The Senior Newspaper Serving Volusia & Flagler Counties For 23 Years—COMPLIMENTARY COPY
A Publication of Schillinger Enterprises, Inc. © 2014 Volume XXIII – Issue 16
August 1, 2014
Five Brain Fitness Tips Page A-8
Visit Us Online At: seniorstodaynewspaper.com
Page A-2—Seniors Today—August 1, 2014
Sometimes A Great Notion...
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t’s often easier to share an anonymous message placed online than to come up with a new subject. In this case, deadline time is running short and I recently read of a senior citizen who got fed up with the dealings of her bank. The article was quite long but this senior was setting up her system so that it would require as much time of them as they required of her… time spent reading, answering, correcting errors in her account. She wrote to thank them for bouncing her check to her plumber. Then she covered all facets of their business and concluded that, “When I try to contact you, I am confronted by the impersonal, overcharging, pre-recorded, faceless entity which your bank has become. From now on, I, like you, choose only to deal with a flesh-and-blood person. My mortgage and loan repayments will therefore and hereafter no longer be automatic, but will arrive at your bank, by check, addressed personally and confidentially to an employee at your bank whom you must nominate. Be aware that it is an OFFENSE under the Postal Act for any other person to open such an envelope. “Please find attached an Application Contract which I require your chosen employee to complete. I am sorry it runs to eight pages, but in order that I know as much about him or her as your bank knows about me, there is no alternative. “In due course, at my convenience, I will issue your employee with a PIN number which they must quote in dealings with me. I regret that it cannot be shorter than 28 digits but, again, I have modeled it on the number of button presses required of me to access my account balance on your phone bank service system. “As they say, imitation is the sincerest form of flattery. Let me level the playing field even further. When you call me, press buttons as follows: Immediately after calling, press the star (*) button for English. Then press:
You
Name It …by Kitty Maiden
1. To make an appointment to see me. 2. To query a missing payment. 3. To transfer the call to my living room in case I am there. 4. To transfer the call to my bedroom in case I am sleeping. 5. To transfer the call to my toilet in case I am attending to nature. 6. To transfer the call to my mobile phone if I am not at home. 7. To leave a message on my computer, a password to access my computer is required. Password will be communicated to you at a later date. 8. To return to the main menu and to listen to options 1 through 7. 9. To make a general complaint or inquirky. The contact will then be put on hold, pending the attention of my automated answering service. 10.This is a second reminder to press star (*) for English. While this may, on occasion, involve a lengthy wait, uplifting music will play for the duration of the call. Regrettably, but again following your example, I must also levy an establishment fee to cover the setting up of this new arrangement. May I wish you a happy, if ever so slightly less prosperous Year? Your Humble Client. Remember: Don't make old People mad. We do not like being old in the first place, so it does not take much to tick us off. Thank you.” I sometimes wonder how much time it takes for a person to come up with and write about this type of info. It is always fun to read and always creates a chuckle. Kitty Maiden is a staff writer for Seniors Today.
August 1, 2014—Seniors Today—Page A-3
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Page A-4—Seniors Today—August 1, 2014
Seniors Today 360 S. Yonge, Street Ormond Beach, FL 32174 Phone: 386.677.7060 Fax: 386.677.0836 Website: seniorstodaynewspaper.com Published by Schillinger Enterprises, Inc. General Manager Bonnie Schillinger Editor Bonnie Gragg Staff Writers Kitty Maiden Peggy & George Goldtrap Seniors Today is published and distributed free every other Friday to inform, entertain, and serve those over the age of 50. Deadlines: The deadline for advertising is Friday, 5 P.M., one week prior to the Friday publication date. Advertisements and copy: All advertisements and copy is believed to be truthful and accurate. Seniors Today reserves the right to edit, revise, or reject any advertising and/or submitted articles for publication. Advertisements are the sole responsibility of the advertiser. Advertisements and copy in Seniors Today are not meant to be an endorsement of any product, service, or individual. All editorial copy and by lined articles are the opinion of the writer and are not necessarily the view, opinion, or policy of Seniors Today. Errors and Omissions: Neither the publisher nor the advertiser are liable for mistakes, errors, or omissions. The sole liability of Seniors Today to an advertiser is to reprint the corrected ad in the next issue. Copyright Warning: Pursuant to Federal Copyright Law, all material contained within this publication which was created, designed, composed, written, typeset, imageset, or prepared in any way by Seniors Today remains the sole property of the publisher and cannot be reproduced in whole or in part without the written permission of Seniors Today. This pertains to the duplication of either advertising or non-advertising material. Notice of copyright appears on page one of this and all issues.
What’s Happening Around Town… Free Caregiver’s Day Need a break from caregiving? First United Methodist Church of Ormond Beach is providing three free Caregiver’s Day Out that includes food, fun, and special attention for care receivers. The days are from 9 A.M. to 2 P.M. on Thurs., Aug 14; Sat., Sept. 13; and Thurs., Oct. 16 at First United Methodist Church of Ormond Beach. For more information, call Sherry at 386. 677.3581, ext. 311. This is a great opportunity for caregivers to have a break and know that their loved ones are being care for.
Natural Smile Seminar Do you have missing teeth or ill-fitting dentures? Find out if dental implants are right for you at a free patient information day. The seminar is scheduled for Tues., Aug. 26, 4 P.M. at the offices of Florida Oral & Facial Surgical Associates in Daytona Beach. Seating is limited and light refreshments served. Please make your reservation by calling 386.868.0741.
Health & Kidney Disease Do you have Diabetes or high blood pressure? You can help with early prevention of kidney disease for you or your loved ones. Kidney Smart Education classes are offered in your area at no cost! Call 888.my.kidney or visit kidneysmart.org
Reverse Mortgage Seminar Come get all the facts on fixed rate reverse mortgages and have all your questions answered by Glenn Russell your local reverse mortgage specialist on Thurs., July 24 from 11 A.M. to 1 P.M. in Port Orange. Enjoy a complimentary lunch while you learn and get all the information you need. Seating is limited so make your reservations today. RSVP to 386.663.4067.
Medicare Workshop Come find out how medicare works and get the answers to frequently asked questions on Tues., Sept. 9 or Tues., Oct. 7 both at 10 A.M. at Great American Senior Benefits, 1930 W. Granada Blvd., Ormond Beach. Seating fills fast! RSVP to 386.671.9150 or grea tamericanpr@yahoo.com and leave name and date you wish to attend. Free $10 gift certificate to Gourmet Kitchen for all attendees!
Seniors Today Fall Festival Vendors Seniors Today newspaper once again is hosting a day of entertainment, fun, food, exhibits, and more for our seniors on Friday, Sept. 19 from 9 A.M. to 1 P.M. at Holy Cross Lutheran Church in South Daytona and is now accepting vendor applications. Tables start at just $150 and sponsorship opportunities are available. This fun-filled event is absolutely free for our seniors. To find out more or request an application, call Seniors Today at 386.677.7060.
Volunteers Needed The Daytona Beach International Airport Ambassador Program needs more friendly folks to greet visitors throughout the airport and help travels enjoy a pleasant experience while here. Join a great program and make new friends! Late afternoon, evening, and weekend volunteer shifts are available. Positions are open to those 18 years or better. For more information, call Pat O’Brien at 386.248.8030, ext. 18318.
