Living 50 Plus 02.22.19

The Press’ Special Edition

Living 50 Plus

FEBRUARY 22, 2019

Photo courtesy of HomeLife Senior Care

|

WWW.THEPRESS.NET

LIVING 50 PLUS

FEBRUARY 22, 2019

MEDAL LD AWARD

2018

GO

2B

“When it was time to find help for Mom

I made the best decision for all the right reasons.”

“I wanted a caring and friendly environment for Mom, with personal attention and a great quality of life. I found it all right here, where Assisted Living is designed individually for those who need some help with the activities of daily living. People like my Mom. Each day Mom gets three fresh, home-cooked meals, opportunities to socialize — even group trips. Since she moved in, she’s discovered a renewed sense of energy. I couldn’t ask for anything more — and neither could Mom.”

If you have a loved one that needs great care personalized just for them, call or visit today.

(925) 240-0733

Assisted Living 150 Cortona Way, Brentwood, CA 94513 (925) 240-0733 | brookdale.com RCFE # 075601508 ALL THE PLACES LIFE CAN GO is a Trademark of Brookdale Senior Living Inc., Nashville, TN, USA. ® Reg. U.S. Patent & TM Office 14-18700-0240-0614 SW

LIVING 50 PLUS

FEBRUARY 22, 2019

WWW.THEPRESS.NET

|

3B

Dependable, compassionate care for aging seniors AMY SCHRADER

W

hen Vicky Best’s mother underwent neck and back surgery, her Vinny and Angela DiNicola are the owners of HomeLife Senior Care, an award-winning licensed, non-medical, home-care agency in Brentwood that serves the Bay Area.

80-year-old father couldn’t give his wife the care she needed.

Best lived two hours away from her parents, worked full-time and was in a bind.

“After a few scary emergencies, I knew we needed more help,” said Best.

She isn’t alone. A growing number of people struggle to juggle their jobs with caring for aging parents. After receiving a recommendation, Best turned to HomeLife Senior Care for support.

HomeLife Senior Care is an awardwinning licensed, non-medical, home-care agency in Brentwood that serves the Bay Area. Services are available seven days a week and can range from a few hours a day to 24-hour, live-in care.

“We create a personalized and ON THE COVER: HomeLife Senior Care in Brentwood, serves the needs of Bay Area seniors with the assistance of in-home, non-medical care. Photo courtesy of HomeLife Senior Care

SAVE

up to

Photo courtesy of HomeLife Senior Care

affordable plan for you and your loved ones,” said Angela DiNicola, founder and owner of HomeLife Senior Care.

Best’s mother, Joanne, lives in Brentwood and has been receiving care from HomeLife Senior Care for over four years.

“HomeLife made my life and my mother’s life, so much easier and better,” said Best. “Their caregivers are compas-

sionate and loving, and the organization is competent at every level. They are a cut above everyone else.”

Before starting their business in 2010, Vinny and Angela DiNicola found themselves in a similar situation of caring for Vinny’s ailing father.

“Although his health wasn’t severe enough for a nursing home and he loved

his independence, he was unable to perform his activities of daily living without assistance,” said Angela.

That experience allowed them to see first-hand the importance of dependable and compassionate in-home care and led the DiNicola’s to create HomeLife Senior Care. see Care page 9B

$2000

on Jacuzzi and HotSpring

Premium Spas • Therapeutic & Swim Spas • Spa Covers & Lifters • Water Treatment & Accessories • Providing Professional

Service & Delivery

BBQ Grills • Stand-Alone Gas & Charcoal Grills • Built-In Grills • Grilling Supplies & Accessories

Outdoor Furniture • • • •

MEDAL LD AWARD

GO

2018

Every day made better ®

Full Service Dealer

Bar & Dining Tables Fire Table Collections Real Wood Pergolas Outdoor Islands

6061 Lone Tree Way (Behind Buffalo Wild Wings)

www.BrentwoodOutdoorLiving.com

Open 7 days a week

Monday – Friday 9am-7pm Saturday 9am-6pm • Sunday 11am-4pm

626-6383

4B

LIVING 50 PLUS

WWW.THEPRESS.NET

|

FEBRUARY 22, 2019

Standing up to osteoporosis after 50 B ACK IN 2010 AN X-RAY OF MY entire body revealed that I had osteopenia.

This diagnosis alerts the patient to watch for the beginnings of osteoporosis – which directly translates as “porous bone” – a disease in which the density and quality of bone are reduced.

Senior As our bones orner become more porous and fragile, the risk of fracture greatly increases. This bone loss occurs progressively and shows little or no outward symptoms until a fracture occurs.

Marla Once bones have Luckhardt been weakened by osteoporosis, symptoms may arise such as back pain caused by a slight fracture or damaged vertebrae, loss of height or stooped posture. It’s even possible to suffer a fracture without knowing how or when it occurred.

Last week I had a new X-ray performed.

Known as a bone density scan, the test was quick, easy and painless. I simply made an appointment at the lab and was done in less than half an hour.

Osteoporosis causes bones to become weak and brittle. In severe cases, a seemingly minor fall can cause a fracture. The same may even occur from mild stresses such as bending over or coughing. Such fractures most commonly occur in the hip, wrist or

C

spine. As we age the creation of new bone can’t keep up with the deterioration of old bone. Osteoporosis can affect both men and women, but as with all the other annoying things that come post-menopause, women are more likely to suffer from it and are at higher risk after age 50.

My doctor and I have an appointment next week to discuss options, but of course I had to find out all I could on the subject.

I don’t want to end up like a bag of empty skin with only bone fragments holding me together! I found out the bone density scan results lay out a comparison of healthy bone levels to mine, and I seemed to be right over the healthy limit. I hope that I’m correct in assuming that I can control or even reverse my diagnosis with suggested diet, supplements and exercise. My favorite thing to do ... NOT! Since I don’t smoke or consume alcohol anymore, both of which contribute to osteoporosis, I chalk up my diagnosis to a more sedentary lifestyle and lack of weightbearing exercise. I guess that needs to change right now. Warm up that treadmill, Grandpa!

