BUILD YOUR DREAM HOME. WITH JUST ONE TOOL.

Building your dream home can now be a dream come true with the One-Time Close Loan1 from Vectra Bank. There are so many decisions to make when you build (or remodel) a home. Simplify the process by combining your construction financing, and your permanent mortgage, into one application, one credit approval, and one closing process. Save time, and money, with a One-Time Close Loan from Vectra Bank!

• Lock in your permanent and construction mortgage interest rates up front2

• Financing available up to 90% loan-to-value based on program guidelines

• Various adjustable rate mortgages offered

• One application, one approval, one closing

• Financing for primary and secondary homes

• Pay interest only on the amount drawn vectrabank.com

1. All loans are subject to credit approval. Terms and conditions apply.

2. The permanent and construction interest rates for the loan are the same. During the construction phase of the loan, interest only payments are required. Once construction is complete, the permanent mortgage principal and interest payments take effect. Construction interest rates are valid for up to 24 months. Restrictions apply. See lender for details.

January 21

COLORADO SPRINGS CHINESE NEW YEAR FESTIVAL

Celebrate the Year of the Rabbit at this big family-friendly festival in Colorado Springs, returning live and in-person for 2023. Activities and performances include the traditional lion dance, kung fu demos, Taiko drumming, vendor booths, traditional foods, demonstrations and classes (like calligraphy) and more. CITY AUDITORIUM, cscci.org

January 27–29

THE DENVER BOAT SHOW

From jet skis to cabin cruisers, this annual show has just about any type of watercraft you’re looking for. Vendors will also have boat supplies, equipment and accessories, plus other products related to outdoor recreation. COLORADO CONVENTION CENTER denverboatshow.com

January 28

WINTER BREW FEST

Choose your favorites to taste from a selection of 80+ beers, seltzers and ciders, from a variety of breweries. Choose the daytime (1–4 p.m.) session or the evening session (7–10 p.m.); both include live music and food trucks. Proceeds from the event benefit Big Bones Canine Rescue. MILE HIGH STATION brewfestevents.com

January 28

THE GREAT FRUITCAKE TOSS

Love it or hate it, fruitcake is a classic holiday tradition! This quirky annual event in Manitou Springs, now in its 28th year, includes a fruitcake-tossing competition for all ages, a fruitcake costume contest, a fruitcake bake-off and much more. Rent the official event fruitcake for just $1.

MANITOU SPRINGS MEMORIAL PARK , manitousprings.org

January 28

ULLR GRASS BEER FESTIVAL

UllrGrass—named after Ullr, the Norse god of winter—is a big nonprofit music and beer festival in Golden, created to help celebrate live entertainment, craft brews and the great outdoors. Attendees are encouraged to dress up in their favorite ski gear or in fuzzy Viking costumes. Noon–4 p.m. at PARFET PARK , ullrgrass.com

January 28

DENVER WINTER WHISKEY TASTING

Love whiskey? Then you won’t want to miss this annual festival, featuring a wide variety of high-end whiskies that you can taste over the course of 2 to 3 ½ hours, depending on the ticket package selected. Some packages also include small bites while you taste and exclusive whiskey-themed gifts. BLAKE eventbrite.com

January 30

BUSH MARSHALL MEYER MEYER

Celebrate the best of bluegrass at this special event featuring American music masters Sam Bush, Mike Marshall, Edgar Meyer and George Meyer. 7:30 p.m. at GATES CONCERT HALL , newmancenterpresents.com