Choral Society Daytona Beach Choral Society extends an invitation to persons interested in singing classical and semiclassical four-part harmony to meet our director as well as our president Saturday, August 9 at 11 A.M. at Ormond Beach Presbyterian Church, Amsden Road at Halifax Drive. The group meets on Tuesday evenings from September until May and presents two major concerts per year, one during the holiday season and the other in the spring. For questions or further information, please call Geri at 386.274.5604 or e-mail: gcratty@cfl.rr.com or Tawn at 386. 307.7479 or e-mail: harmonizer561 @yahoo.com
Enter Your Pet Join the fun and enter the 2014 Pet of the Year Photo Contest. Your pet doesn’t have to be adopted from Halifax Humane Society to be considered but we do like to see some of our former furry friends. Entries must be received by Friday, August 15 to be eligible. There are two ways to participate. You can enter your favorite pet photo for a donation of $5 and/or vote for your favorite pet for a donation of just $1 (minimum purchase of five votes). Enter your photo and get your friends and family to vote. All proceeds benefit Halifax Humane Society. For details, call 386.274.4703.
Earn Extra Income Are you retired and looking for extra income? H&R Block is now hiring office managers, tax professional, and client service positions. Join H & R Block for a Career Fair on Aug. 5, 2-5 P.M., 3830 S. Nova Rd., Port Orange and Aug. 13, 10 A.M.–2 P.M. and 4-8 P.M., 1509 Beville Rd., Daytona Beach. For information on class times and Career Fair locations email hrblockdaytona@gmail.com
National Night Out On Tuesday August 5, neighborhoods throughout Volusia County are being invited to join forces with thousands of others in communities nationwide for the Annual National Night Out crime and drug abuse prevention event that sends a message to criminals letting them know neighborhoods are organized and fighting back. From 6 to 9 P.M., residents in neighborhoods throughout the Volusia County area are asked to lock their doors, turn on outside lights, and spend the evening outside at funfilled events with neighbors, law enforcement, and community partners. For times and locations in your area, contact your local police department.
Free Legal Services Community Legal Services of MidFlorida (CLSMF) will be holding a clinic for residents on Thurs., August 7. CLSMF clinics are held on the first Thursday of each month in Conference Room 103 in City Hall located at 22 S. Beach Street. Meet with an attorney to address foreclosure, landlord tenant, consumer, family law, and employment issues. If interested, an eligibility intake must be completed. To apply for free legal services, please call 386.255.6573, extension 2445, or apply online anytime at clsmf.org
Support Groups Neuropathy Support Group The 2014 Neuropathy Support Group meets at 2 P.M. at Trinity Lutheran Church, Fellowship Hall, 485 Turnbull Bay Road, New Smyrna Beach and at GrandVilla of Ormond Beach, 535 N. Nova Rd., Ormond Beach. For details, call 855.966.3600. Grandparents Raising Grandchildren If you are needing answers or wanting support, then come to this group on the third Thursday of every month from 6-7 P.M. at First Assembly Church, 551 S. Kepler Rd., DeLand. For details, call Teresa Apgar at 386.851.0956.
August 1, 2014—Seniors Today—Page A-5
What Is A Lady Bird Deed?
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lady bird deed (“LBD”) is a type of deed sometimes used to transfer a home to beneficiaries, to be effective upon death of the original owner. It is also called an Enhanced Life Estate Deed because it is a unique type of life estate deed. Life estate deeds have been used for centuries. A life estate deed consists of two interests—the life estate interest (“LEI”) and the remainder interest (“RI”). It is more complex than a TOD designation on an account, because both parties own an interest in the real estate. With a traditional life estate deed (“TLED”), the LEI holder and the RI holder(s) would both have to sign a deed or mortgage. The difference between a LBD and a TLED is simply that the LEI holder in a LBD has the power to sell or mortgage the property, without the RI holder having to sign. It was created because Medicaid considered a TLED a transfer of assets, but, since the LEI Holder retains certain rights, Medicaid does not consider a LDB to be a transfer of assets. We hesitate to prepare these deeds in every circumstance. They are safer than joint ownership, and safer than TEIDs,
Elder Law …by Michael A. Pyle
but still, there are concerns. 1. If the RI holder does not pay an obligation to the IRS, the IRS will pursue the RI holder's interest in the real property; 2. If the original owner changes his or her mind, there is no way to cancel the deed or change the RI Holder; 3. If the RI Holder dies first, the interest passes through probate to the heirs or beneficiaries of the RI holder; 4. Even though the LBD states that the LEI holder can sign a mortgage alone, lenders typically do not approve any deed about life estates, even if all parties sign. We prefer not to use these deeds unless the client is near death and when the client has no assets other than the home that might require probate. Attorney Michael A. Pyle, of Pyle & Dellinger, PL, 1655 N. Clyde Morris Blvd., Suite 1, Daytona Beach, FL, 32117 Telephone: 386-615-9007. Email: mikep@pylelaw.com or www. pylelaw.com
Experienced • Impartial • Independent • Fair Political advertisement approved by Steve Sands. Paid for by the Campaign to elect Steve Sands for Circuit Court Judge, Circuit 7, Group 18, Non partisan.
Page A-6—Seniors Today—August 1, 2014
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by Peggy Goldtrap s GAG and I grow older, GAG enjoys cooking from time to time. He makes extraordinary pancakes, from a mix yes, but it’s the joy he adds that makes them special. His milkshakes, made in an antique, authentic drugstore machine, are legendary among the grandchildren. In the winter he makes popcorn; the smell awakening the senses and overcoming the gaminess of flannel pj’s, Vick’s salve, and the cat box. GAG’s even become proficient at baking Chocolate Drop Cookies. They used to be my specialty until the manufacturers created dough that’s yummy delicious without measuring and mixing, plus it’s scored so the cookies are easy to bake as needed. GAG says I ‘make the best iced tea on the planet.’ Not that I don’t appreciate the elevation to #1 in the world, but I feel like a fake. I have a tea tower, water, a bag and electricity. Where’s the magic? My strongest culinary talent is making reservations. GAG and I eat out a lot because we don’t like or crave the same things. He’s a meat and cheese kind of guy; whereas I’ll eat almost anything grown in a barnyard. He only eats bananas, no other fruits, or an occasional glass of orange juice. My tastes are more like a fruity fiesta with a love for limes and a passion for their pulp. We are two people with opposite tastes, literally sweet and sour. He insists that his taste buds are different, special somehow. I was raised with the philosophy: ‘if it’s on your plate eat it and if someone cared enough to cook it, don’t dare complain’. Thankfully, I have an eclectic appetite. Grocery shopping is a tug of war, a game of hide-n-seek, a battle of epic proportion. Usually we enter together, but after that we need a GPS. GAG is forever losing me in the store. He thinks I should work for the CIA because I can disappear in the blink of an eye. (His vanishing act revolves around Red Box; the blood pressure check; the restroom; or freebie samplers, affectionately known as kibbles n’ bits.) He’s picking up cookies, chips, kiddie cereal, cheese, nuts, chocolate; and gummy wheat bread that reminds me of wallpaper cleaner while I’m looking at fruit, vegetables, seafood, hearty fiber bread, bran cereal, and yogurt. Additionally, cat sand, detergent, vitamins, light bulbs; all the unnecessary necessities of modern life, fill the basket and run up the bill to gi-normous. A satellite has to find us. Never leave home without a cell phone. ‘Where are you? I can’t find you?’ In the cereal aisle. ‘Stay there, don’t move.’ Did you pick up sugar? ‘Not yet.’ I’m going to get some. ‘No stay with the flakes, I’ll never find you again.’ I’m going to the sugar aisle, how hard could it be? He fails to realize that I’ve already walked a marathon looking for him. Thank-