I try to have a balanced diet and not overeat, but doctors encourage patients to increase consumption of protein and calcium-enriched foods as they’re two of the essential building blocks of good bone health. Chicken, eggs, low-fat dairy products such as milk and cottage cheese, soy, nuts, salmon, sardines, dark leafy vegetables and lentils are excellent

Elder Law and Estate Planning

Osteoporosis can affect both men and women, but as with all the other annoying things that come postmenopause, women are more likely to suffer from it and are at higher risk after age 50.

sources.

I began drinking a whey protein shake every day. They’re not only high in protein, but they taste pretty good, too. Try the chocolate. Calcium is also a balancing act.

I read that supplements can help, but that too much calcium can cause kidney stones.

I wish this was easier, but like everything else, good health is a constant juggling act.

The Institute of Medicine recommends a total daily calcium intake for people over 50 — from supplements and diet combined — should be no more than 2,000 milligrams.

I also take vitamin D. It improves the body’s ability to absorb calcium and assists bone

health in other ways. People are physically able to absorb adequate amounts of vitamin D from sunlight, but the sun may not be a good source if you’re housebound or if you regularly use sunscreen. Some people avoid the sun entirely due to skin cancer risk. Although there’s no standard dosage of vitamin D, a good starting point for adults is 600 to 800 international units (IU) a day through food or supplements. For people without other sources of vitamin D, and especially those with limited sun exposure, a supplement may be needed. Most multivitamin products contain between 600 and 800 IU of vitamin D. According to the Mayo Clinic, up to 4,000 IU per day is safe for most people.

Since balance becomes more difficult as we age, we’re at greater risk of falls.

Bone density scan tests are covered by most Medicare plans. After the test is complete, you’ll sit down with your doctor to discuss options for care and treatment of osteopenia or osteoporosis. Also, taking extra care by holding onto things or using a walker may just save you from a dreadful tumble. If it turns out that the condition is severe, you may need medication. Only you and your doctor can determine the right path for you.

I’m hoping my physician will tell me that I’m now on that right path.

Marla Luckhardt is a Brentwood resident who works with senior care and advocacy groups. Email her at marla2054@aol.com.

D U K ELLI S’ SUMMERSET REAL E STATE

LAW OFFICE OF

ANNE HYDORN

Trust. Compassion. Integrity. Kindness.

H

elping families and seniors plan for a secure future and peace of mind. Call or visit me online today to arrange for a no-cost consultation.

Lisa Dukellis-Mitchener (925) 775-8060

BROKER ASSOCIATE LIC. #01926087

Legal Services • • • •

Wills & Living Trusts Advance Health Care Directives Financial Powers of Attorney Life Care Planning

• MediCal & Long-Term Care Planning • Trust Administration

ANNE HYDORN

(925) 391-8630 Brentwood and East Contra Costa County

www.hydornlaw.com

I Love Helping Seniors & I’m a Summerset Resident!

Mary Jane Dukellis OWNER / BROKER

SERVING EAST COUNTY SINCE 1978

(925) 516-7463 www.dukellis.com

CRS, GRI, MBE, Retired Teacher LUHSD, License #00677384

LIVING 50 PLUS

FEBRUARY 22, 2019

Smart ways to embrace retirement

R

etirement is on the horizon for a significant number of people.

T ANNE VILLAG AIN

E

S

Around 10,000 people retire each day in the U.S., according to a study by Merrill Lynch and Age Wave, a consultancy studying the cultural and economic impacts of aging. But many soon-to-be retirees are not fully prepared for life after their work life ends. Shedding light on this next chapter can make retirement something to look forward to even more.

Retirement may no longer mean what it once did. Some retirees remove themselves entirely from the active employment market, while others prefer to keep at least one toe in the professional water. Some retirees change fields and do part-time work. Others may volunteer their time. Still, some choose to use retirement as an opportunity to spearhead a new business venture that may not have been possible beforehand. Retirees should reflect on their goals as well as their finances, and make plans accordingly.

Retiring may involve finding health insurance and preparing for other types of health care later in life.

The U.S. Census Bureau says employment-based insurance covered 55.4

CO

percent of the population in 2015, the most recent years for figures, followed by Medicaid (19.5 percent) and Medicare (16 percent). It pays to know the rules of each plan to avoid unnecessary expenses that can eat into retirement dollars. For those who will be relying solely on Medicare, find a counselor who can spell out the intricacies of the plan or use the free tool on Medicare.gov.

Quite often, soon-to-be retirees focus on the end of a career or the end of a stage in life without putting enough focus on the possibilities ahead. This is a prime time to find a new social network, travel, join a ministry and much more.

Retirement can be an opportunity to shed an old skin and try on a new one – especially as it pertains to housing.

There are options to downsize for empty nesters or even to secure resources to age in place. According to United Income, a money-management service, retirees should try out particular scenarios and locations prior to jumping in. Rent in a particular neighborhood, or house sit and try things on for size. Airbnb and other types of services can make this trial easy.

A new outlook on retirement can open up a world of opportunities.

– Courtesy Metro Creative

St. Anne Village INTERGENERATIONAL VILLAGE

M PAS

SIONATE

E CAR

Adult Day Care

safe for them! & n u f , u o y r Peace of mind fo All are welcome!

• Compassionate Care • Individual Options • Group Decision Making • Animal therapy • Alzheimer’s and Dementia Care • Open to the whole community!

• Come tour our wonderful facilities!

FREE

TRIAL & EVALUATION for Respite Care!

St. Anne Village 2800 Camino Diablo, Byron

925-240-4757 www.stannevillage.com Lic# 079200544

WWW.THEPRESS.NET

|

5B

6B

|

LIVING 50 PLUS

WWW.THEPRESS.NET

FEBRUARY 22, 2019

There are many options for staying in shape

Regardless of what type of fitness routine you choose, it’s important to remember that it’s never too late to get started.

L

AMY SCHRADER ooking for a reason to stay fit?

Studies show that regular exercise improves memory, thinking

skills, flexibility, strength and balance — all of which are key to keeping seniors healthy and independent. There

Photo courtesy of Metro Creative

are plenty of options for seniors looking to step up their fitness game and local

TED & S I S S T, A R LIVING N E D N INDEPE NIO E S E MEMORY CAR

MEDAL LD AWARD

GO

2017

R MEDAL VE AWARD

SIL

2018

experts weigh in on how to get started.

