing and building a home. The average person visits the bathroom anywhere from six-to-eight times a day. If you do the math, that’s an average of about 2,500 times a year. That’s about three years out of an entire life. And none of that includes time spent in the shower or bath. What that means for builders is that they should be spending time considering appliances, flooring, cabinets, and the rest of what goes into creating a bathroom in which someone will be comfortable spending some time. Certainly, manufacturers are doing their part to provide quality products for builders to incorporate. When people are considering bathrooms, one of the primary concerns is space, and often that means countertops. There needs to be enough, and it needs to look good. Two companies considered among the leaders in the field when it comes to bathroom countertop space are DuPont and Cosentino. DuPont is certainly a household name. The company specializes in granite and quartz surfaces, with two names that are known for quality – Corian® and Zodiaq®. Corian is a specialist material made by DuPont. A blend of natural materials and acrylic polymer, Corian can be made into countertops and sinks, as well as other horizontal and vertical surfaces. Corian offers a low-maintenance, bathroom countertop that is easy to clean, and great for homes with small children or lots of people. They are hypoallergenic, non-toxic, and they don’t react to chemicals so they can be cleaned using virtually any of the cleaning solvents on the market.

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Corian countertops include a coved backsplash and a thick, front-edge treatment to provide a custom look, and come in models made to fit more than 30 standard cabinet sizes. Corian’s 100 series and 300 series both come standard with single or double sinks. Zodiaq is an advanced composite material made of 93 percent quartz. It is non-porous, and no sealant, polish or reconditioning is necessary. It comes in 45 colors and is stain resistant. Silestone® by Cosentino is natural quartz created for today’s homes. Utilizing a revolutionary process, Silestone offers you over 60 colors, exceptional textures and variety of finishes. Also, multi-dimensional functionality makes Silestone quartz a cleaner, safer surface for the home. Silestone offers the unique combination of built-in Microban® antimicrobial product protection, National Sanitation Foundation certification and GREENGUARD indoor air quality certification. Microban protection inhibits the growth of microbes such as odor-causing bacteria, mold and mildew. Silestone is an alternative to traditional granite countertops, and it has its benefits over these types of bathroom countertops. They do contain materials made of quartz, but one of the reasons why people love these new Silestone countertops is because they don’t have the imperfections that come along with natural stone materials. Silestone bathroom countertops are outselling marble bathroom vanity countertop options, granite and other natural stones. An added benefit of Silestone countertops is that they are virtually maintenance free. There are no pores, so no scrubbing is needed and there are no germs to worry about. Just a simple cleaner and a rag can restore a Silestone countertop to its original, natural brilliance. Other products can be used in bathroom countertops. Among the better ones are marble and tile. Laminate is used commonly, as well,

but is susceptible to damage from heat. Flooring is critical in the bathroom. Bathroom flooring can take almost any form but consideration needs to be taken for water. Any flooring will have to be able to cope with very damp and wet conditions at least twice a day. Bathroom floors can even be made of hardwood, provided that they are coated with a water-proof finish. Many people will opt for this type of flooring in this part of the house because it provides warmth and a relaxing atmosphere. Most professionals will recommend vinyl and tiles for the bathroom floor. Vinyl is very versatile, coming in a variety of colors, and is relatively inexpensive. And while in the past, vinyl often meant cold feet, today it comes with opulent insulation and cushioning attributes that make it just as warm as hardwood. One of the biggest selling points for tile floors is that it gives the bathroom a hygienic feel, while, at the same time keeping all water out. Armstrong flooring is a major contender in the flooring industry, and offers lots of variety for the bathroom. Armstrong’s vinyl sheet flooring comes in a variety of styles and colors. Some of the more popular styles are contemporary, casual country, traditional and transitional. With bathrooms being one of the smaller rooms in the homes, space and storage are an issue. Two names stand out when it comes to cabinetry and storage space in the bathroom – KraftMaid and Merillat. KraftMaid is the world’s largest manufacturer of residential casework, including bathroom cabinets. KraftMaid offers cabinets in six natural woods – Maple, Hickory, Oak, Cherry, Birch and Pine. KraftMaid also offers cabinets in laminate finishes. Three types of door shape are available: square, arch and slab. More than 50 square door shapes are available, and more than 25 arch door shapes. KraftMaid also offers a wide range of standard and premium finishes and glazes. K r a f t m a i d ’ s Harmony® line is spe