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Happy Talk …by George & Peggy Goldtrap fully, he’s tall so I search for his head instead of face recognition. We’ve wasted hours walking up and down ever changing display aisles in the store. They need to install Park Your Spouse meters for shopping sanity. The check-out line is another adventure. While I’m unloading, GAG’s bringing last minute things to the conveyor. ‘I already got that.’ Two coffees, I drink decaf? ‘Because I read that coffee prices are skyrocketing so I’m stocking up.’ Where’d you read that? ‘Doesn’t matter, coffee doesn’t spoil.’ Why’d you buy Monterey Jack? ‘It was on sale so I got a variety to derail your cheddar train.’ I won’t eat it. ‘Alright, take it back or leave it hanging on the edge of the conveyor with the other 200, ‘Whoops, I didn’t mean to get that’ items.’ The cashier fidgets. The 100 year old bag boy winces as his hip pops like a firecracker. Behind me, 300 people all in a hurry, all hungry, all angry, glare at the crotchety cranks. I ignore them as I dig deep in my satchel for some form of payment. At least I didn’t take time to balance my checkbook like some people do. After only two unsuccessful attempts at remembering our debit card number, we finally left the store and headed home. We pull into our space, unload the car, into the house, bags on counters, items shelved or refrigerated, bags folded and put in their cozy spot. Done. Time to play: What Did You Forget To Get? Starving, frustrated, and poor, we stare at over $125 worth of groceries, my weekly take-home in the 50s. ‘What’s for supper?’ ‘Beats me! I’m not inspired.’ See anything you want to fix? ‘Nope!’ The refrigerator is opened. GAG’s nose hairs frost over. The sounds of growling stomachs break the silence. The cat heads to the bathroom to defend her food bowl just in case we raid her stash. ‘I’m too tired to cook. Let’s go out to eat.’ ‘Pizza?’ ‘No.’ ‘Chinese?’ ‘No.’ Italian? ‘No.’ ‘We bought plenty of cheese. Let’s just eat here.“ ‘Okay, but we forgot to buy crackers.’ George and Peggy Goldtrap are both actors, speakers, and writers and may be reached at georgegoldtrap@gmail.com
August 1, 2014—Seniors Today—Page A-7
Faces And Facts Of Disability by Donna Maitland Social Security Manager in Port Orange, Florida erhaps the most misunderstood Social Security program is disability insurance, often referred to as SSDI. Some people mistakenly think that beneficiaries are “on the dole” and getting easy money for minor impairments. That’s not the case. There are two ways to understand the truth about disability. One is by looking at the facts. The other is by getting to know some of the people who make up the many faces of disability. We have some of the strictest requirements in the world for disability benefits. The Social Security Act sets out a very strict definition of disability. To receive a disability benefit, a person must have an impairment expected to last at least one year or result in death. The impairment must be so severe that it renders the person unable to perform any substantial work in the national job market, not just their previous work. SSDI does not include temporary or partial disability benefits. Because the eligibility requirements are so strict, Social Security disability beneficiaries are among the most severely impaired people in the country and tend to have high death rates. In addition, Social Security conducts a periodic review of people who receive disability benefits to ensure they remain eli-
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gible for disability. Social Security also aggressively works to prevent, detect, and prosecute fraud. Social Security often investigates suspicious disability claims before making a decision to award benefits—proactively stopping fraud before it happens. These steps help to ensure that only those eligible have access to disability benefits. Americans place a high premium on selfsufficiency, but it is reassuring to know that Social Security disability insurance is there for those who need it the most. As for the faces... there are so many people who benefit from our disability program. For now, allow us to introduce you to a few of them. Meet some of the faces of disability—people who have benefited from Social Security when they were most in need—at the new Faces and Facts of Disability website, www.socialsecurity.gov/ disabilityfacts They’re happy to share their personal stories with you.
To learn more about disability you my visit our website listed above or you can also call us at 1-800-772-1213 (TTY 1800-325-0778) and use our automated telephone services. If you are deaf or hard-of-hearing, call our TTY number at 1-800- 325-0778.
Of F allin g?
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Page A-8—Seniors Today—August 1, 2014
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Five Brain Fitness Tips by Susan Grotenhuis
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ere’s an idea to think about: To stay mentally sharp, sustained effort is key. It takes work to keep a complicated organ such as your brain in optimum condition. Fortunately, it doesn’t have to be complicated. You can follow these five simple steps to keep your mind bright: 1. Change. By the time you reach retirement age, your brain has mastered many tasks. You have to think of creative ways to surprise it. So change is vital to brain health. Change your routines, change your environment, make new friends, have different conversations, listen to different music, try new foods. List some of the most familiar things in your life and then change them. 2. Think. Don’t let your brain get bored. Stimulate it with lots of new, refreshing information. Read articles, visit museums, study a new topic or take up a new hobby. That awkward feeling you may remember from your first day on the job is what you want to replicate. 3. Move. Experts agree that aerobic exercise has the greatest benefit in terms of helping your brain stay young. Encourage important blood flow to the brain by doing at least 21⁄2 hours of moderate aerobic activity (brisk walking) each week. Start where you can and gradually build up from there. Setting small, monthly goals keeps your efforts focused. 4. Eat smart. Keep those arteries—in your heart and your brain from getting clogged
with fat by eating plenty of fruits, veggies, and whole grains. Stick with healthy fats such as those in nuts, avocados, and olive oil. Include plenty of lean protein and fiber to round things out. Try to fill half your plate at each meal with fruits and vegetables. They’re full of anti-oxidants and supply important nutrients. Avoid white flour, generally found in breads and pastries. Maintaining a healthy weight means a better chance at a healthy brain. 5. Be happy. Human beings are social creatures. The brain is designed to interact with others and derives great benefit from close relationships. When you’re happy, your brain is happy. When you’re stressed or depressed, your brain releases a chemical called cortisol. Cortisol in small doses is useful for alertness and concentration. When it lingers, however, it attacks the cells in the hippocampus, where memories are formed. Getting plenty of sleep is also important. For more information on Brain Fitness, visit www.Asbury.org/Perspective
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August 1, 2014—Seniors Today—Page A-9
Antiques Early Paperbacks Q: Several years ago I began collecting early paperback novels. Most had cover prices of about 25 cents and included Western, detective, and science fiction. I was attracted mostly by the covers, which could be quite lurid. I now have about 200 paperbacks, but have no idea what they are worth. Can you help me? —Chet, Albuquerque, NM A: A most colorful, edgy illustration depicted on paperback book covers from the 1940s and '50s are one of the main draws for book collectors. Gary Lovisi, a longtime expert on collectible paperbacks, is the author of one of the better guides, The Antique Trader Collectible Price Guide, published by Krause Books. It features up-to-date values for thousands of the most collectible American mass-marketed paperbacks in three grades of condition. As with most collectibles, condition is extremely important. For example, a copy of Richard Foster's Invisible Man Murders published in 1945 in the Five Star Mystery series, is worth about $60 in excellent to mint condition, and with wear as little as $6.