“Before seniors or anyone starts a new fitness routine, we recommend that they consult their physician to make sure they are healthy enough to start a program,” said James Wilson, general manager at Fit Republic in Brentwood.

After consulting your physician and getting the green light, Wilson recommends incorporating resistance training and cardio into a fitness routine. Resistance training helps to build muscles and keep bones healthy.

“Resistance training is easier on joints than weightlifting, and consists of isolated, functional movements with added resistance,” said Wilson. “This helps to retain and add

muscle mass.”

Besides getting advice from your doctor, fitness trainers can also help members create a personalized training program.

“It is highly encouraged that members meet with a trainer prior to any fitness routine at our club,” said Brandon Lim, fitness director at Diamond Hills Sports Club in Oakley. “We can assist in finding the best approach to each person’s fitness journey and recommend classes.”

Group exercise classes are a great way for seniors to stay fit, and they offer additional benefits. Lim recommends seniors try aquatic classes because they are easiest on the joints and are low impact.

Delta Valley Health Club (DVHC) in Brentwood offers over 50 group classes per week that can all be tailored to accommodate seniors.

“Group exercise classes are a great social activity, especially for seniors,” said Sandy McCaslin, DVHC’s chief operating officer.

“Studies show more and more seniors need social engagement, and classes encourage people to meet someone new.”

If you’re having a hard time sticking to a regular workout routine, McCaslin recommends working out with a friend. see Shape page 10B

Improve Your Hearing with the Hearing Aid Test Drive How can you be sure which hearing aid is right for you?

Make an Informed Choice At Hearing Services of Antioch, we believe the only way to know which hearing aid is right for you is to experience the benefits in your day-to-day life. That is why we created a hassle-free, no pressure process that truly puts you in the driver seat.

Assisted Living at Westmont of Brentwood provides

additional personalized services and care. It’s the comforts of your own private apartment, with the peace of mind of extra help with medication management, bathing, dressing and more.

YOUR STYLE, YOUR CHOICES. See why we’re the best.

Call today for your tour!

Here’s How It Works 1) Make an appointment for an initial hearing evaluation 2) Take home state-of-the-art hearing devices today. We allow you to try different types and price levels with no commitment or deposit required 3) Take your time evaluating which hearing aid suits you best

The Choice is Yours Call 925.778.3298 to

Schedule Your Risk-Free Hearing Aid Test Drive

925.516.8006

450 John Muir Parkway

www.WESTMONTLIVING.com

Mary Jane Garnett, Au.D. | Kevin Garnett, HAD

4045 Lone Tree Way, Ste D Antioch, CA 94531

www.hearingservicesofantioch.com

LIVING 50 PLUS

FEBRUARY 22, 2019

Tips to improve memory

F

orgetfulness can affect anyone.

Most adults experience moments when they cannot

find their keys. And once the keys are found, they move on without giving much thought as to why they did not immediately remember where they left their keys in the first place.

Minor bouts of forgetfulness do not occur by accident. In fact, the Harvard Medical School notes that they are likely byproducts of age-related changes in thinking skills. When people reach their 50s, chemical and structural changes in the brain may begin to occur, and these changes can affect a person’s ability to process memories.

Father Time may be a formidable foe, but people can take steps to give their memories a boost as they get older. ♦♦ Recognize the value of repetition.

Harvard Medical School notes that people might be more inclined to remember what they hear if they repeat it out loud.

Repetition increases the likelihood that the brain will record the information and be capable of retrieving it later. When studying for exams, many students repeat important points to themselves time and again, and

that same approach can be applied by adults who are trying to improve their memories. ♦♦ Eat a healthy diet. A 2015 study published the journal “Neurology” found people who eat healthy diets with lots of fruits, vegetables, nuts and fish and little alcohol and red meat may be less likely to experience declines in their memory and thinking skills. Authored by Andrew Smyth of McMaster University in Ontario and the National University of Ireland in Galway, the study followed more than 27,000 people in 40 countries for roughly five years. All participants were 55 years and older and had diabetes or a history of heart disease, stroke or peripheral artery disease. Those who ate the healthiest diets were 24 percent less likely to experience cognitive decline than people with the least healthy diets. ♦♦ Break things down. Breaking things down into small chunks also can help improve memory. If tasked with remembering something extensive like a speech, focus on a single sentence at a time. Only move on to the next sentence when you’re confident you have successfully committed the preceding sentence to memory.

Periodic memory lapses are often nothing to worry about, but those concerned about maintaining their memories can employ various strategies to do just that.

– Courtesy of Metro Creative

WWW.THEPRESS.NET

|

7B

THINKING ABOUT CHANGING YOUR TRUST? DECIDING BETWEEN AN AMENDMENT AND RESTATEMENT by Joan M.Grimes. and Jennifer L.Wallis Are you thinking about changing your Revocable Living Trust (“Trust”)? When considering a change, many clients ask whether they can simply amend the Trust or whether the entire Trust should be restated.

Simply amending sounds easier, right? But, here are a couple of things you should know.

In general, if you wish to make a minor change (i.e. changing Successor Trustees or adding a Co-Trustee), an amendment is fine. Go for it!

However, a restatement is recommended for major changes. For example, if you decide that you want to remove a beneficiary or change your distribution scheme, a restatement is a better option. You might ask why this is necessary when an amendment sounds easier. This is because the law requires that after you die, a copy of your trust plus all amendments must be provided to any named beneficiaries and your heirs at law. For example, let’s say after careful consideration you decide you want to remove your friend, Sally, from your Trust. If you only remove Sally from your Trust by amending your trust, when you die Sally will receive a copy of you original Trust (which includes her as a beneficiary) plus the amendment in which you removed her from your Trust. (Awkward!) However, if the Trust is restated rather than amended, the restated Trust supersedes the prior Trust and any amendments. Therefore,

under this restated Trust, Sally will not be entitled to receive a copy of your Trust since she is not included anywhere in your new restated Trust.