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(also see previous spread) Moen offers a wide variety of plumbing fixtures, as seen by these two distinct offerings.

above: The Merillat classic-country, casual line includes these under-sink cabinets and drawers, along with the taller storage area. cifically designed with the bathroom in mind. The product line includes items like hampers, wicker baskets and vanity storage. Merillat offers a complete line of planned bathroom storage products. Merillat has identified four zones for specific bathroom activities – the shower/bath zone, sink zone, linens/laundry/dressing zone and toilet zone. Each zone has its own storage products, including things like tilt-out sink trays, grooming racks and more. While all of these things are designed to make the bathroom more comfortable and practical, the primary ingredients in the room are sinks, toilets, showers and tubs. When it comes to faucets the names to consider are Moen, Delta and Kohler. Moen faucets are designed to be modern and convenient. The company catalogue includes one-handle and two-handle faucets, bidets, tubs and showers. Their bathroom collections include the Icon, for urban and contemporary products with a European flair, and Bamboo, which brings images of green leaves and waterfalls indoors. Delta products are designed in numerous styles to suit every individual lifestyle. The bath faucets are divided into the following categories – casual, contemporary, traditional and stately. When it comes to durability and attractiveness, it is hard to beat the Delta product line. Kohler is recognized as the leader in bathroom plumbing products for the shower, tub, sink and toilet. WaterTile Round adds a new, versatile shape to the collection of WaterTile bodysprays, and is a favorite in the shower. The direction of spray can be adjusted with the touch of a finger, and the recessed installation features an uncluttered and refined look. The K-8013-BN with 27-nozzle spray comes in brushed nickel. The K-8014-CP with 54-nozzle spray is offered in polished chrome. Kohler’s Kelston line offers top quality when it comes to sinks and toilets, as well.

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Two other top-of-the-line names for bathroom fixtures are American Standard and LASCO. American Standard Town Square™ line of showers and tubs is among the most popular. This Town Square Collection shower base features a simple design that brings continuity to any bathroom. The Town Square offers excellent quality with its classic look and ability to blend well with a variety of décor. LASCO Bathware produces nearly a fourth of all bathing fixtures sold in the United States. The Lascoat bathtub product line ranges from corner-shaped units to hourglass shapes, and they are made to fit, even in an alcove or island. Shower units are available in a wide variety of sizes and shapes from narrow space-saving units to wide units with double molded seats. The selection of tub/shower combination units provides even more versatility. These units have a scratchresistant, fiberglass-reinforced gelcoat finish and range in size from 32-to-60-inch widths. All of this may seem like a lot to consider for one room, but as a builder, there are some things to keep in mind. Bathrooms are getting bigger and bigger. People are applying more square footage to the bathroom, even if it means making other rooms smaller. It has become a room in the home, and needs to be planned for just as much as any other part of the house. 2nd from top: This Zodiac® Cloud White countertop from DuPont, is a perfect complement to a traditional bathroom. 3rd from top: This bathroom features the Kohler Devonshire tub filler on the ThermoMasseur TMU6060 corner Bain Ultra air bath. The frameless clear glass corner of the shower utilizes the deck of the tub as well as a spacious corner giving a perfect panoramic view to anywhere in the room. bottom: In its planning for bathroom cabinets, Merillat creates various zones in the room. This sink-zone cabinet, part of Merillat’s formal traditional line in natural Maple, includes a pull-out vanity tray.

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This unique Corian® countertop, Burled Beach, includes a tilt, eliminating a traditional sink, but allowing for water to flow.