Q: I purchased a factory-sealed LP of Aretha Franklin's Live At Fillmore West. I paid a dollar for it at a thrift store and think I probably got a bargain. —Kirk, Jefferson City, MO A: I checked with several used record dealers in St. Louis, Denver, and Phoenix, and they seem to agree that your record is worth about $15. Incidentally, it was issued in 2003. A good reference is Goldmine Record Album Price Guide, by Dave Thompson. It has updated prices covering more than 100,000 American vinyl LPs released since 1948. *** Q: Can you recommend a good reference for baseball cards? —Tyler, Fort Smith, AR A: My personal pick is The Standard Catalogue Of Vintage Baseball Cards, published by Krause Books. It covers more than 5,000 sets and cards issued between 1863 and 1980. It can be ordered at www.krausebooks.com Write to Larry Cox in care of KFWS, P.O. Box 536475, Orlando, FL 328536475, or send e-mail to questionsforcox @aol.com
For more information please call
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Page A-10—Seniors Today—August 1, 2014 Orange City 862 Saxon Blvd. 386.775.7002
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Books Two New Reads Reviewed by Ealish Waddell
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ometimes there's nothing as tasty as a good cozy mystery, and two recent foodthemed titles offer some juicy plots for armchair sleuths to chew on. The hamlet of Cloverdale seems to have taken a shine to newly transplanted resident Piper Lamb and the homemade concoctions she sells in her shop, Piper's Picklings. In The Pickled Piper, the town bully, is found dead in Piper Lamb's pickle barrel, and suspicion falls instantly on her assistant's bohemian boyfriend. Piper and her neighbors throw themselves into playing detective, trying to clear his name, but as more townspeople are murdered and attacks of vandalism against Piper herself begin to escalate, she begins to fear that she may be the villain's next target. In Death On Eat Street, Zoe Chase finally has taken a giant leap toward her dream of opening her own restaurant, despite the disapproval of her posh parents and sexist ex. For now it's just a dingy diner and a rickety food truck,
but she's beginning to make a name in the community with her inventive and addictive biscuit bowls. When her biggest rival is found murdered in her truck, Zoe finds herself at the center of a tangled criminal investigation involving everyone from a celebrity chef to a former president. Although one novel is set in a small upstate New York town and the other in the streets of urban Alabama, both of these books are chock full of the spice, salt, and interconnectedness of community life, both for good and for bad. Each also centers around a woman trying to reinvent her life in a culinary venture—and the inclusion of recipes in both is an especially delicious perk.
Books reviewed in this column are found at your local bookstore.
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August 1, 2014—Seniors Today—Page A-11 DaVita Encourages Those At Risk For Kidney Disease To Make A New Commitment
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aVita Kidney Care is encouraging people who are at risk for kidney disease, as well as their families, to make a new commitment to learn and understand the disease’s risk factors. One in 10 adults age 20 or older in the U.S. has kidney disease, but many people don’t know they have it or that they are even at risk because the disease is often symptomless. Kidney disease is one of the few chronic illnesses that can be slowed down or in some cases even prevented when caught early enough. Take a short quiz to learn your risk for kidney disease at DaVita.com/LearnYourRisk People at risk for kidney disease include those with diabetes and high blood pressure, as well as older adults, Hispanics, AfricanAmericans, and American Indians. Other risk factors for kidney disease include cardiovascular disease, obesity, high cholesterol, lupus, and a family history of the disease. In fact, according to the Centers for Disease Control and Prevention: One in three people with diabetes has kidney disease. One in five people with high blood pressure has kidney disease. AfricanAmericans are about three and a half times more likely to develop kidney failure than whites. Hispanics are one and a half times more likely to develop kidney failure than non-Hispanics. The first step in managing kidney disease is to know the risk factors. For those
at increased risk, a simple blood test from a doctor can confirm the disease. For those already living with kidney disease, DaVita shares some lifestyle tips to promote good kidney health: • Stay informed—To make educated decisions about next steps. Sign up for a nocost Kidney Smart® class in your area to learn directly from a kidney disease educator at DaVita.com/KSClass • Stay positive—Take care of your health, find support, and continue to engage with family and friends. Join myDaVita.com to share stories, gain insights, and make connections at DaVita.com/JoinMyDaVita • Seek guidance—Ask your doctor about ways to slow the progression of kidney disease and figure out the best way to manage it. Find a kidney doctor at DaVita.com/FAD • Work, if possible—Working while on dialysis has both physical and emotional benefits, including lower rates of depression, fewer hospitalizations, and higher scores on general health and vitality tests. Find out more at DaVita. com/ WorkingBenefits. • Take charge of your health—Diet can help slow the progression of kidney disease. In addition to 1,000-plus kidneyfriendly recipes, DaVita Diet Helper™ offers a way to track potassium, phosphorus, and sodium levels. Learn more at DaVita.com/MyDietHelper
KidneySmart classes available visit kidneysmart.org or call 888-mykidney for more information.
DaVita Daytona Beach Dialysis 386-258-7322 578 Health Blvd • Daytona Beach
DaVita Daytona South Dialysis 386-322-3625 1801 S Nova Rd • South Daytona
DaVita Ormond Beach
386-676-2405
495 S Nova Rd • Ormond Beach
DaVita New Smyrna Beach
386-409-0025
110 S Orange St • New Smyrna Beach
DaVita Deland Dialysis
386-738-2570
350 E New York Ave • Deland
DaVita Orange City Dialysis
386-774-0101
2575 S Volusia Ave • Orange City
DaVita Palm Coast
386-445-4445
13 Kingswood Dr • Palm Coast
DaVita Palatka Dialysis
386-329-9458
326 Zeagler Drive • Palatka
DaVita St. Augustine
904-808-0445
264 Southpark Circle East • St. Augustine
Sen io rs To day ’s Fa l l C o u ntr y Fest
Friday, September 19, 2014 • 9 A . M . -1 P. M . At Holy Cross Lutheran Church • 724 Big Tree Rd. • South Daytona Reserve your tables now—only $150 or $175 (for power). (Includes 6 ft. table, 2 chairs, and plastic tablecloth) All tables will be located Inside.
Table must be reserved and paid for by Sept. 8, 2014. Tables will be assigned in the order they are purchased. We have a new theme for our event this year!
Platinum Festival Sponsorship Includes: Spotlight Sponsor For The Event—Only One Available • Company Named As Event Presenter On All Radio Spots • Company Name As Event Presenter On Print Ads • Option To Display Your Banner Outside Entrance Of Exhibit Hall • Full-Page, Color Ad In The Festival Program Inserted Into the Sept. 12, 2014 Seniors Today Newspaper • Table & Two Chairs (Placed at the front of the festival) • Option to donate promotional bags to be give to seniors at door to collect event goodies
Cost: $1,200
Gold Festival Sponsorship Includes: Entertainment Gold (Only One Available): • All Standard Gold • Banner Displayed At Entertainment Site Cost: $750 • Sponsor’s Company Name Announced Two Times An Hour Lunch Gold (Only One Available): • All Standard Gold • Banner Displayed At Lunch Cost: $750 • Sponsor’s Business Card Will Be Given Out With Lunch Standard Gold: • Logo On All Printed Ads • Name On All Radio Spots—If received by Sept. 5, 2014 • Half-Page, Color Ad In The Festival Program Inserted Into the Sept. 12, 2014 Seniors Today Newspaper • Table & Two Chairs • Option to donate bags to be give to seniors at door to collect event goodies Cost: $500
Silver Festival Sponsorship Includes: • Name On All Printed Materials • Quarter-Page, Color Ad In The Festival Program Inserted In the Sept. 12, 2014 Issue Of Seniors Today • Table & Two Chairs Cost: $350
Private Screening Rooms • Limited Number Available: Festival Program Advertising Also Available. For more information, call 386-677-7060
Section B
August 1, 2014
Tails From The Front e are in the middle of summer, with humid, hot weather every day. This type of weather is very attractive to mosquitoes. Mosquitos pose a significant threat to our animals, especially dogs, as they are the lone transmitter of the dangerous and sometimes lifethreatening heartworm disease. Heartworm disease is caused by parasitic worms living in the arteries of the lungs, and occasionally in the right side of the heart. It is a serious and potentially fatal condition that can affect dogs and cats of any age or breed. The disease is transmitted by a mos-
quito that bites an animal already carrying heartworms, and takes in the infected blood. The mosquito then bites another animal, allowing the infected larvae to enter the bloodstream. It takes about six months for the heartworm larvae to mature, and they can live within an animal for up to seven years. Pets face an increased risk of contracting heartworm disease in the humid, sweltering Florida heat. The safest, cheapest, and most effective way to treat for heartworms is to prevent the infection from ever happening in the first place. Prevention treatments can begin when your pet is just eight weeks old. Heartworm prevention medication is widely available at affordable rates, often
just a few dollars per monthly dose. There are a variety of medication options, including tablets, chewables, and topicals, all of which can be effective in eliminating the threat of heartworms. Check with your veterinarian to see which treatment is right for your pet. Heartworms generally do not cause any immediate symptoms in your dog, making it difficult to diagnose early. As the infection progresses, most dogs will develop a cough, and will become tired more quickly. They will be unable to exercise as easily or for as long as they could previously. If untreated, heartworms can cause severe damage to the heart and blood vessels.