The good news is that restating your Trust is simple and does not require your new restated Trust be funded again (i.e. you don’t need to record new deeds for real property, change any bank accounts or other assets that are already in the Trust). This is because the restated Trust will have the same name and date as your original Trust. Since the name and date of the restated Trust will be the same as the original Trust, you won’t need to fund your Trust again.

So what’s the point? If you have a Trust, you should review it to make sure it still says what you want. If you decide you want to remove Sally or make another major change, you should consider a restatement rather than an amendment. If you would like us to review your Trust, we see people every day for a FREE 30 minute consultation in Walnut Creek and Brentwood.

This article provides only general legal information, and not specific legal advice.

Information contained is not a substitute for a personal consultation with an attorney. LAW OFFICE OF JOAN GRIMES, PHONE (925) 939-1680 1600 S. Main Street, Suite 100, Walnut Creek, CA 94596; 191 Sandcreek Road, Suite 220, Brentwood, CA 94513 © 2018 Joan Grimes – Advertisement

Hello, neighbors!

VA Approved Provider FOOT PAIN? Hello, neighbors!of Shoes & Orthotics

“Individual Service Our main office is now located in Brentwood!

Hello, neighbors! with Attention to Detail” • Diabetic Shoes and Insoles Our office now located in Hello, neighbors!

Hello, neighbors!

1280 Suite H Our main main office is isCentral now locatedBlvd, in Brentwood!

Brentwood!

Everything you expect from a high quality Our office is now locatedCA in Brentwood!

1280 Central Blvd, Suite H Our main office is now located in main Brentwood!

1280 Central Blvd, Suite HFitting over Braces Brentwood, 94513

• Extra Depth Shoes for

Everything you a home care agency,from PLUS...

Everything you expect expect from a high high quality quality Central Blvd, Suite H Wide Width Shoes 1280 Central Blvd, 1280 Suite H _______________ • Very Brentwood, CA 94513 home agency, PLUS...

Brentwood, CA 94513 ✓care Owned and operated by experienced nurses Everything you expect from a high quality g you expect from a high quality home care agency, PLUS... from 2E-10E _______________ _______________ Brentwood, CA 94513 Brentwood, CA 94513 ✓ Owned and operated by experienced nurses ✓ Licensed by the State of California home care agency, PLUS... agency, PLUS...

Hello, Hello,(925) neighbors! ✓ Owned and operated by experienced nurses • Foot Scanner neighbors! for 310 - 4455 _______________

_______________ Making Custom Orthotics ✓ by State of ✓ Registered and carefully screenednurses caregivers Our main Owned and operated experienced and operated byLicensed experienced nurses ✓✓ Licensed by the the State ofbyCalifornia California (925) 4455 Our main office is now located in Brentwoo office is 310 now located in Brentwood!

(925) 310 4455 www.abcyourcare.com • Ready to Wear Orthotics ✓ Registered and carefully screened caregivers ✓ Medication set upof and management available Licensed by State California d by the State California ✓✓of Registered andthe carefully screened caregivers (925) 310 4455 1280 Central Blvd, Suite H 1280 Central Blvd, Suite H (925) 310 4455 www.abcyourcare.com www.abcyourcare.com Everything you expect from a high quality Everything you expect from a high quality ✓ Medication set up and management available Please call for ✓ Registered and carefully screened caregivers ed and carefully screened caregivers ✓ Medication set up and management available an appointment Brentwood, CA 94513 Brentwood, CA 94513 www.abcyourcare.com www.abcyourcare.com now home care agency, PLUS... home care Call agency, PLUS... ✓management Medication set toup and management available ion set up and available 1504 Interested A_______________ Street, Antioch (925) 305-1855 Mon-Fri. 9:30-4:00 in a rewarding _______________ schedule your FREE Call now to ✓ Owned and operated by experienced nurses ✓ Owned and operated by experienced nurses Call now to health & safety Interested careerin caregiver? schedule your inasa a arewarding rewarding your FREE ✓ Licensed by the State ofInterested California ✓ schedule Licensed byFREE the State of California Call now to w to Hello, neighbors! assessment!

(925) 310 - is4455 health safety A Better Choice hiring! We are(925) 310 - 4455 career as a caregiver? health & &your safety Interested in a rewarding Interested in a rewarding schedule FREE career as a caregiver? our FREE Our ✓ Registered and carefully screened caregivers ✓ main Registered and carefully screened caregivers office is now located in Brentwood!

• Revocable Living Trusts assessment! proud to offer competitive pay and assessment!

A Better Choice is health & safety www.abcyourcare.com safety A Better Choice is hiring! hiring! We We are are www.abcyourcare.com career as a caregiver? career as a caregiver?

• Wills ✓ Medication set up and management available ✓1280 Medication set up and management available Central Blvd, Suite H Contact ourpay office proud benefits. to offer competitive andto get assessment!

ment! ality

E S TAT E P L A N N I N G

The help you need, the respect deserve. toof offer competitive A Better Choice is hiring!pay Weand are • We Power Attorney A Betteryou Choice is hiring!proud are

your application started get today. benefits. our Brentwood, CA 94513 benefits.

Contact our office office to topay getand The you need, the respect you deserve. proud toContact offer competitive • Health Care Directives proud to offer competitive pay and Serving Brentwood and the East Bay since 2011.

The help help you need, the respect you deserve. _______________ Call now to Call now to your application today. your application started today.to get • Real Property Truststarted rses benefits.

Contact our office benefits.

Contact our office to get Serving Brentwood and the East Bay since 2011.

Interested in a rewarding Interested in a rewarding The help you need, theEast respect youyour deserve. schedule FREE you need, Serving the respect you deserve. schedule your FREE Brentwood and the Bay since 2011.

• Transfer Deeds your application started today. your application started today.

(925) 310 - 4455 health & safety & safety career as a caregiver? career and the East Bay since 2011. ntwood and Serving the health East Brentwood Bay since 2011.

• Probate as a caregiver? ivers

ilable

assessment! www.abcyourcare.com

assessment!

The you helpdeserve. you need, The help you need, the respect Interested in a rewarding

A• Trust Better Choice is hiring! We are A Better Choice is hiring! We are Administration proud to offer competitive pay andproud to offer competitive pay and our office to get benefits. Contact our office to get thebenefits. respectContact you deserve.