Association News

BANCF Goes Fishing A good time was had by all – especially the kids – at the BANCF Family Fun Fishing Tournament. The Builders Association of North Central Florida (BANCF) recently completed its 44th annual Family Fun Fishing Tournament. Each year, the annual trip has placed more and more emphasis on family fun while still maintaining the excitement and competition of a serious fishing tournament. The following Junior Angler winners were presented with trophies: • Ryan Schiavone, King Fish, 6.3lbs • Nick Oelrich, Grouper, 5.3lbs • Brian Gillespie, Saltwater Jack, .4.3lbs • Kelly Leitner, Spanish Mackerel, 2.5lbs • Andrew Stringfellow, Trout, 2.5lbs • Dakota Payne, Trout, 2.1lbs • Bradley English, Bass, 2.0lbs • Carrie Leitner, Spanish Mackerel, 2.0lbs • Colin English, Bass, 1.3lbs • Kayla Payne, Trout, 1.1lbs • Karla Clark, Sand Trout, .5lbs

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Not to be outdone by the Junior Anglers, the Adult winners are as follows: • Largemouth Bass 1st Place Heavy Stringer – Bradley English, Colin English, 4 fish, 6.0lbs • Speckled Sea Trout: 1st Place Big Fish (TIE) – Bob Concelmo, 2.9lbs and Gary Simpson, 2.9lbs 2nd Place Heavy Stringer – Bob Concelmo, Jason Evans, Matthew Concelmo, 6 fish, 10.9lbs 1st Place Heavy Stringer – Doug Stringfellow, Gary Simpson, Alex Stringfellow, Andrew Stringfellow, 10 fish, 20.1lbs

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Jake’s Corner

Welcome Jake Fuller: Jake’s Corner Comes to Advantage Publishing As some of you might have noticed, my editorial cartoons no longer appear in Gainesville’s local newspaper. Budget cuts brought to an end my tenure in the belly of the liberal beast. So, now that I’m going to be aggravating folks in the various publications of Advantage Publishing, let me introduce myself. I’m originally from Lakeland, but have lived in Gainesville since 1970. I’m married to Laura Fuller, probably a well-known to many area builders. We have two sons, both attending Santa Fe Community College.

In my imagined life I would be spending all my time outdoors on the back of one of my horses. But, in reality, I’ll settle for lampooning local windbag politicians

and left-wing loons. So, hopefully I’ll stir things up a little and bring a chuckle to our readers. – Jake Fuller

Jake’s Corner

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Congratulations Rutenberg and Associates We are proud to be a part of The Rutenberg team!

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Index to Advertisers

Aluminum Aluma-Tec. . . . . . . . . . . . . . . . . . . . . . . 28

Categorical Index

Banks/Lending RBC Bank . . . . . . . . . . . . . . . . . . . . . . . 29 Blinds/Shutters Gotcha Covered . . . . . . . . . . . . . . . . . . . 27 Brick Harwood Brick. . . . . . . . . . . . . . . . . . . . 29 Building Materials RoMac Lumber & Supply. . . . . . . . . . . . . 29 Carpet/Flooring Griffis Tile & Flooring . . . . . . . . . . . . . . . . 5 Central Vacuum Systems Crime Prevention Security Systems/ Custom Home Entertainment. . . . . . . . . . Back Cover Closet Systems United Sales of Ocala. . . . . . . . . . . . . . . 22 Doors Anderson Doors . . . . . . . . . Foundation Doors. . . . . . . . Gator Door & Supply. . . . . . Ro-Mac Lumber & Supply. .

. . . .