Cats seem to be more resistant to heartworms than dogs. The life span of heartworms in a cat is much shorter, and in some cases, it appears that cats can fight off the infection with their immune system. However, if the heartworms do reach the adult stage, they can pose a serious threat. If there is any concern that your pet may already be infected, they should be checked immediately. Treatment is available for infected dogs, but at a higher cost than preventive medication. Tyler Stover can be reached at 386. 274.4703, ext. 320, or tstover@halifaxhu manesociety.org
Angel is always on the prowl.
Bella wants to hear about your day.
Chewie wants to be a model.
Beth has been caught in the act.
by Tyler Stover
W
A Natural Smile Again Eat the foods you enjoy, Speak with Ease, Live with Confidence!
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REGISTER TODAY! 386.239.3600 or toll free 1-866-999-6438 It’s a call that could give you a lot to smile about! www.FloridaOralFacial.com
Board Certified Oral/Maxillofacial & Cosmetic Facial Surgeons J.O. Akers, DDS | C.J. Schalit, DDS | R.R. Thayer, DMD
Page B-2—Seniors Today—August 1, 2014
What’s In The Stars
For The Week Of August 4
ARIES (March 21 to April 19) Get your facts together and become familiar with them before you have to face up to that interview. The better prepared you are, the easier it will be. TAURUS (April 20 to May 20) New information might warrant changing your mind about a recently made decision. Never mind the confusion it might cause. Acting on the truth is always preferable. GEMINI (May 21 to June 20) Creating a loving atmosphere for those you care for could pay off in many ways. Expect to hear some welcome news that can make a big difference in your life. CANCER (June 21 to July 22) Stepping away from an old insoluble problem might be helpful. Use the time to take a new look at the situation and work out a new method of dealing with it. LEO (July 23 to August 22) You're still in a favorable goal-setting mode. You might need to be a little more realistic about some of your aims. Reach for what is currently doable. VIRGO (August 23 to Sept. 22) A setback is never easy to deal with. Recheck your proposal, and strengthen the weak spots. Seek advice from someone who has been there and done that.
LIBRA (Sept. 23 to Oct. 22) Coming up with a new way of handling a tedious job-regulated chore could lead to more than just a congratulations once the word reaches the right people. SCORPIO (Oct. 23 to Nov. 21) What you might call determination someone else might regard as stubbornness. Look for ways to compromise that won't require a major shift of views. SAGITTARIUS (Nov. 22 to Dec. 21) You're still in a vulnerable mode visa-vis offers that sound too good. Continue to be skeptical about things that can't be backed up with facts. CAPRICORN (Dec. 22 to Jan. 19) Thrift is still dominant this week. What you don't spend on what you don't need will be available for you to draw on should money crunch hit. AQUARIUS (Jan. 20 to Feb. 18) Staying close to home this week allows for some introspection about your social life. Sort out your feelings before rejoining your fun-time fellows. PISCES (Feb. 19 to March 20) It can be a bit daunting as well as exciting to find yourself taking action on a move for a change. It helps to stay with it when others rally to support you.
August 1, 2014—Seniors Today—Page B-3
Moments In Time Moments In Time On Aug. 10, 1793, after more than two centuries as a royal palace, the Louvre is opened as a public museum in Paris by the French revolutionary government. The Louvre palace was begun by King Francis I in 1546 on the site of a 12th-century fortress built by King Philip II. Today the Louvre contains artwork and artifacts representative of 11,000 years of human civilization and culture. On Aug. 6, 1902, Arthur Flegenheimer, who will go on to become one of New York's most feared criminals under the name Dutch Schultz, is born. Years later, Schultz was one of the biggest gangsters in New York, employing as many as 100 gunmen to enforce his rackets. On Aug. 4, 1927, the Father of Country Music, Jimmie Rodgers, is recorded for the very first time during the legendary Bristol Sessions. Rodgers cut two test recordings, The Soldier's Sweetheart and Sleep, Baby, Sleep.
On Aug. 8, 1942, six German saboteurs who secretly entered the United States on a mission to attack its infrastructure are executed for spying. On June 12, the German team had buried explosives Long Island to use later. On July 18, a second team had successfully landed in Florida.
On Aug. 5, 1962, movie actress Marilyn Monroe is found dead in her home in Los Angeles. Empty bottles of prescription pills were littered around the room. An autopsy found a fatal amount of sedatives in her system, and her death was ruled probable suicide.
On Aug. 9, 1974, Gerald R. Ford is sworn in as the 38th president of the United States after the resignation of Richard M. Nixon. After taking the oath of office, Ford spoke in a televised address, declaring, “My fellow Americans, our long national nightmare is over.”
Veteran’s Post Whistleblowers Retaliation by Freddy Groves
I
've said it before: When there's a bonus tied to performance, those who are to get the bonuses will go to no end of mischief to make sure it happens. On the heels of the ever-expanding story about cooking the books of patient wait lists at Department of Veterans Affairs hospitals (during which it appears that some veterans died while awaiting care), it now appears those who stepped forward are being punished. Office of Special Counsel investigators are looking into allegations of retaliation against nearly 40 employees who spoke up. OSC is an independent agency whose job it is to guard against prohibited personnel practices. Here are some samples from its press release: • A VA employee spoke up when “inappropriate and continuous use of patient restraints” were being used on veteran patients. The whistleblower was a 20-year employee who would never had any disciplinary problems... and was suddenly given a 30day suspension.
• A VA employee spoke up about improper scheduling. The employee's performance evaluation took a hit, and the employee was reassigned. • A VA employee spoke up about the mishandling of patient-care funds. The employee was reassigned and then faced a demotion. The OSC is investigating these cases, and the actions against the employees have been halted. The OSC has the authority to investigate the 13 Prohibited Personnel Practices, one of which is retaliation for whistleblowing. If you're a VA employee with a story to tell, you have options: Go online to the OSC website (www. osc.gov) and click on Whistleblower Disclosures. Or call the Disclosure Hotline at 800-572-2249. Go online to VA Oversight at www. vaoversight.org and file your complaint. Tip: If you decide to step up and reveal the wrongdoings you've seen, don't use a government computer or telephone to report it. Send email to Freddy Groves at: columnreply2@gmail.com
I.V. Chelation Therapy An alternative treatment. Now available in Ormond Beach. Atherosclerosis Coronary Artery Disease Cerebral Vascular Disease For further information stop by, or call:
GRANADA MEDICAL CENTER Hana Chaim, D.O. Member of ACAM American College for Advancement in Medicine
595 W. Granada Blvd. l Suite D l Ormond Beach
676-2550
Page B-4—Seniors Today—August 1, 2014 Contact Sheryl at Vivo Tours
386-871-4563
Strange But True Pink Milk?
www.vivotours.com or vivotours@cfl.rr.com Florida Seller of Travel ST37808
Aug 25-27 Summer in Charleston w/Boat Cruise!—$399
Oct 19-23—Fall Foliage, Dollywood, Pigeon Forge Shows, Smokey Mtns.— $699
Sept 5—Hontoon Island Cruise w/lunch on your own at Blackwater Inn—$79 Sept 25-26 Only
Oct 31-Nov 1 Fall Fun At The Apalachicola Seafood Festival & Tallahassee Tour $189
"Kiss Me Kate" Dinner Show at The Hudson Show Palace. Next day Tarpon Springs w/ Cruise, & Dinner Show—$249
Nov 5—Celebrate Fall Tour Valdosta's historic Crescent Home and Pecan Plantation Visit—$69
by Samantha Weaver
Nov 27 Gaylord Palms Thanksgiving Dinner Experience with "ICE" $155
It was novelist Tom Clancy who made the following sage observation: “The difference between fiction and reality? Fiction has to make sense.”