Your Localtoday.

Attorney &application Counselor at Law your started today. your application started

BUZZARD LAW FIRM

www.BuzzardLaw.net Brentwood Serving and the EastServing Bay since 2011. and the East Bay since 2011. careerBrentwood as a caregiver?

A Better Choice is hiring! We are proud to offer competitive pay and benefits. Contact our office to get

729 FIRST STREET • BRENTWOOD • 516-7459

8B

|

LIVING 50 PLUS

WWW.THEPRESS.NET

Heart health hints

Cannabis & CBD Oils

By David Weiss

BENEFITS OF CBD OIL FOR SENIORS With all the talk about the benefits of cannabinoid oil (CBD), I thought I would give some information on what it is and a bit about how it works.

CBD has shown to be effective with a variety of conditions including: chronic pain from cancer, Crohn’s disease, ulcerative colitis, diabetes, rheumatoid arthritis and osteoarthritis, post-traumatic stress disorder, anxiety, multiple sclerosis and schizophrenia.

Research also suggests cannabinoids may prevent Alzheimer’s and dementia, but more research is needed.

CBD is one compound out of over a hundred different cannabinoids that are the naturally occurring chemical compounds found in the cannabis plant. Cannabinoids are partly responsible for the wide-array of medicinal and psychoactive effects cannabis may provide. Currently there are over 110 known cannabinoids with more likely to be discovered as studies continue to reveal the complex molecular structures of the cannabis plant. The reason I point this out is CBD is the most used word when describing cannabinoids.

Cannabinoids such as CBC (cannabichromene), CBDA (cannabidiolic acid), CBDV (cannabidivarin), CBG (cannabigerol) Each cannabinoid holds unique characteristics of their own that are worth noting in order to maximize desired effects from medicating with cannabis. These compounds along with the terpenes and a smidge of THC create what is called the entourage effect. The bringing together of these compounds that create a much greater effect when combined as opposed to their individual effectiveness.

These compounds work within our endo-cannabinoid system. The ECS has two primary receptors, the CB1 and CB2. The CB1 receptor binds primarily to the brain and nervous system, while the CB2 receptor interacts largely with the immune system. The cannabis plant relies on cannabinoids binding to these receptors to produce the array of potential benefits and effects.

For more information please check out my Facebook page or my web site at www.5dogsllc.com. If you would like to talk feel free to call me at 925-783-1612.

– Advertisement

SENIOR DISCOUNT!

SALES • REPAIRS • SERVICE • Full line of Accessories, Parts & Tools

• Large selection of bikes for KIDS & ADULTS in stock!

• Ask about our Senior, First Responder & Military DISCOUNTS!

1185 2nd Street, Ste. F

FEBRUARY 22, 2019

(Across from Willie’s Bagels) • www.ronzbikeshop.com

Give your loved ones peace of mind!

MEDAL LD AWARD

GO

2017

• Flat Rate Estate Planning • Avoid Costly Probate • Wills – Powers of Attorney • Trusts – Healthcare Directives www.EdwardYoungerLaw.com 420 Beatrice Court, Brentwood

Call for an Appointment Today! 925.420.4111

H

eart disease is a formidable foe. According the Centers for Disease

Control and Prevention, heart disease accounts for nearly 25 percent of all deaths in the U.S. each year.

Issues related to the heart affect both men and women. An estimated 15 million adults in the U.S. have coronary heart disease – the most common type of heart disease. Heart disease is not exclusive to the U.S.: the Heart Research Institute says that someone in Canada dies from heart disease or stroke every seven minutes.

Such statistics are disconcerting, but they can serve as a wake-up call to compel people to prioritize heart health.

Heart disease is often preventable, and people can employ various strategies to reduce their risk. ♦♦ Stop smoking right now. One of the best things to do to protect the heart is to stop smoking. The Heart Foundation indicates smoking reduces oxygen in the blood and damages blood vessel walls.

It also contributes to atherosclerosis – a narrowing and clogging of the arteries. ♦♦ Eat healthy fats. When eating, choose polyunsaturated and unsaturated

fats and avoid trans fats as much as possible. Trans fats increase one’s risk of developing heart disease by clogging arteries and raising LDL (bad) cholesterol levels. Read food labels before buying anything at the store. ♦♦ Keep your mouth clean. Studies show that bacteria in the mouth involved in the development of gum disease can travel to the bloodstream and cause an elevation in C-reactive protein, a marker for blood vessel inflammation. Brush and floss twice daily, and be sure to schedule a routine dental cleaning. ♦♦ Get adequate shut-eye. Ensuring adequate sleep can improve heart health. One study found young and middle-age adults who regularly slept seven hours a night had less calcium in their arteries (a sign of early heart disease) compared to those who slept five hours or less or those who slept nine hours or more. ♦♦ Adopt healthy eating habits. Eating more fruits, vegetables, whole grains and lean protein can help you lose and maintain a healthy weight, improve cholesterol levels and reduce blood pressure leading to a healthier heart. ♦♦ Embrace physical activity. Regular moderate exercise is great for the heart.

It can occur at the gym, playing with the kids or even taking the stairs at work.

– Courtesy of Metro Creative

LIVING 50 PLUS

Care from page 3B

We look for compassionate, honest people and assist them in becoming the best the home care industry has to offer.

– Angela DiNicola, HomeLife Senior Care their family member receiving care.

“HomeLife kept me in the loop and is excellent with communication,” said Best.

They also use advanced technology to monitor their caregivers’ work attendance in real time to assure they are there when the care is needed. Caregivers can assist with meal and menu planning, errands and transportation, light housework, personal care, medication reminders and other services, including Alzheimer’s and dementia care, socializing and companionship.

HomeLife Senior Care is located at 6440 Brentwood Blvd., Suite A, in Brentwood. For more information, visit www.homelifeseniorcare.com or call 925-240-5770.

To comment, visit www.thepress.net.

|

Helping Seniors for 22 Years • Living Trusts • Family Law • Probate • Adoption • Mediation • Divorce • Power of Attorney • Trust Administration 2018 • Child Custody • Restraining Orders E MEDA NZ AWARD

L

“We have a passion for the seniors and families we serve, and our goal is to excel in providing quality, dependable, best-in-class care,” said Angela.