11 . 6 20 29

Aluma-Tec. . . . . . . . . . . . . . . . . . . . . . . 28 (352) 732-7362 www.alumatecflorida.com

Alphabetical Index

Communications Systems. . . . . . . . . . . . 21 (352) 332-0359 www.csi-florida.com

Crime Prevention Security Systems/ Custom Home Entertainment. . . . . . . . . . Back Cover (352) 376-1499 in Gainesville (352) 351-0382 in Ocala www.cpss.net Custom Home Entertainment. . . . Back Cover (352) 376-1499 in Gainesville (352) 351-0382 in Ocala www.cpss.net Ferguson Bath, Kitchen & Lighting. . . . . . Inside Front Cover (325) 732-3114 www.ferguson.com

Full Technology Integrator Crime Prevention Security Systems . . . . . . . . . . . . Back Cover Garage Doors/Overhead Doors Overhead Door Company of Gainesville. . . 19

Shower Doors/Glass United Sales of Ocala. . . . . . . . . . . . . . . 22 Signs Festival Sign Service. . . . . . . . . . . . . . . . 22

Green Products Indigo Green Store. . . . . . . . . . . . . . . . . . 3

Structured Wiring Crime Prevention Security Systems . . . . . . . . . . . . Back Cover

Home Entertainment Custom Home Entertainment. . . . Back Cover

Tree Service Gastonâ&#x20AC;&#x2122;s Tree Service . . . . . . . . . . . . . . . 31

Networking Solutions Communication Systems. . . . . . . . . . . . . 21

Trim/Molding Ro-Mac Lumber & Supply. . . . . . . . . . . . 31

Photography Johnston Photography. . . . Inside Back Cover Plastering Richard Inks Plastering. . . . . . . . . . . . . . 29 Sherouse Plastering . . . . . . . . . . . . . . . . 31 Plumbing Ferguson Enterprises. . . . . Inside Front Cover Security Systems Crime Prevention Security Systems . . . . . . . . . . . . Back Cover

Gainesville Regional Utilities. . . . . . . . . . . . . . . . . . . . . . . . . 23 (352) 393-1492 www.gru.com Gaston Tree Service . . . . . . . . . . . . . . . . 29 (352) 378-5801 www.gastonstreeservice.com Gator Door & Supply Company. . . . . . . . . 20 (352) 375-8539 www.gatordoor.com Gotcha Covered . . . . . . . . . . . . . . . . . . . 27 (352) 495-0401 Griffis Tile & Flooring . . . . . . . . . . . . . . . . 5 (352) 438-0060 www.griffistileandflooring.com Harwood Brick. . . . . . . . . . . . . . . . . . . . 29 (352) 377-1699 www.harwoodbrick.net

Utilities Gainesville Regional Utilities. . . . . . . . . . . . . . . . . . . . . . . . . 23 Windows Andersen Windows . . . . . . . . . . . . . . . . . 11 Ro-Mac Lumber & Supply. . . . . . . . . . . . 31 Window Coverings Gotcha Covered . . . . . . . . . . . . . . . . . . . 27

RBC Bank . . . . . . . . . . . . . . . . . . . . . . . 29 (352) 335-0999 www.rbcbank.com Richard Inks Plastering Corp. . . . . . . . . . 29 (352) 375-4614 Ro-Mac Lumber & Supply. . . . . . . . . . . . 29 (352) 787-4545 in Leesburg (352) 622-7099 in Ocala (352) 493-6656 in Chiefland www.romaclumber.com Scarborough Company Insurance. . . . . . . 29 (352) 377-1978 www.scarins.com Sherouse Plastering . . . . . . . . . . . . . . . . 29 (386) 462-4236 Thames Gas Service. . . . . . . . . . . . . . . . 29 (352) 374-2001

Festival Sign Service. . . . . . . . . . . . . . . . 22 (352) 376-0003 www.festivalsignservice.com

Indigo Green Store. . . . . . . . . . . . . . . . . . 3 (352) 378-2285 www.indigogreenstore.com

The Floor Store of Newberry. . . . . . . . . . . 21 (352) 472-1331

Foundation Doors. . . . . . . . . . . . . . . . . . . 6 (941) 487-6063 www.foundationdoor.com

Johnston Photography. . . . Inside Back Cover (352) 372-2512

United Sales of Ocala. . . . . . . . . . . . . . . 22 (352) 867-7290 www.usocala.com

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Overhead Door Co. of Gainesville. . . . . . . 19 (352) 468-2733 in Alachua County (352) 622-5737 in Marion County www.overheaddoor.com

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