Nov 29 Jax Lighted Holiday Boat Parade w/dinner—$95
Charlie Chan, the fictional Honolulu detective, was created in 1919 by novelist Earl Derr Biggers. The books featuring Chan became so popular that the character made the leap to radio, movies and television. Over the years, 13 actors have portrayed the detective, but not one of them has been of Chinese ancestry.
Dec 6 Cracker Christmas Festival—$59
Oct 3 Dec 11-13 Sea Islands & Kingsley Victorian Christmas Plantation w/lunch—$79 & Calloway Gardens Nov 7—Jacksonville Oct 7 Fantasy of Lights— A Day in China: Ming Court Symphony Salute to USA! $349 W/Naval Glee Club—$79 w/lunch—$95 Dec 17—Winter Nov 16 Oct 14 Wonderettes at Hippodrome Alhambra Dinner Where the Buffalo Roam. in Gainesville w/dinner $119 Theatre—$89 Enjoy the cute town of Darien and Open Gates B Dec 21—Alhambra’s Nov 22—Amelia Island & B for lunch. Chocolate Holiday Cookie Tour “White Christmas” Dinner Show—$69 shop, walk marina—$79 $89
East Coast Group Travel Conference Creating Successful Group Fundraising & Travel Ideas
August 19 at Alhambra Dining & Theatre in Jacksonville Transportation and Lunch for group leaders only Please RSVP: George@FloridaBlueLine.com
Rattlesnakes can live up to 20 years. When the TV sitcom The Addams Family was being cast in the early 1960s, actor John Astin came in to audition for the role of Lurch, the cadaverous butler. He was immediately rejected for the part. As he was leaving the room, though, the producer spotted him, pulled him aside, and immediately offered him the role of Gomez—the lead. All he had to do was grow a mustache.
Did you know the nation of France was still executing people with the guillotine until 1977? In 1973, The Who began a major U.S. tour with a show in San Francisco. As the show was starting, though, drummer Keith Moon collapsed. He was revived, but then collapsed once more. At that point, in an unprecedented move, Pete Townsend asked for volunteers from the audience. Scott Halprin, a 19-yearold aspiring drummer, jumped at the chance. He played three numbers with the band, and lead singer Roger Daltry later told Rolling Stone magazine, “That drummer was really good.” Milk produced by a hippopotamus mother is pink. *** Thought For The Day: “In science one tries to tell people, in such a way as to be understood by everyone, something that no one ever knew before. In poetry, it's the exact opposite.”
Chicken Soup For The Soul
T
Small World
his past summer I sat next to a lovely 80-somethingyear-old widow on a subway ride to my mom's place in Brooklyn. We had an inspiring conversation. I then asked her name. It was Beverly, which happened to be my mother-in-law's name, as well as the name of my brother's mother-in-law. I asked where in Brooklyn she lived. “By the Botanical Gardens,” she said. Turns out Beverly lived one block from where I grew up! She asked where my mom now lived. “Trump Village,” I said. That was where she had lived for the last 30 years! I told her my mom also spends five months each year in Florida. “Where in Florida?” Beverly asked. I told her Pembroke Pines. Beverly also spends her winters every year in Pembroke Pines! “Where in Pembroke Pines?” she asked. Turns out that my mom and Beverly both live in the same sprawling retirement community during the winter—Century Village! So today, my mom and her caregiver, June, sat by the pool at her place in Florida. A woman came up to them,
thinking my mom was someone else entirely. “Oh, I'm sorry,” she said, somewhat embarrassed. “I haven't seen you around here before. Are you new here?” June explained that my mom has spent many winters there but lives in Brooklyn the rest of the year. “Where in Brooklyn?” the woman asked. When told Trump Village, she smiled. “By any chance, does she have a son named Gary?” June was dumbfounded. “Yes, how did know that?” she asked. The woman couldn't stop laughing. “I sat next to him on a subway ride in New York City last summer!” June's exclaimed, “Oh my! Is your name Beverly, by any chance?” The woman nodded. “Gary had told me that story about your conversation on the train that day! He said he was sure we would somehow run into each other! Oh my God!" That's all I could say when June told me about what happened. Oh my God. Visit: www.chickensoup.com
August 1, 2014—Seniors Today—Page B-5
Favorite Foods
Do you
Chocolate Pecan Applesauce Cake by Healthy Exchanges
H
ow about an ultra-easy (and tasty) cake you can serve for just about any occasion? A piece of this cake should convince everyone that tasty and healthy can be in the same recipe. 1 1⁄2 cups all-purpose flour Sugar substitute to equal 3⁄4 cup sugar, suitable for baking 1 ⁄4 cup unsweetened cocoa powder 3 tablespoons chopped pecans 1 teaspoon baking soda 1 ⁄2 teaspoon table salt 1 cup unsweetened applesauce 1 ⁄2 cup water 1 teaspoon canola oil 1 tablespoon white distilled vinegar 1 teaspoon vanilla extract 1. Preheat oven to 350 F. Spray a 9by-9-inch cake pan with butter-flavored cooking spray. 2. In a large bowl, combine flour, sugar substitute, cocoa, pecans, baking soda, and salt. Add applesauce, water,
need a
bfrea k rom
oil, vinegar, and vanilla extract. Mix gently just to combine. Evenly spread batter into prepared cake pan. 3. Bake for 30 to 35 minutes or until cake tests done in center. Place cake pan on a wire rack and let cool for at least 15 minutes. Makes 8 servings. Good warm or cold.
your
Caregiving?
Caregiver’s Day Out may be the Answer! • Thursday, Aug. 14 • 9 am–2 pm • Saturday, Sept. 13 • 9 am–2 pm • Thursday, Oct. 16 • 9 am–2 pm Care receivers can expect smiling faces, a safe environment, a light meal, and fun activities. Care givers can expect 5 hours of free time... and there’s absolutely NO COST!
Each serving equals: 135 calories, 3g fat, 3g protein, 24g carb., 304mg sodium, 2g fiber; Diabetic Exchanges: 1 1⁄2 Starch, 1⁄2 Fat.
Interested? Contact Sherry McElveen 386-677-3581, ext. 311 First United Methodist Church of Ormond Beach 336 South Halifax Drive (on the peninsula)
Introducing The All New Indigo Manor Assisted Living Come and see for yourself the Indigo Manor Difference • • • •
Library Movie Theater Activity Center Beautiful Courtyard
Plus: • Great Food • Experienced Staff • Resident Computer • Outings & Shopping Trips • Private & Semi-Private Accommodations 595 North Williamson Blvd., Daytona Beach, FL 32114 Assisted Living License Number AL9261
Call Us Today
386.257.4400
Page B-6—Seniors Today—August 1, 2014
Flashback Test Your Music Knowledge by Mick Harper
1. Name the singer who was attacked on stage by three thugs who attempted to kidnap him.
2. Who was “America's Only Atomic Powered Singer”?
3. Which group had a hit with Long Cool Woman (In a Black Dress)?
4. Name the group that started as the Alan Price Combo.
5. Name the song that contained this lyric: “When she wouldn't let you inside, When she turned and said, 'But honey, he's not our kind.' She says I can't see you any more, baby, Can't see you anymore.” Bonus: What year?