According to Angela, their caregivers and training program are the keys to their success.

“Our caregivers are highly qualified and carefully selected individuals who are dependable and exceptionally caring of others,” she said. “We look for compassionate, honest people and assist them in becoming the best the home care industry has to offer.”

HomeLife Senior Care’s caregivers have access to their exclusive personal care attendant and certified hospice companion aide programs, which elevates their knowledge and status in the industry and instills in them the highest standards of caregiver professionalism. Their training program was designed by a hospice nurse and educates caregivers on health and dying, how to assist patients and hospice nurses with end-of-life care and prepares them for the emotional consequences of caring for the terminally ill.

The company also has a strict policy that a staff coordinator or member of senior management is available 24/7, 365 days a year.

“No matter what time you call, a HomeLife staff member will always be there,” said Angela.

This is comforting and reassuring for family members who don’t live close to

WWW.THEPRESS.NET

BR O

FEBRUARY 22, 2019

A DYNAMIC FULL SERVICE LAW FIRM OFFERING: • Family Law Paralegal Services • Aggressive Representation • Limited Scope Representation • Flat Rate Paralegal Services • Preparation of Divorce Documents

EC FL

EAST COUNTY FAMILY LAW GROUP

Compassionate, competent care right here at home.

Are you suffering from Bunions or Hammertoes? You don’t have to live with painful feet. Improper foot health can put a cramp in your daily routines. Podiatry Surgeons with Brentwood Surgery Center specialize in the intricate anatomy of the foot. We can help reduce your pain and get you back on your feet!

Michael J. Amthor, Attorney Alice Browne, Paralegal • Julie R. Amthor, Paralegal S p e c i a l i z i n g

i n

ORTHOPEDICS | PAIN MANAGEMENT | GASTROENTEROLOGY

516.4888

• 1120 Second St. Brentwood

GENERAL SURGERY | PODIATRY | EAR, NOSE & THROAT GYNECOLOGY | PLASTIC SURGERY | UROLOGY

In partnership with John Muir Health and Physician Owners

2400 Balfour Road | Suite 320 | The John Muir Outpatient Building Third Floor 925.626.9000 | www.BrentwoodSurgery.com

Visit our website for a live chat today!

www.eastcountyfamilylaw.com

9B

LIVING 50 PLUS

DAWNMARIE FEHR

A

s children leave the nest and retirement looms near, many adults in their 50s

and 60s are looking to downsize their homes.

Smaller floor plans and diminutive yards can be attractions for couples seeking to lighten the home maintenance load, and Brentwood has a new option for active adults 55 and older. Barcelona

by Shea Homes is located at the foot of Mt. Diablo and offers 72 ‘duets’ with amenities like a park, clubhouse and spa.

Originally from the Peninsula, LaRue and Jeffrey LaRussa are the first owners of one of Barcelona’s duets. Since their children moved to Brentwood, the couple

has been waiting for the right opportunity to move to the area.

“We did not want a big home,” LaRue LaRussa said of the couple’s search for a new house.

She explained that they received an email from Shea advertising their newest active adult development, and were interested right away.

“This smaller home meets our checklist,” LaRue LaRussa said. “And we love Brentwood, love the weather, love the hills, love that it’s not congested.

(Shea) has done such a nice job. We like the open (floor plan) and the size was right.”

She added that being in a community of active adults was also important. The LaRussas hope that many of their new neighbors will be in similar situations – moving from other cities and eager to make new friends.

Lana Skuba, a Shea Homes sales

Shape from page 6B “Many of our members report working out with a buddy is fun and keeps them accountable,” said McCaslin.“Just knowing you are accountable to show up makes a huge difference and is more motivating.”

Yoga is also a great option for seniors looking to try something new.

“Yoga can offer a wide array of health benefits for seniors,” said Stacia McConnell, owner of Bliss Hot Yoga in

assistant, explained that Barcelona’s duets may look like duplexes, but have one important difference. The homes — though occupying the same building — have separate lots.

“We have 36 buildings, which means 72 homes on 72 lots,” Skuba said.

The LaRussas look forward to living in Brentwood, spending time with their grandchildren and participating in community events. Their story is exactly what the company has in mind when designing these types of communities.

“As we have grown the brand, we’ve found there’s a need for more intimate and boutique communities that can help on price point,” said Jason Enos, Northern California area leader for Shea Homes.

“The smaller lots make it easier for residents with maintenance.”

The Barcelona by Shea Homes sales office is located at 1511 Spumante Lane in Brentwood. For hours and information, call 925-475-8329 or visit www. sheahomes.com/new-homes/california/ bay-area/brentwood/barcelona/.

Antioch. “It can help with balance, stability, improve flexibility and joint health. Yoga can also reduce high blood pressure and help with reducing anxiety.”

Regardless of what type of fitness routine you choose, it’s important to remember that it’s never too late to get started.

“You’re never too old to get moving and improve your health,” said McCaslin. “We encourage members to start with gentle activities and build up from there.”

Fit Republic is located at 2490 Sand Creek Road, in

We Care every Day In every Way

Photo by Dawnmarie Fehr

LaRue and Jeffrey LaRussa with their granddaughter, Jordin LaRussa on a recent visit to the LaRussa’s new home in Brentwood.

The couple will be moving in later this month, making them the first residents of the new community.

Brentwood. For more information, visit www.fitrepublic.com or call 925-230-0966. Diamond Hills Sports Club is located at 1510 Neroly Road, in Oakley. For more information visit www. sparetimesportsclubs.com or call 925-420-4575. Delta Valley Health Club is located at 120 Guthrie Ln., in Brentwood.

For more information, visit www.deltavac.com. Bliss Hot Yoga is located at 5865 Lone Tree Way, Suite L, in Antioch.

For more information, visit www.bliss-hotyoga.com or call 925-732-7803.

• Computer Diagnostics • Tune-Up • Brakes • Wheel Alignments • Oil Change • Mufflers

MEDAL LD AWARD

GO

SIL

20172016

MEDAL LD AWARD

R MEDA VE AWARD

20142013 L

R MEDAL VE AWARD

MEDA L LD AWARD

2010

GO

Downsizing in style

FEBRUARY 22, 2019

GO

WWW.THEPRESS.NET

SIL

|

GO

10B

MEDA L LD AWARD

2008

SAVE UP TO

America’s Choice in Homecare®

Visiting Angels franchised homecare agencies have served hundreds of thousands of families in their homes across the nation. Visting Angels is the most recognized and respected name in senior home care. We are “America’s Choice In HomeCare!”

• Affordable Care/ Professional care • More than just senior care • We’re locally owned • Providing “Peace of Mind” Since 1998 across America CAREGIVER OPPORTUNITIES AVAILABLE

925-240-1100 • Angelcare1000@gmail.com Serving Brentwood, Antioch, Discovery Bay and Contra Costa County and Alameda County

California Licensed Homecare Agency #014700010

www.visitingangels.com/livermore

$100! $25 off of $150 charge or more $50 off of $300 charge or more $100 off of $800 charge or more On any repair or service.

Valid on recommended services.

Not valid with any other offer or special.

Coupon must be presented in advance.

Discount does not apply to inspection or diagnostic labor time.

Offer expires 2/28/19.

“It’s a Matter of Trust.”

• Quality, Integrity & Trusted Complete Auto Service!

• Foreign & Domestic • Free Shuttle Service 2 Year or 24,000 Mile Parts & Labor Warranty on all repairs.

Factory trained ASE certified technicians

634-4145 | 8130 Brentwood Blvd.

Open M-F 8:00am -5:00 pm

www.MonkeyAuto.com

Like Us on Facebook

LIVING 50 PLUS

FEBRUARY 22, 2019

WWW.THEPRESS.NET

|

11B

Cruising offers variety of vacation options

C

Whether a person is new to cruising or is a seasoned ocean or river traveler, there are always techniques to try to score great deals or enjoy the experience even further.

ruising can be an ideal vacation for people of any age, but particularly for seniors.

These vacations combine all-inclusive meal packages with accommodations, breathtaking ports of call and pre-arranged activities. Vacationers don’t have to lift a finger for days on end. Cruising can also be a social activity. Singles can meet up with other like-minded people and enjoy the cruising experience together.

Cruise Lines International Association, a global organization advocating for the cruising community, found that 25.8 million people expected to take a cruise in 2017, and various cruise companies invested more than $6.8 billion in new ocean-going vessels.

Whether a person is new to cruising or a seasoned ocean traveler, there are always techniques to score great deals or enjoy the experience even more. Consider these tips and tricks courtesy of Royal Caribbean, The Cruise Critic, the Travel Channel and other vacationing experts. ♦♦ Research the ships and not just the cruise lines. Cruise lines each offer their own amenities and are known for certain features.

One cruise line may be a better match for young singles, while others may cater to families. In addition, certain ships may have their own special features such as water slides,

Photo courtesy of Metro Creative

A cruise can be an ideal vacation for seniors who have the time to get away. athletic events, casinos and more. Choose a ship that meets your needs. ♦♦ Arrive the night before. There’s no need to rush to the port to board the ship. Extend the vacation a little further by arriving a night or two before and checking into a nearby hotel. Some hotels may offer free parking or shuttle service to the ship. ♦♦ Choose a close port. Select a port within driving distance to avoid airline costs and the extra hassles of coordinating luggage and travel to the port. ♦♦ Book dining ahead of time. Cruise ships often have a main dining room and specialty

restaurants. If you want a particular meal, make reservations before leaving port. Certain restaurants may offer discounts or perks such as a free bottle of wine or premiere seating. ♦♦ Understand what’s included. Cruise ships have many foods and drinks that are included in the packaged price. Certain branded items like specialty coffees, ice creams or premium drinks may be available at an additional charge.

But chances are you can find a similar version elsewhere on the ship for free. ♦♦ Explore special discounts. When shopping for a cruise, see if there are discounts available for seniors, teachers,

people in the military or those who belong to certain clubs. Cruise companies often love to provide incentives, so it pays to ask about discount pricing. ♦♦ Make a list of activities. It can be easy to get overwhelmed by all of the offerings on a cruise ship. Recognize that you can’t see or hear it all, and prioritize what’s important to you. Make sure you have plenty of time to relax. ♦♦ Book at the right time. Cruises may be more available after Labor Day when kids go back to school and the weeks between Thanksgiving and Christmas when others are too busy to travel.

Cruising can be an ideal vacation for travelers who are savvy enough to do their research.

– Courtesy Metro Creative

Making Life easier, for Life

We have coverage...

• Scooters, Vehicle Lifts, Ramps, Lift Chairs

30% off

for any stage in your life.

Auto • Home • Recreational Vehicles Are you prepared for life’s journey? We are here to help.

2738 West Tregallas Road, Suite B Antioch • 925-757-4208 Lic# 0E08504

www.EastCountyIns.com Call for a FREE Quote Today!

• Orders over $100 are

20% off

• Orders under $100 are

10% off

All day, everyday!

8157 Brentwood Blvd. | Brentwood, CA 94513 (925) 634-7791 | www.medsolutionsllc.com

12B

|

WWW.THEPRESS.NET

LIVING 50 PLUS

FEBRUARY 22, 2019

Unexpected Life Events May Jeopardize Financial Security

I

s it really 2019? 2018 flew by so quickly. I feel

owners of the home.

like I wake up in the morning and head off to

We all know about the 4% rule. The problem with it is that when we are 62, or 65, or 75, we are still out and about engaging in activities, traveling, dining, hobbies, etc. We still want spendable money to be able to appreciate, enjoy, and participate in our retirement years. No matter how you cut it, 4% of even $1,000,000 is only $40,000. That is not a whole lot of money to really enjoy our many years of retirement.

work. Before I even blink my eyes, I am home

making dinner, and heading off to bed again.

As with every year, there were highs and lows in 2018. I lost my cousin and a very dear friend to heart disease. I lost three friends to cancer; and I have several other friends who are fighting the good fight against cancer. On the brighter side, my oldest graduated from college and started their master’s program. My youngest began his senior year of high school and is eagerly looking forward to Senior Ball and Grad night.