Answers 1. Nat “King” Cole, while he was playing in Birmingham, Alabama, in 1956. He vowed not to play in the South ever again.
2. Elvis Presley, so named by his manager, Colonel Tom Parker, when Presley was scheduled to play in Las Vegas in the Venus Room.
3. If you said The Hollies, in 1972 you are correct. They'd named themselves after Buddy Holly. 4. The Animals. 5. Society's Child, by Janis Ian in 1965. Ian was 13 years old when she penned this song about interracial dating and the taunts and restrictions she saw in her New Jersey neighborhood. The song's original title was Baby, I've Been Thinking. Ian also penned At Seventeen, which chronicled the illusion of teenage popularity.
Here’s An Idea Cooking Tips by JoAnn Derson
“Here are two tips straight from my local butcher about cooking meat: First, let meats come to room temperature before cooking. It allows the meat to cook more evenly, and you won't end up with a cold center and a burnt outside. Secondly, when your meat comes off the grill or out of the oven, give it time to rest before serving. This allows the juiced to redistribute throughout the cut of meat, and you'll end up with juicy goodness in every bite.” —JoAnn “Depending on how you scoop it, you can end up with too much or too little flour. Here is a tip about getting the best amount every time. Give the flour a stir with a spoon and then lightly spoon it into a measuring cup. When it is heaped over, use a knife to level out the measure without tamping down.” —Y.E. in Arkansas “Baking is a science as well as an art. It's about interaction of ingredients and what happens when they mix in
certain ways. So this is not so much a tip as a caution. Make sure of your substitutions, and use the right amounts of things. Then your cakes will be light and fluffy, and your pastry will be flaky and moist.” —B.G. in Pennsylvania Berries are in season, and there's no greater time to stock up. Don't feel like you have to make jam out of all the berries. Freeze in a single layer and transfer to a freezer-safe bag or container. Later they can be popped into muffins and quick breads, as well as eaten straight out of the bag for a delicious treat.
When searing meat on a stovetop, be sure your pan is oiled (if called for) and up to temperature. Otherwise, the meat will stick.
Send your tips to Now Here's a Tip, c/o King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475 or e-mail heresatip@yahoo.com
August 1, 2014—Seniors Today—Page B-7
This Is A Hammer Swing Shows Its Age by Samantha Mazzotta Q: My mother's house has an old wooden swing on the front porch that we enjoyed as kids. It doesn't look very safe anymore—the wood seems to be rotting, the paint has mostly peeled off, and it doesn't swing straight. Is it worth convincing her to replace it? —David H., via e-mail A: That depends on a couple of factors, besides convincing your mom to let you replace it. One, is there enough interest among the family to continue to have a porch swing? Two, is the porch structurally sound enough to safely put up a new swing? Older homes, while probably pretty sturdy, may have developed hidden problems structurally. Porches usually are built outside any load-bearing points and so don't present a threat to the house itself, but they are sometimes built with less-durable materials and therefore deteriorate faster. There is nothing more embarrassing than putting up a sturdy, heavy porch swing only to have to anchor bolts tear out of a rotting beam, dumping out the swing's occupants.
MEDICARE WORKSHOP INCLUDING A FREE $10 GIFT CERTIFICATE*
Join Us To Review
How Medicare Works And Answer The Frequently Asked Questions Many People Have
Tuesday, September 9th Or Tuesday, October 7th At 10 A.M. PLEASE RSVP with your name and date you plan to attend either by phone at
386-671-9150 or email at greatamericanpr@yahoo.com Location: Great American Senior Benefits 1930 W. Granada Blvd., Ste. 10, Ormond Beach (*Gift Certificate is for Gourmet Kitchen) *For a private consultation regarding your specific plan, please call 386-671-9150. Paulette Reed
Have a construction professional who specializes in outside attachments like decks and porches inspect and evaluate the condition of the porch. Tell him your plans to replace the swing and ask about the best places from which to anchor it.
SEASONS
The Place Where Friends Are Family
Seasons A Memory Care Community Every Detail Is Designed For Your Lifestyle • All licensed nursing professionals on site • A customized care plan for each resident • Medication management • Three nutritious meals daily Another option: If the porch doesn't check out, or if you or your mom simply don't want a swing on the porch, try a freestanding swing in the yard. Again, look for a sturdy, durable model with good supports that will stand up to outdoor weather for several years. Home Tip: Want to paint a wooden porch swing? Be sure to use exterior grade paint or paint specially formulated for outdoor porches. Send your questions or home tips to ask@thisisahammer.com
Would you like complimentary Seniors Today Newspapers for distribution in your condo building, mobile home park, clubhouse, or business? Call 677-7060 for more information.
Epiphany Manor 4792 S. Ridgewood Ave. Port Orange 62+ or Disabled Income Eligible Call For Application 386-767-2556 TTY: 1-800-955-8771
• Weekly housekeeping and personal laundry • Incontinence management • Outdoor walking paths and gardening areas • Scheduled transportation • Secure, Coded Community
www.seasonsbyriviera.com AL9948 ©2011 Five Star Quality Care, Inc.
515 Tomoka Avenue Ormond Beach, FL 32174 386-671-2616
See Better And Look Younger Personalized Quality Care State-of-the-Art Ophthalmic Technology Consistent Surgical Outcomes
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3641 S. Clyde Morris Blvd. Port Orange www.PremierEyeClinic.com
386-788-6198
Page B-8—Seniors Today—August 1, 2014 Winning A Vacation Could Be A Scam
A
Rush Limbaugh
The voice behind the “Excellence In Broadcasting” Golden Microphone Tune in to WNDB 1150 weekdays NOON to 3 P.M. or listen live on the Internet at www.newsdaytonabeach.com For sales and advertising information, please call Mike Moltane, General Sales Manager at 386-944-7744 or e-mail: mmoltane@blackcrowmedia.com
n enjoyable vacation should start in a travel agent’s office or with direct reservations to the cruise line or airline you want to use. When a vacation starts with a letter, e-mail, or phone call proclaiming that you are the lucky winner of a free trip, hassles and expensive hidden charges often are the sad results. Exciting vacation packages offered as prizes are generally lures tricking you into sitting through high-pressure sales pitches or simply handing over five-star dollars for a low-budget vacation. Here’s a catchy, bold print line from a vacation offer e-mail: “You’ve been specially selected to receive a spectacular luxury dream vacation offer.” If you read just that one line carefully, you won’t have to bother reading the remainder of the email. You’ve been given an offer, not a vacation. Why are you so special? To the scam artisit you are just another person. That one line is designed to catch your attention without actually telling you anything useful. Sometimes the offers are touted as free while others claim to be heavily discounted. If you want to pursue these deals, you’ll eventually wind up on the phone talking to an agent. Keep your wits about you so that you can determine whether the offer is legitimate or a scam. The old but valuable adage about offers too good to be true definitely applies here. Ask for the name and address of the hotel you’ll be staying at right up front. If the agent balks at providing the information, end the conversation. The same is true for airlines, tours, cruise ships, and any other products. Reputable companies have no problem providing this information. Don’t accept vague terms such as major hotels or luxury cruise ships. Call to verify specific reservations for yourself. The Federal Trade Commission (www. ftc.gov) recommends that you always use a credit card for purchases like this. It gives you the option of disputing fraudulent charges through your credit card company. However, never give your card number to someone asking for verification of your identity. Only give the num-
From The Sheriff …Volusia County Sheriff Ben Johnson ber for actual orders once you are completely satisfied that the transaction is safe. Scammers might try to dodge the credit card refund defense, though. The agent trying to sign you up for a trip might claim that the offer is only good for a limited time despite the actual trip not being scheduled for a couple of months. First of all, the scammer is trying to pressure you into making a fast decision. Secondly, many credit card companies have a 60-day or 90day limit on purchase challenges. Scammers don’t want you to try getting a refund from your credit card company until after that time has expired. Another warning sign is if the company wants to do business only with courier services. The company may be trying to avoid mail fraud statutes associated with using postal services. Some scam artists employ a technique called split pricing. They’ll offer airfare and accommodations at prices well below the market levels. There will be fees in the fine print that more than offset the savings. Others will mention a luxury hotel, but hide the fact that an expensive add on fee is required prior to check-in. Be wary of things offered to you free of charge. Many times, the goal is to provide a captive audience for hours of sales presentations. Do you want to spend your precious vacation time enduring these pitches? These are usually very high-pressure presentations that attempt to make you feel obligated. Buy your vacation travel package from a business you know or can verify as legitimate. Check with the Better Business Bureau or see if the company genuinely belongs to a professional association. Get the company’s complete name, address, and local telephone number and check them out. Most of us must save up vacation time and money to travel, make sure you don’t waste your vacation on a scam!