The consistent outcome of the research shows that using home equity as part of your retirement spending plan will likely extend the overall life of your retirement savings to last you through-out your years; And it may even increase the ultimate value of your legacy.

I have said it before, and I will say it again, I can look back and see each moment of my life; I can play it like a movie through my mind’s eye. Yet I still wake up in the morning and say, ‘I’m going to be 60 years old this year, where in the world has the time gone’. I am just glad 60 is the new 40!

As I face the realities of growing older, I realize that we all encounter similar challenges. We begin to confront our own mortality; we begin to cherish each moment more fiercely; we wonder what the future will bring. It is as though we begin to realize that the future is no longer ‘indefinite’. There is an ending and we can see it off in the distance.

I was reading a study last week by the Center for Retirement Research at Boston College, about the biggest challenges’ seniors are facing in 2019 and into the future.

They list the biggest hurdles as 1. Out of pocket medical expenses; 2. Cognitive decline; and 3. Widowhood.

Certainly, out of pocket medical expenses are headline news as they sky-rocket out of control.

Cognitive decline is also at the forefront of everyone thoughts as we are all touched by someone affected by some level of dementia.

The one topic that I was surprised to see in this top 3 list is widowhood. We hear the tragic stories of a couple finally reaching retirement and then one spouse unexpectedly passes, leaving the other grieving, certainly for the loss of their spouse, and also for the loss of their future – the future they had both dreamed of together – one of travel, excitement, relaxation, and security. Yes, these are heart-breaking stories.

To see this possibility in the top 3 challenges that seniors are facing in the coming years is shocking to me. I truly thought it was an occasional tragedy, not in the top three probabilities.

One challenge that I would add to this list is divorce. According to the Pew Research Center, the number of people 50 years and older getting divorced has roughly doubled over the last 25 years. There are many reasons for this trend. As people are living longer, they reach retirement and may not like what they see as they envision the next 30-40 years ahead of them. Perhaps it is due to the reduced stigma once associated with divorce. Whatever the reason, the trend is undeniable.

The bottom line is that we are seeing a significant trend where people are finding themselves ‘single’ at the very point in time when financial security may also be rocked due to retirement. Retirement, by its very nature, moves us from the ‘accumulation phase’ of life

The real bottom line is that we are living longer, and we are young at heart. We are still ready, willing, and wanting to live out our dreams. We want to revel in our retirement years, we want to travel, and play, and experience new adventures.

Beth Miller-Rowe has been in the mortgage industry for 36 years specializing in reverse mortgages for the past 10 years. Beth has degrees in economics and business administration.

into the ‘decumulation phase’ of life.

When we are suddenly on our own due to tragic loss, whether that is death, disease, or divorce, we face the unthinkable. We look in the mirror, while grieving our loss, and here we are, at our age, wondering if we are going to be financially secure.

The financial equation is clearly impacted by illness of, or the death of, a loved one. We are impacted by increased expenses from caring for our spouse or partner during an illness, or the loss of income altogether upon the death of our life partner. The financial equation is also significantly impacted by divorce.

The effect on the income and expense side of the financial statement is clear cut. What we have to evaluate is the “asset” side of the equation.

How might we utilize our assets to set ourselves up for longer term financial security, even if we face unexpected life events.

There has been a tremendous amount of retirement research done by Drs. Barry and Stephen Sacks, Wade Pfau, Robert Merton, Jamie Patrick Hopkins, and Robert Powell. All of these retirement researchers are addressing the same question – how we make our retirement savings last through-out the new longevity spectrum and to survive through the challenges we face as well.

What we don’t want is to be stuck at home, so we can leave our equity, that we have worked so hard to accumulate, to our kids, or a charity, or to a niece or cousin. That is just not who we are – if there is something leftover, that is fabulous, but while we are alive, we are going to live our best life!

If you would like a no pressure, no obligation presentation in your home, I am happy to come sit at your kitchen table and chat about your goals. This is your home, your retirement, your money. Work with a specialist and meet face to face. Fed Ex, email, and phone calls do not give you the time, and respect you deserve when dealing with your future. Call me today to schedule an appointment to meet in the comfort of your home. I look forward to meeting you.

– Advertorial

Let’s take a look and see if we can Make Your Retirement Dreams Come True.

Beth Miller-Rowe NMLS: 294774

Branch Manager and Reverse Mortgage Specialist

The Reverse Mortgage Group • A Division of American Pacific Mortgage Corp.

Office: 925-969-0380 Cell: 925-381-8264 Beth@YourReverse.com

3478 Buskirk Ave., Ste. 1000 Pleasant Hill, CA 94523

“Retirement savings”. What is the definition? We have this pool of money called retirement savings what all should we include in the pool?

Our 401Ks, 403Bs, and IRAs are obvious. We may have annuities, savings bonds, or cash in the mattress.

You may have fine art, jewelry, or valuable collectables.

What should be included in the spendable pool of funds.

Much of the research done by retirement scholars focuses on whether home equity should be included when looking at retirement spending. In the past, home equity was placed up on the mantle and admired. It was saved for future generations regardless of the quality of life of the current residents and

Your Retirement Dreams Can Come True!

A Division of American Pacific Mortgage Corporation NMLS 1850

BRE: 00950759/01215943 • NMLS: 294774/831612/1850

Licensed by the Dept of Business Oversight under the California Residential Mortgage Lending Act

*Reverse mortgages are loans offered to homeowners who are 62 or older who have equity in their homes. The loan programs allow borrowers to defer payment on the loans until they pass away, sell the home, or move out.

Homeowners, however, remain responsible for the payment of taxes, insurance, maintenance, and other items. Nonpayment of these items can lead to a default under the loan terms and ultimate loss of the home. FHA insured reverse mortgages have an up front and ongoing cost; ask your loan officer for details. These materials are not from, nor approved by HUD, FHA, or any governing agency. **American Pacific Mortgage Corporation is not financial service company or licensed tax advisors; the material provided is for informational and educational purposes only and should not be construed as investment, tax and/or mortgage advice. Although the material is deemed to be accurate and reliable, there is no guarantee it is without errors. We are not financial or tax advisors, please contact your financial professional for your personal financial situation.