August 1, 2014—Seniors Today—Page B-9
I
Gardening Memories
did something I haven’t done in years. I made myself a tomato sandwich from some home-grown nice tomatos—and it was good. As I sat there savoring the taste of my sandwich I couldn’t help but reminisce about eating fresh vegetables from our garden as a child. My father believed in having a garden. We grew and canned most of our own vegetables. The plants would be staked in a perfectly straight row with straw around each plant (to hold the moisture). Hoeing the peas, corn, squash, watermelons, and string beans was another job I had. Understand that I didn’t like to do it, but I knew what the end result would be and somehow that made it worth the effort. After I got a little older, my father let me help with the planting. I’m not sure why, but he gave me the cucumber patch and told me it was mine to take care of. I was proud of those cucumbers and remember hurrying to change clothes after school so I could go see how much they had grown that day. I felt real important when they started having blooms and even more important when the little cucumbers started showing up. I watered that patch everyday and kept the bugs and weeds out. That first cucumber from my patch was the best cucumber I have ever eaten. Anyone who came to visit got a tour of my cucumber patch and after they were ripe they got a couple of cucumbers. If they bragged about how good they looked, then I added a couple more to their bag. Let me tell you at this point where my brother Eddie fit into the gardening at our house. He didn’t. As a child Eddie had two gears, wide open and asleep. You don’t put someone like Eddie in a garden and expect it to stay planted. Eddie could hoe up half a row (weeds and vegetables) before you could get him stopped. Believe me, I have seen our father mad, but the time Eddie hoed up his prize corn patch, I really thought he was a goner for sure. He hid in our toolshed and wouldn’t come out for hours after he found out just how upset our father was. Thankfully our father had calmed down to just a simmer and Eddie survived that near-death experience. After a couple more tries, our father just gave up and actually forbid Eddie to be within ten yards of the garden.
Winding Roads …by Byron Spires
You Can Now Pick Up Your
It wasn’t just vegetables that was grown in our garden. We had flowers as well, especially sunflowers. I’m sure it had something to do with insects, but when everything was in full blown, it was certainly a sight to see. Canning was a hot and tedious job and I hated it but it was something to open one of those cans in the middle of the winter and enjoy the fruits of all that labor back in the summer. With the economy like it is, gardening may be a new trend. I will tell you that was a mighty good tomato sandwich I had... one of the best and I’m looking forward now to another one... providing my tomato plants survive the heat.
At Your Local
You can contact Byron Spires via email at windingroads@netzero.com
King’s Sudoku
Place a number in the empty boxes in such a way that each row across, each column down, and each small 9-box square contains all of the numbers from one to nine.
Difficulty this week: ★ ★ Moderate Challenging ★★ ★★★ Hoo Boy! © 2012 King Features Syndicate, Inc. World rights reserved
Answers on Page B-11
10 Years
Voted Best Rehab 10 Consecutive Years
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Page B-10—Seniors Today—August 1, 2014
King’s Crossword
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2 What you will? 3 NYC winter hrs. 4 Air for a pair 5 Parsley serving 6 Best 7 Trudge along 8 Stop fasting 9 Fool 10 Cold evidence 11 Melts 13 Trapped 18 Possibly will 21 Lion's shade 23 Sandbar 25 Tatter 27 Filch
39 Actress Ball
29 Locks
40 URL ending
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DOWN
52 Desolate 53 Anna of Scary Movie 54 Contestant
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Answers on Page B-11
• Health Care Directives & DPOAs • Asset Protection • Probate Avoidance • Medicaid • Wills & Trusts • Probate • Guardianships • Real Estate
August 1, 2014—Seniors Today—Page B-11
To Your Good Health
Magnolia Gardens
Diet Vital For All Diabetics Dear Dr. Roach: Can you tell me why there is so much emphasis on small portions for diabetics or prediabetics? If you are watching carbs and are extremely underweight, is there still a reason to limit portion sizes? —C. Answer: The majority of people in North America with diabetes and prediabetes are overweight or obese, so limiting portion size makes sense for most people. For the minority of people with diabetes or prediabetes with normal or below-normal weight, portion size no longer has the importance it does in overweight people. A careful diet is important for everyone with diabetes. I would be cautious about the term carbs, since there are several different types of carbohydrates. Simple sugars and starches are the problem for diabetics, since they are rapidly converted to blood sugar. However, fruits, vegetables, and whole grains are much more slowly turned into blood sugar, and along with highquality protein and healthy fat, form the basis of a healthy diet for everybody— diabetics and non-diabetics alike. Being underweight with diabetes should raise the possibility of Type 1 diabetes, which is caused by autoimmune destruction of the cells in the pancreas that make insulin. Type 1 diabetics have no or almost no insulin, and absolutely need insulin
by injection. Most people with Type 1 are children or adolescents, but it can also happen in adults. Type 2 diabetes is caused by resistance to insulin. Most Type 2 diabetics have normal or even high levels of insulin. Insulin helps bring sugar from the blood into cells, but it also acts as a growth hormone. That's one of the reasons Type 2 diabetics have trouble losing weight, since the high insulin levels promote fat deposition. Type 2 diabetes is more common in adults, but as North Americans continue to have increasing rates of obesity, Type 2 diabetes is showing up at younger and younger ages. Diabetes is a serious, lifelong condition that can affect almost every part of the body. The booklet on diabetes explains the illness and its treatment in detail. To obtain a copy, write: Dr. Roach—No. 402W, Box 536475, Orlando, FL 32853-6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada with the recipient's printed name and address. Please allow four weeks for delivery.
Dr. Roach regrets that he is unable to answer individual letters, but will incorporate them in the column whenever possible. Readers may email questions to ToYo urGoodHealth@med.cornell.edu
An Apartment Community Designed Especially for the Senior Citizen 62 Years Of Age and Older. Rent is based on income. Applications will be accepted in person at
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(386) 255-9113 1 Bedroom Apartments Magnolia Gardens is a beautiful community that offers 88 one bedroom apartments. The apartments have carpet, stove, refrigerator, water, trash removal, air conditioning, pest control, and maintenance. Common areas include coin–op laundry, inside mailboxes, attractively decorated community room, and lobbies.
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Sudoku Puzzle On Page B-9
- Elvis - The Beatles - The Beach Boys - Petula Clark
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